Home > The First State Bank of Winchester, Illinois > Income and Expense
The First State Bank of Winchester, Illinois, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 7,573 |
| Total interest expense | $229,000 | 7,430 |
| Net interest income | $525,000 | 7,496 |
| Provision for loan and lease losses | $1,072,000 | 1,989 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $90,000 | 4,852 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $53,000 | 5,767 |
| Total noninterest expense | $755,000 | 6,874 |
| Salaries and employee benefits | $298,000 | 7,333 |
| Premises and equipment expense | $74,000 | 7,057 |
| Additional noninterest expense | $383,000 | 5,947 |
| Pre-tax net operating income | $-1,159,000 | 7,099 |
| Securities gains (losses) | $-1,504,000 | 8,039 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,663,000 | 7,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,663,000 | 7,590 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,663,000 | 7,590 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,159,000 | 7,209 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 7,581 |
| Total interest expense | $121,000 | 7,457 |
| Net interest income | $271,000 | 7,485 |
| Provision for loan and lease losses | $1,072,000 | 1,131 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $317,000 | 7,176 |
| Salaries and employee benefits | $143,000 | 7,441 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $135,000 | 6,563 |
| Pre-tax net operating income | $-1,053,000 | 7,646 |
| Securities gains (losses) | $-1,463,000 | 8,153 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,516,000 | 7,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,516,000 | 7,945 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,516,000 | 7,945 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,053,000 | 7,714 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 7,316 |
| Total interest expense | $713,000 | 7,301 |
| Net interest income | $1,308,000 | 7,241 |
| Provision for loan and lease losses | $210,000 | 5,144 |
| Total noninterest income | $317,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $158,000 | 5,211 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $159,000 | 5,220 |
| Total noninterest expense | $1,268,000 | 7,188 |
| Salaries and employee benefits | $598,000 | 7,410 |
| Premises and equipment expense | $172,000 | 6,934 |
| Additional noninterest expense | $498,000 | 6,633 |
| Pre-tax net operating income | $147,000 | 5,888 |
| Securities gains (losses) | $-467,000 | 7,525 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-320,000 | 6,587 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-320,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,016 |
| Cash dividends | $55,000 | 5,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $147,000 | 5,842 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 7,330 |
| Total interest expense | $574,000 | 7,316 |
| Net interest income | $1,019,000 | 7,232 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $256,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $118,000 | 5,254 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 5,091 |
| Total noninterest expense | $944,000 | 7,204 |
| Salaries and employee benefits | $439,000 | 7,483 |
| Premises and equipment expense | $131,000 | 6,942 |
| Additional noninterest expense | $374,000 | 6,620 |
| Pre-tax net operating income | $331,000 | 5,529 |
| Securities gains (losses) | $-166,000 | 7,581 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $165,000 | 5,863 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $165,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,819 |
| Cash dividends | $55,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $331,000 | 5,244 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 7,366 |
| Total interest expense | $424,000 | 7,275 |
| Net interest income | $657,000 | 7,321 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $120,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $75,000 | 5,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $642,000 | 7,226 |
| Salaries and employee benefits | $299,000 | 7,516 |
| Premises and equipment expense | $88,000 | 6,959 |
| Additional noninterest expense | $255,000 | 6,600 |
| Pre-tax net operating income | $135,000 | 6,198 |
| Securities gains (losses) | $-200,000 | 8,303 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-65,000 | 7,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-65,000 | 7,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,916 |
| Cash dividends | $55,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $135,000 | 6,018 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 7,370 |
| Total interest expense | $242,000 | 7,190 |
| Net interest income | $324,000 | 7,390 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $325,000 | 7,250 |
| Salaries and employee benefits | $142,000 | 7,625 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $137,000 | 6,409 |
| Pre-tax net operating income | $55,000 | 6,549 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $20,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $55,000 | 6,417 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 7,179 |
| Total interest expense | $1,100,000 | 7,018 |
| Net interest income | $1,432,000 | 7,213 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $240,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $159,000 | 5,333 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $81,000 | 6,513 |
| Total noninterest expense | $1,301,000 | 7,207 |
| Salaries and employee benefits | $652,000 | 7,395 |
| Premises and equipment expense | $159,000 | 7,167 |
| Additional noninterest expense | $490,000 | 6,627 |
| Pre-tax net operating income | $371,000 | 6,354 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $371,000 | 6,154 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $371,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,136 |
