Home > The First State Bank > Income and Expense

The First State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$40,496,0001,110
Total interest expense$4,369,0002,174
Net interest income$36,127,000875
Provision for loan and lease losses$109,0002,392
Total noninterest income$5,603,0001,107
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,815,000421
Trading account gains and feesNANA
Additional Noninterest Income$2,788,0001,322
Total noninterest expense$21,835,0001,124
Salaries and employee benefits$12,773,0001,102
Premises and equipment expense$2,766,000936
Additional noninterest expense$2,788,0001,322
Pre-tax net operating income$19,786,000697
Securities gains (losses)$-106,0003,806
Applicable income taxes$03,369
Income before extraordinary items$19,680,000587
Extraordinary gains, net$054
Net income$19,680,000595
Minority interest net income$088
Net income of bank and minority interests.$19,680,000590
Net charge-offs$198,0001,165
Cash dividends$13,731,000397
Sale, conversion, retirement of capital stock, net$0540
Net operating income$19,786,000604
2023-09-30 (YTD Data)Rank
Total interest income$29,752,0001,105
Total interest expense$2,939,0002,184
Net interest income$26,813,000901
Provision for loan and lease losses$38,0002,634
Total noninterest income$4,242,0001,108
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,078,000423
Trading account gains and feesNANA
Additional Noninterest Income$2,164,0001,286
Total noninterest expense$16,194,0001,137
Salaries and employee benefits$9,625,0001,106
Premises and equipment expense$2,019,000958
Additional noninterest expense$2,164,0001,286
Pre-tax net operating income$14,823,000714
Securities gains (losses)$-106,0004,013
Applicable income taxes$03,407
Income before extraordinary items$14,717,000606
Extraordinary gains, net$052
Net income$14,717,000610
Minority interest net income$081
Net income of bank and minority interests.$14,717,000606
Net charge-offs$68,0001,351
Cash dividends$9,212,000392
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,823,000614
2023-06-30 (YTD Data)Rank
Total interest income$19,205,0001,112
Total interest expense$1,608,0002,254
Net interest income$17,597,000920
Provision for loan and lease losses$183,0001,395
Total noninterest income$2,673,0001,095
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,356,000415
Trading account gains and feesNANA
Additional Noninterest Income$1,317,0001,282
Total noninterest expense$10,661,0001,137
Salaries and employee benefits$6,348,0001,097
Premises and equipment expense$1,339,000951
Additional noninterest expense$1,317,0001,281
Pre-tax net operating income$9,426,000736
Securities gains (losses)$-106,0004,213
Applicable income taxes$03,436
Income before extraordinary items$9,320,000631
Extraordinary gains, net$051
Net income$9,320,000641
Minority interest net income$081
Net income of bank and minority interests.$9,320,000631
Net charge-offs$17,0001,599
Cash dividends$5,587,000410
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,426,000632
2023-03-31 (YTD Data)Rank
Total interest income$9,233,0001,129
Total interest expense$607,0002,416
Net interest income$8,626,000939
Provision for loan and lease losses$97,0001,296
Total noninterest income$1,364,0001,078
Gross Fiduciary activities income$0913
Service charges on deposit accounts$684,000426
Trading account gains and feesNANA
Additional Noninterest Income$680,0001,244
Total noninterest expense$5,320,0001,157
Salaries and employee benefits$3,294,0001,086
Premises and equipment expense$672,000971
Additional noninterest expense$680,0001,244
Pre-tax net operating income$4,573,000787
Securities gains (losses)$-95,0004,344
Applicable income taxes$03,388
Income before extraordinary items$4,478,000676
Extraordinary gains, net$04
Net income$4,478,000675
Minority interest net income$048
Net income of bank and minority interests.$4,478,000675
Net charge-offs$167,000469
Cash dividends$2,583,000405
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,573,000675
2022-12-31 (YTD Data)Rank
Total interest income$34,116,0001,026
Total interest expense$744,0002,788
Net interest income$33,372,000935
Provision for loan and lease losses$590,0001,142
Total noninterest income$5,181,0001,183
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,562,000472
Trading account gains and feesNANA
Additional Noninterest Income$2,619,0001,371
Total noninterest expense$21,018,0001,144
Salaries and employee benefits$12,125,0001,136
Premises and equipment expense$2,794,000918
Additional noninterest expense$2,619,0001,371
Pre-tax net operating income$16,945,000859
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$16,945,000728
Extraordinary gains, net$05
Net income$16,945,000729
Minority interest net income$063
Net income of bank and minority interests.$16,945,000729
Net charge-offs$410,000669
Cash dividends$11,382,000432
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,945,000736
2022-09-30 (YTD Data)Rank
Total interest income$25,069,0001,000
Total interest expense$473,0002,731
Net interest income$24,596,000936
Provision for loan and lease losses$1,335,000521
Total noninterest income$3,842,0001,200
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,968,000467
Trading account gains and feesNANA
Additional Noninterest Income$1,874,0001,440
Total noninterest expense$15,642,0001,149
Salaries and employee benefits$9,121,0001,131
Premises and equipment expense$2,015,000940
Additional noninterest expense$1,874,0001,440
Pre-tax net operating income$11,461,000934
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$11,461,000794
Extraordinary gains, net$04
Net income$11,461,000794
Minority interest net income$057
Net income of bank and minority interests.$11,461,000794
Net charge-offs$239,000638
Cash dividends$7,990,000428
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,461,000808
2022-06-30 (YTD Data)Rank
Total interest income$16,297,000984
Total interest expense$280,0002,748
Net interest income$16,017,000934
Provision for loan and lease losses$1,175,000378
Total noninterest income$2,621,0001,166
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,338,000453
Trading account gains and feesNANA
Additional Noninterest Income$1,283,0001,445
Total noninterest expense$10,064,0001,169
Salaries and employee benefits$5,982,0001,133
Premises and equipment expense$1,321,000949
Additional noninterest expense$2,761,0001,239
Pre-tax net operating income$7,399,000905
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$7,399,000770
Extraordinary gains, net$04
Net income$7,399,000770
Minority interest net income$060
Net income of bank and minority interests.$7,399,000770
Net charge-offs$206,000526
Cash dividends$4,801,000446
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,399,000786
2022-03-31 (YTD Data)Rank
Total interest income$7,855,000986
Total interest expense$139,0002,726
Net interest income$7,716,000943
Provision for loan and lease losses$865,000224
Total noninterest income$1,262,0001,199
Gross Fiduciary activities income$0892
Service charges on deposit accounts$578,000500
Trading account gains and feesNANA
Additional Noninterest Income$684,0001,396
Total noninterest expense$4,908,0001,192
Salaries and employee benefits$2,932,0001,160
Premises and equipment expense$664,000951
Additional noninterest expense$1,312,0001,275
Pre-tax net operating income$3,205,000959
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,205,000837
Extraordinary gains, net$04
Net income$3,205,000836
Minority interest net income$050
Net income of bank and minority interests.$3,205,000837
Net charge-offs$166,000399
Cash dividends$1,996,000482
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,205,000845
2021-12-31 (YTD Data)Rank
Total interest income$32,103,000993
Total interest expense$691,0002,715
Net interest income$31,412,000935
Provision for loan and lease losses$1,293,000455
Total noninterest income$4,099,0001,493
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,078,000520
Trading account gains and feesNANA
Additional Noninterest Income$2,021,0001,893
Total noninterest expense$20,307,0001,153
Salaries and employee benefits$11,947,0001,126
Premises and equipment expense$2,667,000952
Additional noninterest expense$5,693,0001,185
Pre-tax net operating income$13,911,000993
Securities gains (losses)$-25,0004,465
Applicable income taxes$03,710
Income before extraordinary items$13,886,000877
Extraordinary gains, net$010
Net income$13,886,000878
Minority interest net income$074
Net income of bank and minority interests.$13,886,000878
Net charge-offs$266,000889
Cash dividends$9,618,000501
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,911,000862
2021-09-30 (YTD Data)Rank
Total interest income$22,348,0001,081
Total interest expense$480,0002,908
Net interest income$21,868,0001,013
Provision for loan and lease losses$725,000605
Total noninterest income$2,850,0001,600
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,377,000577
Trading account gains and feesNANA
Additional Noninterest Income$1,473,0001,975
Total noninterest expense$13,723,0001,246
Salaries and employee benefits$7,991,0001,242
Premises and equipment expense$1,786,0001,042
Additional noninterest expense$3,946,0001,269
Pre-tax net operating income$10,270,0001,047
Securities gains (losses)$-35,0004,698
Applicable income taxes$03,719
Income before extraordinary items$10,235,000929
Extraordinary gains, net$08
Net income$10,235,000929
Minority interest net income$069
Net income of bank and minority interests.$10,235,000929
Net charge-offs$154,000901
Cash dividends$6,808,000491
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,270,000908
2021-06-30 (YTD Data)Rank
Total interest income$14,517,0001,101
Total interest expense$345,0002,885
Net interest income$14,172,0001,020
Provision for loan and lease losses$500,000605
Total noninterest income$1,856,0001,597
Gross Fiduciary activities income$0951
Service charges on deposit accounts$867,000582
Trading account gains and feesNANA
Additional Noninterest Income$989,0001,921
Total noninterest expense$9,044,0001,245
Salaries and employee benefits$5,198,0001,256
Premises and equipment expense$1,203,0001,037
Additional noninterest expense$2,643,0001,252
Pre-tax net operating income$6,484,0001,084
Securities gains (losses)$18,0001,217
Applicable income taxes$03,702
Income before extraordinary items$6,502,000964
Extraordinary gains, net$06
Net income$6,502,000964
Minority interest net income$067
Net income of bank and minority interests.$6,502,000964
Net charge-offs$117,000847
Cash dividends$3,996,000518
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,484,000943
2021-03-31 (YTD Data)Rank
Total interest income$6,913,0001,149
Total interest expense$187,0002,850
Net interest income$6,726,0001,060
Provision for loan and lease losses$225,000730
Total noninterest income$944,0001,567
Gross Fiduciary activities income$0922
Service charges on deposit accounts$450,000562
Trading account gains and feesNANA
Additional Noninterest Income$494,0001,934
Total noninterest expense$4,366,0001,270
Salaries and employee benefits$2,525,0001,277
Premises and equipment expense$571,0001,089
