Home > The First State Bank > Income and Expense
The First State Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 5,748 |
| Total interest expense | $1,037,000 | 5,132 |
| Net interest income | $2,419,000 | 5,831 |
| Provision for loan and lease losses | $660,000 | 3,694 |
| Total noninterest income | $204,000 | 5,924 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $164,000 | 4,763 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 6,266 |
| Total noninterest expense | $1,209,000 | 6,852 |
| Salaries and employee benefits | $555,000 | 7,019 |
| Premises and equipment expense | $221,000 | 6,031 |
| Additional noninterest expense | $433,000 | 6,705 |
| Pre-tax net operating income | $754,000 | 3,819 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $754,000 | 3,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $754,000 | 3,713 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $754,000 | 3,715 |
| Net charge-offs | $614,000 | 3,369 |
| Cash dividends | $425,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $754,000 | 3,581 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 5,864 |
| Total interest expense | $770,000 | 5,321 |
| Net interest income | $1,805,000 | 5,928 |
| Provision for loan and lease losses | $460,000 | 3,676 |
| Total noninterest income | $157,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $137,000 | 4,657 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $836,000 | 7,026 |
| Salaries and employee benefits | $387,000 | 7,163 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $306,000 | 6,838 |
| Pre-tax net operating income | $666,000 | 3,803 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $666,000 | 3,592 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $666,000 | 3,590 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $666,000 | 3,592 |
| Net charge-offs | $446,000 | 3,232 |
| Cash dividends | $425,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $666,000 | 3,460 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 5,966 |
| Total interest expense | $508,000 | 5,445 |
| Net interest income | $1,165,000 | 6,026 |
| Provision for loan and lease losses | $270,000 | 3,782 |
| Total noninterest income | $101,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $91,000 | 4,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $542,000 | 7,117 |
| Salaries and employee benefits | $253,000 | 7,242 |
| Premises and equipment expense | $81,000 | 6,645 |
| Additional noninterest expense | $208,000 | 6,856 |
| Pre-tax net operating income | $454,000 | 3,789 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $454,000 | 3,574 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $454,000 | 3,571 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $454,000 | 3,573 |
| Net charge-offs | $216,000 | 3,453 |
| Cash dividends | $175,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $454,000 | 3,460 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,117 |
| Total interest expense | $251,000 | 5,588 |
| Net interest income | $557,000 | 6,181 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $53,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $270,000 | 7,194 |
| Salaries and employee benefits | $120,000 | 7,392 |
| Premises and equipment expense | $36,000 | 6,882 |
| Additional noninterest expense | $114,000 | 6,812 |
| Pre-tax net operating income | $235,000 | 3,790 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $235,000 | 3,600 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 3,597 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $235,000 | 3,599 |
| Net charge-offs | $57,000 | 3,616 |
| Cash dividends | $175,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $235,000 | 3,476 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 6,289 |
| Total interest expense | $1,027,000 | 5,975 |
| Net interest income | $2,076,000 | 6,283 |
| Provision for loan and lease losses | $475,000 | 4,613 |
| Total noninterest income | $249,000 | 5,921 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $220,000 | 4,473 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $29,000 | 6,757 |
| Total noninterest expense | $1,093,000 | 7,281 |
| Salaries and employee benefits | $539,000 | 7,345 |
| Premises and equipment expense | $193,000 | 6,537 |
| Additional noninterest expense | $361,000 | 7,223 |
| Pre-tax net operating income | $757,000 | 3,436 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $757,000 | 3,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $757,000 | 3,223 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $757,000 | 3,224 |
| Net charge-offs | $352,000 | 4,286 |
| Cash dividends | $429,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $757,000 | 3,165 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 6,401 |
| Total interest expense | $760,000 | 6,135 |
| Net interest income | $1,512,000 | 6,357 |
| Provision for loan and lease losses | $230,000 | 4,952 |
| Total noninterest income | $163,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $155,000 | 4,618 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,000 | 7,336 |
| Total noninterest expense | $746,000 | 7,429 |
| Salaries and employee benefits | $354,000 | 7,533 |
| Premises and equipment expense | $125,000 | 6,826 |
| Additional noninterest expense | $267,000 | 7,264 |
| Pre-tax net operating income | $699,000 | 3,337 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $699,000 | 3,127 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $699,000 | 3,125 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $699,000 | 3,128 |
