Home > The First State Bank of Vienna > Income and Expense
The First State Bank of Vienna, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 7,860 |
| Total interest expense | $1,369,000 | 7,662 |
| Net interest income | $1,553,000 | 7,866 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $208,000 | 7,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $928,000 | 8,586 |
| Salaries and employee benefits | $516,000 | 8,489 |
| Premises and equipment expense | $86,000 | 9,304 |
| Additional noninterest expense | $326,000 | 8,063 |
| Pre-tax net operating income | $791,000 | 6,577 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $246,000 | 6,296 |
| Income before extraordinary items | $545,000 | 6,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $545,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $623,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $545,000 | 6,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 8,340 |
| Total interest expense | $1,251,000 | 8,236 |
| Net interest income | $1,502,000 | 8,264 |
| Provision for loan and lease losses | $84,000 | 5,516 |
| Total noninterest income | $186,000 | 8,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $868,000 | 9,167 |
| Salaries and employee benefits | $478,000 | 9,040 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $303,000 | 8,847 |
| Pre-tax net operating income | $736,000 | 6,765 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $216,000 | 6,894 |
| Income before extraordinary items | $520,000 | 6,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $520,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $167,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $520,000 | 6,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 8,889 |
| Total interest expense | $1,202,000 | 8,580 |
| Net interest income | $1,347,000 | 8,935 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $147,000 | 9,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $856,000 | 9,526 |
| Salaries and employee benefits | $435,000 | 9,659 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $326,000 | 8,964 |
| Pre-tax net operating income | $595,000 | 7,892 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $166,000 | 7,998 |
| Income before extraordinary items | $433,000 | 7,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $433,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $122,000 | 6,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $430,120 | 7,776 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 9,331 |
| Total interest expense | $955,000 | 8,885 |
| Net interest income | $1,300,000 | 9,461 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $118,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $839,000 | 10,052 |
| Salaries and employee benefits | $422,000 | 10,090 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $340,000 | 9,468 |
| Pre-tax net operating income | $569,000 | 8,190 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $160,000 | 8,112 |
| Income before extraordinary items | $413,000 | 8,082 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $413,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $109,000 | 6,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $410,120 | 8,146 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 9,479 |
| Total interest expense | $947,000 | 9,342 |
| Net interest income | $1,397,000 | 9,426 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $128,000 | 10,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $788,000 | 10,723 |
| Salaries and employee benefits | $416,000 | 10,475 |
| Premises and equipment expense | $67,000 | 11,617 |
| Additional noninterest expense | $305,000 | 10,379 |
| Pre-tax net operating income | $627,000 | 7,764 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $486,000 | 7,671 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $486,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $98,000 | 7,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $436,300 | 7,820 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 9,782 |
| Total interest expense | $1,211,000 | 9,560 |
| Net interest income | $1,355,000 | 9,777 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $743,000 | 11,295 |
| Salaries and employee benefits | $375,000 | 11,152 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $309,000 | 10,704 |
| Pre-tax net operating income | $613,000 | 7,617 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $439,000 | 7,841 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $439,000 | 7,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 4,745 |
| Cash dividends | $231,000 | 4,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $419,960 | 7,665 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.