Home > The First State Bank > Income and Expense
The First State Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $286,000 | 7,698 |
| Total interest expense | $37,000 | 7,690 |
| Net interest income | $249,000 | 7,678 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $50,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $26,000 | 6,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $343,000 | 7,644 |
| Salaries and employee benefits | $179,000 | 7,639 |
| Premises and equipment expense | $53,000 | 7,389 |
| Additional noninterest expense | $111,000 | 7,620 |
| Pre-tax net operating income | $-44,000 | 6,073 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-43,000 | 6,218 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-43,000 | 6,219 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-43,000 | 6,219 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-44,000 | 6,102 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $191,000 | 7,769 |
| Total interest expense | $28,000 | 7,756 |
| Net interest income | $163,000 | 7,751 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $32,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $220,000 | 7,723 |
| Salaries and employee benefits | $115,000 | 7,713 |
| Premises and equipment expense | $33,000 | 7,485 |
| Additional noninterest expense | $72,000 | 7,694 |
| Pre-tax net operating income | $-25,000 | 6,129 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-25,000 | 6,246 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-25,000 | 6,247 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-25,000 | 6,246 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-25,000 | 6,154 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $96,000 | 7,870 |
| Total interest expense | $16,000 | 7,853 |
| Net interest income | $80,000 | 7,851 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $110,000 | 7,828 |
| Salaries and employee benefits | $58,000 | 7,812 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $35,000 | 7,799 |
| Pre-tax net operating income | $-15,000 | 6,352 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-15,000 | 6,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-15,000 | 6,473 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-15,000 | 6,472 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-15,000 | 6,380 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 7,936 |
| Total interest expense | $64,000 | 7,941 |
| Net interest income | $364,000 | 7,894 |
| Provision for loan and lease losses | $13,000 | 7,267 |
| Total noninterest income | $67,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $43,000 | 6,590 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $24,000 | 6,867 |
| Total noninterest expense | $482,000 | 7,887 |
| Salaries and employee benefits | $275,000 | 7,853 |
| Premises and equipment expense | $66,000 | 7,676 |
| Additional noninterest expense | $141,000 | 7,902 |
| Pre-tax net operating income | $-64,000 | 5,536 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-19,000 | 6,309 |
| Income before extraordinary items | $-45,000 | 5,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-45,000 | 5,614 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-45,000 | 5,614 |
| Net charge-offs | $13,000 | 6,819 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-45,000 | 5,587 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,018 |
| Total interest expense | $48,000 | 8,027 |
| Net interest income | $275,000 | 7,982 |
| Provision for loan and lease losses | $13,000 | 7,058 |
| Total noninterest income | $54,000 | 7,353 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $34,000 | 6,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $20,000 | 6,986 |
| Total noninterest expense | $324,000 | 7,985 |
| Salaries and employee benefits | $169,000 | 7,981 |
| Premises and equipment expense | $46,000 | 7,783 |
| Additional noninterest expense | $109,000 | 7,960 |
| Pre-tax net operating income | $-8,000 | 5,694 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-8,000 | 5,795 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,000 | 5,795 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,000 | 5,795 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,000 | 5,735 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,107 |
| Total interest expense | $33,000 | 8,117 |
| Net interest income | $185,000 | 8,060 |
| Provision for loan and lease losses | $13,000 | 6,838 |
| Total noninterest income | $36,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $216,000 | 8,077 |
| Salaries and employee benefits | $115,000 | 8,067 |
| Premises and equipment expense | $31,000 | 7,855 |
| Additional noninterest expense | $70,000 | 8,050 |
| Pre-tax net operating income | $-8,000 | 5,828 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-8,000 | 5,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,000 | 5,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,000 | 5,947 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-8,000 | 5,874 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $112,000 | 8,161 |
| Total interest expense | $18,000 | 8,165 |
| Net interest income | $94,000 | 8,115 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $101,000 | 8,139 |
| Salaries and employee benefits | $56,000 | 8,125 |
| Premises and equipment expense | $14,000 | 7,930 |
| Additional noninterest expense | $31,000 | 8,109 |
| Pre-tax net operating income | $11,000 | 6,114 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $10,000 | 6,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $10,000 | 6,278 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $10,000 | 6,126 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 8,185 |
| Total interest expense | $87,000 | 8,203 |
| Net interest income | $409,000 | 8,138 |
| Provision for loan and lease losses | $6,000 | 7,236 |