| Net charge-offs | $46,000 | 5,745 |
| Cash dividends | $350,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $699,000 | 3,042 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 6,549 |
| Total interest expense | $505,000 | 6,252 |
| Net interest income | $933,000 | 6,548 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $91,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $91,000 | 4,833 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $492,000 | 7,509 |
| Salaries and employee benefits | $236,000 | 7,610 |
| Premises and equipment expense | $89,000 | 6,779 |
| Additional noninterest expense | $167,000 | 7,405 |
| Pre-tax net operating income | $407,000 | 3,649 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $407,000 | 3,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 3,444 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $407,000 | 3,445 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $175,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $407,000 | 3,331 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,650 |
| Total interest expense | $246,000 | 6,420 |
| Net interest income | $457,000 | 6,606 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $254,000 | 7,500 |
| Salaries and employee benefits | $118,000 | 7,661 |
| Premises and equipment expense | $50,000 | 6,614 |
| Additional noninterest expense | $86,000 | 7,304 |
| Pre-tax net operating income | $211,000 | 3,948 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $211,000 | 3,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 3,780 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $211,000 | 3,782 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $175,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,000 | 3,626 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 6,985 |
| Total interest expense | $1,153,000 | 6,523 |
| Net interest income | $1,344,000 | 7,195 |
| Provision for loan and lease losses | $285,000 | 4,711 |
| Total noninterest income | $324,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $228,000 | 4,547 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $96,000 | 5,974 |
| Total noninterest expense | $1,054,000 | 7,475 |
| Salaries and employee benefits | $520,000 | 7,609 |
| Premises and equipment expense | $231,000 | 6,410 |
| Additional noninterest expense | $303,000 | 7,448 |
| Pre-tax net operating income | $329,000 | 5,348 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $329,000 | 4,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $329,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,217 |
| Cash dividends | $237,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $329,000 | 5,154 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 7,139 |
| Total interest expense | $873,000 | 6,617 |
| Net interest income | $932,000 | 7,370 |
| Provision for loan and lease losses | $155,000 | 4,581 |
| Total noninterest income | $173,000 | 6,378 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $166,000 | 4,628 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $681,000 | 7,695 |
| Salaries and employee benefits | $346,000 | 7,785 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $215,000 | 7,526 |
| Pre-tax net operating income | $269,000 | 5,762 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $269,000 | 5,351 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $269,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $160,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $269,000 | 5,524 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 7,235 |
| Total interest expense | $588,000 | 6,723 |
| Net interest income | $588,000 | 7,487 |
| Provision for loan and lease losses | $125,000 | 3,905 |
| Total noninterest income | $119,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $112,000 | 4,627 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $436,000 | 7,803 |
| Salaries and employee benefits | $230,000 | 7,853 |
| Premises and equipment expense | $64,000 | 7,436 |
| Additional noninterest expense | $142,000 | 7,589 |
| Pre-tax net operating income | $146,000 | 6,139 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $146,000 | 6,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $160,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $146,000 | 5,945 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,376 |
| Total interest expense | $284,000 | 6,936 |
| Net interest income | $281,000 | 7,594 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $57,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $214,000 | 7,855 |
| Salaries and employee benefits | $116,000 | 7,890 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $68,000 | 7,650 |
| Pre-tax net operating income | $24,000 | 6,919 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $24,000 | 6,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $160,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $24,000 | 6,868 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 7,458 |
| Total interest expense | $1,028,000 | 7,124 |
| Net interest income | $1,112,000 | 7,602 |
| Provision for loan and lease losses | $197,000 | 3,904 |
| Total noninterest income | $325,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $285,000 | 4,185 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $40,000 | 7,305 |
| Total noninterest expense | $937,000 | 7,735 |
| Salaries and employee benefits | $484,000 | 7,845 |
| Premises and equipment expense | $153,000 | 7,217 |
| Additional noninterest expense | $300,000 | 7,538 |
| Pre-tax net operating income | $303,000 | 6,584 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 5,407 |
