Home > The First State Bank, Kiowa, Kansas > Income and Expense
The First State Bank, Kiowa, Kansas, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 4,681 |
| Total interest expense | $228,000 | 4,728 |
| Net interest income | $2,550,000 | 4,639 |
| Provision for loan and lease losses | $930,000 | 950 |
| Total noninterest income | $69,000 | 5,398 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $77,000 | 4,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-8,000 | 5,589 |
| Total noninterest expense | $1,575,000 | 4,998 |
| Salaries and employee benefits | $816,000 | 5,073 |
| Premises and equipment expense | $180,000 | 4,841 |
| Additional noninterest expense | $579,000 | 4,857 |
| Pre-tax net operating income | $114,000 | 5,300 |
| Securities gains (losses) | $7,000 | 1,711 |
| Applicable income taxes | $-3,000 | 5,433 |
| Income before extraordinary items | $124,000 | 5,169 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $124,000 | 5,168 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $124,000 | 5,169 |
| Net charge-offs | $934,000 | 727 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $117,000 | 5,176 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 4,710 |
| Total interest expense | $167,000 | 4,781 |
| Net interest income | $1,958,000 | 4,662 |
| Provision for loan and lease losses | $500,000 | 1,144 |
| Total noninterest income | $81,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $57,000 | 4,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 5,327 |
| Total noninterest expense | $1,086,000 | 5,125 |
| Salaries and employee benefits | $603,000 | 5,121 |
| Premises and equipment expense | $135,000 | 4,873 |
| Additional noninterest expense | $348,000 | 5,110 |
| Pre-tax net operating income | $453,000 | 4,688 |
| Securities gains (losses) | $7,000 | 1,738 |
| Applicable income taxes | $29,000 | 3,624 |
| Income before extraordinary items | $431,000 | 4,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $431,000 | 4,563 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $431,000 | 4,564 |
| Net charge-offs | $485,000 | 827 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $424,420 | 4,574 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 4,722 |
| Total interest expense | $96,000 | 4,945 |
| Net interest income | $1,331,000 | 4,661 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $53,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $37,000 | 4,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,358 |
| Total noninterest expense | $691,000 | 5,217 |
| Salaries and employee benefits | $392,000 | 5,191 |
| Premises and equipment expense | $91,000 | 4,886 |
| Additional noninterest expense | $208,000 | 5,218 |
| Pre-tax net operating income | $393,000 | 4,404 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $29,000 | 3,524 |
| Income before extraordinary items | $370,000 | 4,264 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $370,000 | 4,263 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $370,000 | 4,264 |
| Net charge-offs | $283,000 | 864 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $364,420 | 4,268 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 4,746 |
| Total interest expense | $54,000 | 4,846 |
| Net interest income | $665,000 | 4,693 |
| Provision for loan and lease losses | $200,000 | 923 |
| Total noninterest income | $22,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $15,000 | 4,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,466 |
| Total noninterest expense | $342,000 | 5,285 |
| Salaries and employee benefits | $195,000 | 5,233 |
| Premises and equipment expense | $55,000 | 4,709 |
| Additional noninterest expense | $92,000 | 5,395 |
| Pre-tax net operating income | $145,000 | 4,682 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $14,000 | 3,484 |
| Income before extraordinary items | $131,000 | 4,626 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $131,000 | 4,626 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $131,000 | 4,626 |
| Net charge-offs | $109,000 | 895 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $131,000 | 4,611 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 4,688 |
| Total interest expense | $212,000 | 4,906 |
| Net interest income | $2,854,000 | 4,605 |
| Provision for loan and lease losses | $116,000 | 3,003 |
| Total noninterest income | $92,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $63,000 | 5,005 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $29,000 | 5,517 |
| Total noninterest expense | $1,440,000 | 5,289 |
| Salaries and employee benefits | $782,000 | 5,300 |
| Premises and equipment expense | $213,000 | 4,815 |
| Additional noninterest expense | $445,000 | 5,321 |
| Pre-tax net operating income | $1,390,000 | 3,618 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $72,000 | 3,460 |
| Income before extraordinary items | $1,318,000 | 3,486 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,318,000 | 3,484 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,318,000 | 3,485 |
| Net charge-offs | $30,000 | 3,453 |
| Cash dividends | $1,100,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,318,000 | 3,431 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 4,709 |
| Total interest expense | $167,000 | 4,899 |
| Net interest income | $2,163,000 | 4,633 |
| Provision for loan and lease losses | $91,000 | 2,813 |
| Total noninterest income | $79,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $56,000 | 4,888 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $23,000 | 5,548 |
| Total noninterest expense | $1,065,000 | 5,342 |
| Salaries and employee benefits | $580,000 | 5,338 |
| Premises and equipment expense | $157,000 | 4,866 |
| Additional noninterest expense | $328,000 | 5,381 |
| Pre-tax net operating income | $1,086,000 | 3,594 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $56,000 | 3,518 |
| Income before extraordinary items | $1,030,000 | 3,445 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,030,000 | 3,442 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,030,000 | 3,445 |
| Net charge-offs | $29,000 | 2,928 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,030,000 | 3,386 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 4,719 |
| Total interest expense | $116,000 | 4,889 |
| Net interest income | $1,463,000 | 4,644 |
| Provision for loan and lease losses | $66,000 | 2,649 |
| Total noninterest income | $55,000 | 5,548 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $42,000 | 4,778 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 5,657 |
| Total noninterest expense | $762,000 | 5,321 |
| Salaries and employee benefits | $402,000 | 5,348 |
| Premises and equipment expense | $117,000 | 4,756 |
| Additional noninterest expense | $243,000 | 5,340 |
| Pre-tax net operating income | $690,000 | 3,685 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $41,000 | 3,497 |
| Income before extraordinary items | $649,000 | 3,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $649,000 | 3,536 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $649,000 | 3,538 |
| Net charge-offs | $27,000 | 2,572 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $649,000 | 3,474 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 4,707 |
| Total interest expense | $52,000 | 5,063 |
| Net interest income | $759,000 | 4,610 |
| Provision for loan and lease losses | $37,000 | 2,417 |
| Total noninterest income | $23,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,000 | 5,765 |
| Total noninterest expense | $343,000 | 5,502 |
| Salaries and employee benefits | $187,000 | 5,471 |
| Premises and equipment expense | $67,000 | 4,588 |
