Home > The First State Bank and Trust Company > Assets and Liabilities
The First State Bank and Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $125,725,000 | 3,620 |
| Cash and due from depository institutions | $5,571,000 | 5,233 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $36,176,000 | 3,057 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,249 |
| Net loans & leases | $72,870,000 | 3,851 |
| Loan loss allowance | $714,000 | 4,470 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,794,000 | 4,314 |
| Other real estate owned | $41,000 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,573,000 | 4,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,725,000 | 3,620 |
| Total liabilities | $116,373,000 | 3,524 |
| Total deposits | $114,446,000 | 3,298 |
| Interest-bearing deposits | $96,374,000 | 3,369 |
| Deposits held in domestic offices | $114,446,000 | 3,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,360,000 | 4,318 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $567,000 | 4,935 |
| Total equity capital | $9,352,000 | 4,494 |
| Total bank equity capital | $9,352,000 | 4,494 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $3,300,000 | 4,083 |
| Undivided profits | $5,052,000 | 4,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 3,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $507,000 | 4,516 |
| Earning assets | $116,746,000 | 3,565 |
| Long-term assets (5+ years) | $30,809,000 | 2,504 |
| Average Assets, year-to-date | $119,701,400 | 3,645 |
| Average Assets, quarterly | $120,318,500 | 3,716 |
| Volatile liabilities | $13,770,000 | 4,468 |
| Insider loans | $1,694,000 | 2,558 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $2,399,000 | 461 |
| Unused loan commitments | $4,179,000 | 5,897 |
| Tier 1 (core) risk-based capital | $10,472,000 | 4,081 |
| Tier 2 risk-based capital | $714,000 | 4,172 |
| Total risk weighted assets | $74,373,100 | 3,852 |
| Total unused commitments | $4,179,000 | 5,905 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $118,168,000 | 3,769 |
| Cash and due from depository institutions | $4,324,000 | 4,841 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $39,435,000 | 2,864 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,612 |
| Net loans & leases | $66,694,000 | 3,941 |
| Loan loss allowance | $796,000 | 4,027 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,969,000 | 3,956 |
| Other real estate owned | $32,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,114,000 | 5,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,168,000 | 3,769 |
| Total liabilities | $108,456,000 | 3,677 |
| Total deposits | $104,232,000 | 3,576 |
| Interest-bearing deposits | $97,122,000 | 3,310 |
| Deposits held in domestic offices | $104,232,000 | 3,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,055,000 | 2,828 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,169,000 | 3,098 |
| Total equity capital | $9,712,000 | 4,467 |
| Total bank equity capital | $9,712,000 | 4,467 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $3,300,000 | 3,945 |
| Undivided profits | $5,412,000 | 4,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 4,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $540,000 | 4,304 |
| Earning assets | $110,729,000 | 3,714 |
| Long-term assets (5+ years) | $26,232,000 | 2,615 |
| Average Assets, year-to-date | $110,784,200 | 3,790 |
| Average Assets, quarterly | $114,935,000 | 3,785 |
| Volatile liabilities | $13,495,000 | 4,088 |
| Insider loans | $1,689,000 | 2,420 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,361,000 | 4,748 |
| Tier 1 (core) risk-based capital | $9,417,000 | 4,404 |
| Tier 2 risk-based capital | $796,000 | 3,688 |
| Total risk weighted assets | $66,899,700 | 4,024 |
| Total unused commitments | $6,361,000 | 4,754 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $105,138,000 | 4,140 |
| Cash and due from depository institutions | $4,747,000 | 4,375 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $37,146,000 | 3,034 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $59,601,000 | 4,350 |
| Loan loss allowance | $644,000 | 4,815 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,077,000 | 3,723 |
| Other real estate owned | $32,000 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,535,000 | 4,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,138,000 | 4,140 |
| Total liabilities | $95,774,000 | 4,087 |
| Total deposits | $91,926,000 | 4,008 |
| Interest-bearing deposits | $84,022,000 | 3,784 |
| Deposits held in domestic offices | $91,926,000 | 3,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,184 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $649,000 | 3,866 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,299,000 | 2,857 |
