Home > The First National Bank of Wyoming > Income and Expense
The First National Bank of Wyoming, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 2,336 |
| Total interest expense | $436,000 | 2,934 |
| Net interest income | $4,738,000 | 2,242 |
| Provision for loan and lease losses | $233,000 | 1,520 |
| Total noninterest income | $1,323,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $409,000 | 1,532 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $914,000 | 1,546 |
| Total noninterest expense | $4,225,000 | 2,228 |
| Salaries and employee benefits | $1,888,000 | 2,637 |
| Premises and equipment expense | $522,000 | 2,192 |
| Additional noninterest expense | $1,815,000 | 1,697 |
| Pre-tax net operating income | $1,603,000 | 2,165 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $452,000 | 1,638 |
| Income before extraordinary items | $1,151,000 | 2,406 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,151,000 | 2,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,151,000 | 2,410 |
| Net charge-offs | $406,000 | 1,025 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,151,000 | 2,359 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 2,352 |
| Total interest expense | $212,000 | 3,036 |
| Net interest income | $2,349,000 | 2,247 |
| Provision for loan and lease losses | $233,000 | 886 |
| Total noninterest income | $650,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $207,000 | 1,508 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $443,000 | 1,530 |
| Total noninterest expense | $2,066,000 | 2,269 |
| Salaries and employee benefits | $968,000 | 2,589 |
| Premises and equipment expense | $261,000 | 2,224 |
| Additional noninterest expense | $837,000 | 1,818 |
| Pre-tax net operating income | $700,000 | 2,319 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $190,000 | 1,756 |
| Income before extraordinary items | $510,000 | 2,524 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $510,000 | 2,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $510,000 | 2,527 |
| Net charge-offs | $394,000 | 593 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $510,000 | 2,476 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,469,000 | 2,321 |
| Total interest expense | $983,000 | 2,978 |
| Net interest income | $9,486,000 | 2,202 |
| Provision for loan and lease losses | $488,000 | 1,871 |
| Total noninterest income | $2,802,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $903,000 | 1,487 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,899,000 | 1,574 |
| Total noninterest expense | $9,208,000 | 2,054 |
| Salaries and employee benefits | $4,672,000 | 2,191 |
| Premises and equipment expense | $1,016,000 | 2,223 |
| Additional noninterest expense | $3,520,000 | 1,809 |
| Pre-tax net operating income | $2,592,000 | 2,414 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $562,000 | 2,035 |
| Income before extraordinary items | $2,030,000 | 2,576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,030,000 | 2,579 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,030,000 | 2,579 |
| Net charge-offs | $1,005,000 | 1,264 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,030,000 | 2,510 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,813,000 | 2,343 |
| Total interest expense | $761,000 | 2,987 |
| Net interest income | $7,052,000 | 2,225 |
| Provision for loan and lease losses | $188,000 | 2,665 |
| Total noninterest income | $1,967,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $664,000 | 1,515 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,303,000 | 1,716 |
| Total noninterest expense | $6,526,000 | 2,159 |
| Salaries and employee benefits | $3,260,000 | 2,322 |
| Premises and equipment expense | $754,000 | 2,269 |
| Additional noninterest expense | $2,512,000 | 1,881 |
| Pre-tax net operating income | $2,305,000 | 2,200 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $654,000 | 1,640 |
| Income before extraordinary items | $1,651,000 | 2,458 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,651,000 | 2,463 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,651,000 | 2,463 |
| Net charge-offs | $680,000 | 1,314 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,651,000 | 2,386 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 2,393 |
| Total interest expense | $529,000 | 2,944 |
| Net interest income | $4,568,000 | 2,282 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $1,294,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $433,000 | 1,518 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $861,000 | 1,772 |
| Total noninterest expense | $4,255,000 | 2,222 |
| Salaries and employee benefits | $2,068,000 | 2,428 |
| Premises and equipment expense | $501,000 | 2,283 |
| Additional noninterest expense | $1,686,000 | 1,870 |
| Pre-tax net operating income | $1,482,000 | 2,211 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $411,000 | 1,713 |
| Income before extraordinary items | $1,071,000 | 2,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,071,000 | 2,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,071,000 | 2,500 |
| Net charge-offs | $-41,000 | 6,501 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,071,000 | 2,403 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 2,404 |
| Total interest expense | $274,000 | 2,953 |
| Net interest income | $2,300,000 | 2,277 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $623,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $209,000 | 1,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $414,000 | 1,816 |
| Total noninterest expense | $2,173,000 | 2,186 |
| Salaries and employee benefits | $1,102,000 | 2,311 |
| Premises and equipment expense | $244,000 | 2,349 |
| Additional noninterest expense | $827,000 | 1,893 |
| Pre-tax net operating income | $750,000 | 2,146 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $205,000 | 1,687 |
| Income before extraordinary items | $545,000 | 2,425 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $545,000 | 2,427 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $545,000 | 2,427 |
| Net charge-offs | $-36,000 | 6,623 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $545,000 | 2,333 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,209,000 | 2,318 |
| Total interest expense | $1,471,000 | 2,764 |
| Net interest income | $9,738,000 | 2,212 |
| Provision for loan and lease losses | $1,210,000 | 1,545 |
| Total noninterest income | $2,636,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $952,000 | 1,473 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,684,000 | 1,721 |
| Total noninterest expense | $7,995,000 | 2,364 |
| Salaries and employee benefits | $3,976,000 | 2,465 |
| Premises and equipment expense | $858,000 | 2,590 |
| Additional noninterest expense | $3,161,000 | 2,054 |
| Pre-tax net operating income | $3,169,000 | 1,997 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $873,000 | 1,600 |