| Cash dividends | $325,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $371,000 | 6,138 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 7,221 |
| Total interest expense | $841,000 | 7,017 |
| Net interest income | $1,069,000 | 7,265 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $162,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $117,000 | 5,376 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $45,000 | 6,932 |
| Total noninterest expense | $940,000 | 7,259 |
| Salaries and employee benefits | $448,000 | 7,526 |
| Premises and equipment expense | $121,000 | 7,111 |
| Additional noninterest expense | $371,000 | 6,582 |
| Pre-tax net operating income | $291,000 | 6,599 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $291,000 | 6,360 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $291,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $291,000 | 6,353 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 7,235 |
| Total interest expense | $579,000 | 6,982 |
| Net interest income | $709,000 | 7,335 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $106,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $73,000 | 5,514 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $641,000 | 7,264 |
| Salaries and employee benefits | $305,000 | 7,544 |
| Premises and equipment expense | $84,000 | 7,058 |
| Additional noninterest expense | $252,000 | 6,573 |
| Pre-tax net operating income | $174,000 | 6,792 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $174,000 | 6,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $174,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $110,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $174,000 | 6,555 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 7,285 |
| Total interest expense | $320,000 | 6,803 |
| Net interest income | $316,000 | 7,568 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $312,000 | 7,350 |
| Salaries and employee benefits | $145,000 | 7,662 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $61,000 | 7,150 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $61,000 | 7,000 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $61,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $5,000 | 3,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $61,000 | 6,986 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 7,480 |
| Total interest expense | $795,000 | 7,329 |
| Net interest income | $1,272,000 | 7,481 |
| Provision for loan and lease losses | $-70,000 | 8,431 |
| Total noninterest income | $212,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $161,000 | 5,392 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 7,226 |
| Total noninterest expense | $1,350,000 | 7,136 |
| Salaries and employee benefits | $720,000 | 7,208 |
| Premises and equipment expense | $172,000 | 7,010 |
| Additional noninterest expense | $458,000 | 6,745 |
| Pre-tax net operating income | $204,000 | 7,393 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $204,000 | 7,259 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $204,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $445,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $204,000 | 7,253 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 7,565 |
| Total interest expense | $565,000 | 7,414 |
| Net interest income | $953,000 | 7,558 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $152,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $114,000 | 5,569 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $954,000 | 7,276 |
| Salaries and employee benefits | $480,000 | 7,463 |
| Premises and equipment expense | $127,000 | 7,055 |
| Additional noninterest expense | $347,000 | 6,738 |
| Pre-tax net operating income | $151,000 | 7,622 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $151,000 | 7,472 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $151,000 | 7,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $415,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $151,000 | 7,475 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 7,604 |
| Total interest expense | $347,000 | 7,512 |
| Net interest income | $655,000 | 7,550 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $99,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 5,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $633,000 | 7,328 |
| Salaries and employee benefits | $324,000 | 7,478 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $230,000 | 6,790 |
| Pre-tax net operating income | $121,000 | 7,563 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-2,000 | 8,440 |
| Income before extraordinary items | $123,000 | 7,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $123,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $385,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $123,000 | 7,366 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 7,604 |
| Total interest expense | $160,000 | 7,588 |
| Net interest income | $341,000 | 7,492 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $303,000 | 7,414 |
| Salaries and employee benefits | $148,000 | 7,663 |
| Premises and equipment expense | $39,000 | 7,256 |
| Additional noninterest expense | $116,000 | 6,720 |
| Pre-tax net operating income | $87,000 | 7,215 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $87,000 | 6,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $105,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $87,000 | 6,933 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 7,325 |
| Total interest expense | $607,000 | 7,311 |
| Net interest income | $1,525,000 | 7,265 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $200,000 | 7,071 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $143,000 | 5,697 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,225 |
| Total noninterest expense | $1,336,000 | 7,165 |
| Salaries and employee benefits | $679,000 | 7,341 |
| Premises and equipment expense | $165,000 | 7,110 |
| Additional noninterest expense | $492,000 | 6,632 |
