Home > The First National Bank & Trust Company of Rochelle > Income and Expense
The First National Bank & Trust Company of Rochelle, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 3,457 |
| Total interest expense | $472,000 | 2,588 |
| Net interest income | $2,486,000 | 3,573 |
| Provision for loan and lease losses | $-219,000 | 5,660 |
| Total noninterest income | $1,268,000 | 1,774 |
| Gross Fiduciary activities income | $5,000 | 966 |
| Service charges on deposit accounts | $313,000 | 1,698 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $950,000 | 1,598 |
| Total noninterest expense | $3,711,000 | 2,417 |
| Salaries and employee benefits | $2,174,000 | 2,362 |
| Premises and equipment expense | $347,000 | 2,701 |
| Additional noninterest expense | $1,190,000 | 2,342 |
| Pre-tax net operating income | $262,000 | 4,792 |
| Securities gains (losses) | $42,000 | 707 |
| Applicable income taxes | $6,000 | 3,918 |
| Income before extraordinary items | $298,000 | 4,509 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $298,000 | 4,508 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $298,000 | 4,509 |
| Net charge-offs | $-6,000 | 4,624 |
| Cash dividends | $335,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $256,840 | 4,657 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 3,413 |
| Total interest expense | $231,000 | 2,596 |
| Net interest income | $1,280,000 | 3,526 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $651,000 | 1,729 |
| Gross Fiduciary activities income | $5,000 | 920 |
| Service charges on deposit accounts | $156,000 | 1,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $490,000 | 1,538 |
| Total noninterest expense | $1,674,000 | 2,612 |
| Salaries and employee benefits | $930,000 | 2,667 |
| Premises and equipment expense | $184,000 | 2,642 |
| Additional noninterest expense | $560,000 | 2,448 |
| Pre-tax net operating income | $257,000 | 4,066 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $10,000 | 3,599 |
| Income before extraordinary items | $256,000 | 3,833 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $256,000 | 3,832 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $256,000 | 3,833 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $247,360 | 3,874 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 3,156 |
| Total interest expense | $926,000 | 2,547 |
| Net interest income | $5,974,000 | 3,206 |
| Provision for loan and lease losses | $32,000 | 3,862 |
| Total noninterest income | $3,569,000 | 1,453 |
| Gross Fiduciary activities income | $6,000 | 1,044 |
| Service charges on deposit accounts | $736,000 | 1,550 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,827,000 | 1,256 |
| Total noninterest expense | $7,433,000 | 2,433 |
| Salaries and employee benefits | $4,004,000 | 2,500 |
| Premises and equipment expense | $720,000 | 2,675 |
| Additional noninterest expense | $2,709,000 | 2,151 |
| Pre-tax net operating income | $2,078,000 | 2,985 |
| Securities gains (losses) | $1,728,000 | 143 |
| Applicable income taxes | $26,000 | 3,794 |
| Income before extraordinary items | $3,780,000 | 1,720 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,780,000 | 1,719 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,780,000 | 1,719 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $1,315,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,069,280 | 2,675 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 3,114 |
| Total interest expense | $684,000 | 2,577 |
| Net interest income | $4,632,000 | 3,144 |
| Provision for loan and lease losses | $32,000 | 3,631 |
| Total noninterest income | $2,955,000 | 1,351 |
| Gross Fiduciary activities income | $6,000 | 1,010 |
| Service charges on deposit accounts | $557,000 | 1,535 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,392,000 | 1,161 |
| Total noninterest expense | $5,585,000 | 2,422 |
| Salaries and employee benefits | $2,984,000 | 2,495 |
| Premises and equipment expense | $554,000 | 2,637 |
| Additional noninterest expense | $2,047,000 | 2,138 |
| Pre-tax net operating income | $1,970,000 | 2,652 |
| Securities gains (losses) | $1,495,000 | 134 |
| Applicable income taxes | $16,000 | 3,913 |
| Income before extraordinary items | $3,449,000 | 1,503 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,449,000 | 1,502 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,449,000 | 1,503 |
| Net charge-offs | $3,000 | 3,728 |
| Cash dividends | $970,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,954,000 | 2,323 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 3,090 |
| Total interest expense | $452,000 | 2,601 |
| Net interest income | $3,146,000 | 3,119 |
| Provision for loan and lease losses | $32,000 | 3,227 |
| Total noninterest income | $2,249,000 | 1,219 |
| Gross Fiduciary activities income | $6,000 | 992 |
| Service charges on deposit accounts | $354,000 | 1,587 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,889,000 | 1,006 |
| Total noninterest expense | $3,759,000 | 2,423 |
| Salaries and employee benefits | $1,998,000 | 2,507 |
| Premises and equipment expense | $372,000 | 2,647 |
| Additional noninterest expense | $1,389,000 | 2,121 |
| Pre-tax net operating income | $1,604,000 | 2,285 |
| Securities gains (losses) | $210,000 | 580 |
| Applicable income taxes | $10,000 | 3,951 |
| Income before extraordinary items | $1,804,000 | 1,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,804,000 | 1,811 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,804,000 | 1,811 |
| Net charge-offs | $-10,000 | 4,971 |
| Cash dividends | $650,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,596,100 | 1,943 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 3,112 |
| Total interest expense | $224,000 | 2,633 |
| Net interest income | $1,561,000 | 3,143 |
| Provision for loan and lease losses | $24,000 | 2,793 |
| Total noninterest income | $1,549,000 | 937 |
| Gross Fiduciary activities income | $5,000 | 948 |
| Service charges on deposit accounts | $169,000 | 1,637 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,375,000 | 753 |
| Total noninterest expense | $1,871,000 | 2,447 |
| Salaries and employee benefits | $1,009,000 | 2,498 |
| Premises and equipment expense | $194,000 | 2,597 |
| Additional noninterest expense | $668,000 | 2,182 |
| Pre-tax net operating income | $1,215,000 | 1,652 |
| Securities gains (losses) | $94,000 | 560 |
| Applicable income taxes | $5,000 | 3,928 |
| Income before extraordinary items | $1,304,000 | 1,324 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,304,000 | 1,323 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,304,000 | 1,325 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $390,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,210,000 | 1,360 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,341,000 | 3,003 |
| Total interest expense | $923,000 | 2,560 |
| Net interest income | $6,418,000 | 3,057 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $2,661,000 | 1,745 |
| Gross Fiduciary activities income | $9,000 | 1,049 |
| Service charges on deposit accounts | $688,000 | 1,674 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,964,000 | 1,542 |
| Total noninterest expense | $7,351,000 | 2,469 |
| Salaries and employee benefits | $3,977,000 | 2,511 |
| Premises and equipment expense | $707,000 | 2,802 |
| Additional noninterest expense | $2,667,000 | 2,206 |
| Pre-tax net operating income | $1,668,000 | 3,320 |
| Securities gains (losses) | $400,000 | 432 |
| Applicable income taxes | $12,000 | 4,048 |
| Income before extraordinary items | $2,056,000 | 2,681 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,056,000 | 2,682 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,056,000 | 2,683 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $1,355,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,660,000 | 3,007 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 3,039 |
| Total interest expense | $693,000 | 2,589 |
| Net interest income | $4,800,000 | 3,079 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $1,861,000 | 1,845 |
| Gross Fiduciary activities income | $8,000 | 1,020 |
| Service charges on deposit accounts | $513,000 | 1,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,340,000 | 1,672 |
| Total noninterest expense | $5,592,000 | 2,452 |
| Salaries and employee benefits | $3,098,000 | 2,426 |
| Premises and equipment expense | $527,000 | 2,861 |
| Additional noninterest expense | $1,967,000 | 2,233 |
| Pre-tax net operating income | $1,024,000 | 3,701 |
| Securities gains (losses) | $400,000 | 375 |
| Applicable income taxes | $9,000 | 4,172 |
| Income before extraordinary items | $1,415,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,415,000 | 2,875 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,415,000 | 2,877 |
