Home > The First State Bank of Gowrie > Income and Expense

The First State Bank of Gowrie, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$1,001,00010,814
Total interest expense$538,00010,471
Net interest income$463,00010,962
Provision for loan and lease losses$6,0008,753
Total noninterest income$47,00010,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,0009,636
Trading account gains and feesNANA
Additional Noninterest Income$30,0009,839
Total noninterest expense$392,00010,991
Salaries and employee benefits$264,00010,628
Premises and equipment expense$93,0009,472
Additional noninterest expense$35,00011,423
Pre-tax net operating income$112,00010,308
Securities gains (losses)$04,148
Applicable income taxes$24,00010,128
Income before extraordinary items$88,00010,329
Extraordinary gains, net$053
Net income$88,00010,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,146
Cash dividends$40,0007,695
Sale, conversion, retirement of capital stock, net$0953
Net operating income$88,00010,280
1995-12-31 (YTD Data)Rank
Total interest income$947,00011,366
Total interest expense$487,00011,069
Net interest income$460,00011,496
Provision for loan and lease losses$08,958
Total noninterest income$40,00011,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,00010,011
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,891
Total noninterest expense$381,00011,492
Salaries and employee benefits$254,00011,124
Premises and equipment expense$96,0009,727
Additional noninterest expense$31,00011,947
Pre-tax net operating income$119,00010,983
Securities gains (losses)$03,831
Applicable income taxes$34,00010,512
Income before extraordinary items$85,00011,058
Extraordinary gains, net$065
Net income$85,00011,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00010,558
Cash dividends$98,0006,903
Sale, conversion, retirement of capital stock, net$0809
Net operating income$85,00011,032
1994-12-31 (YTD Data)Rank
Total interest income$918,00011,851
Total interest expense$413,00011,518
Net interest income$505,00012,000
Provision for loan and lease losses$2,0009,032
Total noninterest income$39,00012,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,00010,503
Trading account gains and feesNANA
Additional Noninterest Income$17,00011,641
Total noninterest expense$401,00012,038
Salaries and employee benefits$265,00011,523
Premises and equipment expense$37,00012,064
Additional noninterest expense$99,00012,293
Pre-tax net operating income$141,00011,339
Securities gains (losses)$03,600
Applicable income taxes$41,00010,670
Income before extraordinary items$100,00011,384
Extraordinary gains, net$0249
Net income$100,00011,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$96,0007,030
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$100,00011,424
1993-12-31 (YTD Data)Rank
Total interest income$998,00012,295
Total interest expense$461,00011,882
Net interest income$537,00012,444
Provision for loan and lease losses$4,00010,179
Total noninterest income$44,00012,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,00010,907
Trading account gains and feesNANA
Additional Noninterest Income$20,00012,038
Total noninterest expense$429,00012,512
Salaries and employee benefits$268,00011,997
Premises and equipment expense$38,00012,610
Additional noninterest expense$123,00012,729
Pre-tax net operating income$148,00011,491
Securities gains (losses)$07,477
Applicable income taxes$47,00011,016
Income before extraordinary items$101,00011,793
Extraordinary gains, net$03,149
Net income$101,00011,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0008,222
Cash dividends$80,0007,275
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$101,00011,603
1992-12-31 (YTD Data)Rank
Total interest income$1,132,00012,760
Total interest expense$601,00012,287
Net interest income$531,00012,963
Provision for loan and lease losses$011,756
Total noninterest income$56,00012,964
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,00011,008
Trading account gains and feesNANA
Additional Noninterest Income$24,00012,236
Total noninterest expense$414,00013,088
Salaries and employee benefits$266,00012,415
Premises and equipment expense$31,00013,377
Additional noninterest expense$117,00013,361
Pre-tax net operating income$173,00011,312
Securities gains (losses)$08,369
Applicable income taxes$59,00011,011
Income before extraordinary items$114,00011,747
Extraordinary gains, net$01,422
Net income$114,00011,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$325,0003,812
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$114,00011,439

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.