Home > The First National Bank of Wyoming > Assets and Liabilities
The First National Bank of Wyoming, Assets and Liabilities
| 2014-06-30 | Rank | |
| # of Employees: | 62 | 2,379 |
| Assets and Liabilities | ||
| Total Assets: | $302,347,000 | 2,177 |
| Cash and due from depository institutions | $42,428,000 | 2,379 |
| Interest-bearing balances | $37,977,000 | 868 |
| Securities | $42,333,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $5,627,000 | 659 |
| Net loans & leases | $186,975,000 | 2,164 |
| Loan loss allowance | $6,145,000 | 1,071 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $3,085,000 | 3,129 |
| Other real estate owned | $3,599,000 | 2,379 |
| Goodwill and other intangibles | $320,000 | 2,157 |
| All other assets | $17,980,000 | 1,117 |
| Life insurance assets | $12,619,000 | 696 |
| Total liabilities and capital | $302,347,000 | 2,177 |
| Total liabilities | $251,018,000 | 2,304 |
| Total deposits | $244,124,000 | 2,222 |
| Interest-bearing deposits | $153,709,000 | 2,762 |
| Deposits held in domestic offices | $244,124,000 | 2,221 |
| % insured | 89.54% | 2,205 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $5,000,000 | 2,412 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,894,000 | 2,048 |
| Total equity capital | $51,329,000 | 1,453 |
| Total bank equity capital | $51,329,000 | 1,451 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $13,500,000 | 341 |
| Surplus | $1,125,000 | 5,240 |
| Undivided profits | $36,704,000 | 1,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,143,000 | 1,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $607,000 | 3,810 |
| Earning assets | $272,912,000 | 2,214 |
| Long-term assets (5+ years) | $55,578,000 | 3,132 |
| Average Assets, year-to-date | $301,565,000 | 2,162 |
| Average Assets, quarterly | $301,262,000 | 2,179 |
| Volatile liabilities | $6,543,000 | 3,818 |
| Insider loans | $6,701,000 | 924 |
| FHLB advances | $5,000,000 | 2,318 |
| Loans and leases held for sale | $118,000 | 1,825 |
| Unused loan commitments | $33,664,000 | 1,950 |
| Tier 1 (core) risk-based capital | $51,199,000 | 1,382 |
| Tier 2 risk-based capital | $2,528,000 | 1,962 |
| Total risk weighted assets | $198,533,000 | 2,174 |
| Total unused commitments | $33,664,000 | 1,950 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 70 | 2,132 |
| Assets and Liabilities | ||
| Total Assets: | $300,177,000 | 2,189 |
| Cash and due from depository institutions | $38,354,000 | 2,132 |
| Interest-bearing balances | $33,702,000 | 1,148 |
| Securities | $40,896,000 | 3,079 |
| Federal funds sold & reverse repurchase agreements | $5,627,000 | 842 |
| Net loans & leases | $186,101,000 | 2,149 |
| Loan loss allowance | $6,156,000 | 1,090 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,131,000 | 3,121 |
| Other real estate owned | $4,409,000 | 2,132 |
| Goodwill and other intangibles | $320,000 | 2,162 |
| All other assets | $21,339,000 | 984 |
| Life insurance assets | $12,516,000 | 690 |
| Total liabilities and capital | $300,177,000 | 2,189 |
| Total liabilities | $249,512,000 | 2,319 |
| Total deposits | $242,197,000 | 2,257 |
| Interest-bearing deposits | $152,037,000 | 2,821 |
| Deposits held in domestic offices | $242,197,000 | 2,257 |
| % insured | 89.51% | 2,268 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,000,000 | 2,282 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,315,000 | 1,736 |
| Total equity capital | $50,665,000 | 1,450 |
| Total bank equity capital | $50,665,000 | 1,448 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $13,500,000 | 344 |
| Surplus | $1,125,000 | 5,296 |
| Undivided profits | $36,040,000 | 1,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,433,000 | 1,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $697,000 | 3,402 |
| Earning assets | $266,326,000 | 2,252 |
| Long-term assets (5+ years) | $54,050,000 | 3,166 |
| Average Assets, year-to-date | $301,174,000 | 2,172 |
| Average Assets, quarterly | $301,174,000 | 2,172 |
| Volatile liabilities | $10,983,000 | 2,851 |
| Insider loans | $7,438,000 | 839 |
| FHLB advances | $5,000,000 | 2,203 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $26,229,000 | 2,323 |
| Tier 1 (core) risk-based capital | $50,557,000 | 1,405 |
| Tier 2 risk-based capital | $2,567,000 | 1,948 |
| Total risk weighted assets | $202,247,000 | 2,127 |
| Total unused commitments | $26,229,000 | 2,323 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 76 | 1,999 |
| Assets and Liabilities | ||
| Total Assets: | $302,171,000 | 2,172 |
| Cash and due from depository institutions | $40,750,000 | 1,999 |
| Interest-bearing balances | $36,744,000 | 920 |
| Securities | $44,847,000 | 2,900 |
| Federal funds sold & reverse repurchase agreements | $4,402,000 | 914 |
| Net loans & leases | $184,927,000 | 2,161 |
| Loan loss allowance | $6,317,000 | 1,072 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $3,158,000 | 3,128 |
| Other real estate owned | $2,461,000 | 1,999 |
| Goodwill and other intangibles | $320,000 | 2,162 |
| All other assets | $21,306,000 | 1,005 |
| Life insurance assets | $12,415,000 | 688 |
| Total liabilities and capital | $302,171,000 | 2,172 |
| Total liabilities | $251,981,000 | 2,284 |
| Total deposits | $244,667,000 | 2,223 |
| Interest-bearing deposits | $153,895,000 | 2,773 |
| Deposits held in domestic offices | $244,667,000 | 2,223 |
| % insured | 87.77% | 2,787 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,000,000 | 2,384 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,314,000 | 1,753 |
| Total equity capital | $50,190,000 | 1,431 |
| Total bank equity capital | $50,190,000 | 1,429 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $13,500,000 | 343 |
| Surplus | $1,125,000 | 5,358 |
| Undivided profits | $35,565,000 | 1,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,009,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $665,000 | 3,672 |
| Earning assets | $270,920,000 | 2,212 |
| Long-term assets (5+ years) | $50,042,000 | 3,293 |
| Average Assets, year-to-date | $300,112,200 | 2,147 |
| Average Assets, quarterly | $304,941,500 | 2,127 |
| Volatile liabilities | $11,500,000 | 2,863 |
| Insider loans | $7,556,000 | 799 |
| FHLB advances | $5,000,000 | 2,295 |
| Loans and leases held for sale | $249,000 | 1,501 |
| Unused loan commitments | $33,636,000 | 1,894 |
| Tier 1 (core) risk-based capital | $50,047,000 | 1,400 |
| Tier 2 risk-based capital | $2,543,000 | 1,946 |
| Total risk weighted assets | $199,570,000 | 2,149 |
| Total unused commitments | $33,636,000 | 1,894 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 76 | 2,007 |
| Assets and Liabilities | ||
| Total Assets: | $307,712,000 | 2,120 |
| Cash and due from depository institutions | $51,888,000 | 2,007 |
| Interest-bearing balances | $48,051,000 | 711 |
| Securities | $43,384,000 | 2,988 |
| Federal funds sold & reverse repurchase agreements | $4,751,000 | 836 |
| Net loans & leases | $179,790,000 | 2,199 |
| Loan loss allowance | $6,342,000 | 1,094 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $3,206,000 | 3,114 |
| Other real estate owned | $2,717,000 | 2,007 |
| Goodwill and other intangibles | $151,000 | 2,487 |
| All other assets | $21,825,000 | 971 |
| Life insurance assets | $12,334,000 | 674 |
| Total liabilities and capital | $307,713,000 | 2,120 |
| Total liabilities | $257,886,000 | 2,231 |
| Total deposits | $249,695,000 | 2,181 |
| Interest-bearing deposits | $155,432,000 | 2,747 |
| Deposits held in domestic offices | $249,695,000 | 2,180 |
| % insured | 87.19% | 3,160 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $5,000,000 | 2,390 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,191,000 | 1,457 |
| Total equity capital | $49,827,000 | 1,438 |
| Total bank equity capital | $49,827,000 | 1,435 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $13,500,000 | 344 |
| Surplus | $1,125,000 | 5,412 |
| Undivided profits | $35,202,000 | 1,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $3,292,000 | 2,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $653,000 | 3,811 |
| Earning assets | $275,976,000 | 2,155 |
| Long-term assets (5+ years) | $58,217,000 | 2,995 |
| Average Assets, year-to-date | $299,597,500 | 2,160 |
| Average Assets, quarterly | $303,107,500 | 2,136 |
| Volatile liabilities | $7,234,000 | 3,720 |
| Insider loans | $7,867,000 | 765 |
| FHLB advances | $5,000,000 | 2,290 |
| Loans and leases held for sale | $413,000 | 1,408 |
| Unused loan commitments | $36,573,000 | 1,789 |
| Tier 1 (core) risk-based capital | $49,686,000 | 1,410 |
| Tier 2 risk-based capital | $2,494,000 | 1,970 |
| Total risk weighted assets | $195,612,000 | 2,165 |
| Total unused commitments | $36,573,000 | 1,789 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 75 | 2,039 |
| Assets and Liabilities | ||
| Total Assets: | $298,503,000 | 2,171 |
| Cash and due from depository institutions | $49,811,000 | 2,039 |
| Interest-bearing balances | $44,453,000 | 823 |
| Securities | $42,431,000 | 2,997 |
| Federal funds sold & reverse repurchase agreements | $5,532,000 | 822 |
| Net loans & leases | $172,101,000 | 2,262 |
| Loan loss allowance | $7,000,000 | 1,002 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $3,220,000 | 3,112 |
| Other real estate owned | $3,420,000 | 2,039 |
| Goodwill and other intangibles | $151,000 | 2,481 |
| All other assets | $21,837,000 | 962 |
| Life insurance assets | $12,227,000 | 669 |
| Total liabilities and capital | $298,503,000 | 2,171 |
| Total liabilities | $249,253,000 | 2,285 |
| Total deposits | $241,717,000 | 2,229 |
| Interest-bearing deposits | $156,875,000 | 2,729 |
| Deposits held in domestic offices | $241,717,000 | 2,228 |
| % insured | 90.14% | 2,370 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,348 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,536,000 | 1,683 |
| Total equity capital | $49,250,000 | 1,445 |
| Total bank equity capital | $49,250,000 | 1,443 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $13,500,000 | 344 |
| Surplus | $1,125,000 | 5,455 |
| Undivided profits | $34,625,000 | 1,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $8,349,000 | 1,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $659,000 | 3,752 |
| Earning assets | $264,517,000 | 2,225 |
| Long-term assets (5+ years) | $61,148,000 | 2,866 |
| Average Assets, year-to-date | $296,892,670 | 2,183 |
| Average Assets, quarterly | $295,951,500 | 2,193 |
| Volatile liabilities | $7,694,000 | 3,584 |
| Insider loans | $5,549,000 | 1,135 |
| FHLB advances | $5,000,000 | 2,250 |
| Loans and leases held for sale | $877,000 | 1,293 |
| Unused loan commitments | $36,683,000 | 1,755 |
| Tier 1 (core) risk-based capital | $49,107,000 | 1,401 |
| Tier 2 risk-based capital | $2,466,000 | 1,996 |
| Total risk weighted assets | $192,684,000 | 2,188 |
| Total unused commitments | $36,683,000 | 1,755 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 72 | 2,117 |
| Assets and Liabilities | ||
| Total Assets: | $293,400,000 | 2,239 |
| Cash and due from depository institutions | $44,611,000 | 2,117 |
| Interest-bearing balances | $41,320,000 | 1,108 |
| Securities | $42,369,000 | 3,023 |
| Federal funds sold & reverse repurchase agreements | $6,401,000 | 975 |
| Net loans & leases | $171,059,000 | 2,276 |
| Loan loss allowance | $6,870,000 | 1,039 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,189,000 | 3,147 |
| Other real estate owned | $3,527,000 | 2,117 |
| Goodwill and other intangibles | $151,000 | 2,478 |
| All other assets | $22,093,000 | 937 |
| Life insurance assets | $12,122,000 | 662 |
| Total liabilities and capital | $293,400,000 | 2,239 |
| Total liabilities | $244,454,000 | 2,365 |
| Total deposits | $236,788,000 | 2,325 |
| Interest-bearing deposits | $157,605,000 | 2,783 |
| Deposits held in domestic offices | $236,788,000 | 2,325 |
| % insured | 91.04% | 2,090 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,267 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,666,000 | 1,647 |
| Total equity capital | $48,946,000 | 1,489 |
| Total bank equity capital | $48,946,000 | 1,488 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $13,500,000 | 349 |
| Surplus | $1,125,000 | 5,513 |
| Undivided profits | $34,321,000 | 1,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,395,000 | 1,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $721,000 | 3,466 |
| Earning assets | $261,149,000 | 2,290 |
| Long-term assets (5+ years) | $57,443,000 | 2,961 |
| Average Assets, year-to-date | $296,087,500 | 2,213 |
| Average Assets, quarterly | $296,087,500 | 2,213 |
| Volatile liabilities | $7,169,000 | 3,686 |
| Insider loans | $6,506,000 | 959 |
| FHLB advances | $5,000,000 | 2,171 |
| Loans and leases held for sale | $1,142,000 | 1,177 |
| Unused loan commitments | $20,730,000 | 2,638 |
| Tier 1 (core) risk-based capital | $48,580,000 | 1,403 |
| Tier 2 risk-based capital | $2,486,000 | 1,992 |
| Total risk weighted assets | $193,676,000 | 2,162 |
| Total unused commitments | $20,730,000 | 2,638 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 71 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $299,456,000 | 2,195 |
| Cash and due from depository institutions | $45,703,000 | 2,154 |
| Interest-bearing balances | $40,633,000 | 1,057 |
| Securities | $42,513,000 | 2,985 |
| Federal funds sold & reverse repurchase agreements | $5,190,000 | 1,081 |
| Net loans & leases | $174,857,000 | 2,235 |
| Loan loss allowance | $6,834,000 | 1,060 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,069,000 | 3,230 |
| Other real estate owned | $5,058,000 | 2,154 |
| Goodwill and other intangibles | $151,000 | 2,472 |
| All other assets | $22,915,000 | 917 |
| Life insurance assets | $12,018,000 | 661 |
| Total liabilities and capital | $299,457,000 | 2,195 |
| Total liabilities | $251,013,000 | 2,308 |
| Total deposits | $238,368,000 | 2,285 |
| Interest-bearing deposits | $156,408,000 | 2,772 |
| Deposits held in domestic offices | $238,368,000 | 2,285 |
