Home > The First National Bank of Zanesville > Assets and Liabilities
The First National Bank of Zanesville, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 392 | 418 |
| Assets and Liabilities | ||
| Total Assets: | $1,471,226,000 | 396 |
| Cash and due from depository institutions | $29,909,000 | 418 |
| Interest-bearing balances | $646,000 | 3,437 |
| Securities | $299,865,000 | 408 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $1,029,076,000 | 368 |
| Loan loss allowance | $10,610,000 | 446 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $17,705,000 | 423 |
| Other real estate owned | $3,511,000 | 418 |
| Goodwill and other intangibles | $25,982,000 | 243 |
| All other assets | $65,178,000 | 321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,471,226,000 | 396 |
| Total liabilities | $1,362,845,000 | 386 |
| Total deposits | $1,128,655,000 | 375 |
| Interest-bearing deposits | $1,038,615,000 | 360 |
| Deposits held in domestic offices | $1,128,655,000 | 374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,000,000 | 461 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $167,564,000 | 343 |
| Subordinated debt | $10,000,000 | 147 |
| All other liabilities | $10,626,000 | 591 |
| Total equity capital | $108,381,000 | 483 |
| Total bank equity capital | $108,381,000 | 483 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $32,362,000 | 92 |
| Surplus | $71,157,000 | 360 |
| Undivided profits | $4,862,000 | 4,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,579,000 | 338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $8,288,000 | 377 |
| Earning assets | $1,329,587,000 | 397 |
| Long-term assets (5+ years) | $357,981,000 | 314 |
| Average Assets, year-to-date | $1,521,003,000 | 377 |
| Average Assets, quarterly | $1,484,630,000 | 389 |
| Volatile liabilities | $284,764,000 | 461 |
| Insider loans | $3,551,000 | 1,409 |
| FHLB advances | $167,564,000 | 275 |
| Loans and leases held for sale | $10,455,000 | 381 |
| Unused loan commitments | $120,160,000 | 652 |
| Tier 1 (core) risk-based capital | $90,214,000 | 520 |
| Tier 2 risk-based capital | $20,610,000 | 275 |
| Total risk weighted assets | $1,066,010,000 | 382 |
| Total unused commitments | $120,160,000 | 652 |
| Derivatives | $53,000,000 | 201 |
| 2000-12-31 | Rank | |
| # of Employees: | 399 | 405 |
| Assets and Liabilities | ||
| Total Assets: | $1,558,530,000 | 380 |
| Cash and due from depository institutions | $33,822,000 | 405 |
| Interest-bearing balances | $769,000 | 2,635 |
| Securities | $329,832,000 | 376 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 403 |
| Net loans & leases | $1,079,915,000 | 351 |
| Loan loss allowance | $10,150,000 | 463 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $18,335,000 | 408 |
| Other real estate owned | $466,000 | 405 |
| Goodwill and other intangibles | $23,038,000 | 240 |
| All other assets | $43,122,000 | 366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,558,530,000 | 380 |
| Total liabilities | $1,439,485,000 | 377 |
| Total deposits | $1,123,175,000 | 369 |
| Interest-bearing deposits | $1,040,069,000 | 351 |
| Deposits held in domestic offices | $1,123,175,000 | 365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000,000 | 453 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $247,368,000 | 260 |
| Subordinated debt | $10,000,000 | 145 |
| All other liabilities | $8,942,000 | 661 |
| Total equity capital | $119,045,000 | 437 |
| Total bank equity capital | $119,045,000 | 437 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $32,363,000 | 100 |
| Surplus | $71,157,000 | 349 |
| Undivided profits | $15,525,000 | 1,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,925,000 | 330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $7,347,000 | 369 |
| Earning assets | $1,440,516,000 | 371 |
| Long-term assets (5+ years) | $415,767,000 | 272 |
| Average Assets, year-to-date | $1,468,046,800 | 380 |
| Average Assets, quarterly | $1,562,677,000 | 373 |
| Volatile liabilities | $281,107,000 | 480 |
| Insider loans | $3,437,000 | 1,424 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,074,000 | 690 |
| Unused loan commitments | $123,795,000 | 617 |
