Home > The First State Bank of Burlingame > Income and Expense
The First State Bank of Burlingame, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 6,918 |
| Total interest expense | $141,000 | 6,270 |
| Net interest income | $385,000 | 6,984 |
| Provision for loan and lease losses | $376,000 | 2,146 |
| Total noninterest income | $61,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $51,000 | 5,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $601,000 | 6,506 |
| Salaries and employee benefits | $246,000 | 6,773 |
| Premises and equipment expense | $66,000 | 6,388 |
| Additional noninterest expense | $289,000 | 5,975 |
| Pre-tax net operating income | $-531,000 | 6,831 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-531,000 | 6,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-531,000 | 6,878 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-531,000 | 6,879 |
| Net charge-offs | $530,000 | 1,705 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-531,000 | 6,844 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,950 |
| Total interest expense | $73,000 | 6,324 |
| Net interest income | $201,000 | 7,016 |
| Provision for loan and lease losses | $93,000 | 2,975 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $246,000 | 6,774 |
| Salaries and employee benefits | $118,000 | 6,865 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $98,000 | 6,527 |
| Pre-tax net operating income | $-106,000 | 6,741 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-106,000 | 6,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-106,000 | 6,815 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-106,000 | 6,815 |
| Net charge-offs | $138,000 | 2,168 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-106,000 | 6,749 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,835 |
| Total interest expense | $384,000 | 6,263 |
| Net interest income | $1,011,000 | 6,930 |
| Provision for loan and lease losses | $347,000 | 3,932 |
| Total noninterest income | $119,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $98,000 | 5,544 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $21,000 | 6,361 |
| Total noninterest expense | $1,125,000 | 6,699 |
| Salaries and employee benefits | $545,000 | 6,818 |
| Premises and equipment expense | $138,000 | 6,515 |
| Additional noninterest expense | $442,000 | 6,433 |
| Pre-tax net operating income | $-342,000 | 6,323 |
| Securities gains (losses) | $24,000 | 2,997 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-318,000 | 6,391 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-318,000 | 6,394 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-318,000 | 6,393 |
| Net charge-offs | $443,000 | 3,322 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-342,000 | 6,360 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 6,887 |
| Total interest expense | $305,000 | 6,293 |
| Net interest income | $764,000 | 6,987 |
| Provision for loan and lease losses | $345,000 | 3,428 |
| Total noninterest income | $77,000 | 6,492 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,000 | 6,748 |
| Total noninterest expense | $834,000 | 6,756 |
| Salaries and employee benefits | $422,000 | 6,811 |
| Premises and equipment expense | $103,000 | 6,572 |
| Additional noninterest expense | $309,000 | 6,561 |
| Pre-tax net operating income | $-338,000 | 6,498 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-338,000 | 6,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-338,000 | 6,605 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-338,000 | 6,605 |
| Net charge-offs | $444,000 | 2,798 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-338,000 | 6,550 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,935 |
| Total interest expense | $214,000 | 6,322 |
| Net interest income | $510,000 | 7,045 |
| Provision for loan and lease losses | $125,000 | 4,121 |
| Total noninterest income | $63,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $564,000 | 6,817 |
| Salaries and employee benefits | $280,000 | 6,882 |
| Premises and equipment expense | $69,000 | 6,603 |
| Additional noninterest expense | $215,000 | 6,589 |
| Pre-tax net operating income | $-116,000 | 6,450 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-116,000 | 6,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-116,000 | 6,525 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-116,000 | 6,525 |
| Net charge-offs | $249,000 | 2,879 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-116,000 | 6,490 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 6,944 |
| Total interest expense | $115,000 | 6,308 |
| Net interest income | $259,000 | 7,075 |
| Provision for loan and lease losses | $85,000 | 3,582 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $293,000 | 6,816 |
| Salaries and employee benefits | $141,000 | 6,917 |
| Premises and equipment expense | $35,000 | 6,632 |
| Additional noninterest expense | $117,000 | 6,538 |
| Pre-tax net operating income | $-88,000 | 6,661 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-88,000 | 6,690 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-88,000 | 6,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-88,000 | 6,690 |
| Net charge-offs | $138,000 | 2,434 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-88,000 | 6,681 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 6,908 |
| Total interest expense | $613,000 | 6,206 |
| Net interest income | $1,115,000 | 7,055 |
| Provision for loan and lease losses | $553,000 | 3,986 |
| Total noninterest income | $143,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 5,304 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 6,461 |
| Total noninterest expense | $1,242,000 | 6,817 |
| Salaries and employee benefits | $625,000 | 6,866 |
| Premises and equipment expense | $149,000 | 6,638 |
