Home > The First National Bank of Wynne > Income and Expense
The First National Bank of Wynne, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,366,000 | 2,080 |
| Total interest expense | $1,016,000 | 2,906 |
| Net interest income | $9,350,000 | 1,890 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $1,987,000 | 1,683 |
| Gross Fiduciary activities income | $25,000 | 814 |
| Service charges on deposit accounts | $1,256,000 | 739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 2,320 |
| Total noninterest expense | $6,305,000 | 2,173 |
| Salaries and employee benefits | $3,884,000 | 2,063 |
| Premises and equipment expense | $728,000 | 2,088 |
| Additional noninterest expense | $1,693,000 | 2,368 |
| Pre-tax net operating income | $4,807,000 | 1,487 |
| Securities gains (losses) | $83,000 | 870 |
| Applicable income taxes | $1,128,000 | 1,138 |
| Income before extraordinary items | $3,762,000 | 1,614 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,762,000 | 1,615 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,762,000 | 1,615 |
| Net charge-offs | $42,000 | 2,332 |
| Cash dividends | $800,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,696,430 | 1,602 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 2,123 |
| Total interest expense | $619,000 | 3,019 |
| Net interest income | $6,113,000 | 1,927 |
| Provision for loan and lease losses | $75,000 | 2,429 |
| Total noninterest income | $1,376,000 | 1,611 |
| Gross Fiduciary activities income | $15,000 | 829 |
| Service charges on deposit accounts | $829,000 | 738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 2,146 |
| Total noninterest expense | $4,281,000 | 2,160 |
| Salaries and employee benefits | $2,588,000 | 2,067 |
| Premises and equipment expense | $482,000 | 2,113 |
| Additional noninterest expense | $1,211,000 | 2,273 |
| Pre-tax net operating income | $3,133,000 | 1,496 |
| Securities gains (losses) | $82,000 | 596 |
| Applicable income taxes | $732,000 | 1,136 |
| Income before extraordinary items | $2,483,000 | 1,617 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,483,000 | 1,618 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,483,000 | 1,618 |
| Net charge-offs | $19,000 | 2,375 |
| Cash dividends | $250,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,418,220 | 1,621 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 2,152 |
| Total interest expense | $276,000 | 3,166 |
| Net interest income | $3,007,000 | 1,952 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $772,000 | 1,459 |
| Gross Fiduciary activities income | $7,000 | 839 |
| Service charges on deposit accounts | $408,000 | 735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 1,775 |
| Total noninterest expense | $2,160,000 | 2,158 |
| Salaries and employee benefits | $1,300,000 | 2,073 |
| Premises and equipment expense | $242,000 | 2,130 |
| Additional noninterest expense | $618,000 | 2,236 |
| Pre-tax net operating income | $1,544,000 | 1,488 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $346,000 | 1,157 |
| Income before extraordinary items | $1,198,000 | 1,627 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,198,000 | 1,625 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,198,000 | 1,626 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,198,000 | 1,606 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,084,000 | 2,070 |
| Total interest expense | $940,000 | 3,022 |
| Net interest income | $12,144,000 | 1,929 |
| Provision for loan and lease losses | $365,000 | 1,754 |
| Total noninterest income | $2,579,000 | 1,716 |
| Gross Fiduciary activities income | $50,000 | 824 |
| Service charges on deposit accounts | $1,676,000 | 748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $853,000 | 2,421 |
| Total noninterest expense | $8,895,000 | 2,082 |
| Salaries and employee benefits | $5,190,000 | 2,038 |
| Premises and equipment expense | $907,000 | 2,189 |
| Additional noninterest expense | $2,798,000 | 2,044 |
| Pre-tax net operating income | $5,463,000 | 1,668 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $1,182,000 | 1,239 |
| Income before extraordinary items | $4,286,000 | 1,806 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,286,000 | 1,805 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,286,000 | 1,805 |
| Net charge-offs | $156,000 | 1,832 |
| Cash dividends | $3,000,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,282,050 | 1,808 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,479,000 | 2,112 |
| Total interest expense | $686,000 | 2,999 |
| Net interest income | $8,793,000 | 1,989 |
| Provision for loan and lease losses | $365,000 | 1,406 |
| Total noninterest income | $1,953,000 | 1,713 |
| Gross Fiduciary activities income | $26,000 | 843 |
| Service charges on deposit accounts | $1,229,000 | 757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $698,000 | 2,347 |
| Total noninterest expense | $6,664,000 | 2,080 |
| Salaries and employee benefits | $3,821,000 | 2,061 |
| Premises and equipment expense | $651,000 | 2,259 |
| Additional noninterest expense | $2,192,000 | 1,960 |
| Pre-tax net operating income | $3,717,000 | 1,804 |
| Securities gains (losses) | $5,000 | 822 |
| Applicable income taxes | $786,000 | 1,392 |
| Income before extraordinary items | $2,936,000 | 1,940 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,936,000 | 1,937 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,936,000 | 1,939 |
| Net charge-offs | $104,000 | 1,705 |
| Cash dividends | $2,100,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,932,050 | 1,930 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 2,187 |
| Total interest expense | $435,000 | 3,008 |
| Net interest income | $5,535,000 | 2,082 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $1,347,000 | 1,674 |
| Gross Fiduciary activities income | $15,000 | 863 |
| Service charges on deposit accounts | $795,000 | 771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,194 |
| Total noninterest expense | $4,505,000 | 2,074 |
| Salaries and employee benefits | $2,550,000 | 2,073 |
| Premises and equipment expense | $435,000 | 2,283 |
| Additional noninterest expense | $1,520,000 | 1,900 |
| Pre-tax net operating income | $2,227,000 | 1,937 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $444,000 | 1,515 |
| Income before extraordinary items | $1,788,000 | 2,046 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,788,000 | 2,044 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,788,000 | 2,045 |
| Net charge-offs | $94,000 | 1,349 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,784,000 | 2,041 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 2,269 |
| Total interest expense | $207,000 | 3,030 |
| Net interest income | $2,630,000 | 2,169 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $730,000 | 1,583 |
| Gross Fiduciary activities income | $7,000 | 861 |
| Service charges on deposit accounts | $393,000 | 786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 1,910 |
| Total noninterest expense | $2,376,000 | 2,006 |
| Salaries and employee benefits | $1,292,000 | 2,081 |
| Premises and equipment expense | $224,000 | 2,265 |
| Additional noninterest expense | $860,000 | 1,706 |
| Pre-tax net operating income | $909,000 | 2,170 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $171,000 | 1,723 |
| Income before extraordinary items | $740,000 | 2,290 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $740,000 | 2,288 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $740,000 | 2,290 |
