Home > The First National Bank of Zanesville > Income and Expense
The First National Bank of Zanesville, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $114,369,000 | 357 |
| Total interest expense | $66,690,000 | 302 |
| Net interest income | $47,679,000 | 414 |
| Provision for loan and lease losses | $2,250,000 | 639 |
| Total noninterest income | $13,785,000 | 489 |
| Gross Fiduciary activities income | $2,360,000 | 267 |
| Service charges on deposit accounts | $2,468,000 | 615 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,957,000 | 444 |
| Total noninterest expense | $32,916,000 | 511 |
| Salaries and employee benefits | $18,141,000 | 442 |
| Premises and equipment expense | $3,507,000 | 625 |
| Additional noninterest expense | $11,268,000 | 529 |
| Pre-tax net operating income | $26,298,000 | 349 |
| Securities gains (losses) | $317,000 | 872 |
| Applicable income taxes | $8,687,000 | 364 |
| Income before extraordinary items | $17,928,000 | 355 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $17,928,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,790,000 | 618 |
| Cash dividends | $28,000,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $17,715,610 | 350 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $111,729,000 | 382 |
| Total interest expense | $69,641,000 | 338 |
| Net interest income | $42,088,000 | 458 |
| Provision for loan and lease losses | $1,800,000 | 663 |
| Total noninterest income | $13,869,000 | 470 |
| Gross Fiduciary activities income | $2,620,000 | 248 |
| Service charges on deposit accounts | $2,306,000 | 576 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,943,000 | 448 |
| Total noninterest expense | $30,936,000 | 523 |
| Salaries and employee benefits | $16,955,000 | 449 |
| Premises and equipment expense | $3,250,000 | 655 |
| Additional noninterest expense | $10,731,000 | 555 |
| Pre-tax net operating income | $23,221,000 | 400 |
| Securities gains (losses) | $240,000 | 378 |
| Applicable income taxes | $7,631,000 | 414 |
| Income before extraordinary items | $15,830,000 | 398 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $15,830,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 843 |
| Cash dividends | $6,000,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $15,669,200 | 399 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $88,101,000 | 441 |
| Total interest expense | $48,809,000 | 391 |
| Net interest income | $39,292,000 | 505 |
| Provision for loan and lease losses | $1,580,000 | 672 |
| Total noninterest income | $9,551,000 | 638 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,102,000 | 632 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,449,000 | 519 |
| Total noninterest expense | $27,606,000 | 580 |
| Salaries and employee benefits | $15,596,000 | 490 |
| Premises and equipment expense | $2,697,000 | 758 |
| Additional noninterest expense | $9,313,000 | 641 |
| Pre-tax net operating income | $19,657,000 | 495 |
| Securities gains (losses) | $317,000 | 435 |
| Applicable income taxes | $6,169,000 | 523 |
| Income before extraordinary items | $13,805,000 | 479 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $13,805,000 | 479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $792,000 | 844 |
| Cash dividends | $13,000,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $13,586,270 | 480 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $86,833,000 | 449 |
| Total interest expense | $49,236,000 | 404 |
| Net interest income | $37,597,000 | 507 |
| Provision for loan and lease losses | $1,225,000 | 812 |
| Total noninterest income | $8,965,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,276,000 | 551 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $6,689,000 | 546 |
| Total noninterest expense | $27,440,000 | 569 |
| Salaries and employee benefits | $14,452,000 | 506 |
| Premises and equipment expense | $2,333,000 | 842 |
| Additional noninterest expense | $10,655,000 | 563 |
| Pre-tax net operating income | $17,897,000 | 482 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $5,588,000 | 528 |
| Income before extraordinary items | $12,343,000 | 476 |
| Extraordinary gains, net | $-398,000 | 10,450 |
| Net income | $11,945,000 | 490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,157,000 | 680 |
| Cash dividends | $14,750,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,319,540 | 463 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $37,586,000 | 911 |
| Total interest expense | $18,456,000 | 891 |
| Net interest income | $19,130,000 | 936 |
| Provision for loan and lease losses | $900,000 | 1,074 |
| Total noninterest income | $4,547,000 | 988 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,665,000 | 766 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,882,000 | 860 |
| Total noninterest expense | $12,448,000 | 1,074 |
| Salaries and employee benefits | $6,387,000 | 1,036 |
| Premises and equipment expense | $1,188,000 | 1,650 |
| Additional noninterest expense | $4,873,000 | 983 |
| Pre-tax net operating income | $10,329,000 | 796 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $3,077,000 | 910 |
| Income before extraordinary items | $7,260,000 | 777 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,260,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,056,000 | 775 |
| Cash dividends | $7,000,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,254,400 | 759 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,741,000 | 1,016 |