| Additional noninterest expense | $89,000 | 5,668 |
| Pre-tax net operating income | $402,000 | 3,395 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $393,000 | 3,164 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $393,000 | 3,162 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $393,000 | 3,163 |
| Net charge-offs | $27,000 | 1,801 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $393,000 | 3,103 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 4,777 |
| Total interest expense | $174,000 | 5,309 |
| Net interest income | $2,970,000 | 4,647 |
| Provision for loan and lease losses | $251,000 | 2,079 |
| Total noninterest income | $112,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $77,000 | 4,997 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $35,000 | 5,646 |
| Total noninterest expense | $1,530,000 | 5,419 |
| Salaries and employee benefits | $816,000 | 5,440 |
| Premises and equipment expense | $261,000 | 4,711 |
| Additional noninterest expense | $453,000 | 5,502 |
| Pre-tax net operating income | $1,301,000 | 3,724 |
| Securities gains (losses) | $-15,000 | 5,908 |
| Applicable income taxes | $50,000 | 3,634 |
| Income before extraordinary items | $1,236,000 | 3,582 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,236,000 | 3,580 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,236,000 | 3,582 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $900,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,250,400 | 3,511 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 4,835 |
| Total interest expense | $136,000 | 5,353 |
| Net interest income | $2,213,000 | 4,719 |
| Provision for loan and lease losses | $215,000 | 1,892 |
| Total noninterest income | $82,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $55,000 | 5,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,702 |
| Total noninterest expense | $1,059,000 | 5,556 |
| Salaries and employee benefits | $600,000 | 5,498 |
| Premises and equipment expense | $150,000 | 5,149 |
| Additional noninterest expense | $309,000 | 5,663 |
| Pre-tax net operating income | $1,021,000 | 3,707 |
| Securities gains (losses) | $-15,000 | 6,037 |
| Applicable income taxes | $36,000 | 3,765 |
| Income before extraordinary items | $970,000 | 3,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $970,000 | 3,551 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $970,000 | 3,552 |
| Net charge-offs | $14,000 | 3,512 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $984,400 | 3,474 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 4,842 |
| Total interest expense | $94,000 | 5,369 |
| Net interest income | $1,502,000 | 4,718 |
| Provision for loan and lease losses | $78,000 | 2,492 |
| Total noninterest income | $53,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $36,000 | 5,156 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 5,770 |
| Total noninterest expense | $711,000 | 5,597 |
| Salaries and employee benefits | $403,000 | 5,545 |
| Premises and equipment expense | $97,000 | 5,221 |
| Additional noninterest expense | $211,000 | 5,674 |
| Pre-tax net operating income | $766,000 | 3,498 |
| Securities gains (losses) | $-15,000 | 6,151 |
| Applicable income taxes | $23,000 | 3,810 |
| Income before extraordinary items | $728,000 | 3,341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $728,000 | 3,341 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $728,000 | 3,342 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $742,550 | 3,236 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 4,864 |
| Total interest expense | $47,000 | 5,415 |
| Net interest income | $751,000 | 4,745 |
| Provision for loan and lease losses | $16,000 | 2,946 |
| Total noninterest income | $26,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $329,000 | 5,741 |
| Salaries and employee benefits | $187,000 | 5,681 |
| Premises and equipment expense | $46,000 | 5,346 |
| Additional noninterest expense | $96,000 | 5,833 |
| Pre-tax net operating income | $432,000 | 3,262 |
| Securities gains (losses) | $-9,000 | 6,241 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $423,000 | 3,026 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $423,000 | 3,029 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $423,000 | 3,029 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $432,000 | 2,927 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 5,014 |
| Total interest expense | $155,000 | 5,747 |
| Net interest income | $2,909,000 | 4,875 |
| Provision for loan and lease losses | $271,000 | 2,115 |
| Total noninterest income | $105,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $76,000 | 5,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 5,940 |
| Total noninterest expense | $1,601,000 | 5,596 |
| Salaries and employee benefits | $811,000 | 5,679 |
| Premises and equipment expense | $272,000 | 4,849 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $1,142,000 | 3,931 |
| Securities gains (losses) | $18,000 | 2,377 |
| Applicable income taxes | $48,000 | 3,728 |
| Income before extraordinary items | $1,112,000 | 3,768 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,112,000 | 3,768 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,112,000 | 3,770 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $825,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,094,720 | 3,753 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 5,067 |
| Total interest expense | $110,000 | 5,874 |
| Net interest income | $2,181,000 | 4,924 |
| Provision for loan and lease losses | $251,000 | 1,803 |
| Total noninterest income | $77,000 | 6,042 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $55,000 | 5,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $22,000 | 6,019 |
| Total noninterest expense | $1,223,000 | 5,604 |
| Salaries and employee benefits | $603,000 | 5,721 |
| Premises and equipment expense | $214,000 | 4,819 |
| Additional noninterest expense | $406,000 | 5,573 |
| Pre-tax net operating income | $784,000 | 4,148 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $33,000 | 3,821 |
| Income before extraordinary items | $788,000 | 3,937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $788,000 | 3,939 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $788,000 | 3,940 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $372,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $752,480 | 3,956 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 5,082 |
| Total interest expense | $70,000 | 5,976 |
| Net interest income | $1,473,000 | 4,918 |
| Provision for loan and lease losses | $183,000 | 1,715 |
| Total noninterest income | $46,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $31,000 | 5,593 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $15,000 | 6,065 |
| Total noninterest expense | $854,000 | 5,571 |
| Salaries and employee benefits | $397,000 | 5,780 |
| Premises and equipment expense | $156,000 | 4,682 |
| Additional noninterest expense | $301,000 | 5,457 |
| Pre-tax net operating income | $482,000 | 4,231 |
| Securities gains (losses) | $41,000 | 1,278 |
| Applicable income taxes | $25,000 | 3,746 |
| Income before extraordinary items | $498,000 | 3,976 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $498,000 | 3,982 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $498,000 | 3,982 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $320,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $459,050 | 4,036 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 5,119 |
| Total interest expense | $35,000 | 6,045 |
| Net interest income | $738,000 | 4,944 |
| Provision for loan and lease losses | $91,000 | 1,667 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $432,000 | 5,629 |
| Salaries and employee benefits | $185,000 | 5,948 |
| Premises and equipment expense | $80,000 | 4,704 |
| Additional noninterest expense | $167,000 | 5,335 |
| Pre-tax net operating income | $236,000 | 4,199 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $24,000 | 3,399 |
| Income before extraordinary items | $216,000 | 4,121 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 4,121 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $216,000 | 4,123 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $212,400 | 4,099 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 5,831 |
| Total interest expense | $120,000 | 6,323 |
| Net interest income | $1,961,000 | 5,701 |
| Provision for loan and lease losses | $208,000 | 2,916 |
| Total noninterest income | $72,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $53,000 | 5,926 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 6,238 |
| Total noninterest expense | $1,026,000 | 6,321 |
| Salaries and employee benefits | $554,000 | 6,329 |
| Premises and equipment expense | $164,000 | 5,818 |
| Additional noninterest expense | $308,000 | 6,329 |
| Pre-tax net operating income | $799,000 | 4,404 |
| Securities gains (losses) | $-159,000 | 6,597 |
| Applicable income taxes | $42,000 | 3,835 |
| Income before extraordinary items | $598,000 | 4,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $598,000 | 4,673 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $598,000 | 4,673 |
| Net charge-offs | $32,000 | 4,614 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $745,870 | 4,302 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 6,121 |
| Total interest expense | $80,000 | 6,472 |
| Net interest income | $1,228,000 | 5,991 |
| Provision for loan and lease losses | $116,000 | 3,217 |
| Total noninterest income | $49,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $35,000 | 6,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $632,000 | 6,531 |
| Salaries and employee benefits | $363,000 | 6,482 |
| Premises and equipment expense | $102,000 | 6,073 |
| Additional noninterest expense | $167,000 | 6,606 |
| Pre-tax net operating income | $529,000 | 4,699 |
| Securities gains (losses) | $-167,000 | 6,764 |
| Applicable income taxes | $26,000 | 4,006 |
| Income before extraordinary items | $336,000 | 5,136 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $336,000 | 5,137 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $336,000 | 5,138 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $491,310 | 4,537 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $547,000 | 6,568 |
| Total interest expense | $43,000 | 6,632 |
| Net interest income | $504,000 | 6,527 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $23,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $287,000 | 6,786 |
| Salaries and employee benefits | $191,000 | 6,689 |
| Premises and equipment expense | $46,000 | 6,432 |
| Additional noninterest expense | $50,000 | 6,898 |
| Pre-tax net operating income | $215,000 | 5,238 |
| Securities gains (losses) | $-150,000 | 6,859 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $57,000 | 6,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 6,098 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $57,000 | 6,099 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $189,000 | 5,212 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 5,707 |
| Total interest expense | $55,000 | 6,047 |
| Net interest income | $556,000 | 5,578 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $21,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $384,000 | 5,982 |
| Salaries and employee benefits | $266,000 | 5,528 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $88,000 | 6,371 |
| Pre-tax net operating income | $193,000 | 4,515 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-108,000 | 6,926 |
| Income before extraordinary items | $301,000 | 3,554 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $301,000 | 3,555 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $301,000 | 3,556 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $301,000 | 3,466 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 5,808 |
| Total interest expense | $289,000 | 6,024 |
| Net interest income | $2,203,000 | 5,703 |
| Provision for loan and lease losses | $210,000 | 3,872 |
| Total noninterest income | $137,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $85,000 | 5,653 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $52,000 | 5,836 |
| Total noninterest expense | $1,303,000 | 6,301 |
| Salaries and employee benefits | $758,000 | 6,171 |
| Premises and equipment expense | $182,000 | 5,851 |
| Additional noninterest expense | $363,000 | 6,447 |
| Pre-tax net operating income | $827,000 | 4,300 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $163,000 | 3,156 |
| Income before extraordinary items | $664,000 | 4,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $664,000 | 4,548 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $664,000 | 4,549 |
| Net charge-offs | $383,000 | 2,989 |
| Cash dividends | $343,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $664,000 | 4,371 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 5,881 |
| Total interest expense | $224,000 | 6,115 |
| Net interest income | $1,671,000 | 5,767 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $110,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $64,000 | 5,717 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,828 |
| Total noninterest expense | $931,000 | 6,416 |
| Salaries and employee benefits | $534,000 | 6,304 |
| Premises and equipment expense | $132,000 | 5,977 |
| Additional noninterest expense | $265,000 | 6,555 |
| Pre-tax net operating income | $700,000 | 4,221 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $128,000 | 3,197 |
| Income before extraordinary items | $572,000 | 4,453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $572,000 | 4,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $572,000 | 4,451 |
| Net charge-offs | $348,000 | 2,650 |
| Cash dividends | $243,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $572,000 | 4,276 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,932 |
| Total interest expense | $153,000 | 6,176 |
| Net interest income | $1,115,000 | 5,799 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $78,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,674 |
| Total noninterest expense | $621,000 | 6,468 |
| Salaries and employee benefits | $361,000 | 6,326 |
| Premises and equipment expense | $88,000 | 6,011 |
| Additional noninterest expense | $172,000 | 6,634 |
| Pre-tax net operating income | $422,000 | 4,370 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $59,000 | 3,441 |
| Income before extraordinary items | $363,000 | 4,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $363,000 | 4,520 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $363,000 | 4,520 |
| Net charge-offs | $310,000 | 2,284 |
| Cash dividends | $122,000 | 2,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $363,000 | 4,334 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 6,012 |
| Total interest expense | $79,000 | 6,218 |
| Net interest income | $543,000 | 5,900 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $292,000 | 6,601 |
| Salaries and employee benefits | $164,000 | 6,515 |
| Premises and equipment expense | $40,000 | 6,187 |
| Additional noninterest expense | $88,000 | 6,651 |
| Pre-tax net operating income | $175,000 | 4,705 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $51,000 | 3,059 |