| Net charge-offs | $45,000 | 1,252 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $738,380 | 2,284 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,844,000 | 2,282 |
| Total interest expense | $785,000 | 2,952 |
| Net interest income | $10,059,000 | 2,218 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $2,115,000 | 1,962 |
| Gross Fiduciary activities income | $51,000 | 841 |
| Service charges on deposit accounts | $1,399,000 | 882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,795 |
| Total noninterest expense | $8,023,000 | 2,258 |
| Salaries and employee benefits | $4,703,000 | 2,184 |
| Premises and equipment expense | $817,000 | 2,428 |
| Additional noninterest expense | $2,503,000 | 2,252 |
| Pre-tax net operating income | $4,091,000 | 2,012 |
| Securities gains (losses) | $-14,000 | 5,116 |
| Applicable income taxes | $1,318,000 | 1,646 |
| Income before extraordinary items | $2,759,000 | 2,185 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,759,000 | 2,184 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,759,000 | 2,185 |
| Net charge-offs | $-110,000 | 5,317 |
| Cash dividends | $3,000,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,768,520 | 2,163 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 2,411 |
| Total interest expense | $581,000 | 2,959 |
| Net interest income | $7,100,000 | 2,326 |
| Provision for loan and lease losses | $60,000 | 3,094 |
| Total noninterest income | $1,515,000 | 2,041 |
| Gross Fiduciary activities income | $27,000 | 872 |
| Service charges on deposit accounts | $1,003,000 | 917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,846 |
| Total noninterest expense | $5,577,000 | 2,413 |
| Salaries and employee benefits | $3,299,000 | 2,321 |
| Premises and equipment expense | $574,000 | 2,542 |
| Additional noninterest expense | $1,704,000 | 2,424 |
| Pre-tax net operating income | $2,978,000 | 2,075 |
| Securities gains (losses) | $-21,000 | 5,505 |
| Applicable income taxes | $927,000 | 1,526 |
| Income before extraordinary items | $2,030,000 | 2,386 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,030,000 | 2,385 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,030,000 | 2,386 |
| Net charge-offs | $-137,000 | 5,421 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,044,490 | 2,353 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 2,496 |
| Total interest expense | $386,000 | 2,928 |
| Net interest income | $4,473,000 | 2,415 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $960,000 | 2,104 |
| Gross Fiduciary activities income | $16,000 | 883 |
| Service charges on deposit accounts | $664,000 | 915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,032 |
| Total noninterest expense | $3,700,000 | 2,426 |
| Salaries and employee benefits | $2,201,000 | 2,332 |
| Premises and equipment expense | $382,000 | 2,554 |
| Additional noninterest expense | $1,117,000 | 2,475 |
| Pre-tax net operating income | $1,733,000 | 2,245 |
| Securities gains (losses) | $-18,000 | 5,579 |
| Applicable income taxes | $511,000 | 1,673 |
| Income before extraordinary items | $1,204,000 | 2,521 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,204,000 | 2,520 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,204,000 | 2,521 |
| Net charge-offs | $-120,000 | 5,481 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,216,600 | 2,484 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 2,599 |
| Total interest expense | $188,000 | 2,972 |
| Net interest income | $2,113,000 | 2,528 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $471,000 | 2,123 |
| Gross Fiduciary activities income | $7,000 | 893 |
| Service charges on deposit accounts | $331,000 | 917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,089 |
| Total noninterest expense | $1,882,000 | 2,407 |
| Salaries and employee benefits | $1,101,000 | 2,352 |
| Premises and equipment expense | $194,000 | 2,554 |
| Additional noninterest expense | $587,000 | 2,358 |
| Pre-tax net operating income | $702,000 | 2,531 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $194,000 | 1,904 |
| Income before extraordinary items | $508,000 | 2,727 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $508,000 | 2,727 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $508,000 | 2,727 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $508,000 | 2,709 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,866,000 | 2,426 |
| Total interest expense | $744,000 | 2,917 |
| Net interest income | $9,122,000 | 2,358 |
| Provision for loan and lease losses | $150,000 | 2,726 |
| Total noninterest income | $2,472,000 | 1,872 |
| Gross Fiduciary activities income | $65,000 | 846 |
| Service charges on deposit accounts | $1,303,000 | 951 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,104,000 | 2,276 |
| Total noninterest expense | $7,397,000 | 2,445 |
| Salaries and employee benefits | $4,347,000 | 2,352 |
| Premises and equipment expense | $791,000 | 2,522 |
| Additional noninterest expense | $2,259,000 | 2,516 |
| Pre-tax net operating income | $4,047,000 | 1,926 |
| Securities gains (losses) | $64,000 | 1,664 |
| Applicable income taxes | $1,211,000 | 1,468 |
| Income before extraordinary items | $2,900,000 | 2,170 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,900,000 | 2,168 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,900,000 | 2,169 |
| Net charge-offs | $168,000 | 2,119 |
| Cash dividends | $5,000,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,854,560 | 2,130 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,370,000 | 2,440 |
| Total interest expense | $565,000 | 2,909 |
| Net interest income | $6,805,000 | 2,369 |
| Provision for loan and lease losses | $75,000 | 3,003 |
| Total noninterest income | $1,937,000 | 1,814 |
| Gross Fiduciary activities income | $40,000 | 858 |
| Service charges on deposit accounts | $959,000 | 959 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $938,000 | 2,126 |
| Total noninterest expense | $5,592,000 | 2,420 |
| Salaries and employee benefits | $3,236,000 | 2,346 |
| Premises and equipment expense | $604,000 | 2,496 |
| Additional noninterest expense | $1,752,000 | 2,444 |
| Pre-tax net operating income | $3,075,000 | 1,926 |
| Securities gains (losses) | $60,000 | 1,638 |
| Applicable income taxes | $926,000 | 1,488 |
| Income before extraordinary items | $2,209,000 | 2,180 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,209,000 | 2,179 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,209,000 | 2,180 |
| Net charge-offs | $134,000 | 1,789 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,167,000 | 2,141 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 2,511 |
| Total interest expense | $371,000 | 2,954 |
| Net interest income | $4,379,000 | 2,443 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,263,000 | 1,832 |
| Gross Fiduciary activities income | $25,000 | 878 |
| Service charges on deposit accounts | $613,000 | 989 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $625,000 | 2,084 |
| Total noninterest expense | $3,703,000 | 2,454 |
| Salaries and employee benefits | $2,163,000 | 2,352 |
| Premises and equipment expense | $391,000 | 2,552 |
| Additional noninterest expense | $1,149,000 | 2,485 |
| Pre-tax net operating income | $1,939,000 | 1,991 |
| Securities gains (losses) | $27,000 | 1,793 |
| Applicable income taxes | $568,000 | 1,542 |
| Income before extraordinary items | $1,398,000 | 2,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,398,000 | 2,245 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,398,000 | 2,245 |
