Home > The First State Bank of Rankin > Income and Expense
The First State Bank of Rankin, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,498,000 | 8,963 |
Total interest expense | $648,000 | 8,952 |
Net interest income | $850,000 | 8,794 |
Provision for loan and lease losses | $-61,000 | 9,774 |
Total noninterest income | $109,000 | 8,473 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $17,000 | 8,310 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $92,000 | 6,616 |
Total noninterest expense | $555,000 | 9,231 |
Salaries and employee benefits | $270,000 | 9,386 |
Premises and equipment expense | $122,000 | 8,066 |
Additional noninterest expense | $163,000 | 9,133 |
Pre-tax net operating income | $465,000 | 7,173 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $155,000 | 5,860 |
Income before extraordinary items | $310,000 | 7,404 |
Extraordinary gains, net | $0 | 38 |
Net income | $310,000 | 7,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-60,000 | 9,649 |
Cash dividends | $210,000 | 5,046 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $310,000 | 7,410 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,302,000 | 9,308 |
Total interest expense | $532,000 | 9,371 |
Net interest income | $770,000 | 9,127 |
Provision for loan and lease losses | $-74,000 | 10,076 |
Total noninterest income | $101,000 | 8,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $23,000 | 8,433 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $78,000 | 7,202 |
Total noninterest expense | $546,000 | 9,478 |
Salaries and employee benefits | $258,000 | 9,685 |
Premises and equipment expense | $109,000 | 8,449 |
Additional noninterest expense | $179,000 | 9,243 |
Pre-tax net operating income | $399,000 | 7,601 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $131,000 | 6,497 |
Income before extraordinary items | $268,000 | 7,810 |
Extraordinary gains, net | $0 | 35 |
Net income | $268,000 | 7,808 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-68,000 | 9,981 |
Cash dividends | $160,000 | 5,532 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $268,000 | 7,783 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,256,000 | 9,587 |
Total interest expense | $607,000 | 9,458 |
Net interest income | $649,000 | 9,613 |
Provision for loan and lease losses | $-146,000 | 10,354 |
Total noninterest income | $92,000 | 9,151 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $77,000 | 7,365 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 9,739 |
Total noninterest expense | $513,000 | 9,734 |
Salaries and employee benefits | $258,000 | 9,836 |
Premises and equipment expense | $101,000 | 8,682 |
Additional noninterest expense | $154,000 | 9,619 |
Pre-tax net operating income | $374,000 | 8,013 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $374,000 | 7,380 |
Extraordinary gains, net | $0 | 32 |
Net income | $374,000 | 7,379 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-46,000 | 10,088 |
Cash dividends | $355,000 | 4,227 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $374,000 | 7,305 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $719,000 | 10,548 |
Total interest expense | $346,000 | 10,440 |
Net interest income | $373,000 | 10,589 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $148,000 | 8,621 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $35,000 | 8,810 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $113,000 | 6,436 |
Total noninterest expense | $292,000 | 10,719 |
Salaries and employee benefits | $163,000 | 10,682 |
Premises and equipment expense | $23,000 | 10,723 |
Additional noninterest expense | $106,000 | 10,482 |
Pre-tax net operating income | $229,000 | 9,409 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $229,000 | 8,914 |
Extraordinary gains, net | $0 | 44 |
Net income | $229,000 | 8,919 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 9,836 |
Cash dividends | $135,000 | 6,074 |
Sale, conversion, retirement of capital stock, net | $-2,290,000 | 10,895 |
Net operating income | $229,000 | 8,884 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,284,000 | 10,411 |
Total interest expense | $622,000 | 10,203 |
Net interest income | $662,000 | 10,494 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $71,000 | 10,459 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 8,581 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 10,870 |
Total noninterest expense | $499,000 | 10,597 |
Salaries and employee benefits | $245,000 | 10,744 |
Premises and equipment expense | $90,000 | 9,558 |
Additional noninterest expense | $164,000 | 10,381 |
Pre-tax net operating income | $234,000 | 9,582 |
Securities gains (losses) | $-637,000 | 11,381 |
Applicable income taxes | $6,000 | 10,431 |
Income before extraordinary items | $-409,000 | 11,236 |
Extraordinary gains, net | $0 | 53 |
Net income | $-409,000 | 11,235 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,767 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $228,000 | 8,962 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,387,000 | 10,704 |
Total interest expense | $642,000 | 10,519 |
Net interest income | $745,000 | 10,705 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $70,000 | 10,954 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $63,000 | 8,821 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 11,654 |
Total noninterest expense | $615,000 | 10,511 |
Salaries and employee benefits | $332,000 | 10,482 |
Premises and equipment expense | $84,000 | 10,095 |
Additional noninterest expense | $199,000 | 10,425 |
Pre-tax net operating income | $200,000 | 10,463 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $25,000 | 10,670 |
Income before extraordinary items | $175,000 | 10,213 |
Extraordinary gains, net | $0 | 65 |
Net income | $175,000 | 10,215 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-11,000 | 10,724 |
Cash dividends | $80,000 | 7,161 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $175,000 | 10,184 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,373,000 | 10,993 |
Total interest expense | $613,000 | 10,545 |
Net interest income | $760,000 | 11,178 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $89,000 | 11,015 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $80,000 | 8,680 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 12,149 |
Total noninterest expense | $729,000 | 10,568 |
Salaries and employee benefits | $404,000 | 10,253 |
Premises and equipment expense | $101,000 | 9,993 |
Additional noninterest expense | $224,000 | 10,848 |
Pre-tax net operating income | $120,000 | 11,498 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $120,000 | 11,162 |
Extraordinary gains, net | $0 | 249 |
Net income | $120,000 | 11,168 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,341 |
Cash dividends | $80,000 | 7,289 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $120,000 | 11,206 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,214,000 | 11,859 |
Total interest expense | $617,000 | 11,037 |
Net interest income | $597,000 | 12,222 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $94,000 | 11,460 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $79,000 | 9,041 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 12,399 |
Total noninterest expense | $716,000 | 11,085 |
Salaries and employee benefits | $326,000 | 11,393 |
Premises and equipment expense | $117,000 | 9,887 |
Additional noninterest expense | $273,000 | 10,786 |
Pre-tax net operating income | $-25,000 | 12,501 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $-25,000 | 12,582 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-25,000 | 12,611 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 11,050 |
Cash dividends | $80,000 | 7,275 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-25,000 | 12,466 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,474,000 | 12,028 |
Total interest expense | $738,000 | 11,638 |
Net interest income | $736,000 | 12,168 |
Provision for loan and lease losses | $129,000 | 6,532 |
Total noninterest income | $163,000 | 10,221 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $92,000 | 8,756 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $71,000 | 9,237 |
Total noninterest expense | $749,000 | 11,263 |
Salaries and employee benefits | $306,000 | 11,946 |
Premises and equipment expense | $130,000 | 9,690 |
Additional noninterest expense | $313,000 | 10,647 |
Pre-tax net operating income | $21,000 | 12,584 |
Securities gains (losses) | $180,000 | 2,158 |
Applicable income taxes | $53,000 | 11,175 |
Income before extraordinary items | $148,000 | 11,302 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $148,000 | 11,383 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 5,743 |
Cash dividends | $80,000 | 6,992 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $14,800 | 12,575 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.