| Income before extraordinary items | $2,296,000 | 2,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,296,000 | 2,345 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,296,000 | 2,346 |
| Net charge-offs | $1,367,000 | 1,482 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,296,000 | 2,221 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,355,000 | 2,377 |
| Total interest expense | $1,129,000 | 2,814 |
| Net interest income | $7,226,000 | 2,268 |
| Provision for loan and lease losses | $926,000 | 1,521 |
| Total noninterest income | $1,777,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $712,000 | 1,489 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,065,000 | 1,915 |
| Total noninterest expense | $5,985,000 | 2,371 |
| Salaries and employee benefits | $2,984,000 | 2,468 |
| Premises and equipment expense | $630,000 | 2,662 |
| Additional noninterest expense | $2,371,000 | 2,061 |
| Pre-tax net operating income | $2,092,000 | 2,271 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $534,000 | 1,873 |
| Income before extraordinary items | $1,558,000 | 2,580 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,558,000 | 2,580 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,558,000 | 2,581 |
| Net charge-offs | $1,098,000 | 1,366 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,558,000 | 2,447 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 2,389 |
| Total interest expense | $774,000 | 2,841 |
| Net interest income | $4,795,000 | 2,271 |
| Provision for loan and lease losses | $581,000 | 1,653 |
| Total noninterest income | $1,092,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $466,000 | 1,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $626,000 | 2,054 |
| Total noninterest expense | $3,884,000 | 2,427 |
| Salaries and employee benefits | $1,941,000 | 2,526 |
| Premises and equipment expense | $409,000 | 2,730 |
| Additional noninterest expense | $1,534,000 | 2,113 |
| Pre-tax net operating income | $1,422,000 | 2,232 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $352,000 | 1,872 |
| Income before extraordinary items | $1,070,000 | 2,485 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,070,000 | 2,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,070,000 | 2,485 |
| Net charge-offs | $592,000 | 1,613 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,070,000 | 2,352 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 2,429 |
| Total interest expense | $400,000 | 2,863 |
| Net interest income | $2,364,000 | 2,316 |
| Provision for loan and lease losses | $581,000 | 964 |
| Total noninterest income | $690,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $236,000 | 1,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $454,000 | 1,615 |
| Total noninterest expense | $1,998,000 | 2,367 |
| Salaries and employee benefits | $1,039,000 | 2,389 |
| Premises and equipment expense | $208,000 | 2,721 |
| Additional noninterest expense | $751,000 | 2,148 |
| Pre-tax net operating income | $475,000 | 2,975 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $89,000 | 2,556 |
| Income before extraordinary items | $386,000 | 3,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $386,000 | 3,147 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $386,000 | 3,147 |
| Net charge-offs | $357,000 | 1,337 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $386,000 | 2,988 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,286,000 | 2,481 |
| Total interest expense | $1,872,000 | 2,906 |
| Net interest income | $9,414,000 | 2,324 |
| Provision for loan and lease losses | $3,247,000 | 1,123 |
| Total noninterest income | $2,153,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,036,000 | 1,430 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,117,000 | 1,995 |
| Total noninterest expense | $7,358,000 | 2,550 |
| Salaries and employee benefits | $3,477,000 | 2,766 |
| Premises and equipment expense | $773,000 | 2,986 |
| Additional noninterest expense | $3,108,000 | 2,139 |
| Pre-tax net operating income | $962,000 | 3,800 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-20,000 | 6,652 |
| Income before extraordinary items | $982,000 | 3,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $982,000 | 3,606 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $982,000 | 3,607 |
| Net charge-offs | $8,005,000 | 563 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $982,000 | 3,484 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 2,504 |
| Total interest expense | $1,444,000 | 2,942 |
| Net interest income | $7,019,000 | 2,340 |
| Provision for loan and lease losses | $1,904,000 | 1,280 |
| Total noninterest income | $1,631,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $762,000 | 1,470 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $869,000 | 1,929 |
| Total noninterest expense | $5,798,000 | 2,456 |
| Salaries and employee benefits | $2,909,000 | 2,466 |
| Premises and equipment expense | $584,000 | 3,000 |
| Additional noninterest expense | $2,305,000 | 2,167 |
| Pre-tax net operating income | $948,000 | 3,424 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $99,000 | 3,203 |
| Income before extraordinary items | $849,000 | 3,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $849,000 | 3,411 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $849,000 | 3,411 |
| Net charge-offs | $6,140,000 | 532 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $849,000 | 3,286 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,630,000 | 2,526 |
| Total interest expense | $999,000 | 2,952 |
| Net interest income | $4,631,000 | 2,367 |
| Provision for loan and lease losses | $1,326,000 | 1,248 |
| Total noninterest income | $915,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $482,000 | 1,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 2,318 |
| Total noninterest expense | $3,584,000 | 2,633 |
| Salaries and employee benefits | $1,881,000 | 2,559 |
| Premises and equipment expense | $397,000 | 2,976 |
| Additional noninterest expense | $1,306,000 | 2,542 |
| Pre-tax net operating income | $636,000 | 3,353 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $48,000 | 3,386 |
| Income before extraordinary items | $588,000 | 3,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $588,000 | 3,224 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $588,000 | 3,224 |
| Net charge-offs | $5,105,000 | 456 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $588,000 | 3,137 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 2,568 |
| Total interest expense | $519,000 | 2,948 |
| Net interest income | $2,264,000 | 2,425 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $581,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $231,000 | 1,539 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $350,000 | 1,730 |
| Total noninterest expense | $1,854,000 | 2,572 |
| Salaries and employee benefits | $1,009,000 | 2,414 |
| Premises and equipment expense | $202,000 | 2,961 |
| Additional noninterest expense | $643,000 | 2,578 |
| Pre-tax net operating income | $591,000 | 2,254 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $118,000 | 2,012 |
| Income before extraordinary items | $473,000 | 2,360 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $473,000 | 2,359 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $473,000 | 2,360 |
| Net charge-offs | $2,792,000 | 423 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $473,000 | 2,311 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,299,000 | 2,444 |
| Total interest expense | $2,595,000 | 2,902 |
| Net interest income | $9,704,000 | 2,262 |
| Provision for loan and lease losses | $16,665,000 | 437 |
| Total noninterest income | $2,196,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $856,000 | 1,716 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,340,000 | 1,813 |
| Total noninterest expense | $6,872,000 | 2,765 |
| Salaries and employee benefits | $3,492,000 | 2,739 |
| Premises and equipment expense | $836,000 | 2,886 |
| Additional noninterest expense | $2,544,000 | 2,645 |
| Pre-tax net operating income | $-11,637,000 | 7,392 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-4,378,000 | 7,575 |
| Income before extraordinary items | $-7,259,000 | 7,289 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,259,000 | 7,289 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,259,000 | 7,289 |
| Net charge-offs | $9,229,000 | 648 |
| Cash dividends | $856,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,259,000 | 7,275 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,313,000 | 2,476 |
| Total interest expense | $1,999,000 | 2,956 |
| Net interest income | $7,314,000 | 2,299 |
| Provision for loan and lease losses | $5,609,000 | 800 |
| Total noninterest income | $1,627,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $605,000 | 1,873 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,022,000 | 1,777 |
| Total noninterest expense | $5,039,000 | 2,820 |
| Salaries and employee benefits | $2,532,000 | 2,821 |
| Premises and equipment expense | $628,000 | 2,922 |
| Additional noninterest expense | $1,879,000 | 2,631 |
| Pre-tax net operating income | $-1,707,000 | 7,006 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-648,000 | 7,421 |
| Income before extraordinary items | $-1,059,000 | 6,922 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,059,000 | 6,922 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,059,000 | 6,922 |
| Net charge-offs | $4,413,000 | 851 |
| Cash dividends | $856,000 | 1,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,059,000 | 6,884 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 2,483 |
| Total interest expense | $1,338,000 | 3,050 |
| Net interest income | $4,916,000 | 2,260 |
| Provision for loan and lease losses | $3,472,000 | 849 |
| Total noninterest income | $1,062,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $393,000 | 1,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $669,000 | 1,736 |
| Total noninterest expense | $3,218,000 | 2,929 |
| Salaries and employee benefits | $1,623,000 | 2,935 |
| Premises and equipment expense | $428,000 | 2,892 |
| Additional noninterest expense | $1,167,000 | 2,780 |
| Pre-tax net operating income | $-712,000 | 6,877 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-218,000 | 7,342 |
| Income before extraordinary items | $-494,000 | 6,859 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-494,000 | 6,861 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-494,000 | 6,860 |
| Net charge-offs | $2,266,000 | 1,034 |
| Cash dividends | $856,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-494,000 | 6,811 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 2,500 |
| Total interest expense | $669,000 | 3,164 |
| Net interest income | $2,515,000 | 2,214 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $516,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $191,000 | 1,945 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $325,000 | 1,746 |
| Total noninterest expense | $1,548,000 | 3,072 |
| Salaries and employee benefits | $830,000 | 2,918 |
| Premises and equipment expense | $224,000 | 2,840 |
| Additional noninterest expense | $494,000 | 3,217 |
| Pre-tax net operating income | $1,083,000 | 1,209 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $306,000 | 1,033 |
| Income before extraordinary items | $777,000 | 1,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $777,000 | 1,422 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $777,000 | 1,422 |
| Net charge-offs | $223,000 | 2,319 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $777,000 | 1,368 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,251,000 | 2,348 |
| Total interest expense | $3,321,000 | 3,170 |
| Net interest income | $10,930,000 | 2,008 |
| Provision for loan and lease losses | $2,838,000 | 2,049 |
| Total noninterest income | $1,914,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $899,000 | 1,849 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,015,000 | 2,129 |
| Total noninterest expense | $6,279,000 | 3,067 |
| Salaries and employee benefits | $3,080,000 | 3,093 |
| Premises and equipment expense | $796,000 | 3,138 |
| Additional noninterest expense | $2,403,000 | 2,837 |
| Pre-tax net operating income | $3,727,000 | 1,102 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $684,000 | 1,266 |
| Income before extraordinary items | $3,043,000 | 1,111 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,043,000 | 1,109 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,043,000 | 1,110 |
| Net charge-offs | $2,493,000 | 1,797 |
| Cash dividends | $1,660,000 | 1,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,043,000 | 1,102 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,817,000 | 2,352 |
| Total interest expense | $2,580,000 | 3,222 |
| Net interest income | $8,237,000 | 1,998 |
| Provision for loan and lease losses | $2,737,000 | 1,563 |
| Total noninterest income | $1,628,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $682,000 | 1,838 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $946,000 | 1,900 |
| Total noninterest expense | $4,818,000 | 3,017 |
| Salaries and employee benefits | $2,324,000 | 3,106 |
| Premises and equipment expense | $581,000 | 3,242 |
| Additional noninterest expense | $1,913,000 | 2,655 |
| Pre-tax net operating income | $2,310,000 | 1,391 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $542,000 | 1,330 |
| Income before extraordinary items | $1,768,000 | 1,517 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,768,000 | 1,514 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,768,000 | 1,517 |
| Net charge-offs | $37,000 | 5,891 |
| Cash dividends | $838,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,768,000 | 1,481 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 2,352 |
| Total interest expense | $1,776,000 | 3,267 |
| Net interest income | $5,544,000 | 1,978 |