| Tier 1 (core) risk-based capital | $99,149,700 | 464 |
| Tier 2 risk-based capital | $20,159,450 | 287 |
| Total risk weighted assets | $1,056,175,600 | 385 |
| Total unused commitments | $123,795,000 | 617 |
| Derivatives | $60,000,000 | 210 |
| 1999-12-31 | Rank | |
| # of Employees: | 349 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $1,274,028,000 | 439 |
| Cash and due from depository institutions | $32,441,000 | 491 |
| Interest-bearing balances | $680,000 | 2,841 |
| Securities | $328,893,000 | 406 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $844,518,000 | 433 |
| Loan loss allowance | $7,431,000 | 602 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,678,000 | 520 |
| Other real estate owned | $221,000 | 491 |
| Goodwill and other intangibles | $12,856,000 | 350 |
| All other assets | $40,421,000 | 375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,274,028,000 | 439 |
| Total liabilities | $1,194,514,000 | 433 |
| Total deposits | $819,228,000 | 491 |
| Interest-bearing deposits | $748,619,000 | 461 |
| Deposits held in domestic offices | $819,228,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $180,100,000 | 249 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $179,148,000 | 344 |
| Subordinated debt | $10,000,000 | 148 |
| All other liabilities | $6,038,000 | 824 |
| Total equity capital | $79,514,000 | 597 |
| Total bank equity capital | $79,514,000 | 597 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $25,599,000 | 132 |
| Surplus | $54,773,000 | 430 |
| Undivided profits | $-858,000 | 9,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,556,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $5,157,000 | 440 |
| Earning assets | $1,174,091,000 | 434 |
| Long-term assets (5+ years) | $398,958,000 | 305 |
| Average Assets, year-to-date | $1,216,182,000 | 445 |
| Average Assets, quarterly | $1,257,974,500 | 439 |
| Volatile liabilities | $417,941,000 | 371 |
| Insider loans | $3,780,000 | 1,240 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $453,000 | 958 |
| Unused loan commitments | $119,789,000 | 653 |
| Tier 1 (core) risk-based capital | $76,085,500 | 598 |
| Tier 2 risk-based capital | $17,431,000 | 317 |
| Total risk weighted assets | $845,203,000 | 447 |
| Total unused commitments | $119,789,000 | 653 |
| Derivatives | $35,000,000 | 263 |
| 1998-12-31 | Rank | |
| # of Employees: | 364 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $1,181,902,000 | 462 |
| Cash and due from depository institutions | $28,720,000 | 483 |
| Interest-bearing balances | $593,000 | 3,327 |
| Securities | $325,113,000 | 417 |
| Federal funds sold & reverse repurchase agreements | $480,000 | 7,819 |
| Net loans & leases | $772,761,000 | 442 |
| Loan loss allowance | $6,643,000 | 651 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,763,000 | 565 |
| Other real estate owned | $688,000 | 483 |
| Goodwill and other intangibles | $11,487,000 | 343 |
| All other assets | $29,890,000 | 424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,181,902,000 | 462 |
| Total liabilities | $1,097,349,000 | 456 |
| Total deposits | $795,675,000 | 491 |
| Interest-bearing deposits | $724,880,000 | 460 |
| Deposits held in domestic offices | $795,675,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,000,000 | 393 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $228,000,000 | 253 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,674,000 | 1,027 |
| Total equity capital | $84,553,000 | 571 |
| Total bank equity capital | $84,553,000 | 571 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $25,599,000 | 141 |
| Surplus | $52,723,000 | 431 |
| Undivided profits | $6,231,000 | 3,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,662,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,534,000 | 71 |
| Income earned, not collected on loans | $4,884,000 | 451 |
| Earning assets | $1,098,947,000 | 454 |
| Long-term assets (5+ years) | $358,702,000 | 301 |
| Average Assets, year-to-date | $1,153,876,600 | 450 |
| Average Assets, quarterly | $1,181,628,500 | 454 |
| Volatile liabilities | $319,161,000 | 389 |
| Insider loans | $4,491,000 | 947 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,799,000 | 615 |
