Home > The First State Bank > Income and Expense
The First State Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 6,883 |
| Total interest expense | $16,000 | 6,825 |
| Net interest income | $139,000 | 6,870 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $13,000 | 6,651 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $83,000 | 6,982 |
| Salaries and employee benefits | $26,000 | 6,998 |
| Premises and equipment expense | $15,000 | 6,724 |
| Additional noninterest expense | $42,000 | 6,850 |
| Pre-tax net operating income | $69,000 | 5,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $69,000 | 5,619 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $69,000 | 5,621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $69,000 | 5,621 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $69,000 | 5,520 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,941 |
| Total interest expense | $79,000 | 6,891 |
| Net interest income | $591,000 | 6,927 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $71,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $33,000 | 6,489 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $38,000 | 6,010 |
| Total noninterest expense | $360,000 | 7,032 |
| Salaries and employee benefits | $108,000 | 7,054 |
| Premises and equipment expense | $68,000 | 6,772 |
| Additional noninterest expense | $184,000 | 6,907 |
| Pre-tax net operating income | $302,000 | 5,417 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $302,000 | 5,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,457 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $302,000 | 5,458 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $297,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $302,000 | 5,265 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,045 |
| Total interest expense | $60,000 | 7,004 |
| Net interest income | $444,000 | 7,033 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $56,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $23,000 | 6,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 6,056 |
| Total noninterest expense | $270,000 | 7,130 |
| Salaries and employee benefits | $81,000 | 7,160 |
| Premises and equipment expense | $53,000 | 6,841 |
| Additional noninterest expense | $136,000 | 7,003 |
| Pre-tax net operating income | $230,000 | 5,577 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $230,000 | 5,598 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $230,000 | 5,597 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $230,000 | 5,597 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $219,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $230,000 | 5,422 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $329,000 | 7,112 |
| Total interest expense | $41,000 | 7,062 |
| Net interest income | $288,000 | 7,100 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $26,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,430 |
| Total noninterest expense | $179,000 | 7,197 |
| Salaries and employee benefits | $54,000 | 7,220 |
| Premises and equipment expense | $34,000 | 6,901 |
| Additional noninterest expense | $91,000 | 7,053 |
| Pre-tax net operating income | $135,000 | 5,675 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $135,000 | 5,727 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 5,726 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $135,000 | 5,726 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $130,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $135,000 | 5,543 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 7,172 |
| Total interest expense | $21,000 | 7,125 |
| Net interest income | $144,000 | 7,156 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $13,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $94,000 | 7,255 |
| Salaries and employee benefits | $27,000 | 7,283 |
| Premises and equipment expense | $19,000 | 6,878 |
| Additional noninterest expense | $48,000 | 7,078 |
| Pre-tax net operating income | $63,000 | 5,791 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $63,000 | 5,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $63,000 | 5,835 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $63,000 | 5,835 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $2,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $63,000 | 5,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 7,190 |
| Total interest expense | $111,000 | 7,169 |
| Net interest income | $639,000 | 7,180 |
| Provision for loan and lease losses | $14,000 | 6,298 |
| Total noninterest income | $56,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $36,000 | 6,541 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $380,000 | 7,304 |
| Salaries and employee benefits | $114,000 | 7,331 |
| Premises and equipment expense | $70,000 | 7,047 |
| Additional noninterest expense | $196,000 | 7,140 |
| Pre-tax net operating income | $301,000 | 5,237 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $301,000 | 5,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 5,246 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $301,000 | 5,246 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $299,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $301,000 | 5,126 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 7,261 |
| Total interest expense | $87,000 | 7,241 |
| Net interest income | $485,000 | 7,243 |
| Provision for loan and lease losses | $14,000 | 6,121 |
| Total noninterest income | $43,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $28,000 | 6,561 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $15,000 | 6,512 |
| Total noninterest expense | $296,000 | 7,370 |
| Salaries and employee benefits | $88,000 | 7,404 |
| Premises and equipment expense | $52,000 | 7,119 |
