Home > The First State Bank of Thornton, Iowa > Income and Expense
The First State Bank of Thornton, Iowa, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 8,105 |
| Total interest expense | $441,000 | 8,034 |
| Net interest income | $726,000 | 8,061 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $96,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $74,000 | 6,383 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $22,000 | 7,751 |
| Total noninterest expense | $747,000 | 8,017 |
| Salaries and employee benefits | $475,000 | 7,871 |
| Premises and equipment expense | $60,000 | 8,164 |
| Additional noninterest expense | $212,000 | 7,968 |
| Pre-tax net operating income | $75,000 | 7,218 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $71,000 | 7,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $71,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $126,000 | 5,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $71,000 | 7,226 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $872,000 | 8,162 |
| Total interest expense | $329,000 | 8,087 |
| Net interest income | $543,000 | 8,121 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $77,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $576,000 | 7,969 |
| Salaries and employee benefits | $367,000 | 7,808 |
| Premises and equipment expense | $45,000 | 8,159 |
| Additional noninterest expense | $164,000 | 7,924 |
| Pre-tax net operating income | $44,000 | 7,519 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $42,000 | 7,521 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $42,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $126,000 | 4,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $42,000 | 7,507 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $579,000 | 8,230 |
| Total interest expense | $217,000 | 8,148 |
| Net interest income | $362,000 | 8,192 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $383,000 | 8,018 |
| Salaries and employee benefits | $244,000 | 7,863 |
| Premises and equipment expense | $31,000 | 8,178 |
| Additional noninterest expense | $108,000 | 7,972 |
| Pre-tax net operating income | $28,000 | 7,645 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $27,000 | 7,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $84,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $27,000 | 7,625 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,279 |
| Total interest expense | $110,000 | 8,185 |
| Net interest income | $181,000 | 8,247 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $193,000 | 8,048 |
| Salaries and employee benefits | $120,000 | 7,930 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $55,000 | 7,986 |
| Pre-tax net operating income | $15,000 | 7,702 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $14,000 | 7,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $42,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $14,000 | 7,682 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 8,212 |
| Total interest expense | $385,000 | 8,131 |
| Net interest income | $720,000 | 8,181 |
| Provision for loan and lease losses | $-25,000 | 8,350 |
| Total noninterest income | $94,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $72,000 | 6,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,915 |
| Total noninterest expense | $753,000 | 8,078 |
| Salaries and employee benefits | $472,000 | 7,947 |
| Premises and equipment expense | $56,000 | 8,301 |
| Additional noninterest expense | $225,000 | 7,981 |
| Pre-tax net operating income | $86,000 | 7,747 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $4,000 | 6,378 |
| Income before extraordinary items | $81,000 | 7,740 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $81,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,073 |
| Cash dividends | $168,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $81,950 | 7,731 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $815,000 | 8,291 |
| Total interest expense | $276,000 | 8,202 |
| Net interest income | $539,000 | 8,257 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $69,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $52,000 | 6,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $570,000 | 8,083 |
| Salaries and employee benefits | $352,000 | 7,956 |
| Premises and equipment expense | $45,000 | 8,304 |
| Additional noninterest expense | $173,000 | 7,984 |
| Pre-tax net operating income | $38,000 | 7,992 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $35,000 | 8,013 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $35,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $126,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $35,950 | 7,999 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 8,332 |
| Total interest expense | $176,000 | 8,243 |
| Net interest income | $364,000 | 8,305 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $45,000 | 7,964 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $374,000 | 8,127 |
| Salaries and employee benefits | $234,000 | 7,999 |
| Premises and equipment expense | $30,000 | 8,317 |
| Additional noninterest expense | $110,000 | 8,053 |
| Pre-tax net operating income | $35,000 | 8,024 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $32,000 | 8,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $32,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $84,000 | 4,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $32,940 | 8,016 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,344 |
| Total interest expense | $85,000 | 8,264 |
| Net interest income | $185,000 | 8,319 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $191,000 | 8,129 |