Additional noninterest expense$1,270,0001,281
Pre-tax net operating income$3,079,0001,123
Securities gains (losses)$20,000880
Applicable income taxes$03,613
Income before extraordinary items$3,099,000988
Extraordinary gains, net$03
Net income$3,099,000988
Minority interest net income$055
Net income of bank and minority interests.$3,099,000988
Net charge-offs$108,000596
Cash dividends$1,991,000473
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,079,000968
2020-12-31 (YTD Data)Rank
Total interest income$29,472,0001,077
Total interest expense$1,178,0002,694
Net interest income$28,294,000959
Provision for loan and lease losses$1,434,0001,287
Total noninterest income$3,677,0001,543
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,040,000515
Trading account gains and feesNANA
Additional Noninterest Income$1,637,0002,001
Total noninterest expense$17,255,0001,244
Salaries and employee benefits$9,589,0001,301
Premises and equipment expense$2,223,0001,075
Additional noninterest expense$5,443,0001,184
Pre-tax net operating income$13,282,000837
Securities gains (losses)$151,0001,175
Applicable income taxes$03,697
Income before extraordinary items$13,433,000731
Extraordinary gains, net$04
Net income$13,433,000731
Minority interest net income$072
Net income of bank and minority interests.$13,433,000731
Net charge-offs$225,0001,479
Cash dividends$9,163,000490
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,282,000712
2020-09-30 (YTD Data)Rank
Total interest income$21,996,0001,076
Total interest expense$932,0002,710
Net interest income$21,064,000958
Provision for loan and lease losses$1,284,0001,173
Total noninterest income$2,672,0001,523
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,487,000520
Trading account gains and feesNANA
Additional Noninterest Income$1,185,0001,991
Total noninterest expense$12,331,0001,289
Salaries and employee benefits$6,963,0001,327
Premises and equipment expense$1,624,0001,093
Additional noninterest expense$3,744,0001,254
Pre-tax net operating income$10,121,000785
Securities gains (losses)$151,0001,028
Applicable income taxes$03,696
Income before extraordinary items$10,272,000695
Extraordinary gains, net$04
Net income$10,272,000695
Minority interest net income$065
Net income of bank and minority interests.$10,272,000695
Net charge-offs$136,0001,478
Cash dividends$6,366,000488
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,121,000674
2020-06-30 (YTD Data)Rank
Total interest income$14,324,0001,114
Total interest expense$664,0002,718
Net interest income$13,660,000987
Provision for loan and lease losses$834,0001,203
Total noninterest income$1,769,0001,463
Gross Fiduciary activities income$0970
Service charges on deposit accounts$994,000521
Trading account gains and feesNANA
Additional Noninterest Income$775,0001,936
Total noninterest expense$8,263,0001,267
Salaries and employee benefits$4,678,0001,303
Premises and equipment expense$1,088,0001,084
Additional noninterest expense$2,497,0001,251
Pre-tax net operating income$6,332,000762
Securities gains (losses)$151,000817
Applicable income taxes$03,655
Income before extraordinary items$6,483,000667
Extraordinary gains, net$04
Net income$6,483,000667
Minority interest net income$065
Net income of bank and minority interests.$6,483,000667
Net charge-offs$115,0001,292
Cash dividends$4,165,000498
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,332,000655
2020-03-31 (YTD Data)Rank
Total interest income$6,823,0001,162
Total interest expense$356,0002,763
Net interest income$6,467,0001,016
Provision for loan and lease losses$342,0001,120
Total noninterest income$1,010,0001,277
Gross Fiduciary activities income$0941
Service charges on deposit accounts$619,000499
Trading account gains and feesNANA
Additional Noninterest Income$391,0001,761
Total noninterest expense$4,077,0001,303
Salaries and employee benefits$2,294,0001,343
Premises and equipment expense$552,0001,091
Additional noninterest expense$1,231,0001,287
Pre-tax net operating income$3,058,000724
Securities gains (losses)$51,000833
Applicable income taxes$03,513
Income before extraordinary items$3,109,000623
Extraordinary gains, net$04
Net income$3,109,000623
Minority interest net income$056
Net income of bank and minority interests.$3,109,000623
Net charge-offs$117,000809
Cash dividends$2,250,000487
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,058,000620
2019-12-31 (YTD Data)Rank
Total interest income$25,920,0001,216
Total interest expense$1,462,0002,769
Net interest income$24,458,0001,068
Provision for loan and lease losses$871,0001,007
Total noninterest income$4,246,0001,249
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,444,000515
Trading account gains and feesNANA
Additional Noninterest Income$1,802,0001,633
Total noninterest expense$16,104,0001,269
Salaries and employee benefits$9,284,0001,278
Premises and equipment expense$2,023,0001,164
Additional noninterest expense$4,797,0001,299
Pre-tax net operating income$11,729,000926
Securities gains (losses)$67,0001,119
Applicable income taxes$03,859
Income before extraordinary items$11,796,000818
Extraordinary gains, net$011
Net income$11,796,000819
Minority interest net income$076
Net income of bank and minority interests.$11,796,000819
Net charge-offs$170,0001,814
Cash dividends$7,743,000579
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,729,000794
2019-09-30 (YTD Data)Rank
Total interest income$19,094,0001,249
Total interest expense$1,098,0002,790
Net interest income$17,996,0001,093
Provision for loan and lease losses$821,000808
Total noninterest income$3,048,0001,287
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,780,000526
Trading account gains and feesNANA
Additional Noninterest Income$1,268,0001,680
Total noninterest expense$11,896,0001,298
Salaries and employee benefits$6,829,0001,305
Premises and equipment expense$1,488,0001,193
Additional noninterest expense$3,579,0001,303
Pre-tax net operating income$8,327,000994
Securities gains (losses)$45,0001,104
Applicable income taxes$03,902
Income before extraordinary items$8,372,000872
Extraordinary gains, net$011
Net income$8,372,000873
Minority interest net income$072
Net income of bank and minority interests.$8,372,000873
Net charge-offs$84,0001,870
Cash dividends$5,486,000570
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,327,000857
2019-06-30 (YTD Data)Rank
Total interest income$12,261,0001,285
Total interest expense$716,0002,817
Net interest income$11,545,0001,116
Provision for loan and lease losses$400,0001,005
Total noninterest income$2,088,0001,237
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,178,000530
Trading account gains and feesNANA
Additional Noninterest Income$910,0001,578
Total noninterest expense$8,022,0001,296
Salaries and employee benefits$4,565,0001,297
Premises and equipment expense$1,006,0001,176
Additional noninterest expense$2,451,0001,288
Pre-tax net operating income$5,211,0001,007
Securities gains (losses)$33,000876
Applicable income taxes$03,901
Income before extraordinary items$5,244,000891
Extraordinary gains, net$011
Net income$5,244,000891
Minority interest net income$069
Net income of bank and minority interests.$5,244,000891
Net charge-offs$58,0001,732
Cash dividends$3,465,000582
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,211,000883
2019-03-31 (YTD Data)Rank
Total interest income$5,954,0001,308
Total interest expense$349,0002,822
Net interest income$5,605,0001,142
Provision for loan and lease losses$150,0001,133
Total noninterest income$986,0001,253
Gross Fiduciary activities income$0972
Service charges on deposit accounts$590,000525
Trading account gains and feesNANA
Additional Noninterest Income$396,0001,674
Total noninterest expense$3,917,0001,321
Salaries and employee benefits$2,212,0001,341
Premises and equipment expense$493,0001,210
Additional noninterest expense$1,212,0001,285
Pre-tax net operating income$2,524,0001,015
Securities gains (losses)$6,000809
Applicable income taxes$03,800
Income before extraordinary items$2,530,000907
Extraordinary gains, net$05
Net income$2,530,000905
Minority interest net income$052
Net income of bank and minority interests.$2,530,000906
Net charge-offs$16,0001,795
Cash dividends$1,844,000547
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,524,000893
2018-12-31 (YTD Data)Rank
Total interest income$20,811,0001,393
Total interest expense$1,059,0002,852
Net interest income$19,752,0001,257
Provision for loan and lease losses$400,0001,664
Total noninterest income$4,665,0001,137
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,399,000536
Trading account gains and feesNANA
Additional Noninterest Income$2,266,0001,378
Total noninterest expense$13,999,0001,433
Salaries and employee benefits$7,932,0001,435
Premises and equipment expense$1,818,0001,278
Additional noninterest expense$4,249,0001,428
Pre-tax net operating income$10,018,0001,030
Securities gains (losses)$-4,0004,208
Applicable income taxes$03,978
Income before extraordinary items$10,014,000916
Extraordinary gains, net$06
Net income$10,014,000915
Minority interest net income$072
Net income of bank and minority interests.$10,014,000915
Net charge-offs$348,0001,223
Cash dividends$5,826,000652
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,018,000916
2018-09-30 (YTD Data)Rank
Total interest income$14,946,0001,444
Total interest expense$733,0002,888
Net interest income$14,213,0001,297
Provision for loan and lease losses$400,0001,318
Total noninterest income$4,260,0001,011
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,743,000551
Trading account gains and feesNANA
Additional Noninterest Income$2,517,0001,059
Total noninterest expense$9,776,0001,510
Salaries and employee benefits$5,533,0001,513
Premises and equipment expense$1,315,0001,318
Additional noninterest expense$2,928,0001,546
Pre-tax net operating income$8,297,000974
Securities gains (losses)$-4,0004,587
Applicable income taxes$04,032
Income before extraordinary items$8,293,000844
Extraordinary gains, net$05
Net income$8,293,000842
Minority interest net income$066
Net income of bank and minority interests.$8,293,000843
Net charge-offs$252,0001,097
Cash dividends$3,905,000656
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,297,000836
2018-06-30 (YTD Data)Rank
Total interest income$9,504,0001,481
Total interest expense$460,0002,913
Net interest income$9,044,0001,340
Provision for loan and lease losses$300,0001,165
Total noninterest income$1,743,0001,409
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,135,000560
Trading account gains and feesNANA
Additional Noninterest Income$608,0002,047
Total noninterest expense$6,320,0001,553
Salaries and employee benefits$3,619,0001,559
Premises and equipment expense$817,0001,411
Additional noninterest expense$1,884,0001,588
Pre-tax net operating income$4,167,0001,178
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,167,0001,048
Extraordinary gains, net$06
Net income$4,167,0001,047
Minority interest net income$065
Net income of bank and minority interests.$4,167,0001,047
Net charge-offs$202,000932
Cash dividends$2,431,000661
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,167,0001,041
