Home > The First State Bank > Income and Expense

The First State Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$332,00010,053
Total interest expense$102,00010,055
Net interest income$230,00010,033
Provision for loan and lease losses$17,0007,804
Total noninterest income$30,0009,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,0008,610
Trading account gains and feesNANA
Additional Noninterest Income$16,0009,434
Total noninterest expense$195,00010,159
Salaries and employee benefits$79,00010,166
Premises and equipment expense$35,0009,905
Additional noninterest expense$81,00010,035
Pre-tax net operating income$48,0009,243
Securities gains (losses)$6,0002,044
Applicable income taxes$20,0008,212
Income before extraordinary items$34,0009,311
Extraordinary gains, net$035
Net income$34,0009,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,199
Cash dividends$1,100,0002,102
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$30,1609,298
1998-12-31 (YTD Data)Rank
Total interest income$606,00010,152
Total interest expense$220,00010,163
Net interest income$386,00010,098
Provision for loan and lease losses$08,652
Total noninterest income$46,0009,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,0008,408
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,931
Total noninterest expense$350,00010,161
Salaries and employee benefits$221,00010,007
Premises and equipment expense$13,00010,375
Additional noninterest expense$116,0009,996
Pre-tax net operating income$82,0009,487
Securities gains (losses)$04,449
Applicable income taxes$26,0008,769
Income before extraordinary items$56,0009,595
Extraordinary gains, net$032
Net income$56,0009,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$44,0006,988
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$56,0009,532
1997-12-31 (YTD Data)Rank
Total interest income$601,00010,638
Total interest expense$225,00010,637
Net interest income$376,00010,582
Provision for loan and lease losses$08,829
Total noninterest income$45,00010,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,0008,734
Trading account gains and feesNANA
Additional Noninterest Income$7,00010,577
Total noninterest expense$342,00010,611
Salaries and employee benefits$216,00010,459
Premises and equipment expense$17,00010,793
Additional noninterest expense$109,00010,450
Pre-tax net operating income$79,00010,141
Securities gains (losses)$03,944
Applicable income taxes$15,0009,816
Income before extraordinary items$64,00010,163
Extraordinary gains, net$044
Net income$64,00010,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$38,0007,383
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$64,00010,132
1996-12-31 (YTD Data)Rank
Total interest income$621,00011,176
Total interest expense$232,00011,188
Net interest income$389,00011,107
Provision for loan and lease losses$09,041
Total noninterest income$43,00010,966
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0009,108
Trading account gains and feesNANA
Additional Noninterest Income$3,00011,282
Total noninterest expense$287,00011,252
Salaries and employee benefits$188,00011,078
Premises and equipment expense$30,00011,136
Additional noninterest expense$69,00011,307
Pre-tax net operating income$145,00010,114
Securities gains (losses)$04,148
Applicable income taxes$40,0009,864
Income before extraordinary items$105,00010,174
Extraordinary gains, net$053
Net income$105,00010,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00010,644
Cash dividends$38,0007,752
Sale, conversion, retirement of capital stock, net$0953
Net operating income$105,00010,123
1995-12-31 (YTD Data)Rank
Total interest income$593,00011,723
Total interest expense$241,00011,697
Net interest income$352,00011,695
Provision for loan and lease losses$08,958
Total noninterest income$47,00011,404
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$37,0009,619
Trading account gains and feesNANA
Additional Noninterest Income$10,00011,496
Total noninterest expense$270,00011,775
Salaries and employee benefits$154,00011,723
Premises and equipment expense$28,00011,660
Additional noninterest expense$88,00011,715
Pre-tax net operating income$129,00010,911
Securities gains (losses)$03,831
Applicable income taxes$35,00010,480
Income before extraordinary items$94,00010,986
Extraordinary gains, net$065
Net income$94,00010,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,150
Cash dividends$37,0008,051
Sale, conversion, retirement of capital stock, net$0809
Net operating income$94,00010,957
1994-12-31 (YTD Data)Rank
Total interest income$548,00012,372
Total interest expense$194,00012,349
Net interest income$354,00012,321
Provision for loan and lease losses$09,146
Total noninterest income$46,00012,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,00010,006
Trading account gains and feesNANA
Additional Noninterest Income$5,00012,349
Total noninterest expense$269,00012,411
Salaries and employee benefits$164,00012,287
Premises and equipment expense$34,00012,133
Additional noninterest expense$71,00012,469
Pre-tax net operating income$131,00011,406
Securities gains (losses)$03,600
Applicable income taxes$35,00010,807
Income before extraordinary items$96,00011,420
Extraordinary gains, net$0249
Net income$96,00011,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,214
Cash dividends$37,0008,251
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$96,00011,462
1993-12-31 (YTD Data)Rank
Total interest income$602,00012,939
Total interest expense$184,00013,031
Net interest income$418,00012,767
Provision for loan and lease losses$010,371
Total noninterest income$49,00012,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,00010,371
Trading account gains and feesNANA
Additional Noninterest Income$8,00012,880
Total noninterest expense$282,00013,026
Salaries and employee benefits$157,00012,940
Premises and equipment expense$38,00012,610
Additional noninterest expense$87,00013,047
Pre-tax net operating income$185,00011,177
Securities gains (losses)$07,477
Applicable income taxes$58,00010,749
Income before extraordinary items$127,00011,494
Extraordinary gains, net$03,149
Net income$127,00011,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$37,0008,299
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$127,00011,274
1992-12-31 (YTD Data)Rank
Total interest income$682,00013,511
Total interest expense$242,00013,618
Net interest income$440,00013,266
Provision for loan and lease losses$30,0009,956
Total noninterest income$45,00013,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,00010,924
Trading account gains and feesNANA
Additional Noninterest Income$11,00013,290
Total noninterest expense$259,00013,677
Salaries and employee benefits$150,00013,551
Premises and equipment expense$20,00013,675
Additional noninterest expense$89,00013,615
Pre-tax net operating income$196,00011,110
Securities gains (losses)$08,369
Applicable income taxes$60,00010,985
Income before extraordinary items$136,00011,459
Extraordinary gains, net$01,422
Net income$136,00011,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$37,0008,061
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$136,00011,137

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.