| Salaries and employee benefits | $117,000 | 8,017 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $18,000 | 8,050 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $16,000 | 8,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $42,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $16,940 | 8,034 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 8,266 |
| Total interest expense | $326,000 | 8,123 |
| Net interest income | $749,000 | 8,286 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $108,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $80,000 | 6,585 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $737,000 | 8,178 |
| Salaries and employee benefits | $457,000 | 8,025 |
| Premises and equipment expense | $57,000 | 8,383 |
| Additional noninterest expense | $223,000 | 8,087 |
| Pre-tax net operating income | $120,000 | 7,935 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $-1,000 | 8,401 |
| Income before extraordinary items | $115,000 | 7,914 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $115,000 | 7,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $165,000 | 5,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $121,000 | 7,860 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $794,000 | 8,316 |
| Total interest expense | $238,000 | 8,151 |
| Net interest income | $556,000 | 8,334 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $82,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 6,561 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $555,000 | 8,165 |
| Salaries and employee benefits | $343,000 | 8,009 |
| Premises and equipment expense | $44,000 | 8,369 |
| Additional noninterest expense | $168,000 | 8,081 |
| Pre-tax net operating income | $83,000 | 8,083 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $-3,000 | 8,561 |
| Income before extraordinary items | $80,000 | 8,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $80,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $124,000 | 4,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $86,000 | 7,999 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 8,339 |
| Total interest expense | $151,000 | 8,175 |
| Net interest income | $371,000 | 8,357 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $54,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $41,000 | 6,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $371,000 | 8,161 |
| Salaries and employee benefits | $228,000 | 8,031 |
| Premises and equipment expense | $31,000 | 8,342 |
| Additional noninterest expense | $112,000 | 8,070 |
| Pre-tax net operating income | $54,000 | 8,112 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $45,000 | 8,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $45,000 | 8,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $83,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $50,640 | 8,073 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 8,428 |
| Total interest expense | $73,000 | 8,222 |
| Net interest income | $184,000 | 8,447 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $191,000 | 8,196 |
| Salaries and employee benefits | $114,000 | 8,101 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $59,000 | 8,074 |
| Pre-tax net operating income | $24,000 | 8,212 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $23,000 | 8,206 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $23,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $41,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $23,000 | 8,179 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 8,369 |
| Total interest expense | $292,000 | 8,136 |
| Net interest income | $734,000 | 8,394 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $109,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $82,000 | 6,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $734,000 | 8,273 |
| Salaries and employee benefits | $454,000 | 8,123 |
| Premises and equipment expense | $57,000 | 8,519 |
| Additional noninterest expense | $223,000 | 8,173 |
| Pre-tax net operating income | $109,000 | 8,087 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $115,000 | 8,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $115,000 | 8,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $165,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $104,440 | 8,032 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 8,405 |
| Total interest expense | $220,000 | 8,158 |
| Net interest income | $564,000 | 8,410 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $82,000 | 8,035 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $62,000 | 6,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $553,000 | 8,264 |
| Salaries and employee benefits | $341,000 | 8,103 |
| Premises and equipment expense | $47,000 | 8,449 |
| Additional noninterest expense | $165,000 | 8,187 |
| Pre-tax net operating income | $93,000 | 8,152 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $100,000 | 8,069 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $100,000 | 8,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $124,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $89,440 | 8,089 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $509,000 | 8,482 |
| Total interest expense | $149,000 | 8,199 |
| Net interest income | $360,000 | 8,500 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $56,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $373,000 | 8,296 |
| Salaries and employee benefits | $227,000 | 8,163 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $111,000 | 8,207 |
| Pre-tax net operating income | $43,000 | 8,281 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $51,000 | 8,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $83,000 | 4,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $41,400 | 8,241 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,525 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $180,000 | 8,535 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $114,000 | 8,192 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $55,000 | 8,277 |