2018-03-31 (YTD Data)Rank
Total interest income$4,586,0001,513
Total interest expense$226,0002,890
Net interest income$4,360,0001,379
Provision for loan and lease losses$150,0001,106
Total noninterest income$887,0001,381
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$583,000544
Trading account gains and feesNANA
Additional Noninterest Income$304,0002,005
Total noninterest expense$3,153,0001,570
Salaries and employee benefits$1,803,0001,579
Premises and equipment expense$390,0001,484
Additional noninterest expense$960,0001,563
Pre-tax net operating income$1,944,0001,215
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,944,0001,084
Extraordinary gains, net$07
Net income$1,944,0001,083
Minority interest net income$052
Net income of bank and minority interests.$1,944,0001,084
Net charge-offs$181,000611
Cash dividends$1,216,000623
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,944,0001,075
2017-12-31 (YTD Data)Rank
Total interest income$17,967,0001,486
Total interest expense$672,0003,195
Net interest income$17,295,0001,358
Provision for loan and lease losses$510,0001,429
Total noninterest income$3,481,0001,420
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,322,000553
Trading account gains and feesNANA
Additional Noninterest Income$1,159,0002,107
Total noninterest expense$12,780,0001,545
Salaries and employee benefits$6,978,0001,587
Premises and equipment expense$1,928,0001,202
Additional noninterest expense$3,874,0001,566
Pre-tax net operating income$7,486,0001,244
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$7,486,000960
Extraordinary gains, net$09
Net income$7,486,000960
Minority interest net income$076
Net income of bank and minority interests.$7,486,000960
Net charge-offs$111,0002,331
Cash dividends$5,739,000601
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,486,000949
2017-09-30 (YTD Data)Rank
Total interest income$13,390,0001,496
Total interest expense$456,0003,369
Net interest income$12,934,0001,376
Provision for loan and lease losses$460,0001,213
Total noninterest income$2,609,0001,422
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,720,000560
Trading account gains and feesNANA
Additional Noninterest Income$889,0002,115
Total noninterest expense$9,462,0001,570
Salaries and employee benefits$5,172,0001,615
Premises and equipment expense$1,419,0001,236
Additional noninterest expense$2,871,0001,569
Pre-tax net operating income$5,621,0001,264
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$5,621,0001,058
Extraordinary gains, net$09
Net income$5,621,0001,057
Minority interest net income$071
Net income of bank and minority interests.$5,621,0001,058
Net charge-offs$65,0002,260
Cash dividends$3,718,000646
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,621,0001,046
2017-06-30 (YTD Data)Rank
Total interest income$8,686,0001,518
Total interest expense$270,0003,543
Net interest income$8,416,0001,399
Provision for loan and lease losses$310,0001,151
Total noninterest income$1,783,0001,415
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,181,000541
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,104
Total noninterest expense$6,323,0001,565
Salaries and employee benefits$3,422,0001,634
Premises and equipment expense$938,0001,258
Additional noninterest expense$1,963,0001,533
Pre-tax net operating income$3,566,0001,299
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,566,0001,092
Extraordinary gains, net$011
Net income$3,566,0001,092
Minority interest net income$071
Net income of bank and minority interests.$3,566,0001,092
Net charge-offs$-2,0004,300
Cash dividends$2,427,000650
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,566,0001,076
2017-03-31 (YTD Data)Rank
Total interest income$4,223,0001,548
Total interest expense$123,0003,677
Net interest income$4,100,0001,418
Provision for loan and lease losses$160,0001,076
Total noninterest income$881,0001,415
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$575,000545
Trading account gains and feesNANA
Additional Noninterest Income$306,0002,070
Total noninterest expense$3,128,0001,594
Salaries and employee benefits$1,736,0001,623
Premises and equipment expense$428,0001,372
Additional noninterest expense$964,0001,560
Pre-tax net operating income$1,693,0001,330
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,693,0001,105
Extraordinary gains, net$08
Net income$1,693,0001,105
Minority interest net income$055
Net income of bank and minority interests.$1,693,0001,105
Net charge-offs$12,0002,133
Cash dividends$1,091,000677
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,693,0001,080
2016-12-31 (YTD Data)Rank
Total interest income$16,574,0001,529
Total interest expense$551,0003,467
Net interest income$16,023,0001,412
Provision for loan and lease losses$660,0001,227
Total noninterest income$2,866,0001,697
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,795,000723
Trading account gains and fees$0170
Additional Noninterest Income$1,071,0002,319
Total noninterest expense$11,862,0001,635
Salaries and employee benefits$6,804,0001,589
Premises and equipment expense$1,533,0001,489
Additional noninterest expense$3,525,0001,720
Pre-tax net operating income$6,367,0001,332
Securities gains (losses)$89,0001,420
Applicable income taxes$04,278
Income before extraordinary items$6,456,0001,126
Extraordinary gains, net$05
Net income$6,456,0001,124
Minority interest net income$082
Net income of bank and minority interests.$6,456,0001,125
Net charge-offs$205,0001,897
Cash dividends$4,609,000722
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,367,0001,118
2016-09-30 (YTD Data)Rank
Total interest income$12,422,0001,531
Total interest expense$413,0003,500
Net interest income$12,009,0001,418
Provision for loan and lease losses$600,0001,009
Total noninterest income$2,108,0001,713
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,318,000733
Trading account gains and fees$0169
Additional Noninterest Income$790,0002,342
Total noninterest expense$8,841,0001,639
Salaries and employee benefits$5,196,0001,558
Premises and equipment expense$1,015,0001,676
Additional noninterest expense$2,630,0001,715
Pre-tax net operating income$4,676,0001,378
Securities gains (losses)$89,0001,338
Applicable income taxes$04,325
Income before extraordinary items$4,765,0001,152
Extraordinary gains, net$05
Net income$4,765,0001,152
Minority interest net income$071
Net income of bank and minority interests.$4,765,0001,152
Net charge-offs$172,0001,578
Cash dividends$3,475,000684
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,676,0001,139
2016-06-30 (YTD Data)Rank
Total interest income$8,133,0001,559
Total interest expense$261,0003,610
Net interest income$7,872,0001,438
Provision for loan and lease losses$360,0001,096
Total noninterest income$1,399,0001,704
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$854,000740
Trading account gains and fees$0157
Additional Noninterest Income$545,0002,272
Total noninterest expense$5,931,0001,638
Salaries and employee benefits$3,487,0001,553
Premises and equipment expense$660,0001,707
Additional noninterest expense$1,784,0001,705
Pre-tax net operating income$2,980,0001,412
Securities gains (losses)$22,0001,892
Applicable income taxes$04,338
Income before extraordinary items$3,002,0001,203
Extraordinary gains, net$016
Net income$3,002,0001,203
Minority interest net income$071
Net income of bank and minority interests.$3,002,0001,203
Net charge-offs$93,0001,689
Cash dividends$2,383,000666
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,980,0001,168
2016-03-31 (YTD Data)Rank
Total interest income$3,996,0001,595
Total interest expense$113,0003,886
Net interest income$3,883,0001,452
Provision for loan and lease losses$180,0001,034
Total noninterest income$691,0001,683
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$414,000758
Trading account gains and fees$0142
Additional Noninterest Income$277,0002,188
Total noninterest expense$3,027,0001,607
Salaries and employee benefits$1,765,0001,547
Premises and equipment expense$330,0001,732
Additional noninterest expense$932,0001,628
Pre-tax net operating income$1,367,0001,489
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,367,0001,272
Extraordinary gains, net$012
Net income$1,367,0001,273
Minority interest net income$062
Net income of bank and minority interests.$1,367,0001,273
Net charge-offs$55,0001,369
Cash dividends$1,092,000687
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,367,0001,234
2015-12-31 (YTD Data)Rank
Total interest income$15,872,0001,557
Total interest expense$469,0003,849
Net interest income$15,403,0001,437
Provision for loan and lease losses$366,0001,683
Total noninterest income$2,722,0001,713
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,651,000784
Trading account gains and fees$0159
Additional Noninterest Income$1,071,0002,285
Total noninterest expense$11,756,0001,628
Salaries and employee benefits$6,997,0001,518
Premises and equipment expense$1,411,0001,620
Additional noninterest expense$3,348,0001,809
Pre-tax net operating income$6,003,0001,366
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$6,003,0001,181
Extraordinary gains, net$023
Net income$6,003,0001,182
Minority interest net income$081
Net income of bank and minority interests.$6,003,0001,181
Net charge-offs$152,0002,247
Cash dividends$4,252,000749
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,003,0001,150
2015-09-30 (YTD Data)Rank
Total interest income$11,878,0001,579
Total interest expense$353,0003,896
Net interest income$11,525,0001,448
Provision for loan and lease losses$326,0001,434
Total noninterest income$2,014,0001,746
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,196,000811
Trading account gains and fees$0153
Additional Noninterest Income$818,0002,280
Total noninterest expense$8,802,0001,646
Salaries and employee benefits$5,271,0001,518
Premises and equipment expense$1,038,0001,666
Additional noninterest expense$2,493,0001,820
Pre-tax net operating income$4,411,0001,414
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$4,411,0001,201
Extraordinary gains, net$021
Net income$4,411,0001,200
Minority interest net income$078
Net income of bank and minority interests.$4,411,0001,201
Net charge-offs$92,0002,249
Cash dividends$3,118,000684
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,411,0001,171
2015-06-30 (YTD Data)Rank
Total interest income$7,750,0001,610
Total interest expense$229,0003,985
Net interest income$7,521,0001,482
Provision for loan and lease losses$204,0001,472
Total noninterest income$1,295,0001,801
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$755,000844
Trading account gains and fees$0157
Additional Noninterest Income$540,0002,333
Total noninterest expense$5,858,0001,653
Salaries and employee benefits$3,458,0001,549
Premises and equipment expense$689,0001,682
Additional noninterest expense$1,711,0001,774
Pre-tax net operating income$2,754,0001,477
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,754,0001,258
Extraordinary gains, net$022
Net income$2,754,0001,260
Minority interest net income$075
Net income of bank and minority interests.$2,754,0001,259
Net charge-offs$63,0002,134