| Net charge-offs | $45,000 | 2,852 |
| Cash dividends | $1,130,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,019,000 | 3,411 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 3,045 |
| Total interest expense | $462,000 | 2,603 |
| Net interest income | $3,187,000 | 3,082 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $1,276,000 | 1,818 |
| Gross Fiduciary activities income | $8,000 | 995 |
| Service charges on deposit accounts | $322,000 | 1,752 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $946,000 | 1,618 |
| Total noninterest expense | $3,702,000 | 2,462 |
| Salaries and employee benefits | $2,049,000 | 2,462 |
| Premises and equipment expense | $358,000 | 2,831 |
| Additional noninterest expense | $1,295,000 | 2,273 |
| Pre-tax net operating income | $731,000 | 3,579 |
| Securities gains (losses) | $197,000 | 537 |
| Applicable income taxes | $6,000 | 4,204 |
| Income before extraordinary items | $922,000 | 2,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $922,000 | 2,897 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $922,000 | 2,899 |
| Net charge-offs | $48,000 | 2,343 |
| Cash dividends | $725,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $726,970 | 3,281 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,047 |
| Total interest expense | $230,000 | 2,636 |
| Net interest income | $1,609,000 | 3,075 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $620,000 | 1,834 |
| Gross Fiduciary activities income | $8,000 | 945 |
| Service charges on deposit accounts | $151,000 | 1,808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $461,000 | 1,602 |
| Total noninterest expense | $1,823,000 | 2,515 |
| Salaries and employee benefits | $1,016,000 | 2,490 |
| Premises and equipment expense | $185,000 | 2,800 |
| Additional noninterest expense | $622,000 | 2,343 |
| Pre-tax net operating income | $391,000 | 3,406 |
| Securities gains (losses) | $122,000 | 514 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $510,000 | 2,688 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $510,000 | 2,691 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $510,000 | 2,691 |
| Net charge-offs | $17,000 | 2,218 |
| Cash dividends | $375,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $389,220 | 3,098 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,574,000 | 2,992 |
| Total interest expense | $966,000 | 2,641 |
| Net interest income | $6,608,000 | 3,026 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $2,531,000 | 1,778 |
| Gross Fiduciary activities income | $7,000 | 1,100 |
| Service charges on deposit accounts | $778,000 | 1,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,746,000 | 1,616 |
| Total noninterest expense | $7,050,000 | 2,605 |
| Salaries and employee benefits | $3,880,000 | 2,568 |
| Premises and equipment expense | $679,000 | 2,975 |
| Additional noninterest expense | $2,491,000 | 2,425 |
| Pre-tax net operating income | $1,969,000 | 3,002 |
| Securities gains (losses) | $243,000 | 715 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $2,200,000 | 2,520 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,200,000 | 2,520 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,200,000 | 2,520 |
| Net charge-offs | $49,000 | 3,783 |
| Cash dividends | $1,510,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,959,430 | 2,695 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 3,011 |
| Total interest expense | $726,000 | 2,664 |
| Net interest income | $4,963,000 | 3,035 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $1,911,000 | 1,775 |
| Gross Fiduciary activities income | $7,000 | 1,056 |
| Service charges on deposit accounts | $589,000 | 1,618 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,315,000 | 1,615 |
| Total noninterest expense | $5,321,000 | 2,585 |
| Salaries and employee benefits | $2,970,000 | 2,517 |
| Premises and equipment expense | $508,000 | 3,005 |
| Additional noninterest expense | $1,843,000 | 2,443 |
| Pre-tax net operating income | $1,463,000 | 3,075 |
| Securities gains (losses) | $210,000 | 626 |
| Applicable income taxes | $9,000 | 4,218 |
| Income before extraordinary items | $1,664,000 | 2,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,664,000 | 2,532 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,664,000 | 2,531 |
| Net charge-offs | $35,000 | 3,512 |
| Cash dividends | $1,310,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,456,100 | 2,743 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 3,021 |
| Total interest expense | $483,000 | 2,706 |
| Net interest income | $3,299,000 | 3,041 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $1,243,000 | 1,789 |
| Gross Fiduciary activities income | $6,000 | 1,042 |
| Service charges on deposit accounts | $376,000 | 1,646 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $861,000 | 1,613 |
| Total noninterest expense | $3,524,000 | 2,604 |
| Salaries and employee benefits | $1,971,000 | 2,544 |
| Premises and equipment expense | $337,000 | 3,047 |
| Additional noninterest expense | $1,216,000 | 2,454 |
| Pre-tax net operating income | $958,000 | 3,038 |
| Securities gains (losses) | $176,000 | 522 |
| Applicable income taxes | $6,000 | 4,225 |
| Income before extraordinary items | $1,128,000 | 2,435 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,128,000 | 2,439 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,128,000 | 2,439 |
| Net charge-offs | $29,000 | 3,196 |
| Cash dividends | $915,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $953,760 | 2,688 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 3,036 |
| Total interest expense | $241,000 | 2,755 |
| Net interest income | $1,653,000 | 3,043 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $650,000 | 1,685 |
| Gross Fiduciary activities income | $6,000 | 993 |
| Service charges on deposit accounts | $181,000 | 1,685 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $463,000 | 1,490 |
| Total noninterest expense | $1,785,000 | 2,584 |
| Salaries and employee benefits | $986,000 | 2,549 |
| Premises and equipment expense | $176,000 | 3,003 |
| Additional noninterest expense | $623,000 | 2,404 |
| Pre-tax net operating income | $488,000 | 2,944 |
| Securities gains (losses) | $161,000 | 311 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $646,000 | 2,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $646,000 | 2,146 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $646,000 | 2,146 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $515,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $485,000 | 2,584 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 3,383 |
| Total interest expense | $1,020,000 | 2,901 |
| Net interest income | $5,659,000 | 3,401 |
| Provision for loan and lease losses | $160,000 | 3,211 |
| Total noninterest income | $2,867,000 | 1,662 |
| Gross Fiduciary activities income | $8,000 | 1,129 |
| Service charges on deposit accounts | $841,000 | 1,582 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,018,000 | 1,499 |
| Total noninterest expense | $6,892,000 | 2,666 |
| Salaries and employee benefits | $3,965,000 | 2,497 |
| Premises and equipment expense | $566,000 | 3,451 |
| Additional noninterest expense | $2,361,000 | 2,589 |
| Pre-tax net operating income | $1,474,000 | 3,441 |
| Securities gains (losses) | $945,000 | 249 |
| Applicable income taxes | $13,000 | 4,236 |
| Income before extraordinary items | $2,406,000 | 2,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,406,000 | 2,268 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,406,000 | 2,268 |
| Net charge-offs | $70,000 | 4,097 |
| Cash dividends | $1,730,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,470,450 | 3,137 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,749,000 | 3,526 |
| Total interest expense | $772,000 | 2,960 |
| Net interest income | $3,977,000 | 3,580 |
| Provision for loan and lease losses | $130,000 | 3,104 |
| Total noninterest income | $2,183,000 | 1,676 |
| Gross Fiduciary activities income | $7,000 | 1,087 |
| Service charges on deposit accounts | $618,000 | 1,613 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,558,000 | 1,509 |
| Total noninterest expense | $5,259,000 | 2,628 |
| Salaries and employee benefits | $3,051,000 | 2,455 |
| Premises and equipment expense | $412,000 | 3,539 |
| Additional noninterest expense | $1,796,000 | 2,552 |
| Pre-tax net operating income | $771,000 | 4,119 |
| Securities gains (losses) | $945,000 | 225 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $1,706,000 | 2,403 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,706,000 | 2,407 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,706,000 | 2,407 |
| Net charge-offs | $57,000 | 3,755 |
