Home > The First State Bank of Lansing > Income and Expense
The First State Bank of Lansing, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 10,874 |
| Total interest expense | $535,000 | 10,901 |
| Net interest income | $743,000 | 10,710 |
| Provision for loan and lease losses | $-8,000 | 11,400 |
| Total noninterest income | $188,000 | 8,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,722 |
| Total noninterest expense | $706,000 | 10,169 |
| Salaries and employee benefits | $359,000 | 10,259 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $241,000 | 9,924 |
| Pre-tax net operating income | $233,000 | 10,242 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $82,000 | 9,543 |
| Income before extraordinary items | $151,000 | 10,455 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $151,000 | 10,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $11,000 | 8,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $151,000 | 10,428 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 11,361 |
| Total interest expense | $493,000 | 11,134 |
| Net interest income | $704,000 | 11,363 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $679,000 | 10,790 |
| Salaries and employee benefits | $364,000 | 10,609 |
| Premises and equipment expense | $97,000 | 10,121 |
| Additional noninterest expense | $218,000 | 10,917 |
| Pre-tax net operating income | $204,000 | 10,865 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $63,000 | 10,161 |
| Income before extraordinary items | $140,000 | 10,931 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $140,000 | 10,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $3,000 | 8,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $140,690 | 10,994 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 12,299 |
| Total interest expense | $449,000 | 11,950 |
| Net interest income | $547,000 | 12,399 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $162,000 | 9,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $608,000 | 11,607 |
| Salaries and employee benefits | $306,000 | 11,583 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $230,000 | 11,318 |
| Pre-tax net operating income | $101,000 | 11,861 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $31,000 | 11,357 |
| Income before extraordinary items | $84,000 | 11,971 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $84,000 | 12,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $73,780 | 11,903 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 12,819 |
| Total interest expense | $584,000 | 12,367 |
| Net interest income | $522,000 | 13,004 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $542,000 | 12,394 |
| Salaries and employee benefits | $279,000 | 12,253 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $202,000 | 12,211 |
| Pre-tax net operating income | $144,000 | 11,591 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $28,000 | 11,867 |
| Income before extraordinary items | $117,000 | 11,713 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $117,000 | 11,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $116,190 | 11,411 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.