| Additional noninterest expense | $468,000 | 6,608 |
| Pre-tax net operating income | $-537,000 | 6,270 |
| Securities gains (losses) | $111,000 | 2,070 |
| Applicable income taxes | $-169,000 | 6,936 |
| Income before extraordinary items | $-257,000 | 6,210 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-257,000 | 6,212 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-257,000 | 6,211 |
| Net charge-offs | $563,000 | 3,495 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-328,040 | 6,209 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 6,975 |
| Total interest expense | $486,000 | 6,258 |
| Net interest income | $846,000 | 7,143 |
| Provision for loan and lease losses | $545,000 | 3,398 |
| Total noninterest income | $108,000 | 6,456 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $89,000 | 5,335 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $947,000 | 6,843 |
| Salaries and employee benefits | $482,000 | 6,877 |
| Premises and equipment expense | $113,000 | 6,701 |
| Additional noninterest expense | $352,000 | 6,659 |
| Pre-tax net operating income | $-538,000 | 6,575 |
| Securities gains (losses) | $111,000 | 1,852 |
| Applicable income taxes | $-169,000 | 7,167 |
| Income before extraordinary items | $-258,000 | 6,493 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-258,000 | 6,494 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-258,000 | 6,493 |
| Net charge-offs | $346,000 | 3,542 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-329,040 | 6,476 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 6,997 |
| Total interest expense | $346,000 | 6,226 |
| Net interest income | $573,000 | 7,177 |
| Provision for loan and lease losses | $372,000 | 3,302 |
| Total noninterest income | $69,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $653,000 | 6,844 |
| Salaries and employee benefits | $329,000 | 6,886 |
| Premises and equipment expense | $77,000 | 6,712 |
| Additional noninterest expense | $247,000 | 6,621 |
| Pre-tax net operating income | $-383,000 | 6,654 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-169,000 | 7,289 |
| Income before extraordinary items | $-214,000 | 6,585 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-214,000 | 6,587 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-214,000 | 6,586 |
| Net charge-offs | $44,000 | 4,991 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-214,000 | 6,533 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,025 |
| Total interest expense | $180,000 | 6,280 |
| Net interest income | $297,000 | 7,215 |
| Provision for loan and lease losses | $53,000 | 4,798 |
| Total noninterest income | $40,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $334,000 | 6,891 |
| Salaries and employee benefits | $169,000 | 6,932 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $124,000 | 6,666 |
| Pre-tax net operating income | $-50,000 | 6,493 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-169,000 | 7,534 |
| Income before extraordinary items | $119,000 | 4,738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 4,738 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $119,000 | 4,737 |
| Net charge-offs | $27,000 | 4,227 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $119,000 | 4,627 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 6,604 |
| Total interest expense | $1,023,000 | 5,983 |
| Net interest income | $1,593,000 | 6,782 |
| Provision for loan and lease losses | $2,631,000 | 2,120 |
| Total noninterest income | $938,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $164,000 | 4,998 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $774,000 | 2,510 |
| Total noninterest expense | $1,648,000 | 6,614 |
| Salaries and employee benefits | $798,000 | 6,711 |
| Premises and equipment expense | $200,000 | 6,482 |
| Additional noninterest expense | $650,000 | 6,294 |
| Pre-tax net operating income | $-1,748,000 | 6,547 |
| Securities gains (losses) | $138,000 | 1,855 |
| Applicable income taxes | $-2,000 | 6,165 |
| Income before extraordinary items | $-1,608,000 | 6,617 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,608,000 | 6,617 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,608,000 | 6,617 |
| Net charge-offs | $3,360,000 | 1,503 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,746,000 | 6,656 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 6,549 |
| Total interest expense | $815,000 | 5,988 |
| Net interest income | $1,277,000 | 6,715 |
| Provision for loan and lease losses | $2,538,000 | 1,649 |
| Total noninterest income | $780,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $134,000 | 4,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $646,000 | 2,417 |
| Total noninterest expense | $1,310,000 | 6,539 |
| Salaries and employee benefits | $639,000 | 6,614 |
| Premises and equipment expense | $165,000 | 6,369 |
| Additional noninterest expense | $506,000 | 6,221 |
| Pre-tax net operating income | $-1,791,000 | 6,970 |
| Securities gains (losses) | $17,000 | 2,808 |
| Applicable income taxes | $-2,000 | 6,572 |
| Income before extraordinary items | $-1,772,000 | 7,100 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,772,000 | 7,098 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,772,000 | 7,099 |
| Net charge-offs | $3,316,000 | 1,115 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,789,000 | 7,092 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 6,510 |
| Total interest expense | $573,000 | 6,014 |
| Net interest income | $891,000 | 6,645 |
| Provision for loan and lease losses | $2,433,000 | 1,246 |
| Total noninterest income | $89,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $94,000 | 4,771 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-5,000 | 7,813 |
| Total noninterest expense | $872,000 | 6,597 |