| Cash dividends | $1,295,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $770,450 | 3,825 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 3,661 |
| Total interest expense | $518,000 | 2,991 |
| Net interest income | $2,483,000 | 3,731 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $1,484,000 | 1,657 |
| Gross Fiduciary activities income | $7,000 | 1,057 |
| Service charges on deposit accounts | $397,000 | 1,629 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,080,000 | 1,498 |
| Total noninterest expense | $3,571,000 | 2,596 |
| Salaries and employee benefits | $2,064,000 | 2,432 |
| Premises and equipment expense | $274,000 | 3,555 |
| Additional noninterest expense | $1,233,000 | 2,471 |
| Pre-tax net operating income | $296,000 | 4,878 |
| Securities gains (losses) | $819,000 | 224 |
| Applicable income taxes | $7,000 | 4,301 |
| Income before extraordinary items | $1,108,000 | 2,422 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,108,000 | 2,430 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,108,000 | 2,428 |
| Net charge-offs | $27,000 | 3,818 |
| Cash dividends | $830,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $297,190 | 4,649 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 3,735 |
| Total interest expense | $260,000 | 3,061 |
| Net interest income | $1,211,000 | 3,817 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $713,000 | 1,703 |
| Gross Fiduciary activities income | $5,000 | 1,015 |
| Service charges on deposit accounts | $193,000 | 1,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $515,000 | 1,542 |
| Total noninterest expense | $1,769,000 | 2,646 |
| Salaries and employee benefits | $1,017,000 | 2,483 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $603,000 | 2,535 |
| Pre-tax net operating income | $95,000 | 5,374 |
| Securities gains (losses) | $414,000 | 248 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $505,000 | 2,566 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $505,000 | 2,569 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $505,000 | 2,568 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $425,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $95,140 | 5,211 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,760,000 | 3,520 |
| Total interest expense | $1,307,000 | 3,012 |
| Net interest income | $5,453,000 | 3,594 |
| Provision for loan and lease losses | $305,000 | 3,332 |
| Total noninterest income | $3,030,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $828,000 | 1,652 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,202,000 | 1,443 |
| Total noninterest expense | $6,775,000 | 2,742 |
| Salaries and employee benefits | $3,868,000 | 2,531 |
| Premises and equipment expense | $564,000 | 3,529 |
| Additional noninterest expense | $2,343,000 | 2,712 |
| Pre-tax net operating income | $1,403,000 | 3,445 |
| Securities gains (losses) | $894,000 | 595 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $2,273,000 | 2,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,273,000 | 2,368 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,273,000 | 2,369 |
| Net charge-offs | $1,060,000 | 1,765 |
| Cash dividends | $1,945,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,387,940 | 3,132 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 3,522 |
| Total interest expense | $1,015,000 | 3,043 |
| Net interest income | $4,204,000 | 3,589 |
| Provision for loan and lease losses | $260,000 | 3,166 |
| Total noninterest income | $2,185,000 | 1,676 |
| Gross Fiduciary activities income | $5,000 | 1,144 |
| Service charges on deposit accounts | $614,000 | 1,682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,566,000 | 1,477 |
| Total noninterest expense | $5,125,000 | 2,720 |
| Salaries and employee benefits | $2,964,000 | 2,487 |
| Premises and equipment expense | $423,000 | 3,581 |
| Additional noninterest expense | $1,738,000 | 2,753 |
| Pre-tax net operating income | $1,004,000 | 3,624 |
| Securities gains (losses) | $867,000 | 466 |
| Applicable income taxes | $27,000 | 4,059 |
| Income before extraordinary items | $1,844,000 | 2,265 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,844,000 | 2,264 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,844,000 | 2,265 |
| Net charge-offs | $752,000 | 1,739 |
| Cash dividends | $1,535,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $985,670 | 3,307 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 3,494 |
| Total interest expense | $697,000 | 3,063 |
| Net interest income | $2,865,000 | 3,556 |
| Provision for loan and lease losses | $170,000 | 3,201 |
| Total noninterest income | $1,442,000 | 1,674 |
| Gross Fiduciary activities income | $5,000 | 1,115 |
| Service charges on deposit accounts | $388,000 | 1,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,049,000 | 1,471 |
| Total noninterest expense | $3,400,000 | 2,752 |
| Salaries and employee benefits | $1,983,000 | 2,470 |
| Premises and equipment expense | $279,000 | 3,605 |
| Additional noninterest expense | $1,138,000 | 2,810 |
| Pre-tax net operating income | $737,000 | 3,439 |
| Securities gains (losses) | $676,000 | 413 |
| Applicable income taxes | $17,000 | 4,055 |
| Income before extraordinary items | $1,396,000 | 2,007 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,396,000 | 2,005 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,396,000 | 2,007 |
| Net charge-offs | $806,000 | 1,325 |
| Cash dividends | $1,125,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $726,760 | 3,091 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 3,481 |
| Total interest expense | $354,000 | 3,118 |
| Net interest income | $1,457,000 | 3,536 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $729,000 | 1,638 |
| Gross Fiduciary activities income | $5,000 | 1,038 |
| Service charges on deposit accounts | $187,000 | 1,800 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $537,000 | 1,439 |
| Total noninterest expense | $1,721,000 | 2,712 |
| Salaries and employee benefits | $993,000 | 2,488 |
| Premises and equipment expense | $146,000 | 3,532 |
| Additional noninterest expense | $582,000 | 2,720 |
| Pre-tax net operating income | $425,000 | 3,199 |
| Securities gains (losses) | $300,000 | 456 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $719,000 | 1,971 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $719,000 | 1,972 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $719,000 | 1,973 |
| Net charge-offs | $715,000 | 856 |
| Cash dividends | $625,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $422,000 | 2,795 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 3,135 |
| Total interest expense | $1,689,000 | 3,144 |
| Net interest income | $6,896,000 | 3,110 |
| Provision for loan and lease losses | $520,000 | 3,406 |
| Total noninterest income | $2,139,000 | 1,900 |
| Gross Fiduciary activities income | $49,000 | 924 |
| Service charges on deposit accounts | $835,000 | 1,731 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,255,000 | 1,838 |
| Total noninterest expense | $7,302,000 | 2,570 |
| Salaries and employee benefits | $3,809,000 | 2,518 |
| Premises and equipment expense | $536,000 | 3,858 |
| Additional noninterest expense | $2,957,000 | 2,231 |
| Pre-tax net operating income | $1,213,000 | 3,385 |
| Securities gains (losses) | $993,000 | 446 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,206,000 | 2,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,206,000 | 2,091 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,206,000 | 2,091 |
| Net charge-offs | $813,000 | 2,612 |
| Cash dividends | $1,450,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,213,000 | 3,090 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,626,000 | 3,106 |
| Total interest expense | $1,308,000 | 3,183 |
| Net interest income | $5,318,000 | 3,054 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $1,813,000 | 1,733 |
| Gross Fiduciary activities income | $45,000 | 889 |
| Service charges on deposit accounts | $622,000 | 1,748 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,146,000 | 1,600 |
| Total noninterest expense | $5,414,000 | 2,595 |
| Salaries and employee benefits | $2,915,000 | 2,461 |
| Premises and equipment expense | $430,000 | 3,737 |
| Additional noninterest expense | $2,069,000 | 2,389 |
| Pre-tax net operating income | $1,317,000 | 2,824 |
| Securities gains (losses) | $544,000 | 607 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,861,000 | 1,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,861,000 | 1,950 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,861,000 | 1,950 |
| Net charge-offs | $465,000 | 2,750 |
| Cash dividends | $1,045,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,317,000 | 2,458 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 3,125 |