| Income before extraordinary items | $124,000 | 5,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,110 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $124,000 | 5,111 |
| Net charge-offs | $310,000 | 1,458 |
| Cash dividends | $122,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $124,000 | 4,964 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 6,105 |
| Total interest expense | $373,000 | 6,302 |
| Net interest income | $2,116,000 | 5,969 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $107,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $89,000 | 5,673 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $18,000 | 6,416 |
| Total noninterest expense | $1,275,000 | 6,546 |
| Salaries and employee benefits | $743,000 | 6,399 |
| Premises and equipment expense | $187,000 | 6,111 |
| Additional noninterest expense | $345,000 | 6,713 |
| Pre-tax net operating income | $848,000 | 4,001 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $125,000 | 3,231 |
| Income before extraordinary items | $723,000 | 4,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $723,000 | 4,114 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $723,000 | 4,113 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $251,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $723,000 | 3,967 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 6,138 |
| Total interest expense | $292,000 | 6,353 |
| Net interest income | $1,597,000 | 6,002 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $83,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $69,000 | 5,649 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $14,000 | 6,536 |
| Total noninterest expense | $920,000 | 6,632 |
| Salaries and employee benefits | $534,000 | 6,480 |
| Premises and equipment expense | $137,000 | 6,190 |
| Additional noninterest expense | $249,000 | 6,799 |
| Pre-tax net operating income | $710,000 | 3,949 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $107,000 | 3,157 |
| Income before extraordinary items | $603,000 | 4,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $603,000 | 4,024 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $603,000 | 4,024 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $251,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $603,000 | 3,906 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 6,193 |
| Total interest expense | $205,000 | 6,387 |
| Net interest income | $1,062,000 | 6,048 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $57,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $629,000 | 6,669 |
| Salaries and employee benefits | $366,000 | 6,492 |
| Premises and equipment expense | $84,000 | 6,363 |
| Additional noninterest expense | $179,000 | 6,787 |
| Pre-tax net operating income | $490,000 | 3,856 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $70,000 | 3,128 |
| Income before extraordinary items | $420,000 | 3,889 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $420,000 | 3,890 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $420,000 | 3,891 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $126,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $420,000 | 3,783 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,233 |
| Total interest expense | $112,000 | 6,347 |
| Net interest income | $516,000 | 6,124 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $299,000 | 6,790 |
| Salaries and employee benefits | $170,000 | 6,631 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $92,000 | 6,810 |
| Pre-tax net operating income | $245,000 | 3,867 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $234,000 | 3,696 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $234,000 | 3,696 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $234,000 | 3,695 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $126,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $234,000 | 3,638 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 6,449 |
| Total interest expense | $567,000 | 6,335 |
| Net interest income | $1,826,000 | 6,397 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $123,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $102,000 | 5,453 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 6,580 |
| Total noninterest expense | $1,184,000 | 6,879 |
| Salaries and employee benefits | $687,000 | 6,725 |
| Premises and equipment expense | $167,000 | 6,491 |
| Additional noninterest expense | $330,000 | 7,018 |
| Pre-tax net operating income | $665,000 | 3,991 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $239,000 | 2,568 |
| Income before extraordinary items | $426,000 | 4,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $426,000 | 4,544 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $426,000 | 4,544 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $360,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 625 |
| Net operating income | $426,000 | 4,397 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 6,580 |
| Total interest expense | $439,000 | 6,431 |
| Net interest income | $1,322,000 | 6,551 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $95,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $78,000 | 5,513 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $814,000 | 7,049 |
| Salaries and employee benefits | $483,000 | 6,874 |
| Premises and equipment expense | $111,000 | 6,722 |
| Additional noninterest expense | $220,000 | 7,212 |
| Pre-tax net operating income | $603,000 | 3,943 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $162,000 | 2,737 |
| Income before extraordinary items | $441,000 | 4,336 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $441,000 | 4,337 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $441,000 | 4,337 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $360,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 503 |
| Net operating income | $441,000 | 4,168 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 6,658 |
| Total interest expense | $288,000 | 6,556 |
| Net interest income | $868,000 | 6,613 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $61,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $571,000 | 7,056 |
| Salaries and employee benefits | $326,000 | 6,910 |
| Premises and equipment expense | $102,000 | 6,274 |
| Additional noninterest expense | $143,000 | 7,288 |
| Pre-tax net operating income | $358,000 | 4,142 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $94,000 | 2,840 |
| Income before extraordinary items | $264,000 | 4,504 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $264,000 | 4,504 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $264,000 | 4,504 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $203,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 374 |
| Net operating income | $264,000 | 4,359 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 6,745 |
| Total interest expense | $136,000 | 6,759 |
| Net interest income | $437,000 | 6,650 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $29,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $264,000 | 7,233 |
| Salaries and employee benefits | $149,000 | 7,128 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $68,000 | 7,418 |
| Pre-tax net operating income | $202,000 | 4,034 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $55,000 | 2,720 |
| Income before extraordinary items | $147,000 | 4,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 4,410 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $147,000 | 4,408 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $202,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 227 |