| Net charge-offs | $80,000 | 1,820 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,378,830 | 2,203 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 2,587 |
| Total interest expense | $183,000 | 3,001 |
| Net interest income | $2,110,000 | 2,523 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $781,000 | 1,546 |
| Gross Fiduciary activities income | $10,000 | 893 |
| Service charges on deposit accounts | $294,000 | 1,021 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $477,000 | 1,556 |
| Total noninterest expense | $1,921,000 | 2,383 |
| Salaries and employee benefits | $1,105,000 | 2,318 |
| Premises and equipment expense | $196,000 | 2,575 |
| Additional noninterest expense | $620,000 | 2,327 |
| Pre-tax net operating income | $970,000 | 1,965 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $278,000 | 1,546 |
| Income before extraordinary items | $693,000 | 2,219 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $693,000 | 2,219 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $693,000 | 2,219 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $692,290 | 2,163 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,058,000 | 2,355 |
| Total interest expense | $735,000 | 2,966 |
| Net interest income | $9,323,000 | 2,286 |
| Provision for loan and lease losses | $-620,000 | 5,982 |
| Total noninterest income | $1,944,000 | 2,157 |
| Gross Fiduciary activities income | $103,000 | 822 |
| Service charges on deposit accounts | $1,104,000 | 1,128 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $737,000 | 2,761 |
| Total noninterest expense | $7,907,000 | 2,314 |
| Salaries and employee benefits | $4,371,000 | 2,305 |
| Premises and equipment expense | $844,000 | 2,455 |
| Additional noninterest expense | $2,692,000 | 2,194 |
| Pre-tax net operating income | $3,980,000 | 1,872 |
| Securities gains (losses) | $78,000 | 1,316 |
| Applicable income taxes | $1,180,000 | 1,448 |
| Income before extraordinary items | $2,878,000 | 2,115 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,878,000 | 2,116 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,878,000 | 2,117 |
| Net charge-offs | $-122,000 | 5,765 |
| Cash dividends | $2,600,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,822,620 | 2,106 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 2,386 |
| Total interest expense | $555,000 | 2,996 |
| Net interest income | $6,940,000 | 2,315 |
| Provision for loan and lease losses | $-620,000 | 6,110 |
| Total noninterest income | $1,431,000 | 2,189 |
| Gross Fiduciary activities income | $67,000 | 838 |
| Service charges on deposit accounts | $792,000 | 1,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $572,000 | 2,734 |
| Total noninterest expense | $5,936,000 | 2,316 |
| Salaries and employee benefits | $3,200,000 | 2,346 |
| Premises and equipment expense | $642,000 | 2,455 |
| Additional noninterest expense | $2,094,000 | 2,123 |
| Pre-tax net operating income | $3,055,000 | 1,873 |
| Securities gains (losses) | $43,000 | 1,570 |
| Applicable income taxes | $904,000 | 1,461 |
| Income before extraordinary items | $2,194,000 | 2,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,194,000 | 2,115 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,194,000 | 2,115 |
| Net charge-offs | $-375,000 | 6,065 |
| Cash dividends | $2,600,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,163,470 | 2,088 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 2,476 |
| Total interest expense | $359,000 | 3,067 |
| Net interest income | $4,440,000 | 2,392 |
| Provision for loan and lease losses | $-620,000 | 6,222 |
| Total noninterest income | $985,000 | 2,156 |
| Gross Fiduciary activities income | $27,000 | 898 |
| Service charges on deposit accounts | $499,000 | 1,208 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $459,000 | 2,510 |
| Total noninterest expense | $3,929,000 | 2,335 |
| Salaries and employee benefits | $2,133,000 | 2,367 |
| Premises and equipment expense | $420,000 | 2,501 |
| Additional noninterest expense | $1,376,000 | 2,149 |
| Pre-tax net operating income | $2,116,000 | 1,817 |
| Securities gains (losses) | $24,000 | 1,625 |
| Applicable income taxes | $631,000 | 1,421 |
| Income before extraordinary items | $1,509,000 | 2,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,509,000 | 2,034 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,509,000 | 2,034 |
| Net charge-offs | $-392,000 | 6,181 |
| Cash dividends | $2,300,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,491,960 | 2,011 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 2,520 |
| Total interest expense | $175,000 | 3,147 |
| Net interest income | $2,177,000 | 2,427 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $658,000 | 1,748 |
| Gross Fiduciary activities income | $13,000 | 906 |
| Service charges on deposit accounts | $245,000 | 1,206 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $400,000 | 1,772 |
| Total noninterest expense | $2,087,000 | 2,235 |
| Salaries and employee benefits | $1,079,000 | 2,349 |
| Premises and equipment expense | $220,000 | 2,457 |
| Additional noninterest expense | $788,000 | 1,905 |
| Pre-tax net operating income | $673,000 | 2,490 |
| Securities gains (losses) | $5,000 | 1,653 |
| Applicable income taxes | $162,000 | 2,026 |
| Income before extraordinary items | $516,000 | 2,658 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $516,000 | 2,661 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $516,000 | 2,661 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $512,200 | 2,602 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,971,000 | 2,406 |
| Total interest expense | $792,000 | 3,054 |
| Net interest income | $9,179,000 | 2,313 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $1,872,000 | 2,210 |
| Gross Fiduciary activities income | $94,000 | 864 |
| Service charges on deposit accounts | $1,006,000 | 1,280 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $772,000 | 2,685 |
| Total noninterest expense | $8,076,000 | 2,308 |
| Salaries and employee benefits | $4,361,000 | 2,307 |
| Premises and equipment expense | $951,000 | 2,336 |
| Additional noninterest expense | $2,764,000 | 2,196 |
| Pre-tax net operating income | $2,825,000 | 2,366 |
| Securities gains (losses) | $163,000 | 925 |
| Applicable income taxes | $736,000 | 1,842 |
| Income before extraordinary items | $2,252,000 | 2,481 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,252,000 | 2,480 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,252,000 | 2,480 |
| Net charge-offs | $22,000 | 4,242 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,129,750 | 2,539 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 2,457 |
| Total interest expense | $615,000 | 3,033 |
| Net interest income | $6,758,000 | 2,367 |
| Provision for loan and lease losses | $150,000 | 2,373 |
| Total noninterest income | $1,353,000 | 2,262 |
| Gross Fiduciary activities income | $50,000 | 894 |
| Service charges on deposit accounts | $734,000 | 1,328 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $569,000 | 2,719 |
| Total noninterest expense | $6,129,000 | 2,295 |
| Salaries and employee benefits | $3,367,000 | 2,263 |
| Premises and equipment expense | $711,000 | 2,363 |
| Additional noninterest expense | $2,051,000 | 2,187 |
| Pre-tax net operating income | $1,832,000 | 2,673 |
| Securities gains (losses) | $93,000 | 1,046 |
| Applicable income taxes | $432,000 | 2,111 |
| Income before extraordinary items | $1,493,000 | 2,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,493,000 | 2,735 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,493,000 | 2,735 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,420,460 | 2,786 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 2,579 |
| Total interest expense | $415,000 | 3,053 |
| Net interest income | $4,245,000 | 2,502 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $945,000 | 2,160 |
| Gross Fiduciary activities income | $33,000 | 903 |
| Service charges on deposit accounts | $481,000 | 1,322 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $431,000 | 2,512 |
| Total noninterest expense | $4,028,000 | 2,320 |
| Salaries and employee benefits | $2,265,000 | 2,245 |
| Premises and equipment expense | $444,000 | 2,510 |
| Additional noninterest expense | $1,319,000 | 2,261 |
| Pre-tax net operating income | $1,012,000 | 2,954 |
| Securities gains (losses) | $93,000 | 828 |
| Applicable income taxes | $229,000 | 2,287 |
| Income before extraordinary items | $876,000 | 2,910 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $876,000 | 2,916 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $876,000 | 2,916 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $802,530 | 3,035 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 2,629 |
| Total interest expense | $201,000 | 3,163 |
| Net interest income | $2,073,000 | 2,541 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $478,000 | 2,104 |
| Gross Fiduciary activities income | $10,000 | 946 |
| Service charges on deposit accounts | $232,000 | 1,355 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $236,000 | 2,323 |
| Total noninterest expense | $2,014,000 | 2,325 |
| Salaries and employee benefits | $1,121,000 | 2,276 |
| Premises and equipment expense | $228,000 | 2,501 |
| Additional noninterest expense | $665,000 | 2,245 |
| Pre-tax net operating income | $462,000 | 3,041 |
| Securities gains (losses) | $25,000 | 887 |
| Applicable income taxes | $90,000 | 2,440 |
| Income before extraordinary items | $397,000 | 3,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $397,000 | 3,016 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $397,000 | 3,016 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $376,500 | 3,090 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,312,000 | 2,356 |
| Total interest expense | $1,037,000 | 2,863 |
| Net interest income | $9,275,000 | 2,252 |
| Provision for loan and lease losses | $225,000 | 2,826 |
| Total noninterest income | $2,101,000 | 2,097 |
| Gross Fiduciary activities income | $97,000 | 867 |
| Service charges on deposit accounts | $993,000 | 1,369 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,011,000 | 2,364 |
| Total noninterest expense | $7,785,000 | 2,408 |
| Salaries and employee benefits | $4,304,000 | 2,329 |
| Premises and equipment expense | $902,000 | 2,463 |
| Additional noninterest expense | $2,579,000 | 2,387 |
| Pre-tax net operating income | $3,366,000 | 1,973 |
| Securities gains (losses) | $104,000 | 1,297 |
| Applicable income taxes | $878,000 | 1,585 |
| Income before extraordinary items | $2,592,000 | 2,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,592,000 | 2,145 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,592,000 | 2,145 |
| Net charge-offs | $103,000 | 3,708 |
| Cash dividends | $4,400,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,514,000 | 2,132 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 2,393 |
| Total interest expense | $826,000 | 2,824 |
| Net interest income | $6,825,000 | 2,310 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $1,635,000 | 2,083 |
| Gross Fiduciary activities income | $62,000 | 890 |
| Service charges on deposit accounts | $766,000 | 1,338 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $807,000 | 2,341 |
| Total noninterest expense | $5,776,000 | 2,418 |
| Salaries and employee benefits | $3,189,000 | 2,358 |
| Premises and equipment expense | $678,000 | 2,471 |
| Additional noninterest expense | $1,909,000 | 2,403 |
| Pre-tax net operating income | $2,459,000 | 2,086 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $598,000 | 1,738 |
| Income before extraordinary items | $1,913,000 | 2,211 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,913,000 | 2,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,913,000 | 2,217 |
| Net charge-offs | $94,000 | 3,316 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,873,480 | 2,184 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 2,513 |
| Total interest expense | $592,000 | 2,728 |
| Net interest income | $4,248,000 | 2,458 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $1,010,000 | 2,218 |
| Gross Fiduciary activities income | $39,000 | 901 |
| Service charges on deposit accounts | $491,000 | 1,363 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $480,000 | 2,533 |
| Total noninterest expense | $3,852,000 | 2,422 |
| Salaries and employee benefits | $2,131,000 | 2,365 |
| Premises and equipment expense | $448,000 | 2,494 |
| Additional noninterest expense | $1,273,000 | 2,400 |
| Pre-tax net operating income | $1,256,000 | 2,518 |
| Securities gains (losses) | $52,000 | 1,491 |
| Applicable income taxes | $267,000 | 2,141 |
| Income before extraordinary items | $1,041,000 | 2,556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,041,000 | 2,561 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,041,000 | 2,561 |
| Net charge-offs | $87,000 | 2,883 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $999,400 | 2,549 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 2,585 |
| Total interest expense | $309,000 | 2,722 |
| Net interest income | $2,052,000 | 2,559 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $440,000 | 2,419 |
| Gross Fiduciary activities income | $15,000 | 926 |
| Service charges on deposit accounts | $237,000 | 1,397 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 2,864 |
| Total noninterest expense | $1,857,000 | 2,532 |
| Salaries and employee benefits | $1,052,000 | 2,410 |
| Premises and equipment expense | $217,000 | 2,600 |
| Additional noninterest expense | $588,000 | 2,594 |
| Pre-tax net operating income | $560,000 | 2,672 |
| Securities gains (losses) | $-1,000 | 6,666 |
| Applicable income taxes | $94,000 | 2,461 |
| Income before extraordinary items | $465,000 | 2,730 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $465,000 | 2,734 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $465,000 | 2,733 |
| Net charge-offs | $88,000 | 1,991 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $465,830 | 2,648 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,745,000 | 2,397 |
| Total interest expense | $1,455,000 | 2,792 |
| Net interest income | $9,290,000 | 2,311 |
| Provision for loan and lease losses | $670,000 | 2,321 |
| Total noninterest income | $1,950,000 | 2,229 |
| Gross Fiduciary activities income | $92,000 | 893 |
| Service charges on deposit accounts | $1,037,000 | 1,382 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $821,000 | 2,643 |
| Total noninterest expense | $7,456,000 | 2,521 |
| Salaries and employee benefits | $4,019,000 | 2,433 |
| Premises and equipment expense | $950,000 | 2,364 |
| Additional noninterest expense | $2,487,000 | 2,576 |
| Pre-tax net operating income | $3,114,000 | 2,023 |
| Securities gains (losses) | $197,000 | 1,714 |
| Applicable income taxes | $797,000 | 1,700 |
| Income before extraordinary items | $2,514,000 | 2,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,514,000 | 2,163 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,514,000 | 2,165 |
| Net charge-offs | $150,000 | 4,054 |