| Pre-tax net operating income | $22,000 | 8,293 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $21,000 | 8,315 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $41,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $21,000 | 8,248 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 8,504 |
| Total interest expense | $341,000 | 8,322 |
| Net interest income | $754,000 | 8,479 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $109,000 | 8,214 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $83,000 | 6,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $733,000 | 8,390 |
| Salaries and employee benefits | $436,000 | 8,291 |
| Premises and equipment expense | $62,000 | 8,594 |
| Additional noninterest expense | $235,000 | 8,190 |
| Pre-tax net operating income | $130,000 | 8,082 |
| Securities gains (losses) | $50,000 | 2,510 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $173,000 | 7,896 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $173,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $125,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $125,000 | 7,992 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 8,573 |
| Total interest expense | $262,000 | 8,423 |
| Net interest income | $573,000 | 8,545 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $85,000 | 8,225 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $62,000 | 6,909 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $544,000 | 8,410 |
| Salaries and employee benefits | $328,000 | 8,296 |
| Premises and equipment expense | $47,000 | 8,619 |
| Additional noninterest expense | $169,000 | 8,277 |
| Pre-tax net operating income | $114,000 | 8,159 |
| Securities gains (losses) | $50,000 | 2,306 |
| Applicable income taxes | $9,000 | 7,107 |
| Income before extraordinary items | $155,000 | 7,869 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $155,000 | 7,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $94,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $107,500 | 8,041 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $566,000 | 8,606 |
| Total interest expense | $180,000 | 8,471 |
| Net interest income | $386,000 | 8,569 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $360,000 | 8,448 |
| Salaries and employee benefits | $219,000 | 8,331 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $110,000 | 8,310 |
| Pre-tax net operating income | $81,000 | 8,155 |
| Securities gains (losses) | $50,000 | 2,013 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $125,000 | 7,698 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $125,000 | 7,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $63,000 | 4,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $77,500 | 8,006 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,659 |
| Total interest expense | $90,000 | 8,557 |
| Net interest income | $196,000 | 8,587 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $182,000 | 8,476 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $53,000 | 8,408 |
| Pre-tax net operating income | $41,000 | 8,135 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $38,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $31,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $38,000 | 7,987 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 8,612 |
| Total interest expense | $438,000 | 8,549 |
| Net interest income | $831,000 | 8,534 |
| Provision for loan and lease losses | $356,000 | 3,101 |
| Total noninterest income | $99,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $729,000 | 8,493 |
| Salaries and employee benefits | $446,000 | 8,341 |
| Premises and equipment expense | $53,000 | 8,846 |
| Additional noninterest expense | $230,000 | 8,327 |
| Pre-tax net operating income | $-155,000 | 8,802 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-100,000 | 8,837 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-100,000 | 8,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,373 |
| Cash dividends | $14,000 | 6,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-155,000 | 8,821 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 8,743 |
| Total interest expense | $643,000 | 8,736 |
| Net interest income | $848,000 | 8,587 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $120,000 | 8,231 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $701,000 | 8,681 |
| Salaries and employee benefits | $435,000 | 8,470 |
| Premises and equipment expense | $56,000 | 9,022 |
| Additional noninterest expense | $210,000 | 8,574 |
| Pre-tax net operating income | $167,000 | 8,032 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $163,000 | 7,945 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $163,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,928 |
| Cash dividends | $180,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $163,000 | 7,838 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 8,841 |
| Total interest expense | $691,000 | 8,881 |
| Net interest income | $913,000 | 8,666 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $106,000 | 8,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $707,000 | 8,804 |
| Salaries and employee benefits | $457,000 | 8,457 |
| Premises and equipment expense | $62,000 | 9,133 |
| Additional noninterest expense | $188,000 | 8,896 |
| Pre-tax net operating income | $312,000 | 7,854 |
| Securities gains (losses) | $-22,000 | 8,788 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $273,000 | 7,637 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $273,000 | 7,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,537 |
| Cash dividends | $273,000 | 4,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $293,680 | 7,518 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 8,929 |