Cash dividends$2,026,000686
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,754,0001,230
2015-03-31 (YTD Data)Rank
Total interest income$3,819,0001,630
Total interest expense$110,0004,099
Net interest income$3,709,0001,492
Provision for loan and lease losses$80,0001,639
Total noninterest income$633,0001,812
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$366,000844
Trading account gains and fees$0152
Additional Noninterest Income$267,0002,273
Total noninterest expense$2,823,0001,703
Salaries and employee benefits$1,705,0001,576
Premises and equipment expense$326,0001,803
Additional noninterest expense$792,0001,897
Pre-tax net operating income$1,439,0001,392
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,439,0001,167
Extraordinary gains, net$013
Net income$1,439,0001,168
Minority interest net income$064
Net income of bank and minority interests.$1,439,0001,168
Net charge-offs$25,0001,996
Cash dividends$1,135,000594
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,439,0001,132
2014-12-31 (YTD Data)Rank
Total interest income$15,218,0001,640
Total interest expense$522,0003,927
Net interest income$14,696,0001,501
Provision for loan and lease losses$584,0001,321
Total noninterest income$3,066,0001,551
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,922,000711
Trading account gains and fees$0180
Additional Noninterest Income$1,144,0002,147
Total noninterest expense$11,366,0001,685
Salaries and employee benefits$6,575,0001,584
Premises and equipment expense$1,411,0001,662
Additional noninterest expense$3,380,0001,827
Pre-tax net operating income$5,812,0001,349
Securities gains (losses)$117,0001,143
Applicable income taxes$04,531
Income before extraordinary items$5,929,0001,116
Extraordinary gains, net$017
Net income$5,929,0001,115
Minority interest net income$084
Net income of bank and minority interests.$5,929,0001,116
Net charge-offs$109,0003,102
Cash dividends$3,799,000768
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,812,0001,105
2014-09-30 (YTD Data)Rank
Total interest income$11,336,0001,659
Total interest expense$411,0003,881
Net interest income$10,925,0001,526
Provision for loan and lease losses$884,000749
Total noninterest income$2,343,0001,520
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,442,000708
Trading account gains and fees$0174
Additional Noninterest Income$901,0002,080
Total noninterest expense$8,519,0001,689
Salaries and employee benefits$4,889,0001,593
Premises and equipment expense$1,069,0001,654
Additional noninterest expense$2,561,0001,797
Pre-tax net operating income$3,865,0001,498
Securities gains (losses)$117,000894
Applicable income taxes$04,583
Income before extraordinary items$3,982,0001,221
Extraordinary gains, net$015
Net income$3,982,0001,218
Minority interest net income$081
Net income of bank and minority interests.$3,982,0001,220
Net charge-offs$46,0003,324
Cash dividends$2,664,000743
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,865,0001,236
2014-06-30 (YTD Data)Rank
Total interest income$7,369,0001,691
Total interest expense$265,0004,002
Net interest income$7,104,0001,559
Provision for loan and lease losses$508,000836
Total noninterest income$1,577,0001,506
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$956,000692
Trading account gains and fees$0172
Additional Noninterest Income$621,0002,008
Total noninterest expense$5,696,0001,675
Salaries and employee benefits$3,223,0001,604
Premises and equipment expense$762,0001,558
Additional noninterest expense$1,711,0001,791
Pre-tax net operating income$2,477,0001,511
Securities gains (losses)$50,0001,166
Applicable income taxes$04,568
Income before extraordinary items$2,527,0001,246
Extraordinary gains, net$020
Net income$2,527,0001,245
Minority interest net income$080
Net income of bank and minority interests.$2,527,0001,247
Net charge-offs$25,0003,293
Cash dividends$1,704,000747
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,477,0001,254
2014-03-31 (YTD Data)Rank
Total interest income$3,587,0001,739
Total interest expense$127,0004,134
Net interest income$3,460,0001,582
Provision for loan and lease losses$201,000981
Total noninterest income$750,0001,520
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$473,000681
Trading account gains and fees$0147
Additional Noninterest Income$277,0002,114
Total noninterest expense$2,859,0001,674
Salaries and employee benefits$1,677,0001,567
Premises and equipment expense$340,0001,769
Additional noninterest expense$842,0001,811
Pre-tax net operating income$1,150,0001,570
Securities gains (losses)$23,000917
Applicable income taxes$04,445
Income before extraordinary items$1,173,0001,293
Extraordinary gains, net$016
Net income$1,173,0001,294
Minority interest net income$066
Net income of bank and minority interests.$1,173,0001,294
Net charge-offs$8,0002,944
Cash dividends$810,000722
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,150,0001,287
2013-12-31 (YTD Data)Rank
Total interest income$14,377,0001,732
Total interest expense$537,0004,311
Net interest income$13,840,0001,573
Provision for loan and lease losses$372,0002,198
Total noninterest income$2,806,0001,686
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,917,000726
Trading account gains and fees$0184
Additional Noninterest Income$889,0002,525
Total noninterest expense$10,924,0001,759
Salaries and employee benefits$6,313,0001,634
Premises and equipment expense$1,256,0001,840
Additional noninterest expense$3,355,0001,888
Pre-tax net operating income$5,350,0001,358
Securities gains (losses)$150,0001,064
Applicable income taxes$04,631
Income before extraordinary items$5,500,0001,130
Extraordinary gains, net$029
Net income$5,500,0001,132
Minority interest net income$090
Net income of bank and minority interests.$5,500,0001,133
Net charge-offs$105,0003,690
Cash dividends$4,175,000663
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,350,0001,130
2013-09-30 (YTD Data)Rank
Total interest income$10,790,0001,740
Total interest expense$410,0004,356
Net interest income$10,380,0001,577
Provision for loan and lease losses$372,0001,860
Total noninterest income$2,013,0001,783
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,397,000754
Trading account gains and fees$0180
Additional Noninterest Income$616,0002,694
Total noninterest expense$7,865,0001,825
Salaries and employee benefits$4,433,0001,744
Premises and equipment expense$926,0001,874
Additional noninterest expense$2,506,0001,886
Pre-tax net operating income$4,156,0001,349
Securities gains (losses)$150,000967
Applicable income taxes$04,713
Income before extraordinary items$4,306,0001,086
Extraordinary gains, net$025
Net income$4,306,0001,088
Minority interest net income$084
Net income of bank and minority interests.$4,306,0001,088
Net charge-offs$54,0003,795
Cash dividends$2,892,000667
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,156,0001,097
2013-06-30 (YTD Data)Rank
Total interest income$7,074,0001,772
Total interest expense$272,0004,429
Net interest income$6,802,0001,585
Provision for loan and lease losses$280,0001,751
Total noninterest income$1,267,0001,896
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$897,000773
Trading account gains and fees$0157
Additional Noninterest Income$370,0002,910
Total noninterest expense$5,134,0001,860
Salaries and employee benefits$2,881,0001,785
Premises and equipment expense$587,0001,958
Additional noninterest expense$1,666,0001,886
Pre-tax net operating income$2,655,0001,368
Securities gains (losses)$156,000855
Applicable income taxes$04,679
Income before extraordinary items$2,811,0001,099
Extraordinary gains, net$022
Net income$2,811,0001,100
Minority interest net income$082
Net income of bank and minority interests.$2,811,0001,102
Net charge-offs$33,0003,680
Cash dividends$1,770,000699
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,655,0001,107
2013-03-31 (YTD Data)Rank
Total interest income$3,432,0001,842
Total interest expense$134,0004,553
Net interest income$3,298,0001,637
Provision for loan and lease losses$160,0001,554
Total noninterest income$599,0001,955
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$462,000745
Trading account gains and fees$0148
Additional Noninterest Income$137,0003,318
Total noninterest expense$2,540,0001,895
Salaries and employee benefits$1,441,0001,812
Premises and equipment expense$275,0002,128
Additional noninterest expense$824,0001,898
Pre-tax net operating income$1,197,0001,475
Securities gains (losses)$63,000832
Applicable income taxes$04,602
Income before extraordinary items$1,260,0001,188
Extraordinary gains, net$010
Net income$1,260,0001,190
Minority interest net income$076
Net income of bank and minority interests.$1,260,0001,190
Net charge-offs$17,0003,178
Cash dividends$879,000625
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,197,0001,200
2012-12-31 (YTD Data)Rank
Total interest income$14,038,0001,879
Total interest expense$824,0004,054
Net interest income$13,214,0001,676
Provision for loan and lease losses$210,0003,872
Total noninterest income$2,708,0001,772
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,814,000785
Trading account gains and fees$0166
Additional Noninterest Income$894,0002,523
Total noninterest expense$10,196,0001,877
Salaries and employee benefits$5,666,0001,787
Premises and equipment expense$1,227,0001,906
Additional noninterest expense$3,303,0001,979
Pre-tax net operating income$5,516,0001,262
Securities gains (losses)$270,0001,449
Applicable income taxes$04,751
Income before extraordinary items$5,786,0001,033
Extraordinary gains, net$029
Net income$5,786,0001,033
Minority interest net income$093
Net income of bank and minority interests.$5,786,0001,033
Net charge-offs$191,0003,810
Cash dividends$3,680,000742
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,516,0001,023
2012-09-30 (YTD Data)Rank
Total interest income$10,579,0001,893
Total interest expense$660,0004,033
Net interest income$9,919,0001,687
Provision for loan and lease losses$160,0003,797
Total noninterest income$2,033,0001,766
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,334,000797
Trading account gains and fees$0157
Additional Noninterest Income$699,0002,468
Total noninterest expense$7,510,0001,912
Salaries and employee benefits$4,134,0001,827
Premises and equipment expense$920,0001,935
Additional noninterest expense$2,456,0002,003
Pre-tax net operating income$4,282,0001,255
Securities gains (losses)$173,0001,549
Applicable income taxes$04,802
Income before extraordinary items$4,455,0001,033
Extraordinary gains, net$020
Net income$4,455,0001,033
Minority interest net income$086
Net income of bank and minority interests.$4,455,0001,033
Net charge-offs$114,0003,845
Cash dividends$2,400,000665
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,282,0001,008
2012-06-30 (YTD Data)Rank
Total interest income$7,017,0001,913
Total interest expense$475,0003,946
Net interest income$6,542,0001,702
Provision for loan and lease losses$80,0004,103
Total noninterest income$1,325,0001,780
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$873,000799
Trading account gains and fees$0153
Additional Noninterest Income$452,0002,471
