Home > The First State Bank > Net charge- offs to loans
The First State Bank, Net charge- offs to loans
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0976% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0800% | 4,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0657% | 4,806 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2844% | 4,127 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 4,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0636% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 4,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9140% | 4,886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4060% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4432% | 4,885 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 4,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2439% | 5,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.3667% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2047% | 4,934 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2072% | 4,190 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2695% | 5,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2926% | 5,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7579% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7265% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8435% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6980% | 1,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3966% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.4875% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2570% | 5,031 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1834% | 4,242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5043% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5471% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0179% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6231% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7738% | 897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4667% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1996% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.7498% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3419% | 5,105 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2732% | 4,271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4328% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4692% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5182% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0933% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3652% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0252% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4021% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5095% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 1.6371% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6185% | 5,196 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2715% | 4,312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8895% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9636% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0632% | 4,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6697% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6534% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1678% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0870% | 5,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,755 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 4,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9655% | 5,260 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1156% | 4,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4083% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4374% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3996% | 4,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2830% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6335% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1962% | 2,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1332% | 5,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0680% | 5,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2542% | 5,339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1490% | 4,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4438% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4745% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4955% | 5,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2905% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8450% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1550% | 2,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2307% | 5,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2951% | 5,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8353% | 5,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2116% | 4,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2730% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2911% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0917% | 4,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4278% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5674% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1518% | 2,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0929% | 5,290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2105% | 4,454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2660% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2825% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1937% | 4,914 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3561% | 5,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4421% | 5,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7431% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2650% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.9391% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0791% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0871% | 4,486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3618% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3826% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8077% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8792% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0737% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 1.2629% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0761% | 5,274 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1117% | 4,529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1798% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1961% | 5,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6666% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1696% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7831% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.8539% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0726% | 5,331 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0823% | 4,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1895% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1851% | 5,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7144% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7561% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9382% | 168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0650% | 5,429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1601% | 4,621 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1529% | 5,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0942% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6913% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1712% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2123% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2817% | 462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5915% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4172% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2360% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2490% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 2,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4774% | 5,603 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1418% | 1,101 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5545% | 5,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0551% | 1,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3194% | 343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 4,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8074% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0345% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2451% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1407% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3168% | 5,535 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1914% | 1,098 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3446% | 5,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0536% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0687% | 5,506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0491% | 4,683 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1338% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5369% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2110% | 5,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2581% | 5,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0781% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0784% | 5,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0454% | 5,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3643% | 5,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4129% | 5,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5039% | 5,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1519% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9207% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8283% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 8.0472% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9702% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0398% | 4,763 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5773% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1745% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7295% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2220% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7108% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2361% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6523% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2748% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5643% | 42 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7266% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 5.5742% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3768% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0519% | 4,824 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7467% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9007% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7149% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9287% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2153% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5965% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0683% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5091% | 51 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9899% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 8.0335% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0829% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0378% | 4,846 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4752% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6183% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3774% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8723% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9633% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9734% | 661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0396% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0030% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7241% | 11 |
| Percentage Net Loans Charged-off:Construction & development | 15.1925% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3607% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0743% | 4,926 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3027% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4974% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7457% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1037% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5960% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1993% | 5,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2375% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7720% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 1.5094% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4916% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9614% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3128% | 52 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4551% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7828% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3043% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7102% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3940% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5351% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6152% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2563% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 0.5032% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1422% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2827% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0365% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2230% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8746% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3136% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5727% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4218% | 509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6418% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4342% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0644% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9068% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8343% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5073% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7211% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8173% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5483% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2882% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7283% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0637% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5591% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9105% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7966% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5291% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5097% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7795% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3703% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9912% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4129% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0932% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4469% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5527% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 1.0190% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7855% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7754% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1307% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8631% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4310% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7549% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4093% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9407% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0351% | 1,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0490% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0104% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.5681% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3325% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8200% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1725% | 1,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8537% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3858% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3536% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5435% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6010% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0644% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7150% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7978% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.8341% | 763 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0800% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4711% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4952% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2601% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6334% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7993% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8848% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0685% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4474% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5094% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0982% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5148% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5415% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2757% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6345% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6316% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3607% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0276% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8949% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2421% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 2.2015% | 1,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3852% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0685% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1281% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0502% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1227% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3441% | 1,365 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8147% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2834% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1108% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3701% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 3,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 3,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 5,664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6393% | 6,784 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8273% | 1,358 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4933% | 6,659 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1107% | 1,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 6,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 4,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 3,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 5,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 3,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 5,522 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0505% | 6,914 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5222% | 1,348 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8740% | 6,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0300% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 5,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 6,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 6,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0670% | 5,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4146% | 6,520 |
| Percentage Net Loans Charged-off: Credit card loans | -3.2990% | 1,340 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0664% | 5,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0618% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5940% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8651% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2213% | 3,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5091% | 1,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2009% | 3,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3390% | 3,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8758% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9132% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6039% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0849% | 1,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2222% | 4,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1780% | 3,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2126% | 2,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2215% | 3,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2379% | 2,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2983% | 2,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9566% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7607% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6902% | 1,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0939% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2268% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2476% | 3,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3221% | 1,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2967% | 2,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3191% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1068% | 6,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3647% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1314% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9351% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0644% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3134% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4232% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6541% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4583% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4927% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2322% | 6,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5713% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5703% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3103% | 2,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0700% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8284% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5808% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 1.5580% | 2,244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 7,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7038% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7562% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2116% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2939% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1980% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1383% | 1,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6502% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3061% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | 2.1085% | 1,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 4,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3387% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4478% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4417% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0834% | 1,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3574% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7214% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7489% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9262% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1359% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 3,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1398% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2832% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7736% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0224% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4784% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4361% | 3,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 3,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8714% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3372% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8325% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6733% | 3,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2763% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7277% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1010% | 1,806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5244% | 3,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5080% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0454% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1335% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5700% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6365% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9184% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1132% | 1,551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4976% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5948% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2181% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3182% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1003% | 3,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7289% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9709% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0509% | 1,499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 5,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0544% | 2,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 3,760 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2149% | 1,643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3775% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3674% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7299% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9624% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2548% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4239% | 2,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8838% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3553% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0297% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1763% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4011% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5285% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8887% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0273% | 1,531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 3,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1779% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2464% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3187% | 3,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6787% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0213% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1736% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3374% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3689% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3562% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3791% | 7,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0443% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1324% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 7,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4842% | 3,136 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4119% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0900% | 1,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 5,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0809% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4511% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4753% | 1,890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0644% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1237% | 7,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6183% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4151% | 1,911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1087% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 6,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9053% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 2,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7805% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4024% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5990% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5491% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0353% | 7,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2124% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2338% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8753% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 4,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1520% | 8,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1591% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 3,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9091% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2267% | 1,433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1958% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2121% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 2,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6381% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6149% | 1,156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 3,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1472% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1591% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1062% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2011% | 4,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2348% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0674% | 7,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 3,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3022% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4323% | 4,160 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9084% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4181% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5762% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2652% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3157% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0502% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8374% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0580% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4518% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3715% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2684% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5094% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1468% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8041% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1190% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4433% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3708% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1559% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9196% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3360% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0465% | 3,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9082% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5437% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0433% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9015% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 8,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 8,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4459% | 2,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3957% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1302% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 2,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 8,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 2,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 2,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1493% | 8,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0157% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0996% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4420% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3335% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 3,964 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 4,887 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 7,149 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2806% | 4,408 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8572% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |