Home > The First State Bank > Income and Expense
The First State Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 3,652 |
| Total interest expense | $588,000 | 2,077 |
| Net interest income | $686,000 | 4,206 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $349,000 | 2,329 |
| Gross Fiduciary activities income | $10,000 | 799 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,068 |
| Total noninterest expense | $2,579,000 | 1,907 |
| Salaries and employee benefits | $944,000 | 2,577 |
| Premises and equipment expense | $175,000 | 2,527 |
| Additional noninterest expense | $1,460,000 | 1,123 |
| Pre-tax net operating income | $-1,544,000 | 5,048 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-1,544,000 | 5,028 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,544,000 | 5,028 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-1,544,000 | 5,028 |
| Net charge-offs | $-22,000 | 4,683 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-1,544,000 | 5,047 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 3,484 |
| Total interest expense | $2,043,000 | 2,305 |
| Net interest income | $3,811,000 | 3,865 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,245,000 | 1,861 |
| Gross Fiduciary activities income | $41,000 | 808 |
| Service charges on deposit accounts | $241,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,963,000 | 1,557 |
| Total noninterest expense | $9,725,000 | 1,961 |
| Salaries and employee benefits | $3,750,000 | 2,562 |
| Premises and equipment expense | $852,000 | 2,256 |
| Additional noninterest expense | $5,123,000 | 1,217 |
| Pre-tax net operating income | $-3,669,000 | 5,159 |
| Securities gains (losses) | $-35,000 | 4,974 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-3,704,000 | 5,158 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-3,704,000 | 5,159 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,704,000 | 5,159 |
| Net charge-offs | $-14,000 | 4,526 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-3,669,000 | 5,154 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 3,512 |
| Total interest expense | $1,429,000 | 2,437 |
| Net interest income | $3,012,000 | 3,828 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,599,000 | 1,907 |
| Gross Fiduciary activities income | $31,000 | 801 |
| Service charges on deposit accounts | $180,000 | 2,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,388,000 | 1,599 |
| Total noninterest expense | $6,776,000 | 2,072 |
| Salaries and employee benefits | $2,810,000 | 2,577 |
| Premises and equipment expense | $649,000 | 2,243 |
| Additional noninterest expense | $3,317,000 | 1,397 |
| Pre-tax net operating income | $-2,165,000 | 5,236 |
| Securities gains (losses) | $-35,000 | 5,061 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-2,200,000 | 5,232 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,200,000 | 5,232 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,200,000 | 5,232 |
| Net charge-offs | $299,000 | 1,032 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-2,165,000 | 5,227 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 3,505 |
| Total interest expense | $830,000 | 2,620 |
| Net interest income | $2,150,000 | 3,749 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,040,000 | 1,928 |
| Gross Fiduciary activities income | $21,000 | 805 |
| Service charges on deposit accounts | $121,000 | 2,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $898,000 | 1,590 |
| Total noninterest expense | $4,903,000 | 1,963 |
| Salaries and employee benefits | $1,913,000 | 2,546 |
| Premises and equipment expense | $435,000 | 2,259 |
| Additional noninterest expense | $2,555,000 | 1,237 |
| Pre-tax net operating income | $-1,713,000 | 5,283 |
| Securities gains (losses) | $-35,000 | 5,122 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-1,748,000 | 5,278 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,748,000 | 5,277 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-1,748,000 | 5,277 |
| Net charge-offs | $238,000 | 894 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-1,713,000 | 5,276 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,531 |
| Total interest expense | $369,000 | 2,750 |
| Net interest income | $1,116,000 | 3,713 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $584,000 | 1,762 |
| Gross Fiduciary activities income | $10,000 | 806 |
| Service charges on deposit accounts | $64,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 1,424 |
| Total noninterest expense | $2,365,000 | 2,024 |
| Salaries and employee benefits | $974,000 | 2,528 |
| Premises and equipment expense | $199,000 | 2,405 |
| Additional noninterest expense | $1,192,000 | 1,304 |
| Pre-tax net operating income | $-665,000 | 5,326 |
| Securities gains (losses) | $-35,000 | 5,227 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-700,000 | 5,321 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-700,000 | 5,321 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-700,000 | 5,320 |
| Net charge-offs | $103,000 | 876 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-665,000 | 5,323 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 3,293 |
| Total interest expense | $1,429,000 | 2,417 |
| Net interest income | $5,137,000 | 3,454 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,749,000 | 1,636 |
| Gross Fiduciary activities income | $39,000 | 854 |
| Service charges on deposit accounts | $241,000 | 3,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,469,000 | 1,302 |
| Total noninterest expense | $15,076,000 | 1,344 |
| Salaries and employee benefits | $4,623,000 | 2,231 |
| Premises and equipment expense | $818,000 | 2,333 |
| Additional noninterest expense | $9,635,000 | 728 |
| Pre-tax net operating income | $-7,190,000 | 5,409 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-7,190,000 | 5,400 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-7,190,000 | 5,399 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-7,190,000 | 5,399 |
| Net charge-offs | $-99,000 | 5,042 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-7,190,000 | 5,400 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 3,295 |
| Total interest expense | $1,064,000 | 2,351 |
| Net interest income | $3,877,000 | 3,466 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,051,000 | 1,665 |
| Gross Fiduciary activities income | $29,000 | 834 |
| Service charges on deposit accounts | $171,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,851,000 | 1,322 |
| Total noninterest expense | $9,538,000 | 1,533 |
| Salaries and employee benefits | $3,618,000 | 2,147 |
| Premises and equipment expense | $617,000 | 2,340 |
| Additional noninterest expense | $5,303,000 | 934 |
| Pre-tax net operating income | $-3,610,000 | 5,471 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-3,610,000 | 5,463 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,610,000 | 5,462 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-3,610,000 | 5,462 |
| Net charge-offs | $-116,000 | 5,147 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-3,610,000 | 5,462 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 3,229 |
| Total interest expense | $703,000 | 2,282 |
| Net interest income | $2,668,000 | 3,393 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,289,000 | 1,729 |
| Gross Fiduciary activities income | $20,000 | 838 |
| Service charges on deposit accounts | $109,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,160,000 | 1,388 |
| Total noninterest expense | $6,655,000 | 1,491 |
| Salaries and employee benefits | $2,595,000 | 2,047 |
| Premises and equipment expense | $413,000 | 2,357 |
| Additional noninterest expense | $3,647,000 | 899 |
| Pre-tax net operating income | $-2,698,000 | 5,538 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-2,698,000 | 5,529 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,698,000 | 5,528 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,698,000 | 5,528 |
| Net charge-offs | $-137,000 | 5,281 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-2,698,000 | 5,529 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 3,179 |
| Total interest expense | $358,000 | 2,181 |
| Net interest income | $1,385,000 | 3,345 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $797,000 | 1,489 |
| Gross Fiduciary activities income | $10,000 | 840 |
| Service charges on deposit accounts | $53,000 | 3,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $734,000 | 1,161 |
| Total noninterest expense | $3,273,000 | 1,520 |
| Salaries and employee benefits | $1,332,000 | 2,019 |
| Premises and equipment expense | $215,000 | 2,327 |
| Additional noninterest expense | $1,726,000 | 944 |
| Pre-tax net operating income | $-1,091,000 | 5,595 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-1,091,000 | 5,583 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-1,091,000 | 5,583 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,091,000 | 5,583 |
| Net charge-offs | $12,000 | 1,889 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-1,091,000 | 5,584 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,527,000 | 2,990 |
| Total interest expense | $1,196,000 | 2,243 |
| Net interest income | $6,331,000 | 3,076 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $6,434,000 | 924 |
| Gross Fiduciary activities income | $45,000 | 854 |
| Service charges on deposit accounts | $203,000 | 3,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,186,000 | 716 |
| Total noninterest expense | $14,642,000 | 1,361 |
| Salaries and employee benefits | $5,633,000 | 1,909 |
| Premises and equipment expense | $886,000 | 2,281 |
| Additional noninterest expense | $8,123,000 | 820 |