| Cash dividends | $2,400,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,364,280 | 2,150 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,180,000 | 2,418 |
| Total interest expense | $1,120,000 | 2,833 |
| Net interest income | $7,060,000 | 2,319 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $1,454,000 | 2,219 |
| Gross Fiduciary activities income | $60,000 | 908 |
| Service charges on deposit accounts | $768,000 | 1,399 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $626,000 | 2,616 |
| Total noninterest expense | $5,520,000 | 2,556 |
| Salaries and employee benefits | $2,969,000 | 2,482 |
| Premises and equipment expense | $702,000 | 2,432 |
| Additional noninterest expense | $1,849,000 | 2,605 |
| Pre-tax net operating income | $2,544,000 | 1,945 |
| Securities gains (losses) | $107,000 | 1,922 |
| Applicable income taxes | $659,000 | 1,648 |
| Income before extraordinary items | $1,992,000 | 2,112 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,992,000 | 2,113 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,992,000 | 2,113 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,911,750 | 2,070 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 2,537 |
| Total interest expense | $757,000 | 2,880 |
| Net interest income | $4,445,000 | 2,457 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $1,002,000 | 2,145 |
| Gross Fiduciary activities income | $53,000 | 882 |
| Service charges on deposit accounts | $494,000 | 1,433 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 2,458 |
| Total noninterest expense | $3,662,000 | 2,576 |
| Salaries and employee benefits | $1,994,000 | 2,456 |
| Premises and equipment expense | $474,000 | 2,407 |
| Additional noninterest expense | $1,194,000 | 2,700 |
| Pre-tax net operating income | $1,485,000 | 2,149 |
| Securities gains (losses) | $-32,000 | 7,017 |
| Applicable income taxes | $321,000 | 1,978 |
| Income before extraordinary items | $1,132,000 | 2,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,132,000 | 2,379 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,132,000 | 2,379 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,156,960 | 2,203 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 2,634 |
| Total interest expense | $373,000 | 3,011 |
| Net interest income | $2,147,000 | 2,540 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $477,000 | 2,217 |
| Gross Fiduciary activities income | $25,000 | 893 |
| Service charges on deposit accounts | $253,000 | 1,393 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $199,000 | 2,667 |
| Total noninterest expense | $1,815,000 | 2,586 |
| Salaries and employee benefits | $1,008,000 | 2,452 |
| Premises and equipment expense | $226,000 | 2,529 |
| Additional noninterest expense | $581,000 | 2,725 |
| Pre-tax net operating income | $659,000 | 2,368 |
| Securities gains (losses) | $-15,000 | 7,084 |
| Applicable income taxes | $130,000 | 2,184 |
| Income before extraordinary items | $514,000 | 2,539 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $514,000 | 2,541 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $514,000 | 2,542 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $526,000 | 2,377 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,775,000 | 2,585 |
| Total interest expense | $1,809,000 | 2,987 |
| Net interest income | $8,966,000 | 2,448 |
| Provision for loan and lease losses | $912,000 | 2,547 |
| Total noninterest income | $1,956,000 | 2,036 |
| Gross Fiduciary activities income | $101,000 | 838 |
| Service charges on deposit accounts | $1,064,000 | 1,391 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $791,000 | 2,468 |
| Total noninterest expense | $7,900,000 | 2,400 |
| Salaries and employee benefits | $4,016,000 | 2,397 |
| Premises and equipment expense | $1,008,000 | 2,397 |
| Additional noninterest expense | $2,876,000 | 2,292 |
| Pre-tax net operating income | $2,110,000 | 2,399 |
| Securities gains (losses) | $136,000 | 1,790 |
| Applicable income taxes | $472,000 | 2,088 |
| Income before extraordinary items | $1,774,000 | 2,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,774,000 | 2,477 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,774,000 | 2,478 |
| Net charge-offs | $1,482,000 | 1,892 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,666,560 | 2,491 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 2,621 |
| Total interest expense | $1,417,000 | 2,992 |
| Net interest income | $6,633,000 | 2,496 |
| Provision for loan and lease losses | $762,000 | 2,330 |
| Total noninterest income | $1,629,000 | 1,887 |
| Gross Fiduciary activities income | $43,000 | 896 |
| Service charges on deposit accounts | $793,000 | 1,402 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $793,000 | 2,048 |
| Total noninterest expense | $5,887,000 | 2,419 |
| Salaries and employee benefits | $3,039,000 | 2,379 |
| Premises and equipment expense | $747,000 | 2,438 |
| Additional noninterest expense | $2,101,000 | 2,357 |
| Pre-tax net operating income | $1,613,000 | 2,448 |
| Securities gains (losses) | $128,000 | 1,564 |
| Applicable income taxes | $417,000 | 1,900 |
| Income before extraordinary items | $1,324,000 | 2,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,324,000 | 2,546 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,324,000 | 2,546 |
| Net charge-offs | $1,464,000 | 1,519 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,226,720 | 2,587 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 2,728 |
| Total interest expense | $1,007,000 | 2,942 |
| Net interest income | $4,166,000 | 2,648 |
| Provision for loan and lease losses | $612,000 | 2,027 |
| Total noninterest income | $926,000 | 2,105 |
| Gross Fiduciary activities income | $15,000 | 969 |
| Service charges on deposit accounts | $513,000 | 1,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 2,448 |
| Total noninterest expense | $3,982,000 | 2,417 |
| Salaries and employee benefits | $2,064,000 | 2,349 |
| Premises and equipment expense | $480,000 | 2,535 |
| Additional noninterest expense | $1,438,000 | 2,334 |
| Pre-tax net operating income | $498,000 | 3,831 |
| Securities gains (losses) | $103,000 | 1,123 |
| Applicable income taxes | $39,000 | 3,510 |
| Income before extraordinary items | $562,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 3,332 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $562,000 | 3,333 |
| Net charge-offs | $1,428,000 | 1,167 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $465,180 | 3,615 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 2,769 |
| Total interest expense | $533,000 | 2,890 |
| Net interest income | $2,032,000 | 2,697 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $469,000 | 2,097 |
| Gross Fiduciary activities income | $14,000 | 917 |
| Service charges on deposit accounts | $248,000 | 1,441 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $207,000 | 2,427 |
| Total noninterest expense | $2,006,000 | 2,413 |
| Salaries and employee benefits | $1,078,000 | 2,270 |
| Premises and equipment expense | $242,000 | 2,557 |
| Additional noninterest expense | $686,000 | 2,416 |
| Pre-tax net operating income | $345,000 | 3,267 |
| Securities gains (losses) | $-18,000 | 7,231 |
| Applicable income taxes | $37,000 | 3,058 |
| Income before extraordinary items | $290,000 | 3,314 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $290,000 | 3,311 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $290,000 | 3,312 |
