The First State Bank of Eden Prairie, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$3,568,0006,878
Total interest expense$1,489,0007,216
Net interest income$2,079,0006,526
Provision for loan and lease losses$24,0007,567
Total noninterest income$574,0004,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$480,0002,646
Trading account gains and feesNANA
Additional Noninterest Income$94,0006,772
Total noninterest expense$1,816,0005,954
Salaries and employee benefits$801,0006,682
Premises and equipment expense$265,0005,763
Additional noninterest expense$750,0004,896
Pre-tax net operating income$813,0006,044
Securities gains (losses)$04,449
Applicable income taxes$396,0004,447
Income before extraordinary items$417,0007,109
Extraordinary gains, net$032
Net income$417,0007,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,842
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$417,0007,016
1997-12-31 (YTD Data)Rank
Total interest income$596,00010,644
Total interest expense$214,00010,655
Net interest income$382,00010,575
Provision for loan and lease losses$08,829
Total noninterest income$92,0009,558
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0007,654
Trading account gains and feesNANA
Additional Noninterest Income$12,00010,305
Total noninterest expense$341,00010,613
Salaries and employee benefits$146,00010,731
Premises and equipment expense$55,00010,079
Additional noninterest expense$140,00010,120
Pre-tax net operating income$133,0009,936
Securities gains (losses)$03,944
Applicable income taxes$71,0008,891
Income before extraordinary items$62,00010,172
Extraordinary gains, net$044
Net income$62,00010,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$62,00010,139
1996-12-31 (YTD Data)Rank
Total interest income$2,480,0008,715
Total interest expense$896,0009,343
Net interest income$1,584,0008,072
Provision for loan and lease losses$45,0006,812
Total noninterest income$491,0005,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$422,0003,188
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,124
Total noninterest expense$1,371,0007,461
Salaries and employee benefits$650,0007,843
Premises and equipment expense$251,0006,239
Additional noninterest expense$470,0007,300
Pre-tax net operating income$659,0007,115
Securities gains (losses)$04,148
Applicable income taxes$248,0006,477
Income before extraordinary items$411,0007,525
Extraordinary gains, net$053
Net income$411,0007,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$411,0007,471
1995-12-31 (YTD Data)Rank
Total interest income$2,077,0009,599
Total interest expense$615,00010,617
Net interest income$1,462,0008,648
Provision for loan and lease losses$42,0006,540
Total noninterest income$432,0005,683
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$385,0003,476
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,382
Total noninterest expense$1,337,0007,767
Salaries and employee benefits$584,0008,466
Premises and equipment expense$300,0005,625
Additional noninterest expense$453,0007,683
Pre-tax net operating income$515,0008,357
Securities gains (losses)$03,831
Applicable income taxes$200,0007,408
Income before extraordinary items$315,0008,785
Extraordinary gains, net$065
Net income$315,0008,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$315,0008,743
1994-12-31 (YTD Data)Rank
Total interest income$1,600,00010,528
Total interest expense$280,00012,098
Net interest income$1,320,0009,395
Provision for loan and lease losses$43,0006,473
Total noninterest income$447,0005,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$391,0003,442
Trading account gains and feesNANA
Additional Noninterest Income$56,0009,309
Total noninterest expense$1,321,0008,166
Salaries and employee benefits$558,0008,899
Premises and equipment expense$311,0005,548
Additional noninterest expense$452,0008,294
Pre-tax net operating income$403,0009,343
Securities gains (losses)$-6,0009,509
Applicable income taxes$161,0008,089
Income before extraordinary items$236,0009,849
Extraordinary gains, net$0249
Net income$236,0009,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,521
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$239,8409,886
1993-12-31 (YTD Data)Rank
Total interest income$1,378,00011,497
Total interest expense$271,00012,781
Net interest income$1,107,00010,378
Provision for loan and lease losses$72,0006,563
Total noninterest income$439,0006,100
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$394,0003,487
Trading account gains and feesNANA
Additional Noninterest Income$45,00010,391
Total noninterest expense$1,185,0008,952
Salaries and employee benefits$491,0009,757
Premises and equipment expense$288,0006,054
Additional noninterest expense$406,0009,204
Pre-tax net operating income$289,00010,324
Securities gains (losses)$07,477
Applicable income taxes$113,0009,447
Income before extraordinary items$176,00010,919
Extraordinary gains, net$178,0001,090
Net income$354,0009,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$176,00010,709
1992-12-31 (YTD Data)Rank
Total interest income$1,314,00012,369
Total interest expense$343,00013,374
Net interest income$971,00011,207
Provision for loan and lease losses$68,0008,314
Total noninterest income$435,0006,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$391,0003,563
Trading account gains and feesNANA
Additional Noninterest Income$44,00010,778
Total noninterest expense$1,110,0009,458
Salaries and employee benefits$440,00010,403
Premises and equipment expense$311,0005,817
Additional noninterest expense$359,00010,081
Pre-tax net operating income$228,00010,812
Securities gains (losses)$08,369
Applicable income taxes$87,00010,252
Income before extraordinary items$141,00011,404
Extraordinary gains, net$87,000792
Net income$228,00010,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0007,050
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$141,00011,061

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.