| Pre-tax net operating income | $-1,877,000 | 5,636 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-1,877,000 | 5,613 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,877,000 | 5,613 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,877,000 | 5,613 |
| Net charge-offs | $1,034,000 | 676 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-1,877,000 | 5,613 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 2,995 |
| Total interest expense | $876,000 | 2,266 |
| Net interest income | $4,793,000 | 3,083 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $5,042,000 | 919 |
| Gross Fiduciary activities income | $35,000 | 845 |
| Service charges on deposit accounts | $144,000 | 3,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,863,000 | 704 |
| Total noninterest expense | $10,972,000 | 1,348 |
| Salaries and employee benefits | $4,204,000 | 1,918 |
| Premises and equipment expense | $673,000 | 2,275 |
| Additional noninterest expense | $6,095,000 | 811 |
| Pre-tax net operating income | $-1,137,000 | 5,689 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-1,137,000 | 5,692 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,137,000 | 5,692 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,137,000 | 5,692 |
| Net charge-offs | $157,000 | 1,569 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-1,137,000 | 5,692 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 3,019 |
| Total interest expense | $580,000 | 2,241 |
| Net interest income | $3,139,000 | 3,113 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $3,324,000 | 927 |
| Gross Fiduciary activities income | $24,000 | 849 |
| Service charges on deposit accounts | $92,000 | 3,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,208,000 | 705 |
| Total noninterest expense | $7,773,000 | 1,291 |
| Salaries and employee benefits | $2,819,000 | 1,921 |
| Premises and equipment expense | $450,000 | 2,278 |
| Additional noninterest expense | $4,504,000 | 742 |
| Pre-tax net operating income | $-1,310,000 | 5,759 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-1,310,000 | 5,753 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,310,000 | 5,753 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,310,000 | 5,753 |
| Net charge-offs | $106,000 | 1,471 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,310,000 | 5,752 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 3,069 |
| Total interest expense | $293,000 | 2,215 |
| Net interest income | $1,527,000 | 3,175 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,582,000 | 948 |
| Gross Fiduciary activities income | $11,000 | 862 |
| Service charges on deposit accounts | $44,000 | 3,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,527,000 | 718 |
| Total noninterest expense | $3,801,000 | 1,316 |
| Salaries and employee benefits | $1,425,000 | 1,933 |
| Premises and equipment expense | $222,000 | 2,340 |
| Additional noninterest expense | $2,154,000 | 762 |
| Pre-tax net operating income | $-692,000 | 5,821 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-692,000 | 5,818 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-692,000 | 5,818 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-692,000 | 5,818 |
| Net charge-offs | $47,000 | 1,374 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-692,000 | 5,818 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,345,000 | 2,768 |
| Total interest expense | $1,387,000 | 1,909 |
| Net interest income | $6,958,000 | 2,900 |
| Provision for loan and lease losses | $170,000 | 2,629 |
| Total noninterest income | $6,859,000 | 918 |
| Gross Fiduciary activities income | $44,000 | 881 |
| Service charges on deposit accounts | $227,000 | 3,415 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $6,588,000 | 693 |
| Total noninterest expense | $15,600,000 | 1,288 |
| Salaries and employee benefits | $5,601,000 | 1,907 |
| Premises and equipment expense | $941,000 | 2,244 |
| Additional noninterest expense | $9,058,000 | 740 |
| Pre-tax net operating income | $-1,953,000 | 5,873 |
| Securities gains (losses) | $195,000 | 896 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-1,758,000 | 5,872 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,758,000 | 5,871 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,758,000 | 5,871 |
| Net charge-offs | $330,000 | 1,440 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-1,953,000 | 5,872 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,218,000 | 2,788 |
| Total interest expense | $1,042,000 | 1,913 |
| Net interest income | $5,176,000 | 2,917 |
| Provision for loan and lease losses | $170,000 | 2,239 |
| Total noninterest income | $5,684,000 | 854 |
| Gross Fiduciary activities income | $33,000 | 876 |
| Service charges on deposit accounts | $164,000 | 3,477 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,487,000 | 636 |
| Total noninterest expense | $11,515,000 | 1,304 |
| Salaries and employee benefits | $4,227,000 | 1,887 |
| Premises and equipment expense | $693,000 | 2,272 |
| Additional noninterest expense | $6,595,000 | 755 |
| Pre-tax net operating income | $-825,000 | 5,916 |
| Securities gains (losses) | $195,000 | 815 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-630,000 | 5,900 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-630,000 | 5,900 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-630,000 | 5,900 |
| Net charge-offs | $305,000 | 1,113 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-825,000 | 5,913 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 2,756 |
| Total interest expense | $701,000 | 1,910 |
| Net interest income | $3,539,000 | 2,875 |
| Provision for loan and lease losses | $170,000 | 1,794 |
| Total noninterest income | $3,431,000 | 907 |
| Gross Fiduciary activities income | $21,000 | 897 |
| Service charges on deposit accounts | $107,000 | 3,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,303,000 | 683 |
| Total noninterest expense | $7,523,000 | 1,328 |
| Salaries and employee benefits | $2,841,000 | 1,879 |
| Premises and equipment expense | $463,000 | 2,274 |
| Additional noninterest expense | $4,219,000 | 790 |
| Pre-tax net operating income | $-723,000 | 6,003 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-723,000 | 6,004 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-723,000 | 6,003 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-723,000 | 6,003 |
| Net charge-offs | $119,000 | 1,476 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-723,000 | 6,001 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 2,771 |
| Total interest expense | $358,000 | 1,880 |
| Net interest income | $1,751,000 | 2,904 |
| Provision for loan and lease losses | $170,000 | 1,076 |
| Total noninterest income | $1,368,000 | 1,029 |
| Gross Fiduciary activities income | $11,000 | 887 |
| Service charges on deposit accounts | $51,000 | 3,568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,306,000 | 779 |
| Total noninterest expense | $3,686,000 | 1,346 |
| Salaries and employee benefits | $1,416,000 | 1,898 |
| Premises and equipment expense | $231,000 | 2,286 |
| Additional noninterest expense | $2,039,000 | 802 |
| Pre-tax net operating income | $-737,000 | 6,078 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-737,000 | 6,078 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-737,000 | 6,078 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-737,000 | 6,078 |
| Net charge-offs | $-32,000 | 5,603 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-737,000 | 6,076 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 2,521 |
| Total interest expense | $1,384,000 | 1,897 |
| Net interest income | $7,925,000 | 2,616 |
| Provision for loan and lease losses | $3,956,000 | 254 |
| Total noninterest income | $5,571,000 | 1,042 |
| Gross Fiduciary activities income | $53,000 | 888 |
| Service charges on deposit accounts | $235,000 | 3,457 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,283,000 | 787 |
| Total noninterest expense | $14,932,000 | 1,321 |
| Salaries and employee benefits | $5,159,000 | 2,001 |
| Premises and equipment expense | $989,000 | 2,188 |
| Additional noninterest expense | $8,784,000 | 749 |
| Pre-tax net operating income | $-5,392,000 | 6,171 |
| Securities gains (losses) | $195,000 | 759 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-5,197,000 | 6,164 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,197,000 | 6,164 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-5,197,000 | 6,164 |
| Net charge-offs | $5,286,000 | 176 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-5,392,000 | 6,164 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 2,481 |
| Total interest expense | $1,038,000 | 1,916 |
| Net interest income | $6,118,000 | 2,568 |
| Provision for loan and lease losses | $2,754,000 | 262 |
| Total noninterest income | $4,207,000 | 1,047 |
| Gross Fiduciary activities income | $39,000 | 888 |
| Service charges on deposit accounts | $181,000 | 3,429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,987,000 | 785 |
| Total noninterest expense | $10,696,000 | 1,374 |
| Salaries and employee benefits | $3,798,000 | 2,039 |
| Premises and equipment expense | $741,000 | 2,224 |
| Additional noninterest expense | $6,157,000 | 803 |
| Pre-tax net operating income | $-3,125,000 | 6,250 |
| Securities gains (losses) | $75,000 | 1,200 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-3,050,000 | 6,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,050,000 | 6,245 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-3,050,000 | 6,245 |
| Net charge-offs | $3,546,000 | 184 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-3,125,000 | 6,243 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 2,491 |
| Total interest expense | $703,000 | 1,891 |
| Net interest income | $4,057,000 | 2,582 |