| Net operating income | $147,000 | 4,295 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 6,926 |
| Total interest expense | $521,000 | 7,089 |
| Net interest income | $1,669,000 | 6,709 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $121,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $100,000 | 5,753 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $21,000 | 6,936 |
| Total noninterest expense | $1,029,000 | 7,347 |
| Salaries and employee benefits | $607,000 | 7,186 |
| Premises and equipment expense | $152,000 | 6,919 |
| Additional noninterest expense | $270,000 | 7,530 |
| Pre-tax net operating income | $761,000 | 3,423 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $236,000 | 2,245 |
| Income before extraordinary items | $525,000 | 3,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $525,000 | 3,796 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $525,000 | 3,797 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $385,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $525,000 | 3,740 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 7,019 |
| Total interest expense | $389,000 | 7,206 |
| Net interest income | $1,241,000 | 6,766 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $94,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $76,000 | 5,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $739,000 | 7,442 |
| Salaries and employee benefits | $429,000 | 7,309 |
| Premises and equipment expense | $108,000 | 7,037 |
| Additional noninterest expense | $202,000 | 7,577 |
| Pre-tax net operating income | $596,000 | 3,609 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $155,000 | 2,551 |
| Income before extraordinary items | $441,000 | 3,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $441,000 | 3,892 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $441,000 | 3,894 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $385,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $441,000 | 3,798 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 7,113 |
| Total interest expense | $260,000 | 7,310 |
| Net interest income | $807,000 | 6,826 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $60,000 | 6,991 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $479,000 | 7,539 |
| Salaries and employee benefits | $293,000 | 7,358 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $116,000 | 7,765 |
| Pre-tax net operating income | $388,000 | 3,736 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $104,000 | 2,600 |
| Income before extraordinary items | $284,000 | 4,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,045 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $284,000 | 4,045 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $192,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $284,000 | 3,936 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 7,180 |
| Total interest expense | $133,000 | 7,371 |
| Net interest income | $395,000 | 6,887 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $236,000 | 7,588 |
| Salaries and employee benefits | $139,000 | 7,478 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $62,000 | 7,672 |
| Pre-tax net operating income | $186,000 | 4,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $56,000 | 2,791 |
| Income before extraordinary items | $130,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $130,000 | 4,581 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $130,000 | 4,581 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $193,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $130,000 | 4,413 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 7,189 |
| Total interest expense | $716,000 | 7,293 |
| Net interest income | $1,478,000 | 7,032 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $117,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 5,963 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $915,000 | 7,646 |
| Salaries and employee benefits | $565,000 | 7,507 |
| Premises and equipment expense | $138,000 | 7,251 |
| Additional noninterest expense | $212,000 | 7,834 |
| Pre-tax net operating income | $680,000 | 4,444 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $184,000 | 2,890 |
| Income before extraordinary items | $496,000 | 4,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $496,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $382,000 | 3,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $496,000 | 4,625 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 7,265 |
| Total interest expense | $550,000 | 7,385 |
| Net interest income | $1,107,000 | 7,088 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $91,000 | 7,207 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $73,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 7,487 |
| Total noninterest expense | $672,000 | 7,709 |
| Salaries and employee benefits | $391,000 | 7,639 |
| Premises and equipment expense | $125,000 | 7,032 |
| Additional noninterest expense | $156,000 | 7,884 |
| Pre-tax net operating income | $526,000 | 4,859 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $146,000 | 3,262 |
| Income before extraordinary items | $380,000 | 4,867 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $380,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $382,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $380,000 | 5,033 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 7,323 |
| Total interest expense | $381,000 | 7,443 |
| Net interest income | $727,000 | 7,141 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $58,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $47,000 | 6,035 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $447,000 | 7,766 |
| Salaries and employee benefits | $258,000 | 7,715 |
| Premises and equipment expense | $86,000 | 6,997 |
| Additional noninterest expense | $103,000 | 7,938 |
| Pre-tax net operating income | $338,000 | 5,103 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $104,000 | 3,414 |
| Income before extraordinary items | $234,000 | 5,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $182,000 | 3,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $234,000 | 5,314 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,394 |
| Total interest expense | $201,000 | 7,482 |
| Net interest income | $355,000 | 7,220 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $228,000 | 7,780 |
| Salaries and employee benefits | $118,000 | 7,868 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $56,000 | 7,888 |
| Pre-tax net operating income | $160,000 | 5,346 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $127,000 | 5,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $127,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $182,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $127,000 | 5,391 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 7,438 |
| Total interest expense | $790,000 | 7,516 |
| Net interest income | $1,378,000 | 7,277 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $104,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $84,000 | 6,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $869,000 | 7,841 |
| Salaries and employee benefits | $529,000 | 7,723 |
| Premises and equipment expense | $105,000 | 7,694 |
| Additional noninterest expense | $235,000 | 7,861 |
| Pre-tax net operating income | $613,000 | 5,658 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $191,000 | 3,887 |
| Income before extraordinary items | $422,000 | 5,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $422,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $357,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $422,000 | 5,969 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 7,490 |
