Home > The First State Bank of Casselton > Income and Expense
The First State Bank of Casselton, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 8,064 |
| Total interest expense | $1,276,000 | 7,904 |
| Net interest income | $1,478,000 | 8,031 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $94,000 | 9,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $879,000 | 8,750 |
| Salaries and employee benefits | $492,000 | 8,662 |
| Premises and equipment expense | $96,000 | 9,053 |
| Additional noninterest expense | $291,000 | 8,412 |
| Pre-tax net operating income | $693,000 | 7,002 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $213,000 | 6,714 |
| Income before extraordinary items | $480,000 | 7,099 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $480,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $480,000 | 7,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 8,307 |
| Total interest expense | $1,304,000 | 8,096 |
| Net interest income | $1,475,000 | 8,330 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $94,000 | 9,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $917,000 | 9,008 |
| Salaries and employee benefits | $470,000 | 9,105 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $348,000 | 8,386 |
| Pre-tax net operating income | $652,000 | 7,160 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $188,000 | 7,318 |
| Income before extraordinary items | $464,000 | 7,148 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $464,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $390,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $464,000 | 7,090 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 8,395 |
| Total interest expense | $1,408,000 | 7,955 |
| Net interest income | $1,476,000 | 8,600 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $106,000 | 10,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $1,051,000 | 8,754 |
| Salaries and employee benefits | $502,000 | 9,095 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $449,000 | 7,716 |
| Pre-tax net operating income | $531,000 | 8,269 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $157,000 | 8,143 |
| Income before extraordinary items | $375,000 | 8,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $375,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $1,975,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $374,300 | 8,269 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 9,046 |
| Total interest expense | $1,005,000 | 8,671 |
| Net interest income | $1,419,000 | 9,097 |
| Provision for loan and lease losses | $-63,000 | 12,051 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $947,000 | 9,563 |
| Salaries and employee benefits | $631,000 | 8,395 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $218,000 | 10,917 |
| Pre-tax net operating income | $646,000 | 7,742 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $190,000 | 7,515 |
| Income before extraordinary items | $456,000 | 7,650 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $456,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $456,000 | 7,703 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 9,538 |
| Total interest expense | $969,000 | 9,254 |
| Net interest income | $1,345,000 | 9,585 |
| Provision for loan and lease losses | $-88,000 | 12,872 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $1,008,000 | 9,697 |
| Salaries and employee benefits | $623,000 | 8,614 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $284,000 | 10,641 |
| Pre-tax net operating income | $535,000 | 8,406 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $419,000 | 8,246 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $469,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $419,000 | 7,973 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 9,489 |
| Total interest expense | $1,247,000 | 9,430 |
| Net interest income | $1,476,000 | 9,349 |
| Provision for loan and lease losses | $-89,000 | 13,689 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $1,110,000 | 9,458 |
| Salaries and employee benefits | $668,000 | 8,239 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $315,000 | 10,617 |
| Pre-tax net operating income | $576,000 | 7,886 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $421,000 | 7,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.