| % insured | 95.13% | 1,515 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $10,000,000 | 1,707 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,645,000 | 1,695 |
| Total equity capital | $48,444,000 | 1,490 |
| Total bank equity capital | $48,444,000 | 1,489 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $13,500,000 | 350 |
| Surplus | $1,125,000 | 5,560 |
| Undivided profits | $33,819,000 | 1,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $7,332,000 | 1,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $758,000 | 3,413 |
| Earning assets | $263,193,000 | 2,263 |
| Long-term assets (5+ years) | $59,952,000 | 2,815 |
| Average Assets, year-to-date | $293,610,800 | 2,181 |
| Average Assets, quarterly | $299,662,500 | 2,166 |
| Volatile liabilities | $9,235,000 | 3,361 |
| Insider loans | $5,983,000 | 1,040 |
| FHLB advances | $10,000,000 | 1,634 |
| Loans and leases held for sale | $883,000 | 1,506 |
| Unused loan commitments | $18,906,000 | 2,696 |
| Tier 1 (core) risk-based capital | $45,011,000 | 1,481 |
| Tier 2 risk-based capital | $2,549,000 | 1,935 |
| Total risk weighted assets | $199,609,000 | 2,108 |
| Total unused commitments | $18,906,000 | 2,696 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 70 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $299,869,000 | 2,187 |
| Cash and due from depository institutions | $48,830,000 | 2,196 |
| Interest-bearing balances | $45,200,000 | 901 |
| Securities | $41,076,000 | 3,076 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 829 |
| Net loans & leases | $170,924,000 | 2,318 |
| Loan loss allowance | $6,820,000 | 1,095 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,240,000 | 3,848 |
| Other real estate owned | $8,140,000 | 2,196 |
| Goodwill and other intangibles | $139,000 | 2,506 |
| All other assets | $21,870,000 | 966 |
| Life insurance assets | $10,913,000 | 703 |
| Total liabilities and capital | $299,869,000 | 2,187 |
| Total liabilities | $252,109,000 | 2,291 |
| Total deposits | $239,612,000 | 2,271 |
| Interest-bearing deposits | $161,675,000 | 2,693 |
| Deposits held in domestic offices | $239,612,000 | 2,271 |
| % insured | 93.88% | 2,128 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $10,000,000 | 1,763 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,497,000 | 1,853 |
| Total equity capital | $47,760,000 | 1,515 |
| Total bank equity capital | $47,760,000 | 1,514 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $13,500,000 | 355 |
| Surplus | $1,125,000 | 5,630 |
| Undivided profits | $33,135,000 | 1,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,428,000 | 1,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $734,000 | 3,752 |
| Earning assets | $263,850,000 | 2,249 |
| Long-term assets (5+ years) | $60,154,000 | 2,801 |
| Average Assets, year-to-date | $292,149,500 | 2,215 |
| Average Assets, quarterly | $295,083,500 | 2,202 |
| Volatile liabilities | $8,860,000 | 3,467 |
| Insider loans | $6,686,000 | 929 |
| FHLB advances | $10,000,000 | 1,681 |
| Loans and leases held for sale | $3,260,000 | 896 |
| Unused loan commitments | $23,780,000 | 2,341 |
| Tier 1 (core) risk-based capital | $44,300,000 | 1,508 |
| Tier 2 risk-based capital | $2,483,000 | 2,009 |
| Total risk weighted assets | $194,226,000 | 2,184 |
| Total unused commitments | $23,780,000 | 2,341 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 73 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $290,298,000 | 2,234 |
| Cash and due from depository institutions | $38,484,000 | 2,091 |
| Interest-bearing balances | $33,100,000 | 1,190 |
| Securities | $41,119,000 | 3,084 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 1,493 |
| Net loans & leases | $174,677,000 | 2,260 |
| Loan loss allowance | $6,980,000 | 1,069 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,260,000 | 3,846 |
| Other real estate owned | $7,663,000 | 2,091 |
| Goodwill and other intangibles | $139,000 | 2,496 |
| All other assets | $22,706,000 | 943 |
| Life insurance assets | $10,814,000 | 700 |
| Total liabilities and capital | $290,297,000 | 2,234 |
| Total liabilities | $243,019,000 | 2,370 |
| Total deposits | $231,226,000 | 2,332 |
| Interest-bearing deposits | $160,943,000 | 2,729 |
| Deposits held in domestic offices | $231,226,000 | 2,332 |
| % insured | 94.00% | 2,185 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,000,000 | 1,801 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,793,000 | 2,258 |
| Total equity capital | $47,278,000 | 1,515 |
| Total bank equity capital | $47,278,000 | 1,512 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $13,500,000 | 360 |
| Surplus | $1,125,000 | 5,661 |
| Undivided profits | $32,653,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $8,415,000 | 1,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $780,000 | 3,406 |
| Earning assets | $252,146,000 | 2,335 |
| Long-term assets (5+ years) | $62,019,000 | 2,697 |
| Average Assets, year-to-date | $289,576,330 | 2,234 |
| Average Assets, quarterly | $290,083,500 | 2,245 |
| Volatile liabilities | $7,807,000 | 3,742 |
| Insider loans | $3,213,000 | 1,854 |
| FHLB advances | $10,000,000 | 1,722 |
| Loans and leases held for sale | $2,269,000 | 941 |
| Unused loan commitments | $20,646,000 | 2,566 |
| Tier 1 (core) risk-based capital | $43,815,000 | 1,502 |
| Tier 2 risk-based capital | $2,520,000 | 1,982 |
| Total risk weighted assets | $197,097,000 | 2,142 |
| Total unused commitments | $20,646,000 | 2,566 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 70 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $289,869,000 | 2,260 |
| Cash and due from depository institutions | $36,402,000 | 2,166 |
| Interest-bearing balances | $32,324,000 | 1,335 |
| Securities | $42,192,000 | 3,045 |
| Federal funds sold & reverse repurchase agreements | $1,999,000 | 2,286 |
| Net loans & leases | $176,996,000 | 2,228 |
| Loan loss allowance | $7,215,000 | 1,062 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,271,000 | 3,867 |
| Other real estate owned | $7,000,000 | 2,166 |
| Goodwill and other intangibles | $139,000 | 2,498 |
| All other assets | $22,870,000 | 935 |
| Life insurance assets | $10,717,000 | 697 |
| Total liabilities and capital | $289,870,000 | 2,260 |
| Total liabilities | $243,254,000 | 2,378 |
| Total deposits | $230,741,000 | 2,366 |
| Interest-bearing deposits | $161,065,000 | 2,761 |
| Deposits held in domestic offices | $230,741,000 | 2,366 |
| % insured | 94.15% | 2,139 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $10,000,000 | 1,820 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,513,000 | 1,722 |
| Total equity capital | $46,616,000 | 1,509 |
| Total bank equity capital | $46,616,000 | 1,506 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $13,500,000 | 363 |
| Surplus | $1,125,000 | 5,701 |
| Undivided profits | $31,991,000 | 1,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $10,703,000 | 1,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $735,000 | 3,556 |
| Earning assets | $253,511,000 | 2,349 |
| Long-term assets (5+ years) | $62,975,000 | 2,663 |
| Average Assets, year-to-date | $289,215,500 | 2,247 |
| Average Assets, quarterly | $289,215,500 | 2,247 |
| Volatile liabilities | $8,981,000 | 3,487 |
| Insider loans | $3,286,000 | 1,850 |
| FHLB advances | $10,000,000 | 1,744 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $22,180,000 | 2,458 |
| Tier 1 (core) risk-based capital | $43,242,000 | 1,513 |
| Tier 2 risk-based capital | $2,547,000 | 1,964 |
| Total risk weighted assets | $199,105,000 | 2,109 |
| Total unused commitments | $22,180,000 | 2,458 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 72 | 2,109 |
| Assets and Liabilities | ||
| Total Assets: | $288,462,000 | 2,249 |
| Cash and due from depository institutions | $31,761,000 | 2,109 |
| Interest-bearing balances | $26,732,000 | 1,423 |
| Securities | $41,235,000 | 3,013 |
| Federal funds sold & reverse repurchase agreements | $1,999,000 | 2,049 |
| Net loans & leases | $183,240,000 | 2,174 |
| Loan loss allowance | $6,992,000 | 1,095 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,112,000 | 4,009 |
| Other real estate owned | $5,706,000 | 2,109 |
| Goodwill and other intangibles | $139,000 | 2,500 |
| All other assets | $22,270,000 | 967 |
| Life insurance assets | $10,621,000 | 690 |
| Total liabilities and capital | $288,462,000 | 2,249 |
| Total liabilities | $242,256,000 | 2,374 |
| Total deposits | $230,339,000 | 2,343 |
| Interest-bearing deposits | $159,399,000 | 2,758 |
| Deposits held in domestic offices | $230,339,000 | 2,342 |
| % insured | 94.35% | 2,125 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $10,000,000 | 1,948 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,917,000 | 2,119 |
| Total equity capital | $46,206,000 | 1,517 |
| Total bank equity capital | $46,206,000 | 1,515 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $13,500,000 | 361 |
| Surplus | $1,125,000 | 5,741 |
| Undivided profits | $31,581,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $14,259,000 | 910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $744,000 | 3,676 |
| Earning assets | $253,206,000 | 2,323 |
| Long-term assets (5+ years) | $69,556,000 | 2,089 |
| Average Assets, year-to-date | $287,073,000 | 2,217 |
| Average Assets, quarterly | $288,394,500 | 2,234 |
| Volatile liabilities | $9,804,000 | 3,467 |
| Insider loans | $5,620,000 | 1,146 |
| FHLB advances | $10,000,000 | 1,851 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $22,025,000 | 2,392 |
| Tier 1 (core) risk-based capital | $42,815,000 | 1,515 |
| Tier 2 risk-based capital | $2,609,000 | 1,927 |
| Total risk weighted assets | $203,429,000 | 2,078 |
| Total unused commitments | $22,025,000 | 2,393 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 74 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $288,327,000 | 2,248 |
| Cash and due from depository institutions | $33,595,000 | 2,068 |
| Interest-bearing balances | $29,184,000 | 1,388 |
| Securities | $40,354,000 | 2,978 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 1,867 |
| Net loans & leases | $183,704,000 | 2,186 |
| Loan loss allowance | $7,514,000 | 1,047 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,143,000 | 4,009 |
| Other real estate owned | $3,375,000 | 2,068 |
| Goodwill and other intangibles | $142,000 | 2,507 |
| All other assets | $22,164,000 | 985 |
| Life insurance assets | $10,523,000 | 689 |
| Total liabilities and capital | $288,327,000 | 2,248 |
| Total liabilities | $242,612,000 | 2,353 |
| Total deposits | $229,874,000 | 2,324 |
| Interest-bearing deposits | $162,031,000 | 2,737 |
| Deposits held in domestic offices | $229,874,000 | 2,324 |
| % insured | 93.43% | 2,599 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,002 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,738,000 | 1,693 |
| Total equity capital | $45,715,000 | 1,542 |
| Total bank equity capital | $45,715,000 | 1,540 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $13,500,000 | 365 |
| Surplus | $1,125,000 | 5,796 |
| Undivided profits | $31,090,000 | 1,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $17,228,000 | 842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $741,000 | 3,812 |
| Earning assets | $256,092,000 | 2,299 |
| Long-term assets (5+ years) | $63,085,000 | 2,183 |
| Average Assets, year-to-date | $286,725,750 | 2,225 |
| Average Assets, quarterly | $284,765,500 | 2,253 |
| Volatile liabilities | $10,914,000 | 3,313 |
| Insider loans | $5,981,000 | 1,077 |
| FHLB advances | $10,000,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $24,740,000 | 2,182 |
| Tier 1 (core) risk-based capital | $42,261,000 | 1,539 |
| Tier 2 risk-based capital | $2,572,000 | 1,963 |
| Total risk weighted assets | $200,755,000 | 2,114 |
| Total unused commitments | $24,740,000 | 2,189 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 72 | 2,146 |
| Assets and Liabilities | ||
| Total Assets: | $281,204,000 | 2,285 |
| Cash and due from depository institutions | $18,827,000 | 2,146 |
| Interest-bearing balances | $14,545,000 | 2,260 |
| Securities | $46,536,000 | 2,696 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 1,180 |
| Net loans & leases | $181,488,000 | 2,216 |
| Loan loss allowance | $7,972,000 | 1,010 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,225,000 | 3,961 |
| Other real estate owned | $4,645,000 | 2,146 |
| Goodwill and other intangibles | $150,000 | 2,510 |
| All other assets | $22,233,000 | 990 |
| Life insurance assets | $10,424,000 | 687 |
| Total liabilities and capital | $281,204,000 | 2,285 |
| Total liabilities | $235,798,000 | 2,422 |
| Total deposits | $223,219,000 | 2,403 |
| Interest-bearing deposits | $157,721,000 | 2,817 |
| Deposits held in domestic offices | $223,219,000 | 2,403 |
| % insured | 94.64% | 2,154 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,052 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,579,000 | 1,664 |
| Total equity capital | $45,406,000 | 1,527 |
| Total bank equity capital | $45,406,000 | 1,526 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $13,500,000 | 371 |
| Surplus | $1,125,000 | 5,844 |
| Undivided profits | $30,781,000 | 1,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $21,185,000 | 737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $752,000 | 3,733 |
| Earning assets | $247,669,000 | 2,359 |
| Long-term assets (5+ years) | $57,839,000 | 2,302 |
| Average Assets, year-to-date | $286,192,000 | 2,240 |
| Average Assets, quarterly | $284,325,000 | 2,260 |
| Volatile liabilities | $11,565,000 | 3,259 |
| Insider loans | $6,064,000 | 1,086 |
| FHLB advances | $10,000,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $25,418,000 | 2,158 |
| Tier 1 (core) risk-based capital | $41,999,000 | 1,528 |
| Tier 2 risk-based capital | $2,580,000 | 1,962 |
| Total risk weighted assets | $200,732,000 | 2,129 |
| Total unused commitments | $25,418,000 | 2,161 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 72 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $285,456,000 | 2,269 |