| Additional noninterest expense | $156,000 | 7,178 |
| Pre-tax net operating income | $218,000 | 5,397 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $218,000 | 5,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,418 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $218,000 | 5,418 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $224,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $218,000 | 5,282 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $378,000 | 7,331 |
| Total interest expense | $61,000 | 7,308 |
| Net interest income | $317,000 | 7,319 |
| Provision for loan and lease losses | $12,000 | 5,900 |
| Total noninterest income | $29,000 | 6,922 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $19,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $198,000 | 7,446 |
| Salaries and employee benefits | $60,000 | 7,481 |
| Premises and equipment expense | $33,000 | 7,202 |
| Additional noninterest expense | $105,000 | 7,245 |
| Pre-tax net operating income | $136,000 | 5,485 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $136,000 | 5,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $136,000 | 5,448 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $136,000 | 5,449 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $138,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $136,000 | 5,363 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $188,000 | 7,383 |
| Total interest expense | $32,000 | 7,356 |
| Net interest income | $156,000 | 7,375 |
| Provision for loan and lease losses | $6,000 | 5,552 |
| Total noninterest income | $14,000 | 7,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $99,000 | 7,509 |
| Salaries and employee benefits | $31,000 | 7,539 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $52,000 | 7,313 |
| Pre-tax net operating income | $65,000 | 5,553 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $65,000 | 5,486 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $65,000 | 5,484 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $65,000 | 5,485 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $65,000 | 5,436 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 7,405 |
| Total interest expense | $180,000 | 7,369 |
| Net interest income | $700,000 | 7,394 |
| Provision for loan and lease losses | $9,000 | 6,951 |
| Total noninterest income | $62,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 6,358 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $436,000 | 7,560 |
| Salaries and employee benefits | $125,000 | 7,612 |
| Premises and equipment expense | $73,000 | 7,293 |
| Additional noninterest expense | $238,000 | 7,303 |
| Pre-tax net operating income | $317,000 | 4,853 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $317,000 | 4,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $317,000 | 4,891 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $317,000 | 4,891 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $254,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $317,000 | 4,739 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 7,511 |
| Total interest expense | $143,000 | 7,468 |
| Net interest income | $533,000 | 7,486 |
| Provision for loan and lease losses | $18,000 | 6,703 |
| Total noninterest income | $49,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $30,000 | 6,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $307,000 | 7,673 |
| Salaries and employee benefits | $97,000 | 7,723 |
| Premises and equipment expense | $55,000 | 7,365 |
| Additional noninterest expense | $155,000 | 7,486 |
| Pre-tax net operating income | $257,000 | 5,032 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $257,000 | 5,061 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $257,000 | 5,063 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $257,000 | 5,064 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $197,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $257,000 | 4,882 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,572 |
| Total interest expense | $101,000 | 7,517 |
| Net interest income | $357,000 | 7,539 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $34,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $205,000 | 7,734 |
| Salaries and employee benefits | $66,000 | 7,788 |
| Premises and equipment expense | $37,000 | 7,414 |
| Additional noninterest expense | $102,000 | 7,551 |
| Pre-tax net operating income | $174,000 | 5,068 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $174,000 | 5,070 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 5,073 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $174,000 | 5,072 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $161,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $174,000 | 4,915 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 7,663 |
| Total interest expense | $52,000 | 7,620 |
| Net interest income | $180,000 | 7,630 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $102,000 | 7,842 |
| Salaries and employee benefits | $33,000 | 7,894 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $50,000 | 7,667 |
| Pre-tax net operating income | $87,000 | 5,202 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $87,000 | 5,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,157 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $87,000 | 5,156 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $87,000 | 5,032 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,700 |
| Total interest expense | $294,000 | 7,603 |
| Net interest income | $730,000 | 7,672 |
| Provision for loan and lease losses | $27,000 | 7,104 |
| Total noninterest income | $74,000 | 7,198 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $43,000 | 6,590 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $31,000 | 6,716 |
