Home > The First State Bank of La Moure > Income and Expense
The First State Bank of La Moure, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 4,808 |
| Total interest expense | $1,241,000 | 5,028 |
| Net interest income | $3,825,000 | 4,635 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $243,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $159,000 | 5,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $84,000 | 6,699 |
| Total noninterest expense | $2,555,000 | 5,232 |
| Salaries and employee benefits | $1,557,000 | 4,812 |
| Premises and equipment expense | $286,000 | 5,807 |
| Additional noninterest expense | $712,000 | 5,470 |
| Pre-tax net operating income | $1,393,000 | 4,443 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $92,000 | 5,595 |
| Income before extraordinary items | $1,292,000 | 4,004 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,292,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,525 |
| Cash dividends | $777,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,300,370 | 3,925 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 4,877 |
| Total interest expense | $876,000 | 5,165 |
| Net interest income | $2,820,000 | 4,680 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $193,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $122,000 | 5,684 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 6,524 |
| Total noninterest expense | $1,856,000 | 5,302 |
| Salaries and employee benefits | $1,157,000 | 4,798 |
| Premises and equipment expense | $205,000 | 5,910 |
| Additional noninterest expense | $494,000 | 5,676 |
| Pre-tax net operating income | $1,097,000 | 4,388 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $72,000 | 5,681 |
| Income before extraordinary items | $1,020,000 | 3,948 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,020,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,719 |
| Cash dividends | $777,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,024,650 | 3,878 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,001 |
| Total interest expense | $549,000 | 5,384 |
| Net interest income | $1,836,000 | 4,757 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $80,000 | 5,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $1,243,000 | 5,311 |
| Salaries and employee benefits | $779,000 | 4,803 |
| Premises and equipment expense | $141,000 | 5,849 |
| Additional noninterest expense | $323,000 | 5,746 |
| Pre-tax net operating income | $728,000 | 4,359 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $48,000 | 5,678 |
| Income before extraordinary items | $675,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,075 |
| Cash dividends | $627,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $679,650 | 3,833 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,115 |
| Total interest expense | $270,000 | 5,490 |
| Net interest income | $891,000 | 4,853 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $615,000 | 5,367 |
| Salaries and employee benefits | $398,000 | 4,755 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $335,000 | 4,549 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $306,000 | 4,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $306,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $310,650 | 4,055 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 5,032 |
| Total interest expense | $1,328,000 | 5,264 |
| Net interest income | $3,471,000 | 4,829 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $231,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $84,000 | 6,810 |
| Total noninterest expense | $2,305,000 | 5,512 |
| Salaries and employee benefits | $1,532,000 | 4,781 |
| Premises and equipment expense | $241,000 | 6,284 |
| Additional noninterest expense | $532,000 | 6,362 |
| Pre-tax net operating income | $1,317,000 | 4,446 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $94,000 | 5,781 |
| Income before extraordinary items | $1,224,000 | 4,090 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,224,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $510,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,223,070 | 3,909 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 5,112 |
| Total interest expense | $1,029,000 | 5,288 |
| Net interest income | $2,553,000 | 4,902 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $167,000 | 7,198 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $1,674,000 | 5,593 |
| Salaries and employee benefits | $1,108,000 | 4,878 |
| Premises and equipment expense | $175,000 | 6,385 |
| Additional noninterest expense | $391,000 | 6,403 |
| Pre-tax net operating income | $966,000 | 4,646 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $72,000 | 5,906 |
| Income before extraordinary items | $895,000 | 4,303 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $895,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $510,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $894,070 | 4,141 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 5,221 |
| Total interest expense | $699,000 | 5,353 |
| Net interest income | $1,638,000 | 5,026 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $108,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $1,105,000 | 5,633 |
| Salaries and employee benefits | $735,000 | 4,905 |
| Premises and equipment expense | $116,000 | 6,372 |
| Additional noninterest expense | $254,000 | 6,484 |
| Pre-tax net operating income | $581,000 | 4,923 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $48,000 | 5,948 |
| Income before extraordinary items | $534,000 | 4,616 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $534,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $360,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $533,080 | 4,408 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 5,429 |
| Total interest expense | $354,000 | 5,419 |
| Net interest income | $750,000 | 5,315 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $547,000 | 5,661 |
| Salaries and employee benefits | $366,000 | 4,935 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $120,000 | 6,651 |
| Pre-tax net operating income | $230,000 | 5,498 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $310,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 6,822 |
| Total interest expense | $1,082,000 | 6,721 |
| Net interest income | $1,955,000 | 6,692 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $144,000 | 7,905 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $1,253,000 | 7,356 |
| Salaries and employee benefits | $824,000 | 6,801 |
| Premises and equipment expense | $153,000 | 7,403 |
| Additional noninterest expense | $276,000 | 7,978 |
| Pre-tax net operating income | $776,000 | 5,843 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $88,000 | 6,081 |
| Income before extraordinary items | $697,000 | 5,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $697,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,843 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $688,990 | 5,462 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 5,405 |
| Total interest expense | $2,649,000 | 5,190 |
| Net interest income | $2,681,000 | 5,487 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $222,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $120,000 | 6,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $102,000 | 6,397 |
| Total noninterest expense | $1,927,000 | 5,879 |
| Salaries and employee benefits | $1,296,000 | 5,046 |
| Premises and equipment expense | $213,000 | 6,602 |
| Additional noninterest expense | $418,000 | 7,007 |