| Cash and due from depository institutions | $14,136,000 | 2,137 |
| Interest-bearing balances | $8,497,000 | 3,271 |
| Securities | $45,333,000 | 2,722 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 1,516 |
| Net loans & leases | $191,412,000 | 2,134 |
| Loan loss allowance | $9,359,000 | 877 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,253,000 | 3,977 |
| Other real estate owned | $6,614,000 | 2,137 |
| Goodwill and other intangibles | $142,000 | 2,535 |
| All other assets | $20,466,000 | 1,077 |
| Life insurance assets | $10,328,000 | 690 |
| Total liabilities and capital | $285,457,000 | 2,269 |
| Total liabilities | $242,285,000 | 2,394 |
| Total deposits | $229,872,000 | 2,358 |
| Interest-bearing deposits | $160,164,000 | 2,834 |
| Deposits held in domestic offices | $229,872,000 | 2,357 |
| % insured | 94.83% | 2,090 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,098 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,413,000 | 1,712 |
| Total equity capital | $43,172,000 | 1,560 |
| Total bank equity capital | $43,172,000 | 1,557 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $13,500,000 | 371 |
| Surplus | $1,125,000 | 5,892 |
| Undivided profits | $28,547,000 | 1,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $28,298,000 | 601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $764,000 | 3,690 |
| Earning assets | $250,342,000 | 2,359 |
| Long-term assets (5+ years) | $58,826,000 | 2,224 |
| Average Assets, year-to-date | $286,695,500 | 2,253 |
| Average Assets, quarterly | $286,695,500 | 2,253 |
| Volatile liabilities | $11,042,000 | 3,361 |
| Insider loans | $6,432,000 | 1,036 |
| FHLB advances | $10,000,000 | 1,989 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $26,306,000 | 2,114 |
| Tier 1 (core) risk-based capital | $42,794,000 | 1,490 |
| Tier 2 risk-based capital | $2,706,000 | 1,892 |
| Total risk weighted assets | $209,696,000 | 2,056 |
| Total unused commitments | $26,306,000 | 2,114 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 71 | 2,193 |
| Assets and Liabilities | ||
| Total Assets: | $288,673,000 | 2,254 |
| Cash and due from depository institutions | $7,497,000 | 2,193 |
| Interest-bearing balances | $3,805,000 | 4,268 |
| Securities | $46,525,000 | 2,567 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 783 |
| Net loans & leases | $199,148,000 | 2,115 |
| Loan loss allowance | $11,270,000 | 740 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,563,000 | 3,754 |
| Other real estate owned | $2,290,000 | 2,193 |
| Goodwill and other intangibles | $142,000 | 2,549 |
| All other assets | $20,708,000 | 1,084 |
| Life insurance assets | $10,232,000 | 691 |
| Total liabilities and capital | $288,673,000 | 2,254 |
| Total liabilities | $245,298,000 | 2,371 |
| Total deposits | $233,234,000 | 2,303 |
| Interest-bearing deposits | $163,528,000 | 2,779 |
| Deposits held in domestic offices | $233,234,000 | 2,302 |
| % insured | 94.94% | 1,990 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,254 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,064,000 | 1,954 |
| Total equity capital | $43,375,000 | 1,551 |
| Total bank equity capital | $43,375,000 | 1,549 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $13,500,000 | 373 |
| Surplus | $1,125,000 | 5,950 |
| Undivided profits | $28,750,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $29,838,000 | 602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $939,000 | 3,200 |
| Earning assets | $259,278,000 | 2,286 |
| Long-term assets (5+ years) | $62,040,000 | 2,088 |
| Average Assets, year-to-date | $296,605,800 | 2,171 |
| Average Assets, quarterly | $296,671,000 | 2,197 |
| Volatile liabilities | $44,462,000 | 2,766 |
| Insider loans | $6,746,000 | 1,017 |
| FHLB advances | $10,000,000 | 2,130 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $30,240,000 | 1,880 |
| Tier 1 (core) risk-based capital | $43,058,000 | 1,480 |
| Tier 2 risk-based capital | $2,821,000 | 1,853 |
| Total risk weighted assets | $220,150,000 | 2,004 |
| Total unused commitments | $30,240,000 | 1,882 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 70 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $304,669,000 | 2,187 |
| Cash and due from depository institutions | $10,651,000 | 2,234 |
| Interest-bearing balances | $6,563,000 | 3,463 |
| Securities | $44,906,000 | 2,610 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 464 |
| Net loans & leases | $208,914,000 | 2,063 |
| Loan loss allowance | $5,509,000 | 1,459 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,853,000 | 3,591 |
| Other real estate owned | $2,501,000 | 2,234 |
| Goodwill and other intangibles | $743,000 | 1,748 |
| All other assets | $18,101,000 | 1,219 |
| Life insurance assets | $10,131,000 | 687 |
| Total liabilities and capital | $304,669,000 | 2,187 |
| Total liabilities | $252,708,000 | 2,332 |
| Total deposits | $240,631,000 | 2,260 |
| Interest-bearing deposits | $173,745,000 | 2,670 |
| Deposits held in domestic offices | $240,631,000 | 2,257 |
| % insured | 90.36% | 3,415 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,361 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,077,000 | 2,157 |
| Total equity capital | $51,961,000 | 1,323 |
| Total bank equity capital | $51,961,000 | 1,323 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $13,500,000 | 373 |
| Surplus | $1,125,000 | 6,019 |
| Undivided profits | $37,336,000 | 916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $30,105,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $937,000 | 3,415 |
| Earning assets | $276,383,000 | 2,200 |
| Long-term assets (5+ years) | $68,416,000 | 1,907 |
| Average Assets, year-to-date | $298,589,000 | 2,194 |
| Average Assets, quarterly | $303,968,000 | 2,169 |
| Volatile liabilities | $47,484,000 | 2,718 |
| Insider loans | $6,798,000 | 1,047 |
| FHLB advances | $10,000,000 | 2,244 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $25,562,000 | 2,171 |
| Tier 1 (core) risk-based capital | $50,688,000 | 1,259 |
| Tier 2 risk-based capital | $2,909,000 | 1,845 |
| Total risk weighted assets | $230,045,000 | 1,961 |
| Total unused commitments | $25,562,000 | 2,174 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 68 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $304,843,000 | 2,187 |
| Cash and due from depository institutions | $16,202,000 | 2,335 |
| Interest-bearing balances | $11,441,000 | 2,477 |
| Securities | $40,743,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 861 |
| Net loans & leases | $216,634,000 | 2,014 |
| Loan loss allowance | $3,404,000 | 2,171 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,894,000 | 3,595 |
| Other real estate owned | $1,384,000 | 2,335 |
| Goodwill and other intangibles | $832,000 | 1,690 |
| All other assets | $17,154,000 | 1,290 |
| Life insurance assets | $10,031,000 | 693 |
| Total liabilities and capital | $304,843,000 | 2,187 |
| Total liabilities | $250,864,000 | 2,353 |
| Total deposits | $238,823,000 | 2,276 |
| Interest-bearing deposits | $174,562,000 | 2,687 |
| Deposits held in domestic offices | $238,823,000 | 2,274 |
| % insured | 91.12% | 3,190 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,455 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,041,000 | 2,086 |
| Total equity capital | $53,979,000 | 1,262 |
| Total bank equity capital | $53,979,000 | 1,262 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $13,500,000 | 371 |
| Surplus | $1,125,000 | 6,058 |
| Undivided profits | $39,354,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $31,645,000 | 575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,024,000 | 3,088 |
| Earning assets | $277,818,000 | 2,192 |
| Long-term assets (5+ years) | $77,244,000 | 1,698 |
| Average Assets, year-to-date | $297,087,670 | 2,216 |
| Average Assets, quarterly | $299,536,000 | 2,209 |
| Volatile liabilities | $48,307,000 | 2,717 |
| Insider loans | $6,560,000 | 1,107 |
| FHLB advances | $10,000,000 | 2,343 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $37,527,000 | 1,629 |
| Tier 1 (core) risk-based capital | $52,739,000 | 1,193 |
| Tier 2 risk-based capital | $2,868,000 | 1,894 |
| Total risk weighted assets | $228,836,000 | 2,004 |
| Total unused commitments | $37,527,000 | 1,632 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 66 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $294,229,000 | 2,290 |
| Cash and due from depository institutions | $9,209,000 | 2,428 |
| Interest-bearing balances | $5,202,000 | 3,658 |
| Securities | $40,390,000 | 2,844 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,881 |
| Net loans & leases | $218,479,000 | 2,049 |
| Loan loss allowance | $4,490,000 | 1,771 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,940,000 | 3,624 |
| Other real estate owned | $1,384,000 | 2,428 |
| Goodwill and other intangibles | $921,000 | 1,641 |
| All other assets | $16,406,000 | 1,383 |
| Life insurance assets | $9,933,000 | 698 |
| Total liabilities and capital | $294,229,000 | 2,290 |
| Total liabilities | $239,676,000 | 2,515 |
| Total deposits | $227,533,000 | 2,407 |
| Interest-bearing deposits | $164,995,000 | 2,869 |
| Deposits held in domestic offices | $227,533,000 | 2,405 |
| % insured | 93.13% | 2,503 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,594 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,143,000 | 2,008 |
| Total equity capital | $54,553,000 | 1,238 |
| Total bank equity capital | $54,553,000 | 1,238 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $13,500,000 | 373 |
| Surplus | $1,125,000 | 6,149 |
| Undivided profits | $39,928,000 | 815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $30,672,000 | 632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $913,000 | 3,518 |
| Earning assets | $268,571,000 | 2,302 |
| Long-term assets (5+ years) | $82,323,000 | 1,619 |
| Average Assets, year-to-date | $293,210,000 | 2,288 |
| Average Assets, quarterly | $293,210,000 | 2,288 |
| Volatile liabilities | $45,830,000 | 2,916 |
| Insider loans | $5,710,000 | 1,328 |
| FHLB advances | $10,000,000 | 2,469 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $35,488,000 | 1,768 |
| Tier 1 (core) risk-based capital | $53,200,000 | 1,185 |
| Tier 2 risk-based capital | $2,829,000 | 1,962 |
| Total risk weighted assets | $227,993,000 | 2,063 |
| Total unused commitments | $35,488,000 | 1,772 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 72 | 2,254 |
| Assets and Liabilities | ||
| Total Assets: | $292,191,000 | 2,314 |
| Cash and due from depository institutions | $7,561,000 | 2,254 |
| Interest-bearing balances | $3,015,000 | 4,006 |
| Securities | $39,269,000 | 2,894 |
| Federal funds sold & reverse repurchase agreements | $4,875,000 | 1,690 |
| Net loans & leases | $218,342,000 | 2,085 |
| Loan loss allowance | $4,313,000 | 1,811 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,938,000 | 3,661 |
| Other real estate owned | $1,338,000 | 2,254 |
| Goodwill and other intangibles | $1,010,000 | 1,590 |
| All other assets | $16,858,000 | 1,389 |
| Life insurance assets | $9,834,000 | 701 |
| Total liabilities and capital | $292,191,000 | 2,314 |
| Total liabilities | $238,510,000 | 2,537 |
| Total deposits | $225,609,000 | 2,439 |
| Interest-bearing deposits | $161,290,000 | 2,895 |
| Deposits held in domestic offices | $225,609,000 | 2,437 |
| % insured | 93.11% | 2,523 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,901,000 | 1,592 |
| Total equity capital | $53,681,000 | 1,234 |
| Total bank equity capital | $53,681,000 | 1,234 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $13,500,000 | 367 |
| Surplus | $1,125,000 | 6,205 |
| Undivided profits | $39,056,000 | 819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,321,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,112,000 | 3,035 |
| Earning assets | $265,501,000 | 2,325 |
| Long-term assets (5+ years) | $86,827,000 | 1,560 |
| Average Assets, year-to-date | $296,084,000 | 2,239 |
| Average Assets, quarterly | $295,906,000 | 2,289 |
| Volatile liabilities | $44,625,000 | 2,997 |
| Insider loans | $5,743,000 | 1,343 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $30,346,000 | 2,015 |
| Tier 1 (core) risk-based capital | $52,335,000 | 1,185 |
| Tier 2 risk-based capital | $2,889,000 | 1,948 |
| Total risk weighted assets | $229,217,000 | 2,096 |
| Total unused commitments | $30,346,000 | 2,017 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 72 | 2,276 |
| Assets and Liabilities | ||
| Total Assets: | $299,621,000 | 2,279 |
| Cash and due from depository institutions | $14,485,000 | 2,276 |
| Interest-bearing balances | $10,202,000 | 2,017 |
| Securities | $40,938,000 | 2,810 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,743 |
| Net loans & leases | $218,818,000 | 2,121 |
| Loan loss allowance | $6,669,000 | 1,197 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,980,000 | 3,649 |
| Other real estate owned | $1,542,000 | 2,276 |
| Goodwill and other intangibles | $1,099,000 | 1,600 |
| All other assets | $14,759,000 | 1,383 |
| Life insurance assets | $8,996,000 | 751 |
| Total liabilities and capital | $299,620,000 | 2,279 |
| Total liabilities | $246,334,000 | 2,450 |
| Total deposits | $234,093,000 | 2,331 |
| Interest-bearing deposits | $167,504,000 | 2,796 |
| Deposits held in domestic offices | $234,093,000 | 2,329 |
| % insured | 91.51% | 3,326 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,241,000 | 2,145 |
| Total equity capital | $53,286,000 | 1,281 |
| Total bank equity capital | $53,286,000 | 1,279 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $13,500,000 | 365 |
| Surplus | $1,125,000 | 6,255 |
| Undivided profits | $38,661,000 | 871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,062,000 | 2,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,201,000 | 3,005 |
| Earning assets | $274,958,000 | 2,278 |
| Long-term assets (5+ years) | $116,972,000 | 1,169 |
| Average Assets, year-to-date | $297,057,250 | 2,246 |
| Average Assets, quarterly | $297,724,500 | 2,272 |
| Volatile liabilities | $45,344,000 | 2,967 |