| Total noninterest income | $72,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 6,706 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $27,000 | 7,241 |
| Total noninterest expense | $482,000 | 8,136 |
| Salaries and employee benefits | $277,000 | 8,108 |
| Premises and equipment expense | $67,000 | 7,914 |
| Additional noninterest expense | $138,000 | 8,112 |
| Pre-tax net operating income | $-7,000 | 6,338 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $-9,000 | 6,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,000 | 6,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-9,000 | 6,387 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,276 |
| Total interest expense | $68,000 | 8,290 |
| Net interest income | $311,000 | 8,225 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $53,000 | 7,713 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $35,000 | 6,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 7,487 |
| Total noninterest expense | $324,000 | 8,232 |
| Salaries and employee benefits | $170,000 | 8,242 |
| Premises and equipment expense | $50,000 | 7,972 |
| Additional noninterest expense | $104,000 | 8,163 |
| Pre-tax net operating income | $37,000 | 6,622 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $34,000 | 6,473 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $34,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $34,000 | 6,636 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,352 |
| Total interest expense | $47,000 | 8,353 |
| Net interest income | $208,000 | 8,290 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $34,000 | 7,798 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $210,000 | 8,309 |
| Salaries and employee benefits | $113,000 | 8,318 |
| Premises and equipment expense | $33,000 | 8,035 |
| Additional noninterest expense | $64,000 | 8,257 |
| Pre-tax net operating income | $32,000 | 6,771 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $30,000 | 6,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $30,000 | 6,763 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $131,000 | 8,404 |
| Total interest expense | $26,000 | 8,388 |
| Net interest income | $105,000 | 8,353 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $102,000 | 8,363 |
| Salaries and employee benefits | $56,000 | 8,361 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $32,000 | 8,284 |
| Pre-tax net operating income | $23,000 | 6,937 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,000 | 6,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 8,393 |
| Total interest expense | $106,000 | 8,388 |
| Net interest income | $411,000 | 8,344 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $76,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $56,000 | 6,653 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $489,000 | 8,340 |
| Salaries and employee benefits | $285,000 | 8,305 |
| Premises and equipment expense | $72,000 | 8,039 |
| Additional noninterest expense | $132,000 | 8,330 |
| Pre-tax net operating income | $-7,000 | 7,454 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-7,000 | 7,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-7,000 | 7,487 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $385,000 | 8,439 |
| Total interest expense | $82,000 | 8,417 |
| Net interest income | $303,000 | 8,391 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $59,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $314,000 | 8,401 |
| Salaries and employee benefits | $166,000 | 8,401 |
| Premises and equipment expense | $50,000 | 8,093 |
| Additional noninterest expense | $98,000 | 8,343 |
| Pre-tax net operating income | $48,000 | 7,501 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $46,000 | 7,506 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $46,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $46,000 | 7,494 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $254,000 | 8,508 |
| Total interest expense | $58,000 | 8,468 |
| Net interest income | $196,000 | 8,470 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $39,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $28,000 | 6,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $209,000 | 8,457 |
| Salaries and employee benefits | $111,000 | 8,458 |
| Premises and equipment expense | $35,000 | 8,101 |
| Additional noninterest expense | $63,000 | 8,401 |
| Pre-tax net operating income | $26,000 | 7,660 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $24,000 | 7,661 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $24,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $24,000 | 7,645 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 8,563 |
| Total interest expense | $29,000 | 8,522 |
| Net interest income | $94,000 | 8,540 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $102,000 | 8,502 |
| Salaries and employee benefits | $55,000 | 8,505 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $31,000 | 8,438 |
| Pre-tax net operating income | $16,000 | 7,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $15,000 | 7,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $15,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $15,000 | 7,671 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,558 |
| Total interest expense | $105,000 | 8,532 |
| Net interest income | $359,000 | 8,524 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $87,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $71,000 | 6,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $454,000 | 8,491 |
| Salaries and employee benefits | $258,000 | 8,464 |
| Premises and equipment expense | $72,000 | 8,124 |
| Additional noninterest expense | $124,000 | 8,476 |
| Pre-tax net operating income | $-8,000 | 7,971 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-8,000 | 7,992 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-8,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-8,000 | 7,980 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,623 |