| Provision for loan and lease losses | $1,987,000 | 1,400 |
| Total noninterest income | $975,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $448,000 | 1,835 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $527,000 | 2,144 |
| Total noninterest expense | $3,165,000 | 3,080 |
| Salaries and employee benefits | $1,519,000 | 3,202 |
| Premises and equipment expense | $278,000 | 4,161 |
| Additional noninterest expense | $1,368,000 | 2,538 |
| Pre-tax net operating income | $1,367,000 | 1,651 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $408,000 | 1,246 |
| Income before extraordinary items | $959,000 | 1,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 1,905 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $959,000 | 1,907 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $838,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $959,000 | 1,852 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 2,335 |
| Total interest expense | $947,000 | 3,200 |
| Net interest income | $2,779,000 | 1,968 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $498,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $224,000 | 1,786 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $274,000 | 2,078 |
| Total noninterest expense | $1,510,000 | 3,129 |
| Salaries and employee benefits | $721,000 | 3,383 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $654,000 | 2,372 |
| Pre-tax net operating income | $767,000 | 1,670 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $154,000 | 1,720 |
| Income before extraordinary items | $613,000 | 1,760 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $613,000 | 1,761 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $613,000 | 1,762 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $15,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $613,000 | 1,669 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,218,000 | 2,197 |
| Total interest expense | $5,043,000 | 2,943 |
| Net interest income | $12,175,000 | 1,830 |
| Provision for loan and lease losses | $1,650,000 | 2,031 |
| Total noninterest income | $2,135,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $958,000 | 1,821 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,177,000 | 1,905 |
| Total noninterest expense | $6,676,000 | 2,795 |
| Salaries and employee benefits | $3,226,000 | 3,052 |
| Premises and equipment expense | $597,000 | 3,955 |
| Additional noninterest expense | $2,853,000 | 2,097 |
| Pre-tax net operating income | $5,984,000 | 936 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,916,000 | 707 |
| Income before extraordinary items | $4,068,000 | 1,023 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,068,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 5,054 |
| Cash dividends | $1,823,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,068,000 | 1,091 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,108,000 | 2,223 |
| Total interest expense | $3,919,000 | 2,953 |
| Net interest income | $9,189,000 | 1,839 |
| Provision for loan and lease losses | $850,000 | 2,014 |
| Total noninterest income | $1,589,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $714,000 | 1,841 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $875,000 | 2,002 |
| Total noninterest expense | $4,739,000 | 2,913 |
| Salaries and employee benefits | $2,351,000 | 3,156 |
| Premises and equipment expense | $426,000 | 4,107 |
| Additional noninterest expense | $1,962,000 | 2,198 |
| Pre-tax net operating income | $5,189,000 | 976 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,615,000 | 780 |
| Income before extraordinary items | $3,574,000 | 1,026 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,574,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,168 |
| Cash dividends | $975,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,574,000 | 1,089 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,825,000 | 2,230 |
| Total interest expense | $2,716,000 | 2,966 |
| Net interest income | $6,109,000 | 1,838 |
| Provision for loan and lease losses | $425,000 | 2,083 |
| Total noninterest income | $1,030,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $471,000 | 1,841 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $559,000 | 2,083 |
| Total noninterest expense | $3,223,000 | 2,863 |
| Salaries and employee benefits | $1,615,000 | 3,107 |
| Premises and equipment expense | $295,000 | 4,009 |
| Additional noninterest expense | $1,313,000 | 2,157 |
| Pre-tax net operating income | $3,491,000 | 1,021 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,091,000 | 877 |
| Income before extraordinary items | $2,400,000 | 1,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,400,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,549 |
| Cash dividends | $960,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,400,000 | 1,127 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 2,200 |
| Total interest expense | $1,457,000 | 2,961 |
| Net interest income | $3,135,000 | 1,787 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $500,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $234,000 | 1,816 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $266,000 | 2,126 |
| Total noninterest expense | $1,564,000 | 2,936 |
| Salaries and employee benefits | $764,000 | 3,295 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $658,000 | 2,129 |
| Pre-tax net operating income | $1,871,000 | 1,018 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $568,000 | 904 |
| Income before extraordinary items | $1,303,000 | 1,155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,303,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $72,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,303,000 | 1,121 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,553,000 | 2,121 |
| Total interest expense | $5,359,000 | 3,294 |
| Net interest income | $14,194,000 | 1,591 |
| Provision for loan and lease losses | $625,000 | 1,995 |
| Total noninterest income | $2,116,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,015,000 | 1,742 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,101,000 | 2,098 |
| Total noninterest expense | $6,506,000 | 2,746 |
| Salaries and employee benefits | $3,288,000 | 2,995 |
| Premises and equipment expense | $706,000 | 3,418 |
| Additional noninterest expense | $2,512,000 | 2,173 |
| Pre-tax net operating income | $9,179,000 | 923 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,047,000 | 804 |
| Income before extraordinary items | $6,132,000 | 1,059 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,132,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $1,889,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,132,000 | 1,040 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,587,000 | 2,142 |
| Total interest expense | $3,879,000 | 3,382 |
| Net interest income | $10,708,000 | 1,595 |
| Provision for loan and lease losses | $350,000 | 2,081 |
| Total noninterest income | $1,557,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $752,000 | 1,742 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $805,000 | 2,115 |
| Total noninterest expense | $4,733,000 | 2,799 |
| Salaries and employee benefits | $2,320,000 | 3,130 |
| Premises and equipment expense | $525,000 | 3,423 |
| Additional noninterest expense | $1,888,000 | 2,114 |
| Pre-tax net operating income | $7,182,000 | 963 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,372,000 | 832 |
| Income before extraordinary items | $4,810,000 | 1,095 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,810,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,557 |
| Cash dividends | $987,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,810,000 | 1,073 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,582,000 | 2,180 |
| Total interest expense | $2,567,000 | 3,389 |
| Net interest income | $7,015,000 | 1,641 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $1,010,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $495,000 | 1,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $515,000 | 2,201 |
| Total noninterest expense | $3,126,000 | 2,863 |
| Salaries and employee benefits | $1,549,000 | 3,157 |
| Premises and equipment expense | $333,000 | 3,580 |
| Additional noninterest expense | $1,244,000 | 2,151 |
| Pre-tax net operating income | $4,699,000 | 1,020 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,539,000 | 900 |
| Income before extraordinary items | $3,160,000 | 1,135 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,160,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $966,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,160,000 | 1,113 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 2,226 |
| Total interest expense | $1,262,000 | 3,411 |
| Net interest income | $3,420,000 | 1,681 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $507,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $243,000 | 1,752 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $264,000 | 2,139 |
| Total noninterest expense | $1,526,000 | 2,942 |
| Salaries and employee benefits | $713,000 | 3,408 |
| Premises and equipment expense | $170,000 | 3,543 |
| Additional noninterest expense | $643,000 | 2,041 |
| Pre-tax net operating income | $2,301,000 | 1,023 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $800,000 | 864 |
| Income before extraordinary items | $1,501,000 | 1,180 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,501,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,501,000 | 1,158 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,012,000 | 2,175 |
| Total interest expense | $4,320,000 | 3,400 |
| Net interest income | $13,692,000 | 1,675 |
| Provision for loan and lease losses | $475,000 | 1,995 |
| Total noninterest income | $2,004,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,020,000 | 1,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $984,000 | 2,253 |
| Total noninterest expense | $5,854,000 | 2,930 |
| Salaries and employee benefits | $3,050,000 | 3,087 |
| Premises and equipment expense | $580,000 | 3,865 |
| Additional noninterest expense | $2,224,000 | 2,336 |
| Pre-tax net operating income | $9,367,000 | 1,049 |
| Securities gains (losses) | $-102,000 | 8,211 |
| Applicable income taxes | $3,157,000 | 899 |
| Income before extraordinary items | $6,108,000 | 1,209 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,108,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,120 |
| Cash dividends | $1,623,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,175,320 | 1,181 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,271,000 | 2,201 |
| Total interest expense | $3,076,000 | 3,444 |
| Net interest income | $10,195,000 | 1,704 |
| Provision for loan and lease losses | $322,000 | 2,030 |
| Total noninterest income | $1,461,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $751,000 | 1,754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $710,000 | 2,303 |
| Total noninterest expense | $4,223,000 | 3,028 |
| Salaries and employee benefits | $2,120,000 | 3,291 |
| Premises and equipment expense | $435,000 | 3,879 |
| Additional noninterest expense | $1,668,000 | 2,317 |
| Pre-tax net operating income | $7,111,000 | 1,078 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,356,000 | 955 |
| Income before extraordinary items | $4,755,000 | 1,197 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,755,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,970 |
| Cash dividends | $835,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,755,000 | 1,188 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 2,213 |
| Total interest expense | $1,915,000 | 3,500 |
| Net interest income | $6,750,000 | 1,718 |
| Provision for loan and lease losses | $225,000 | 1,918 |
| Total noninterest income | $941,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $495,000 | 1,754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $446,000 | 2,382 |
| Total noninterest expense | $2,828,000 | 3,030 |
| Salaries and employee benefits | $1,443,000 | 3,243 |
| Premises and equipment expense | $288,000 | 3,888 |
| Additional noninterest expense | $1,097,000 | 2,355 |
| Pre-tax net operating income | $4,638,000 | 1,091 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,565,000 | 951 |
| Income before extraordinary items | $3,073,000 | 1,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,073,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $834,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,073,000 | 1,203 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 2,230 |
| Total interest expense | $879,000 | 3,604 |
| Net interest income | $3,312,000 | 1,737 |
| Provision for loan and lease losses | $124,000 | 1,710 |
| Total noninterest income | $462,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $243,000 | 1,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $219,000 | 2,360 |
| Total noninterest expense | $1,342,000 | 3,175 |
| Salaries and employee benefits | $660,000 | 3,500 |
| Premises and equipment expense | $135,000 | 4,091 |
| Additional noninterest expense | $547,000 | 2,344 |
| Pre-tax net operating income | $2,308,000 | 1,076 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $783,000 | 949 |
| Income before extraordinary items | $1,525,000 | 1,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,525,000 | 1,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,525,000 | 1,198 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,910,000 | 2,373 |
| Total interest expense | $2,444,000 | 3,883 |
| Net interest income | $11,466,000 | 1,933 |
| Provision for loan and lease losses | $380,000 | 2,368 |
| Total noninterest income | $2,012,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,004,000 | 1,729 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,008,000 | 2,205 |
| Total noninterest expense | $5,487,000 | 2,984 |
| Salaries and employee benefits | $2,735,000 | 3,220 |
| Premises and equipment expense | $550,000 | 3,905 |
| Additional noninterest expense | $2,202,000 | 2,275 |
| Pre-tax net operating income | $7,611,000 | 1,248 |
| Securities gains (losses) | $-178,000 | 8,560 |
| Applicable income taxes | $2,368,000 | 1,192 |
| Income before extraordinary items | $5,065,000 | 1,398 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,065,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,108 |
| Cash dividends | $1,371,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,186,040 | 1,359 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,856,000 | 2,455 |
| Total interest expense | $1,656,000 | 4,018 |
| Net interest income | $8,200,000 | 2,016 |
| Provision for loan and lease losses | $248,000 | 2,569 |
| Total noninterest income | $1,460,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $743,000 | 1,736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $717,000 | 2,288 |
| Total noninterest expense | $3,938,000 | 3,075 |
| Salaries and employee benefits | $1,928,000 | 3,388 |
| Premises and equipment expense | $411,000 | 3,892 |
| Additional noninterest expense | $1,599,000 | 2,307 |
| Pre-tax net operating income | $5,474,000 | 1,311 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,798,000 | 1,186 |
| Income before extraordinary items | $3,676,000 | 1,449 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,676,000 | 1,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $669,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,676,000 | 1,426 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 2,496 |
| Total interest expense | $1,012,000 | 4,091 |
| Net interest income | $5,269,000 | 2,064 |
| Provision for loan and lease losses | $165,000 | 2,477 |
| Total noninterest income | $921,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $480,000 | 1,741 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $441,000 | 2,376 |
| Total noninterest expense | $2,656,000 | 3,027 |
| Salaries and employee benefits | $1,319,000 | 3,283 |
| Premises and equipment expense | $269,000 | 3,933 |
| Additional noninterest expense | $1,068,000 | 2,282 |
| Pre-tax net operating income | $3,369,000 | 1,392 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,229,000 | 1,140 |
| Income before extraordinary items | $2,140,000 | 1,608 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,140,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $669,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,140,000 | 1,584 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 2,553 |
| Total interest expense | $476,000 | 4,162 |
| Net interest income | $2,544,000 | 2,121 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $456,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $235,000 | 1,725 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $221,000 | 2,334 |
| Total noninterest expense | $1,256,000 | 3,189 |
| Salaries and employee benefits | $597,000 | 3,583 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $538,000 | 2,267 |
| Pre-tax net operating income | $1,689,000 | 1,361 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $600,000 | 1,156 |
| Income before extraordinary items | $1,089,000 | 1,544 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,089,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,089,000 | 1,520 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,279,000 | 2,761 |
| Total interest expense | $1,352,000 | 4,788 |
| Net interest income | $8,927,000 | 2,288 |
| Provision for loan and lease losses | $153,000 | 4,196 |
| Total noninterest income | $1,848,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,008,000 | 1,746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $840,000 | 2,414 |
| Total noninterest expense | $5,016,000 | 3,111 |
| Salaries and employee benefits | $2,496,000 | 3,351 |
| Premises and equipment expense | $513,000 | 4,007 |
| Additional noninterest expense | $2,007,000 | 2,417 |
| Pre-tax net operating income | $5,606,000 | 1,520 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,853,000 | 1,361 |
| Income before extraordinary items | $3,753,000 | 1,709 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,753,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,787 |
| Cash dividends | $1,278,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 8,877 |
| Net operating income | $3,753,000 | 1,663 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,388,000 | 2,834 |
| Total interest expense | $957,000 | 4,904 |
| Net interest income | $6,431,000 | 2,349 |
| Provision for loan and lease losses | $101,000 | 4,252 |
| Total noninterest income | $1,315,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $745,000 | 1,778 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $570,000 | 2,590 |
| Total noninterest expense | $3,708,000 | 3,122 |
| Salaries and employee benefits | $1,805,000 | 3,421 |
| Premises and equipment expense | $391,000 | 3,943 |
| Additional noninterest expense | $1,512,000 | 2,368 |
| Pre-tax net operating income | $3,937,000 | 1,638 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,265,000 | 1,479 |
| Income before extraordinary items | $2,672,000 | 1,797 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,672,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $630,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 8,954 |
| Net operating income | $2,672,000 | 1,746 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 2,909 |
| Total interest expense | $613,000 | 5,045 |
| Net interest income | $4,171,000 | 2,391 |
| Provision for loan and lease losses | $56,000 | 4,573 |
| Total noninterest income | $862,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $488,000 | 1,794 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 2,621 |
| Total noninterest expense | $2,471,000 | 3,138 |
| Salaries and employee benefits | $1,208,000 | 3,425 |
| Premises and equipment expense | $266,000 | 3,883 |
| Additional noninterest expense | $997,000 | 2,389 |
| Pre-tax net operating income | $2,506,000 | 1,677 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $784,000 | 1,554 |
| Income before extraordinary items | $1,722,000 | 1,833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,722,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,218 |
| Cash dividends | $630,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 9,026 |
| Net operating income | $1,722,000 | 1,782 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 2,955 |
| Total interest expense | $305,000 | 5,116 |
| Net interest income | $2,051,000 | 2,434 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $434,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $241,000 | 1,770 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $1,235,000 | 3,138 |
| Salaries and employee benefits | $611,000 | 3,402 |
| Premises and equipment expense | $146,000 | 3,659 |
| Additional noninterest expense | $478,000 | 2,472 |
| Pre-tax net operating income | $1,205,000 | 1,705 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $394,000 | 1,572 |