| Total interest expense | $590,000 | 7,566 |
| Net interest income | $1,020,000 | 7,351 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $78,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 6,263 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $636,000 | 7,856 |
| Salaries and employee benefits | $378,000 | 7,772 |
| Premises and equipment expense | $78,000 | 7,692 |
| Additional noninterest expense | $180,000 | 7,805 |
| Pre-tax net operating income | $462,000 | 5,920 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $138,000 | 4,129 |
| Income before extraordinary items | $324,000 | 6,192 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $324,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $357,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $324,000 | 6,183 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 7,544 |
| Total interest expense | $395,000 | 7,582 |
| Net interest income | $671,000 | 7,435 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $41,000 | 6,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $412,000 | 7,929 |
| Salaries and employee benefits | $248,000 | 7,841 |
| Premises and equipment expense | $48,000 | 7,824 |
| Additional noninterest expense | $116,000 | 7,891 |
| Pre-tax net operating income | $308,000 | 5,980 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $100,000 | 4,128 |
| Income before extraordinary items | $208,000 | 6,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $208,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $167,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $208,000 | 6,311 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 7,591 |
| Total interest expense | $201,000 | 7,585 |
| Net interest income | $329,000 | 7,506 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $25,000 | 7,660 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $203,000 | 7,988 |
| Salaries and employee benefits | $130,000 | 7,830 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $50,000 | 8,087 |
| Pre-tax net operating income | $151,000 | 6,053 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $101,000 | 6,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $167,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $101,000 | 6,367 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 7,554 |
| Total interest expense | $726,000 | 7,475 |
| Net interest income | $1,261,000 | 7,503 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $96,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $75,000 | 6,508 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $864,000 | 7,919 |
| Salaries and employee benefits | $480,000 | 7,922 |
| Premises and equipment expense | $130,000 | 7,489 |
| Additional noninterest expense | $254,000 | 7,833 |
| Pre-tax net operating income | $493,000 | 6,513 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $165,000 | 4,502 |
| Income before extraordinary items | $328,000 | 6,797 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $328,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $350,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $328,000 | 6,798 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 7,615 |
| Total interest expense | $527,000 | 7,523 |
| Net interest income | $950,000 | 7,564 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $59,000 | 6,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $643,000 | 7,935 |
| Salaries and employee benefits | $344,000 | 7,986 |
| Premises and equipment expense | $101,000 | 7,440 |
| Additional noninterest expense | $198,000 | 7,797 |
| Pre-tax net operating income | $382,000 | 6,680 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $130,000 | 4,652 |
| Income before extraordinary items | $252,000 | 6,967 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $252,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $350,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $252,000 | 6,970 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 7,641 |
| Total interest expense | $333,000 | 7,565 |
| Net interest income | $643,000 | 7,581 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $55,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $426,000 | 7,969 |
| Salaries and employee benefits | $228,000 | 8,036 |
| Premises and equipment expense | $63,000 | 7,564 |
| Additional noninterest expense | $135,000 | 7,777 |
| Pre-tax net operating income | $272,000 | 6,633 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $92,000 | 4,613 |
| Income before extraordinary items | $180,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $175,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $180,000 | 6,928 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,660 |
| Total interest expense | $156,000 | 7,629 |
| Net interest income | $329,000 | 7,563 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $217,000 | 7,976 |
| Salaries and employee benefits | $115,000 | 8,040 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $70,000 | 7,732 |
| Pre-tax net operating income | $136,000 | 6,604 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $54,000 | 4,401 |
| Income before extraordinary items | $82,000 | 7,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $82,000 | 7,018 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 7,700 |
| Total interest expense | $453,000 | 7,752 |
| Net interest income | $1,270,000 | 7,603 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $103,000 | 7,904 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $88,000 | 6,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $821,000 | 8,044 |
| Salaries and employee benefits | $460,000 | 8,016 |
| Premises and equipment expense | $97,000 | 7,892 |
| Additional noninterest expense | $264,000 | 7,846 |
| Pre-tax net operating income | $552,000 | 6,576 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $177,000 | 4,814 |
| Income before extraordinary items | $375,000 | 6,877 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $375,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $356,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $375,000 | 6,850 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 7,754 |
| Total interest expense | $296,000 | 7,891 |
| Net interest income | $965,000 | 7,623 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $78,000 | 7,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 6,478 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $607,000 | 8,059 |
| Salaries and employee benefits | $327,000 | 8,075 |
| Premises and equipment expense | $70,000 | 7,953 |
| Additional noninterest expense | $210,000 | 7,763 |
| Pre-tax net operating income | $436,000 | 6,644 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $157,000 | 4,762 |
| Income before extraordinary items | $279,000 | 7,024 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $279,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $356,000 | 3,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $279,000 | 6,990 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 7,762 |
| Total interest expense | $185,000 | 7,921 |
| Net interest income | $647,000 | 7,628 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $51,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $384,000 | 8,116 |
| Salaries and employee benefits | $205,000 | 8,160 |
| Premises and equipment expense | $46,000 | 7,951 |
| Additional noninterest expense | $133,000 | 7,821 |
| Pre-tax net operating income | $314,000 | 6,508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $105,000 | 4,757 |