Total noninterest expense$4,961,0001,944
Salaries and employee benefits$2,736,0001,828
Premises and equipment expense$606,0001,948
Additional noninterest expense$1,619,0002,018
Pre-tax net operating income$2,826,0001,262
Securities gains (losses)$162,0001,261
Applicable income taxes$04,770
Income before extraordinary items$2,988,0001,021
Extraordinary gains, net$019
Net income$2,988,0001,021
Minority interest net income$084
Net income of bank and minority interests.$2,988,0001,021
Net charge-offs$88,0003,539
Cash dividends$1,442,000722
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,826,000998
2012-03-31 (YTD Data)Rank
Total interest income$3,474,0001,950
Total interest expense$267,0003,777
Net interest income$3,207,0001,741
Provision for loan and lease losses$80,0003,124
Total noninterest income$614,0001,874
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$441,000789
Trading account gains and fees$0148
Additional Noninterest Income$173,0002,863
Total noninterest expense$2,489,0001,929
Salaries and employee benefits$1,357,0001,857
Premises and equipment expense$298,0001,985
Additional noninterest expense$834,0001,966
Pre-tax net operating income$1,252,0001,394
Securities gains (losses)$36,0001,371
Applicable income taxes$04,704
Income before extraordinary items$1,288,0001,147
Extraordinary gains, net$019
Net income$1,288,0001,147
Minority interest net income$078
Net income of bank and minority interests.$1,288,0001,147
Net charge-offs$99,0002,456
Cash dividends$646,000719
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,252,0001,112
2011-12-31 (YTD Data)Rank
Total interest income$14,061,0001,994
Total interest expense$1,362,0003,677
Net interest income$12,699,0001,768
Provision for loan and lease losses$612,0003,130
Total noninterest income$2,702,0001,613
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,865,000785
Trading account gains and fees$0146
Additional Noninterest Income$837,0002,373
Total noninterest expense$9,947,0001,922
Salaries and employee benefits$5,495,0001,760
Premises and equipment expense$1,106,0002,201
Additional noninterest expense$3,346,0002,003
Pre-tax net operating income$4,842,0001,206
Securities gains (losses)$301,0001,140
Applicable income taxes$04,719
Income before extraordinary items$5,143,000977
Extraordinary gains, net$029
Net income$5,143,000976
Minority interest net income$096
Net income of bank and minority interests.$5,143,000977
Net charge-offs$509,0003,142
Cash dividends$2,823,000696
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,842,000989
2011-09-30 (YTD Data)Rank
Total interest income$10,577,0002,012
Total interest expense$1,076,0003,654
Net interest income$9,501,0001,777
Provision for loan and lease losses$360,0003,361
Total noninterest income$1,990,0001,620
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,380,000803
Trading account gains and fees$0145
Additional Noninterest Income$610,0002,399
Total noninterest expense$7,143,0002,014
Salaries and employee benefits$3,753,0001,934
Premises and equipment expense$851,0002,172
Additional noninterest expense$2,539,0001,995
Pre-tax net operating income$3,988,0001,152
Securities gains (losses)$213,0001,167
Applicable income taxes$04,740
Income before extraordinary items$4,201,000901
Extraordinary gains, net$021
Net income$4,201,000900
Minority interest net income$087
Net income of bank and minority interests.$4,201,000901
Net charge-offs$380,0002,974
Cash dividends$1,815,000698
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,988,000918
2011-06-30 (YTD Data)Rank
Total interest income$6,976,0002,041
Total interest expense$761,0003,625
Net interest income$6,215,0001,799
Provision for loan and lease losses$240,0003,291
Total noninterest income$1,318,0001,624
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$910,000805
Trading account gains and fees$0153
Additional Noninterest Income$408,0002,410
Total noninterest expense$4,864,0001,985
Salaries and employee benefits$2,542,0001,920
Premises and equipment expense$581,0002,157
Additional noninterest expense$1,741,0001,960
Pre-tax net operating income$2,429,0001,223
Securities gains (losses)$112,0001,058
Applicable income taxes$04,697
Income before extraordinary items$2,541,000969
Extraordinary gains, net$015
Net income$2,541,000967
Minority interest net income$089
Net income of bank and minority interests.$2,541,000969
Net charge-offs$53,0004,400
Cash dividends$1,129,000732
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,429,000985
2011-03-31 (YTD Data)Rank
Total interest income$3,411,0002,095
Total interest expense$417,0003,501
Net interest income$2,994,0001,852
Provision for loan and lease losses$120,0003,114
Total noninterest income$659,0001,639
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$443,000812
Trading account gains and fees$0158
Additional Noninterest Income$216,0002,368
Total noninterest expense$2,403,0002,014
Salaries and employee benefits$1,261,0001,944
Premises and equipment expense$291,0002,198
Additional noninterest expense$851,0001,987
Pre-tax net operating income$1,130,0001,285
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,130,0001,084
Extraordinary gains, net$09
Net income$1,130,0001,083
Minority interest net income$086
Net income of bank and minority interests.$1,130,0001,084
Net charge-offs$68,0003,098
Cash dividends$565,000658
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,130,0001,051
2010-12-31 (YTD Data)Rank
Total interest income$13,502,0002,234
Total interest expense$2,010,0003,549
Net interest income$11,492,0001,902
Provision for loan and lease losses$710,0003,576
Total noninterest income$2,672,0001,685
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,953,000772
Trading account gains and fees$0175
Additional Noninterest Income$719,0002,653
Total noninterest expense$9,177,0002,106
Salaries and employee benefits$4,830,0002,001
Premises and equipment expense$1,147,0002,206
Additional noninterest expense$3,200,0002,168
Pre-tax net operating income$4,277,0001,187
Securities gains (losses)$443,000977
Applicable income taxes$04,655
Income before extraordinary items$4,720,000939
Extraordinary gains, net$029
Net income$4,720,000940
Minority interest net income$0111
Net income of bank and minority interests.$4,720,000941
Net charge-offs$182,0004,857
Cash dividends$2,681,000611
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,277,000973
2010-09-30 (YTD Data)Rank
Total interest income$10,060,0002,302
Total interest expense$1,529,0003,656
Net interest income$8,531,0001,949
Provision for loan and lease losses$540,0003,413
Total noninterest income$2,023,0001,674
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,483,000781
Trading account gains and fees$0165
Additional Noninterest Income$540,0002,637
Total noninterest expense$6,706,0002,160
Salaries and employee benefits$3,620,0002,007
Premises and equipment expense$855,0002,251
Additional noninterest expense$2,231,0002,271
Pre-tax net operating income$3,308,0001,200
Securities gains (losses)$443,000813
Applicable income taxes$04,726
Income before extraordinary items$3,751,000925
Extraordinary gains, net$023
Net income$3,751,000927
Minority interest net income$0110
Net income of bank and minority interests.$3,751,000927
Net charge-offs$73,0005,209
Cash dividends$1,229,000884
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,308,000991
2010-06-30 (YTD Data)Rank
Total interest income$6,462,0002,409
Total interest expense$994,0003,823
Net interest income$5,468,0002,025
Provision for loan and lease losses$360,0003,339
Total noninterest income$1,326,0001,641
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$978,000787
Trading account gains and fees$0152
Additional Noninterest Income$348,0002,616
Total noninterest expense$4,392,0002,199
Salaries and employee benefits$2,382,0002,040
Premises and equipment expense$548,0002,352
Additional noninterest expense$1,462,0002,306
Pre-tax net operating income$2,042,0001,280
Securities gains (losses)$443,000528
Applicable income taxes$04,691
Income before extraordinary items$2,485,000905
Extraordinary gains, net$019
Net income$2,485,000905
Minority interest net income$0105
Net income of bank and minority interests.$2,485,000906
Net charge-offs$48,0004,928
Cash dividends$1,229,000569
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,042,0001,052
2010-03-31 (YTD Data)Rank
Total interest income$3,148,0002,521
Total interest expense$486,0004,012
Net interest income$2,662,0002,100
Provision for loan and lease losses$180,0003,129
Total noninterest income$653,0001,682
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$482,000814
Trading account gains and fees$0175
Additional Noninterest Income$171,0002,625
Total noninterest expense$2,101,0002,322
Salaries and employee benefits$1,159,0002,129
Premises and equipment expense$253,0002,570
Additional noninterest expense$689,0002,415
Pre-tax net operating income$1,034,0001,264
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,034,0001,060
Extraordinary gains, net$016
Net income$1,034,0001,061
Minority interest net income$091
Net income of bank and minority interests.$1,034,0001,062
Net charge-offs$52,0003,679
Cash dividends$665,000502
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,034,0001,025
2009-12-31 (YTD Data)Rank
Total interest income$12,638,0002,609
Total interest expense$2,170,0004,234
Net interest income$10,468,0002,097
Provision for loan and lease losses$420,0004,811
Total noninterest income$2,487,0001,833
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,925,000901
Trading account gains and fees$0211
Additional Noninterest Income$562,0003,009
Total noninterest expense$8,249,0002,398
Salaries and employee benefits$4,661,0002,106
Premises and equipment expense$1,084,0002,416
Additional noninterest expense$2,504,0002,732
Pre-tax net operating income$4,286,000981
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$4,286,000803
Extraordinary gains, net$034
Net income$4,286,000802
Minority interest net income$0115
Net income of bank and minority interests.$4,286,000803
Net charge-offs$23,0006,600
Cash dividends$2,816,000629
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,286,000795
2009-09-30 (YTD Data)Rank
Total interest income$9,491,0002,653
Total interest expense$1,645,0004,338
Net interest income$7,846,0002,090
Provision for loan and lease losses$420,0004,104
Total noninterest income$1,825,0001,905
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,412,000918
Trading account gains and fees$0212
Additional Noninterest Income$413,0003,124
Total noninterest expense$5,851,0002,528
Salaries and employee benefits$3,245,0002,298
Premises and equipment expense$811,0002,446
Additional noninterest expense$1,795,0002,810
Pre-tax net operating income$3,400,000975
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$3,400,000802
Extraordinary gains, net$027
Net income$3,400,000801
Minority interest net income$0118
Net income of bank and minority interests.$3,400,000803
Net charge-offs$-38,0007,998
Cash dividends$1,929,000666
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,400,000789
2009-06-30 (YTD Data)Rank