| Total interest expense | $697,000 | 8,955 |
| Net interest income | $910,000 | 8,832 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $99,000 | 8,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $723,000 | 8,966 |
| Salaries and employee benefits | $461,000 | 8,559 |
| Premises and equipment expense | $77,000 | 9,082 |
| Additional noninterest expense | $185,000 | 9,176 |
| Pre-tax net operating income | $286,000 | 8,174 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $14,000 | 8,380 |
| Income before extraordinary items | $269,000 | 7,798 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $269,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $271,850 | 7,760 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 9,092 |
| Total interest expense | $738,000 | 9,094 |
| Net interest income | $923,000 | 8,975 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $98,000 | 9,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $714,000 | 9,065 |
| Salaries and employee benefits | $465,000 | 8,570 |
| Premises and equipment expense | $72,000 | 9,327 |
| Additional noninterest expense | $177,000 | 9,383 |
| Pre-tax net operating income | $307,000 | 8,352 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $85,000 | 7,751 |
| Income before extraordinary items | $222,000 | 8,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $222,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,009 |
| Cash dividends | $140,000 | 5,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $222,000 | 8,384 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 9,480 |
| Total interest expense | $745,000 | 9,422 |
| Net interest income | $917,000 | 9,380 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $120,000 | 9,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $737,000 | 9,272 |
| Salaries and employee benefits | $494,000 | 8,644 |
| Premises and equipment expense | $75,000 | 9,576 |
| Additional noninterest expense | $168,000 | 9,797 |
| Pre-tax net operating income | $300,000 | 9,001 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $57,000 | 9,142 |
| Income before extraordinary items | $232,000 | 8,893 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $232,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $210,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $240,800 | 8,794 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 9,744 |
| Total interest expense | $869,000 | 9,413 |
| Net interest income | $877,000 | 9,894 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $137,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $723,000 | 9,726 |
| Salaries and employee benefits | $478,000 | 9,040 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $184,000 | 10,120 |
| Pre-tax net operating income | $291,000 | 9,196 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $65,000 | 9,414 |
| Income before extraordinary items | $227,000 | 9,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $227,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $226,220 | 8,977 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 10,253 |
| Total interest expense | $813,000 | 9,899 |
| Net interest income | $842,000 | 10,412 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $103,000 | 10,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $684,000 | 10,250 |
| Salaries and employee benefits | $442,000 | 9,602 |
| Premises and equipment expense | $57,000 | 10,880 |
| Additional noninterest expense | $185,000 | 10,620 |
| Pre-tax net operating income | $261,000 | 10,032 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $201,000 | 9,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $201,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $207,320 | 9,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 10,532 |
| Total interest expense | $663,000 | 10,288 |
| Net interest income | $935,000 | 10,614 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $717,000 | 10,627 |
| Salaries and employee benefits | $423,000 | 10,073 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $218,000 | 10,917 |
| Pre-tax net operating income | $318,000 | 10,007 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $78,000 | 9,862 |
| Income before extraordinary items | $234,000 | 9,875 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $234,000 | 9,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $-434,000 | 12,551 |
| Net operating income | $238,500 | 9,898 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 10,787 |
| Total interest expense | $730,000 | 10,409 |
| Net interest income | $979,000 | 10,862 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $738,000 | 10,976 |
| Salaries and employee benefits | $444,000 | 10,215 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $221,000 | 11,452 |
| Pre-tax net operating income | $335,000 | 9,941 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $107,000 | 9,575 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $237,000 | 10,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $105,000 | 6,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $230,790 | 10,020 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 11,072 |
| Total interest expense | $953,000 | 10,608 |
| Net interest income | $959,000 | 11,259 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $106,000 | 11,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $732,000 | 11,340 |
| Salaries and employee benefits | $453,000 | 10,272 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $206,000 | 12,160 |
| Pre-tax net operating income | $333,000 | 9,840 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $243,000 | 10,012 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $243,000 | 10,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,600 | 9,763 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.