| Provision for loan and lease losses | $1,771,000 | 271 |
| Total noninterest income | $2,466,000 | 1,153 |
| Gross Fiduciary activities income | $28,000 | 894 |
| Service charges on deposit accounts | $125,000 | 3,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,313,000 | 870 |
| Total noninterest expense | $7,164,000 | 1,376 |
| Salaries and employee benefits | $2,479,000 | 2,094 |
| Premises and equipment expense | $475,000 | 2,300 |
| Additional noninterest expense | $4,210,000 | 786 |
| Pre-tax net operating income | $-2,412,000 | 6,329 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-2,412,000 | 6,324 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,412,000 | 6,324 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-2,412,000 | 6,324 |
| Net charge-offs | $2,354,000 | 193 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-2,412,000 | 6,323 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 2,505 |
| Total interest expense | $380,000 | 1,789 |
| Net interest income | $1,984,000 | 2,630 |
| Provision for loan and lease losses | $1,177,000 | 202 |
| Total noninterest income | $977,000 | 1,316 |
| Gross Fiduciary activities income | $10,000 | 927 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $910,000 | 991 |
| Total noninterest expense | $3,300,000 | 1,481 |
| Salaries and employee benefits | $1,199,000 | 2,156 |
| Premises and equipment expense | $234,000 | 2,362 |
| Additional noninterest expense | $1,867,000 | 860 |
| Pre-tax net operating income | $-1,516,000 | 6,398 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-1,516,000 | 6,391 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-1,516,000 | 6,392 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-1,516,000 | 6,392 |
| Net charge-offs | $1,887,000 | 136 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-1,516,000 | 6,390 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,484,000 | 2,300 |
| Total interest expense | $1,564,000 | 1,827 |
| Net interest income | $8,920,000 | 2,377 |
| Provision for loan and lease losses | $3,690,000 | 268 |
| Total noninterest income | $3,487,000 | 1,400 |
| Gross Fiduciary activities income | $77,000 | 883 |
| Service charges on deposit accounts | $256,000 | 3,498 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,154,000 | 1,068 |
| Total noninterest expense | $12,817,000 | 1,486 |
| Salaries and employee benefits | $4,491,000 | 2,255 |
| Premises and equipment expense | $989,000 | 2,265 |
| Additional noninterest expense | $7,337,000 | 891 |
| Pre-tax net operating income | $-4,100,000 | 6,481 |
| Securities gains (losses) | $98,000 | 1,271 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-4,002,000 | 6,472 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-4,002,000 | 6,471 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,002,000 | 6,471 |
| Net charge-offs | $4,556,000 | 253 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-4,100,000 | 6,473 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 2,312 |
| Total interest expense | $1,186,000 | 1,840 |
| Net interest income | $6,684,000 | 2,392 |
| Provision for loan and lease losses | $2,281,000 | 305 |
| Total noninterest income | $2,259,000 | 1,567 |
| Gross Fiduciary activities income | $67,000 | 869 |
| Service charges on deposit accounts | $186,000 | 3,600 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,006,000 | 1,199 |
| Total noninterest expense | $9,576,000 | 1,502 |
| Salaries and employee benefits | $3,433,000 | 2,226 |
| Premises and equipment expense | $722,000 | 2,344 |
| Additional noninterest expense | $5,421,000 | 895 |
| Pre-tax net operating income | $-2,914,000 | 6,556 |
| Securities gains (losses) | $15,000 | 2,163 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-2,899,000 | 6,547 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,899,000 | 6,546 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,899,000 | 6,546 |
| Net charge-offs | $4,061,000 | 212 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-2,914,000 | 6,551 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,308 |
| Total interest expense | $797,000 | 1,842 |
| Net interest income | $4,422,000 | 2,395 |
| Provision for loan and lease losses | $1,747,000 | 288 |
| Total noninterest income | $1,325,000 | 1,691 |
| Gross Fiduciary activities income | $56,000 | 849 |
| Service charges on deposit accounts | $114,000 | 3,717 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,155,000 | 1,316 |
| Total noninterest expense | $6,296,000 | 1,524 |
| Salaries and employee benefits | $2,312,000 | 2,201 |
| Premises and equipment expense | $476,000 | 2,371 |
| Additional noninterest expense | $3,508,000 | 916 |
| Pre-tax net operating income | $-2,296,000 | 6,632 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-2,296,000 | 6,626 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,296,000 | 6,626 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-2,296,000 | 6,626 |
| Net charge-offs | $2,568,000 | 236 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-2,296,000 | 6,627 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 2,324 |
| Total interest expense | $406,000 | 1,838 |
| Net interest income | $2,187,000 | 2,410 |
| Provision for loan and lease losses | $819,000 | 297 |
| Total noninterest income | $435,000 | 2,240 |
| Gross Fiduciary activities income | $2,000 | 1,051 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $378,000 | 1,722 |
| Total noninterest expense | $3,207,000 | 1,500 |
| Salaries and employee benefits | $1,197,000 | 2,151 |
| Premises and equipment expense | $252,000 | 2,296 |
| Additional noninterest expense | $1,758,000 | 908 |
| Pre-tax net operating income | $-1,404,000 | 6,706 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-1,404,000 | 6,702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,404,000 | 6,702 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,404,000 | 6,702 |
| Net charge-offs | $1,910,000 | 180 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-1,404,000 | 6,702 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,637,000 | 1,957 |
| Total interest expense | $1,729,000 | 1,942 |
| Net interest income | $10,908,000 | 1,944 |
| Provision for loan and lease losses | $4,594,000 | 288 |
| Total noninterest income | $6,904,000 | 894 |
| Gross Fiduciary activities income | $16,000 | 1,065 |
| Service charges on deposit accounts | $262,000 | 3,621 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,626,000 | 658 |
| Total noninterest expense | $12,992,000 | 1,500 |
| Salaries and employee benefits | $4,335,000 | 2,319 |
| Premises and equipment expense | $1,101,000 | 2,067 |
| Additional noninterest expense | $7,556,000 | 899 |
| Pre-tax net operating income | $226,000 | 5,662 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $226,000 | 5,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $226,000 | 5,635 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $226,000 | 5,635 |
| Net charge-offs | $3,449,000 | 478 |
| Cash dividends | $347,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $226,000 | 5,583 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,005,000 | 1,879 |
| Total interest expense | $1,314,000 | 1,969 |
| Net interest income | $8,691,000 | 1,853 |
| Provision for loan and lease losses | $4,054,000 | 250 |
| Total noninterest income | $4,937,000 | 943 |
| Gross Fiduciary activities income | $14,000 | 1,033 |
| Service charges on deposit accounts | $195,000 | 3,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,728,000 | 693 |
| Total noninterest expense | $8,872,000 | 1,634 |
| Salaries and employee benefits | $3,230,000 | 2,333 |
| Premises and equipment expense | $845,000 | 2,042 |
| Additional noninterest expense | $4,797,000 | 1,058 |
| Pre-tax net operating income | $702,000 | 4,269 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $702,000 | 4,061 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $702,000 | 4,065 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $702,000 | 4,065 |
| Net charge-offs | $1,920,000 | 612 |
| Cash dividends | $347,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $702,000 | 3,990 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 1,814 |
| Total interest expense | $893,000 | 1,956 |
| Net interest income | $6,007,000 | 1,780 |
| Provision for loan and lease losses | $2,699,000 | 278 |
| Total noninterest income | $2,882,000 | 1,049 |
| Gross Fiduciary activities income | $4,000 | 1,105 |
| Service charges on deposit accounts | $131,000 | 3,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,747,000 | 779 |
| Total noninterest expense | $6,063,000 | 1,591 |
| Salaries and employee benefits | $2,163,000 | 2,337 |
| Premises and equipment expense | $583,000 | 1,973 |
| Additional noninterest expense | $3,317,000 | 1,007 |
| Pre-tax net operating income | $127,000 | 5,705 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $127,000 | 5,683 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,685 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $127,000 | 5,685 |
| Net charge-offs | $895,000 | 833 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $127,000 | 5,594 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 1,755 |
| Total interest expense | $462,000 | 1,957 |
| Net interest income | $3,127,000 | 1,721 |
| Provision for loan and lease losses | $923,000 | 427 |
| Total noninterest income | $1,413,000 | 1,064 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,341,000 | 801 |
| Total noninterest expense | $3,280,000 | 1,502 |
| Salaries and employee benefits | $1,045,000 | 2,425 |
| Premises and equipment expense | $317,000 | 1,870 |
| Additional noninterest expense | $1,918,000 | 879 |
