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The First Savings Bank, FSB, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$139,653,000306
Total interest expense$81,739,000239
Net interest income$57,914,000385
Provision for loan and lease losses$57,163,00062
Total noninterest income$10,390,000589
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$10,390,000425
Total noninterest expense$95,363,000249
Salaries and employee benefits$38,244,000230
Premises and equipment expense$22,254,000144
Additional noninterest expense$34,865,000314
Pre-tax net operating income$-84,222,00013,311
Securities gains (losses)$4,246,000175
Applicable income taxes$-18,676,00013,275
Income before extraordinary items$-61,300,00013,270
Extraordinary gains, net$-23,689,00013,277
Net income$-84,989,00013,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,754,00085
Cash dividends$8,0008,948
Sale, conversion, retirement of capital stock, net$5,215,000190
Net operating income$-64,569,42013,268
1992-12-31 (YTD Data)Rank
Total interest income$155,620,000318
Total interest expense$94,356,000263
Net interest income$61,264,000372
Provision for loan and lease losses$9,725,000373
Total noninterest income$21,422,000370
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$21,422,000254
Total noninterest expense$59,903,000351
Salaries and employee benefits$29,811,000275
Premises and equipment expense$11,597,000260
Additional noninterest expense$18,494,000483
Pre-tax net operating income$13,058,000487
Securities gains (losses)$800,000767
Applicable income taxes$4,624,000514
Income before extraordinary items$9,233,000523
Extraordinary gains, net$01,422
Net income$9,233,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,955,000466
Cash dividends$10,0008,694
Sale, conversion, retirement of capital stock, net$4,344,000187
Net operating income$8,697,000497

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.