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The First State Bank, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$1,084,0009,095
Total interest expense$206,0009,380
Net interest income$878,0008,526
Provision for loan and lease losses$08,228
Total noninterest income$191,0007,398
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$162,0005,640
Trading account gains and fees$0177
Additional Noninterest Income$29,0008,383
Total noninterest expense$944,0008,102
Salaries and employee benefits$530,0008,030
Premises and equipment expense$100,0008,307
Additional noninterest expense$314,0007,758
Pre-tax net operating income$125,0008,214
Securities gains (losses)$04,612
Applicable income taxes$28,0007,125
Income before extraordinary items$97,0008,355
Extraordinary gains, net$0105
Net income$97,0008,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$80,0005,886
Sale, conversion, retirement of capital stock, net$0922
Net operating income$97,0008,251
2000-12-31 (YTD Data)Rank
Total interest income$1,178,0009,240
Total interest expense$205,0009,654
Net interest income$973,0008,543
Provision for loan and lease losses$5,0008,144
Total noninterest income$175,0007,536
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$142,0005,890
Trading account gains and feesNANA
Additional Noninterest Income$33,0008,420
Total noninterest expense$975,0008,095
Salaries and employee benefits$611,0007,637
Premises and equipment expense$63,0009,117
Additional noninterest expense$301,0007,941
Pre-tax net operating income$168,0008,509
Securities gains (losses)$01,956
Applicable income taxes$44,0007,335
Income before extraordinary items$124,0008,567
Extraordinary gains, net$038
Net income$124,0008,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$60,0006,304
Sale, conversion, retirement of capital stock, net$0969
Net operating income$124,0008,564
1999-12-31 (YTD Data)Rank
Total interest income$1,072,0009,544
Total interest expense$224,0009,905
Net interest income$848,0008,959
Provision for loan and lease losses$8,0008,218
Total noninterest income$187,0007,641
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0005,813
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,625
Total noninterest expense$890,0008,457
Salaries and employee benefits$564,0007,945
Premises and equipment expense$74,0009,145
Additional noninterest expense$252,0008,541
Pre-tax net operating income$137,0008,883
Securities gains (losses)$03,155
Applicable income taxes$25,0008,122
Income before extraordinary items$112,0008,881
Extraordinary gains, net$035
Net income$112,0008,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,980
Cash dividends$60,0006,490
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$112,0008,847
1998-12-31 (YTD Data)Rank
Total interest income$1,082,0009,781
Total interest expense$239,00010,141
Net interest income$843,0009,149
Provision for loan and lease losses$7,0008,378
Total noninterest income$182,0007,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0005,733
Trading account gains and feesNANA
Additional Noninterest Income$21,0009,437
Total noninterest expense$876,0008,508
Salaries and employee benefits$553,0008,032
Premises and equipment expense$66,0009,435
Additional noninterest expense$257,0008,537
Pre-tax net operating income$142,0009,217
Securities gains (losses)$04,449
Applicable income taxes$59,0008,181
Income before extraordinary items$83,0009,448
Extraordinary gains, net$032
Net income$83,0009,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$50,0006,861
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$83,0009,384
1997-12-31 (YTD Data)Rank
Total interest income$1,048,00010,258
Total interest expense$242,00010,606
Net interest income$806,0009,658
Provision for loan and lease losses$20,0007,880
Total noninterest income$208,0007,737
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0005,793
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,049
Total noninterest expense$868,0008,792
Salaries and employee benefits$556,0008,210
Premises and equipment expense$71,0009,671
Additional noninterest expense$241,0008,955
Pre-tax net operating income$126,0009,963
Securities gains (losses)$03,944
Applicable income taxes$1,00010,030
Income before extraordinary items$125,0009,792
Extraordinary gains, net$044
Net income$125,0009,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$50,0007,161
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$125,0009,753
1996-12-31 (YTD Data)Rank