| Pre-tax net operating income | $976,000 | 4,962 |
| Securities gains (losses) | $-134,000 | 9,521 |
| Applicable income taxes | $52,000 | 6,676 |
| Income before extraordinary items | $790,000 | 4,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $790,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $915,960 | 4,405 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 5,427 |
| Total interest expense | $2,937,000 | 5,004 |
| Net interest income | $2,510,000 | 5,790 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $226,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $1,837,000 | 5,986 |
| Salaries and employee benefits | $1,206,000 | 5,205 |
| Premises and equipment expense | $226,000 | 6,371 |
| Additional noninterest expense | $405,000 | 7,106 |
| Pre-tax net operating income | $874,000 | 5,630 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $94,000 | 6,592 |
| Income before extraordinary items | $782,000 | 5,107 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $782,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $580,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $780,220 | 5,114 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 5,769 |
| Total interest expense | $2,346,000 | 5,422 |
| Net interest income | $2,376,000 | 5,990 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $212,000 | 7,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,757 |
| Total noninterest expense | $1,741,000 | 6,208 |
| Salaries and employee benefits | $1,110,000 | 5,452 |
| Premises and equipment expense | $233,000 | 6,289 |
| Additional noninterest expense | $398,000 | 7,290 |
| Pre-tax net operating income | $847,000 | 5,765 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $96,000 | 6,980 |
| Income before extraordinary items | $759,000 | 5,237 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $759,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $480,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $751,880 | 5,238 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 5,959 |
| Total interest expense | $2,415,000 | 5,497 |
| Net interest income | $2,226,000 | 6,249 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $199,000 | 7,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,637,000 | 6,345 |
| Salaries and employee benefits | $1,046,000 | 5,599 |
| Premises and equipment expense | $212,000 | 6,540 |
| Additional noninterest expense | $379,000 | 7,394 |
| Pre-tax net operating income | $780,000 | 6,163 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $87,000 | 7,722 |
| Income before extraordinary items | $697,000 | 5,632 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $697,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $796,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $693,440 | 5,537 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 6,169 |
| Total interest expense | $2,359,000 | 5,636 |
| Net interest income | $2,203,000 | 6,523 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $190,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $1,570,000 | 6,609 |
| Salaries and employee benefits | $987,000 | 5,919 |
| Premises and equipment expense | $204,000 | 6,772 |
| Additional noninterest expense | $379,000 | 7,539 |
| Pre-tax net operating income | $807,000 | 6,518 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $97,000 | 8,449 |
| Income before extraordinary items | $705,000 | 5,881 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $705,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $425,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $709,400 | 5,815 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 6,747 |
| Total interest expense | $2,093,000 | 6,239 |
| Net interest income | $2,026,000 | 7,088 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $284,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $1,518,000 | 7,059 |
| Salaries and employee benefits | $870,000 | 6,615 |
| Premises and equipment expense | $192,000 | 7,172 |
| Additional noninterest expense | $456,000 | 7,412 |
| Pre-tax net operating income | $697,000 | 6,948 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $162,000 | 7,700 |
| Income before extraordinary items | $536,000 | 6,651 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $536,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $535,230 | 6,597 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 8,311 |
| Total interest expense | $1,554,000 | 7,550 |
| Net interest income | $1,380,000 | 8,842 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,698 |
| Total noninterest expense | $855,000 | 9,529 |
| Salaries and employee benefits | $597,000 | 8,372 |
| Premises and equipment expense | $118,000 | 9,102 |
| Additional noninterest expense | $140,000 | 11,180 |
| Pre-tax net operating income | $665,000 | 7,511 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $448,000 | 7,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $448,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 11,570 |
| Cash dividends | $520,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $448,000 | 7,624 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 8,887 |
| Total interest expense | $1,115,000 | 8,237 |
| Net interest income | $1,402,000 | 9,140 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $371,000 | 6,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,914 |
| Total noninterest expense | $912,000 | 9,719 |
| Salaries and employee benefits | $555,000 | 8,921 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $233,000 | 10,727 |
| Pre-tax net operating income | $861,000 | 6,582 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $232,000 | 6,800 |
| Income before extraordinary items | $647,000 | 6,245 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $647,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,539 |
| Cash dividends | $470,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $633,680 | 6,389 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 9,441 |
| Total interest expense | $941,000 | 9,375 |
| Net interest income | $1,425,000 | 9,347 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $191,000 | 9,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $887,000 | 10,262 |
| Salaries and employee benefits | $547,000 | 9,250 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $232,000 | 11,292 |
| Pre-tax net operating income | $729,000 | 7,205 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $258,000 | 6,670 |
| Income before extraordinary items | $479,000 | 7,712 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $479,000 | 7,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 12,787 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $473,800 | 7,503 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 9,929 |
| Total interest expense | $1,162,000 | 9,744 |
| Net interest income | $1,335,000 | 9,864 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $224,000 | 8,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,066 |
| Total noninterest expense | $825,000 | 10,885 |
| Salaries and employee benefits | $510,000 | 9,685 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $734,000 | 6,920 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $247,000 | 6,708 |
| Income before extraordinary items | $488,000 | 7,431 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $488,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 13,501 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $487,340 | 7,069 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.