| Total noninterest expense | $429,000 | 7,919 |
| Salaries and employee benefits | $151,000 | 7,962 |
| Premises and equipment expense | $75,000 | 7,598 |
| Additional noninterest expense | $203,000 | 7,747 |
| Pre-tax net operating income | $348,000 | 4,365 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $348,000 | 4,327 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $348,000 | 4,327 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $348,000 | 4,328 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $329,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $348,000 | 4,259 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $786,000 | 7,779 |
| Total interest expense | $237,000 | 7,657 |
| Net interest income | $549,000 | 7,746 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $57,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $306,000 | 8,004 |
| Salaries and employee benefits | $99,000 | 8,051 |
| Premises and equipment expense | $35,000 | 7,882 |
| Additional noninterest expense | $172,000 | 7,702 |
| Pre-tax net operating income | $273,000 | 4,632 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $273,000 | 4,536 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $273,000 | 4,535 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $273,000 | 4,537 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $266,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $273,000 | 4,459 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 7,858 |
| Total interest expense | $165,000 | 7,729 |
| Net interest income | $355,000 | 7,826 |
| Provision for loan and lease losses | $23,000 | 6,642 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $203,000 | 8,090 |
| Salaries and employee benefits | $66,000 | 8,145 |
| Premises and equipment expense | $35,000 | 7,789 |
| Additional noninterest expense | $102,000 | 7,866 |
| Pre-tax net operating income | $172,000 | 4,808 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $172,000 | 4,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 4,718 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $172,000 | 4,718 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $164,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $172,000 | 4,626 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 7,907 |
| Total interest expense | $87,000 | 7,762 |
| Net interest income | $177,000 | 7,882 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $95,000 | 8,157 |
| Salaries and employee benefits | $33,000 | 8,199 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $44,000 | 7,957 |
| Pre-tax net operating income | $90,000 | 5,135 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $90,000 | 5,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,096 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $90,000 | 5,095 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,000 | 4,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 7,937 |
| Total interest expense | $396,000 | 7,850 |
| Net interest income | $681,000 | 7,923 |
| Provision for loan and lease losses | $15,000 | 7,084 |
| Total noninterest income | $73,000 | 7,551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 6,596 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $21,000 | 7,407 |
| Total noninterest expense | $382,000 | 8,202 |
| Salaries and employee benefits | $142,000 | 8,238 |
| Premises and equipment expense | $74,000 | 7,849 |
| Additional noninterest expense | $166,000 | 8,014 |
| Pre-tax net operating income | $357,000 | 5,259 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $357,000 | 4,888 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $357,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $357,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $357,000 | 5,057 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $795,000 | 8,043 |
| Total interest expense | $306,000 | 7,926 |
| Net interest income | $489,000 | 8,045 |
| Provision for loan and lease losses | $14,000 | 6,656 |
| Total noninterest income | $52,000 | 7,724 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $39,000 | 6,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 7,670 |
| Total noninterest expense | $269,000 | 8,284 |
| Salaries and employee benefits | $93,000 | 8,327 |
| Premises and equipment expense | $56,000 | 7,894 |
| Additional noninterest expense | $120,000 | 8,086 |
| Pre-tax net operating income | $258,000 | 5,805 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $258,000 | 5,405 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $258,000 | 5,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $278,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $258,000 | 5,579 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $531,000 | 8,111 |
| Total interest expense | $212,000 | 7,990 |
| Net interest income | $319,000 | 8,105 |
| Provision for loan and lease losses | $9,000 | 6,362 |
| Total noninterest income | $35,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $173,000 | 8,363 |
| Salaries and employee benefits | $62,000 | 8,402 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $75,000 | 8,181 |
| Pre-tax net operating income | $172,000 | 5,998 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $172,000 | 5,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $171,000 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $172,000 | 5,754 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,168 |
| Total interest expense | $107,000 | 8,053 |
| Net interest income | $162,000 | 8,148 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $94,000 | 8,384 |
| Salaries and employee benefits | $31,000 | 8,448 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $81,000 | 6,241 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $81,000 | 6,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $87,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $81,000 | 6,013 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 8,181 |