| Unused loan commitments | $96,337,000 | 732 |
| Tier 1 (core) risk-based capital | $74,559,900 | 589 |
| Tier 2 risk-based capital | $6,643,000 | 614 |
| Total risk weighted assets | $734,034,400 | 481 |
| Total unused commitments | $96,337,000 | 737 |
| Derivatives | $45,000,000 | 264 |
| 1997-12-31 | Rank | |
| # of Employees: | 189 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $482,183,000 | 994 |
| Cash and due from depository institutions | $18,992,000 | 931 |
| Interest-bearing balances | $50,000 | 5,339 |
| Securities | $178,960,000 | 676 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $270,713,000 | 1,105 |
| Loan loss allowance | $3,261,000 | 1,165 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,174,000 | 1,901 |
| Other real estate owned | $0 | 931 |
| Goodwill and other intangibles | $44,000 | 3,003 |
| All other assets | $9,300,000 | 919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $482,183,000 | 994 |
| Total liabilities | $445,622,000 | 969 |
| Total deposits | $358,888,000 | 1,050 |
| Interest-bearing deposits | $306,039,000 | 1,056 |
| Deposits held in domestic offices | $358,888,000 | 1,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,300,000 | 612 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $51,125,000 | 560 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,309,000 | 956 |
| Total equity capital | $36,561,000 | 1,225 |
| Total bank equity capital | $36,561,000 | 1,225 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $13,068,000 | 276 |
| Surplus | $18,800,000 | 919 |
| Undivided profits | $4,693,000 | 4,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,554,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,863,000 | 1,172 |
| Earning assets | $449,723,000 | 975 |
| Long-term assets (5+ years) | $167,223,000 | 480 |
| Average Assets, year-to-date | $483,341,000 | 950 |
| Average Assets, quarterly | $491,859,500 | 961 |
| Volatile liabilities | $121,324,000 | 741 |
| Insider loans | $3,565,000 | 1,175 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $14,023,000 | 194 |
| Unused loan commitments | $30,302,000 | 1,564 |
| Tier 1 (core) risk-based capital | $35,716,700 | 1,172 |
| Tier 2 risk-based capital | $3,261,000 | 1,005 |
| Total risk weighted assets | $287,621,200 | 1,034 |
| Total unused commitments | $30,302,000 | 1,567 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 205 | 909 |
| Assets and Liabilities | ||
| Total Assets: | $472,134,000 | 1,041 |
| Cash and due from depository institutions | $14,241,000 | 909 |
| Interest-bearing balances | $73,000 | 5,200 |
| Securities | $178,182,000 | 707 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $266,389,000 | 1,134 |
| Loan loss allowance | $3,417,000 | 1,195 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,265,000 | 1,847 |
| Other real estate owned | $0 | 909 |
| Goodwill and other intangibles | $56,000 | 2,777 |
| All other assets | $9,001,000 | 973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $472,134,000 | 1,041 |
| Total liabilities | $436,701,000 | 1,018 |
| Total deposits | $341,890,000 | 1,145 |
| Interest-bearing deposits | $294,710,000 | 1,138 |
| Deposits held in domestic offices | $341,890,000 | 1,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,650,000 | 690 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $62,309,000 | 513 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,852,000 | 1,211 |
| Total equity capital | $35,433,000 | 1,270 |
| Total bank equity capital | $35,433,000 | 1,270 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $13,068,000 | 302 |
| Surplus | $18,800,000 | 970 |
| Undivided profits | $3,565,000 | 5,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,878,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,595,000 | 1,351 |
| Earning assets | $444,644,000 | 1,012 |
| Long-term assets (5+ years) | $155,985,000 | 499 |
| Average Assets, year-to-date | $456,395,000 | 1,036 |
| Average Assets, quarterly | $461,093,000 | 1,058 |
| Volatile liabilities | $112,067,000 | 807 |
| Insider loans | $2,967,000 | 1,471 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $5,671,000 | 309 |
| Unused loan commitments | $23,345,000 | 1,834 |
| Tier 1 (core) risk-based capital | $35,186,000 | 1,215 |
| Tier 2 risk-based capital | $3,417,000 | 1,004 |
| Total risk weighted assets | $276,794,300 | 1,080 |
| Total unused commitments | $23,345,000 | 1,850 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 196 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $451,647,000 | 1,095 |
| Cash and due from depository institutions | $12,845,000 | 989 |
| Interest-bearing balances | $126,000 | 4,636 |
| Securities | $171,922,000 | 772 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $258,113,000 | 1,151 |
| Loan loss allowance | $3,134,000 | 1,308 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,752,000 | 2,057 |
| Other real estate owned | $24,000 | 989 |
| Goodwill and other intangibles | $83,000 | 2,435 |
| All other assets | $4,908,000 | 1,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $451,647,000 | 1,095 |
| Total liabilities | $413,912,000 | 1,077 |
| Total deposits | $326,497,000 | 1,207 |
| Interest-bearing deposits | $289,095,000 | 1,178 |
| Deposits held in domestic offices | $326,497,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,930,000 | 716 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $56,735,000 | 519 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,750,000 | 1,083 |
| Total equity capital | $37,735,000 | 1,214 |
| Total bank equity capital | $37,735,000 | 1,214 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $13,068,000 | 316 |
| Surplus | $18,800,000 | 964 |
| Undivided profits | $5,867,000 | 4,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,123,000 | 2,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,705,000 | 1,300 |
| Earning assets | $430,161,000 | 1,055 |
| Long-term assets (5+ years) | $130,900,000 | 550 |
| Average Assets, year-to-date | $429,019,400 | 1,111 |
| Average Assets, quarterly | $448,541,500 | 1,093 |
| Volatile liabilities | $68,390,000 | 1,046 |
| Insider loans | $2,975,000 | 1,455 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $6,481,000 | 301 |
| Unused loan commitments | $19,230,000 | 2,051 |
| Tier 1 (core) risk-based capital | $36,712,000 | 1,187 |
| Tier 2 risk-based capital | $3,134,000 | 1,093 |
| Total risk weighted assets | $262,575,800 | 1,128 |
| Total unused commitments | $19,230,000 | 2,062 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 186 | 1,046 |
| Assets and Liabilities | ||
| Total Assets: | $407,489,000 | 1,172 |
| Cash and due from depository institutions | $16,023,000 | 1,046 |
| Interest-bearing balances | $154,000 | 4,809 |
| Securities | $146,364,000 | 909 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $235,912,000 | 1,212 |
| Loan loss allowance | $2,931,000 | 1,426 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,954,000 | 1,895 |
| Other real estate owned | $0 | 1,046 |
| Goodwill and other intangibles | $112,000 | 2,210 |
| All other assets | $5,124,000 | 1,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $407,489,000 | 1,172 |
| Total liabilities | $376,679,000 | 1,153 |
| Total deposits | $300,277,000 | 1,257 |
| Interest-bearing deposits | $262,483,000 | 1,242 |
| Deposits held in domestic offices | $300,277,000 | 1,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,750,000 | 844 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $52,875,000 | 541 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,777,000 | 1,975 |
| Total equity capital | $30,810,000 | 1,336 |
| Total bank equity capital | $30,810,000 | 1,336 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $13,068,000 | 318 |
| Surplus | $18,800,000 | 900 |
| Undivided profits | $-1,058,000 | 12,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,740,000 | 1,117 |
| Earning assets | $382,430,000 | 1,145 |
| Long-term assets (5+ years) | $96,107,000 | 700 |
| Average Assets, year-to-date | $381,045,800 | 1,214 |
| Average Assets, quarterly | $399,474,500 | 1,182 |
| Volatile liabilities | $94,838,000 | 842 |
| Insider loans | $2,366,000 | 1,772 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,043,000 | 445 |
| Unused loan commitments | $14,715,000 | 2,389 |
| Tier 1 (core) risk-based capital | $32,296,000 | 1,277 |
| Tier 2 risk-based capital | $2,791,810 | 1,182 |