| Salaries and employee benefits | $437,000 | 6,632 |
| Premises and equipment expense | $99,000 | 6,592 |
| Additional noninterest expense | $336,000 | 6,256 |
| Pre-tax net operating income | $-2,325,000 | 7,465 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,000 | 6,717 |
| Income before extraordinary items | $-2,323,000 | 7,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,323,000 | 7,539 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,323,000 | 7,539 |
| Net charge-offs | $3,270,000 | 800 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,323,000 | 7,550 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,498 |
| Total interest expense | $297,000 | 6,036 |
| Net interest income | $458,000 | 6,602 |
| Provision for loan and lease losses | $2,153,000 | 710 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-19,000 | 8,033 |
| Total noninterest expense | $404,000 | 6,721 |
| Salaries and employee benefits | $215,000 | 6,711 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $147,000 | 6,365 |
| Pre-tax net operating income | $-2,071,000 | 7,837 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-89,000 | 7,533 |
| Income before extraordinary items | $-1,982,000 | 7,898 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,982,000 | 7,899 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,982,000 | 7,899 |
| Net charge-offs | $2,775,000 | 478 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,982,000 | 7,900 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 6,382 |
| Total interest expense | $1,635,000 | 5,789 |
| Net interest income | $1,753,000 | 6,704 |
| Provision for loan and lease losses | $2,123,000 | 1,724 |
| Total noninterest income | $237,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $236,000 | 4,479 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,000 | 7,912 |
| Total noninterest expense | $1,649,000 | 6,683 |
| Salaries and employee benefits | $892,000 | 6,667 |
| Premises and equipment expense | $275,000 | 6,005 |
| Additional noninterest expense | $482,000 | 6,695 |
| Pre-tax net operating income | $-1,782,000 | 7,295 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,779,000 | 7,317 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,779,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,280,000 | 1,709 |
| Cash dividends | $45,000 | 5,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,782,000 | 7,411 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 6,330 |
| Total interest expense | $1,288,000 | 5,796 |
| Net interest income | $1,405,000 | 6,613 |
| Provision for loan and lease losses | $1,870,000 | 1,234 |
| Total noninterest income | $209,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $179,000 | 4,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 7,117 |
| Total noninterest expense | $1,261,000 | 6,638 |
| Salaries and employee benefits | $703,000 | 6,597 |
| Premises and equipment expense | $208,000 | 6,003 |
| Additional noninterest expense | $350,000 | 6,762 |
| Pre-tax net operating income | $-1,517,000 | 7,734 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,517,000 | 7,707 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,517,000 | 7,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $694,000 | 1,614 |
| Cash dividends | $45,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,517,000 | 7,803 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 6,406 |
| Total interest expense | $874,000 | 5,896 |
| Net interest income | $911,000 | 6,696 |
| Provision for loan and lease losses | $670,000 | 1,583 |
| Total noninterest income | $126,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $115,000 | 4,568 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $855,000 | 6,655 |
| Salaries and employee benefits | $506,000 | 6,464 |
| Premises and equipment expense | $138,000 | 6,048 |
| Additional noninterest expense | $211,000 | 6,971 |
| Pre-tax net operating income | $-488,000 | 7,593 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-488,000 | 7,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-488,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 1,069 |
| Cash dividends | $45,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-488,000 | 7,657 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $904,000 | 6,452 |
| Total interest expense | $452,000 | 5,987 |
| Net interest income | $452,000 | 6,743 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $437,000 | 6,626 |
| Salaries and employee benefits | $256,000 | 6,463 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $113,000 | 6,841 |
| Pre-tax net operating income | $57,000 | 6,527 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $53,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,051 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $53,000 | 6,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 6,337 |
| Total interest expense | $1,870,000 | 5,970 |
| Net interest income | $1,930,000 | 6,583 |
| Provision for loan and lease losses | $146,000 | 4,379 |
| Total noninterest income | $329,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $253,000 | 4,433 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $76,000 | 6,595 |
| Total noninterest expense | $1,780,000 | 6,501 |
| Salaries and employee benefits | $1,006,000 | 6,416 |
| Premises and equipment expense | $281,000 | 5,943 |
| Additional noninterest expense | $493,000 | 6,612 |
| Pre-tax net operating income | $333,000 | 6,494 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-6,000 | 7,757 |
| Income before extraordinary items | $339,000 | 6,282 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $339,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,624 |
| Cash dividends | $522,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $339,000 | 6,265 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 6,390 |