| Total interest expense | $392,000 | 8,106 |
| Net interest income | $628,000 | 8,159 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $69,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $49,000 | 6,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $359,000 | 8,445 |
| Salaries and employee benefits | $139,000 | 8,472 |
| Premises and equipment expense | $62,000 | 8,142 |
| Additional noninterest expense | $158,000 | 8,216 |
| Pre-tax net operating income | $320,000 | 6,534 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $320,000 | 6,350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $320,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $319,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $320,000 | 6,337 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $761,000 | 8,242 |
| Total interest expense | $288,000 | 8,164 |
| Net interest income | $473,000 | 8,218 |
| Provision for loan and lease losses | $14,000 | 6,059 |
| Total noninterest income | $48,000 | 7,959 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,822 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $249,000 | 8,471 |
| Salaries and employee benefits | $91,000 | 8,505 |
| Premises and equipment expense | $45,000 | 8,159 |
| Additional noninterest expense | $113,000 | 8,242 |
| Pre-tax net operating income | $258,000 | 6,729 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $258,000 | 6,533 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $258,000 | 6,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $236,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $258,000 | 6,514 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $510,000 | 8,304 |
| Total interest expense | $190,000 | 8,222 |
| Net interest income | $320,000 | 8,278 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $29,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $23,000 | 6,894 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $160,000 | 8,530 |
| Salaries and employee benefits | $60,000 | 8,556 |
| Premises and equipment expense | $29,000 | 8,219 |
| Additional noninterest expense | $71,000 | 8,335 |
| Pre-tax net operating income | $180,000 | 6,758 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $180,000 | 6,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $180,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $204,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $180,000 | 6,522 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 8,350 |
| Total interest expense | $95,000 | 8,268 |
| Net interest income | $164,000 | 8,319 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $15,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $77,000 | 8,578 |
| Salaries and employee benefits | $29,000 | 8,601 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $33,000 | 8,409 |
| Pre-tax net operating income | $97,000 | 6,706 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $97,000 | 6,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $97,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $172,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $97,000 | 6,437 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 8,292 |
| Total interest expense | $336,000 | 8,235 |
| Net interest income | $643,000 | 8,268 |
| Provision for loan and lease losses | $17,000 | 6,393 |
| Total noninterest income | $84,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $63,000 | 6,681 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $371,000 | 8,562 |
| Salaries and employee benefits | $136,000 | 8,609 |
| Premises and equipment expense | $66,000 | 8,190 |
| Additional noninterest expense | $169,000 | 8,269 |
| Pre-tax net operating income | $339,000 | 6,989 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $339,000 | 6,750 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $339,000 | 6,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $265,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $339,000 | 6,757 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 8,369 |
| Total interest expense | $239,000 | 8,309 |
| Net interest income | $485,000 | 8,340 |
| Provision for loan and lease losses | $14,000 | 6,239 |
| Total noninterest income | $65,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $48,000 | 6,766 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $265,000 | 8,625 |
| Salaries and employee benefits | $88,000 | 8,683 |
| Premises and equipment expense | $49,000 | 8,232 |
| Additional noninterest expense | $128,000 | 8,304 |
| Pre-tax net operating income | $271,000 | 7,137 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $271,000 | 6,869 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $271,000 | 6,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $205,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $271,000 | 6,871 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $472,000 | 8,431 |
| Total interest expense | $149,000 | 8,362 |
| Net interest income | $323,000 | 8,404 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $176,000 | 8,664 |
| Salaries and employee benefits | $58,000 | 8,729 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $86,000 | 8,311 |
| Pre-tax net operating income | $175,000 | 7,234 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $175,000 | 6,960 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $175,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $135,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $175,000 | 6,962 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 8,460 |
| Total interest expense | $69,000 | 8,398 |
| Net interest income | $161,000 | 8,428 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $87,000 | 8,679 |