| Income before extraordinary items | $209,000 | 6,867 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $209,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $176,000 | 3,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $209,000 | 6,820 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,831 |
| Total interest expense | $89,000 | 7,975 |
| Net interest income | $324,000 | 7,684 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $195,000 | 8,173 |
| Salaries and employee benefits | $97,000 | 8,300 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $77,000 | 7,634 |
| Pre-tax net operating income | $155,000 | 6,491 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $53,000 | 4,694 |
| Income before extraordinary items | $102,000 | 6,865 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $102,000 | 6,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $176,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $102,000 | 6,832 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 7,730 |
| Total interest expense | $382,000 | 7,760 |
| Net interest income | $1,276,000 | 7,642 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $96,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $82,000 | 6,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $852,000 | 8,062 |
| Salaries and employee benefits | $528,000 | 7,903 |
| Premises and equipment expense | $79,000 | 8,227 |
| Additional noninterest expense | $245,000 | 8,019 |
| Pre-tax net operating income | $520,000 | 6,658 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $161,000 | 5,009 |
| Income before extraordinary items | $359,000 | 6,975 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $359,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $1,371,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $359,000 | 6,918 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 7,739 |
| Total interest expense | $294,000 | 7,737 |
| Net interest income | $967,000 | 7,639 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $59,000 | 6,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $629,000 | 8,079 |
| Salaries and employee benefits | $399,000 | 7,849 |
| Premises and equipment expense | $51,000 | 8,385 |
| Additional noninterest expense | $179,000 | 8,061 |
| Pre-tax net operating income | $408,000 | 6,700 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $151,000 | 4,843 |
| Income before extraordinary items | $257,000 | 7,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $257,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $1,371,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $257,000 | 7,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,736 |
| Total interest expense | $196,000 | 7,801 |
| Net interest income | $670,000 | 7,597 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $44,000 | 8,319 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $414,000 | 8,155 |
| Salaries and employee benefits | $272,000 | 7,875 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $110,000 | 8,227 |
| Pre-tax net operating income | $300,000 | 6,498 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $99,000 | 4,856 |
| Income before extraordinary items | $201,000 | 6,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,375 |
| Cash dividends | $1,189,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $201,000 | 6,806 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,764 |
| Total interest expense | $98,000 | 7,876 |
| Net interest income | $337,000 | 7,618 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $226,000 | 8,059 |
| Salaries and employee benefits | $151,000 | 7,686 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $132,000 | 6,696 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $85,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $182,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $85,000 | 7,058 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,773 |
| Total interest expense | $464,000 | 7,874 |
| Net interest income | $1,334,000 | 7,604 |
| Provision for loan and lease losses | $176,000 | 4,306 |
| Total noninterest income | $88,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $828,000 | 8,225 |
| Salaries and employee benefits | $482,000 | 8,150 |
| Premises and equipment expense | $70,000 | 8,492 |
| Additional noninterest expense | $276,000 | 7,922 |
| Pre-tax net operating income | $418,000 | 6,958 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $112,000 | 5,598 |
| Income before extraordinary items | $306,000 | 7,257 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $306,000 | 7,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,920 |
| Cash dividends | $291,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $306,000 | 7,113 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 7,836 |
| Total interest expense | $361,000 | 7,957 |
| Net interest income | $1,008,000 | 7,647 |
| Provision for loan and lease losses | $176,000 | 3,636 |
| Total noninterest income | $66,000 | 8,490 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $609,000 | 8,250 |
| Salaries and employee benefits | $355,000 | 8,171 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $204,000 | 7,962 |
| Pre-tax net operating income | $289,000 | 7,231 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $76,000 | 5,850 |
| Income before extraordinary items | $213,000 | 7,504 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $213,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,194 |
| Cash dividends | $291,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $213,000 | 7,346 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,842 |
| Total interest expense | $249,000 | 8,017 |
| Net interest income | $683,000 | 7,647 |
| Provision for loan and lease losses | $176,000 | 2,764 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $398,000 | 8,300 |
| Salaries and employee benefits | $233,000 | 8,219 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $132,000 | 8,019 |
| Pre-tax net operating income | $154,000 | 7,569 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $121,000 | 7,742 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,721 |
| Cash dividends | $146,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $121,000 | 7,562 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 7,818 |
| Total interest expense | $130,000 | 8,040 |
| Net interest income | $354,000 | 7,586 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $181,000 | 8,482 |
| Salaries and employee benefits | $107,000 | 8,408 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $169,000 | 6,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $116,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $146,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $116,000 | 6,447 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 7,833 |
| Total interest expense | $780,000 | 7,577 |
| Net interest income | $1,240,000 | 7,853 |
| Provision for loan and lease losses | $17,000 | 7,610 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $769,000 | 8,404 |
| Salaries and employee benefits | $504,000 | 8,125 |
| Premises and equipment expense | $72,000 | 8,569 |
| Additional noninterest expense | $193,000 | 8,605 |
| Pre-tax net operating income | $541,000 | 6,608 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $160,000 | 5,437 |
| Income before extraordinary items | $381,000 | 6,929 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $381,000 | 6,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $392,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $381,000 | 6,803 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 7,858 |