| Insider loans | $5,514,000 | 1,397 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $23,344,000 | 2,548 |
| Tier 1 (core) risk-based capital | $51,785,000 | 1,224 |
| Tier 2 risk-based capital | $2,820,000 | 2,000 |
| Total risk weighted assets | $221,164,000 | 2,182 |
| Total unused commitments | $23,344,000 | 2,550 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $295,828,000 | 2,300 |
| Cash and due from depository institutions | $13,076,000 | 2,418 |
| Interest-bearing balances | $7,287,000 | 2,219 |
| Securities | $33,424,000 | 3,191 |
| Federal funds sold & reverse repurchase agreements | $5,850,000 | 1,679 |
| Net loans & leases | $223,793,000 | 2,110 |
| Loan loss allowance | $5,930,000 | 1,293 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,983,000 | 3,676 |
| Other real estate owned | $0 | 2,418 |
| Goodwill and other intangibles | $1,188,000 | 1,576 |
| All other assets | $15,514,000 | 1,348 |
| Life insurance assets | $8,899,000 | 762 |
| Total liabilities and capital | $295,828,000 | 2,300 |
| Total liabilities | $243,608,000 | 2,468 |
| Total deposits | $231,063,000 | 2,348 |
| Interest-bearing deposits | $164,799,000 | 2,845 |
| Deposits held in domestic offices | $231,063,000 | 2,346 |
| % insured | 80.79% | 3,496 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,000,000 | 2,919 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,545,000 | 1,970 |
| Total equity capital | $52,220,000 | 1,299 |
| Total bank equity capital | $52,220,000 | 1,297 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $13,500,000 | 362 |
| Surplus | $1,125,000 | 6,317 |
| Undivided profits | $37,595,000 | 877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,605,000 | 1,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,221,000 | 2,867 |
| Earning assets | $270,354,000 | 2,311 |
| Long-term assets (5+ years) | $70,022,000 | 1,800 |
| Average Assets, year-to-date | $296,202,670 | 2,278 |
| Average Assets, quarterly | $296,113,500 | 2,294 |
| Volatile liabilities | $44,765,000 | 3,013 |
| Insider loans | $5,307,000 | 1,474 |
| FHLB advances | $10,000,000 | 2,782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,448,000 | 2,368 |
| Tier 1 (core) risk-based capital | $50,886,000 | 1,263 |
| Tier 2 risk-based capital | $2,929,000 | 1,932 |
| Total risk weighted assets | $230,404,000 | 2,148 |
| Total unused commitments | $27,448,000 | 2,373 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 71 | 2,359 |
| Assets and Liabilities | ||
| Total Assets: | $296,399,000 | 2,314 |
| Cash and due from depository institutions | $6,907,000 | 2,359 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $33,741,000 | 3,183 |
| Federal funds sold & reverse repurchase agreements | $9,850,000 | 1,242 |
| Net loans & leases | $227,112,000 | 2,093 |
| Loan loss allowance | $4,964,000 | 1,438 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,009,000 | 3,698 |
| Other real estate owned | $0 | 2,359 |
| Goodwill and other intangibles | $1,277,000 | 1,561 |
| All other assets | $14,503,000 | 1,418 |
| Life insurance assets | $8,806,000 | 768 |
| Total liabilities and capital | $296,399,000 | 2,314 |
| Total liabilities | $243,581,000 | 2,473 |
| Total deposits | $231,587,000 | 2,339 |
| Interest-bearing deposits | $167,104,000 | 2,792 |
| Deposits held in domestic offices | $231,587,000 | 2,337 |
| % insured | 78.99% | 4,055 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,994,000 | 2,320 |
| Total equity capital | $52,818,000 | 1,302 |
| Total bank equity capital | $52,818,000 | 1,299 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $13,500,000 | 353 |
| Surplus | $1,125,000 | 6,356 |
| Undivided profits | $38,193,000 | 875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,418,000 | 1,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,184,000 | 2,965 |
| Earning assets | $270,703,000 | 2,303 |
| Long-term assets (5+ years) | $71,492,000 | 1,763 |
| Average Assets, year-to-date | $296,390,000 | 2,293 |
| Average Assets, quarterly | $296,390,000 | 2,293 |
| Volatile liabilities | $44,032,000 | 3,044 |
| Insider loans | $5,736,000 | 1,368 |
| FHLB advances | $10,000,000 | 2,858 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $33,021,000 | 2,139 |
| Tier 1 (core) risk-based capital | $51,275,000 | 1,262 |
| Tier 2 risk-based capital | $2,945,000 | 1,907 |
| Total risk weighted assets | $232,725,000 | 2,132 |
| Total unused commitments | $33,021,000 | 2,140 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 68 | 2,473 |
| Assets and Liabilities | ||
| Total Assets: | $296,381,000 | 2,289 |
| Cash and due from depository institutions | $5,587,000 | 2,473 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $34,835,000 | 3,095 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 1,527 |
| Net loans & leases | $230,515,000 | 2,080 |
| Loan loss allowance | $3,969,000 | 1,698 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,042,000 | 3,691 |
| Other real estate owned | $0 | 2,473 |
| Goodwill and other intangibles | $1,367,000 | 1,527 |
| All other assets | $14,735,000 | 1,410 |
| Life insurance assets | $8,723,000 | 774 |
| Total liabilities and capital | $296,382,000 | 2,289 |
| Total liabilities | $244,318,000 | 2,443 |
| Total deposits | $231,167,000 | 2,304 |
| Interest-bearing deposits | $169,396,000 | 2,694 |
| Deposits held in domestic offices | $231,167,000 | 2,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,151,000 | 1,632 |
| Total equity capital | $52,064,000 | 1,298 |
| Total bank equity capital | $52,064,000 | 1,298 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $13,500,000 | 354 |
| Surplus | $1,125,000 | 6,373 |
| Undivided profits | $37,439,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,005,000 | 1,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,339,000 | 2,788 |
| Earning assets | $271,650,000 | 2,285 |
| Long-term assets (5+ years) | $72,969,000 | 1,701 |
| Average Assets, year-to-date | $301,352,800 | 2,199 |
| Average Assets, quarterly | $300,746,000 | 2,240 |
| Volatile liabilities | $46,638,000 | 2,900 |
| Insider loans | $4,570,000 | 1,741 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $30,767,000 | 2,318 |
| Tier 1 (core) risk-based capital | $50,594,000 | 1,255 |
| Tier 2 risk-based capital | $2,972,000 | 1,871 |
| Total risk weighted assets | $236,102,000 | 2,104 |
| Total unused commitments | $30,767,000 | 2,319 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 72 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $305,111,000 | 2,225 |
| Cash and due from depository institutions | $8,031,000 | 2,369 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $40,683,000 | 2,688 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,504 |
| Net loans & leases | $229,809,000 | 2,099 |
| Loan loss allowance | $3,179,000 | 1,860 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,040,000 | 3,700 |
| Other real estate owned | $0 | 2,369 |
| Goodwill and other intangibles | $1,456,000 | 1,556 |
| All other assets | $13,992,000 | 1,439 |
| Life insurance assets | $8,629,000 | 770 |
| Total liabilities and capital | $305,111,000 | 2,225 |
| Total liabilities | $252,866,000 | 2,368 |
| Total deposits | $241,209,000 | 2,194 |
| Interest-bearing deposits | $174,628,000 | 2,588 |
| Deposits held in domestic offices | $241,209,000 | 2,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,657,000 | 2,713 |
| Total equity capital | $52,245,000 | 1,300 |
| Total bank equity capital | $52,245,000 | 1,300 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $13,500,000 | 350 |
| Surplus | $1,125,000 | 6,410 |
| Undivided profits | $37,620,000 | 925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,808,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,396,000 | 2,816 |
| Earning assets | $278,592,000 | 2,225 |
| Long-term assets (5+ years) | $71,485,000 | 1,702 |
| Average Assets, year-to-date | $302,595,750 | 2,198 |
| Average Assets, quarterly | $305,816,500 | 2,219 |
| Volatile liabilities | $46,641,000 | 2,814 |
| Insider loans | $3,440,000 | 2,211 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $34,645,000 | 2,234 |
| Tier 1 (core) risk-based capital | $50,848,000 | 1,268 |
| Tier 2 risk-based capital | $3,013,000 | 1,788 |
| Total risk weighted assets | $240,793,000 | 2,080 |
| Total unused commitments | $34,645,000 | 2,236 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 72 | 2,398 |
| Assets and Liabilities | ||
| Total Assets: | $306,522,000 | 2,210 |
| Cash and due from depository institutions | $9,547,000 | 2,398 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $44,375,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $7,920,000 | 1,523 |
| Net loans & leases | $226,428,000 | 2,111 |
| Loan loss allowance | $2,772,000 | 2,028 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,045,000 | 3,690 |
| Other real estate owned | $0 | 2,398 |
| Goodwill and other intangibles | $1,545,000 | 1,539 |
| All other assets | $13,662,000 | 1,432 |
| Life insurance assets | $8,535,000 | 775 |
| Total liabilities and capital | $306,523,000 | 2,210 |
| Total liabilities | $255,356,000 | 2,340 |
| Total deposits | $243,050,000 | 2,176 |
| Interest-bearing deposits | $176,464,000 | 2,557 |
| Deposits held in domestic offices | $243,050,000 | 2,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,000,000 | 3,079 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,306,000 | 2,071 |
| Total equity capital | $51,167,000 | 1,345 |
| Total bank equity capital | $51,167,000 | 1,345 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $13,500,000 | 348 |
| Surplus | $1,125,000 | 6,450 |
| Undivided profits | $36,542,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,652,000 | 1,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,406,000 | 2,732 |
| Earning assets | $278,723,000 | 2,216 |
| Long-term assets (5+ years) | $74,009,000 | 1,647 |
| Average Assets, year-to-date | $301,757,330 | 2,206 |
| Average Assets, quarterly | $303,262,000 | 2,220 |
| Volatile liabilities | $42,064,000 | 3,025 |
| Insider loans | $3,068,000 | 2,380 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $37,339,000 | 2,168 |
| Tier 1 (core) risk-based capital | $49,599,000 | 1,294 |
| Tier 2 risk-based capital | $2,875,000 | 1,831 |
| Total risk weighted assets | $237,455,000 | 2,089 |
| Total unused commitments | $37,339,000 | 2,169 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $300,002,000 | 2,244 |
| Cash and due from depository institutions | $7,214,000 | 2,535 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $42,800,000 | 2,612 |
| Federal funds sold & reverse repurchase agreements | $11,050,000 | 1,588 |
| Net loans & leases | $222,020,000 | 2,110 |
| Loan loss allowance | $2,614,000 | 2,049 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,043,000 | 3,661 |
| Other real estate owned | $0 | 2,535 |
| Goodwill and other intangibles | $1,634,000 | 1,502 |
| All other assets | $12,241,000 | 1,517 |
| Life insurance assets | $7,449,000 | 873 |
| Total liabilities and capital | $300,002,000 | 2,244 |
| Total liabilities | $248,718,000 | 2,381 |
| Total deposits | $235,948,000 | 2,226 |
| Interest-bearing deposits | $173,868,000 | 2,608 |
| Deposits held in domestic offices | $235,948,000 | 2,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,770,000 | 1,936 |
| Total equity capital | $51,284,000 | 1,362 |
| Total bank equity capital | $51,284,000 | 1,362 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $13,500,000 | 347 |
| Surplus | $1,125,000 | 6,462 |
| Undivided profits | $36,659,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,420,000 | 2,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,427,000 | 2,742 |
| Earning assets | $275,870,000 | 2,229 |
| Long-term assets (5+ years) | $67,734,000 | 1,701 |
| Average Assets, year-to-date | $299,375,000 | 2,223 |
| Average Assets, quarterly | $299,375,000 | 2,223 |
| Volatile liabilities | $43,992,000 | 2,879 |
| Insider loans | $3,038,000 | 2,359 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $39,295,000 | 2,141 |
| Tier 1 (core) risk-based capital | $49,311,000 | 1,292 |
| Tier 2 risk-based capital | $2,717,000 | 1,894 |
| Total risk weighted assets | $231,389,000 | 2,106 |
| Total unused commitments | $39,295,000 | 2,143 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $298,748,000 | 2,234 |
| Cash and due from depository institutions | $6,829,000 | 2,365 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $41,451,000 | 2,693 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,049 |
| Net loans & leases | $227,167,000 | 2,067 |
| Loan loss allowance | $2,412,000 | 2,163 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,042,000 | 3,649 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $1,723,000 | 1,478 |
| All other assets | $12,036,000 | 1,541 |
| Life insurance assets | $7,374,000 | 874 |
| Total liabilities and capital | $298,748,000 | 2,234 |
| Total liabilities | $248,922,000 | 2,350 |
| Total deposits | $235,554,000 | 2,214 |
| Interest-bearing deposits | $169,587,000 | 2,623 |
| Deposits held in domestic offices | $235,554,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,718 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,368,000 | 1,634 |
| Total equity capital | $49,826,000 | 1,390 |
| Total bank equity capital | $49,826,000 | 1,390 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,500,000 | 347 |
| Surplus | $1,125,000 | 6,474 |
| Undivided profits | $35,201,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,599,000 | 1,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,472,000 | 2,879 |
| Earning assets | $275,118,000 | 2,220 |
| Long-term assets (5+ years) | $68,656,000 | 1,562 |
| Average Assets, year-to-date | $294,967,200 | 2,177 |
| Average Assets, quarterly | $298,498,000 | 2,216 |
| Volatile liabilities | $41,085,000 | 3,029 |
| Insider loans | $2,898,000 | 2,401 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $45,260,000 | 1,921 |
| Tier 1 (core) risk-based capital | $47,991,000 | 1,335 |
| Tier 2 risk-based capital | $2,516,000 | 1,991 |