| Salaries and employee benefits | $29,000 | 8,742 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $44,000 | 8,295 |
| Pre-tax net operating income | $87,000 | 7,215 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $87,000 | 6,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $65,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $87,000 | 6,933 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 8,475 |
| Total interest expense | $201,000 | 8,446 |
| Net interest income | $608,000 | 8,437 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $72,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $62,000 | 6,895 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,416 |
| Total noninterest expense | $363,000 | 8,707 |
| Salaries and employee benefits | $137,000 | 8,760 |
| Premises and equipment expense | $61,000 | 8,335 |
| Additional noninterest expense | $165,000 | 8,415 |
| Pre-tax net operating income | $302,000 | 7,373 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $302,000 | 7,176 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $302,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $258,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $302,000 | 7,159 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $588,000 | 8,532 |
| Total interest expense | $136,000 | 8,504 |
| Net interest income | $452,000 | 8,484 |
| Provision for loan and lease losses | $11,000 | 6,464 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 6,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $260,000 | 8,727 |
| Salaries and employee benefits | $89,000 | 8,797 |
| Premises and equipment expense | $46,000 | 8,335 |
| Additional noninterest expense | $125,000 | 8,410 |
| Pre-tax net operating income | $236,000 | 7,494 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $236,000 | 7,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $236,000 | 7,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $191,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $236,000 | 7,228 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,565 |
| Total interest expense | $82,000 | 8,547 |
| Net interest income | $290,000 | 8,525 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $34,000 | 8,314 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $175,000 | 8,734 |
| Salaries and employee benefits | $59,000 | 8,813 |
| Premises and equipment expense | $29,000 | 8,382 |
| Additional noninterest expense | $87,000 | 8,352 |
| Pre-tax net operating income | $143,000 | 7,585 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $143,000 | 7,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $143,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $122,000 | 4,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $143,000 | 7,364 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $174,000 | 8,664 |
| Total interest expense | $35,000 | 8,654 |
| Net interest income | $139,000 | 8,627 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $90,000 | 8,789 |
| Salaries and employee benefits | $30,000 | 8,875 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $45,000 | 8,379 |
| Pre-tax net operating income | $62,000 | 7,747 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $56,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $62,000 | 7,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 8,634 |
| Total interest expense | $146,000 | 8,621 |
| Net interest income | $576,000 | 8,578 |
| Provision for loan and lease losses | $11,000 | 7,005 |
| Total noninterest income | $100,000 | 8,088 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $348,000 | 8,842 |
| Salaries and employee benefits | $125,000 | 8,899 |
| Premises and equipment expense | $60,000 | 8,483 |
| Additional noninterest expense | $163,000 | 8,524 |
| Pre-tax net operating income | $317,000 | 7,384 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $317,000 | 7,156 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $317,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $255,000 | 4,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $317,000 | 7,103 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 8,673 |
| Total interest expense | $112,000 | 8,664 |
| Net interest income | $437,000 | 8,615 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $85,000 | 7,993 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $64,000 | 6,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $253,000 | 8,883 |
| Salaries and employee benefits | $91,000 | 8,961 |
| Premises and equipment expense | $45,000 | 8,490 |
| Additional noninterest expense | $117,000 | 8,573 |
| Pre-tax net operating income | $261,000 | 7,409 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $261,000 | 7,144 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $261,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $198,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $261,000 | 7,079 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 8,710 |
| Total interest expense | $81,000 | 8,689 |
| Net interest income | $294,000 | 8,661 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $61,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $168,000 | 8,944 |
| Salaries and employee benefits | $56,000 | 9,018 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $82,000 | 8,563 |
| Pre-tax net operating income | $182,000 | 7,322 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $182,000 | 7,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 7,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $154,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $182,000 | 6,983 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 8,739 |
| Total interest expense | $42,000 | 8,723 |