| Total interest expense | $1,399,000 | 6,010 |
| Net interest income | $1,433,000 | 6,646 |
| Provision for loan and lease losses | $96,000 | 4,170 |
| Total noninterest income | $239,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $193,000 | 4,414 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $1,320,000 | 6,522 |
| Salaries and employee benefits | $761,000 | 6,399 |
| Premises and equipment expense | $209,000 | 5,970 |
| Additional noninterest expense | $350,000 | 6,734 |
| Pre-tax net operating income | $256,000 | 6,743 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-9,000 | 8,027 |
| Income before extraordinary items | $265,000 | 6,501 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $265,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 1,756 |
| Cash dividends | $78,000 | 4,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $265,000 | 6,488 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 6,433 |
| Total interest expense | $917,000 | 6,057 |
| Net interest income | $961,000 | 6,676 |
| Provision for loan and lease losses | $81,000 | 3,650 |
| Total noninterest income | $170,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $871,000 | 6,607 |
| Salaries and employee benefits | $510,000 | 6,433 |
| Premises and equipment expense | $138,000 | 6,019 |
| Additional noninterest expense | $223,000 | 6,855 |
| Pre-tax net operating income | $179,000 | 6,764 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-12,000 | 8,159 |
| Income before extraordinary items | $191,000 | 6,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $191,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,210 |
| Cash dividends | $67,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $191,000 | 6,441 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $921,000 | 6,501 |
| Total interest expense | $446,000 | 6,126 |
| Net interest income | $475,000 | 6,722 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $443,000 | 6,586 |
| Salaries and employee benefits | $252,000 | 6,508 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $119,000 | 6,711 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-17,000 | 8,291 |
| Income before extraordinary items | $66,000 | 6,924 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $66,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 724 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $66,000 | 6,904 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 6,437 |
| Total interest expense | $1,582,000 | 5,989 |
| Net interest income | $1,894,000 | 6,685 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $327,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $232,000 | 4,674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $1,716,000 | 6,553 |
| Salaries and employee benefits | $982,000 | 6,456 |
| Premises and equipment expense | $259,000 | 6,123 |
| Additional noninterest expense | $475,000 | 6,649 |
| Pre-tax net operating income | $385,000 | 6,830 |
| Securities gains (losses) | $19,000 | 922 |
| Applicable income taxes | $35,000 | 5,669 |
| Income before extraordinary items | $369,000 | 6,636 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $369,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $557,000 | 3,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $351,710 | 6,713 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 6,446 |
| Total interest expense | $1,153,000 | 6,004 |
| Net interest income | $1,469,000 | 6,672 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $242,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $170,000 | 4,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $1,250,000 | 6,644 |
| Salaries and employee benefits | $728,000 | 6,477 |
| Premises and equipment expense | $191,000 | 6,199 |
| Additional noninterest expense | $331,000 | 6,868 |
| Pre-tax net operating income | $371,000 | 6,722 |
| Securities gains (losses) | $19,000 | 755 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $362,000 | 6,419 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $362,000 | 6,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $30,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $344,330 | 6,486 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 6,464 |
| Total interest expense | $736,000 | 6,031 |
| Net interest income | $997,000 | 6,666 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $159,000 | 6,132 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $844,000 | 6,642 |
| Salaries and employee benefits | $486,000 | 6,502 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $234,000 | 6,732 |
| Pre-tax net operating income | $252,000 | 6,759 |
| Securities gains (losses) | $19,000 | 610 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $252,000 | 6,369 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $252,000 | 6,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $30,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $234,330 | 6,484 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,533 |
| Total interest expense | $357,000 | 5,989 |
| Net interest income | $480,000 | 6,783 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $411,000 | 6,708 |
| Salaries and employee benefits | $238,000 | 6,577 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $111,000 | 6,927 |
| Securities gains (losses) | $19,000 | 485 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $121,000 | 6,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $103,330 | 6,687 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 6,455 |
| Total interest expense | $1,249,000 | 5,725 |
| Net interest income | $1,924,000 | 6,721 |
| Provision for loan and lease losses | $205,000 | 3,545 |
| Total noninterest income | $307,000 | 6,279 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $229,000 | 4,765 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,787 |
