Home > The First State Bank of Leoti > Income and Expense
The First State Bank of Leoti, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,698,000 | 5,909 |
Total interest expense | $2,054,000 | 6,099 |
Net interest income | $2,644,000 | 5,631 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $225,000 | 7,278 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $151,000 | 5,914 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $74,000 | 7,363 |
Total noninterest expense | $1,480,000 | 6,754 |
Salaries and employee benefits | $758,000 | 6,876 |
Premises and equipment expense | $141,000 | 7,860 |
Additional noninterest expense | $581,000 | 5,874 |
Pre-tax net operating income | $1,389,000 | 4,429 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $458,000 | 4,087 |
Income before extraordinary items | $931,000 | 4,723 |
Extraordinary gains, net | $0 | 32 |
Net income | $931,000 | 4,723 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $53,000 | 4,851 |
Cash dividends | $601,000 | 3,101 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $931,000 | 4,635 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,476,000 | 6,252 |
Total interest expense | $1,964,000 | 6,328 |
Net interest income | $2,512,000 | 6,040 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $179,000 | 8,138 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $128,000 | 6,606 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $51,000 | 8,389 |
Total noninterest expense | $1,442,000 | 6,935 |
Salaries and employee benefits | $712,000 | 7,251 |
Premises and equipment expense | $195,000 | 6,937 |
Additional noninterest expense | $535,000 | 6,231 |
Pre-tax net operating income | $1,249,000 | 5,102 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $307,000 | 5,662 |
Income before extraordinary items | $942,000 | 4,904 |
Extraordinary gains, net | $0 | 44 |
Net income | $942,000 | 4,905 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-85,000 | 10,671 |
Cash dividends | $700,000 | 2,776 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $942,000 | 4,839 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,174,000 | 6,705 |
Total interest expense | $1,819,000 | 6,805 |
Net interest income | $2,355,000 | 6,472 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $221,000 | 7,946 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $111,000 | 7,271 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $110,000 | 6,864 |
Total noninterest expense | $1,298,000 | 7,666 |
Salaries and employee benefits | $661,000 | 7,776 |
Premises and equipment expense | $211,000 | 6,844 |
Additional noninterest expense | $426,000 | 7,665 |
Pre-tax net operating income | $1,278,000 | 4,886 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $400,000 | 4,887 |
Income before extraordinary items | $878,000 | 4,958 |
Extraordinary gains, net | $0 | 53 |
Net income | $878,000 | 4,959 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 10,223 |
Cash dividends | $700,000 | 2,732 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $878,000 | 4,905 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,724,000 | 7,285 |
Total interest expense | $1,611,000 | 7,386 |
Net interest income | $2,113,000 | 7,050 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $154,000 | 9,241 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,002 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 8,620 |
Total noninterest expense | $1,263,000 | 7,978 |
Salaries and employee benefits | $602,000 | 8,343 |
Premises and equipment expense | $122,000 | 8,993 |
Additional noninterest expense | $539,000 | 6,952 |
Pre-tax net operating income | $1,004,000 | 5,985 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $314,000 | 5,842 |
Income before extraordinary items | $690,000 | 6,058 |
Extraordinary gains, net | $0 | 65 |
Net income | $690,000 | 6,056 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-39,000 | 11,353 |
Cash dividends | $441,000 | 3,647 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $690,000 | 6,028 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,215,000 | 7,735 |
Total interest expense | $1,277,000 | 7,629 |
Net interest income | $1,938,000 | 7,710 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $142,000 | 9,868 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $77,000 | 8,774 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 8,873 |
Total noninterest expense | $1,174,000 | 8,710 |
Salaries and employee benefits | $577,000 | 8,778 |
Premises and equipment expense | $115,000 | 9,543 |
Additional noninterest expense | $482,000 | 8,033 |
Pre-tax net operating income | $906,000 | 6,367 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $270,000 | 6,252 |
Income before extraordinary items | $636,000 | 6,297 |
Extraordinary gains, net | $0 | 249 |
Net income | $636,000 | 6,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-88,000 | 12,175 |
Cash dividends | $100,000 | 6,840 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $636,000 | 6,373 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,101,000 | 8,170 |
Total interest expense | $1,310,000 | 7,837 |
Net interest income | $1,791,000 | 8,268 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $120,000 | 10,833 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 9,435 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $53,000 | 9,919 |
Total noninterest expense | $1,149,000 | 9,109 |
Salaries and employee benefits | $513,000 | 9,547 |
Premises and equipment expense | $137,000 | 9,260 |
Additional noninterest expense | $499,000 | 8,221 |
Pre-tax net operating income | $762,000 | 7,018 |
Securities gains (losses) | $29,000 | 4,143 |
Applicable income taxes | $211,000 | 7,412 |
Income before extraordinary items | $580,000 | 6,932 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $580,000 | 7,103 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-65,000 | 12,783 |
Cash dividends | $1,003,000 | 1,729 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $558,830 | 6,829 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,393,000 | 8,335 |
Total interest expense | $1,693,000 | 7,910 |
Net interest income | $1,700,000 | 8,648 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $162,000 | 10,242 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 9,699 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $96,000 | 8,213 |
Total noninterest expense | $1,145,000 | 9,303 |
Salaries and employee benefits | $478,000 | 10,004 |
Premises and equipment expense | $132,000 | 9,627 |
Additional noninterest expense | $535,000 | 8,141 |
Pre-tax net operating income | $717,000 | 7,010 |
Securities gains (losses) | $1,000 | 7,986 |
Applicable income taxes | $188,000 | 7,803 |
Income before extraordinary items | $530,000 | 7,083 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $530,000 | 7,177 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-85,000 | 13,671 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $529,260 | 6,708 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.