| Pre-tax net operating income | $337,000 | 3,592 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $337,000 | 3,346 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $337,000 | 3,346 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $337,000 | 3,348 |
| Net charge-offs | $283,000 | 1,098 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $337,000 | 3,240 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,654,000 | 1,799 |
| Total interest expense | $1,936,000 | 2,190 |
| Net interest income | $12,718,000 | 1,729 |
| Provision for loan and lease losses | $5,762,000 | 454 |
| Total noninterest income | $6,696,000 | 922 |
| Gross Fiduciary activities income | $13,000 | 1,098 |
| Service charges on deposit accounts | $272,000 | 3,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,411,000 | 669 |
| Total noninterest expense | $10,091,000 | 1,894 |
| Salaries and employee benefits | $3,713,000 | 2,631 |
| Premises and equipment expense | $915,000 | 2,453 |
| Additional noninterest expense | $5,463,000 | 1,244 |
| Pre-tax net operating income | $3,561,000 | 1,796 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,561,000 | 1,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,561,000 | 1,605 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,561,000 | 1,605 |
| Net charge-offs | $4,696,000 | 603 |
| Cash dividends | $3,107,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,561,000 | 1,517 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,958,000 | 1,833 |
| Total interest expense | $1,458,000 | 2,263 |
| Net interest income | $9,500,000 | 1,754 |
| Provision for loan and lease losses | $2,302,000 | 760 |
| Total noninterest income | $4,908,000 | 930 |
| Gross Fiduciary activities income | $11,000 | 1,072 |
| Service charges on deposit accounts | $197,000 | 3,792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,700,000 | 674 |
| Total noninterest expense | $6,933,000 | 2,076 |
| Salaries and employee benefits | $2,716,000 | 2,712 |
| Premises and equipment expense | $550,000 | 2,960 |
| Additional noninterest expense | $3,667,000 | 1,386 |
| Pre-tax net operating income | $5,173,000 | 1,041 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $5,173,000 | 889 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,173,000 | 887 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,173,000 | 889 |
| Net charge-offs | $122,000 | 3,772 |
| Cash dividends | $3,107,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,173,000 | 819 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 1,912 |
| Total interest expense | $984,000 | 2,311 |
| Net interest income | $6,043,000 | 1,834 |
| Provision for loan and lease losses | $182,000 | 3,097 |
| Total noninterest income | $3,133,000 | 943 |
| Gross Fiduciary activities income | $9,000 | 1,061 |
| Service charges on deposit accounts | $130,000 | 3,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,994,000 | 694 |
| Total noninterest expense | $4,724,000 | 2,025 |
| Salaries and employee benefits | $1,797,000 | 2,736 |
| Premises and equipment expense | $370,000 | 2,944 |
| Additional noninterest expense | $2,557,000 | 1,325 |
| Pre-tax net operating income | $4,270,000 | 850 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $4,270,000 | 709 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,270,000 | 708 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,270,000 | 709 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $1,549,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,270,000 | 678 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 1,975 |
| Total interest expense | $500,000 | 2,378 |
| Net interest income | $2,925,000 | 1,898 |
| Provision for loan and lease losses | $61,000 | 3,434 |
| Total noninterest income | $1,299,000 | 1,092 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $64,000 | 3,833 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,233,000 | 782 |
| Total noninterest expense | $2,345,000 | 2,043 |
| Salaries and employee benefits | $901,000 | 2,736 |
| Premises and equipment expense | $190,000 | 2,894 |
| Additional noninterest expense | $1,254,000 | 1,340 |
| Pre-tax net operating income | $1,818,000 | 979 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,818,000 | 828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,818,000 | 827 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,818,000 | 829 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $473,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,818,000 | 779 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,744,000 | 2,367 |
| Total interest expense | $2,042,000 | 2,737 |
| Net interest income | $9,702,000 | 2,261 |
| Provision for loan and lease losses | $1,647,000 | 1,780 |
| Total noninterest income | $3,994,000 | 1,232 |
| Gross Fiduciary activities income | $13,000 | 1,069 |
| Service charges on deposit accounts | $289,000 | 3,656 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,692,000 | 886 |
| Total noninterest expense | $8,441,000 | 2,254 |
| Salaries and employee benefits | $3,356,000 | 2,843 |
| Premises and equipment expense | $648,000 | 3,377 |
| Additional noninterest expense | $4,437,000 | 1,537 |
| Pre-tax net operating income | $3,608,000 | 1,556 |
| Securities gains (losses) | $119,000 | 1,923 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,727,000 | 1,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,727,000 | 1,327 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,727,000 | 1,327 |
| Net charge-offs | $1,090,000 | 2,260 |
| Cash dividends | $2,743,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,608,000 | 1,300 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 2,437 |
| Total interest expense | $1,487,000 | 2,887 |
| Net interest income | $7,215,000 | 2,286 |
| Provision for loan and lease losses | $1,389,000 | 1,587 |
| Total noninterest income | $2,372,000 | 1,427 |
| Gross Fiduciary activities income | $7,000 | 1,070 |
| Service charges on deposit accounts | $216,000 | 3,685 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,149,000 | 1,071 |
| Total noninterest expense | $5,688,000 | 2,487 |
| Salaries and employee benefits | $2,494,000 | 2,868 |
| Premises and equipment expense | $534,000 | 3,197 |
| Additional noninterest expense | $2,660,000 | 1,910 |
| Pre-tax net operating income | $2,510,000 | 1,725 |
| Securities gains (losses) | $72,000 | 2,056 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,582,000 | 1,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,582,000 | 1,473 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,582,000 | 1,474 |
| Net charge-offs | $322,000 | 3,169 |
| Cash dividends | $1,648,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,510,000 | 1,434 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 2,483 |
| Total interest expense | $1,015,000 | 2,922 |
| Net interest income | $4,703,000 | 2,331 |
| Provision for loan and lease losses | $1,019,000 | 1,481 |
| Total noninterest income | $1,694,000 | 1,366 |
| Gross Fiduciary activities income | $5,000 | 1,073 |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,545,000 | 995 |
| Total noninterest expense | $3,630,000 | 2,597 |
| Salaries and employee benefits | $1,630,000 | 2,929 |
| Premises and equipment expense | $347,000 | 3,271 |
| Additional noninterest expense | $1,653,000 | 2,059 |
| Pre-tax net operating income | $1,748,000 | 1,631 |
| Securities gains (losses) | $18,000 | 2,133 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,766,000 | 1,404 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,766,000 | 1,404 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,766,000 | 1,404 |
| Net charge-offs | $212,000 | 3,055 |
| Cash dividends | $1,176,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,748,000 | 1,355 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 2,567 |
| Total interest expense | $527,000 | 2,918 |
| Net interest income | $2,257,000 | 2,431 |
| Provision for loan and lease losses | $306,000 | 1,879 |
| Total noninterest income | $540,000 | 1,877 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $74,000 | 3,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $464,000 | 1,416 |
| Total noninterest expense | $1,687,000 | 2,788 |
| Salaries and employee benefits | $818,000 | 2,943 |
| Premises and equipment expense | $178,000 | 3,269 |
| Additional noninterest expense | $691,000 | 2,406 |
| Pre-tax net operating income | $804,000 | 1,772 |
| Securities gains (losses) | $19,000 | 1,113 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $823,000 | 1,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $823,000 | 1,447 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $823,000 | 1,447 |
| Net charge-offs | $144,000 | 2,394 |
| Cash dividends | $554,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $804,000 | 1,434 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,479,000 | 2,618 |
| Total interest expense | $2,223,000 | 3,279 |
| Net interest income | $9,256,000 | 2,359 |
| Provision for loan and lease losses | $1,516,000 | 2,445 |
| Total noninterest income | $5,253,000 | 1,051 |
| Gross Fiduciary activities income | $11,000 | 1,137 |
| Service charges on deposit accounts | $348,000 | 3,350 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,894,000 | 752 |
| Total noninterest expense | $9,134,000 | 2,121 |
| Salaries and employee benefits | $3,293,000 | 2,864 |
| Premises and equipment expense | $677,000 | 3,383 |
| Additional noninterest expense | $5,164,000 | 1,410 |
| Pre-tax net operating income | $3,859,000 | 1,296 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,860,000 | 1,125 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,860,000 | 1,126 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,860,000 | 1,128 |
| Net charge-offs | $1,523,000 | 2,168 |
| Cash dividends | $1,676,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,859,000 | 1,080 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 2,683 |
| Total interest expense | $1,679,000 | 3,383 |
| Net interest income | $6,882,000 | 2,417 |
| Provision for loan and lease losses | $1,315,000 | 2,162 |
| Total noninterest income | $3,388,000 | 1,160 |
| Gross Fiduciary activities income | $8,000 | 1,127 |
| Service charges on deposit accounts | $257,000 | 3,452 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,123,000 | 803 |
| Total noninterest expense | $6,213,000 | 2,339 |
| Salaries and employee benefits | $2,476,000 | 2,870 |
| Premises and equipment expense | $498,000 | 3,506 |
| Additional noninterest expense | $3,239,000 | 1,646 |
| Pre-tax net operating income | $2,742,000 | 1,428 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,742,000 | 1,225 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,742,000 | 1,229 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,742,000 | 1,229 |
| Net charge-offs | $895,000 | 2,319 |
| Cash dividends | $1,016,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,742,000 | 1,172 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 2,754 |
| Total interest expense | $1,124,000 | 3,475 |
| Net interest income | $4,492,000 | 2,470 |
| Provision for loan and lease losses | $892,000 | 2,079 |
| Total noninterest income | $1,957,000 | 1,247 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $167,000 | 3,501 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,784,000 | 869 |
| Total noninterest expense | $3,957,000 | 2,453 |
| Salaries and employee benefits | $1,649,000 | 2,895 |
| Premises and equipment expense | $335,000 | 3,505 |
| Additional noninterest expense | $1,973,000 | 1,780 |
| Pre-tax net operating income | $1,600,000 | 1,628 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,600,000 | 1,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,600,000 | 1,379 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,600,000 | 1,380 |
| Net charge-offs | $326,000 | 2,948 |
| Cash dividends | $838,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,600,000 | 1,331 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 2,781 |
| Total interest expense | $561,000 | 3,618 |
| Net interest income | $2,277,000 | 2,468 |
| Provision for loan and lease losses | $563,000 | 1,711 |
| Total noninterest income | $893,000 | 1,347 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $812,000 | 919 |
| Total noninterest expense | $1,885,000 | 2,588 |
| Salaries and employee benefits | $813,000 | 2,964 |
| Premises and equipment expense | $160,000 | 3,713 |
| Additional noninterest expense | $912,000 | 1,880 |
| Pre-tax net operating income | $722,000 | 1,771 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $722,000 | 1,513 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $722,000 | 1,515 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $722,000 | 1,515 |
| Net charge-offs | $108,000 | 3,026 |
| Cash dividends | $401,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $722,000 | 1,458 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,419,000 | 3,133 |
| Total interest expense | $2,388,000 | 4,015 |
| Net interest income | $8,031,000 | 2,723 |
| Provision for loan and lease losses | $1,508,000 | 2,897 |
| Total noninterest income | $6,163,000 | 924 |
| Gross Fiduciary activities income | $7,000 | 1,220 |
| Service charges on deposit accounts | $424,000 | 3,222 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,732,000 | 643 |
| Total noninterest expense | $8,820,000 | 2,244 |
| Salaries and employee benefits | $3,007,000 | 3,168 |
| Premises and equipment expense | $551,000 | 4,127 |
| Additional noninterest expense | $5,262,000 | 1,411 |
| Pre-tax net operating income | $3,866,000 | 1,067 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,870,000 | 895 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,870,000 | 894 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,870,000 | 894 |
| Net charge-offs | $808,000 | 3,168 |
| Cash dividends | $2,516,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,866,000 | 885 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 3,198 |
| Total interest expense | $1,797,000 | 4,129 |
| Net interest income | $5,968,000 | 2,752 |
| Provision for loan and lease losses | $1,075,000 | 2,682 |
| Total noninterest income | $4,848,000 | 901 |
| Gross Fiduciary activities income | $5,000 | 1,190 |
| Service charges on deposit accounts | $334,000 | 3,126 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,509,000 | 635 |
| Total noninterest expense | $6,502,000 | 2,284 |
| Salaries and employee benefits | $2,269,000 | 3,179 |
| Premises and equipment expense | $463,000 | 3,841 |
| Additional noninterest expense | $3,770,000 | 1,435 |
| Pre-tax net operating income | $3,239,000 | 1,010 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,241,000 | 841 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,241,000 | 842 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,241,000 | 842 |
| Net charge-offs | $656,000 | 2,701 |
| Cash dividends | $1,875,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,239,000 | 832 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 3,281 |
| Total interest expense | $1,228,000 | 4,183 |
| Net interest income | $3,835,000 | 2,829 |
| Provision for loan and lease losses | $535,000 | 2,886 |
| Total noninterest income | $3,540,000 | 839 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $220,000 | 3,131 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,317,000 | 602 |
| Total noninterest expense | $4,484,000 | 2,237 |
| Salaries and employee benefits | $1,450,000 | 3,328 |
| Premises and equipment expense | $274,000 | 4,203 |
| Additional noninterest expense | $2,760,000 | 1,348 |
| Pre-tax net operating income | $2,356,000 | 968 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,358,000 | 790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,358,000 | 788 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,358,000 | 790 |
| Net charge-offs | $409,000 | 2,580 |
| Cash dividends | $438,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,356,000 | 761 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 3,355 |
| Total interest expense | $663,000 | 4,092 |
| Net interest income | $1,832,000 | 2,933 |
| Provision for loan and lease losses | $295,000 | 2,385 |
| Total noninterest income | $1,388,000 | 992 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $105,000 | 3,171 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,280,000 | 698 |
| Total noninterest expense | $2,115,000 | 2,304 |
| Salaries and employee benefits | $700,000 | 3,464 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $1,287,000 | 1,279 |
| Pre-tax net operating income | $810,000 | 1,575 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $810,000 | 1,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $810,000 | 1,355 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $810,000 | 1,355 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $438,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $810,000 | 1,281 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,620,000 | 3,372 |
| Total interest expense | $3,813,000 | 3,635 |
| Net interest income | $6,807,000 | 3,137 |
| Provision for loan and lease losses | $836,000 | 2,970 |
| Total noninterest income | $2,361,000 | 1,899 |
| Gross Fiduciary activities income | $12,000 | 1,196 |
| Service charges on deposit accounts | $461,000 | 3,189 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,888,000 | 1,350 |
| Total noninterest expense | $5,968,000 | 3,088 |
| Salaries and employee benefits | $2,555,000 | 3,722 |
| Premises and equipment expense | $504,000 | 4,437 |
| Additional noninterest expense | $2,909,000 | 2,062 |
| Pre-tax net operating income | $2,364,000 | 2,182 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,378,000 | 1,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,378,000 | 1,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 2,657 |
| Cash dividends | $1,332,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,364,000 | 1,808 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,030,000 | 3,413 |
| Total interest expense | $3,023,000 | 3,601 |
| Net interest income | $5,007,000 | 3,216 |
| Provision for loan and lease losses | $447,000 | 2,929 |
| Total noninterest income | $1,817,000 | 1,904 |
| Gross Fiduciary activities income | $9,000 | 1,170 |
| Service charges on deposit accounts | $342,000 | 3,235 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,466,000 | 1,385 |
| Total noninterest expense | $4,570,000 | 3,009 |
| Salaries and employee benefits | $1,959,000 | 3,676 |
| Premises and equipment expense | $353,000 | 4,635 |
| Additional noninterest expense | $2,258,000 | 1,932 |
| Pre-tax net operating income | $1,807,000 | 2,479 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,821,000 | 1,939 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,821,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,218 |
| Cash dividends | $1,280,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,807,000 | 2,052 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 3,384 |
| Total interest expense | $2,090,000 | 3,634 |
| Net interest income | $3,429,000 | 3,120 |
| Provision for loan and lease losses | $172,000 | 3,403 |
| Total noninterest income | $1,075,000 | 2,125 |
| Gross Fiduciary activities income | $6,000 | 1,200 |
| Service charges on deposit accounts | $213,000 | 3,355 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $856,000 | 1,567 |
| Total noninterest expense | $3,065,000 | 2,998 |
| Salaries and employee benefits | $1,272,000 | 3,797 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $1,550,000 | 1,863 |