| Net interest income | $149,000 | 8,695 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $31,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $84,000 | 8,982 |
| Salaries and employee benefits | $30,000 | 9,057 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $39,000 | 8,657 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $93,000 | 7,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $93,000 | 6,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 8,712 |
| Total interest expense | $244,000 | 8,626 |
| Net interest income | $613,000 | 8,675 |
| Provision for loan and lease losses | $11,000 | 7,350 |
| Total noninterest income | $100,000 | 8,303 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $366,000 | 9,015 |
| Salaries and employee benefits | $131,000 | 9,093 |
| Premises and equipment expense | $63,000 | 8,579 |
| Additional noninterest expense | $172,000 | 8,618 |
| Pre-tax net operating income | $336,000 | 7,291 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $336,000 | 7,101 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $336,000 | 7,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $185,000 | 5,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $336,000 | 6,959 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $664,000 | 8,766 |
| Total interest expense | $197,000 | 8,683 |
| Net interest income | $467,000 | 8,737 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $70,000 | 8,442 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $63,000 | 6,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $269,000 | 9,068 |
| Salaries and employee benefits | $92,000 | 9,154 |
| Premises and equipment expense | $48,000 | 8,603 |
| Additional noninterest expense | $129,000 | 8,640 |
| Pre-tax net operating income | $260,000 | 7,388 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $260,000 | 7,190 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $260,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $145,000 | 4,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $260,000 | 7,027 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $450,000 | 8,805 |
| Total interest expense | $138,000 | 8,715 |
| Net interest income | $312,000 | 8,772 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $48,000 | 8,414 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $181,000 | 9,088 |
| Salaries and employee benefits | $63,000 | 9,191 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $85,000 | 8,662 |
| Pre-tax net operating income | $174,000 | 7,425 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $174,000 | 7,214 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $174,000 | 7,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $97,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $174,000 | 7,034 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,873 |
| Total interest expense | $70,000 | 8,784 |
| Net interest income | $150,000 | 8,847 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $88,000 | 9,138 |
| Salaries and employee benefits | $31,000 | 9,236 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $42,000 | 8,723 |
| Pre-tax net operating income | $84,000 | 7,453 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $84,000 | 7,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 8,914 |
| Total interest expense | $369,000 | 8,739 |
| Net interest income | $562,000 | 8,937 |
| Provision for loan and lease losses | $11,000 | 7,790 |
| Total noninterest income | $101,000 | 8,394 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $84,000 | 6,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $359,000 | 9,186 |
| Salaries and employee benefits | $137,000 | 9,251 |
| Premises and equipment expense | $66,000 | 8,657 |
| Additional noninterest expense | $156,000 | 8,835 |
| Pre-tax net operating income | $293,000 | 7,571 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $293,000 | 7,357 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $293,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $171,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $293,000 | 7,256 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 9,130 |
| Total interest expense | $517,000 | 8,989 |
| Net interest income | $518,000 | 9,163 |
| Provision for loan and lease losses | $11,000 | 7,912 |
| Total noninterest income | $93,000 | 8,613 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $84,000 | 6,897 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $349,000 | 9,435 |
| Salaries and employee benefits | $133,000 | 9,515 |
| Premises and equipment expense | $64,000 | 8,903 |
| Additional noninterest expense | $152,000 | 9,041 |
| Pre-tax net operating income | $251,000 | 7,626 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $251,000 | 7,432 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $251,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $129,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $251,000 | 7,319 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 9,384 |
| Total interest expense | $471,000 | 9,304 |
| Net interest income | $549,000 | 9,371 |
| Provision for loan and lease losses | $11,000 | 7,947 |
| Total noninterest income | $69,000 | 9,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $353,000 | 9,679 |
| Salaries and employee benefits | $127,000 | 9,798 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $160,000 | 9,161 |
| Pre-tax net operating income | $254,000 | 8,102 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $254,000 | 7,749 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $254,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $135,000 | 5,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $254,000 | 7,749 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 9,643 |
| Total interest expense | $439,000 | 9,572 |