| Total noninterest expense | $1,753,000 | 6,482 |
| Salaries and employee benefits | $1,094,000 | 6,083 |
| Premises and equipment expense | $248,000 | 6,233 |
| Additional noninterest expense | $411,000 | 7,036 |
| Pre-tax net operating income | $273,000 | 7,492 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $53,000 | 5,834 |
| Income before extraordinary items | $223,000 | 7,489 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $223,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,355 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $220,570 | 7,472 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 6,491 |
| Total interest expense | $907,000 | 5,706 |
| Net interest income | $1,439,000 | 6,773 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $230,000 | 6,314 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $176,000 | 4,736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $1,239,000 | 6,647 |
| Salaries and employee benefits | $773,000 | 6,246 |
| Premises and equipment expense | $184,000 | 6,235 |
| Additional noninterest expense | $282,000 | 7,225 |
| Pre-tax net operating income | $415,000 | 6,723 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $109,000 | 5,151 |
| Income before extraordinary items | $306,000 | 6,884 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $306,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $306,000 | 6,837 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 6,481 |
| Total interest expense | $584,000 | 5,627 |
| Net interest income | $963,000 | 6,758 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $149,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $117,000 | 4,711 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $822,000 | 6,669 |
| Salaries and employee benefits | $515,000 | 6,248 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $183,000 | 7,265 |
| Pre-tax net operating income | $290,000 | 6,643 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $77,000 | 5,119 |
| Income before extraordinary items | $213,000 | 6,821 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $213,000 | 6,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $213,000 | 6,770 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,491 |
| Total interest expense | $286,000 | 5,610 |
| Net interest income | $486,000 | 6,780 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $56,000 | 4,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $409,000 | 6,710 |
| Salaries and employee benefits | $254,000 | 6,331 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $92,000 | 7,317 |
| Pre-tax net operating income | $155,000 | 6,491 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $113,000 | 6,682 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $113,000 | 6,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $113,000 | 6,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 6,452 |
| Total interest expense | $1,097,000 | 5,392 |
| Net interest income | $1,873,000 | 6,805 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $335,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $238,000 | 4,848 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,480 |
| Total noninterest expense | $1,686,000 | 6,558 |
| Salaries and employee benefits | $1,043,000 | 6,147 |
| Premises and equipment expense | $234,000 | 6,361 |
| Additional noninterest expense | $409,000 | 7,068 |
| Pre-tax net operating income | $467,000 | 6,812 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $116,000 | 5,364 |
| Income before extraordinary items | $351,000 | 7,017 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $351,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $50,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $351,000 | 6,965 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 6,487 |
| Total interest expense | $818,000 | 5,386 |
| Net interest income | $1,392,000 | 6,836 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $251,000 | 6,220 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $180,000 | 4,857 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 6,524 |
| Total noninterest expense | $1,194,000 | 6,692 |
| Salaries and employee benefits | $740,000 | 6,289 |
| Premises and equipment expense | $173,000 | 6,379 |
| Additional noninterest expense | $281,000 | 7,238 |
| Pre-tax net operating income | $404,000 | 6,721 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $109,000 | 5,250 |
| Income before extraordinary items | $295,000 | 6,928 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $295,000 | 6,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $295,000 | 6,858 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 6,520 |
| Total interest expense | $549,000 | 5,384 |
| Net interest income | $923,000 | 6,881 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $162,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $117,000 | 4,926 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $810,000 | 6,679 |
| Salaries and employee benefits | $499,000 | 6,304 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $196,000 | 7,174 |
| Pre-tax net operating income | $245,000 | 6,858 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $64,000 | 5,369 |
| Income before extraordinary items | $181,000 | 7,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $181,000 | 6,988 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,587 |
| Total interest expense | $277,000 | 5,418 |
| Net interest income | $451,000 | 6,968 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $405,000 | 6,729 |
| Salaries and employee benefits | $247,000 | 6,380 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $26,000 | 5,550 |
| Income before extraordinary items | $79,000 | 7,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $79,000 | 7,166 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 6,567 |