| Total risk weighted assets | $235,045,000 | 2,063 |
| Total unused commitments | $45,260,000 | 1,922 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 74 | 2,337 |
| Assets and Liabilities | ||
| Total Assets: | $298,248,000 | 2,204 |
| Cash and due from depository institutions | $9,134,000 | 2,337 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $40,678,000 | 2,718 |
| Federal funds sold & reverse repurchase agreements | $7,403,000 | 1,905 |
| Net loans & leases | $223,927,000 | 2,065 |
| Loan loss allowance | $2,161,000 | 2,350 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,030,000 | 3,618 |
| Other real estate owned | $0 | 2,337 |
| Goodwill and other intangibles | $1,812,000 | 1,434 |
| All other assets | $12,264,000 | 1,494 |
| Life insurance assets | $7,292,000 | 859 |
| Total liabilities and capital | $298,248,000 | 2,204 |
| Total liabilities | $249,007,000 | 2,320 |
| Total deposits | $235,450,000 | 2,193 |
| Interest-bearing deposits | $164,812,000 | 2,666 |
| Deposits held in domestic offices | $235,450,000 | 2,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,600,000 | 2,411 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,957,000 | 2,529 |
| Total equity capital | $49,241,000 | 1,385 |
| Total bank equity capital | $49,241,000 | 1,385 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,500,000 | 334 |
| Surplus | $1,125,000 | 6,475 |
| Undivided profits | $34,616,000 | 1,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,210,000 | 1,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,568,000 | 2,852 |
| Earning assets | $272,008,000 | 2,215 |
| Long-term assets (5+ years) | $72,254,000 | 1,463 |
| Average Assets, year-to-date | $294,022,000 | 2,182 |
| Average Assets, quarterly | $294,936,500 | 2,209 |
| Volatile liabilities | $33,215,000 | 3,493 |
| Insider loans | $2,942,000 | 2,356 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $39,457,000 | 2,149 |
| Tier 1 (core) risk-based capital | $47,483,000 | 1,351 |
| Tier 2 risk-based capital | $2,264,000 | 2,154 |
| Total risk weighted assets | $231,637,000 | 2,050 |
| Total unused commitments | $39,457,000 | 2,149 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $291,625,000 | 2,261 |
| Cash and due from depository institutions | $9,730,000 | 2,370 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $42,409,000 | 2,628 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 3,452 |
| Net loans & leases | $219,817,000 | 2,098 |
| Loan loss allowance | $2,041,000 | 2,466 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,697,000 | 3,867 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $1,901,000 | 1,404 |
| All other assets | $11,871,000 | 1,536 |
| Life insurance assets | $7,201,000 | 859 |
| Total liabilities and capital | $291,625,000 | 2,261 |
| Total liabilities | $244,189,000 | 2,367 |
| Total deposits | $232,256,000 | 2,250 |
| Interest-bearing deposits | $160,528,000 | 2,746 |
| Deposits held in domestic offices | $232,256,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,933,000 | 2,417 |
| Total equity capital | $47,436,000 | 1,431 |
| Total bank equity capital | $47,436,000 | 1,431 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,500,000 | 335 |
| Surplus | $1,125,000 | 6,501 |
| Undivided profits | $32,811,000 | 1,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,492,000 | 2,807 |
| Earning assets | $265,426,000 | 2,261 |
| Long-term assets (5+ years) | $77,620,000 | 1,359 |
| Average Assets, year-to-date | $292,613,330 | 2,221 |
| Average Assets, quarterly | $294,284,500 | 2,233 |
| Volatile liabilities | $28,786,000 | 3,804 |
| Insider loans | $2,642,000 | 2,509 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $44,717,000 | 1,988 |
| Tier 1 (core) risk-based capital | $45,766,000 | 1,410 |
| Tier 2 risk-based capital | $2,144,000 | 2,256 |
| Total risk weighted assets | $226,019,000 | 2,094 |
| Total unused commitments | $44,717,000 | 1,988 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $296,944,000 | 2,221 |
| Cash and due from depository institutions | $11,150,000 | 2,391 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $42,718,000 | 2,641 |
| Federal funds sold & reverse repurchase agreements | $14,406,000 | 1,395 |
| Net loans & leases | $212,311,000 | 2,133 |
| Loan loss allowance | $1,951,000 | 2,547 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,652,000 | 3,865 |
| Other real estate owned | $0 | 2,391 |
| Goodwill and other intangibles | $1,990,000 | 1,369 |
| All other assets | $11,717,000 | 1,507 |
| Life insurance assets | $7,137,000 | 844 |
| Total liabilities and capital | $296,944,000 | 2,221 |
| Total liabilities | $250,041,000 | 2,337 |
| Total deposits | $237,645,000 | 2,219 |
| Interest-bearing deposits | $165,719,000 | 2,667 |
| Deposits held in domestic offices | $237,645,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,396,000 | 2,102 |
| Total equity capital | $46,903,000 | 1,451 |
| Total bank equity capital | $46,903,000 | 1,451 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,500,000 | 319 |
| Surplus | $1,125,000 | 6,507 |
| Undivided profits | $32,278,000 | 1,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $844,000 | 3,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,479,000 | 2,709 |
| Earning assets | $269,435,000 | 2,239 |
| Long-term assets (5+ years) | $78,697,000 | 1,331 |
| Average Assets, year-to-date | $293,107,500 | 2,236 |
| Average Assets, quarterly | $293,107,500 | 2,236 |
| Volatile liabilities | $31,804,000 | 3,508 |
| Insider loans | $2,597,000 | 2,505 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $43,203,000 | 2,044 |
| Tier 1 (core) risk-based capital | $44,984,000 | 1,409 |
| Tier 2 risk-based capital | $2,055,000 | 2,328 |
| Total risk weighted assets | $220,474,000 | 2,118 |
| Total unused commitments | $43,203,000 | 2,044 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 74 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $289,271,000 | 2,258 |
| Cash and due from depository institutions | $12,654,000 | 2,373 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $45,929,000 | 2,502 |
| Federal funds sold & reverse repurchase agreements | $8,023,000 | 2,018 |
| Net loans & leases | $206,233,000 | 2,172 |
| Loan loss allowance | $1,865,000 | 2,632 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,620,000 | 3,855 |
| Other real estate owned | $0 | 2,373 |
| Goodwill and other intangibles | $2,080,000 | 1,333 |
| All other assets | $11,732,000 | 1,508 |
| Life insurance assets | $7,074,000 | 826 |
| Total liabilities and capital | $289,271,000 | 2,258 |
| Total liabilities | $243,896,000 | 2,372 |
| Total deposits | $230,927,000 | 2,258 |
| Interest-bearing deposits | $158,386,000 | 2,746 |
| Deposits held in domestic offices | $230,927,000 | 2,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,969,000 | 1,752 |
| Total equity capital | $45,375,000 | 1,457 |
| Total bank equity capital | $45,375,000 | 1,457 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $13,500,000 | 310 |
| Surplus | $1,125,000 | 6,509 |
| Undivided profits | $30,750,000 | 1,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,387,000 | 2,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,599,000 | 2,622 |
| Earning assets | $260,185,000 | 2,281 |
| Long-term assets (5+ years) | $79,848,000 | 1,299 |
| Average Assets, year-to-date | $282,941,400 | 2,202 |
| Average Assets, quarterly | $284,480,500 | 2,258 |
| Volatile liabilities | $28,166,000 | 3,868 |
| Insider loans | $2,512,000 | 2,532 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $43,279,000 | 2,021 |
| Tier 1 (core) risk-based capital | $43,392,000 | 1,436 |
| Tier 2 risk-based capital | $1,965,000 | 2,388 |
| Total risk weighted assets | $213,586,000 | 2,171 |
| Total unused commitments | $43,279,000 | 2,021 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 72 | 2,452 |
| Assets and Liabilities | ||
| Total Assets: | $279,690,000 | 2,302 |
| Cash and due from depository institutions | $6,007,000 | 2,452 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $52,567,000 | 2,245 |
| Federal funds sold & reverse repurchase agreements | $6,449,000 | 2,032 |
| Net loans & leases | $198,422,000 | 2,237 |
| Loan loss allowance | $1,754,000 | 2,767 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,588,000 | 3,844 |
| Other real estate owned | $0 | 2,452 |
| Goodwill and other intangibles | $2,169,000 | 1,308 |
| All other assets | $11,488,000 | 1,537 |
| Life insurance assets | $6,999,000 | 811 |
| Total liabilities and capital | $279,690,000 | 2,302 |
| Total liabilities | $235,040,000 | 2,433 |
| Total deposits | $221,509,000 | 2,324 |
| Interest-bearing deposits | $152,513,000 | 2,781 |
| Deposits held in domestic offices | $221,509,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,364 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,531,000 | 2,872 |
| Total equity capital | $44,650,000 | 1,462 |
| Total bank equity capital | $44,650,000 | 1,462 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,500,000 | 300 |
| Surplus | $1,125,000 | 6,530 |
| Undivided profits | $30,025,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,361,000 | 2,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,496,000 | 2,803 |
| Earning assets | $257,438,000 | 2,288 |
| Long-term assets (5+ years) | $79,460,000 | 1,289 |
| Average Assets, year-to-date | $281,359,000 | 2,223 |
| Average Assets, quarterly | $283,281,000 | 2,257 |
| Volatile liabilities | $28,950,000 | 3,830 |
| Insider loans | $2,609,000 | 2,451 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $48,779,000 | 1,891 |
| Tier 1 (core) risk-based capital | $42,738,000 | 1,456 |
| Tier 2 risk-based capital | $1,858,000 | 2,523 |
| Total risk weighted assets | $206,722,000 | 2,225 |
| Total unused commitments | $48,779,000 | 1,891 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 72 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $286,872,000 | 2,233 |
| Cash and due from depository institutions | $9,946,000 | 2,454 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $54,896,000 | 2,141 |
| Federal funds sold & reverse repurchase agreements | $7,028,000 | 1,732 |
| Net loans & leases | $198,626,000 | 2,205 |
| Loan loss allowance | $1,685,000 | 2,824 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,615,000 | 3,803 |
| Other real estate owned | $0 | 2,454 |
| Goodwill and other intangibles | $2,258,000 | 1,273 |
| All other assets | $11,503,000 | 1,544 |
| Life insurance assets | $6,924,000 | 801 |
| Total liabilities and capital | $286,872,000 | 2,233 |
| Total liabilities | $244,210,000 | 2,339 |
| Total deposits | $232,825,000 | 2,203 |
| Interest-bearing deposits | $162,352,000 | 2,618 |
| Deposits held in domestic offices | $232,825,000 | 2,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,385,000 | 2,834 |
| Total equity capital | $42,662,000 | 1,472 |
| Total bank equity capital | $42,662,000 | 1,472 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $13,500,000 | 288 |
| Surplus | $1,125,000 | 6,535 |
| Undivided profits | $28,037,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,268,000 | 2,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,442,000 | 2,594 |
| Earning assets | $260,550,000 | 2,240 |
| Long-term assets (5+ years) | $80,867,000 | 1,259 |
| Average Assets, year-to-date | $281,915,330 | 2,216 |
| Average Assets, quarterly | $286,314,000 | 2,202 |
| Volatile liabilities | $28,445,000 | 3,797 |
| Insider loans | $3,139,000 | 2,089 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $49,666,000 | 1,866 |
| Tier 1 (core) risk-based capital | $40,968,000 | 1,476 |
| Tier 2 risk-based capital | $1,785,000 | 2,567 |
| Total risk weighted assets | $207,580,000 | 2,200 |
| Total unused commitments | $49,666,000 | 1,866 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $285,756,000 | 2,198 |
| Cash and due from depository institutions | $9,927,000 | 2,619 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $56,267,000 | 2,124 |
| Federal funds sold & reverse repurchase agreements | $13,297,000 | 1,130 |
| Net loans & leases | $190,688,000 | 2,230 |
| Loan loss allowance | $1,603,000 | 2,905 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,616,000 | 3,749 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $2,347,000 | 1,228 |
| All other assets | $10,614,000 | 1,596 |
| Life insurance assets | $6,287,000 | 852 |
| Total liabilities and capital | $285,756,000 | 2,198 |
| Total liabilities | $243,741,000 | 2,325 |
| Total deposits | $231,700,000 | 2,197 |
| Interest-bearing deposits | $157,686,000 | 2,664 |
| Deposits held in domestic offices | $231,700,000 | 2,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,041,000 | 2,138 |
| Total equity capital | $42,015,000 | 1,469 |
| Total bank equity capital | $42,015,000 | 1,469 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,500,000 | 280 |
| Surplus | $1,125,000 | 6,517 |
| Undivided profits | $27,390,000 | 1,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,143,000 | 2,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,346,000 | 2,635 |
| Earning assets | $260,252,000 | 2,222 |
| Long-term assets (5+ years) | $78,942,000 | 1,254 |
| Average Assets, year-to-date | $279,437,000 | 2,230 |
| Average Assets, quarterly | $279,437,000 | 2,230 |
| Volatile liabilities | $27,538,000 | 3,730 |
| Insider loans | $2,830,000 | 2,236 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $48,545,000 | 1,864 |
| Tier 1 (core) risk-based capital | $40,064,000 | 1,485 |
| Tier 2 risk-based capital | $1,704,000 | 2,629 |
| Total risk weighted assets | $200,125,000 | 2,227 |
| Total unused commitments | $48,545,000 | 1,864 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 66 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $273,118,000 | 2,279 |
| Cash and due from depository institutions | $7,276,000 | 2,650 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $57,162,000 | 2,109 |
| Federal funds sold & reverse repurchase agreements | $9,017,000 | 1,513 |
| Net loans & leases | $184,566,000 | 2,265 |