| Pre-tax net operating income | $1,267,000 | 2,496 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,269,000 | 2,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,269,000 | 2,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,165 |
| Cash dividends | $842,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,267,000 | 2,038 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 3,349 |
| Total interest expense | $1,110,000 | 3,641 |
| Net interest income | $1,759,000 | 3,058 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $597,000 | 1,965 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $101,000 | 3,432 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $493,000 | 1,433 |
| Total noninterest expense | $1,830,000 | 2,575 |
| Salaries and employee benefits | $608,000 | 3,930 |
| Premises and equipment expense | $118,000 | 4,678 |
| Additional noninterest expense | $1,104,000 | 1,302 |
| Pre-tax net operating income | $451,000 | 3,266 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $453,000 | 2,915 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $453,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,242 |
| Cash dividends | $417,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $451,000 | 2,840 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,201,000 | 3,473 |
| Total interest expense | $5,102,000 | 3,415 |
| Net interest income | $6,099,000 | 3,459 |
| Provision for loan and lease losses | $305,000 | 3,154 |
| Total noninterest income | $2,140,000 | 2,117 |
| Gross Fiduciary activities income | $21,000 | 1,144 |
| Service charges on deposit accounts | $429,000 | 3,388 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,690,000 | 1,539 |
| Total noninterest expense | $5,040,000 | 3,419 |
| Salaries and employee benefits | $2,483,000 | 3,740 |
| Premises and equipment expense | $459,000 | 4,612 |
| Additional noninterest expense | $2,098,000 | 2,547 |
| Pre-tax net operating income | $2,894,000 | 2,543 |
| Securities gains (losses) | $9,000 | 1,380 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,903,000 | 2,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,903,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,986 |
| Cash dividends | $1,715,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,894,000 | 2,090 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 3,508 |
| Total interest expense | $3,785,000 | 3,439 |
| Net interest income | $4,532,000 | 3,492 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,490,000 | 2,227 |
| Gross Fiduciary activities income | $18,000 | 1,098 |
| Service charges on deposit accounts | $322,000 | 3,391 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,150,000 | 1,642 |
| Total noninterest expense | $3,805,000 | 3,386 |
| Salaries and employee benefits | $1,862,000 | 3,738 |
| Premises and equipment expense | $356,000 | 4,492 |
| Additional noninterest expense | $1,587,000 | 2,490 |
| Pre-tax net operating income | $1,992,000 | 2,838 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,001,000 | 2,365 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,001,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $1,231,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,992,000 | 2,354 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 3,598 |
| Total interest expense | $2,439,000 | 3,528 |
| Net interest income | $2,942,000 | 3,593 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $970,000 | 2,285 |
| Gross Fiduciary activities income | $15,000 | 1,080 |
| Service charges on deposit accounts | $214,000 | 3,380 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $741,000 | 1,695 |
| Total noninterest expense | $2,510,000 | 3,428 |
| Salaries and employee benefits | $1,230,000 | 3,806 |
| Premises and equipment expense | $237,000 | 4,530 |
| Additional noninterest expense | $1,043,000 | 2,535 |
| Pre-tax net operating income | $1,252,000 | 3,023 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,252,000 | 2,552 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,252,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $788,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,252,000 | 2,534 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 3,648 |
| Total interest expense | $1,201,000 | 3,532 |
| Net interest income | $1,420,000 | 3,698 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $449,000 | 2,363 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $343,000 | 1,775 |
| Total noninterest expense | $1,210,000 | 3,551 |
| Salaries and employee benefits | $601,000 | 3,887 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $490,000 | 2,663 |
| Pre-tax net operating income | $584,000 | 3,181 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $584,000 | 2,688 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $584,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $420,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $584,000 | 2,675 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,412,000 | 3,747 |
| Total interest expense | $3,808,000 | 3,714 |
| Net interest income | $5,604,000 | 3,702 |
| Provision for loan and lease losses | $420,000 | 2,183 |
| Total noninterest income | $1,955,000 | 2,266 |
| Gross Fiduciary activities income | $16,000 | 1,208 |
| Service charges on deposit accounts | $396,000 | 3,556 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,543,000 | 1,642 |
| Total noninterest expense | $4,896,000 | 3,407 |
| Salaries and employee benefits | $2,367,000 | 3,761 |
| Premises and equipment expense | $486,000 | 4,353 |
| Additional noninterest expense | $2,043,000 | 2,531 |
| Pre-tax net operating income | $2,243,000 | 3,390 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,250,000 | 2,847 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,250,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,063 |
| Cash dividends | $1,677,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,243,000 | 2,841 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 3,829 |
| Total interest expense | $2,702,000 | 3,766 |
| Net interest income | $4,083,000 | 3,793 |
| Provision for loan and lease losses | $292,000 | 2,208 |
| Total noninterest income | $1,449,000 | 2,285 |
| Gross Fiduciary activities income | $11,000 | 1,194 |
| Service charges on deposit accounts | $295,000 | 3,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,143,000 | 1,653 |
| Total noninterest expense | $3,635,000 | 3,419 |
| Salaries and employee benefits | $1,761,000 | 3,784 |
| Premises and equipment expense | $362,000 | 4,370 |
| Additional noninterest expense | $1,512,000 | 2,541 |
| Pre-tax net operating income | $1,605,000 | 3,636 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,603,000 | 3,059 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,603,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $1,160,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,605,000 | 3,047 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 3,895 |
| Total interest expense | $1,658,000 | 3,863 |
| Net interest income | $2,685,000 | 3,850 |
| Provision for loan and lease losses | $232,000 | 1,886 |
| Total noninterest income | $864,000 | 2,466 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $192,000 | 3,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $671,000 | 1,818 |
| Total noninterest expense | $2,354,000 | 3,513 |
| Salaries and employee benefits | $1,157,000 | 3,845 |
| Premises and equipment expense | $240,000 | 4,385 |
| Additional noninterest expense | $957,000 | 2,672 |
| Pre-tax net operating income | $963,000 | 3,883 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $961,000 | 3,301 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $961,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $757,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $963,000 | 3,291 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,026 |
| Total interest expense | $746,000 | 4,012 |
| Net interest income | $1,289,000 | 3,962 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $364,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $277,000 | 2,047 |
| Total noninterest expense | $1,135,000 | 3,632 |
| Salaries and employee benefits | $535,000 | 4,090 |
| Premises and equipment expense | $118,000 | 4,464 |
| Additional noninterest expense | $482,000 | 2,617 |
| Pre-tax net operating income | $458,000 | 3,957 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $456,000 | 3,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $456,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $454,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $458,000 | 3,352 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,121,000 | 4,098 |
| Total interest expense | $2,345,000 | 3,990 |
| Net interest income | $4,776,000 | 4,095 |
| Provision for loan and lease losses | $221,000 | 3,425 |
| Total noninterest income | $2,187,000 | 2,072 |
| Gross Fiduciary activities income | $5,000 | 1,378 |
| Service charges on deposit accounts | $381,000 | 3,668 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,801,000 | 1,450 |
| Total noninterest expense | $4,863,000 | 3,313 |
| Salaries and employee benefits | $2,179,000 | 3,872 |
| Premises and equipment expense | $530,000 | 4,002 |
| Additional noninterest expense | $2,154,000 | 2,319 |
| Pre-tax net operating income | $1,879,000 | 3,832 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,881,000 | 3,242 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,881,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,744 |
| Cash dividends | $1,378,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,879,000 | 3,215 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 4,163 |
| Total interest expense | $1,674,000 | 3,985 |