| Net interest income | $521,000 | 9,648 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $80,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $364,000 | 9,957 |
| Salaries and employee benefits | $148,000 | 10,046 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $140,000 | 9,603 |
| Pre-tax net operating income | $221,000 | 8,471 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $221,000 | 8,142 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $221,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $221,000 | 8,113 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 9,906 |
| Total interest expense | $434,000 | 9,837 |
| Net interest income | $499,000 | 9,922 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $151,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $448,000 | 9,928 |
| Salaries and employee benefits | $202,000 | 10,096 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $161,000 | 9,554 |
| Pre-tax net operating income | $190,000 | 8,951 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-2,000 | 9,976 |
| Income before extraordinary items | $192,000 | 8,674 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $192,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $101,000 | 6,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $192,000 | 8,602 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 10,487 |
| Total interest expense | $322,000 | 10,476 |
| Net interest income | $470,000 | 10,445 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $193,000 | 7,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $442,000 | 10,356 |
| Salaries and employee benefits | $223,000 | 10,423 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $128,000 | 10,250 |
| Pre-tax net operating income | $217,000 | 9,489 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $68,000 | 8,947 |
| Income before extraordinary items | $149,000 | 9,600 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $149,000 | 9,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $124,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $149,000 | 9,557 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 11,103 |
| Total interest expense | $265,000 | 11,137 |
| Net interest income | $446,000 | 11,006 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $205,000 | 8,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,934 |
| Total noninterest expense | $537,000 | 10,439 |
| Salaries and employee benefits | $279,000 | 10,516 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $165,000 | 10,368 |
| Pre-tax net operating income | $114,000 | 10,298 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $28,000 | 10,061 |
| Income before extraordinary items | $86,000 | 10,348 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $86,000 | 10,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $86,000 | 10,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 11,638 |
| Total interest expense | $235,000 | 11,708 |
| Net interest income | $454,000 | 11,504 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $219,000 | 8,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $479,000 | 11,111 |
| Salaries and employee benefits | $229,000 | 11,303 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $154,000 | 11,009 |
| Pre-tax net operating income | $194,000 | 10,498 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $59,000 | 9,999 |
| Income before extraordinary items | $135,000 | 10,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $135,000 | 10,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $103,000 | 6,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $135,000 | 10,580 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 12,270 |
| Total interest expense | $171,000 | 12,401 |
| Net interest income | $469,000 | 12,092 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $210,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $470,000 | 11,756 |
| Salaries and employee benefits | $203,000 | 12,051 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $179,000 | 11,418 |
| Pre-tax net operating income | $209,000 | 10,824 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $65,000 | 10,116 |
| Income before extraordinary items | $144,000 | 10,891 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $144,000 | 10,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $144,000 | 10,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 12,935 |
| Total interest expense | $161,000 | 13,092 |
| Net interest income | $446,000 | 12,700 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $183,000 | 9,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $424,000 | 12,533 |
| Salaries and employee benefits | $179,000 | 12,788 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $159,000 | 12,302 |
| Pre-tax net operating income | $203,000 | 11,011 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $141,000 | 11,312 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $141,000 | 11,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $141,000 | 11,106 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 13,527 |
| Total interest expense | $203,000 | 13,708 |
| Net interest income | $470,000 | 13,176 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $144,000 | 10,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $439,000 | 12,968 |
| Salaries and employee benefits | $200,000 | 13,163 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $150,000 | 12,956 |
| Pre-tax net operating income | $167,000 | 11,356 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $123,000 | 11,645 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $123,000 | 11,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $89,000 | 6,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $117,400 | 11,394 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.