| Pre-tax net operating income | $389,000 | 7,099 |
| Securities gains (losses) | $57,000 | 876 |
| Applicable income taxes | $-2,000 | 8,409 |
| Income before extraordinary items | $448,000 | 6,585 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $448,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $349,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $391,000 | 6,777 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 7,314 |
| Total interest expense | $464,000 | 7,225 |
| Net interest income | $1,151,000 | 7,291 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $143,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 5,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,302 |
| Total noninterest expense | $976,000 | 7,207 |
| Salaries and employee benefits | $473,000 | 7,494 |
| Premises and equipment expense | $130,000 | 7,008 |
| Additional noninterest expense | $373,000 | 6,565 |
| Pre-tax net operating income | $318,000 | 7,129 |
| Securities gains (losses) | $57,000 | 829 |
| Applicable income taxes | $-1,000 | 8,537 |
| Income before extraordinary items | $376,000 | 6,508 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $376,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $319,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $319,000 | 6,773 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 7,235 |
| Total interest expense | $324,000 | 7,044 |
| Net interest income | $785,000 | 7,236 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $96,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $627,000 | 7,298 |
| Salaries and employee benefits | $303,000 | 7,587 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $234,000 | 6,726 |
| Pre-tax net operating income | $254,000 | 6,885 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,000 | 8,563 |
| Income before extraordinary items | $255,000 | 6,470 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $255,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $199,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $255,000 | 6,424 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,247 |
| Total interest expense | $162,000 | 7,021 |
| Net interest income | $401,000 | 7,237 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $317,000 | 7,337 |
| Salaries and employee benefits | $148,000 | 7,695 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $132,000 | 6,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $132,000 | 6,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $132,000 | 6,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $114,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $132,000 | 6,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 7,392 |
| Total interest expense | $449,000 | 7,499 |
| Net interest income | $1,539,000 | 7,255 |
| Provision for loan and lease losses | $38,000 | 6,224 |
| Total noninterest income | $193,000 | 7,210 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $139,000 | 5,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $1,300,000 | 7,256 |
| Salaries and employee benefits | $673,000 | 7,384 |
| Premises and equipment expense | $162,000 | 7,206 |
| Additional noninterest expense | $465,000 | 6,767 |
| Pre-tax net operating income | $394,000 | 7,105 |
| Securities gains (losses) | $-12,000 | 8,276 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $381,000 | 6,873 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $381,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $445,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $393,000 | 6,749 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 7,477 |
| Total interest expense | $318,000 | 7,612 |
| Net interest income | $1,131,000 | 7,325 |
| Provision for loan and lease losses | $38,000 | 5,777 |
| Total noninterest income | $148,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 7,283 |
| Total noninterest expense | $922,000 | 7,353 |
| Salaries and employee benefits | $462,000 | 7,550 |
| Premises and equipment expense | $123,000 | 7,151 |
| Additional noninterest expense | $337,000 | 6,818 |
| Pre-tax net operating income | $319,000 | 7,109 |
| Securities gains (losses) | $-12,000 | 8,545 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $305,000 | 6,862 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $305,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $420,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $316,880 | 6,734 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 7,512 |
| Total interest expense | $212,000 | 7,678 |
| Net interest income | $753,000 | 7,359 |
| Provision for loan and lease losses | $38,000 | 5,097 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $71,000 | 5,950 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $610,000 | 7,427 |
| Salaries and employee benefits | $302,000 | 7,657 |
| Premises and equipment expense | $82,000 | 7,177 |
| Additional noninterest expense | $226,000 | 6,840 |
| Pre-tax net operating income | $206,000 | 7,138 |
| Securities gains (losses) | $-12,000 | 8,715 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $192,000 | 6,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $360,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $203,880 | 6,788 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,380 |
| Total interest expense | $113,000 | 7,644 |
| Net interest income | $412,000 | 7,193 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $317,000 | 7,372 |
| Salaries and employee benefits | $161,000 | 7,526 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $117,000 | 6,746 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $106,000 | 6,771 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,919 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $106,000 | 6,655 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 7,189 |
| Total interest expense | $591,000 | 7,420 |
| Net interest income | $1,766,000 | 6,954 |
| Provision for loan and lease losses | $119,000 | 5,068 |