| Income before extraordinary items | $282,000 | 6,499 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $282,000 | 6,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,431 |
| Cash dividends | $165,000 | 5,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $282,000 | 6,477 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 7,507 |
| Total interest expense | $738,000 | 7,229 |
| Net interest income | $854,000 | 7,630 |
| Provision for loan and lease losses | $145,000 | 3,535 |
| Total noninterest income | $241,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 4,151 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $662,000 | 7,803 |
| Salaries and employee benefits | $335,000 | 7,923 |
| Premises and equipment expense | $107,000 | 7,313 |
| Additional noninterest expense | $220,000 | 7,563 |
| Pre-tax net operating income | $288,000 | 6,615 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $269,000 | 6,483 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $269,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,611 |
| Cash dividends | $165,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $269,000 | 6,466 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,597 |
| Total interest expense | $466,000 | 7,333 |
| Net interest income | $561,000 | 7,695 |
| Provision for loan and lease losses | $67,000 | 3,886 |
| Total noninterest income | $148,000 | 6,162 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $148,000 | 4,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $458,000 | 7,805 |
| Salaries and employee benefits | $216,000 | 8,010 |
| Premises and equipment expense | $83,000 | 7,083 |
| Additional noninterest expense | $159,000 | 7,475 |
| Pre-tax net operating income | $184,000 | 6,733 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $167,000 | 6,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $167,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $165,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $167,000 | 6,604 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 7,714 |
| Total interest expense | $217,000 | 7,467 |
| Net interest income | $274,000 | 7,771 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $63,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $63,000 | 4,424 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $207,000 | 7,962 |
| Salaries and employee benefits | $105,000 | 8,079 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $71,000 | 7,661 |
| Pre-tax net operating income | $90,000 | 6,786 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $78,000 | 6,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $78,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $165,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $78,000 | 6,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 7,794 |
| Total interest expense | $673,000 | 7,568 |
| Net interest income | $997,000 | 7,848 |
| Provision for loan and lease losses | $88,000 | 4,929 |
| Total noninterest income | $291,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $278,000 | 4,268 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $871,000 | 7,907 |
| Salaries and employee benefits | $483,000 | 7,914 |
| Premises and equipment expense | $138,000 | 7,408 |
| Additional noninterest expense | $250,000 | 7,853 |
| Pre-tax net operating income | $329,000 | 7,021 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $321,000 | 6,832 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $321,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,052 |
| Cash dividends | $160,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $321,000 | 6,830 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,886 |
| Total interest expense | $477,000 | 7,645 |
| Net interest income | $742,000 | 7,938 |
| Provision for loan and lease losses | $77,000 | 4,548 |
| Total noninterest income | $225,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $214,000 | 4,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $620,000 | 7,987 |
| Salaries and employee benefits | $330,000 | 8,037 |
| Premises and equipment expense | $100,000 | 7,462 |
| Additional noninterest expense | $190,000 | 7,854 |
| Pre-tax net operating income | $270,000 | 7,142 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $270,000 | 6,877 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $270,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,741 |
| Cash dividends | $160,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $270,000 | 6,879 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $786,000 | 7,946 |
| Total interest expense | $302,000 | 7,690 |
| Net interest income | $484,000 | 8,000 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $154,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $147,000 | 4,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $420,000 | 7,984 |
| Salaries and employee benefits | $218,000 | 8,091 |
| Premises and equipment expense | $71,000 | 7,393 |
| Additional noninterest expense | $131,000 | 7,825 |
| Pre-tax net operating income | $176,000 | 7,228 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $176,000 | 6,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $176,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,255 |
| Cash dividends | $160,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $176,000 | 6,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 7,977 |
| Total interest expense | $143,000 | 7,739 |
| Net interest income | $242,000 | 8,026 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $212,000 | 8,009 |