| Loan loss allowance | $1,492,000 | 3,045 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,630,000 | 3,717 |
| Other real estate owned | $0 | 2,650 |
| Goodwill and other intangibles | $2,436,000 | 1,189 |
| All other assets | $10,031,000 | 1,671 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $273,118,000 | 2,279 |
| Total liabilities | $232,508,000 | 2,416 |
| Total deposits | $220,259,000 | 2,284 |
| Interest-bearing deposits | $150,226,000 | 2,747 |
| Deposits held in domestic offices | $220,259,000 | 2,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,249,000 | 1,960 |
| Total equity capital | $40,610,000 | 1,504 |
| Total bank equity capital | $40,610,000 | 1,504 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $13,500,000 | 272 |
| Surplus | $1,125,000 | 6,529 |
| Undivided profits | $25,985,000 | 1,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,196,000 | 2,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,318,000 | 2,703 |
| Earning assets | $250,745,000 | 2,268 |
| Long-term assets (5+ years) | $72,920,000 | 1,322 |
| Average Assets, year-to-date | $252,108,000 | 2,357 |
| Average Assets, quarterly | $267,563,000 | 2,298 |
| Volatile liabilities | $22,825,000 | 4,134 |
| Insider loans | $2,954,000 | 2,147 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $51,388,000 | 1,749 |
| Tier 1 (core) risk-based capital | $38,550,000 | 1,527 |
| Tier 2 risk-based capital | $1,593,000 | 2,745 |
| Total risk weighted assets | $193,492,000 | 2,242 |
| Total unused commitments | $51,388,000 | 1,749 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 72 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $262,008,000 | 2,331 |
| Cash and due from depository institutions | $9,802,000 | 2,412 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $56,077,000 | 2,110 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,038 |
| Net loans & leases | $175,444,000 | 2,338 |
| Loan loss allowance | $1,394,000 | 3,201 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,641,000 | 3,690 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $2,525,000 | 1,145 |
| All other assets | $9,719,000 | 1,663 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $262,008,000 | 2,331 |
| Total liabilities | $221,988,000 | 2,471 |
| Total deposits | $210,677,000 | 2,325 |
| Interest-bearing deposits | $144,273,000 | 2,777 |
| Deposits held in domestic offices | $210,677,000 | 2,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,311,000 | 2,863 |
| Total equity capital | $40,020,000 | 1,506 |
| Total bank equity capital | $40,020,000 | 1,506 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,500,000 | 259 |
| Surplus | $1,125,000 | 6,524 |
| Undivided profits | $25,395,000 | 1,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,262,000 | 2,774 |
| Earning assets | $237,321,000 | 2,363 |
| Long-term assets (5+ years) | $61,673,000 | 1,515 |
| Average Assets, year-to-date | $246,855,500 | 2,391 |
| Average Assets, quarterly | $253,898,500 | 2,378 |
| Volatile liabilities | $15,329,000 | 5,061 |
| Insider loans | $3,411,000 | 1,880 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $50,773,000 | 1,740 |
| Tier 1 (core) risk-based capital | $37,774,000 | 1,519 |
| Tier 2 risk-based capital | $1,491,000 | 2,854 |
| Total risk weighted assets | $183,106,000 | 2,306 |
| Total unused commitments | $50,773,000 | 1,741 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $245,789,000 | 2,432 |
| Cash and due from depository institutions | $8,298,000 | 2,460 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $53,018,000 | 2,256 |
| Federal funds sold & reverse repurchase agreements | $2,621,000 | 3,128 |
| Net loans & leases | $167,120,000 | 2,370 |
| Loan loss allowance | $1,322,000 | 3,285 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,591,000 | 3,696 |
| Other real estate owned | $0 | 2,460 |
| Goodwill and other intangibles | $2,614,000 | 1,114 |
| All other assets | $9,527,000 | 1,641 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $245,789,000 | 2,432 |
| Total liabilities | $207,283,000 | 2,565 |
| Total deposits | $196,125,000 | 2,444 |
| Interest-bearing deposits | $131,867,000 | 2,944 |
| Deposits held in domestic offices | $196,125,000 | 2,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,158,000 | 2,938 |
| Total equity capital | $38,506,000 | 1,538 |
| Total bank equity capital | $38,506,000 | 1,538 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,500,000 | 245 |
| Surplus | $1,125,000 | 6,505 |
| Undivided profits | $23,881,000 | 1,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,158,000 | 2,749 |
| Earning assets | $222,759,000 | 2,456 |
| Long-term assets (5+ years) | $58,287,000 | 1,588 |
| Average Assets, year-to-date | $241,804,670 | 2,413 |
| Average Assets, quarterly | $244,730,000 | 2,408 |
| Volatile liabilities | $9,349,000 | 6,098 |
| Insider loans | $3,301,000 | 1,884 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $41,611,000 | 1,954 |
| Tier 1 (core) risk-based capital | $36,149,000 | 1,536 |
| Tier 2 risk-based capital | $1,403,000 | 2,961 |
| Total risk weighted assets | $172,552,000 | 2,385 |
| Total unused commitments | $41,611,000 | 1,954 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $243,671,000 | 2,424 |
| Cash and due from depository institutions | $8,695,000 | 2,524 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $54,960,000 | 2,220 |
| Federal funds sold & reverse repurchase agreements | $11,847,000 | 1,055 |
| Net loans & leases | $153,372,000 | 2,505 |
| Loan loss allowance | $1,206,000 | 3,530 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,630,000 | 3,621 |
| Other real estate owned | $0 | 2,524 |
| Goodwill and other intangibles | $2,703,000 | 1,082 |
| All other assets | $9,464,000 | 1,642 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $243,671,000 | 2,424 |
| Total liabilities | $205,673,000 | 2,564 |
| Total deposits | $194,389,000 | 2,453 |
| Interest-bearing deposits | $132,388,000 | 2,934 |
| Deposits held in domestic offices | $194,389,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,284,000 | 2,691 |
| Total equity capital | $37,998,000 | 1,506 |
| Total bank equity capital | $37,998,000 | 1,506 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,500,000 | 232 |
| Surplus | $1,125,000 | 6,531 |
| Undivided profits | $23,373,000 | 1,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,083,000 | 2,830 |
| Earning assets | $220,179,000 | 2,458 |
| Long-term assets (5+ years) | $59,117,000 | 1,608 |
| Average Assets, year-to-date | $239,812,500 | 2,430 |
| Average Assets, quarterly | $239,812,500 | 2,430 |
| Volatile liabilities | $9,403,000 | 6,011 |
| Insider loans | $343,000 | 6,037 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $45,356,000 | 1,785 |
| Tier 1 (core) risk-based capital | $35,679,000 | 1,526 |
| Tier 2 risk-based capital | $1,286,000 | 3,148 |
| Total risk weighted assets | $160,431,000 | 2,508 |
| Total unused commitments | $45,356,000 | 1,786 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $235,954,000 | 2,486 |
| Cash and due from depository institutions | $7,049,000 | 2,465 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $56,448,000 | 2,187 |
| Federal funds sold & reverse repurchase agreements | $6,880,000 | 1,666 |
| Net loans & leases | $151,035,000 | 2,516 |
| Loan loss allowance | $1,169,000 | 3,587 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,657,000 | 3,578 |
| Other real estate owned | $0 | 2,465 |
| Goodwill and other intangibles | $2,793,000 | 1,059 |
| All other assets | $9,092,000 | 1,670 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $235,954,000 | 2,486 |
| Total liabilities | $198,848,000 | 2,625 |
| Total deposits | $187,144,000 | 2,518 |
| Interest-bearing deposits | $126,185,000 | 3,047 |
| Deposits held in domestic offices | $187,144,000 | 2,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,704,000 | 2,171 |
| Total equity capital | $37,106,000 | 1,541 |
| Total bank equity capital | $37,106,000 | 1,541 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,500,000 | 218 |
| Surplus | $1,125,000 | 6,545 |
| Undivided profits | $22,481,000 | 1,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $969,000 | 2,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,037,000 | 2,944 |
| Earning assets | $214,363,000 | 2,509 |
| Long-term assets (5+ years) | $60,511,000 | 1,616 |
| Average Assets, year-to-date | $219,299,200 | 2,545 |
| Average Assets, quarterly | $232,365,500 | 2,498 |
| Volatile liabilities | $7,915,000 | 6,352 |
| Insider loans | $3,737,000 | 1,640 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $52,773,000 | 1,514 |
| Tier 1 (core) risk-based capital | $34,500,000 | 1,544 |
| Tier 2 risk-based capital | $1,249,000 | 3,199 |
| Total risk weighted assets | $157,001,000 | 2,534 |
| Total unused commitments | $52,773,000 | 1,514 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $228,777,000 | 2,524 |
| Cash and due from depository institutions | $7,537,000 | 2,412 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $49,622,000 | 2,412 |
| Federal funds sold & reverse repurchase agreements | $8,227,000 | 1,374 |
| Net loans & leases | $149,266,000 | 2,519 |
| Loan loss allowance | $1,129,000 | 3,676 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,668,000 | 3,531 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $2,882,000 | 1,013 |
| All other assets | $8,575,000 | 1,699 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $228,777,000 | 2,524 |
| Total liabilities | $191,964,000 | 2,674 |
| Total deposits | $186,274,000 | 2,505 |
| Interest-bearing deposits | $127,483,000 | 2,993 |
| Deposits held in domestic offices | $186,274,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $690,000 | 4,073 |
| Total equity capital | $36,813,000 | 1,540 |
| Total bank equity capital | $36,813,000 | 1,540 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $13,500,000 | 213 |
| Surplus | $1,125,000 | 6,540 |
| Undivided profits | $22,188,000 | 1,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $976,000 | 3,208 |
| Earning assets | $207,115,000 | 2,558 |
| Long-term assets (5+ years) | $57,287,000 | 1,698 |
| Average Assets, year-to-date | $215,135,500 | 2,579 |
| Average Assets, quarterly | $225,812,000 | 2,518 |
| Volatile liabilities | $8,451,000 | 6,221 |
| Insider loans | $2,548,000 | 2,257 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $37,557,000 | 1,971 |
| Tier 1 (core) risk-based capital | $33,978,000 | 1,545 |
| Tier 2 risk-based capital | $1,210,000 | 3,247 |
| Total risk weighted assets | $152,985,000 | 2,557 |
| Total unused commitments | $37,557,000 | 1,973 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 71 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $222,847,000 | 2,550 |
| Cash and due from depository institutions | $8,002,000 | 2,431 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $43,377,000 | 2,753 |
| Federal funds sold & reverse repurchase agreements | $16,227,000 | 653 |
| Net loans & leases | $141,049,000 | 2,588 |
| Loan loss allowance | $1,119,000 | 3,694 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,666,000 | 3,489 |
| Other real estate owned | $0 | 2,431 |
| Goodwill and other intangibles | $2,971,000 | 983 |
| All other assets | $8,555,000 | 1,711 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $222,847,000 | 2,550 |
| Total liabilities | $187,166,000 | 2,715 |
| Total deposits | $181,573,000 | 2,533 |
| Interest-bearing deposits | $123,546,000 | 3,046 |
| Deposits held in domestic offices | $181,573,000 | 2,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $593,000 | 4,145 |
| Total equity capital | $35,681,000 | 1,525 |
| Total bank equity capital | $35,681,000 | 1,525 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,500,000 | 854 |
| Surplus | $1,125,000 | 6,564 |
| Undivided profits | $30,056,000 | 1,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $906,000 | 3,218 |
| Earning assets | $200,653,000 | 2,588 |
| Long-term assets (5+ years) | $57,631,000 | 1,721 |
| Average Assets, year-to-date | $210,588,330 | 2,634 |
| Average Assets, quarterly | $215,345,500 | 2,601 |
| Volatile liabilities | $7,490,000 | 6,466 |
| Insider loans | $1,293,000 | 3,537 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,806,000 | 2,013 |
| Tier 1 (core) risk-based capital | $32,939,000 | 1,569 |
| Tier 2 risk-based capital | $1,199,000 | 3,246 |
| Total risk weighted assets | $144,734,000 | 2,640 |
| Total unused commitments | $35,806,000 | 2,017 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $207,844,000 | 2,692 |
| Cash and due from depository institutions | $7,514,000 | 2,459 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $43,249,000 | 2,771 |
| Federal funds sold & reverse repurchase agreements | $11,005,000 | 1,312 |
| Net loans & leases | $133,658,000 | 2,649 |
| Loan loss allowance | $1,126,000 | 3,640 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,697,000 | 3,430 |
| Other real estate owned | $0 | 2,459 |
| Goodwill and other intangibles | $3,060,000 | 945 |
| All other assets | $6,661,000 | 1,980 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $207,844,000 | 2,692 |
| Total liabilities | $172,116,000 | 2,881 |
| Total deposits | $166,273,000 | 2,711 |
| Interest-bearing deposits | $112,918,000 | 3,290 |
| Deposits held in domestic offices | $166,273,000 | 2,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $843,000 | 3,615 |
| Total equity capital | $35,728,000 | 1,550 |
| Total bank equity capital | $35,728,000 | 1,550 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,500,000 | 850 |
| Surplus | $1,125,000 | 6,568 |
| Undivided profits | $30,103,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $888,000 | 3,221 |
| Earning assets | $187,912,000 | 2,720 |
| Long-term assets (5+ years) | $58,753,000 | 1,677 |
| Average Assets, year-to-date | $204,459,000 | 2,706 |
| Average Assets, quarterly | $204,459,000 | 2,706 |
| Volatile liabilities | $6,233,000 | 6,763 |
| Insider loans | $1,123,000 | 3,800 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $36,215,000 | 1,946 |