| Total interest expense | $1,240,000 | 5,466 |
| Net interest income | $1,717,000 | 7,038 |
| Provision for loan and lease losses | $79,000 | 5,663 |
| Total noninterest income | $325,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $257,000 | 4,696 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $68,000 | 7,154 |
| Total noninterest expense | $1,615,000 | 6,674 |
| Salaries and employee benefits | $977,000 | 6,347 |
| Premises and equipment expense | $218,000 | 6,561 |
| Additional noninterest expense | $420,000 | 7,039 |
| Pre-tax net operating income | $348,000 | 7,242 |
| Securities gains (losses) | $84,000 | 2,048 |
| Applicable income taxes | $121,000 | 5,524 |
| Income before extraordinary items | $311,000 | 7,236 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $311,000 | 7,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $250,520 | 7,388 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 6,623 |
| Total interest expense | $951,000 | 5,532 |
| Net interest income | $1,278,000 | 7,094 |
| Provision for loan and lease losses | $59,000 | 5,561 |
| Total noninterest income | $241,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $191,000 | 4,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $1,148,000 | 6,832 |
| Salaries and employee benefits | $716,000 | 6,405 |
| Premises and equipment expense | $165,000 | 6,542 |
| Additional noninterest expense | $267,000 | 7,425 |
| Pre-tax net operating income | $312,000 | 7,114 |
| Securities gains (losses) | $84,000 | 1,896 |
| Applicable income taxes | $104,000 | 5,530 |
| Income before extraordinary items | $292,000 | 6,990 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $292,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $229,840 | 7,235 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 6,630 |
| Total interest expense | $649,000 | 5,577 |
| Net interest income | $859,000 | 7,086 |
| Provision for loan and lease losses | $39,000 | 5,514 |
| Total noninterest income | $160,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $126,000 | 4,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $751,000 | 6,901 |
| Salaries and employee benefits | $473,000 | 6,453 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $170,000 | 7,511 |
| Pre-tax net operating income | $229,000 | 6,977 |
| Securities gains (losses) | $84,000 | 1,639 |
| Applicable income taxes | $69,000 | 5,571 |
| Income before extraordinary items | $244,000 | 6,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $178,480 | 6,999 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 6,642 |
| Total interest expense | $333,000 | 5,603 |
| Net interest income | $428,000 | 7,095 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 4,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $383,000 | 6,849 |
| Salaries and employee benefits | $239,000 | 6,421 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $92,000 | 7,360 |
| Pre-tax net operating income | $110,000 | 7,039 |
| Securities gains (losses) | $84,000 | 1,095 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $160,000 | 5,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,120 | 6,911 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 6,583 |
| Total interest expense | $1,664,000 | 5,397 |
| Net interest income | $1,588,000 | 7,287 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $332,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $261,000 | 4,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $1,489,000 | 6,870 |
| Salaries and employee benefits | $895,000 | 6,540 |
| Premises and equipment expense | $236,000 | 6,316 |
| Additional noninterest expense | $358,000 | 7,421 |
| Pre-tax net operating income | $331,000 | 7,439 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $71,000 | 6,269 |
| Income before extraordinary items | $282,000 | 7,412 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $282,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $264,400 | 7,400 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 6,851 |
| Total interest expense | $1,909,000 | 6,245 |
| Net interest income | $1,486,000 | 7,356 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $315,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $242,000 | 4,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $73,000 | 7,044 |
| Total noninterest expense | $1,379,000 | 7,056 |
| Salaries and employee benefits | $833,000 | 6,643 |
| Premises and equipment expense | $207,000 | 6,693 |
| Additional noninterest expense | $339,000 | 7,580 |
| Pre-tax net operating income | $377,000 | 7,075 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $93,000 | 6,089 |
| Income before extraordinary items | $300,000 | 7,144 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $300,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $287,840 | 7,096 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 7,000 |
| Total interest expense | $1,956,000 | 6,335 |
| Net interest income | $1,455,000 | 7,533 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $324,000 | 6,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $1,322,000 | 7,186 |
| Salaries and employee benefits | $806,000 | 6,702 |
| Premises and equipment expense | $207,000 | 6,651 |
| Additional noninterest expense | $309,000 | 7,877 |
| Pre-tax net operating income | $417,000 | 7,379 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $95,000 | 6,574 |
| Income before extraordinary items | $322,000 | 7,335 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $322,000 | 7,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,296 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $322,000 | 7,339 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 7,091 |
| Total interest expense | $1,773,000 | 6,410 |