| Total noninterest income | $173,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $119,000 | 6,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,259,000 | 7,346 |
| Salaries and employee benefits | $632,000 | 7,573 |
| Premises and equipment expense | $150,000 | 7,393 |
| Additional noninterest expense | $477,000 | 6,694 |
| Pre-tax net operating income | $561,000 | 6,473 |
| Securities gains (losses) | $261,000 | 1,139 |
| Applicable income taxes | $8,000 | 7,101 |
| Income before extraordinary items | $814,000 | 5,197 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $814,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $1,391,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $555,610 | 5,961 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,222 |
| Total interest expense | $459,000 | 7,493 |
| Net interest income | $1,339,000 | 6,963 |
| Provision for loan and lease losses | $73,000 | 5,264 |
| Total noninterest income | $127,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $89,000 | 6,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,573 |
| Total noninterest expense | $863,000 | 7,562 |
| Salaries and employee benefits | $442,000 | 7,701 |
| Premises and equipment expense | $112,000 | 7,421 |
| Additional noninterest expense | $309,000 | 7,060 |
| Pre-tax net operating income | $530,000 | 6,162 |
| Securities gains (losses) | $261,000 | 1,058 |
| Applicable income taxes | $8,000 | 7,139 |
| Income before extraordinary items | $783,000 | 4,659 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $783,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $1,166,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $524,610 | 5,543 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,253 |
| Total interest expense | $311,000 | 7,585 |
| Net interest income | $906,000 | 6,928 |
| Provision for loan and lease losses | $73,000 | 4,471 |
| Total noninterest income | $86,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $564,000 | 7,624 |
| Salaries and employee benefits | $281,000 | 7,847 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $207,000 | 7,051 |
| Pre-tax net operating income | $355,000 | 6,140 |
| Securities gains (losses) | $90,000 | 1,588 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $441,000 | 5,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $441,000 | 5,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $916,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $351,900 | 5,515 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 7,211 |
| Total interest expense | $160,000 | 7,622 |
| Net interest income | $465,000 | 6,859 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $285,000 | 7,635 |
| Salaries and employee benefits | $148,000 | 7,751 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $154,000 | 6,413 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $153,000 | 5,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $291,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $153,000 | 5,776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 7,328 |
| Total interest expense | $779,000 | 7,579 |
| Net interest income | $1,754,000 | 7,030 |
| Provision for loan and lease losses | $57,000 | 6,584 |
| Total noninterest income | $162,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $117,000 | 6,301 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $1,167,000 | 7,545 |
| Salaries and employee benefits | $549,000 | 7,934 |
| Premises and equipment expense | $153,000 | 7,403 |
| Additional noninterest expense | $465,000 | 6,712 |
| Pre-tax net operating income | $692,000 | 6,118 |
| Securities gains (losses) | $80,000 | 1,959 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $767,000 | 5,316 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $767,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $641,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $687,800 | 5,467 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 7,598 |
| Total interest expense | $1,163,000 | 7,680 |
| Net interest income | $1,476,000 | 7,382 |
| Provision for loan and lease losses | $58,000 | 6,522 |
| Total noninterest income | $195,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $117,000 | 6,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $1,063,000 | 7,793 |
| Salaries and employee benefits | $520,000 | 8,074 |
| Premises and equipment expense | $148,000 | 7,555 |
| Additional noninterest expense | $395,000 | 7,182 |
| Pre-tax net operating income | $550,000 | 6,359 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $545,000 | 5,866 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $545,000 | 5,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,021 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $545,990 | 5,748 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 7,790 |
| Total interest expense | $1,234,000 | 7,736 |
| Net interest income | $1,382,000 | 7,682 |
| Provision for loan and lease losses | $77,000 | 5,824 |
| Total noninterest income | $163,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,001,000 | 8,015 |
| Salaries and employee benefits | $504,000 | 8,223 |
| Premises and equipment expense | $156,000 | 7,501 |
| Additional noninterest expense | $341,000 | 7,622 |
| Pre-tax net operating income | $467,000 | 7,168 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,000 | 8,229 |
| Income before extraordinary items | $463,000 | 6,520 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $463,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $147,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $463,000 | 6,531 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 8,008 |
| Total interest expense | $1,128,000 | 7,835 |
| Net interest income | $1,285,000 | 8,017 |
| Provision for loan and lease losses | $116,000 | 4,933 |
| Total noninterest income | $139,000 | 8,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $1,000,000 | 8,133 |