| Total equity capital | $9,364,000 | 4,554 |
| Total bank equity capital | $9,364,000 | 4,554 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $3,300,000 | 3,891 |
| Undivided profits | $5,064,000 | 4,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $488,000 | 4,833 |
| Earning assets | $96,747,000 | 4,140 |
| Long-term assets (5+ years) | $23,658,000 | 2,477 |
| Average Assets, year-to-date | $99,575,600 | 4,166 |
| Average Assets, quarterly | $102,893,000 | 4,162 |
| Volatile liabilities | $9,797,000 | 5,071 |
| Insider loans | $800,000 | 4,142 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,311,000 | 6,266 |
| Tier 1 (core) risk-based capital | $9,104,000 | 4,531 |
| Tier 2 risk-based capital | $644,000 | 4,285 |
| Total risk weighted assets | $58,474,100 | 4,464 |
| Total unused commitments | $3,311,000 | 6,275 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $93,222,000 | 4,701 |
| Cash and due from depository institutions | $2,969,000 | 4,562 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,808,000 | 3,929 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,025 |
| Net loans & leases | $54,401,000 | 4,729 |
| Loan loss allowance | $587,000 | 5,306 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,855,000 | 4,009 |
| Other real estate owned | $0 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,389,000 | 4,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,222,000 | 4,701 |
| Total liabilities | $84,544,000 | 4,650 |
| Total deposits | $83,412,000 | 4,480 |
| Interest-bearing deposits | $76,535,000 | 4,240 |
| Deposits held in domestic offices | $83,412,000 | 4,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,132,000 | 3,208 |
| Total equity capital | $8,678,000 | 4,887 |
| Total bank equity capital | $8,678,000 | 4,887 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $3,300,000 | 3,968 |
| Undivided profits | $4,378,000 | 4,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $442,000 | 5,201 |
| Earning assets | $87,009,000 | 4,644 |
| Long-term assets (5+ years) | $11,120,000 | 3,961 |
| Average Assets, year-to-date | $90,505,800 | 4,661 |
| Average Assets, quarterly | $92,092,000 | 4,698 |
| Volatile liabilities | $8,797,000 | 5,271 |
| Insider loans | $1,250,000 | 3,066 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,235,000 | 5,535 |
| Tier 1 (core) risk-based capital | $8,508,000 | 4,866 |
| Tier 2 risk-based capital | $587,000 | 4,673 |
| Total risk weighted assets | $52,268,500 | 4,903 |
| Total unused commitments | $4,235,000 | 5,546 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $87,666,000 | 4,978 |
| Cash and due from depository institutions | $3,769,000 | 5,163 |
| Interest-bearing balances | $13,000 | 6,349 |
| Securities | $26,465,000 | 4,515 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $53,491,000 | 4,738 |
| Loan loss allowance | $532,000 | 5,789 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,795,000 | 4,077 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $946,000 | 6,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,666,000 | 4,978 |
| Total liabilities | $79,579,000 | 4,935 |
| Total deposits | $78,436,000 | 4,795 |
| Interest-bearing deposits | $71,833,000 | 4,529 |
| Deposits held in domestic offices | $78,436,000 | 4,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,143,000 | 3,246 |
| Total equity capital | $8,087,000 | 5,195 |
| Total bank equity capital | $8,087,000 | 5,195 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $3,300,000 | 3,945 |
| Undivided profits | $3,787,000 | 5,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 7,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $344,000 | 6,506 |
| Earning assets | $81,169,000 | 4,945 |
| Long-term assets (5+ years) | $12,839,000 | 3,436 |
| Average Assets, year-to-date | $88,457,400 | 4,738 |
| Average Assets, quarterly | $87,432,000 | 4,923 |
| Volatile liabilities | $6,061,000 | 6,251 |
| Insider loans | $1,228,000 | 3,223 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,091,000 | 6,266 |
| Tier 1 (core) risk-based capital | $7,740,000 | 5,266 |
| Tier 2 risk-based capital | $532,000 | 5,028 |
| Total risk weighted assets | $50,837,500 | 4,972 |
| Total unused commitments | $3,091,000 | 6,282 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $88,427,000 | 4,868 |
| Cash and due from depository institutions | $3,429,000 | 5,090 |
| Interest-bearing balances | $10,000 | 6,691 |
| Securities | $27,293,000 | 4,644 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 5,839 |
| Net loans & leases | $53,832,000 | 4,621 |
| Loan loss allowance | $542,000 | 5,859 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,787,000 | 4,034 |