| Total interest expense | $79,000 | 8,586 |
| Net interest income | $259,000 | 8,603 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $73,000 | 7,848 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $304,000 | 8,587 |
| Salaries and employee benefits | $160,000 | 8,585 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $92,000 | 8,526 |
| Pre-tax net operating income | $28,000 | 8,023 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $28,000 | 8,042 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $28,000 | 8,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $28,000 | 8,030 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $224,000 | 8,676 |
| Total interest expense | $54,000 | 8,626 |
| Net interest income | $170,000 | 8,662 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $49,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $205,000 | 8,618 |
| Salaries and employee benefits | $106,000 | 8,625 |
| Premises and equipment expense | $37,000 | 8,150 |
| Additional noninterest expense | $62,000 | 8,552 |
| Pre-tax net operating income | $14,000 | 8,117 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $14,000 | 8,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,000 | 8,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $14,000 | 8,116 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $110,000 | 8,704 |
| Total interest expense | $25,000 | 8,654 |
| Net interest income | $85,000 | 8,680 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $106,000 | 8,623 |
| Salaries and employee benefits | $53,000 | 8,635 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $36,000 | 8,460 |
| Pre-tax net operating income | $4,000 | 8,167 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $4,000 | 8,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,000 | 8,154 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 8,673 |
| Total interest expense | $62,000 | 8,677 |
| Net interest income | $348,000 | 8,638 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $97,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $77,000 | 6,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $457,000 | 8,617 |
| Salaries and employee benefits | $270,000 | 8,551 |
| Premises and equipment expense | $62,000 | 8,319 |
| Additional noninterest expense | $125,000 | 8,609 |
| Pre-tax net operating income | $-12,000 | 8,270 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-13,000 | 8,294 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-13,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-12,000 | 8,267 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $305,000 | 8,731 |
| Total interest expense | $43,000 | 8,726 |
| Net interest income | $262,000 | 8,695 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $76,000 | 7,967 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 6,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $293,000 | 8,685 |
| Salaries and employee benefits | $154,000 | 8,686 |
| Premises and equipment expense | $43,000 | 8,387 |
| Additional noninterest expense | $96,000 | 8,596 |
| Pre-tax net operating income | $45,000 | 8,212 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $41,000 | 8,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $41,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $41,000 | 8,188 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $203,000 | 8,749 |
| Total interest expense | $27,000 | 8,743 |
| Net interest income | $176,000 | 8,709 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $194,000 | 8,694 |
| Salaries and employee benefits | $102,000 | 8,705 |
| Premises and equipment expense | $28,000 | 8,405 |
| Additional noninterest expense | $64,000 | 8,604 |
| Pre-tax net operating income | $30,000 | 8,233 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $27,000 | 8,251 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $27,000 | 8,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $27,000 | 8,219 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 8,825 |
| Total interest expense | $13,000 | 8,817 |
| Net interest income | $87,000 | 8,791 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $96,000 | 8,764 |
| Salaries and employee benefits | $51,000 | 8,770 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $33,000 | 8,638 |
| Pre-tax net operating income | $18,000 | 8,276 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $16,000 | 8,279 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $16,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $16,000 | 8,252 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 8,814 |
| Total interest expense | $48,000 | 8,839 |
| Net interest income | $356,000 | 8,773 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $88,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $68,000 | 6,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $444,000 | 8,740 |
| Salaries and employee benefits | $275,000 | 8,657 |
| Premises and equipment expense | $58,000 | 8,502 |
| Additional noninterest expense | $111,000 | 8,778 |
| Pre-tax net operating income | $0 | 8,385 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $-6,000 | 8,441 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,000 | 8,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-6,000 | 8,409 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $306,000 | 8,866 |
| Total interest expense | $36,000 | 8,894 |
| Net interest income | $270,000 | 8,818 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $69,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $283,000 | 8,844 |
| Salaries and employee benefits | $154,000 | 8,839 |
| Premises and equipment expense | $42,000 | 8,552 |
| Additional noninterest expense | $87,000 | 8,790 |