Total interest income$6,208,0002,733
Total interest expense$1,125,0004,402
Net interest income$5,083,0002,148
Provision for loan and lease losses$360,0003,434
Total noninterest income$1,171,0001,958
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$906,000937
Trading account gains and fees$0193
Additional Noninterest Income$265,0003,199
Total noninterest expense$3,850,0002,597
Salaries and employee benefits$2,145,0002,358
Premises and equipment expense$506,0002,609
Additional noninterest expense$1,199,0002,831
Pre-tax net operating income$2,044,0001,113
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$2,044,000930
Extraordinary gains, net$021
Net income$2,044,000930
Minority interest net income$0112
Net income of bank and minority interests.$2,044,000930
Net charge-offs$255,0003,134
Cash dividends$1,348,000686
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,044,000900
2009-03-31 (YTD Data)Rank
Total interest income$3,083,0002,778
Total interest expense$605,0004,337
Net interest income$2,478,0002,214
Provision for loan and lease losses$180,0002,990
Total noninterest income$559,0001,970
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$437,000946
Trading account gains and fees$0171
Additional Noninterest Income$122,0003,328
Total noninterest expense$1,836,0002,625
Salaries and employee benefits$1,063,0002,403
Premises and equipment expense$240,0002,767
Additional noninterest expense$533,0002,845
Pre-tax net operating income$1,021,0001,258
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,021,0001,056
Extraordinary gains, net$015
Net income$1,021,0001,056
Minority interest net income$0102
Net income of bank and minority interests.$1,021,0001,058
Net charge-offs$117,0002,696
Cash dividends$572,000755
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,021,000983
2008-12-31 (YTD Data)Rank
Total interest income$12,641,0002,893
Total interest expense$3,374,0003,935
Net interest income$9,267,0002,362
Provision for loan and lease losses$1,068,0002,607
Total noninterest income$2,343,0001,907
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,855,000967
Trading account gains and fees$0154
Additional Noninterest Income$488,0003,214
Total noninterest expense$7,526,0002,513
Salaries and employee benefits$3,993,0002,513
Premises and equipment expense$1,024,0002,568
Additional noninterest expense$2,509,0002,331
Pre-tax net operating income$3,016,0001,789
Securities gains (losses)$-13,0007,044
Applicable income taxes$04,979
Income before extraordinary items$3,003,0001,365
Extraordinary gains, net$039
Net income$3,003,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,013,0001,946
Cash dividends$1,583,0001,663
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,016,0001,451
2008-09-30 (YTD Data)Rank
Total interest income$9,458,0002,964
Total interest expense$2,606,0003,969
Net interest income$6,852,0002,410
Provision for loan and lease losses$683,0002,299
Total noninterest income$1,714,0001,998
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,341,0001,013
Trading account gains and fees$0148
Additional Noninterest Income$373,0003,300
Total noninterest expense$5,587,0002,535
Salaries and employee benefits$3,090,0002,470
Premises and equipment expense$565,0003,341
Additional noninterest expense$1,932,0002,227
Pre-tax net operating income$2,296,0002,072
Securities gains (losses)$-13,0007,359
Applicable income taxes$05,372
Income before extraordinary items$2,283,0001,585
Extraordinary gains, net$031
Net income$2,283,0001,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,737
Cash dividends$1,306,0001,480
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,296,0001,664
2008-06-30 (YTD Data)Rank
Total interest income$6,180,0003,072
Total interest expense$1,784,0004,029
Net interest income$4,396,0002,493
Provision for loan and lease losses$280,0002,650
Total noninterest income$1,108,0002,076
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$852,0001,033
Trading account gains and fees$0149
Additional Noninterest Income$256,0003,312
Total noninterest expense$3,738,0002,526
Salaries and employee benefits$2,065,0002,495
Premises and equipment expense$374,0003,393
Additional noninterest expense$1,299,0002,181
Pre-tax net operating income$1,486,0002,216
Securities gains (losses)$-13,0008,138
Applicable income taxes$05,627
Income before extraordinary items$1,473,0001,834
Extraordinary gains, net$021
Net income$1,473,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,194
Cash dividends$1,306,0001,120
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,486,0001,789
2008-03-31 (YTD Data)Rank
Total interest income$3,011,0003,222
Total interest expense$921,0004,124
Net interest income$2,090,0002,609
Provision for loan and lease losses$120,0002,457
Total noninterest income$549,0002,088
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$420,0001,031
Trading account gains and fees$0158
Additional Noninterest Income$129,0003,305
Total noninterest expense$1,862,0002,529
Salaries and employee benefits$1,016,0002,551
Premises and equipment expense$195,0003,309
Additional noninterest expense$651,0002,152
Pre-tax net operating income$657,0002,535
Securities gains (losses)$-13,0008,341
Applicable income taxes$05,622
Income before extraordinary items$644,0002,169
Extraordinary gains, net$015
Net income$644,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$817,000894
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$657,0002,076
2007-12-31 (YTD Data)Rank
Total interest income$12,007,0003,283
Total interest expense$3,650,0004,242
Net interest income$8,357,0002,618
Provision for loan and lease losses$460,0002,465
Total noninterest income$2,254,0002,041
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,794,000993
Trading account gains and fees$0178
Additional Noninterest Income$460,0003,473
Total noninterest expense$6,502,0002,749
Salaries and employee benefits$3,637,0002,710
Premises and equipment expense$638,0003,680
Additional noninterest expense$2,227,0002,425
Pre-tax net operating income$3,649,0002,139
Securities gains (losses)$-37,0007,934
Applicable income taxes$3,0005,864
Income before extraordinary items$3,609,0001,749
Extraordinary gains, net$039
Net income$3,609,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,447
Cash dividends$2,368,0001,432
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,646,0001,721
2007-09-30 (YTD Data)Rank
Total interest income$8,890,0003,318
Total interest expense$2,684,0004,295
Net interest income$6,206,0002,653
Provision for loan and lease losses$315,0002,230
Total noninterest income$1,685,0002,040
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,328,000992
Trading account gains and fees$0184
Additional Noninterest Income$357,0003,417
Total noninterest expense$4,542,0002,928
Salaries and employee benefits$2,461,0002,971
Premises and equipment expense$465,0003,743
Additional noninterest expense$1,616,0002,446
Pre-tax net operating income$3,034,0002,080
Securities gains (losses)$-37,0008,108
Applicable income taxes$06,220
Income before extraordinary items$2,997,0001,699
Extraordinary gains, net$033
Net income$2,997,0001,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,129
Cash dividends$2,368,0001,074
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,034,0001,652
2007-06-30 (YTD Data)Rank
Total interest income$5,737,0003,423
Total interest expense$1,685,0004,440
Net interest income$4,052,0002,720
Provision for loan and lease losses$180,0002,301
Total noninterest income$1,073,0002,124
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$868,0001,016
Trading account gains and fees$0168
Additional Noninterest Income$205,0003,734
Total noninterest expense$2,986,0002,984
Salaries and employee benefits$1,613,0003,052
Premises and equipment expense$299,0003,861
Additional noninterest expense$1,074,0002,461
Pre-tax net operating income$1,959,0002,202
Securities gains (losses)$-37,0008,252
Applicable income taxes$06,265
Income before extraordinary items$1,922,0001,798
Extraordinary gains, net$029
Net income$1,922,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,751
Cash dividends$1,796,000980
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,959,0001,753
2007-03-31 (YTD Data)Rank
Total interest income$2,781,0003,493
Total interest expense$804,0004,559
Net interest income$1,977,0002,784
Provision for loan and lease losses$90,0002,153
Total noninterest income$514,0002,171
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$417,0001,029
Trading account gains and fees$0195
Additional Noninterest Income$97,0003,813
Total noninterest expense$1,511,0002,965
Salaries and employee benefits$810,0003,055
Premises and equipment expense$153,0003,821
Additional noninterest expense$548,0002,405
Pre-tax net operating income$890,0002,363
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$890,0001,891
Extraordinary gains, net$022
Net income$890,0001,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,426
Cash dividends$653,0001,141
Sale, conversion, retirement of capital stock, net$0885
Net operating income$890,0001,883
2006-12-31 (YTD Data)Rank
Total interest income$10,424,0003,461
Total interest expense$2,697,0004,596
Net interest income$7,727,0002,846
Provision for loan and lease losses$145,0004,115
Total noninterest income$2,124,0002,130
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,809,000978
Trading account gains and fees$0130
Additional Noninterest Income$315,0004,210
Total noninterest expense$6,307,0002,756
Salaries and employee benefits$3,374,0002,820
Premises and equipment expense$673,0003,434
Additional noninterest expense$2,260,0002,296
Pre-tax net operating income$3,399,0002,539
Securities gains (losses)$-80,0008,118
Applicable income taxes$23,0005,876
Income before extraordinary items$3,296,0002,110
Extraordinary gains, net$051
Net income$3,296,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,932
Cash dividends$2,123,0001,449
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,375,2002,060
2006-09-30 (YTD Data)Rank
Total interest income$7,701,0003,485
Total interest expense$1,946,0004,626
Net interest income$5,755,0002,889
Provision for loan and lease losses$75,0004,564
Total noninterest income$1,615,0002,116
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,338,000995
Trading account gains and fees$0126
Additional Noninterest Income$277,0003,882
Total noninterest expense$4,616,0002,806
Salaries and employee benefits$2,364,0002,987
Premises and equipment expense$514,0003,398
Additional noninterest expense$1,738,0002,240
Pre-tax net operating income$2,679,0002,519
Securities gains (losses)$-91,0008,377
Applicable income taxes$17,0006,030
Income before extraordinary items$2,571,0002,108
Extraordinary gains, net$045
Net income$2,571,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,495
Cash dividends$2,123,0001,100
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,661,0902,030
2006-06-30 (YTD Data)Rank
Total interest income$4,972,0003,511
Total interest expense$1,216,0004,677
Net interest income$3,756,0002,957
Provision for loan and lease losses$06,419
Total noninterest income$1,003,0002,221
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$861,0001,023