| Net interest income | $3,454,000 | 4,186 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $2,022,000 | 1,765 |
| Gross Fiduciary activities income | $4,000 | 1,330 |
| Service charges on deposit accounts | $282,000 | 3,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,736,000 | 1,216 |
| Total noninterest expense | $3,712,000 | 3,235 |
| Salaries and employee benefits | $1,650,000 | 3,825 |
| Premises and equipment expense | $403,000 | 3,951 |
| Additional noninterest expense | $1,659,000 | 2,230 |
| Pre-tax net operating income | $1,584,000 | 3,607 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,585,000 | 3,005 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,585,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,687 |
| Cash dividends | $872,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,584,000 | 2,964 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 4,203 |
| Total interest expense | $1,039,000 | 4,027 |
| Net interest income | $2,262,000 | 4,224 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $1,232,000 | 1,890 |
| Gross Fiduciary activities income | $4,000 | 1,282 |
| Service charges on deposit accounts | $182,000 | 3,722 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,046,000 | 1,300 |
| Total noninterest expense | $2,421,000 | 3,277 |
| Salaries and employee benefits | $1,085,000 | 3,844 |
| Premises and equipment expense | $268,000 | 3,939 |
| Additional noninterest expense | $1,068,000 | 2,282 |
| Pre-tax net operating income | $953,000 | 3,833 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $954,000 | 3,205 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $954,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,003 |
| Cash dividends | $485,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $953,000 | 3,161 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,335 |
| Total interest expense | $477,000 | 4,154 |
| Net interest income | $1,092,000 | 4,341 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $516,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $88,000 | 3,734 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $428,000 | 1,482 |
| Total noninterest expense | $1,150,000 | 3,437 |
| Salaries and employee benefits | $529,000 | 3,915 |
| Premises and equipment expense | $136,000 | 3,941 |
| Additional noninterest expense | $485,000 | 2,513 |
| Pre-tax net operating income | $398,000 | 4,291 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $398,000 | 3,634 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $398,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $255,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $398,000 | 3,595 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 4,286 |
| Total interest expense | $1,531,000 | 4,459 |
| Net interest income | $4,426,000 | 4,168 |
| Provision for loan and lease losses | $177,000 | 3,984 |
| Total noninterest income | $2,232,000 | 2,042 |
| Gross Fiduciary activities income | $5,000 | 1,406 |
| Service charges on deposit accounts | $406,000 | 3,609 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,821,000 | 1,418 |
| Total noninterest expense | $4,862,000 | 3,198 |
| Salaries and employee benefits | $2,249,000 | 3,634 |
| Premises and equipment expense | $569,000 | 3,700 |
| Additional noninterest expense | $2,044,000 | 2,371 |
| Pre-tax net operating income | $1,619,000 | 4,059 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,630,000 | 3,418 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,630,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,298 |
| Cash dividends | $660,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,619,000 | 3,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 4,335 |
| Total interest expense | $1,083,000 | 4,583 |
| Net interest income | $3,276,000 | 4,195 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,613,000 | 2,097 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $303,000 | 3,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,305,000 | 1,475 |
| Total noninterest expense | $3,604,000 | 3,214 |
| Salaries and employee benefits | $1,702,000 | 3,598 |
| Premises and equipment expense | $436,000 | 3,634 |
| Additional noninterest expense | $1,466,000 | 2,442 |
| Pre-tax net operating income | $1,150,000 | 4,261 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,161,000 | 3,626 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,161,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,796 |
| Cash dividends | $557,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,150,000 | 3,580 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 4,387 |
| Total interest expense | $688,000 | 4,724 |
| Net interest income | $2,171,000 | 4,227 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $934,000 | 2,308 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $193,000 | 3,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $740,000 | 1,644 |
| Total noninterest expense | $2,405,000 | 3,206 |
| Salaries and employee benefits | $1,149,000 | 3,575 |
| Premises and equipment expense | $299,000 | 3,561 |
| Additional noninterest expense | $957,000 | 2,483 |
| Pre-tax net operating income | $610,000 | 4,786 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $621,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $621,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,968 |
| Cash dividends | $557,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $610,000 | 4,116 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 4,403 |
| Total interest expense | $329,000 | 4,894 |
| Net interest income | $1,110,000 | 4,154 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $566,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $473,000 | 1,347 |
| Total noninterest expense | $1,196,000 | 3,235 |
| Salaries and employee benefits | $577,000 | 3,590 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $466,000 | 2,524 |
| Pre-tax net operating income | $435,000 | 3,866 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $244,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $435,000 | 3,168 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 4,530 |
| Total interest expense | $1,465,000 | 4,944 |
| Net interest income | $4,091,000 | 4,296 |
| Provision for loan and lease losses | $312,000 | 3,076 |
| Total noninterest income | $7,407,000 | 829 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $303,000 | 4,273 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,103,000 | 575 |
| Total noninterest expense | $8,582,000 | 1,850 |
| Salaries and employee benefits | $2,398,000 | 3,373 |
| Premises and equipment expense | $792,000 | 2,785 |
| Additional noninterest expense | $5,392,000 | 946 |
| Pre-tax net operating income | $2,604,000 | 2,798 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,632,000 | 2,275 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,632,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,331 |
| Cash dividends | $1,424,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,604,000 | 2,193 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 4,583 |
| Total interest expense | $1,117,000 | 5,026 |
| Net interest income | $3,069,000 | 4,316 |
| Provision for loan and lease losses | $260,000 | 2,790 |
| Total noninterest income | $6,339,000 | 781 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $205,000 | 4,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,133,000 | 554 |
| Total noninterest expense | $6,945,000 | 1,735 |
| Salaries and employee benefits | $1,703,000 | 3,517 |
| Premises and equipment expense | $473,000 | 3,368 |
| Additional noninterest expense | $4,769,000 | 815 |
| Pre-tax net operating income | $2,203,000 | 2,642 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,228,000 | 2,114 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,228,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $928,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,203,000 | 2,033 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 4,640 |
| Total interest expense | $763,000 | 5,078 |
| Net interest income | $2,009,000 | 4,383 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $4,610,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,480,000 | 511 |
| Total noninterest expense | $4,660,000 | 1,722 |
| Salaries and employee benefits | $1,128,000 | 3,535 |
| Premises and equipment expense | $317,000 | 3,331 |
| Additional noninterest expense | $3,215,000 | 812 |
| Pre-tax net operating income | $1,759,000 | 2,285 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,784,000 | 1,801 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,784,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $523,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,759,000 | 1,708 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 4,585 |
| Total interest expense | $404,000 | 5,012 |
| Net interest income | $1,011,000 | 4,362 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $1,854,000 | 829 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 4,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,791,000 | 585 |
| Total noninterest expense | $2,289,000 | 1,730 |
| Salaries and employee benefits | $549,000 | 3,611 |
| Premises and equipment expense | $149,000 | 3,507 |
| Additional noninterest expense | $1,591,000 | 789 |
| Pre-tax net operating income | $516,000 | 3,418 |
| Securities gains (losses) | $25,000 | 1,791 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $541,000 | 2,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $541,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $156,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $516,000 | 2,739 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 4,912 |
| Total interest expense | $1,894,000 | 4,987 |