| Net charge-offs | $489,000 | 1,352 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $306,020 | 3,128 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,848,000 | 2,521 |
| Total interest expense | $2,890,000 | 2,685 |
| Net interest income | $8,958,000 | 2,454 |
| Provision for loan and lease losses | $2,899,000 | 1,654 |
| Total noninterest income | $1,652,000 | 2,372 |
| Gross Fiduciary activities income | $85,000 | 890 |
| Service charges on deposit accounts | $1,122,000 | 1,361 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $445,000 | 3,355 |
| Total noninterest expense | $7,713,000 | 2,509 |
| Salaries and employee benefits | $4,071,000 | 2,372 |
| Premises and equipment expense | $928,000 | 2,640 |
| Additional noninterest expense | $2,714,000 | 2,493 |
| Pre-tax net operating income | $-2,000 | 5,781 |
| Securities gains (losses) | $-263,000 | 7,347 |
| Applicable income taxes | $-458,000 | 7,146 |
| Income before extraordinary items | $193,000 | 5,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 5,306 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $193,000 | 5,306 |
| Net charge-offs | $3,470,000 | 1,339 |
| Cash dividends | $2,000,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $361,320 | 4,596 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,069,000 | 2,531 |
| Total interest expense | $2,266,000 | 2,680 |
| Net interest income | $6,803,000 | 2,438 |
| Provision for loan and lease losses | $797,000 | 2,860 |
| Total noninterest income | $1,188,000 | 2,438 |
| Gross Fiduciary activities income | $48,000 | 924 |
| Service charges on deposit accounts | $856,000 | 1,375 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $284,000 | 3,631 |
| Total noninterest expense | $5,757,000 | 2,516 |
| Salaries and employee benefits | $3,030,000 | 2,400 |
| Premises and equipment expense | $693,000 | 2,676 |
| Additional noninterest expense | $2,034,000 | 2,448 |
| Pre-tax net operating income | $1,437,000 | 2,452 |
| Securities gains (losses) | $-402,000 | 7,574 |
| Applicable income taxes | $126,000 | 2,943 |
| Income before extraordinary items | $909,000 | 3,062 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $909,000 | 3,060 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $909,000 | 3,063 |
| Net charge-offs | $709,000 | 2,619 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,262,760 | 2,325 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 2,556 |
| Total interest expense | $1,552,000 | 2,707 |
| Net interest income | $4,533,000 | 2,442 |
| Provision for loan and lease losses | $647,000 | 2,478 |
| Total noninterest income | $1,000,000 | 2,050 |
| Gross Fiduciary activities income | $27,000 | 951 |
| Service charges on deposit accounts | $583,000 | 1,345 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $390,000 | 2,451 |
| Total noninterest expense | $3,815,000 | 2,542 |
| Salaries and employee benefits | $2,013,000 | 2,424 |
| Premises and equipment expense | $453,000 | 2,737 |
| Additional noninterest expense | $1,349,000 | 2,459 |
| Pre-tax net operating income | $1,071,000 | 2,247 |
| Securities gains (losses) | $-314,000 | 7,644 |
| Applicable income taxes | $112,000 | 2,683 |
| Income before extraordinary items | $645,000 | 2,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $645,000 | 2,915 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $645,000 | 2,920 |
| Net charge-offs | $694,000 | 2,099 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $911,900 | 2,204 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,573 |
| Total interest expense | $785,000 | 2,794 |
| Net interest income | $2,303,000 | 2,444 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $515,000 | 1,989 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $283,000 | 1,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $230,000 | 2,191 |
| Total noninterest expense | $1,959,000 | 2,489 |
| Salaries and employee benefits | $1,020,000 | 2,427 |
| Premises and equipment expense | $225,000 | 2,825 |
| Additional noninterest expense | $714,000 | 2,346 |
| Pre-tax net operating income | $709,000 | 1,808 |
| Securities gains (losses) | $-254,000 | 7,787 |
| Applicable income taxes | $80,000 | 2,337 |
| Income before extraordinary items | $375,000 | 2,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 2,662 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $375,000 | 2,664 |
| Net charge-offs | $718,000 | 1,302 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $583,280 | 1,794 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,871,000 | 2,405 |
| Total interest expense | $3,847,000 | 2,824 |
| Net interest income | $10,024,000 | 2,182 |
| Provision for loan and lease losses | $1,799,000 | 2,628 |
| Total noninterest income | $1,979,000 | 2,137 |
| Gross Fiduciary activities income | $88,000 | 887 |
| Service charges on deposit accounts | $1,247,000 | 1,382 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $644,000 | 2,795 |
| Total noninterest expense | $7,816,000 | 2,515 |
| Salaries and employee benefits | $3,975,000 | 2,459 |
| Premises and equipment expense | $973,000 | 2,640 |
| Additional noninterest expense | $2,868,000 | 2,443 |
| Pre-tax net operating income | $2,388,000 | 1,640 |
| Securities gains (losses) | $-254,000 | 7,465 |
| Applicable income taxes | $436,000 | 1,675 |
| Income before extraordinary items | $1,698,000 | 1,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,698,000 | 1,914 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,698,000 | 1,916 |
| Net charge-offs | $923,000 | 2,959 |
| Cash dividends | $1,200,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,901,200 | 1,717 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,378,000 | 2,445 |
| Total interest expense | $2,986,000 | 2,870 |
| Net interest income | $7,392,000 | 2,215 |
| Provision for loan and lease losses | $703,000 | 3,269 |
| Total noninterest income | $1,480,000 | 2,192 |
| Gross Fiduciary activities income | $54,000 | 901 |
| Service charges on deposit accounts | $927,000 | 1,403 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $499,000 | 2,816 |
| Total noninterest expense | $6,017,000 | 2,457 |
| Salaries and employee benefits | $2,999,000 | 2,482 |
| Premises and equipment expense | $731,000 | 2,670 |
| Additional noninterest expense | $2,287,000 | 2,277 |
| Pre-tax net operating income | $2,152,000 | 1,504 |
| Securities gains (losses) | $52,000 | 2,277 |
| Applicable income taxes | $590,000 | 1,260 |
| Income before extraordinary items | $1,614,000 | 1,659 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,614,000 | 1,657 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,614,000 | 1,659 |
| Net charge-offs | $80,000 | 5,270 |
| Cash dividends | $1,200,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,576,040 | 1,657 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 2,593 |
| Total interest expense | $2,057,000 | 2,898 |
| Net interest income | $4,539,000 | 2,386 |
| Provision for loan and lease losses | $553,000 | 2,829 |
| Total noninterest income | $878,000 | 2,382 |
| Gross Fiduciary activities income | $24,000 | 964 |
| Service charges on deposit accounts | $597,000 | 1,428 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $257,000 | 3,254 |
| Total noninterest expense | $3,889,000 | 2,563 |
| Salaries and employee benefits | $2,023,000 | 2,488 |
| Premises and equipment expense | $487,000 | 2,699 |
| Additional noninterest expense | $1,379,000 | 2,521 |
| Pre-tax net operating income | $975,000 | 2,159 |
| Securities gains (losses) | $34,000 | 2,112 |
| Applicable income taxes | $203,000 | 1,939 |