| Net interest income | $1,481,000 | 7,622 |
| Provision for loan and lease losses | $370,000 | 2,232 |
| Total noninterest income | $322,000 | 6,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $1,323,000 | 7,236 |
| Salaries and employee benefits | $819,000 | 6,667 |
| Premises and equipment expense | $195,000 | 6,889 |
| Additional noninterest expense | $309,000 | 8,043 |
| Pre-tax net operating income | $110,000 | 9,030 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,000 | 8,654 |
| Income before extraordinary items | $107,000 | 8,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $107,000 | 8,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,971 |
| Cash dividends | $25,000 | 6,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $107,000 | 8,881 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 7,333 |
| Total interest expense | $1,589,000 | 6,997 |
| Net interest income | $1,576,000 | 7,520 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $331,000 | 6,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,310,000 | 7,221 |
| Salaries and employee benefits | $825,000 | 6,573 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $298,000 | 8,136 |
| Pre-tax net operating income | $487,000 | 7,439 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $152,000 | 6,807 |
| Income before extraordinary items | $339,000 | 7,600 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $339,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $336,240 | 7,527 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 7,932 |
| Total interest expense | $1,395,000 | 7,595 |
| Net interest income | $1,459,000 | 8,075 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $337,000 | 6,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,268,000 | 7,454 |
| Salaries and employee benefits | $778,000 | 6,896 |
| Premises and equipment expense | $176,000 | 7,266 |
| Additional noninterest expense | $314,000 | 8,183 |
| Pre-tax net operating income | $482,000 | 8,021 |
| Securities gains (losses) | $-20,000 | 10,368 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $314,000 | 8,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $314,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $327,600 | 8,125 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 8,740 |
| Total interest expense | $1,230,000 | 8,291 |
| Net interest income | $1,229,000 | 8,971 |
| Provision for loan and lease losses | $26,000 | 7,618 |
| Total noninterest income | $378,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,252,000 | 7,823 |
| Salaries and employee benefits | $724,000 | 7,376 |
| Premises and equipment expense | $183,000 | 7,367 |
| Additional noninterest expense | $345,000 | 8,413 |
| Pre-tax net operating income | $329,000 | 8,931 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $90,000 | 8,931 |
| Income before extraordinary items | $239,000 | 8,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $239,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $239,000 | 8,867 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 9,404 |
| Total interest expense | $1,113,000 | 8,868 |
| Net interest income | $1,093,000 | 9,647 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $360,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $1,201,000 | 8,205 |
| Salaries and employee benefits | $725,000 | 7,560 |
| Premises and equipment expense | $174,000 | 7,727 |
| Additional noninterest expense | $302,000 | 9,224 |
| Pre-tax net operating income | $226,000 | 10,292 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $182,000 | 10,143 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $182,000 | 10,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $181,200 | 10,121 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 9,838 |
| Total interest expense | $884,000 | 9,202 |
| Net interest income | $1,095,000 | 10,085 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $333,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,207,000 | 8,576 |
| Salaries and employee benefits | $735,000 | 7,631 |
| Premises and equipment expense | $162,000 | 8,250 |
| Additional noninterest expense | $310,000 | 9,844 |
| Pre-tax net operating income | $221,000 | 10,731 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $181,000 | 10,486 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $181,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $181,000 | 10,528 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 10,352 |
| Total interest expense | $814,000 | 9,968 |
| Net interest income | $1,102,000 | 10,400 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $297,000 | 7,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,153,000 | 9,091 |
| Salaries and employee benefits | $669,000 | 8,233 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $305,000 | 10,379 |
| Pre-tax net operating income | $244,000 | 10,667 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $32,000 | 11,333 |
| Income before extraordinary items | $212,000 | 10,506 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $245,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $212,000 | 10,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 10,918 |
| Total interest expense | $974,000 | 10,515 |
| Net interest income | $1,009,000 | 11,071 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $247,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,078,000 | 9,627 |
| Salaries and employee benefits | $618,000 | 8,664 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $291,000 | 10,959 |
| Pre-tax net operating income | $142,000 | 11,600 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $122,000 | 11,655 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $122,000 | 11,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $122,000 | 11,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.