| Total interest expense | $1,182,000 | 7,637 |
| Net interest income | $1,206,000 | 7,869 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $79,000 | 8,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $780,000 | 8,498 |
| Salaries and employee benefits | $491,000 | 8,225 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $194,000 | 8,708 |
| Pre-tax net operating income | $505,000 | 6,526 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $151,000 | 5,436 |
| Income before extraordinary items | $354,000 | 6,816 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $354,000 | 6,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $362,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $354,000 | 6,696 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 7,973 |
| Total interest expense | $1,223,000 | 7,756 |
| Net interest income | $1,215,000 | 8,039 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $71,000 | 9,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $749,000 | 8,701 |
| Salaries and employee benefits | $490,000 | 8,301 |
| Premises and equipment expense | $98,000 | 8,483 |
| Additional noninterest expense | $161,000 | 9,151 |
| Pre-tax net operating income | $537,000 | 6,834 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $175,000 | 5,666 |
| Income before extraordinary items | $362,000 | 7,087 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $362,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $378,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $362,000 | 7,080 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 8,157 |
| Total interest expense | $1,054,000 | 8,037 |
| Net interest income | $1,229,000 | 8,135 |
| Provision for loan and lease losses | $-34,000 | 10,038 |
| Total noninterest income | $69,000 | 9,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $733,000 | 8,933 |
| Salaries and employee benefits | $495,000 | 8,366 |
| Premises and equipment expense | $66,000 | 9,315 |
| Additional noninterest expense | $172,000 | 9,313 |
| Pre-tax net operating income | $599,000 | 6,714 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $194,000 | 5,775 |
| Income before extraordinary items | $405,000 | 6,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $405,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,769 |
| Cash dividends | $326,000 | 4,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $405,000 | 6,934 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 8,166 |
| Total interest expense | $1,147,000 | 8,035 |
| Net interest income | $1,295,000 | 8,135 |
| Provision for loan and lease losses | $-122,000 | 10,335 |
| Total noninterest income | $90,000 | 9,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $725,000 | 9,036 |
| Salaries and employee benefits | $475,000 | 8,511 |
| Premises and equipment expense | $82,000 | 9,110 |
| Additional noninterest expense | $168,000 | 9,485 |
| Pre-tax net operating income | $782,000 | 6,157 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $261,000 | 5,540 |
| Income before extraordinary items | $521,000 | 6,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $521,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 10,282 |
| Cash dividends | $372,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $521,000 | 6,371 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 8,477 |
| Total interest expense | $1,179,000 | 8,177 |
| Net interest income | $1,246,000 | 8,587 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $88,000 | 9,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $716,000 | 9,344 |
| Salaries and employee benefits | $433,000 | 9,053 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $192,000 | 9,519 |
| Pre-tax net operating income | $618,000 | 7,337 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $423,000 | 7,491 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $423,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $423,000 | 7,439 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 8,973 |
| Total interest expense | $1,200,000 | 8,373 |
| Net interest income | $1,107,000 | 9,261 |
| Provision for loan and lease losses | $19,000 | 8,051 |
| Total noninterest income | $73,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $667,000 | 9,920 |
| Salaries and employee benefits | $414,000 | 9,512 |
| Premises and equipment expense | $77,000 | 9,895 |
| Additional noninterest expense | $176,000 | 10,221 |
| Pre-tax net operating income | $494,000 | 7,970 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $144,000 | 7,971 |
| Income before extraordinary items | $350,000 | 8,002 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $350,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $350,000 | 7,940 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 9,077 |
| Total interest expense | $1,158,000 | 8,724 |
| Net interest income | $1,270,000 | 9,156 |
| Provision for loan and lease losses | $-113,000 | 11,742 |
| Total noninterest income | $71,000 | 10,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $671,000 | 10,292 |
| Salaries and employee benefits | $404,000 | 9,916 |
| Premises and equipment expense | $87,000 | 10,006 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $783,000 | 6,903 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $246,000 | 6,705 |
| Income before extraordinary items | $537,000 | 6,984 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $537,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 11,639 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $537,000 | 6,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 9,179 |
| Total interest expense | $967,000 | 8,840 |
| Net interest income | $1,377,000 | 9,225 |
| Provision for loan and lease losses | $-50,000 | 11,988 |
| Total noninterest income | $73,000 | 11,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $702,000 | 10,694 |
| Salaries and employee benefits | $403,000 | 10,260 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $216,000 | 10,940 |
| Pre-tax net operating income | $798,000 | 6,879 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $539,000 | 7,009 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $539,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $542,400 | 7,033 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 9,325 |
| Total interest expense | $1,026,000 | 8,984 |
| Net interest income | $1,408,000 | 9,390 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $699,000 | 11,177 |
| Salaries and employee benefits | $377,000 | 10,873 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $230,000 | 11,318 |
| Pre-tax net operating income | $808,000 | 6,769 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $245,000 | 6,880 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $-59,000 | 12,766 |
| Net income | $504,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 12,362 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $563,000 | 6,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 9,479 |
| Total interest expense | $1,272,000 | 9,351 |
| Net interest income | $1,458,000 | 9,416 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $761,000 | 11,199 |
| Salaries and employee benefits | $416,000 | 10,675 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $247,000 | 11,574 |
| Pre-tax net operating income | $766,000 | 6,734 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $241,000 | 6,810 |
| Income before extraordinary items | $525,000 | 7,131 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $525,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $525,000 | 6,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.