| Pre-tax net operating income | $56,000 | 8,286 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $50,000 | 8,315 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $50,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $50,000 | 8,279 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $204,000 | 8,926 |
| Total interest expense | $24,000 | 8,949 |
| Net interest income | $180,000 | 8,881 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $48,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $190,000 | 8,900 |
| Salaries and employee benefits | $104,000 | 8,893 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $56,000 | 8,857 |
| Pre-tax net operating income | $38,000 | 8,306 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $35,000 | 8,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $35,000 | 8,285 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $105,000 | 8,976 |
| Total interest expense | $13,000 | 8,994 |
| Net interest income | $92,000 | 8,915 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $93,000 | 8,942 |
| Salaries and employee benefits | $52,000 | 8,938 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $29,000 | 8,867 |
| Pre-tax net operating income | $24,000 | 8,267 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,000 | 8,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 8,980 |
| Total interest expense | $82,000 | 8,989 |
| Net interest income | $373,000 | 8,933 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $75,000 | 8,562 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $59,000 | 7,289 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $16,000 | 8,557 |
| Total noninterest expense | $454,000 | 8,896 |
| Salaries and employee benefits | $283,000 | 8,809 |
| Premises and equipment expense | $58,000 | 8,647 |
| Additional noninterest expense | $113,000 | 8,941 |
| Pre-tax net operating income | $-8,000 | 8,546 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $-11,000 | 8,643 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-11,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-11,000 | 8,558 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $345,000 | 9,061 |
| Total interest expense | $68,000 | 9,070 |
| Net interest income | $277,000 | 9,016 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $57,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $289,000 | 9,038 |
| Salaries and employee benefits | $157,000 | 9,027 |
| Premises and equipment expense | $43,000 | 8,690 |
| Additional noninterest expense | $89,000 | 8,964 |
| Pre-tax net operating income | $45,000 | 8,475 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $42,000 | 8,556 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $42,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $42,000 | 8,450 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $240,000 | 9,088 |
| Total interest expense | $52,000 | 9,091 |
| Net interest income | $188,000 | 9,045 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $193,000 | 9,059 |
| Salaries and employee benefits | $105,000 | 9,059 |
| Premises and equipment expense | $29,000 | 8,703 |
| Additional noninterest expense | $59,000 | 8,980 |
| Pre-tax net operating income | $36,000 | 8,461 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $35,000 | 8,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $35,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $35,000 | 8,415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $124,000 | 9,133 |
| Total interest expense | $30,000 | 9,110 |
| Net interest income | $94,000 | 9,089 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $98,000 | 9,100 |
| Salaries and employee benefits | $53,000 | 9,089 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $18,000 | 8,479 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $17,000 | 8,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 8,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $17,000 | 8,413 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 9,149 |
| Total interest expense | $130,000 | 9,165 |
| Net interest income | $409,000 | 9,084 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $74,000 | 8,707 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $456,000 | 9,055 |
| Salaries and employee benefits | $280,000 | 8,960 |
| Premises and equipment expense | $70,000 | 8,597 |
| Additional noninterest expense | $106,000 | 9,142 |
| Pre-tax net operating income | $21,000 | 8,569 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $21,000 | 8,665 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $21,000 | 8,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $15,750 | 8,599 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 9,387 |
| Total interest expense | $171,000 | 9,410 |
| Net interest income | $416,000 | 9,295 |
| Provision for loan and lease losses | $7,000 | 8,027 |
| Total noninterest income | $81,000 | 8,766 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $69,000 | 7,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $446,000 | 9,275 |
| Salaries and employee benefits | $267,000 | 9,192 |
| Premises and equipment expense | $64,000 | 8,903 |
| Additional noninterest expense | $115,000 | 9,284 |
| Pre-tax net operating income | $44,000 | 8,564 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $31,000 | 8,692 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $31,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $31,000 | 8,602 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 9,650 |
| Total interest expense | $173,000 | 9,687 |
| Net interest income | $420,000 | 9,562 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $77,000 | 8,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $425,000 | 9,543 |
| Salaries and employee benefits | $258,000 | 9,435 |
| Premises and equipment expense | $67,000 | 9,037 |
| Additional noninterest expense | $100,000 | 9,629 |
| Pre-tax net operating income | $62,000 | 8,932 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $15,000 | 7,958 |