| Salaries and employee benefits | $104,000 | 8,177 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $65,000 | 7,821 |
| Pre-tax net operating income | $86,000 | 7,233 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $86,000 | 6,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $160,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $86,000 | 6,953 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 8,121 |
| Total interest expense | $345,000 | 8,068 |
| Net interest income | $918,000 | 8,062 |
| Provision for loan and lease losses | $74,000 | 5,234 |
| Total noninterest income | $271,000 | 6,527 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $271,000 | 4,401 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $800,000 | 8,074 |
| Salaries and employee benefits | $437,000 | 8,096 |
| Premises and equipment expense | $100,000 | 7,856 |
| Additional noninterest expense | $263,000 | 7,850 |
| Pre-tax net operating income | $315,000 | 7,333 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $315,000 | 7,121 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $315,000 | 7,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $315,000 | 7,095 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 8,170 |
| Total interest expense | $242,000 | 8,136 |
| Net interest income | $690,000 | 8,105 |
| Provision for loan and lease losses | $59,000 | 5,005 |
| Total noninterest income | $202,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $191,000 | 4,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $589,000 | 8,099 |
| Salaries and employee benefits | $319,000 | 8,104 |
| Premises and equipment expense | $69,000 | 7,963 |
| Additional noninterest expense | $201,000 | 7,824 |
| Pre-tax net operating income | $244,000 | 7,453 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $244,000 | 7,219 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $244,000 | 7,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $244,000 | 7,176 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 8,218 |
| Total interest expense | $150,000 | 8,184 |
| Net interest income | $449,000 | 8,156 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $127,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $383,000 | 8,118 |
| Salaries and employee benefits | $193,000 | 8,237 |
| Premises and equipment expense | $47,000 | 7,926 |
| Additional noninterest expense | $143,000 | 7,720 |
| Pre-tax net operating income | $157,000 | 7,503 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $157,000 | 7,291 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,863 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $157,000 | 7,244 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $297,000 | 8,285 |
| Total interest expense | $72,000 | 8,236 |
| Net interest income | $225,000 | 8,235 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $59,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $198,000 | 8,161 |
| Salaries and employee benefits | $94,000 | 8,344 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $70,000 | 7,637 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $70,000 | 7,428 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $70,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $70,000 | 7,397 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 8,338 |
| Total interest expense | $276,000 | 8,193 |
| Net interest income | $801,000 | 8,301 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $229,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $220,000 | 5,027 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $746,000 | 8,257 |
| Salaries and employee benefits | $415,000 | 8,260 |
| Premises and equipment expense | $109,000 | 7,856 |
| Additional noninterest expense | $222,000 | 8,182 |
| Pre-tax net operating income | $236,000 | 7,653 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $236,000 | 7,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $236,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $236,000 | 7,429 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 8,421 |
| Total interest expense | $206,000 | 8,230 |
| Net interest income | $566,000 | 8,404 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $168,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $164,000 | 5,084 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $528,000 | 8,319 |
| Salaries and employee benefits | $291,000 | 8,326 |
| Premises and equipment expense | $70,000 | 8,048 |
| Additional noninterest expense | $167,000 | 8,167 |
| Pre-tax net operating income | $169,000 | 7,832 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $169,000 | 7,664 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $169,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $169,000 | 7,610 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $504,000 | 8,491 |
| Total interest expense | $138,000 | 8,285 |
| Net interest income | $366,000 | 8,486 |
| Provision for loan and lease losses | $14,000 | 6,192 |
| Total noninterest income | $106,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $102,000 | 5,219 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $356,000 | 8,347 |
| Salaries and employee benefits | $186,000 | 8,442 |
| Premises and equipment expense | $47,000 | 8,072 |
| Additional noninterest expense | $123,000 | 8,054 |
| Pre-tax net operating income | $102,000 | 7,911 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $102,000 | 7,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,637 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $102,000 | 7,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 8,548 |
