Home > The First State Bank of Lansing > Assets and Liabilities
The First State Bank of Lansing, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 13 | 9,438 |
Assets and Liabilities | ||
Total Assets: | $15,560,000 | 11,167 |
Cash and due from depository institutions | $1,327,000 | 9,438 |
Interest-bearing balances | $0 | 6,853 |
Securities | $2,028,000 | 11,366 |
Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,719 |
Net loans & leases | $9,871,000 | 10,624 |
Loan loss allowance | $180,000 | 9,770 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $668,000 | 7,413 |
Other real estate owned | $131,000 | 9,438 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $235,000 | 11,141 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $15,560,000 | 11,167 |
Total liabilities | $14,029,000 | 11,149 |
Total deposits | $13,943,000 | 11,090 |
Interest-bearing deposits | $11,441,000 | 11,113 |
Deposits held in domestic offices | $13,943,000 | 11,090 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $86,000 | 11,330 |
Total equity capital | $1,531,000 | 11,215 |
Total bank equity capital | $1,531,000 | 11,215 |
Perpetual preferred stock | $0 | 288 |
Common stock | $100,000 | 9,051 |
Surplus | $1,105,000 | 7,488 |
Undivided profits | $326,000 | 10,694 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $172,000 | 7,077 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $98,000 | 10,686 |
Earning assets | $13,199,000 | 11,269 |
Long-term assets (5+ years) | $524,000 | 9,626 |
Average Assets, year-to-date | $15,991,200 | 11,045 |
Average Assets, quarterly | $15,326,500 | 11,174 |
Volatile liabilities | $2,265,000 | 9,341 |
Insider loans | $542,000 | 5,431 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $994,000 | 8,977 |
Tier 1 (core) risk-based capital | $1,531,000 | 11,195 |
Tier 2 risk-based capital | $133,390 | 10,074 |
Total risk weighted assets | $10,624,690 | 10,677 |
Total unused commitments | $994,000 | 8,988 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 14 | 9,584 |
Assets and Liabilities | ||
Total Assets: | $17,857,000 | 11,401 |
Cash and due from depository institutions | $1,094,000 | 9,584 |
Interest-bearing balances | $0 | 7,034 |
Securities | $4,315,000 | 11,141 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $11,375,000 | 10,660 |
Loan loss allowance | $261,000 | 8,926 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $691,000 | 7,426 |
Other real estate owned | $190,000 | 9,584 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $192,000 | 11,964 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $17,857,000 | 11,401 |
Total liabilities | $16,465,000 | 11,317 |
Total deposits | $14,957,000 | 11,454 |
Interest-bearing deposits | $11,976,000 | 11,525 |
Deposits held in domestic offices | $14,957,000 | 11,451 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,400,000 | 3,017 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $108,000 | 10,944 |
Total equity capital | $1,392,000 | 11,753 |
Total bank equity capital | $1,392,000 | 11,753 |
Perpetual preferred stock | $0 | 310 |
Common stock | $100,000 | 9,549 |
Surplus | $1,105,000 | 7,639 |
Undivided profits | $187,000 | 11,080 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $367,000 | 5,093 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $97,000 | 10,967 |
Earning assets | $15,690,000 | 11,458 |
Long-term assets (5+ years) | $847,000 | 9,663 |
Average Assets, year-to-date | $18,018,400 | 11,346 |
Average Assets, quarterly | $18,380,500 | 11,322 |
Volatile liabilities | $3,773,000 | 7,708 |
Insider loans | $453,000 | 5,991 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $972,000 | 9,181 |
Tier 1 (core) risk-based capital | $1,392,000 | 11,802 |
Tier 2 risk-based capital | $152,260 | 10,096 |
Total risk weighted assets | $12,072,160 | 10,762 |
Total unused commitments | $972,000 | 9,192 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 13 | 10,317 |
Assets and Liabilities | ||
Total Assets: | $16,626,000 | 12,117 |
Cash and due from depository institutions | $1,475,000 | 10,317 |
Interest-bearing balances | $0 | 7,655 |
Securities | $5,291,000 | 11,123 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $8,822,000 | 11,686 |
Loan loss allowance | $237,000 | 9,592 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $689,000 | 7,576 |
Other real estate owned | $188,000 | 10,317 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $161,000 | 12,658 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $16,626,000 | 12,117 |
Total liabilities | $15,371,000 | 12,068 |
Total deposits | $15,320,000 | 11,982 |
Interest-bearing deposits | $12,903,000 | 11,954 |
Deposits held in domestic offices | $15,320,000 | 11,982 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $51,000 | 12,712 |
Total equity capital | $1,255,000 | 12,452 |
Total bank equity capital | $1,255,000 | 12,452 |
Perpetual preferred stock | $0 | 343 |
Common stock | $100,000 | 10,031 |
Surplus | $1,105,000 | 7,745 |
Undivided profits | $50,000 | 12,053 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 12,424 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $75,000 | 11,751 |
Earning assets | $14,113,000 | 12,227 |
Long-term assets (5+ years) | $845,000 | 10,171 |
Average Assets, year-to-date | $16,130,400 | 12,124 |
Average Assets, quarterly | $16,239,500 | 12,135 |
Volatile liabilities | $3,173,000 | 8,204 |
Insider loans | $417,000 | 6,273 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $858,000 | 9,577 |
Tier 1 (core) risk-based capital | $1,255,000 | 12,434 |
Tier 2 risk-based capital | $126,620 | 10,988 |
Total risk weighted assets | $10,019,520 | 11,656 |
Total unused commitments | $858,000 | 9,602 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 12 | 11,041 |
Assets and Liabilities | ||
Total Assets: | $15,064,000 | 12,827 |
Cash and due from depository institutions | $1,266,000 | 11,041 |
Interest-bearing balances | $0 | 8,059 |
Securities | $5,675,000 | 11,230 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $7,016,000 | 12,624 |
Loan loss allowance | $225,000 | 10,041 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $681,000 | 7,734 |
Other real estate owned | $237,000 | 11,041 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $189,000 | 12,945 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $15,064,000 | 12,827 |
Total liabilities | $13,893,000 | 12,769 |
Total deposits | $13,845,000 | 12,707 |
Interest-bearing deposits | $12,536,000 | 12,508 |
Deposits held in domestic offices | $13,845,000 | 12,705 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $48,000 | 13,466 |
Total equity capital | $1,171,000 | 12,937 |
Total bank equity capital | $1,171,000 | 12,937 |
Perpetual preferred stock | $0 | 346 |
Common stock | $100,000 | 10,493 |
Surplus | $1,105,000 | 7,747 |
Undivided profits | $-34,000 | 12,691 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $24,000 | 12,015 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $65,000 | 12,604 |
Earning assets | $12,691,000 | 12,945 |
Long-term assets (5+ years) | $989,000 | 10,277 |
Average Assets, year-to-date | $15,876,000 | 12,621 |
Average Assets, quarterly | $15,279,500 | 12,767 |
Volatile liabilities | $1,400,000 | 11,014 |
Insider loans | $14,000 | 8,645 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $295,000 | 11,298 |
Tier 1 (core) risk-based capital | $1,171,000 | 12,918 |
Tier 2 risk-based capital | $108,440 | 11,740 |
Total risk weighted assets | $8,558,340 | 12,513 |
Total unused commitments | $295,000 | 11,317 |
Derivatives | $0 | 651 |