| Tier 1 (core) risk-based capital | $32,560,000 | 1,579 |
| Tier 2 risk-based capital | $1,188,000 | 3,236 |
| Total risk weighted assets | $135,519,000 | 2,732 |
| Total unused commitments | $36,215,000 | 1,950 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 72 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $201,074,000 | 2,758 |
| Cash and due from depository institutions | $7,051,000 | 2,401 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $43,214,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $6,358,000 | 1,874 |
| Net loans & leases | $131,789,000 | 2,652 |
| Loan loss allowance | $1,106,000 | 3,673 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,737,000 | 3,380 |
| Other real estate owned | $0 | 2,401 |
| Goodwill and other intangibles | $3,149,000 | 934 |
| All other assets | $6,776,000 | 1,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,074,000 | 2,758 |
| Total liabilities | $166,196,000 | 2,961 |
| Total deposits | $159,902,000 | 2,802 |
| Interest-bearing deposits | $108,956,000 | 3,369 |
| Deposits held in domestic offices | $159,902,000 | 2,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,294,000 | 2,594 |
| Total equity capital | $34,878,000 | 1,569 |
| Total bank equity capital | $34,878,000 | 1,569 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,500,000 | 854 |
| Surplus | $1,125,000 | 6,578 |
| Undivided profits | $29,253,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,038,000 | 2,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,004,000 | 2,989 |
| Earning assets | $181,361,000 | 2,789 |
| Long-term assets (5+ years) | $61,262,000 | 1,634 |
| Average Assets, year-to-date | $192,115,000 | 2,766 |
| Average Assets, quarterly | $198,788,000 | 2,758 |
| Volatile liabilities | $6,259,000 | 6,785 |
| Insider loans | $1,918,000 | 2,690 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,102,000 | 1,973 |
| Tier 1 (core) risk-based capital | $31,687,000 | 1,609 |
| Tier 2 risk-based capital | $1,162,000 | 3,287 |
| Total risk weighted assets | $131,270,000 | 2,800 |
| Total unused commitments | $34,102,000 | 1,975 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 71 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $196,502,000 | 2,795 |
| Cash and due from depository institutions | $7,710,000 | 2,453 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $45,444,000 | 2,642 |
| Federal funds sold & reverse repurchase agreements | $2,345,000 | 4,096 |
| Net loans & leases | $128,193,000 | 2,695 |
| Loan loss allowance | $1,082,000 | 3,723 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,775,000 | 3,326 |
| Other real estate owned | $0 | 2,453 |
| Goodwill and other intangibles | $3,238,000 | 915 |
| All other assets | $6,797,000 | 1,974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,502,000 | 2,795 |
| Total liabilities | $161,843,000 | 3,012 |
| Total deposits | $156,180,000 | 2,842 |
| Interest-bearing deposits | $105,846,000 | 3,454 |
| Deposits held in domestic offices | $156,180,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $663,000 | 4,236 |
| Total equity capital | $34,659,000 | 1,583 |
| Total bank equity capital | $34,659,000 | 1,583 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,500,000 | 840 |
| Surplus | $1,125,000 | 6,595 |
| Undivided profits | $29,034,000 | 1,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $897,000 | 3,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,048,000 | 3,014 |
| Earning assets | $175,982,000 | 2,854 |
| Long-term assets (5+ years) | $61,884,000 | 1,623 |
| Average Assets, year-to-date | $189,875,250 | 2,811 |
| Average Assets, quarterly | $195,578,000 | 2,797 |
| Volatile liabilities | $5,839,000 | 6,953 |
| Insider loans | $1,850,000 | 2,751 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $33,425,000 | 2,015 |
| Tier 1 (core) risk-based capital | $31,332,000 | 1,636 |
| Tier 2 risk-based capital | $1,130,000 | 3,330 |
| Total risk weighted assets | $127,546,000 | 2,861 |
| Total unused commitments | $33,425,000 | 2,016 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 66 | 2,633 |
| Assets and Liabilities | ||
| Total Assets: | $194,654,000 | 2,807 |
| Cash and due from depository institutions | $10,151,000 | 2,633 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $37,695,000 | 3,016 |
| Federal funds sold & reverse repurchase agreements | $13,714,000 | 1,136 |
| Net loans & leases | $120,599,000 | 2,809 |
| Loan loss allowance | $1,073,000 | 3,709 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,670,000 | 3,387 |
| Other real estate owned | $0 | 2,633 |
| Goodwill and other intangibles | $3,390,000 | 858 |
| All other assets | $6,435,000 | 1,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,654,000 | 2,807 |
| Total liabilities | $160,743,000 | 3,016 |
| Total deposits | $154,973,000 | 2,869 |
| Interest-bearing deposits | $106,799,000 | 3,417 |
| Deposits held in domestic offices | $154,973,000 | 2,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $770,000 | 3,950 |
| Total equity capital | $33,911,000 | 1,608 |
| Total bank equity capital | $33,911,000 | 1,608 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,500,000 | 837 |
| Surplus | $1,125,000 | 6,596 |
| Undivided profits | $28,286,000 | 1,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 3,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $922,000 | 3,254 |
| Earning assets | $172,008,000 | 2,880 |
| Long-term assets (5+ years) | $61,149,000 | 1,564 |
| Average Assets, year-to-date | $187,666,330 | 2,827 |
| Average Assets, quarterly | $191,899,500 | 2,815 |
| Volatile liabilities | $6,234,000 | 6,862 |
| Insider loans | $1,561,000 | 3,079 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,302,000 | 2,008 |
| Tier 1 (core) risk-based capital | $30,365,000 | 1,650 |
| Tier 2 risk-based capital | $1,116,000 | 3,320 |
| Total risk weighted assets | $120,217,000 | 2,970 |
| Total unused commitments | $32,302,000 | 2,019 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $189,145,000 | 2,829 |
| Cash and due from depository institutions | $9,163,000 | 2,769 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $34,371,000 | 3,185 |
| Federal funds sold & reverse repurchase agreements | $12,141,000 | 1,382 |
| Net loans & leases | $121,051,000 | 2,756 |
| Loan loss allowance | $1,069,000 | 3,657 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,613,000 | 3,414 |
| Other real estate owned | $0 | 2,769 |
| Goodwill and other intangibles | $3,417,000 | 845 |
| All other assets | $6,389,000 | 1,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,145,000 | 2,829 |
| Total liabilities | $155,460,000 | 3,070 |
| Total deposits | $149,416,000 | 2,929 |
| Interest-bearing deposits | $107,605,000 | 3,383 |
| Deposits held in domestic offices | $149,416,000 | 2,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,044,000 | 3,254 |
| Total equity capital | $33,685,000 | 1,591 |
| Total bank equity capital | $33,685,000 | 1,591 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,500,000 | 830 |
| Surplus | $1,125,000 | 6,600 |
| Undivided profits | $28,060,000 | 1,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $955,000 | 3,198 |
| Earning assets | $167,563,000 | 2,904 |
| Long-term assets (5+ years) | $63,270,000 | 1,486 |
| Average Assets, year-to-date | $184,172,500 | 2,864 |
| Average Assets, quarterly | $184,172,500 | 2,864 |
| Volatile liabilities | $5,961,000 | 6,924 |
| Insider loans | $1,547,000 | 3,023 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,135,000 | 2,148 |
| Tier 1 (core) risk-based capital | $30,029,000 | 1,650 |
| Tier 2 risk-based capital | $1,110,000 | 3,271 |
| Total risk weighted assets | $117,941,000 | 2,967 |
| Total unused commitments | $28,135,000 | 2,155 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 63 | 2,706 |
| Assets and Liabilities | ||
| Total Assets: | $179,200,000 | 2,919 |
| Cash and due from depository institutions | $6,701,000 | 2,706 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $32,581,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $5,699,000 | 2,505 |
| Net loans & leases | $122,386,000 | 2,699 |
| Loan loss allowance | $1,062,000 | 3,633 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,497,000 | 3,525 |
| Other real estate owned | $0 | 2,706 |
| Goodwill and other intangibles | $3,506,000 | 815 |
| All other assets | $5,830,000 | 2,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,200,000 | 2,919 |
| Total liabilities | $146,288,000 | 3,171 |
| Total deposits | $144,758,000 | 2,973 |
| Interest-bearing deposits | $101,494,000 | 3,499 |
| Deposits held in domestic offices | $144,758,000 | 2,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,530,000 | 2,494 |
| Total equity capital | $32,912,000 | 1,593 |
| Total bank equity capital | $32,912,000 | 1,593 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,500,000 | 824 |
| Surplus | $1,125,000 | 6,598 |
| Undivided profits | $27,287,000 | 1,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 3,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $897,000 | 3,524 |
| Earning assets | $160,666,000 | 2,977 |
| Long-term assets (5+ years) | $59,871,000 | 1,513 |
| Average Assets, year-to-date | $175,334,400 | 2,856 |
| Average Assets, quarterly | $180,422,500 | 2,870 |
| Volatile liabilities | $6,230,000 | 6,881 |
| Insider loans | $1,622,000 | 2,942 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $22,366,000 | 2,439 |
| Tier 1 (core) risk-based capital | $29,083,000 | 1,665 |
| Tier 2 risk-based capital | $1,102,000 | 3,255 |
| Total risk weighted assets | $116,438,000 | 2,964 |
| Total unused commitments | $22,366,000 | 2,443 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 63 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $169,864,000 | 2,941 |
| Cash and due from depository institutions | $5,996,000 | 2,701 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $38,851,000 | 2,731 |
| Federal funds sold & reverse repurchase agreements | $8,815,000 | 1,676 |
| Net loans & leases | $107,301,000 | 2,958 |
| Loan loss allowance | $1,100,000 | 3,358 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,824,000 | 4,303 |
| Other real estate owned | $0 | 2,701 |
| Goodwill and other intangibles | $3,862,000 | 735 |
| All other assets | $3,215,000 | 3,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,864,000 | 2,941 |
| Total liabilities | $139,249,000 | 3,182 |
| Total deposits | $137,764,000 | 2,953 |
| Interest-bearing deposits | $101,305,000 | 3,378 |
| Deposits held in domestic offices | $137,764,000 | 2,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,485,000 | 2,555 |
| Total equity capital | $30,615,000 | 1,602 |
| Total bank equity capital | $30,615,000 | 1,602 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,500,000 | 823 |
| Surplus | $1,125,000 | 6,689 |
| Undivided profits | $24,990,000 | 1,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 2,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $987,000 | 3,503 |
| Earning assets | $154,967,000 | 2,949 |
| Long-term assets (5+ years) | $63,994,000 | 1,435 |
| Average Assets, year-to-date | $164,762,000 | 2,877 |
| Average Assets, quarterly | $167,826,500 | 2,938 |
| Volatile liabilities | $5,878,000 | 7,008 |
| Insider loans | $1,883,000 | 2,524 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,030,000 | 3,181 |
| Tier 1 (core) risk-based capital | $26,478,000 | 1,717 |
| Tier 2 risk-based capital | $1,100,000 | 3,122 |
| Total risk weighted assets | $99,277,000 | 3,231 |
| Total unused commitments | $14,030,000 | 3,189 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 61 | 2,812 |
| Assets and Liabilities | ||
| Total Assets: | $159,805,000 | 2,995 |
| Cash and due from depository institutions | $6,750,000 | 2,812 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $47,632,000 | 2,285 |
| Federal funds sold & reverse repurchase agreements | $65,000 | 6,897 |
| Net loans & leases | $96,322,000 | 3,160 |
| Loan loss allowance | $1,153,000 | 3,080 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,951,000 | 4,080 |
| Other real estate owned | $69,000 | 2,812 |
| Goodwill and other intangibles | $4,207,000 | 671 |
| All other assets | $2,809,000 | 3,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,805,000 | 2,995 |
| Total liabilities | $131,906,000 | 3,229 |
| Total deposits | $130,290,000 | 3,002 |
| Interest-bearing deposits | $96,548,000 | 3,408 |
| Deposits held in domestic offices | $130,290,000 | 2,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,616,000 | 2,436 |
| Total equity capital | $27,899,000 | 1,664 |
| Total bank equity capital | $27,899,000 | 1,664 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,500,000 | 824 |
| Surplus | $1,125,000 | 6,802 |
| Undivided profits | $22,274,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 2,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $668,000 | 4,051 |
| Earning assets | $144,019,000 | 3,041 |
| Long-term assets (5+ years) | $63,533,000 | 1,350 |
| Average Assets, year-to-date | $164,090,000 | 2,783 |
| Average Assets, quarterly | $160,728,500 | 2,936 |
| Volatile liabilities | $6,678,000 | 6,739 |
| Insider loans | $1,936,000 | 2,402 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,549,000 | 3,867 |
| Tier 1 (core) risk-based capital | $23,821,000 | 1,865 |
| Tier 2 risk-based capital | $1,109,220 | 2,994 |
| Total risk weighted assets | $88,694,120 | 3,440 |
| Total unused commitments | $9,549,000 | 3,869 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 61 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $165,569,000 | 2,827 |
| Cash and due from depository institutions | $5,181,000 | 2,909 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $51,964,000 | 2,175 |
| Federal funds sold & reverse repurchase agreements | $3,040,000 | 2,838 |
| Net loans & leases | $95,022,000 | 3,048 |
| Loan loss allowance | $1,175,000 | 2,972 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,186,000 | 3,736 |
| Other real estate owned | $576,000 | 2,909 |
