Home > The First State Bank of Graceville > Income and Expense
The First State Bank of Graceville, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 12,101 |
| Total interest expense | $339,000 | 11,863 |
| Net interest income | $433,000 | 12,169 |
| Provision for loan and lease losses | $148,000 | 3,653 |
| Total noninterest income | $84,000 | 11,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $310,000 | 12,328 |
| Salaries and employee benefits | $121,000 | 12,460 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $156,000 | 11,716 |
| Pre-tax net operating income | $59,000 | 11,866 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $25,000 | 11,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $25,000 | 11,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,406 |
| Cash dividends | $129,000 | 6,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $24,360 | 11,988 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 12,652 |
| Total interest expense | $357,000 | 12,408 |
| Net interest income | $456,000 | 12,676 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $339,000 | 12,861 |
| Salaries and employee benefits | $123,000 | 13,111 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $186,000 | 11,929 |
| Pre-tax net operating income | $176,000 | 11,254 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $129,000 | 11,471 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $129,000 | 11,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $157,000 | 5,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $125,450 | 11,297 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 13,233 |
| Total interest expense | $453,000 | 12,956 |
| Net interest income | $426,000 | 13,315 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $109,000 | 11,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $309,000 | 13,539 |
| Salaries and employee benefits | $123,000 | 13,706 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $151,000 | 12,943 |
| Pre-tax net operating income | $205,000 | 11,029 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $74,000 | 10,606 |
| Income before extraordinary items | $149,000 | 11,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $149,000 | 11,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $42,000 | 7,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $136,940 | 11,131 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.