Home > The First State Bank > Loan Charge- Offs and Recoveries
The First State Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $32,000 | 7,424 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $24,000 | 4,737 |
| Loans to individuals | $8,000 | 7,294 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,000 | 6,804 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $21,000 | 876 |
| Total recoveries | $22,000 | 5,710 |
| Loans secured by real estate, total | $0 | 4,712 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,705 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,000 | 3,455 |
| Loans to individuals | $5,000 | 5,825 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,000 | 5,500 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $9,000 | 743 |
| Net charge-offs | $10,000 | 7,500 |
| Loans secured by real estate, total | $0 | 4,193 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,185 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $7,000 | 4,813 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,000 | 7,412 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 6,895 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $12,000 | 886 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $34,000 | 7,401 |
| Loans secured by real estate, total | $9,000 | 4,241 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 4,239 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 3,185 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,000 | 4,942 |
| Loans to individuals | $5,000 | 8,017 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,000 | 7,522 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $7,000 | 1,108 |
| Total recoveries | $60,000 | 3,639 |
| Loans secured by real estate, total | $4,000 | 3,716 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 3,715 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,420 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,747 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $51,000 | 1,947 |
| Loans to individuals | $5,000 | 6,115 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,000 | 5,801 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $9,000 | 783 |
| Net charge-offs | $-26,000 | 11,160 |
| Loans secured by real estate, total | $5,000 | 3,758 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 3,756 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $8,000 | 2,738 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-3,000 | 10,928 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-31,000 | 11,036 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 8,408 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 8,480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $79,000 | 5,742 |
| Loans secured by real estate, total | $12,000 | 4,496 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,000 | 4,496 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $12,000 | 2,073 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 3,235 |
| Loans to individuals | $5,000 | 8,242 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,000 | 7,758 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $3,000 | 1,203 |
| Total recoveries | $24,000 | 6,441 |
| Loans secured by real estate, total | $5,000 | 3,936 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 3,937 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,324 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,975 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $12,000 | 4,909 |
| Loans to individuals | $7,000 | 5,745 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,000 | 5,475 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $6,000 | 1,052 |
| Net charge-offs | $55,000 | 4,946 |
| Loans secured by real estate, total | $7,000 | 4,064 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,000 | 4,065 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 10,963 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $9,000 | 1,829 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $50,000 | 2,580 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-2,000 | 11,125 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-2,000 | 10,899 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-3,000 | 9,009 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $95,000 | 6,073 |
| Loans secured by real estate, total | $17,000 | 4,962 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $17,000 | 4,961 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $3,000 | 5,111 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $14,000 | 2,513 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $73,000 | 3,718 |
| Loans to individuals | $5,000 | 8,875 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,000 | 8,431 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $73,000 | 354 |
| Total recoveries | $75,000 | 3,829 |
| Loans secured by real estate, total | $8,000 | 3,744 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,000 | 3,744 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,598 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 2,254 |
| Loans to individuals | $5,000 | 6,889 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,000 | 6,603 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $44,000 | 277 |
| Net charge-offs | $20,000 | 7,730 |
| Loans secured by real estate, total | $9,000 | 4,839 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 4,836 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 4,760 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $8,000 | 2,395 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 5,412 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 9,119 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $29,000 | 571 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $251,000 | 4,499 |
| Loans secured by real estate, total | $74,000 | 3,469 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $74,000 | 3,469 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $36,000 | 312 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 5,219 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $31,000 | 2,577 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $158,000 | 3,145 |
| Loans to individuals | $19,000 | 7,008 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $19,000 | 6,581 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $65,000 | 511 |
| Total recoveries | $44,000 | 5,516 |
| Loans secured by real estate, total | $6,000 | 4,124 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,000 | 4,123 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,689 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $26,000 | 4,047 |
| Loans to individuals | $12,000 | 5,122 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,832 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $7,000 | 1,193 |
| Net charge-offs | $207,000 | 4,125 |
| Loans secured by real estate, total | $68,000 | 3,211 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $68,000 | 3,211 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $36,000 | 268 |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 4,577 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $25,000 | 2,502 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $132,000 | 2,877 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,000 | 7,761 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,000 | 7,270 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $58,000 | 448 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.