Home > The First National Bank of Zanesville > Net charge- offs to loans
The First National Bank of Zanesville, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 4,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1779% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1227% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 4,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9097% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 7,688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1075% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3226% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3711% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8101% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0488% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1171% | 1,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0781% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4063% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9518% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3951% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 4,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9548% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8644% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9423% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2054% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5929% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2729% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3098% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1104% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7734% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6657% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2471% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9074% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 24.7578% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 5,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8522% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6892% | 1,302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 7,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7904% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | -6.8493% | 1,312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2382% | 6,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6389% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0694% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |