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The First State Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$936,00010,367
Total interest expense$367,00010,397
Net interest income$569,00010,247
Provision for loan and lease losses$08,829
Total noninterest income$152,0008,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0006,811
Trading account gains and feesNANA
Additional Noninterest Income$34,0009,136
Total noninterest expense$466,00010,259
Salaries and employee benefits$236,00010,359
Premises and equipment expense$77,0009,513
Additional noninterest expense$153,0009,961
Pre-tax net operating income$255,0009,261
Securities gains (losses)$03,944
Applicable income taxes$84,0008,688
Income before extraordinary items$171,0009,395
Extraordinary gains, net$044
Net income$171,0009,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,408
Cash dividends$110,0006,354
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$171,0009,351
1996-12-31 (YTD Data)Rank
Total interest income$929,00010,901
Total interest expense$349,00010,989
Net interest income$580,00010,710
Provision for loan and lease losses$09,041
Total noninterest income$148,0009,035
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0007,223
Trading account gains and feesNANA
Additional Noninterest Income$35,0009,600
Total noninterest expense$483,00010,657
Salaries and employee benefits$235,00010,806
Premises and equipment expense$84,0009,709
Additional noninterest expense$164,00010,381
Pre-tax net operating income$245,0009,520
Securities gains (losses)$04,148
Applicable income taxes$81,0009,119
Income before extraordinary items$164,0009,661
Extraordinary gains, net$053
Net income$164,0009,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,146
Cash dividends$125,0006,318
Sale, conversion, retirement of capital stock, net$0953
Net operating income$164,0009,602
1995-12-31 (YTD Data)Rank
Total interest income$839,00011,482
Total interest expense$323,00011,528
Net interest income$516,00011,366
Provision for loan and lease losses$08,958
Total noninterest income$132,0009,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0007,660
Trading account gains and feesNANA
Additional Noninterest Income$27,00010,452
Total noninterest expense$439,00011,296
Salaries and employee benefits$226,00011,330
Premises and equipment expense$71,00010,456
Additional noninterest expense$142,00011,157
Pre-tax net operating income$209,00010,410
Securities gains (losses)$03,831
Applicable income taxes$69,0009,810
Income before extraordinary items$140,00010,559
Extraordinary gains, net$065
Net income$140,00010,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$71,0007,376
Sale, conversion, retirement of capital stock, net$0809
Net operating income$140,00010,526
1994-12-31 (YTD Data)Rank
Total interest income$753,00012,128
Total interest expense$266,00012,158
Net interest income$487,00012,048
Provision for loan and lease losses$09,146
Total noninterest income$110,00010,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0008,368
Trading account gains and feesNANA
Additional Noninterest Income$20,00011,420
Total noninterest expense$421,00011,950
Salaries and employee benefits$217,00011,938
Premises and equipment expense$70,00010,970
Additional noninterest expense$134,00011,975
Pre-tax net operating income$176,00011,082
Securities gains (losses)$-1,0008,790
Applicable income taxes$59,00010,250
Income before extraordinary items$116,00011,204
Extraordinary gains, net$0249
Net income$116,00011,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,066
Cash dividends$185,0005,675
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$116,66011,249
1993-12-31 (YTD Data)Rank
Total interest income$733,00012,760
Total interest expense$235,00012,885
Net interest income$498,00012,558
Provision for loan and lease losses$010,371
Total noninterest income$110,00011,078
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0008,587
Trading account gains and feesNANA
Additional Noninterest Income$17,00012,255
Total noninterest expense$429,00012,512
Salaries and employee benefits$219,00012,467
Premises and equipment expense$68,00011,579
Additional noninterest expense$142,00012,518
Pre-tax net operating income$179,00011,225
Securities gains (losses)$-1,00012,247
Applicable income taxes$58,00010,749
Income before extraordinary items$120,00011,568
Extraordinary gains, net$148,0001,250
Net income$268,0009,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$100,0006,847
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$120,67011,359
1992-12-31 (YTD Data)Rank
Total interest income$780,00013,380
Total interest expense$312,00013,442
Net interest income$468,00013,180
Provision for loan and lease losses$011,756
Total noninterest income$105,00011,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0008,930
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,735
Total noninterest expense$421,00013,062
Salaries and employee benefits$221,00012,920
Premises and equipment expense$61,00012,225
Additional noninterest expense$139,00013,103
Pre-tax net operating income$152,00011,513
Securities gains (losses)$08,369
Applicable income taxes$38,00011,577
Income before extraordinary items$114,00011,747
Extraordinary gains, net$01,422
Net income$114,00011,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00012,762
Cash dividends$145,0005,869
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$114,00011,439

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.