Trading account gains and fees$0126
Additional Noninterest Income$142,0004,398
Total noninterest expense$3,084,0002,818
Salaries and employee benefits$1,566,0003,022
Premises and equipment expense$353,0003,306
Additional noninterest expense$1,165,0002,231
Pre-tax net operating income$1,675,0002,652
Securities gains (losses)$-91,0008,520
Applicable income taxes$12,0006,049
Income before extraordinary items$1,572,0002,254
Extraordinary gains, net$039
Net income$1,572,0002,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,780
Cash dividends$1,143,0001,296
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,662,0902,144
2006-03-31 (YTD Data)Rank
Total interest income$2,385,0003,556
Total interest expense$562,0004,776
Net interest income$1,823,0003,017
Provision for loan and lease losses$06,013
Total noninterest income$474,0002,266
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$396,0001,091
Trading account gains and fees$0115
Additional Noninterest Income$78,0004,205
Total noninterest expense$1,487,0002,895
Salaries and employee benefits$784,0003,034
Premises and equipment expense$156,0003,660
Additional noninterest expense$547,0002,344
Pre-tax net operating income$810,0002,680
Securities gains (losses)$-91,0008,647
Applicable income taxes$06,588
Income before extraordinary items$719,0002,397
Extraordinary gains, net$021
Net income$719,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,473
Cash dividends$1,143,000669
Sale, conversion, retirement of capital stock, net$0648
Net operating income$810,0002,141
2005-12-31 (YTD Data)Rank
Total interest income$8,382,0003,618
Total interest expense$1,558,0005,137
Net interest income$6,824,0003,103
Provision for loan and lease losses$150,0004,107
Total noninterest income$2,106,0002,129
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,831,000947
Trading account gains and fees$0138
Additional Noninterest Income$275,0004,535
Total noninterest expense$5,457,0003,004
Salaries and employee benefits$2,813,0003,145
Premises and equipment expense$609,0003,613
Additional noninterest expense$2,035,0002,447
Pre-tax net operating income$3,323,0002,554
Securities gains (losses)$9,0001,510
Applicable income taxes$06,964
Income before extraordinary items$3,332,0002,057
Extraordinary gains, net$046
Net income$3,332,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,206
Cash dividends$1,715,0001,652
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,323,0002,037
2005-09-30 (YTD Data)Rank
Total interest income$6,135,0003,635
Total interest expense$1,069,0005,261
Net interest income$5,066,0003,116
Provision for loan and lease losses$150,0003,463
Total noninterest income$1,531,0002,172
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,341,000973
Trading account gains and fees$0126
Additional Noninterest Income$190,0004,713
Total noninterest expense$3,828,0003,153
Salaries and employee benefits$1,945,0003,355
Premises and equipment expense$466,0003,538
Additional noninterest expense$1,417,0002,597
Pre-tax net operating income$2,619,0002,482
Securities gains (losses)$9,0001,516
Applicable income taxes$06,976
Income before extraordinary items$2,628,0001,979
Extraordinary gains, net$035
Net income$2,628,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,791
Cash dividends$1,715,0001,203
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,619,0001,949
2005-06-30 (YTD Data)Rank
Total interest income$3,949,0003,675
Total interest expense$659,0005,318
Net interest income$3,290,0003,155
Provision for loan and lease losses$150,0002,598
Total noninterest income$1,010,0002,156
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$867,000985
Trading account gains and fees$0116
Additional Noninterest Income$143,0004,428
Total noninterest expense$2,515,0003,178
Salaries and employee benefits$1,337,0003,245
Premises and equipment expense$292,0003,701
Additional noninterest expense$886,0002,754
Pre-tax net operating income$1,635,0002,571
Securities gains (losses)$10,0001,355
Applicable income taxes$06,961
Income before extraordinary items$1,645,0002,052
Extraordinary gains, net$030
Net income$1,645,0002,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,501
Cash dividends$1,143,0001,170
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,635,0002,031
2005-03-31 (YTD Data)Rank
Total interest income$1,893,0003,759
Total interest expense$300,0005,483
Net interest income$1,593,0003,237
Provision for loan and lease losses$75,0002,455
Total noninterest income$512,0002,105
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$421,000983
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,935
Total noninterest expense$1,204,0003,300
Salaries and employee benefits$640,0003,372
Premises and equipment expense$111,0004,520
Additional noninterest expense$453,0002,675
Pre-tax net operating income$826,0002,511
Securities gains (losses)$-5,0008,378
Applicable income taxes$06,892
Income before extraordinary items$821,0002,037
Extraordinary gains, net$024
Net income$821,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,258
Cash dividends$572,0001,094
Sale, conversion, retirement of capital stock, net$0491
Net operating income$826,0002,002
2004-12-31 (YTD Data)Rank
Total interest income$7,339,0003,667
Total interest expense$1,040,0005,549
Net interest income$6,299,0003,162
Provision for loan and lease losses$355,0002,603
Total noninterest income$1,695,0002,465
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,562,0001,141
Trading account gains and fees$0138
Additional Noninterest Income$133,0005,919
Total noninterest expense$4,912,0003,171
Salaries and employee benefits$2,745,0003,089
Premises and equipment expense$478,0004,237
Additional noninterest expense$1,689,0002,819
Pre-tax net operating income$2,727,0002,794
Securities gains (losses)$80,0001,394
Applicable income taxes$07,185
Income before extraordinary items$2,807,0002,200
Extraordinary gains, net$034
Net income$2,807,0002,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0001,706
Cash dividends$1,849,0001,457
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,727,0002,197
2004-09-30 (YTD Data)Rank
Total interest income$5,493,0003,650
Total interest expense$765,0005,573
Net interest income$4,728,0003,139
Provision for loan and lease losses$245,0002,606
Total noninterest income$1,168,0002,617
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,072,0001,254
Trading account gains and fees$0134
Additional Noninterest Income$96,0005,987
Total noninterest expense$3,494,0003,301
Salaries and employee benefits$1,936,0003,229
Premises and equipment expense$362,0004,193
Additional noninterest expense$1,196,0002,946
Pre-tax net operating income$2,157,0002,702
Securities gains (losses)$80,0001,326
Applicable income taxes$07,220
Income before extraordinary items$2,237,0002,091
Extraordinary gains, net$026
Net income$2,237,0002,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,842
Cash dividends$1,114,0001,582
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,157,0002,119
2004-06-30 (YTD Data)Rank
Total interest income$3,604,0003,691
Total interest expense$503,0005,631
Net interest income$3,101,0003,190
Provision for loan and lease losses$160,0002,593
Total noninterest income$659,0002,966
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$598,0001,470
Trading account gains and fees$0130
Additional Noninterest Income$61,0006,105
Total noninterest expense$2,368,0003,261
Salaries and employee benefits$1,302,0003,214
Premises and equipment expense$239,0004,211
Additional noninterest expense$827,0002,851
Pre-tax net operating income$1,232,0003,055
Securities gains (losses)$80,0001,164
Applicable income taxes$07,214
Income before extraordinary items$1,312,0002,331
Extraordinary gains, net$021
Net income$1,312,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,800
Cash dividends$306,0002,835
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,232,0002,401
2004-03-31 (YTD Data)Rank
Total interest income$1,704,0003,867
Total interest expense$256,0005,651
Net interest income$1,448,0003,355
Provision for loan and lease losses$80,0002,465
Total noninterest income$312,0003,023
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$284,0001,511
Trading account gains and fees$0121
Additional Noninterest Income$28,0006,237
Total noninterest expense$1,134,0003,404
Salaries and employee benefits$613,0003,396
Premises and equipment expense$114,0004,394
Additional noninterest expense$407,0002,865
Pre-tax net operating income$546,0003,304
Securities gains (losses)$56,0001,127
Applicable income taxes$07,103
Income before extraordinary items$602,0002,482
Extraordinary gains, net$016
Net income$602,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$306,0001,692
Sale, conversion, retirement of capital stock, net$0464
Net operating income$546,0002,633
2003-12-31 (YTD Data)Rank
Total interest income$6,865,0003,882
Total interest expense$1,233,0005,482
Net interest income$5,632,0003,359
Provision for loan and lease losses$460,0002,309
Total noninterest income$1,305,0003,128
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,197,0001,441
Trading account gains and fees$0160
Additional Noninterest Income$108,0006,400
Total noninterest expense$4,743,0003,186
Salaries and employee benefits$2,605,0003,159
Premises and equipment expense$495,0004,092
Additional noninterest expense$1,643,0002,840
Pre-tax net operating income$1,734,0003,738
Securities gains (losses)$3,0004,078
Applicable income taxes$589,0003,100
Income before extraordinary items$1,148,0004,258
Extraordinary gains, net$054
Net income$1,148,0004,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,0001,520
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,146,0204,099
2003-09-30 (YTD Data)Rank
Total interest income$5,190,0003,908
Total interest expense$970,0005,469
Net interest income$4,220,0003,370
Provision for loan and lease losses$400,0002,018
Total noninterest income$994,0003,156
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$902,0001,457
Trading account gains and fees$0153
Additional Noninterest Income$92,0006,231
Total noninterest expense$3,391,0003,327
Salaries and employee benefits$1,836,0003,327
Premises and equipment expense$371,0004,076
Additional noninterest expense$1,184,0002,911
Pre-tax net operating income$1,423,0003,627
Securities gains (losses)$3,0003,777
Applicable income taxes$484,0003,089
Income before extraordinary items$942,0004,140
Extraordinary gains, net$040
Net income$942,0004,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,374
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$940,0203,968
2003-06-30 (YTD Data)Rank
Total interest income$3,442,0003,962
Total interest expense$688,0005,405
Net interest income$2,754,0003,422
Provision for loan and lease losses$250,0002,117
Total noninterest income$648,0003,176
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$599,0001,426
Trading account gains and fees$0150
Additional Noninterest Income$49,0006,605
Total noninterest expense$2,221,0003,366
Salaries and employee benefits$1,197,0003,364
Premises and equipment expense$252,0004,016
Additional noninterest expense$772,0002,964