| Total interest expense | $17,150,000 | 968 |
| Net interest income | $17,591,000 | 1,035 |
| Provision for loan and lease losses | $1,104,000 | 952 |
| Total noninterest income | $4,595,000 | 1,005 |
| Gross Fiduciary activities income | $726,000 | 607 |
| Service charges on deposit accounts | $1,516,000 | 873 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,353,000 | 1,039 |
| Total noninterest expense | $12,687,000 | 1,152 |
| Salaries and employee benefits | $6,895,000 | 973 |
| Premises and equipment expense | $1,207,000 | 1,680 |
| Additional noninterest expense | $4,585,000 | 1,219 |
| Pre-tax net operating income | $8,395,000 | 914 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $2,478,000 | 1,019 |
| Income before extraordinary items | $5,947,000 | 897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,947,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 1,008 |
| Cash dividends | $7,500,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,925,700 | 884 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,466,000 | 1,089 |
| Total interest expense | $15,721,000 | 1,077 |
| Net interest income | $16,745,000 | 1,096 |
| Provision for loan and lease losses | $940,000 | 991 |
| Total noninterest income | $4,463,000 | 1,032 |
| Gross Fiduciary activities income | $1,259,000 | 479 |
| Service charges on deposit accounts | $1,380,000 | 968 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,824,000 | 1,198 |
| Total noninterest expense | $11,254,000 | 1,276 |
| Salaries and employee benefits | $6,417,000 | 1,076 |
| Premises and equipment expense | $997,000 | 2,025 |
| Additional noninterest expense | $3,840,000 | 1,381 |
| Pre-tax net operating income | $9,014,000 | 899 |
| Securities gains (losses) | $144,000 | 795 |
| Applicable income taxes | $2,771,000 | 969 |
| Income before extraordinary items | $6,387,000 | 872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,387,000 | 871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $737,000 | 1,083 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,286,200 | 868 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,081,000 | 1,207 |
| Total interest expense | $10,665,000 | 1,231 |
| Net interest income | $15,416,000 | 1,185 |
| Provision for loan and lease losses | $323,000 | 2,145 |
| Total noninterest income | $3,547,000 | 1,191 |
| Gross Fiduciary activities income | $1,141,000 | 497 |
| Service charges on deposit accounts | $1,326,000 | 999 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,080,000 | 1,753 |
| Total noninterest expense | $10,196,000 | 1,435 |
| Salaries and employee benefits | $5,658,000 | 1,192 |
| Premises and equipment expense | $881,000 | 2,293 |
| Additional noninterest expense | $3,657,000 | 1,522 |
| Pre-tax net operating income | $8,444,000 | 920 |
| Securities gains (losses) | $-57,000 | 11,138 |
| Applicable income taxes | $2,578,000 | 988 |
| Income before extraordinary items | $5,809,000 | 897 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,809,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,149 |
| Cash dividends | $5,000,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,848,330 | 901 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,335,000 | 1,368 |
| Total interest expense | $8,767,000 | 1,527 |
| Net interest income | $14,568,000 | 1,244 |
| Provision for loan and lease losses | $790,000 | 1,532 |
| Total noninterest income | $2,744,000 | 1,564 |
| Gross Fiduciary activities income | $1,075,000 | 530 |
| Service charges on deposit accounts | $1,073,000 | 1,264 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $596,000 | 2,909 |
| Total noninterest expense | $9,460,000 | 1,599 |
| Salaries and employee benefits | $5,317,000 | 1,262 |
| Premises and equipment expense | $590,000 | 3,381 |
| Additional noninterest expense | $3,553,000 | 1,663 |
| Pre-tax net operating income | $7,062,000 | 1,005 |
| Securities gains (losses) | $356,000 | 1,141 |
| Applicable income taxes | $2,228,000 | 1,097 |
| Income before extraordinary items | $5,190,000 | 994 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,190,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,310 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,940,800 | 978 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,586,000 | 1,538 |
| Total interest expense | $9,620,000 | 1,780 |
| Net interest income | $13,966,000 | 1,325 |
| Provision for loan and lease losses | $1,040,000 | 1,789 |
| Total noninterest income | $2,432,000 | 1,691 |
| Gross Fiduciary activities income | $1,012,000 | 554 |
| Service charges on deposit accounts | $959,000 | 1,397 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $461,000 | 3,367 |
| Total noninterest expense | $8,770,000 | 1,729 |
| Salaries and employee benefits | $4,961,000 | 1,353 |
| Premises and equipment expense | $562,000 | 3,579 |
| Additional noninterest expense | $3,247,000 | 1,860 |
| Pre-tax net operating income | $6,588,000 | 986 |
| Securities gains (losses) | $96,000 | 3,079 |
| Applicable income taxes | $1,928,000 | 1,159 |
| Income before extraordinary items | $4,756,000 | 1,002 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,756,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 2,884 |
| Cash dividends | $4,440,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,687,840 | 922 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.