| Net interest income | $3,498,000 | 4,756 |
| Provision for loan and lease losses | $177,000 | 4,626 |
| Total noninterest income | $3,799,000 | 1,300 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $253,000 | 4,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,545,000 | 897 |
| Total noninterest expense | $5,851,000 | 2,521 |
| Salaries and employee benefits | $2,005,000 | 3,727 |
| Premises and equipment expense | $531,000 | 3,771 |
| Additional noninterest expense | $3,315,000 | 1,426 |
| Pre-tax net operating income | $1,269,000 | 4,560 |
| Securities gains (losses) | $163,000 | 1,309 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,432,000 | 3,616 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,432,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,128 |
| Cash dividends | $860,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,269,000 | 3,839 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 5,202 |
| Total interest expense | $2,650,000 | 5,187 |
| Net interest income | $2,977,000 | 5,109 |
| Provision for loan and lease losses | $213,000 | 3,992 |
| Total noninterest income | $2,300,000 | 1,803 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $228,000 | 4,852 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,070,000 | 1,214 |
| Total noninterest expense | $4,204,000 | 3,279 |
| Salaries and employee benefits | $1,809,000 | 3,901 |
| Premises and equipment expense | $450,000 | 4,241 |
| Additional noninterest expense | $1,945,000 | 2,299 |
| Pre-tax net operating income | $860,000 | 5,312 |
| Securities gains (losses) | $128,000 | 1,544 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $988,000 | 4,319 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $988,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $399,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $860,000 | 4,568 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 5,299 |
| Total interest expense | $2,730,000 | 5,265 |
| Net interest income | $2,919,000 | 5,251 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $1,288,000 | 2,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 1,759 |
| Total noninterest expense | $3,375,000 | 3,841 |
| Salaries and employee benefits | $1,608,000 | 4,134 |
| Premises and equipment expense | $407,000 | 4,455 |
| Additional noninterest expense | $1,360,000 | 3,052 |
| Pre-tax net operating income | $692,000 | 6,252 |
| Securities gains (losses) | $-62,000 | 9,270 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $629,000 | 5,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $629,000 | 5,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,656 |
| Cash dividends | $159,000 | 5,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $691,000 | 5,456 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 5,610 |
| Total interest expense | $2,221,000 | 5,615 |
| Net interest income | $2,740,000 | 5,489 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $1,921,000 | 1,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,733,000 | 1,269 |
| Total noninterest expense | $3,769,000 | 3,496 |
| Salaries and employee benefits | $1,541,000 | 4,238 |
| Premises and equipment expense | $404,000 | 4,497 |
| Additional noninterest expense | $1,824,000 | 2,393 |
| Pre-tax net operating income | $792,000 | 5,964 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $110,000 | 6,786 |
| Income before extraordinary items | $689,000 | 5,504 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $689,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $157,000 | 5,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $682,980 | 5,497 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 5,953 |
| Total interest expense | $2,145,000 | 5,933 |
| Net interest income | $2,501,000 | 5,858 |
| Provision for loan and lease losses | $186,000 | 3,656 |
| Total noninterest income | $2,530,000 | 1,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,358,000 | 1,051 |
| Total noninterest expense | $3,972,000 | 3,207 |
| Salaries and employee benefits | $1,504,000 | 4,227 |
| Premises and equipment expense | $355,000 | 4,829 |
| Additional noninterest expense | $2,113,000 | 2,014 |
| Pre-tax net operating income | $873,000 | 5,830 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $261,000 | 5,540 |
| Income before extraordinary items | $613,000 | 5,991 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $613,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,673 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $612,300 | 5,887 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 6,355 |
| Total interest expense | $1,864,000 | 6,538 |
| Net interest income | $2,471,000 | 6,096 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $954,000 | 3,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $790,000 | 2,043 |
| Total noninterest expense | $2,477,000 | 4,813 |
| Salaries and employee benefits | $1,297,000 | 4,791 |
| Premises and equipment expense | $298,000 | 5,466 |
| Additional noninterest expense | $882,000 | 4,388 |
| Pre-tax net operating income | $813,000 | 6,492 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $237,000 | 6,404 |
| Income before extraordinary items | $590,000 | 6,428 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $590,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,491 |
| Cash dividends | $170,000 | 5,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $580,060 | 6,420 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 6,709 |
| Total interest expense | $1,765,000 | 6,918 |
| Net interest income | $2,396,000 | 6,389 |
| Provision for loan and lease losses | $59,000 | 6,328 |
| Total noninterest income | $860,000 | 3,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 2,287 |
| Total noninterest expense | $2,418,000 | 5,148 |
| Salaries and employee benefits | $1,237,000 | 5,070 |
| Premises and equipment expense | $308,000 | 5,488 |
| Additional noninterest expense | $873,000 | 4,862 |
| Pre-tax net operating income | $779,000 | 6,589 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $304,000 | 5,784 |
| Income before extraordinary items | $474,000 | 7,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $474,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $161,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $474,640 | 7,018 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 6,781 |
| Total interest expense | $1,833,000 | 6,825 |
| Net interest income | $2,384,000 | 6,513 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $786,000 | 3,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,416 |
| Total noninterest expense | $2,393,000 | 5,186 |
| Salaries and employee benefits | $1,189,000 | 5,255 |
| Premises and equipment expense | $296,000 | 5,689 |
| Additional noninterest expense | $908,000 | 4,736 |
| Pre-tax net operating income | $717,000 | 7,244 |
| Securities gains (losses) | $-67,000 | 11,322 |
| Applicable income taxes | $203,000 | 7,361 |
| Income before extraordinary items | $447,000 | 7,662 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $447,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $167,000 | 5,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $493,230 | 7,276 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 7,248 |
| Total interest expense | $1,597,000 | 6,608 |
| Net interest income | $1,965,000 | 7,654 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $736,000 | 3,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,569 |
| Total noninterest expense | $2,511,000 | 5,140 |
| Salaries and employee benefits | $1,233,000 | 5,121 |
| Premises and equipment expense | $314,000 | 5,513 |
| Additional noninterest expense | $964,000 | 4,862 |
| Pre-tax net operating income | $190,000 | 10,972 |
| Securities gains (losses) | $134,000 | 648 |
| Applicable income taxes | $99,000 | 9,383 |
| Income before extraordinary items | $225,000 | 9,977 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $225,000 | 9,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $99,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $132,540 | 11,088 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,241,000 | 7,943 |
| Total interest expense | $1,469,000 | 7,308 |
| Net interest income | $1,772,000 | 8,311 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $1,031,000 | 3,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $901,000 | 2,201 |
| Total noninterest expense | $2,515,000 | 5,255 |
| Salaries and employee benefits | $1,279,000 | 4,955 |
| Premises and equipment expense | $329,000 | 5,469 |
| Additional noninterest expense | $907,000 | 5,330 |
| Pre-tax net operating income | $183,000 | 11,187 |
| Securities gains (losses) | $233,000 | 1,515 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $344,000 | 8,998 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $344,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $94,000 | 7,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $150,610 | 10,991 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 8,417 |
| Total interest expense | $1,698,000 | 7,899 |
| Net interest income | $1,640,000 | 8,839 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $892,000 | 3,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 2,404 |
| Total noninterest expense | $2,382,000 | 5,523 |
| Salaries and employee benefits | $1,141,000 | 5,415 |
| Premises and equipment expense | $304,000 | 5,913 |
| Additional noninterest expense | $937,000 | 5,336 |
| Pre-tax net operating income | $120,000 | 11,810 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $169,000 | 11,008 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $169,000 | 11,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $97,720 | 11,678 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.