| Total interest expense | $68,000 | 8,367 |
| Net interest income | $183,000 | 8,522 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $178,000 | 8,398 |
| Salaries and employee benefits | $94,000 | 8,461 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $67,000 | 7,958 |
| Pre-tax net operating income | $50,000 | 7,923 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $50,000 | 7,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $50,000 | 7,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 8,654 |
| Total interest expense | $285,000 | 8,504 |
| Net interest income | $638,000 | 8,648 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $220,000 | 7,182 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $187,000 | 5,413 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $33,000 | 8,018 |
| Total noninterest expense | $660,000 | 8,530 |
| Salaries and employee benefits | $377,000 | 8,503 |
| Premises and equipment expense | $82,000 | 8,309 |
| Additional noninterest expense | $201,000 | 8,436 |
| Pre-tax net operating income | $180,000 | 7,887 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $180,000 | 7,861 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $180,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $140,000 | 5,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $180,000 | 7,731 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,739 |
| Total interest expense | $216,000 | 8,609 |
| Net interest income | $472,000 | 8,727 |
| Provision for loan and lease losses | $14,000 | 7,000 |
| Total noninterest income | $134,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $127,000 | 5,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $456,000 | 8,645 |
| Salaries and employee benefits | $262,000 | 8,603 |
| Premises and equipment expense | $57,000 | 8,438 |
| Additional noninterest expense | $137,000 | 8,563 |
| Pre-tax net operating income | $136,000 | 8,051 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $136,000 | 8,002 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $136,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,587 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $136,000 | 7,862 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $461,000 | 8,782 |
| Total interest expense | $145,000 | 8,677 |
| Net interest income | $316,000 | 8,758 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $83,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $298,000 | 8,688 |
| Salaries and employee benefits | $178,000 | 8,602 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $86,000 | 8,650 |
| Pre-tax net operating income | $92,000 | 8,067 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $92,000 | 8,035 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $92,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $92,000 | 7,871 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,828 |
| Total interest expense | $72,000 | 8,761 |
| Net interest income | $163,000 | 8,770 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $150,000 | 8,729 |
| Salaries and employee benefits | $89,000 | 8,648 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $46,000 | 7,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 8,922 |
| Total interest expense | $324,000 | 8,842 |
| Net interest income | $599,000 | 8,895 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $195,000 | 7,363 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $175,000 | 5,526 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $628,000 | 8,704 |
| Salaries and employee benefits | $373,000 | 8,608 |
| Premises and equipment expense | $79,000 | 8,456 |
| Additional noninterest expense | $176,000 | 8,713 |
| Pre-tax net operating income | $130,000 | 8,199 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $130,000 | 8,193 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $130,000 | 8,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $120,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $130,000 | 8,091 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 9,138 |
| Total interest expense | $519,000 | 8,986 |
| Net interest income | $502,000 | 9,186 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $209,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $166,000 | 5,565 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $43,000 | 7,892 |
| Total noninterest expense | $590,000 | 8,962 |
| Salaries and employee benefits | $338,000 | 8,907 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $171,000 | 8,902 |
| Pre-tax net operating income | $1,000 | 8,712 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,000 | 8,813 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,000 | 8,728 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 9,371 |
| Total interest expense | $510,000 | 9,234 |
| Net interest income | $528,000 | 9,415 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $188,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $597,000 | 9,096 |
| Salaries and employee benefits | $334,000 | 9,091 |
| Premises and equipment expense | $63,000 | 9,117 |
| Additional noninterest expense | $200,000 | 8,785 |
| Pre-tax net operating income | $107,000 | 8,774 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $104,000 | 8,681 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $104,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $107,000 | 8,647 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 9,588 |
| Total interest expense | $461,000 | 9,526 |