| Total risk weighted assets | $223,205,710 | 1,270 |
| Total unused commitments | $14,715,000 | 2,401 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 164 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $364,893,000 | 1,310 |
| Cash and due from depository institutions | $16,282,000 | 1,261 |
| Interest-bearing balances | $87,000 | 6,917 |
| Securities | $141,215,000 | 975 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $198,869,000 | 1,398 |
| Loan loss allowance | $2,858,000 | 1,531 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,761,000 | 1,925 |
| Other real estate owned | $0 | 1,261 |
| Goodwill and other intangibles | $140,000 | 2,026 |
| All other assets | $4,626,000 | 1,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,893,000 | 1,310 |
| Total liabilities | $333,294,000 | 1,314 |
| Total deposits | $289,869,000 | 1,381 |
| Interest-bearing deposits | $255,248,000 | 1,351 |
| Deposits held in domestic offices | $289,869,000 | 1,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,800,000 | 879 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $26,986,000 | 668 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,639,000 | 2,142 |
| Total equity capital | $31,599,000 | 1,297 |
| Total bank equity capital | $31,599,000 | 1,297 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $13,068,000 | 315 |
| Surplus | $18,800,000 | 853 |
| Undivided profits | $-269,000 | 12,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $410,000 | 5,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,297,000 | 1,310 |
| Earning assets | $340,171,000 | 1,294 |
| Long-term assets (5+ years) | $83,179,000 | 783 |
| Average Assets, year-to-date | $338,396,800 | 1,367 |
| Average Assets, quarterly | $351,605,000 | 1,337 |
| Volatile liabilities | $69,875,000 | 959 |
| Insider loans | $2,772,000 | 1,500 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $100,000 | 1,568 |
| Unused loan commitments | $12,212,000 | 2,668 |
| Tier 1 (core) risk-based capital | $31,459,000 | 1,267 |
| Tier 2 risk-based capital | $2,435,340 | 1,329 |
| Total risk weighted assets | $194,404,540 | 1,436 |
| Total unused commitments | $12,212,000 | 2,691 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 159 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $334,093,000 | 1,472 |
| Cash and due from depository institutions | $14,509,000 | 1,360 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $138,966,000 | 969 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $172,598,000 | 1,623 |
| Loan loss allowance | $2,249,000 | 1,925 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,956,000 | 1,856 |
| Other real estate owned | $0 | 1,360 |
| Goodwill and other intangibles | $167,000 | 1,953 |
| All other assets | $3,897,000 | 2,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,093,000 | 1,472 |
| Total liabilities | $302,684,000 | 1,495 |
| Total deposits | $290,334,000 | 1,456 |
| Interest-bearing deposits | $257,756,000 | 1,418 |
| Deposits held in domestic offices | $290,334,000 | 1,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,342,000 | 1,032 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,008,000 | 1,371 |
| Total equity capital | $31,409,000 | 1,238 |
| Total bank equity capital | $31,409,000 | 1,238 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $13,068,000 | 308 |
| Surplus | $18,800,000 | 832 |
| Undivided profits | $-459,000 | 13,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $836,000 | 4,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,394,000 | 830 |
| Earning assets | $311,564,000 | 1,440 |
| Long-term assets (5+ years) | $31,506,000 | 1,775 |
| Average Assets, year-to-date | $313,643,400 | 1,519 |
| Average Assets, quarterly | $334,212,500 | 1,457 |
| Volatile liabilities | $47,848,000 | 1,219 |
| Insider loans | $331,000 | 2,687 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $741,000 | 808 |
| Unused loan commitments | $11,617,000 | 2,667 |
| Tier 1 (core) risk-based capital | $31,242,000 | 1,213 |
| Tier 2 risk-based capital | $2,249,000 | 1,442 |
| Total risk weighted assets | $186,007,900 | 1,541 |
| Total unused commitments | $11,617,000 | 2,683 |
| Derivatives | $0 | 651 |