| Total interest expense | $889,000 | 3,244 |
| Net interest income | $3,552,000 | 3,053 |
| Provision for loan and lease losses | $240,000 | 3,291 |
| Total noninterest income | $1,193,000 | 1,745 |
| Gross Fiduciary activities income | $32,000 | 895 |
| Service charges on deposit accounts | $388,000 | 1,809 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 1,601 |
| Total noninterest expense | $3,681,000 | 2,573 |
| Salaries and employee benefits | $1,941,000 | 2,483 |
| Premises and equipment expense | $290,000 | 3,735 |
| Additional noninterest expense | $1,450,000 | 2,311 |
| Pre-tax net operating income | $824,000 | 2,882 |
| Securities gains (losses) | $290,000 | 559 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,114,000 | 2,074 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,114,000 | 2,074 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,114,000 | 2,074 |
| Net charge-offs | $275,000 | 2,795 |
| Cash dividends | $745,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $824,000 | 2,541 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 3,145 |
| Total interest expense | $450,000 | 3,316 |
| Net interest income | $1,756,000 | 3,075 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $566,000 | 1,820 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $184,000 | 1,865 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $378,000 | 1,632 |
| Total noninterest expense | $1,839,000 | 2,590 |
| Salaries and employee benefits | $980,000 | 2,480 |
| Premises and equipment expense | $151,000 | 3,683 |
| Additional noninterest expense | $708,000 | 2,346 |
| Pre-tax net operating income | $363,000 | 3,172 |
| Securities gains (losses) | $189,000 | 358 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $552,000 | 2,068 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $552,000 | 2,067 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $552,000 | 2,068 |
| Net charge-offs | $211,000 | 2,084 |
| Cash dividends | $430,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $363,000 | 2,812 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,077,000 | 3,199 |
| Total interest expense | $2,485,000 | 3,010 |
| Net interest income | $6,592,000 | 3,231 |
| Provision for loan and lease losses | $1,232,000 | 2,739 |
| Total noninterest income | $3,053,000 | 1,529 |
| Gross Fiduciary activities income | $37,000 | 994 |
| Service charges on deposit accounts | $845,000 | 1,739 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,171,000 | 1,331 |
| Total noninterest expense | $7,600,000 | 2,554 |
| Salaries and employee benefits | $3,967,000 | 2,414 |
| Premises and equipment expense | $613,000 | 3,667 |
| Additional noninterest expense | $3,020,000 | 2,281 |
| Pre-tax net operating income | $813,000 | 3,706 |
| Securities gains (losses) | $143,000 | 1,874 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $956,000 | 3,302 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $956,000 | 3,299 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $956,000 | 3,302 |
| Net charge-offs | $434,000 | 3,832 |
| Cash dividends | $1,695,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $813,000 | 3,464 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 3,231 |
| Total interest expense | $1,912,000 | 3,064 |
| Net interest income | $4,982,000 | 3,256 |
| Provision for loan and lease losses | $345,000 | 4,124 |
| Total noninterest income | $1,934,000 | 1,736 |
| Gross Fiduciary activities income | $36,000 | 955 |
| Service charges on deposit accounts | $637,000 | 1,778 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,261,000 | 1,536 |
| Total noninterest expense | $5,693,000 | 2,550 |
| Salaries and employee benefits | $3,108,000 | 2,336 |
| Premises and equipment expense | $443,000 | 3,814 |
| Additional noninterest expense | $2,142,000 | 2,345 |
| Pre-tax net operating income | $878,000 | 3,320 |
| Securities gains (losses) | $439,000 | 822 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,317,000 | 2,382 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,317,000 | 2,380 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,317,000 | 2,384 |
| Net charge-offs | $119,000 | 4,737 |
| Cash dividends | $1,260,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $878,000 | 2,997 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 3,215 |
| Total interest expense | $1,316,000 | 3,090 |
| Net interest income | $3,366,000 | 3,200 |
| Provision for loan and lease losses | $235,000 | 4,001 |
| Total noninterest income | $1,400,000 | 1,591 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $413,000 | 1,837 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $981,000 | 1,314 |
| Total noninterest expense | $3,776,000 | 2,569 |
| Salaries and employee benefits | $2,082,000 | 2,345 |
| Premises and equipment expense | $290,000 | 3,896 |
| Additional noninterest expense | $1,404,000 | 2,383 |
| Pre-tax net operating income | $755,000 | 2,892 |
| Securities gains (losses) | $327,000 | 665 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,082,000 | 1,974 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,082,000 | 1,974 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,082,000 | 1,974 |
| Net charge-offs | $70,000 | 4,589 |
| Cash dividends | $850,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $755,000 | 2,503 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 3,159 |
| Total interest expense | $672,000 | 3,155 |
| Net interest income | $1,777,000 | 3,099 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $674,000 | 1,640 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $197,000 | 1,897 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $472,000 | 1,354 |
| Total noninterest expense | $1,869,000 | 2,613 |
| Salaries and employee benefits | $1,037,000 | 2,385 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $684,000 | 2,429 |
| Pre-tax net operating income | $462,000 | 2,559 |
| Securities gains (losses) | $89,000 | 835 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $551,000 | 1,967 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 1,965 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $551,000 | 1,967 |
| Net charge-offs | $39,000 | 3,940 |
| Cash dividends | $375,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $462,000 | 2,198 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,334,000 | 2,896 |
| Total interest expense | $3,631,000 | 2,955 |
| Net interest income | $7,703,000 | 2,820 |
| Provision for loan and lease losses | $787,000 | 3,859 |
| Total noninterest income | $2,800,000 | 1,700 |
| Gross Fiduciary activities income | $9,000 | 1,197 |
| Service charges on deposit accounts | $885,000 | 1,878 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,906,000 | 1,419 |
| Total noninterest expense | $7,523,000 | 2,618 |
| Salaries and employee benefits | $4,019,000 | 2,429 |
| Premises and equipment expense | $606,000 | 3,848 |
| Additional noninterest expense | $2,898,000 | 2,418 |
| Pre-tax net operating income | $2,193,000 | 1,775 |
| Securities gains (losses) | $238,000 | 1,417 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,431,000 | 1,375 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,431,000 | 1,374 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,431,000 | 1,375 |
| Net charge-offs | $652,000 | 3,454 |
| Cash dividends | $1,250,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,193,000 | 1,492 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 2,890 |
| Total interest expense | $2,855,000 | 2,969 |
| Net interest income | $5,825,000 | 2,809 |
| Provision for loan and lease losses | $667,000 | 3,364 |
| Total noninterest income | $2,128,000 | 1,705 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $636,000 | 1,954 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,483,000 | 1,410 |
| Total noninterest expense | $5,671,000 | 2,611 |
| Salaries and employee benefits | $3,076,000 | 2,425 |
| Premises and equipment expense | $449,000 | 3,918 |
| Additional noninterest expense | $2,146,000 | 2,411 |
| Pre-tax net operating income | $1,615,000 | 1,925 |
| Securities gains (losses) | $188,000 | 1,331 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,803,000 | 1,487 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,803,000 | 1,485 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,803,000 | 1,487 |
| Net charge-offs | $606,000 | 2,799 |
| Cash dividends | $1,250,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,615,000 | 1,614 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 2,890 |
| Total interest expense | $2,003,000 | 2,962 |
| Net interest income | $3,864,000 | 2,810 |
| Provision for loan and lease losses | $252,000 | 3,982 |
| Total noninterest income | $1,498,000 | 1,651 |
| Gross Fiduciary activities income | $7,000 | 1,124 |
| Service charges on deposit accounts | $403,000 | 2,013 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,088,000 | 1,348 |
| Total noninterest expense | $3,742,000 | 2,666 |
| Salaries and employee benefits | $2,050,000 | 2,461 |
| Premises and equipment expense | $317,000 | 3,780 |
| Additional noninterest expense | $1,375,000 | 2,526 |
| Pre-tax net operating income | $1,368,000 | 1,649 |
| Securities gains (losses) | $257,000 | 861 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,625,000 | 1,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,625,000 | 1,165 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,625,000 | 1,166 |
| Net charge-offs | $256,000 | 3,128 |
| Cash dividends | $860,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,368,000 | 1,342 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 2,909 |
| Total interest expense | $1,075,000 | 2,892 |
| Net interest income | $1,875,000 | 2,870 |
| Provision for loan and lease losses | $37,000 | 5,262 |
| Total noninterest income | $812,000 | 1,537 |
| Gross Fiduciary activities income | $6,000 | 1,049 |
| Service charges on deposit accounts | $189,000 | 2,057 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $617,000 | 1,210 |
| Total noninterest expense | $1,807,000 | 2,667 |
| Salaries and employee benefits | $1,030,000 | 2,489 |
| Premises and equipment expense | $160,000 | 3,797 |
| Additional noninterest expense | $617,000 | 2,505 |
| Pre-tax net operating income | $843,000 | 1,523 |
| Securities gains (losses) | $126,000 | 885 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $969,000 | 1,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $969,000 | 1,126 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $969,000 | 1,125 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $465,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $843,000 | 1,235 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,286,000 | 2,972 |
| Total interest expense | $4,996,000 | 2,970 |
| Net interest income | $7,290,000 | 2,934 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $2,335,000 | 1,911 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $933,000 | 1,859 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,393,000 | 1,682 |
| Total noninterest expense | $7,036,000 | 2,684 |
| Salaries and employee benefits | $4,013,000 | 2,499 |
| Premises and equipment expense | $642,000 | 3,725 |
| Additional noninterest expense | $2,381,000 | 2,446 |
| Pre-tax net operating income | $2,469,000 | 2,113 |
| Securities gains (losses) | $42,000 | 1,720 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,511,000 | 1,616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,511,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,843 |
| Cash dividends | $2,115,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,469,000 | 1,744 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,176,000 | 3,051 |
| Total interest expense | $3,777,000 | 3,051 |
| Net interest income | $5,399,000 | 2,995 |
| Provision for loan and lease losses | $87,000 | 5,367 |
| Total noninterest income | $1,765,000 | 1,956 |
| Gross Fiduciary activities income | $9,000 | 1,170 |
| Service charges on deposit accounts | $684,000 | 1,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,072,000 | 1,717 |
| Total noninterest expense | $5,301,000 | 2,651 |
| Salaries and employee benefits | $3,065,000 | 2,494 |
| Premises and equipment expense | $480,000 | 3,744 |
| Additional noninterest expense | $1,756,000 | 2,416 |
| Pre-tax net operating income | $1,776,000 | 2,503 |
| Securities gains (losses) | $42,000 | 1,531 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,818,000 | 1,940 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,818,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $1,730,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,776,000 | 2,081 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 3,122 |
| Total interest expense | $2,527,000 | 3,156 |
| Net interest income | $3,536,000 | 3,025 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $1,181,000 | 1,969 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $416,000 | 2,036 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $758,000 | 1,695 |
| Total noninterest expense | $3,541,000 | 2,651 |
| Salaries and employee benefits | $2,059,000 | 2,503 |
| Premises and equipment expense | $323,000 | 3,739 |
| Additional noninterest expense | $1,159,000 | 2,418 |
| Pre-tax net operating income | $1,122,000 | 2,715 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,164,000 | 2,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,164,000 | 2,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,397 |
| Cash dividends | $1,180,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,122,000 | 2,293 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,148 |
| Total interest expense | $1,328,000 | 3,192 |
| Net interest income | $1,751,000 | 3,068 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $630,000 | 1,885 |
| Gross Fiduciary activities income | $6,000 | 1,090 |
| Service charges on deposit accounts | $216,000 | 1,945 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $408,000 | 1,603 |
| Total noninterest expense | $1,743,000 | 2,681 |
| Salaries and employee benefits | $1,022,000 | 2,532 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $559,000 | 2,464 |
| Pre-tax net operating income | $614,000 | 2,655 |
| Securities gains (losses) | $42,000 | 1,172 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $656,000 | 2,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $656,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $630,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $614,000 | 2,194 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,097,000 | 3,266 |
| Total interest expense | $5,422,000 | 3,260 |
| Net interest income | $6,675,000 | 3,217 |
| Provision for loan and lease losses | $84,000 | 5,148 |
| Total noninterest income | $2,309,000 | 1,997 |
| Gross Fiduciary activities income | $17,000 | 1,174 |
| Service charges on deposit accounts | $954,000 | 1,848 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,338,000 | 1,820 |
| Total noninterest expense | $6,476,000 | 2,757 |
| Salaries and employee benefits | $3,728,000 | 2,655 |
| Premises and equipment expense | $645,000 | 3,657 |
| Additional noninterest expense | $2,103,000 | 2,542 |
| Pre-tax net operating income | $2,424,000 | 2,896 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,424,000 | 2,447 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,424,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,397 |
| Cash dividends | $2,070,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,424,000 | 2,437 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,030,000 | 3,283 |
| Total interest expense | $4,021,000 | 3,272 |
| Net interest income | $5,009,000 | 3,225 |
| Provision for loan and lease losses | $63,000 | 4,794 |
| Total noninterest income | $1,734,000 | 2,003 |
| Gross Fiduciary activities income | $8,000 | 1,213 |
| Service charges on deposit accounts | $725,000 | 1,799 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,001,000 | 1,834 |
| Total noninterest expense | $4,776,000 | 2,777 |
| Salaries and employee benefits | $2,782,000 | 2,652 |
| Premises and equipment expense | $477,000 | 3,678 |
| Additional noninterest expense | $1,517,000 | 2,596 |
| Pre-tax net operating income | $1,904,000 | 2,948 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,904,000 | 2,478 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,904,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $1,545,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,904,000 | 2,449 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 3,315 |
| Total interest expense | $2,636,000 | 3,307 |
| Net interest income | $3,315,000 | 3,272 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $1,126,000 | 2,062 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $472,000 | 1,839 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $647,000 | 1,879 |
| Total noninterest expense | $3,165,000 | 2,826 |
| Salaries and employee benefits | $1,833,000 | 2,714 |
| Premises and equipment expense | $323,000 | 3,658 |
| Additional noninterest expense | $1,009,000 | 2,609 |
| Pre-tax net operating income | $1,234,000 | 3,058 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,234,000 | 2,576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,234,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,912 |
| Cash dividends | $1,035,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,234,000 | 2,556 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 3,330 |
| Total interest expense | $1,321,000 | 3,282 |