| Other real estate owned | $22,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,214,000 | 5,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,427,000 | 4,868 |
| Total liabilities | $81,136,000 | 4,810 |
| Total deposits | $78,370,000 | 4,730 |
| Interest-bearing deposits | $71,584,000 | 4,470 |
| Deposits held in domestic offices | $78,370,000 | 4,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $766,000 | 3,726 |
| Total equity capital | $7,291,000 | 5,323 |
| Total bank equity capital | $7,291,000 | 5,323 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $3,300,000 | 3,866 |
| Undivided profits | $2,991,000 | 5,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 8,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $355,000 | 5,741 |
| Earning assets | $81,985,000 | 4,828 |
| Long-term assets (5+ years) | $15,234,000 | 3,139 |
| Average Assets, year-to-date | $88,302,800 | 4,771 |
| Average Assets, quarterly | $88,158,500 | 4,855 |
| Volatile liabilities | $7,743,000 | 5,212 |
| Insider loans | $1,006,000 | 3,691 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,990,000 | 5,550 |
| Tier 1 (core) risk-based capital | $7,392,000 | 5,354 |
| Tier 2 risk-based capital | $542,000 | 4,951 |
| Total risk weighted assets | $51,825,100 | 4,784 |
| Total unused commitments | $3,990,000 | 5,556 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $88,810,000 | 4,950 |
| Cash and due from depository institutions | $3,814,000 | 5,309 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $31,208,000 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $50,612,000 | 4,756 |
| Loan loss allowance | $512,000 | 6,267 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,599,000 | 4,424 |
| Other real estate owned | $148,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,429,000 | 4,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,810,000 | 4,950 |
| Total liabilities | $81,811,000 | 4,889 |
| Total deposits | $77,384,000 | 4,904 |
| Interest-bearing deposits | $69,928,000 | 4,748 |
| Deposits held in domestic offices | $77,384,000 | 4,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,700,000 | 1,720 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $727,000 | 4,020 |
| Total equity capital | $6,999,000 | 5,599 |
| Total bank equity capital | $6,999,000 | 5,599 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $2,999,000 | 6,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 8,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $408,000 | 4,581 |
| Earning assets | $81,820,000 | 4,929 |
| Long-term assets (5+ years) | $19,200,000 | 2,757 |
| Average Assets, year-to-date | $83,931,800 | 5,054 |
| Average Assets, quarterly | $87,121,500 | 4,978 |
| Volatile liabilities | $9,527,000 | 4,238 |
| Insider loans | $341,000 | 6,898 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,809,000 | 5,652 |
| Tier 1 (core) risk-based capital | $6,999,000 | 5,523 |
| Tier 2 risk-based capital | $512,000 | 5,164 |
| Total risk weighted assets | $53,993,800 | 4,580 |
| Total unused commitments | $3,809,000 | 5,673 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $81,484,000 | 5,406 |
| Cash and due from depository institutions | $4,040,000 | 5,527 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $33,161,000 | 4,089 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 9,529 |
| Net loans & leases | $40,196,000 | 5,712 |
| Loan loss allowance | $441,000 | 7,040 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,607,000 | 4,390 |
| Other real estate owned | $150,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,630,000 | 4,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,484,000 | 5,406 |
| Total liabilities | $75,187,000 | 5,349 |
| Total deposits | $74,325,000 | 5,216 |
| Interest-bearing deposits | $68,320,000 | 4,984 |
| Deposits held in domestic offices | $74,325,000 | 5,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $862,000 | 3,717 |
| Total equity capital | $6,297,000 | 5,912 |
| Total bank equity capital | $6,297,000 | 5,912 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $2,297,000 | 6,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 11,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $365,000 | 5,503 |
| Earning assets | $74,057,000 | 5,428 |
| Long-term assets (5+ years) | $18,654,000 | 2,748 |
| Average Assets, year-to-date | $79,204,800 | 5,400 |
| Average Assets, quarterly | $80,594,500 | 5,399 |
| Volatile liabilities | $5,276,000 | 6,345 |
| Insider loans | $351,000 | 2,549 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,612,000 | 7,916 |
| Tier 1 (core) risk-based capital | $6,297,000 | 5,832 |
| Tier 2 risk-based capital | $441,000 | 5,781 |
| Total risk weighted assets | $47,306,200 | 5,173 |
| Total unused commitments | $1,612,000 | 7,948 |
| Derivatives | $0 | 651 |