| Income before extraordinary items | $811,000 | 1,932 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $811,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 9,082 |
| Net operating income | $811,000 | 1,844 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,768,000 | 2,892 |
| Total interest expense | $1,332,000 | 5,258 |
| Net interest income | $8,436,000 | 2,296 |
| Provision for loan and lease losses | $126,000 | 4,850 |
| Total noninterest income | $1,442,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $754,000 | 2,223 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $688,000 | 2,997 |
| Total noninterest expense | $4,687,000 | 3,228 |
| Salaries and employee benefits | $2,293,000 | 3,511 |
| Premises and equipment expense | $543,000 | 3,817 |
| Additional noninterest expense | $1,851,000 | 2,565 |
| Pre-tax net operating income | $5,065,000 | 1,602 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,612,000 | 1,522 |
| Income before extraordinary items | $3,453,000 | 1,801 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,453,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,380 |
| Cash dividends | $1,206,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,453,000 | 1,721 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 2,932 |
| Total interest expense | $1,019,000 | 5,323 |
| Net interest income | $6,314,000 | 2,309 |
| Provision for loan and lease losses | $88,000 | 5,021 |
| Total noninterest income | $1,017,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $522,000 | 2,380 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 3,156 |
| Total noninterest expense | $3,455,000 | 3,268 |
| Salaries and employee benefits | $1,699,000 | 3,524 |
| Premises and equipment expense | $401,000 | 3,850 |
| Additional noninterest expense | $1,355,000 | 2,611 |
| Pre-tax net operating income | $3,788,000 | 1,658 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,213,000 | 1,598 |
| Income before extraordinary items | $2,575,000 | 1,870 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,575,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,803 |
| Cash dividends | $594,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,575,000 | 1,768 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 2,948 |
| Total interest expense | $700,000 | 5,344 |
| Net interest income | $4,213,000 | 2,303 |
| Provision for loan and lease losses | $58,000 | 4,973 |
| Total noninterest income | $673,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $342,000 | 2,387 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $331,000 | 3,116 |
| Total noninterest expense | $2,287,000 | 3,296 |
| Salaries and employee benefits | $1,129,000 | 3,531 |
| Premises and equipment expense | $263,000 | 3,880 |
| Additional noninterest expense | $895,000 | 2,631 |
| Pre-tax net operating income | $2,541,000 | 1,649 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $844,000 | 1,550 |
| Income before extraordinary items | $1,697,000 | 1,888 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,697,000 | 1,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $594,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,697,000 | 1,779 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 2,958 |
| Total interest expense | $361,000 | 5,353 |
| Net interest income | $2,098,000 | 2,321 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $327,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $169,000 | 2,346 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 3,120 |
| Total noninterest expense | $1,132,000 | 3,305 |
| Salaries and employee benefits | $542,000 | 3,646 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $454,000 | 2,550 |
| Pre-tax net operating income | $1,273,000 | 1,645 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $416,000 | 1,567 |
| Income before extraordinary items | $857,000 | 1,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 1,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $857,000 | 1,732 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,236,000 | 2,956 |
| Total interest expense | $1,764,000 | 5,214 |
| Net interest income | $8,472,000 | 2,285 |
| Provision for loan and lease losses | $55,000 | 6,608 |
| Total noninterest income | $1,192,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $657,000 | 2,377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 3,164 |
| Total noninterest expense | $4,467,000 | 3,244 |
| Salaries and employee benefits | $2,127,000 | 3,558 |
| Premises and equipment expense | $575,000 | 3,539 |
| Additional noninterest expense | $1,765,000 | 2,585 |
| Pre-tax net operating income | $5,142,000 | 1,593 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,741,000 | 1,451 |
| Income before extraordinary items | $3,401,000 | 1,760 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,401,000 | 1,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,158 |
| Cash dividends | $1,152,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,401,000 | 1,705 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,025,000 | 3,051 |
| Total interest expense | $2,792,000 | 5,002 |
| Net interest income | $8,233,000 | 2,177 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,190,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $639,000 | 2,315 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $551,000 | 2,967 |
| Total noninterest expense | $4,287,000 | 3,221 |
| Salaries and employee benefits | $2,032,000 | 3,552 |
| Premises and equipment expense | $602,000 | 3,340 |
| Additional noninterest expense | $1,653,000 | 2,643 |
| Pre-tax net operating income | $5,136,000 | 1,401 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,726,000 | 1,326 |
| Income before extraordinary items | $3,410,000 | 1,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,410,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $1,098,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,410,000 | 1,495 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,574,000 | 2,984 |
| Total interest expense | $3,415,000 | 4,469 |
| Net interest income | $8,159,000 | 2,176 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,189,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $613,000 | 2,247 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $576,000 | 2,692 |
| Total noninterest expense | $4,230,000 | 3,182 |
| Salaries and employee benefits | $2,131,000 | 3,289 |
| Premises and equipment expense | $620,000 | 3,171 |
| Additional noninterest expense | $1,479,000 | 2,857 |
| Pre-tax net operating income | $5,118,000 | 1,444 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,706,000 | 1,352 |
| Income before extraordinary items | $3,412,000 | 1,545 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,412,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $1,026,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,412,000 | 1,539 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,503,000 | 2,810 |