| Net interest income | $1,628,000 | 3,318 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $548,000 | 2,081 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $225,000 | 1,865 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $318,000 | 1,871 |
| Total noninterest expense | $1,558,000 | 2,885 |
| Salaries and employee benefits | $914,000 | 2,751 |
| Premises and equipment expense | $163,000 | 3,650 |
| Additional noninterest expense | $481,000 | 2,706 |
| Pre-tax net operating income | $597,000 | 3,129 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $597,000 | 2,639 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $597,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 890 |
| Cash dividends | $525,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $597,000 | 2,623 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,071,000 | 3,300 |
| Total interest expense | $4,566,000 | 3,261 |
| Net interest income | $6,505,000 | 3,310 |
| Provision for loan and lease losses | $84,000 | 4,973 |
| Total noninterest income | $2,416,000 | 1,931 |
| Gross Fiduciary activities income | $16,000 | 1,208 |
| Service charges on deposit accounts | $1,013,000 | 1,731 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,387,000 | 1,764 |
| Total noninterest expense | $6,381,000 | 2,724 |
| Salaries and employee benefits | $3,684,000 | 2,627 |
| Premises and equipment expense | $739,000 | 3,195 |
| Additional noninterest expense | $1,958,000 | 2,618 |
| Pre-tax net operating income | $2,456,000 | 3,165 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,467,000 | 2,646 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,467,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $1,880,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,456,000 | 2,641 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 3,333 |
| Total interest expense | $3,229,000 | 3,305 |
| Net interest income | $4,904,000 | 3,321 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $1,852,000 | 1,907 |
| Gross Fiduciary activities income | $6,000 | 1,272 |
| Service charges on deposit accounts | $761,000 | 1,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,085,000 | 1,723 |
| Total noninterest expense | $4,805,000 | 2,722 |
| Salaries and employee benefits | $2,767,000 | 2,629 |
| Premises and equipment expense | $548,000 | 3,228 |
| Additional noninterest expense | $1,490,000 | 2,575 |
| Pre-tax net operating income | $1,888,000 | 3,236 |
| Securities gains (losses) | $11,000 | 877 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,899,000 | 2,683 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,899,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $1,365,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,888,000 | 2,679 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 3,367 |
| Total interest expense | $2,039,000 | 3,327 |
| Net interest income | $3,219,000 | 3,366 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $1,160,000 | 2,004 |
| Gross Fiduciary activities income | $5,000 | 1,257 |
| Service charges on deposit accounts | $478,000 | 1,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $677,000 | 1,804 |
| Total noninterest expense | $3,123,000 | 2,791 |
| Salaries and employee benefits | $1,854,000 | 2,614 |
| Premises and equipment expense | $378,000 | 3,138 |
| Additional noninterest expense | $891,000 | 2,847 |
| Pre-tax net operating income | $1,214,000 | 3,333 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,225,000 | 2,755 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,225,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $850,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,214,000 | 2,760 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 3,335 |
| Total interest expense | $966,000 | 3,345 |
| Net interest income | $1,638,000 | 3,306 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $547,000 | 2,068 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $220,000 | 1,890 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $322,000 | 1,837 |
| Total noninterest expense | $1,604,000 | 2,728 |
| Salaries and employee benefits | $923,000 | 2,632 |
| Premises and equipment expense | $194,000 | 3,094 |
| Additional noninterest expense | $487,000 | 2,600 |
| Pre-tax net operating income | $560,000 | 3,493 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $571,000 | 2,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $560,000 | 2,876 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,583,000 | 3,262 |
| Total interest expense | $3,158,000 | 3,188 |
| Net interest income | $6,425,000 | 3,243 |
| Provision for loan and lease losses | $98,000 | 4,868 |
| Total noninterest income | $2,349,000 | 1,972 |
| Gross Fiduciary activities income | $17,000 | 1,214 |
| Service charges on deposit accounts | $988,000 | 1,753 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,344,000 | 1,806 |
| Total noninterest expense | $6,447,000 | 2,573 |
| Salaries and employee benefits | $3,586,000 | 2,547 |
| Premises and equipment expense | $870,000 | 2,673 |
| Additional noninterest expense | $1,991,000 | 2,509 |
| Pre-tax net operating income | $2,229,000 | 3,423 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,232,000 | 2,811 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,232,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $1,285,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,229,000 | 2,779 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 3,270 |
| Total interest expense | $2,239,000 | 3,198 |
| Net interest income | $4,789,000 | 3,258 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $1,810,000 | 1,928 |
| Gross Fiduciary activities income | $10,000 | 1,214 |
| Service charges on deposit accounts | $732,000 | 1,761 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,068,000 | 1,741 |
| Total noninterest expense | $4,846,000 | 2,545 |
| Salaries and employee benefits | $2,722,000 | 2,478 |
| Premises and equipment expense | $655,000 | 2,654 |
| Additional noninterest expense | $1,469,000 | 2,506 |
| Pre-tax net operating income | $1,670,000 | 3,485 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,673,000 | 2,871 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,673,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $985,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,670,000 | 2,835 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 3,274 |
| Total interest expense | $1,398,000 | 3,227 |
| Net interest income | $3,163,000 | 3,259 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $1,105,000 | 2,034 |
| Gross Fiduciary activities income | $8,000 | 1,201 |
| Service charges on deposit accounts | $480,000 | 1,741 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $617,000 | 1,892 |
| Total noninterest expense | $3,253,000 | 2,496 |
| Salaries and employee benefits | $1,812,000 | 2,463 |
| Premises and equipment expense | $447,000 | 2,584 |
| Additional noninterest expense | $994,000 | 2,447 |
| Pre-tax net operating income | $955,000 | 3,829 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $955,000 | 3,201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $955,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $685,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $955,000 | 3,153 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 3,282 |
| Total interest expense | $668,000 | 3,236 |
| Net interest income | $1,578,000 | 3,267 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $532,000 | 2,048 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $221,000 | 1,838 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $306,000 | 1,873 |
| Total noninterest expense | $1,614,000 | 2,538 |
| Salaries and employee benefits | $897,000 | 2,500 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $493,000 | 2,469 |
| Pre-tax net operating income | $466,000 | 3,868 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $466,000 | 3,217 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $466,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $285,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $466,000 | 3,181 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,500,000 | 3,255 |
| Total interest expense | $2,334,000 | 3,222 |
| Net interest income | $6,166,000 | 3,223 |
| Provision for loan and lease losses | $155,000 | 4,178 |
| Total noninterest income | $2,017,000 | 2,182 |
| Gross Fiduciary activities income | $29,000 | 1,143 |
| Service charges on deposit accounts | $873,000 | 1,979 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,115,000 | 2,011 |
| Total noninterest expense | $5,822,000 | 2,724 |
| Salaries and employee benefits | $3,295,000 | 2,613 |
| Premises and equipment expense | $724,000 | 3,044 |
| Additional noninterest expense | $1,803,000 | 2,647 |