| Net interest income | $572,000 | 9,556 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $188,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,520 |
| Total noninterest expense | $627,000 | 9,245 |
| Salaries and employee benefits | $352,000 | 9,176 |
| Premises and equipment expense | $65,000 | 9,335 |
| Additional noninterest expense | $210,000 | 8,927 |
| Pre-tax net operating income | $112,000 | 9,017 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $112,000 | 8,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $112,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $112,000 | 8,847 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 9,716 |
| Total interest expense | $547,000 | 9,597 |
| Net interest income | $599,000 | 9,739 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $97,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $480,000 | 9,847 |
| Salaries and employee benefits | $272,000 | 9,770 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $156,000 | 9,599 |
| Pre-tax net operating income | $101,000 | 9,413 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $101,000 | 9,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $101,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,569 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $101,000 | 9,272 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 10,293 |
| Total interest expense | $528,000 | 10,028 |
| Net interest income | $490,000 | 10,395 |
| Provision for loan and lease losses | $468,000 | 1,881 |
| Total noninterest income | $75,000 | 9,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $449,000 | 10,328 |
| Salaries and employee benefits | $226,000 | 10,410 |
| Premises and equipment expense | $55,000 | 10,079 |
| Additional noninterest expense | $168,000 | 9,797 |
| Pre-tax net operating income | $-352,000 | 10,665 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-352,000 | 10,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-352,000 | 10,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,668 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-352,000 | 10,679 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 10,856 |
| Total interest expense | $486,000 | 10,639 |
| Net interest income | $491,000 | 10,909 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $77,000 | 10,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $431,000 | 10,865 |
| Salaries and employee benefits | $259,000 | 10,663 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $127,000 | 10,831 |
| Pre-tax net operating income | $77,000 | 10,486 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $55,000 | 10,550 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $55,000 | 10,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $77,000 | 10,363 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 11,464 |
| Total interest expense | $447,000 | 11,197 |
| Net interest income | $414,000 | 11,578 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $84,000 | 10,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,713 |
| Total noninterest expense | $453,000 | 11,222 |
| Salaries and employee benefits | $235,000 | 11,267 |
| Premises and equipment expense | $73,000 | 10,394 |
| Additional noninterest expense | $145,000 | 11,110 |
| Pre-tax net operating income | $-15,000 | 11,520 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $5,000 | 11,477 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,000 | 11,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-15,000 | 11,497 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 12,041 |
| Total interest expense | $340,000 | 11,861 |
| Net interest income | $477,000 | 12,073 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $83,000 | 11,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $469,000 | 11,760 |
| Salaries and employee benefits | $254,000 | 11,633 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $155,000 | 11,730 |
| Pre-tax net operating income | $31,000 | 11,987 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $31,000 | 11,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $31,000 | 11,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $31,000 | 11,956 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 12,631 |
| Total interest expense | $337,000 | 12,504 |
| Net interest income | $487,000 | 12,589 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $467,000 | 12,319 |
| Salaries and employee benefits | $253,000 | 12,159 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $137,000 | 12,574 |
| Pre-tax net operating income | $57,000 | 12,139 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $57,000 | 12,205 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $57,000 | 12,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $57,000 | 12,050 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 13,284 |
| Total interest expense | $370,000 | 13,301 |
| Net interest income | $472,000 | 13,168 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $88,000 | 12,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 9,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $419,000 | 13,076 |
| Salaries and employee benefits | $208,000 | 13,070 |
| Premises and equipment expense | $46,000 | 12,842 |
| Additional noninterest expense | $165,000 | 12,720 |
| Pre-tax net operating income | $36,000 | 12,494 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $77,000 | 12,270 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $77,000 | 12,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $36,000 | 12,421 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.