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The First State Bank, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$1,225,0009,213
Total interest expense$531,0009,186
Net interest income$694,0009,134
Provision for loan and lease losses$25,0007,386
Total noninterest income$110,0008,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0006,580
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,368
Total noninterest expense$495,0009,403
Salaries and employee benefits$271,0009,380
Premises and equipment expense$51,0009,346
Additional noninterest expense$173,0009,038
Pre-tax net operating income$284,0007,971
Securities gains (losses)$01,956
Applicable income taxes$59,0007,094
Income before extraordinary items$225,0007,932
Extraordinary gains, net$038
Net income$225,0007,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,922
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$225,0007,937
1999-12-31 (YTD Data)Rank
Total interest income$1,228,0009,389
Total interest expense$539,0009,352
Net interest income$689,0009,306
Provision for loan and lease losses$40,0006,849
Total noninterest income$96,0008,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$84,0007,049
Trading account gains and feesNANA
Additional Noninterest Income$12,0009,637
Total noninterest expense$516,0009,591
Salaries and employee benefits$271,0009,622
Premises and equipment expense$55,0009,535
Additional noninterest expense$190,0009,131
Pre-tax net operating income$229,0008,435
Securities gains (losses)$03,155
Applicable income taxes$51,0007,618
Income before extraordinary items$178,0008,447
Extraordinary gains, net$035
Net income$178,0008,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,427
Cash dividends$162,0005,521
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$178,0008,415
1998-12-31 (YTD Data)Rank
Total interest income$1,311,0009,516
Total interest expense$559,0009,569
Net interest income$752,0009,372
Provision for loan and lease losses$08,652
Total noninterest income$96,0009,084
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0007,234
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,789
Total noninterest expense$510,0009,746
Salaries and employee benefits$264,0009,808
Premises and equipment expense$52,0009,775
Additional noninterest expense$194,0009,180
Pre-tax net operating income$338,0008,184
Securities gains (losses)$04,449
Applicable income taxes$104,0007,470
Income before extraordinary items$234,0008,358
Extraordinary gains, net$032
Net income$234,0008,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,505
Cash dividends$202,0005,309
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$234,0008,284
1997-12-31 (YTD Data)Rank
Total interest income$1,293,0009,935
Total interest expense$548,0009,975
Net interest income$745,0009,818
Provision for loan and lease losses$08,829
Total noninterest income$119,0009,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0007,377
Trading account gains and feesNANA
Additional Noninterest Income$27,0009,482
Total noninterest expense$482,00010,187
Salaries and employee benefits$238,00010,344
Premises and equipment expense$55,00010,079
Additional noninterest expense$189,0009,552
Pre-tax net operating income$382,0008,534
Securities gains (losses)$03,944
Applicable income taxes$123,0008,030
Income before extraordinary items$259,0008,679
Extraordinary gains, net$044
Net income$259,0008,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,076
Cash dividends$202,0005,334
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$259,0008,640
1996-12-31 (YTD Data)Rank
Total interest income$1,208,00010,509
Total interest expense$558,00010,415
Net interest income$650,00010,520
Provision for loan and lease losses$-103,00011,279
Total noninterest income$111,0009,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0007,725
Trading account gains and feesNANA
Additional Noninterest Income$21,00010,346
Total noninterest expense$468,00010,707
Salaries and employee benefits$226,00010,869
Premises and equipment expense$55,00010,490
Additional noninterest expense$187,00010,089
Pre-tax net operating income$396,0008,529
Securities gains (losses)$04,148
Applicable income taxes$123,0008,345
Income before extraordinary items$273,0008,648
Extraordinary gains, net$053
Net income$273,0008,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-110,00011,238
Cash dividends$202,0005,374
Sale, conversion, retirement of capital stock, net$0953
Net operating income$273,0008,577
1995-12-31 (YTD Data)Rank
Total interest income$1,164,00011,019
Total interest expense$490,00011,057
Net interest income$674,00010,916
Provision for loan and lease losses$08,958
Total noninterest income$117,0009,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$79,0008,338
Trading account gains and feesNANA
Additional Noninterest Income$38,0009,820
Total noninterest expense$461,00011,189
Salaries and employee benefits$218,00011,383
Premises and equipment expense$43,00011,294
Additional noninterest expense$200,00010,413
Pre-tax net operating income$330,0009,532
Securities gains (losses)$03,831
Applicable income taxes$92,0009,345
Income before extraordinary items$238,0009,523
Extraordinary gains, net$065
Net income$238,0009,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$202,0005,430
Sale, conversion, retirement of capital stock, net$0809
Net operating income$238,0009,507
1994-12-31 (YTD Data)Rank
Total interest income$1,061,00011,592
Total interest expense$392,00011,625
Net interest income$669,00011,489
Provision for loan and lease losses$1,0009,105
Total noninterest income$101,00010,716
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0008,813
Trading account gains and feesNANA
Additional Noninterest Income$25,00011,111
Total noninterest expense$500,00011,618
Salaries and employee benefits$194,00012,101
Premises and equipment expense$63,00011,198
Additional noninterest expense$243,00010,615
Pre-tax net operating income$269,00010,349
Securities gains (losses)$03,600
Applicable income taxes$79,0009,837
Income before extraordinary items$190,00010,401
Extraordinary gains, net$0249
Net income$190,00010,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$101,0006,826
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$190,00010,447
1993-12-31 (YTD Data)Rank
Total interest income$1,115,00012,064
Total interest expense$415,00012,153
Net interest income$700,00011,880
Provision for loan and lease losses$010,371
Total noninterest income$113,00011,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0009,003
Trading account gains and feesNANA
Additional Noninterest Income$33,00011,102
Total noninterest expense$492,00012,207
Salaries and employee benefits$198,00012,665
Premises and equipment expense$66,00011,648
Additional noninterest expense$228,00011,358
Pre-tax net operating income$321,00010,066
Securities gains (losses)$9,0005,582
Applicable income taxes$102,0009,679
Income before extraordinary items$228,00010,293
Extraordinary gains, net$03,149
Net income$228,00010,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00011,729
Cash dividends$101,0006,837
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$221,79010,153
1992-12-31 (YTD Data)Rank
Total interest income$1,165,00012,677
Total interest expense$499,00012,766
Net interest income$666,00012,456
Provision for loan and lease losses$011,756
Total noninterest income$156,00010,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0009,162
Trading account gains and feesNANA
Additional Noninterest Income$76,0009,018
Total noninterest expense$489,00012,697
Salaries and employee benefits$195,00013,208
Premises and equipment expense$61,00012,225
Additional noninterest expense$233,00011,783
Pre-tax net operating income$333,0009,840
Securities gains (losses)$4,0007,235
Applicable income taxes$114,0009,543
Income before extraordinary items$223,00010,279
Extraordinary gains, net$01,422
Net income$223,00010,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$40,0007,952
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$220,3609,978

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.