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The First State Bank of Mounds, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$1,245,00011,256
Total interest expense$537,00010,928
Net interest income$708,00011,352
Provision for loan and lease losses$27,0007,330
Total noninterest income$175,0009,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0008,618
Trading account gains and feesNANA
Additional Noninterest Income$93,0007,744
Total noninterest expense$746,00010,490
Salaries and employee benefits$291,00011,293
Premises and equipment expense$78,00010,708
Additional noninterest expense$377,0009,069
Pre-tax net operating income$110,00011,559
Securities gains (losses)$3,0002,889
Applicable income taxes$-8,00012,073
Income before extraordinary items$121,00011,144
Extraordinary gains, net$0249
Net income$121,00011,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$118,00011,230
1993-12-31 (YTD Data)Rank
Total interest income$1,415,00011,413
Total interest expense$582,00011,245
Net interest income$833,00011,395
Provision for loan and lease losses$59,0007,168
Total noninterest income$95,00011,441
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0009,246
Trading account gains and feesNANA
Additional Noninterest Income$22,00011,885
Total noninterest expense$608,00011,607
Salaries and employee benefits$333,00011,329
Premises and equipment expense$33,00012,758
Additional noninterest expense$242,00011,172
Pre-tax net operating income$261,00010,545
Securities gains (losses)$10,0005,473
Applicable income taxes$67,00010,544
Income before extraordinary items$204,00010,600
Extraordinary gains, net$03,149
Net income$204,00010,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0005,402
Cash dividends$120,0006,522
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$196,50010,478
1992-12-31 (YTD Data)Rank
Total interest income$1,608,00011,716
Total interest expense$694,00011,847
Net interest income$914,00011,453
Provision for loan and lease losses$74,0008,124
Total noninterest income$96,00011,835
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0009,522
Trading account gains and feesNANA
Additional Noninterest Income$25,00012,163
Total noninterest expense$563,00012,288
Salaries and employee benefits$328,00011,694
Premises and equipment expense$37,00013,172
Additional noninterest expense$198,00012,265
Pre-tax net operating income$373,0009,488
Securities gains (losses)$-6,00013,123
Applicable income taxes$126,0009,216
Income before extraordinary items$241,00010,035
Extraordinary gains, net$01,422
Net income$241,00010,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0009,354
Cash dividends$120,0006,190
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$244,9609,619

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.