| Income before extraordinary items | $806,000 | 2,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $806,000 | 2,218 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $806,000 | 2,219 |
| Net charge-offs | $26,000 | 5,436 |
| Cash dividends | $1,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $778,800 | 2,220 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 2,637 |
| Total interest expense | $1,072,000 | 2,897 |
| Net interest income | $2,207,000 | 2,442 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $439,000 | 2,337 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $291,000 | 1,418 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $147,000 | 3,000 |
| Total noninterest expense | $1,849,000 | 2,609 |
| Salaries and employee benefits | $1,011,000 | 2,523 |
| Premises and equipment expense | $228,000 | 2,903 |
| Additional noninterest expense | $610,000 | 2,527 |
| Pre-tax net operating income | $647,000 | 1,931 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $486,000 | 2,185 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $486,000 | 2,184 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $486,000 | 2,186 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $486,000 | 2,048 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,804,000 | 2,360 |
| Total interest expense | $6,404,000 | 2,374 |
| Net interest income | $9,400,000 | 2,335 |
| Provision for loan and lease losses | $510,000 | 3,769 |
| Total noninterest income | $1,873,000 | 2,247 |
| Gross Fiduciary activities income | $94,000 | 893 |
| Service charges on deposit accounts | $1,300,000 | 1,380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $479,000 | 3,245 |
| Total noninterest expense | $7,087,000 | 2,660 |
| Salaries and employee benefits | $3,984,000 | 2,521 |
| Premises and equipment expense | $992,000 | 2,647 |
| Additional noninterest expense | $2,111,000 | 2,725 |
| Pre-tax net operating income | $3,676,000 | 1,482 |
| Securities gains (losses) | $13,000 | 2,401 |
| Applicable income taxes | $1,092,000 | 1,123 |
| Income before extraordinary items | $2,597,000 | 1,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,597,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,012,000 | 1,281 |
| Cash dividends | $705,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,587,900 | 1,675 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,184,000 | 2,353 |
| Total interest expense | $5,126,000 | 2,342 |
| Net interest income | $7,058,000 | 2,340 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $1,427,000 | 2,287 |
| Gross Fiduciary activities income | $54,000 | 928 |
| Service charges on deposit accounts | $977,000 | 1,393 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $396,000 | 3,204 |
| Total noninterest expense | $5,457,000 | 2,587 |
| Salaries and employee benefits | $3,172,000 | 2,415 |
| Premises and equipment expense | $732,000 | 2,693 |
| Additional noninterest expense | $1,553,000 | 2,703 |
| Pre-tax net operating income | $2,668,000 | 1,825 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $784,000 | 1,389 |
| Income before extraordinary items | $1,889,000 | 1,872 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,889,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,510,000 | 720 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,885,450 | 1,972 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,393,000 | 2,331 |
| Total interest expense | $3,724,000 | 2,240 |
| Net interest income | $4,669,000 | 2,351 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $979,000 | 2,271 |
| Gross Fiduciary activities income | $21,000 | 1,005 |
| Service charges on deposit accounts | $653,000 | 1,371 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $305,000 | 2,989 |
| Total noninterest expense | $3,650,000 | 2,585 |
| Salaries and employee benefits | $2,150,000 | 2,403 |
| Premises and equipment expense | $493,000 | 2,673 |
| Additional noninterest expense | $1,007,000 | 2,726 |
| Pre-tax net operating income | $1,788,000 | 1,869 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $535,000 | 1,524 |
| Income before extraordinary items | $1,255,000 | 2,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,255,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,950 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,253,600 | 2,057 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 2,335 |
| Total interest expense | $1,929,000 | 2,305 |
| Net interest income | $2,382,000 | 2,310 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $536,000 | 2,132 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $325,000 | 1,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $204,000 | 2,547 |
| Total noninterest expense | $1,820,000 | 2,588 |
| Salaries and employee benefits | $1,082,000 | 2,401 |
| Premises and equipment expense | $254,000 | 2,636 |
| Additional noninterest expense | $484,000 | 2,805 |
| Pre-tax net operating income | $1,038,000 | 1,725 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $319,000 | 1,416 |
| Income before extraordinary items | $721,000 | 1,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $721,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $719,620 | 1,926 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,242,000 | 2,254 |
| Total interest expense | $7,414,000 | 2,485 |
| Net interest income | $10,828,000 | 2,085 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $1,713,000 | 2,474 |
| Gross Fiduciary activities income | $87,000 | 936 |
| Service charges on deposit accounts | $1,293,000 | 1,382 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $333,000 | 4,064 |
| Total noninterest expense | $6,896,000 | 2,631 |
| Salaries and employee benefits | $4,027,000 | 2,483 |
| Premises and equipment expense | $840,000 | 2,967 |
| Additional noninterest expense | $2,029,000 | 2,640 |
| Pre-tax net operating income | $5,525,000 | 1,511 |
| Securities gains (losses) | $-83,000 | 8,105 |
| Applicable income taxes | $1,668,000 | 1,305 |
| Income before extraordinary items | $3,774,000 | 1,678 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,774,000 | 1,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,192 |
| Cash dividends | $2,520,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,831,270 | 1,645 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,463,000 | 2,304 |
| Total interest expense | $5,410,000 | 2,548 |
| Net interest income | $8,053,000 | 2,120 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $1,252,000 | 2,518 |
| Gross Fiduciary activities income | $25,000 | 1,051 |
| Service charges on deposit accounts | $935,000 | 1,416 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $292,000 | 3,787 |
| Total noninterest expense | $5,086,000 | 2,649 |
| Salaries and employee benefits | $2,983,000 | 2,500 |
| Premises and equipment expense | $611,000 | 3,025 |
| Additional noninterest expense | $1,492,000 | 2,632 |
| Pre-tax net operating income | $4,159,000 | 1,620 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $1,363,000 | 1,315 |
| Income before extraordinary items | $2,805,000 | 1,798 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,805,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,798,970 | 1,789 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,449,000 | 2,455 |
| Total interest expense | $3,283,000 | 2,777 |
| Net interest income | $5,166,000 | 2,225 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $813,000 | 2,575 |
| Gross Fiduciary activities income | $10,000 | 1,140 |
| Service charges on deposit accounts | $589,000 | 1,496 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $214,000 | 3,656 |