| Salaries and employee benefits | $504,000 | 8,325 |
| Premises and equipment expense | $164,000 | 7,413 |
| Additional noninterest expense | $332,000 | 7,859 |
| Pre-tax net operating income | $308,000 | 8,050 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $308,000 | 7,548 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $308,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $154,000 | 5,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $308,000 | 7,520 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 8,400 |
| Total interest expense | $1,071,000 | 8,226 |
| Net interest income | $1,162,000 | 8,417 |
| Provision for loan and lease losses | $37,000 | 7,064 |
| Total noninterest income | $108,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $869,000 | 8,534 |
| Salaries and employee benefits | $447,000 | 8,667 |
| Premises and equipment expense | $141,000 | 7,860 |
| Additional noninterest expense | $281,000 | 8,298 |
| Pre-tax net operating income | $364,000 | 8,065 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $363,000 | 7,460 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $363,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $468,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $364,000 | 7,372 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 8,897 |
| Total interest expense | $943,000 | 8,844 |
| Net interest income | $1,146,000 | 8,816 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $135,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $791,000 | 9,066 |
| Salaries and employee benefits | $440,000 | 9,014 |
| Premises and equipment expense | $105,000 | 8,851 |
| Additional noninterest expense | $246,000 | 8,894 |
| Pre-tax net operating income | $454,000 | 8,163 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-217,000 | 10,803 |
| Income before extraordinary items | $671,000 | 6,023 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $671,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,206 |
| Cash dividends | $647,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $671,000 | 5,976 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 9,257 |
| Total interest expense | $971,000 | 9,117 |
| Net interest income | $1,126,000 | 9,219 |
| Provision for loan and lease losses | $116,000 | 4,790 |
| Total noninterest income | $109,000 | 9,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $735,000 | 9,689 |
| Salaries and employee benefits | $423,000 | 9,450 |
| Premises and equipment expense | $91,000 | 9,522 |
| Additional noninterest expense | $221,000 | 9,694 |
| Pre-tax net operating income | $384,000 | 8,611 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $124,000 | 8,333 |
| Income before extraordinary items | $282,000 | 8,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $282,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,514 |
| Cash dividends | $278,000 | 4,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $266,820 | 8,630 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 9,784 |
| Total interest expense | $922,000 | 9,539 |
| Net interest income | $1,037,000 | 9,825 |
| Provision for loan and lease losses | $-92,000 | 11,688 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $735,000 | 10,053 |
| Salaries and employee benefits | $425,000 | 9,740 |
| Premises and equipment expense | $92,000 | 9,856 |
| Additional noninterest expense | $218,000 | 10,204 |
| Pre-tax net operating income | $537,000 | 8,230 |
| Securities gains (losses) | $-70,000 | 11,344 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $354,000 | 8,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $354,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $418,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $407,200 | 7,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 10,172 |
| Total interest expense | $732,000 | 9,918 |
| Net interest income | $1,068,000 | 10,188 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $108,000 | 10,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $778,000 | 10,340 |
| Salaries and employee benefits | $428,000 | 10,020 |
| Premises and equipment expense | $75,000 | 10,805 |
| Additional noninterest expense | $275,000 | 10,242 |
| Pre-tax net operating income | $398,000 | 9,390 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $322,000 | 8,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $322,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $342,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $325,280 | 8,920 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 10,416 |
| Total interest expense | $747,000 | 10,323 |
| Net interest income | $1,138,000 | 10,267 |
| Provision for loan and lease losses | $-3,000 | 12,440 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $761,000 | 10,875 |
| Salaries and employee benefits | $405,000 | 10,586 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $486,000 | 8,747 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $122,000 | 9,263 |
| Income before extraordinary items | $437,000 | 8,079 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $437,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 12,568 |
| Cash dividends | $660,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $380,060 | 8,379 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 10,959 |
| Total interest expense | $944,000 | 10,641 |
| Net interest income | $1,021,000 | 11,023 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $692,000 | 11,555 |
| Salaries and employee benefits | $356,000 | 11,380 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $275,000 | 11,200 |
| Pre-tax net operating income | $432,000 | 8,944 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $408,000 | 8,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $408,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 13,683 |
| Cash dividends | $940,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $357,370 | 8,278 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.