| Pre-tax net operating income | $2,206,000 | 3,287 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,253,000 | 2,638 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,253,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,420 |
| Cash dividends | $1,350,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,206,000 | 2,636 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 3,294 |
| Total interest expense | $1,666,000 | 3,294 |
| Net interest income | $4,544,000 | 3,252 |
| Provision for loan and lease losses | $140,000 | 3,657 |
| Total noninterest income | $1,525,000 | 2,184 |
| Gross Fiduciary activities income | $10,000 | 1,242 |
| Service charges on deposit accounts | $614,000 | 2,124 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $901,000 | 1,915 |
| Total noninterest expense | $4,158,000 | 2,824 |
| Salaries and employee benefits | $2,356,000 | 2,714 |
| Premises and equipment expense | $511,000 | 3,200 |
| Additional noninterest expense | $1,291,000 | 2,721 |
| Pre-tax net operating income | $1,771,000 | 3,184 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,818,000 | 2,540 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,818,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,103 |
| Cash dividends | $1,050,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,771,000 | 2,520 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 3,353 |
| Total interest expense | $1,080,000 | 3,361 |
| Net interest income | $2,970,000 | 3,298 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $1,032,000 | 2,151 |
| Gross Fiduciary activities income | $9,000 | 1,203 |
| Service charges on deposit accounts | $394,000 | 2,174 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $629,000 | 1,858 |
| Total noninterest expense | $2,726,000 | 2,865 |
| Salaries and employee benefits | $1,543,000 | 2,761 |
| Premises and equipment expense | $337,000 | 3,230 |
| Additional noninterest expense | $846,000 | 2,779 |
| Pre-tax net operating income | $1,151,000 | 3,208 |
| Securities gains (losses) | $35,000 | 1,694 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,186,000 | 2,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,186,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,567 |
| Cash dividends | $650,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,151,000 | 2,550 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 3,442 |
| Total interest expense | $549,000 | 3,356 |
| Net interest income | $1,414,000 | 3,414 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $534,000 | 2,056 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $190,000 | 2,180 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $339,000 | 1,726 |
| Total noninterest expense | $1,373,000 | 2,854 |
| Salaries and employee benefits | $776,000 | 2,767 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $435,000 | 2,684 |
| Pre-tax net operating income | $485,000 | 3,606 |
| Securities gains (losses) | $33,000 | 1,437 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $518,000 | 2,854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $518,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $650,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $485,000 | 2,912 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,705,000 | 3,191 |
| Total interest expense | $2,765,000 | 3,088 |
| Net interest income | $5,940,000 | 3,223 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $2,329,000 | 2,070 |
| Gross Fiduciary activities income | $40,000 | 1,117 |
| Service charges on deposit accounts | $800,000 | 2,121 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,489,000 | 1,832 |
| Total noninterest expense | $5,819,000 | 2,668 |
| Salaries and employee benefits | $3,304,000 | 2,537 |
| Premises and equipment expense | $685,000 | 3,134 |
| Additional noninterest expense | $1,830,000 | 2,598 |
| Pre-tax net operating income | $2,390,000 | 2,988 |
| Securities gains (losses) | $353,000 | 950 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,743,000 | 2,209 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,743,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $1,350,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,390,000 | 2,359 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 3,182 |
| Total interest expense | $2,182,000 | 3,042 |
| Net interest income | $4,494,000 | 3,202 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,881,000 | 1,998 |
| Gross Fiduciary activities income | $15,000 | 1,226 |
| Service charges on deposit accounts | $586,000 | 2,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,280,000 | 1,722 |
| Total noninterest expense | $4,167,000 | 2,791 |
| Salaries and employee benefits | $2,363,000 | 2,673 |
| Premises and equipment expense | $521,000 | 3,109 |
| Additional noninterest expense | $1,283,000 | 2,730 |
| Pre-tax net operating income | $2,163,000 | 2,682 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,180,000 | 2,158 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,180,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,163,000 | 2,064 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 3,140 |
| Total interest expense | $1,537,000 | 2,975 |
| Net interest income | $3,010,000 | 3,180 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $1,323,000 | 1,894 |
| Gross Fiduciary activities income | $12,000 | 1,199 |
| Service charges on deposit accounts | $390,000 | 2,143 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $921,000 | 1,611 |
| Total noninterest expense | $2,691,000 | 2,877 |
| Salaries and employee benefits | $1,494,000 | 2,790 |
| Premises and equipment expense | $352,000 | 3,065 |
| Additional noninterest expense | $845,000 | 2,749 |
| Pre-tax net operating income | $1,612,000 | 2,448 |
| Securities gains (losses) | $17,000 | 2,697 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,629,000 | 1,952 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,629,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,612,000 | 1,863 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 3,061 |
| Total interest expense | $816,000 | 2,887 |
| Net interest income | $1,546,000 | 3,093 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $600,000 | 1,997 |
| Gross Fiduciary activities income | $11,000 | 1,113 |
| Service charges on deposit accounts | $190,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $399,000 | 1,738 |
| Total noninterest expense | $1,322,000 | 2,895 |
| Salaries and employee benefits | $743,000 | 2,804 |
| Premises and equipment expense | $177,000 | 3,056 |
| Additional noninterest expense | $402,000 | 2,849 |
| Pre-tax net operating income | $809,000 | 2,446 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $826,000 | 1,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $826,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $809,000 | 1,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,805,000 | 3,073 |
| Total interest expense | $3,853,000 | 2,835 |
| Net interest income | $5,952,000 | 3,159 |
| Provision for loan and lease losses | $58,000 | 6,574 |
| Total noninterest income | $1,965,000 | 2,162 |
| Gross Fiduciary activities income | $43,000 | 1,139 |
| Service charges on deposit accounts | $664,000 | 2,346 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,258,000 | 1,874 |
| Total noninterest expense | $5,432,000 | 2,711 |
| Salaries and employee benefits | $3,206,000 | 2,469 |
| Premises and equipment expense | $697,000 | 3,011 |
| Additional noninterest expense | $1,529,000 | 2,920 |
| Pre-tax net operating income | $2,427,000 | 2,951 |
| Securities gains (losses) | $131,000 | 1,503 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,558,000 | 2,310 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,558,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $985,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,427,000 | 2,334 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,046,000 | 3,296 |
| Total interest expense | $5,195,000 | 3,054 |
| Net interest income | $4,851,000 | 3,521 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $1,430,000 | 2,607 |
| Gross Fiduciary activities income | $49,000 | 1,136 |
| Service charges on deposit accounts | $568,000 | 2,549 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $813,000 | 2,363 |
| Total noninterest expense | $4,690,000 | 2,978 |
| Salaries and employee benefits | $2,731,000 | 2,737 |
| Premises and equipment expense | $575,000 | 3,494 |
| Additional noninterest expense | $1,384,000 | 3,083 |
| Pre-tax net operating income | $1,571,000 | 3,736 |
| Securities gains (losses) | $322,000 | 862 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,893,000 | 2,668 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,893,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,589 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,571,000 | 3,018 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,414,000 | 3,581 |
