Home > The First State Bank of Wiggins > Income and Expense
The First State Bank of Wiggins, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 12,701 |
| Total interest expense | $241,000 | 12,865 |
| Net interest income | $543,000 | 12,417 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $151,000 | 10,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $498,000 | 12,179 |
| Salaries and employee benefits | $244,000 | 12,248 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $193,000 | 11,831 |
| Pre-tax net operating income | $114,000 | 11,762 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $109,000 | 11,708 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $109,000 | 11,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $109,000 | 11,508 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 13,493 |
| Total interest expense | $289,000 | 13,510 |
| Net interest income | $407,000 | 13,371 |
| Provision for loan and lease losses | $32,000 | 9,896 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $437,000 | 12,980 |
| Salaries and employee benefits | $214,000 | 13,008 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $169,000 | 12,668 |
| Pre-tax net operating income | $103,000 | 11,999 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $81,000 | 12,203 |
| Extraordinary gains, net | $22,000 | 1,209 |
| Net income | $103,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $81,000 | 11,907 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.