| Goodwill and other intangibles | $4,562,000 | 666 |
| All other assets | $3,038,000 | 2,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,569,000 | 2,827 |
| Total liabilities | $140,503,000 | 2,989 |
| Total deposits | $138,904,000 | 2,733 |
| Interest-bearing deposits | $103,592,000 | 3,152 |
| Deposits held in domestic offices | $138,904,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,599,000 | 2,260 |
| Total equity capital | $25,066,000 | 1,770 |
| Total bank equity capital | $25,066,000 | 1,770 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,500,000 | 840 |
| Surplus | $1,125,000 | 6,928 |
| Undivided profits | $19,441,000 | 1,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,983,000 | 1,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $609,000 | 3,841 |
| Earning assets | $150,026,000 | 2,827 |
| Long-term assets (5+ years) | $66,383,000 | 1,370 |
| Average Assets, year-to-date | $170,889,400 | 2,633 |
| Average Assets, quarterly | $168,489,000 | 2,747 |
| Volatile liabilities | $8,536,000 | 5,847 |
| Insider loans | $1,849,000 | 2,362 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,576,000 | 4,428 |
| Tier 1 (core) risk-based capital | $21,081,000 | 2,113 |
| Tier 2 risk-based capital | $1,100,060 | 2,883 |
| Total risk weighted assets | $87,929,460 | 3,319 |
| Total unused commitments | $7,576,000 | 4,432 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 60 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $171,783,000 | 2,685 |
| Cash and due from depository institutions | $5,270,000 | 2,961 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $49,855,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $13,175,000 | 1,281 |
| Net loans & leases | $93,491,000 | 2,923 |
| Loan loss allowance | $1,204,000 | 2,822 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,393,000 | 3,365 |
| Other real estate owned | $65,000 | 2,961 |
| Goodwill and other intangibles | $4,918,000 | 585 |
| All other assets | $2,616,000 | 2,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,783,000 | 2,685 |
| Total liabilities | $147,700,000 | 2,799 |
| Total deposits | $146,273,000 | 2,614 |
| Interest-bearing deposits | $117,625,000 | 2,788 |
| Deposits held in domestic offices | $146,273,000 | 2,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,427,000 | 2,641 |
| Total equity capital | $24,083,000 | 1,849 |
| Total bank equity capital | $24,083,000 | 1,849 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,500,000 | 810 |
| Surplus | $1,125,000 | 6,934 |
| Undivided profits | $18,458,000 | 1,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,985,000 | 894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $582,000 | 3,997 |
| Earning assets | $156,521,000 | 2,711 |
| Long-term assets (5+ years) | $71,390,000 | 1,181 |
| Average Assets, year-to-date | $177,245,600 | 2,442 |
| Average Assets, quarterly | $173,365,500 | 2,592 |
| Volatile liabilities | $8,557,000 | 5,429 |
| Insider loans | $1,860,000 | 2,232 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,446,000 | 3,755 |
| Tier 1 (core) risk-based capital | $19,054,000 | 2,243 |
| Tier 2 risk-based capital | $1,059,700 | 2,881 |
| Total risk weighted assets | $84,631,800 | 3,272 |
| Total unused commitments | $9,446,000 | 3,761 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 62 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $183,334,000 | 2,456 |
| Cash and due from depository institutions | $6,094,000 | 2,921 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $47,938,000 | 2,392 |
| Federal funds sold & reverse repurchase agreements | $15,285,000 | 860 |
| Net loans & leases | $103,778,000 | 2,673 |
| Loan loss allowance | $1,276,000 | 2,707 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,356,000 | 3,326 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $5,273,000 | 545 |
| All other assets | $2,610,000 | 2,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,334,000 | 2,456 |
| Total liabilities | $160,912,000 | 2,509 |
| Total deposits | $159,410,000 | 2,344 |
| Interest-bearing deposits | $130,710,000 | 2,465 |
| Deposits held in domestic offices | $159,410,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,502,000 | 2,551 |
| Total equity capital | $22,422,000 | 1,993 |
| Total bank equity capital | $22,422,000 | 1,993 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,500,000 | 812 |
| Surplus | $1,125,000 | 7,095 |
| Undivided profits | $16,797,000 | 1,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,956,000 | 1,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $669,000 | 3,519 |
| Earning assets | $167,001,000 | 2,477 |
| Long-term assets (5+ years) | $73,846,000 | 997 |
| Average Assets, year-to-date | $114,888,600 | 3,656 |
| Average Assets, quarterly | $141,313,500 | 3,096 |
| Volatile liabilities | $10,514,000 | 4,842 |
| Insider loans | $2,589,000 | 1,634 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,435,000 | 4,967 |
| Tier 1 (core) risk-based capital | $17,124,000 | 2,494 |
| Tier 2 risk-based capital | $1,124,200 | 2,630 |
| Total risk weighted assets | $89,784,300 | 3,084 |
| Total unused commitments | $5,435,000 | 4,971 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $96,839,000 | 4,547 |
| Cash and due from depository institutions | $3,805,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $25,854,000 | 4,408 |
| Federal funds sold & reverse repurchase agreements | $6,436,000 | 2,041 |
| Net loans & leases | $57,648,000 | 4,511 |
| Loan loss allowance | $864,000 | 3,978 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $792,000 | 6,754 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,304,000 | 3,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,839,000 | 4,547 |
| Total liabilities | $75,968,000 | 5,079 |
| Total deposits | $74,708,000 | 4,920 |
| Interest-bearing deposits | $56,363,000 | 5,463 |
| Deposits held in domestic offices | $74,708,000 | 4,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,260,000 | 2,950 |
| Total equity capital | $20,871,000 | 2,155 |
| Total bank equity capital | $20,871,000 | 2,155 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,125,000 | 3,155 |
| Surplus | $1,125,000 | 7,314 |
| Undivided profits | $18,621,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $402,000 | 5,633 |
| Earning assets | $89,938,000 | 4,491 |
| Long-term assets (5+ years) | $20,918,000 | 2,576 |
| Average Assets, year-to-date | $94,131,200 | 4,493 |
| Average Assets, quarterly | $95,776,000 | 4,541 |
| Volatile liabilities | $2,403,000 | 9,092 |
| Insider loans | $2,656,000 | 1,619 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,660,000 | 4,802 |
| Tier 1 (core) risk-based capital | $20,935,000 | 2,060 |
| Tier 2 risk-based capital | $711,220 | 4,010 |
| Total risk weighted assets | $56,745,020 | 4,602 |
| Total unused commitments | $5,660,000 | 4,814 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $91,329,000 | 4,780 |
| Cash and due from depository institutions | $3,096,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,498,000 | 4,356 |
| Federal funds sold & reverse repurchase agreements | $4,158,000 | 3,396 |
| Net loans & leases | $53,470,000 | 4,743 |
| Loan loss allowance | $985,000 | 3,588 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $761,000 | 6,992 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,346,000 | 3,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,329,000 | 4,780 |
| Total liabilities | $71,855,000 | 5,358 |
| Total deposits | $70,746,000 | 5,206 |
| Interest-bearing deposits | $54,293,000 | 5,728 |
| Deposits held in domestic offices | $70,746,000 | 5,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,109,000 | 3,338 |
| Total equity capital | $19,474,000 | 2,287 |
| Total bank equity capital | $19,474,000 | 2,287 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,125,000 | 3,285 |
| Surplus | $1,125,000 | 7,455 |
| Undivided profits | $17,224,000 | 1,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,237,000 | 2,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $432,000 | 5,422 |
| Earning assets | $85,126,000 | 4,729 |
| Long-term assets (5+ years) | $17,770,000 | 2,721 |
| Average Assets, year-to-date | $89,092,600 | 4,704 |
| Average Assets, quarterly | $91,110,000 | 4,743 |
| Volatile liabilities | $3,313,000 | 8,264 |
| Insider loans | $2,781,000 | 1,562 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,044,000 | 4,975 |
| Tier 1 (core) risk-based capital | $19,467,000 | 2,202 |
| Tier 2 risk-based capital | $665,350 | 4,198 |
| Total risk weighted assets | $52,908,550 | 4,804 |
| Total unused commitments | $5,044,000 | 4,988 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $86,331,000 | 4,972 |
| Cash and due from depository institutions | $4,073,000 | 5,617 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,404,000 | 4,919 |
| Federal funds sold & reverse repurchase agreements | $2,228,000 | 3,515 |
| Net loans & leases | $51,320,000 | 4,817 |
| Loan loss allowance | $970,000 | 3,708 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $596,000 | 7,947 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,710,000 | 2,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,331,000 | 4,972 |
| Total liabilities | $69,133,000 | 5,519 |
| Total deposits | $68,285,000 | 5,331 |
| Interest-bearing deposits | $52,857,000 | 5,825 |
| Deposits held in domestic offices | $68,285,000 | 5,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $848,000 | 3,474 |
| Total equity capital | $17,198,000 | 2,367 |
| Total bank equity capital | $17,198,000 | 2,367 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,125,000 | 3,407 |
| Surplus | $1,125,000 | 7,604 |
| Undivided profits | $14,948,000 | 1,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,436,000 | 2,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $406,000 | 5,122 |
| Earning assets | $78,952,000 | 4,986 |
| Long-term assets (5+ years) | $16,684,000 | 2,917 |
| Average Assets, year-to-date | $86,457,000 | 4,861 |
| Average Assets, quarterly | $86,884,500 | 4,913 |
| Volatile liabilities | $1,952,000 | 9,740 |
| Insider loans | $3,110,000 | 1,348 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,680,000 | 5,096 |
| Tier 1 (core) risk-based capital | $17,910,000 | 2,283 |
| Tier 2 risk-based capital | $642,160 | 4,285 |
| Total risk weighted assets | $51,045,060 | 4,856 |
| Total unused commitments | $4,680,000 | 5,102 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $85,233,000 | 5,120 |
| Cash and due from depository institutions | $2,390,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,640,000 | 5,609 |
| Federal funds sold & reverse repurchase agreements | $7,816,000 | 1,785 |
| Net loans & leases | $49,677,000 | 4,817 |
| Loan loss allowance | $1,008,000 | 3,661 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $515,000 | 8,614 |
| Other real estate owned | $0 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,195,000 | 3,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,233,000 | 5,120 |
| Total liabilities | $69,037,000 | 5,666 |
| Total deposits | $68,253,000 | 5,517 |
| Interest-bearing deposits | $53,793,000 | 5,970 |
| Deposits held in domestic offices | $68,253,000 | 5,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $784,000 | 3,789 |
| Total equity capital | $16,196,000 | 2,483 |
| Total bank equity capital | $16,196,000 | 2,483 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,125,000 | 3,507 |
| Surplus | $1,125,000 | 7,705 |
| Undivided profits | $13,946,000 | 1,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,046,000 | 1,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $381,000 | 4,865 |
| Earning assets | $80,133,000 | 5,025 |
| Long-term assets (5+ years) | $17,930,000 | 2,890 |
| Average Assets, year-to-date | $86,110,400 | 4,939 |
| Average Assets, quarterly | $85,525,000 | 5,059 |
| Volatile liabilities | $2,599,000 | 8,882 |
| Insider loans | $3,106,000 | 1,341 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,946,000 | 4,921 |
| Tier 1 (core) risk-based capital | $16,196,000 | 2,427 |
| Tier 2 risk-based capital | $628,450 | 4,346 |
| Total risk weighted assets | $49,896,250 | 4,906 |
| Total unused commitments | $4,946,000 | 4,943 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $86,358,000 | 5,148 |
| Cash and due from depository institutions | $2,656,000 | 6,231 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $23,120,000 | 5,495 |
| Federal funds sold & reverse repurchase agreements | $5,888,000 | 2,812 |
| Net loans & leases | $52,043,000 | 4,670 |
| Loan loss allowance | $874,000 | 4,172 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $447,000 | 9,289 |
| Other real estate owned | $0 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,204,000 | 3,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,358,000 | 5,148 |
| Total liabilities | $71,612,000 | 5,567 |
| Total deposits | $70,664,000 | 5,459 |
| Interest-bearing deposits | $57,743,000 | 5,758 |
| Deposits held in domestic offices | $70,664,000 | 5,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $948,000 | 3,440 |
| Total equity capital | $14,746,000 | 2,610 |
| Total bank equity capital | $14,746,000 | 2,610 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,125,000 | 3,666 |
| Surplus | $1,125,000 | 7,705 |
| Undivided profits | $12,496,000 | 1,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,611,000 | 1,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $474,000 | 4,314 |
| Earning assets | $81,051,000 | 5,029 |
| Long-term assets (5+ years) | $17,536,000 | 2,870 |
| Average Assets, year-to-date | $84,166,000 | 5,135 |
| Average Assets, quarterly | $85,496,500 | 5,137 |
| Volatile liabilities | $3,216,000 | 8,292 |
| Insider loans | $225,000 | 3,647 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,189,000 | 4,517 |
| Tier 1 (core) risk-based capital | $14,746,000 | 2,549 |
| Tier 2 risk-based capital | $652,950 | 4,198 |
| Total risk weighted assets | $52,014,750 | 4,778 |
| Total unused commitments | $5,189,000 | 4,542 |
| Derivatives | $0 | 651 |