Total interest income$1,030,00010,770
Total interest expense$236,00011,181
Net interest income$794,00010,128
Provision for loan and lease losses$5,0008,822
Total noninterest income$213,0008,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0005,952
Trading account gains and feesNANA
Additional Noninterest Income$35,0009,600
Total noninterest expense$880,0009,126
Salaries and employee benefits$585,0008,225
Premises and equipment expense$67,00010,175
Additional noninterest expense$228,0009,624
Pre-tax net operating income$122,00010,254
Securities gains (losses)$04,148
Applicable income taxes$32,0009,997
Income before extraordinary items$90,00010,310
Extraordinary gains, net$053
Net income$90,00010,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$50,0007,494
Sale, conversion, retirement of capital stock, net$0953
Net operating income$90,00010,263
1995-12-31 (YTD Data)Rank
Total interest income$967,00011,339
Total interest expense$217,00011,725
Net interest income$750,00010,682
Provision for loan and lease losses$14,0008,034
Total noninterest income$216,0008,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0006,102
Trading account gains and feesNANA
Additional Noninterest Income$38,0009,820
Total noninterest expense$849,0009,556
Salaries and employee benefits$550,0008,724
Premises and equipment expense$60,00010,776
Additional noninterest expense$239,0009,944
Pre-tax net operating income$103,00011,066
Securities gains (losses)$03,831
Applicable income taxes$8,00010,968
Income before extraordinary items$95,00010,979
Extraordinary gains, net$065
Net income$95,00010,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,103
Cash dividends$50,0007,734
Sale, conversion, retirement of capital stock, net$0809
Net operating income$95,00010,951
1994-12-31 (YTD Data)Rank
Total interest income$921,00011,848
Total interest expense$146,00012,448
Net interest income$775,00011,136
Provision for loan and lease losses$25,0007,401
Total noninterest income$233,0008,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,805
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,793
Total noninterest expense$875,0009,882
Salaries and employee benefits$551,0008,950
Premises and equipment expense$52,00011,558
Additional noninterest expense$272,00010,279
Pre-tax net operating income$108,00011,576
Securities gains (losses)$33,0001,406
Applicable income taxes$52,00010,415
Income before extraordinary items$89,00011,485
Extraordinary gains, net$0249
Net income$89,00011,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$50,0007,903
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$67,88011,715
1993-12-31 (YTD Data)Rank
Total interest income$905,00012,494
Total interest expense$135,00013,130
Net interest income$770,00011,615
Provision for loan and lease losses$31,0008,369
Total noninterest income$214,0008,947
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0006,355
Trading account gains and feesNANA
Additional Noninterest Income$33,00011,102
Total noninterest expense$869,00010,349
Salaries and employee benefits$525,0009,422
Premises and equipment expense$65,00011,682
Additional noninterest expense$279,00010,702
Pre-tax net operating income$84,00011,972
Securities gains (losses)$07,477
Applicable income taxes$3,00012,012
Income before extraordinary items$81,00012,004
Extraordinary gains, net$03,149
Net income$81,00012,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0006,983
Cash dividends$50,0007,918
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$81,00011,818
1992-12-31 (YTD Data)Rank
Total interest income$874,00013,238
Total interest expense$152,00013,772
Net interest income$722,00012,228
Provision for loan and lease losses$131,0006,478
Total noninterest income$153,00010,441
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,713
Trading account gains and feesNANA
Additional Noninterest Income$24,00012,236
Total noninterest expense$769,00011,160
Salaries and employee benefits$517,0009,610
Premises and equipment expense$54,00012,540
Additional noninterest expense$198,00012,265
Pre-tax net operating income$-25,00012,805
Securities gains (losses)$55,0003,959
Applicable income taxes$5,00012,508
Income before extraordinary items$25,00012,742
Extraordinary gains, net$01,422
Net income$25,00012,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0005,216
Cash dividends$50,0007,650
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-20,65012,746

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.