Pre-tax net operating income$931,0003,674
Securities gains (losses)$3,0003,367
Applicable income taxes$317,0003,141
Income before extraordinary items$617,0004,209
Extraordinary gains, net$030
Net income$617,0004,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,173
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$615,0204,016
2003-03-31 (YTD Data)Rank
Total interest income$1,708,0004,002
Total interest expense$356,0005,403
Net interest income$1,352,0003,465
Provision for loan and lease losses$100,0002,353
Total noninterest income$313,0003,153
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$281,0001,485
Trading account gains and fees$0134
Additional Noninterest Income$32,0006,104
Total noninterest expense$1,131,0003,313
Salaries and employee benefits$600,0003,368
Premises and equipment expense$108,0004,477
Additional noninterest expense$423,0002,719
Pre-tax net operating income$434,0003,847
Securities gains (losses)$3,0002,514
Applicable income taxes$146,0003,270
Income before extraordinary items$291,0004,330
Extraordinary gains, net$021
Net income$291,0004,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$288,9904,166
2002-12-31 (YTD Data)Rank
Total interest income$7,500,0003,833
Total interest expense$1,832,0005,098
Net interest income$5,668,0003,291
Provision for loan and lease losses$575,0002,140
Total noninterest income$1,301,0002,909
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,191,0001,363
Trading account gains and fees$0153
Additional Noninterest Income$110,0006,258
Total noninterest expense$4,608,0003,159
Salaries and employee benefits$2,502,0003,127
Premises and equipment expense$498,0003,942
Additional noninterest expense$1,608,0002,795
Pre-tax net operating income$1,786,0003,673
Securities gains (losses)$04,537
Applicable income taxes$532,0003,337
Income before extraordinary items$1,254,0003,963
Extraordinary gains, net$070
Net income$1,254,0003,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,958
Cash dividends$900,0002,427
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,254,0003,862
2001-12-31 (YTD Data)Rank
Total interest income$8,090,0003,988
Total interest expense$2,788,0005,010
Net interest income$5,302,0003,276
Provision for loan and lease losses$269,0003,461
Total noninterest income$1,193,0002,945
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,080,0001,380
Trading account gains and fees$0177
Additional Noninterest Income$113,0006,139
Total noninterest expense$4,057,0003,383
Salaries and employee benefits$2,038,0003,539
Premises and equipment expense$500,0003,861
Additional noninterest expense$1,519,0002,838
Pre-tax net operating income$2,169,0002,994
Securities gains (losses)$04,612
Applicable income taxes$791,0002,445
Income before extraordinary items$1,378,0003,442
Extraordinary gains, net$0105
Net income$1,378,0003,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,705
Cash dividends$900,0002,429
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,378,0003,344
2000-12-31 (YTD Data)Rank
Total interest income$7,473,0004,350
Total interest expense$2,502,0005,558
Net interest income$4,971,0003,491
Provision for loan and lease losses$100,0005,274
Total noninterest income$1,068,0002,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,009,0001,353
Trading account gains and feesNANA
Additional Noninterest Income$59,0007,500
Total noninterest expense$3,805,0003,465
Salaries and employee benefits$1,786,0003,806
Premises and equipment expense$461,0004,049
Additional noninterest expense$1,558,0002,715
Pre-tax net operating income$2,134,0003,155
Securities gains (losses)$1,0001,732
Applicable income taxes$750,0002,633
Income before extraordinary items$1,385,0003,470
Extraordinary gains, net$038
Net income$1,385,0003,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,014
Cash dividends$800,0002,651
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,384,3503,449
1999-12-31 (YTD Data)Rank
Total interest income$6,594,0004,616
Total interest expense$2,135,0005,756
Net interest income$4,459,0003,814
Provision for loan and lease losses$30,0007,215
Total noninterest income$939,0003,238
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$883,0001,480
Trading account gains and feesNANA
Additional Noninterest Income$56,0007,849
Total noninterest expense$3,187,0004,012
Salaries and employee benefits$1,514,0004,304
Premises and equipment expense$393,0004,598
Additional noninterest expense$1,280,0003,252
Pre-tax net operating income$2,181,0003,116
Securities gains (losses)$-2,0008,771
Applicable income taxes$677,0002,970
Income before extraordinary items$1,502,0003,240
Extraordinary gains, net$035
Net income$1,502,0003,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-110,00010,053
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,503,3803,201
1998-12-31 (YTD Data)Rank
Total interest income$5,839,0005,104
Total interest expense$1,998,0006,197
Net interest income$3,841,0004,260
Provision for loan and lease losses$100,0005,089
Total noninterest income$823,0003,554
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$750,0001,698
Trading account gains and feesNANA
Additional Noninterest Income$73,0007,394
Total noninterest expense$2,700,0004,506
Salaries and employee benefits$1,254,0004,899
Premises and equipment expense$308,0005,311
Additional noninterest expense$1,138,0003,525
Pre-tax net operating income$1,864,0003,534
Securities gains (losses)$04,449
Applicable income taxes$660,0003,162
Income before extraordinary items$1,204,0003,921
Extraordinary gains, net$032
Net income$1,204,0003,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,028
Cash dividends$800,0002,583
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,204,0003,832
1997-12-31 (YTD Data)Rank
Total interest income$5,322,0005,550
Total interest expense$1,890,0006,492
Net interest income$3,432,0004,799
Provision for loan and lease losses$142,0004,274
Total noninterest income$721,0003,893
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$669,0001,957
Trading account gains and feesNANA
Additional Noninterest Income$52,0008,342
Total noninterest expense$2,435,0004,878
Salaries and employee benefits$1,155,0005,264
Premises and equipment expense$265,0005,857
Additional noninterest expense$1,015,0003,848
Pre-tax net operating income$1,576,0004,290
Securities gains (losses)$23,0001,798
Applicable income taxes$485,0004,301
Income before extraordinary items$1,114,0004,314
Extraordinary gains, net$044
Net income$1,114,0004,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,743
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,097,9004,303
1996-12-31 (YTD Data)Rank
Total interest income$4,688,0006,215
Total interest expense$1,701,0007,076
Net interest income$2,987,0005,460
Provision for loan and lease losses$46,0006,787
Total noninterest income$720,0004,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$668,0002,023
Trading account gains and feesNANA
Additional Noninterest Income$52,0008,801
Total noninterest expense$2,003,0005,948
Salaries and employee benefits$1,021,0005,901
Premises and equipment expense$203,0006,979
Additional noninterest expense$779,0005,303
Pre-tax net operating income$1,658,0004,016
Securities gains (losses)$04,148
Applicable income taxes$529,0003,968
Income before extraordinary items$1,129,0004,073
Extraordinary gains, net$053
Net income$1,129,0004,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,297
Cash dividends$600,0003,013
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,129,0004,017
1995-12-31 (YTD Data)Rank
Total interest income$4,232,0006,769
Total interest expense$1,422,0007,916
Net interest income$2,810,0005,792
Provision for loan and lease losses$08,958
Total noninterest income$716,0004,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$629,0002,158
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,676
Total noninterest expense$1,955,0006,095
Salaries and employee benefits$948,0006,301
Premises and equipment expense$225,0006,752
Additional noninterest expense$782,0005,355
Pre-tax net operating income$1,571,0004,291
Securities gains (losses)$-2,0009,253
Applicable income taxes$505,0004,164
Income before extraordinary items$1,064,0004,361
Extraordinary gains, net$065
Net income$1,064,0004,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00010,995
Cash dividends$430,0003,691
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,065,3604,357
1994-12-31 (YTD Data)Rank
Total interest income$3,605,0007,179
Total interest expense$1,015,0008,628
Net interest income$2,590,0006,295
Provision for loan and lease losses$110,0004,343
Total noninterest income$707,0004,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$604,0002,265
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,425
Total noninterest expense$1,954,0006,326
Salaries and employee benefits$895,0006,671
Premises and equipment expense$194,0007,568
Additional noninterest expense$865,0005,358
Pre-tax net operating income$1,233,0005,139
Securities gains (losses)$95,000797
Applicable income taxes$445,0004,429
Income before extraordinary items$883,0004,985
Extraordinary gains, net$0249
Net income$883,0004,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,982
Cash dividends$570,0002,917
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$820,3005,321
1993-12-31 (YTD Data)Rank
Total interest income$3,862,0007,046
Total interest expense$1,295,0007,894
Net interest income$2,567,0006,422
Provision for loan and lease losses$165,0004,400
Total noninterest income$680,0004,526
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$616,0002,235
Trading account gains and feesNANA
Additional Noninterest Income$64,0009,332
Total noninterest expense$1,911,0006,588
Salaries and employee benefits$866,0006,920
Premises and equipment expense$172,0008,328
Additional noninterest expense$873,0005,509
Pre-tax net operating income$1,171,0005,272
Securities gains (losses)$39,0003,767
Applicable income taxes$404,0004,968
Income before extraordinary items$806,0005,547
Extraordinary gains, net$03,149
Net income$806,0005,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,569
Cash dividends$210,0005,277
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$779,8705,444
1992-12-31 (YTD Data)Rank
Total interest income$4,255,0007,178
Total interest expense$1,702,0007,885
Net interest income$2,553,0006,499
Provision for loan and lease losses$180,0005,503
Total noninterest income$629,0004,795
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$560,0002,463
Trading account gains and feesNANA
Additional Noninterest Income$69,0009,328
Total noninterest expense$1,979,0006,438
Salaries and employee benefits$883,0006,713
Premises and equipment expense$179,0008,342
Additional noninterest expense$917,0005,435
Pre-tax net operating income$1,023,0005,531
Securities gains (losses)$35,0004,733
Applicable income taxes$369,0005,101
Income before extraordinary items$689,0005,992
Extraordinary gains, net$56,000959
Net income$745,0005,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0006,002
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$666,2505,779

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.