| Income before extraordinary items | $46,000 | 8,973 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $46,000 | 8,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $46,750 | 8,956 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 9,933 |
| Total interest expense | $182,000 | 9,957 |
| Net interest income | $378,000 | 9,853 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $419,000 | 9,834 |
| Salaries and employee benefits | $248,000 | 9,731 |
| Premises and equipment expense | $68,000 | 9,271 |
| Additional noninterest expense | $103,000 | 9,902 |
| Pre-tax net operating income | $31,000 | 9,302 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $12,000 | 8,432 |
| Income before extraordinary items | $19,000 | 9,373 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $19,000 | 9,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $19,000 | 9,341 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 10,174 |
| Total interest expense | $175,000 | 10,214 |
| Net interest income | $407,000 | 10,074 |
| Provision for loan and lease losses | $7,000 | 8,378 |
| Total noninterest income | $66,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $415,000 | 10,018 |
| Salaries and employee benefits | $239,000 | 9,929 |
| Premises and equipment expense | $69,000 | 9,377 |
| Additional noninterest expense | $107,000 | 10,077 |
| Pre-tax net operating income | $51,000 | 9,614 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $17,000 | 8,941 |
| Income before extraordinary items | $34,000 | 9,705 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $34,000 | 9,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $34,000 | 9,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 10,653 |
| Total interest expense | $166,000 | 10,707 |
| Net interest income | $413,000 | 10,535 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $69,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $403,000 | 10,462 |
| Salaries and employee benefits | $233,000 | 10,379 |
| Premises and equipment expense | $64,000 | 9,853 |
| Additional noninterest expense | $106,000 | 10,482 |
| Pre-tax net operating income | $66,000 | 10,190 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $17,000 | 9,778 |
| Income before extraordinary items | $49,000 | 10,243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $49,000 | 10,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $49,000 | 10,209 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 11,221 |
| Total interest expense | $168,000 | 11,266 |
| Net interest income | $391,000 | 11,101 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $390,000 | 10,994 |
| Salaries and employee benefits | $229,000 | 10,844 |
| Premises and equipment expense | $62,000 | 10,297 |
| Additional noninterest expense | $99,000 | 11,096 |
| Pre-tax net operating income | $64,000 | 10,536 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $14,000 | 10,306 |
| Income before extraordinary items | $46,000 | 10,607 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $46,000 | 10,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $49,080 | 10,532 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 11,762 |
| Total interest expense | $165,000 | 11,797 |
| Net interest income | $367,000 | 11,667 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $75,000 | 10,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $379,000 | 11,502 |
| Salaries and employee benefits | $219,000 | 11,374 |
| Premises and equipment expense | $57,000 | 10,880 |
| Additional noninterest expense | $103,000 | 11,588 |
| Pre-tax net operating income | $53,000 | 11,289 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $46,000 | 11,305 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $46,000 | 11,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $46,880 | 11,268 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 12,397 |
| Total interest expense | $160,000 | 12,428 |
| Net interest income | $362,000 | 12,306 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $74,000 | 11,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $386,000 | 12,091 |
| Salaries and employee benefits | $214,000 | 11,964 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $106,000 | 12,248 |
| Pre-tax net operating income | $50,000 | 11,910 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $7,000 | 11,444 |
| Income before extraordinary items | $43,000 | 11,862 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $43,000 | 11,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $43,000 | 11,897 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 12,993 |
| Total interest expense | $170,000 | 13,072 |
| Net interest income | $383,000 | 12,851 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $68,000 | 12,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $423,000 | 12,536 |
| Salaries and employee benefits | $242,000 | 12,267 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $108,000 | 12,867 |
| Pre-tax net operating income | $23,000 | 12,300 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $21,000 | 12,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $21,000 | 12,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $21,000 | 12,289 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 13,616 |
| Total interest expense | $230,000 | 13,648 |
| Net interest income | $364,000 | 13,480 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $401,000 | 13,162 |
| Salaries and employee benefits | $233,000 | 12,790 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $105,000 | 13,479 |
| Pre-tax net operating income | $24,000 | 12,572 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $23,000 | 12,758 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $23,000 | 12,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $23,000 | 12,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.