| Total interest expense | $4,267,000 | 3,396 |
| Net interest income | $7,236,000 | 2,440 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $819,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $528,000 | 2,511 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $291,000 | 4,085 |
| Total noninterest expense | $4,142,000 | 3,211 |
| Salaries and employee benefits | $1,983,000 | 3,469 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $1,524,000 | 2,821 |
| Pre-tax net operating income | $3,913,000 | 1,875 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,288,000 | 1,800 |
| Income before extraordinary items | $2,625,000 | 2,016 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,625,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $954,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,625,000 | 1,983 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,358,000 | 2,639 |
| Total interest expense | $5,403,000 | 2,785 |
| Net interest income | $6,955,000 | 2,436 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $892,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $543,000 | 2,372 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $349,000 | 3,709 |
| Total noninterest expense | $4,130,000 | 3,132 |
| Salaries and employee benefits | $1,985,000 | 3,360 |
| Premises and equipment expense | $604,000 | 3,152 |
| Additional noninterest expense | $1,541,000 | 2,701 |
| Pre-tax net operating income | $3,717,000 | 1,955 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,206,000 | 1,989 |
| Income before extraordinary items | $2,511,000 | 2,072 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,511,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $936,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,511,000 | 2,003 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 3,676 |
| Total interest expense | $2,799,000 | 4,986 |
| Net interest income | $5,907,000 | 2,951 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $600,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $386,000 | 3,322 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $214,000 | 4,805 |
| Total noninterest expense | $2,847,000 | 4,275 |
| Salaries and employee benefits | $1,422,000 | 4,444 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $997,000 | 3,920 |
| Pre-tax net operating income | $3,660,000 | 2,052 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,298,000 | 1,939 |
| Income before extraordinary items | $2,362,000 | 2,232 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,362,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,362,000 | 2,170 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,494,000 | 4,286 |
| Total interest expense | $2,096,000 | 6,234 |
| Net interest income | $5,398,000 | 3,281 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $526,000 | 4,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,346 |
| Total noninterest expense | $2,447,000 | 5,087 |
| Salaries and employee benefits | $1,358,000 | 4,697 |
| Premises and equipment expense | $338,000 | 5,136 |
| Additional noninterest expense | $751,000 | 5,451 |
| Pre-tax net operating income | $3,477,000 | 2,061 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,268,000 | 1,909 |
| Income before extraordinary items | $2,209,000 | 2,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,209,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,564 |
| Cash dividends | $743,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,209,000 | 2,182 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 4,466 |
| Total interest expense | $1,974,000 | 6,526 |
| Net interest income | $5,183,000 | 3,416 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $545,000 | 4,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,691 |
| Total noninterest expense | $2,483,000 | 5,023 |
| Salaries and employee benefits | $1,417,000 | 4,516 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $774,000 | 5,401 |
| Pre-tax net operating income | $3,245,000 | 2,283 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $1,129,000 | 2,136 |
| Income before extraordinary items | $2,097,000 | 2,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,097,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $540,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,109,350 | 2,358 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 4,420 |
| Total interest expense | $1,567,000 | 6,691 |
| Net interest income | $5,098,000 | 3,498 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $630,000 | 4,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,948 |
| Total noninterest expense | $2,433,000 | 5,280 |
| Salaries and employee benefits | $1,328,000 | 4,789 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $865,000 | 5,358 |
| Pre-tax net operating income | $3,295,000 | 2,160 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,131,000 | 1,991 |
| Income before extraordinary items | $2,164,000 | 2,251 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,164,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,164,000 | 2,273 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,674,000 | 4,507 |
| Total interest expense | $1,836,000 | 6,252 |
| Net interest income | $4,838,000 | 3,682 |
| Provision for loan and lease losses | $188,000 | 4,071 |
| Total noninterest income | $641,000 | 4,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 4,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 4,354 |
| Total noninterest expense | $2,392,000 | 5,473 |
| Salaries and employee benefits | $1,286,000 | 4,932 |
| Premises and equipment expense | $215,000 | 7,389 |
| Additional noninterest expense | $891,000 | 5,416 |
| Pre-tax net operating income | $2,899,000 | 2,370 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,044,000 | 2,152 |
| Income before extraordinary items | $1,855,000 | 2,698 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,855,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $405,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,855,000 | 2,543 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 4,806 |
| Total interest expense | $2,641,000 | 5,735 |
| Net interest income | $4,388,000 | 4,101 |
| Provision for loan and lease losses | $524,000 | 2,895 |
| Total noninterest income | $679,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 4,042 |
| Total noninterest expense | $2,139,000 | 6,062 |
| Salaries and employee benefits | $1,054,000 | 5,767 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $864,000 | 5,709 |
| Pre-tax net operating income | $2,404,000 | 2,595 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $755,000 | 2,755 |
| Income before extraordinary items | $1,649,000 | 2,791 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,649,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 3,718 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,649,000 | 2,586 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.