| Total interest expense | $5,493,000 | 3,040 |
| Net interest income | $3,921,000 | 4,251 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $1,179,000 | 2,792 |
| Gross Fiduciary activities income | $33,000 | 1,098 |
| Service charges on deposit accounts | $385,000 | 3,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $761,000 | 2,213 |
| Total noninterest expense | $3,891,000 | 3,408 |
| Salaries and employee benefits | $2,285,000 | 3,075 |
| Premises and equipment expense | $523,000 | 3,662 |
| Additional noninterest expense | $1,083,000 | 3,741 |
| Pre-tax net operating income | $1,185,000 | 4,757 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,190,000 | 3,884 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,190,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,185,000 | 3,877 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,413,000 | 3,732 |
| Total interest expense | $4,323,000 | 3,363 |
| Net interest income | $4,090,000 | 4,100 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $1,192,000 | 2,702 |
| Gross Fiduciary activities income | $32,000 | 1,157 |
| Service charges on deposit accounts | $366,000 | 3,445 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $794,000 | 2,175 |
| Total noninterest expense | $4,033,000 | 3,289 |
| Salaries and employee benefits | $2,391,000 | 2,927 |
| Premises and equipment expense | $604,000 | 3,234 |
| Additional noninterest expense | $1,038,000 | 3,899 |
| Pre-tax net operating income | $1,229,000 | 4,698 |
| Securities gains (losses) | $117,000 | 683 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,346,000 | 3,535 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,346,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,790 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,229,000 | 3,771 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,713,000 | 3,640 |
| Total interest expense | $4,578,000 | 3,246 |
| Net interest income | $4,135,000 | 4,019 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $1,010,000 | 3,054 |
| Gross Fiduciary activities income | $36,000 | 1,159 |
| Service charges on deposit accounts | $359,000 | 3,434 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $615,000 | 2,605 |
| Total noninterest expense | $3,667,000 | 3,471 |
| Salaries and employee benefits | $2,199,000 | 3,046 |
| Premises and equipment expense | $445,000 | 4,054 |
| Additional noninterest expense | $1,023,000 | 3,884 |
| Pre-tax net operating income | $1,458,000 | 4,266 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $280,000 | 5,367 |
| Income before extraordinary items | $1,184,000 | 3,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,184,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $650,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,179,140 | 3,898 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,589,000 | 3,367 |
| Total interest expense | $5,372,000 | 2,787 |
| Net interest income | $4,217,000 | 4,050 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $840,000 | 3,457 |
| Gross Fiduciary activities income | $40,000 | 1,205 |
| Service charges on deposit accounts | $344,000 | 3,667 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $456,000 | 3,018 |
| Total noninterest expense | $3,395,000 | 3,706 |
| Salaries and employee benefits | $2,099,000 | 3,161 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $950,000 | 4,097 |
| Pre-tax net operating income | $1,662,000 | 4,112 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $367,000 | 5,155 |
| Income before extraordinary items | $1,298,000 | 3,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,298,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,295,660 | 3,739 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 3,926 |
| Total interest expense | $4,026,000 | 3,692 |
| Net interest income | $4,202,000 | 4,139 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $788,000 | 3,756 |
| Gross Fiduciary activities income | $42,000 | 1,263 |
| Service charges on deposit accounts | $319,000 | 4,038 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $427,000 | 3,257 |
| Total noninterest expense | $3,291,000 | 4,008 |
| Salaries and employee benefits | $2,041,000 | 3,277 |
| Premises and equipment expense | $347,000 | 5,035 |
| Additional noninterest expense | $903,000 | 4,735 |
| Pre-tax net operating income | $1,699,000 | 3,927 |
| Securities gains (losses) | $81,000 | 1,058 |
| Applicable income taxes | $447,000 | 4,525 |
| Income before extraordinary items | $1,333,000 | 3,552 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,333,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,696 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,272,250 | 3,635 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,539,000 | 4,243 |
| Total interest expense | $3,604,000 | 4,044 |
| Net interest income | $3,935,000 | 4,377 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $833,000 | 3,584 |
| Gross Fiduciary activities income | $47,000 | 1,294 |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $489,000 | 2,917 |
| Total noninterest expense | $3,513,000 | 3,734 |
| Salaries and employee benefits | $1,873,000 | 3,519 |
| Premises and equipment expense | $377,000 | 4,767 |
| Additional noninterest expense | $1,263,000 | 3,584 |
| Pre-tax net operating income | $1,255,000 | 5,104 |
| Securities gains (losses) | $-91,000 | 11,448 |
| Applicable income taxes | $219,000 | 7,114 |
| Income before extraordinary items | $945,000 | 4,806 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $945,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $550,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,018,710 | 4,512 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 4,543 |
| Total interest expense | $2,894,000 | 4,089 |
| Net interest income | $3,572,000 | 4,856 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $878,000 | 3,419 |
| Gross Fiduciary activities income | $42,000 | 1,339 |
| Service charges on deposit accounts | $269,000 | 4,765 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $567,000 | 2,703 |
| Total noninterest expense | $3,412,000 | 3,933 |
| Salaries and employee benefits | $1,850,000 | 3,522 |
| Premises and equipment expense | $356,000 | 5,034 |
| Additional noninterest expense | $1,206,000 | 4,040 |
| Pre-tax net operating income | $1,038,000 | 5,805 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $79,000 | 9,837 |
| Income before extraordinary items | $966,000 | 4,647 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $966,000 | 4,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $775,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $959,560 | 4,723 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 4,533 |
| Total interest expense | $3,035,000 | 4,081 |
| Net interest income | $3,603,000 | 4,832 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,052,000 | 3,218 |
| Gross Fiduciary activities income | $38,000 | 1,383 |
| Service charges on deposit accounts | $253,000 | 5,067 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $761,000 | 2,457 |
| Total noninterest expense | $3,218,000 | 4,235 |
| Salaries and employee benefits | $1,722,000 | 3,773 |
| Premises and equipment expense | $329,000 | 5,469 |
| Additional noninterest expense | $1,167,000 | 4,296 |
| Pre-tax net operating income | $1,437,000 | 4,489 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $405,000 | 4,955 |
| Income before extraordinary items | $1,082,000 | 4,385 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,082,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,045,500 | 4,288 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,536,000 | 4,524 |
| Total interest expense | $3,846,000 | 4,208 |
| Net interest income | $3,690,000 | 4,785 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $811,000 | 3,937 |
| Gross Fiduciary activities income | $33,000 | 1,424 |
| Service charges on deposit accounts | $225,000 | 5,527 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $553,000 | 2,991 |
| Total noninterest expense | $3,110,000 | 4,377 |
| Salaries and employee benefits | $1,656,000 | 3,878 |
| Premises and equipment expense | $296,000 | 6,033 |
| Additional noninterest expense | $1,158,000 | 4,485 |
| Pre-tax net operating income | $1,379,000 | 4,376 |
| Securities gains (losses) | $89,000 | 3,202 |
| Applicable income taxes | $440,000 | 4,451 |
| Income before extraordinary items | $1,028,000 | 4,381 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,028,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $965,700 | 4,328 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.