| Total noninterest expense | $3,333,000 | 2,713 |
| Salaries and employee benefits | $1,965,000 | 2,562 |
| Premises and equipment expense | $383,000 | 3,195 |
| Additional noninterest expense | $985,000 | 2,668 |
| Pre-tax net operating income | $2,646,000 | 1,728 |
| Securities gains (losses) | $9,000 | 893 |
| Applicable income taxes | $861,000 | 1,422 |
| Income before extraordinary items | $1,794,000 | 1,924 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,794,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,873 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,787,880 | 1,909 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 2,573 |
| Total interest expense | $1,530,000 | 2,940 |
| Net interest income | $2,452,000 | 2,326 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $416,000 | 2,486 |
| Gross Fiduciary activities income | $9,000 | 1,048 |
| Service charges on deposit accounts | $279,000 | 1,540 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $128,000 | 3,299 |
| Total noninterest expense | $1,642,000 | 2,753 |
| Salaries and employee benefits | $980,000 | 2,583 |
| Premises and equipment expense | $196,000 | 3,164 |
| Additional noninterest expense | $466,000 | 2,763 |
| Pre-tax net operating income | $1,226,000 | 1,832 |
| Securities gains (losses) | $9,000 | 715 |
| Applicable income taxes | $390,000 | 1,555 |
| Income before extraordinary items | $845,000 | 1,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $845,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $838,880 | 1,975 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,659,000 | 2,462 |
| Total interest expense | $5,249,000 | 2,909 |
| Net interest income | $10,410,000 | 2,217 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $1,536,000 | 2,658 |
| Gross Fiduciary activities income | $55,000 | 1,014 |
| Service charges on deposit accounts | $1,209,000 | 1,481 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $272,000 | 4,492 |
| Total noninterest expense | $6,543,000 | 2,675 |
| Salaries and employee benefits | $3,654,000 | 2,646 |
| Premises and equipment expense | $819,000 | 2,941 |
| Additional noninterest expense | $2,070,000 | 2,496 |
| Pre-tax net operating income | $5,243,000 | 1,807 |
| Securities gains (losses) | $-15,000 | 7,443 |
| Applicable income taxes | $1,694,000 | 1,501 |
| Income before extraordinary items | $3,534,000 | 2,001 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,534,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,039 |
| Cash dividends | $4,585,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,544,200 | 1,983 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,552,000 | 2,483 |
| Total interest expense | $3,727,000 | 2,963 |
| Net interest income | $7,825,000 | 2,232 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $1,170,000 | 2,637 |
| Gross Fiduciary activities income | $24,000 | 1,083 |
| Service charges on deposit accounts | $910,000 | 1,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $4,974,000 | 2,635 |
| Salaries and employee benefits | $2,813,000 | 2,588 |
| Premises and equipment expense | $616,000 | 2,934 |
| Additional noninterest expense | $1,545,000 | 2,479 |
| Pre-tax net operating income | $3,861,000 | 1,909 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $1,251,000 | 1,602 |
| Income before extraordinary items | $2,590,000 | 2,096 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,590,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,421 |
| Cash dividends | $4,325,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,603,400 | 2,074 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,394,000 | 2,542 |
| Total interest expense | $2,180,000 | 3,165 |
| Net interest income | $5,214,000 | 2,246 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $827,000 | 2,538 |
| Gross Fiduciary activities income | $16,000 | 1,102 |
| Service charges on deposit accounts | $597,000 | 1,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 3,622 |
| Total noninterest expense | $3,300,000 | 2,661 |
| Salaries and employee benefits | $1,892,000 | 2,559 |
| Premises and equipment expense | $390,000 | 3,071 |
| Additional noninterest expense | $1,018,000 | 2,513 |
| Pre-tax net operating income | $2,606,000 | 1,888 |
| Securities gains (losses) | $-20,000 | 8,076 |
| Applicable income taxes | $831,000 | 1,617 |
| Income before extraordinary items | $1,755,000 | 2,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,755,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $4,325,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,768,600 | 2,031 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 2,527 |
| Total interest expense | $974,000 | 3,324 |
| Net interest income | $2,673,000 | 2,176 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $445,000 | 2,370 |
| Gross Fiduciary activities income | $9,000 | 1,079 |
| Service charges on deposit accounts | $281,000 | 1,521 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,918 |
| Total noninterest expense | $1,690,000 | 2,606 |
| Salaries and employee benefits | $955,000 | 2,548 |
| Premises and equipment expense | $191,000 | 3,125 |
| Additional noninterest expense | $544,000 | 2,356 |
| Pre-tax net operating income | $1,368,000 | 1,771 |
| Securities gains (losses) | $-20,000 | 8,379 |
| Applicable income taxes | $438,000 | 1,548 |
| Income before extraordinary items | $910,000 | 1,954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $910,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,503 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $923,600 | 1,907 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,872,000 | 2,934 |
| Total interest expense | $2,670,000 | 3,645 |
| Net interest income | $8,202,000 | 2,636 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $1,272,000 | 3,001 |
| Gross Fiduciary activities income | $82,000 | 979 |
| Service charges on deposit accounts | $933,000 | 1,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $257,000 | 4,671 |
| Total noninterest expense | $4,988,000 | 3,246 |
| Salaries and employee benefits | $2,913,000 | 3,046 |
| Premises and equipment expense | $680,000 | 3,316 |
| Additional noninterest expense | $1,395,000 | 3,425 |
| Pre-tax net operating income | $4,286,000 | 2,115 |
| Securities gains (losses) | $-158,000 | 8,536 |
| Applicable income taxes | $1,331,000 | 1,861 |
| Income before extraordinary items | $2,797,000 | 2,380 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,797,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $15,350,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 718 |
| Net operating income | $2,904,440 | 2,284 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,982,000 | 2,941 |
| Total interest expense | $1,825,000 | 3,751 |
| Net interest income | $6,157,000 | 2,614 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $967,000 | 2,976 |
| Gross Fiduciary activities income | $66,000 | 957 |
| Service charges on deposit accounts | $703,000 | 1,824 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $198,000 | 4,627 |
| Total noninterest expense | $3,788,000 | 3,183 |
| Salaries and employee benefits | $2,225,000 | 2,960 |
| Premises and equipment expense | $504,000 | 3,342 |
| Additional noninterest expense | $1,059,000 | 3,356 |
| Pre-tax net operating income | $3,156,000 | 2,149 |
| Securities gains (losses) | $-66,000 | 8,553 |
| Applicable income taxes | $998,000 | 1,882 |
| Income before extraordinary items | $2,092,000 | 2,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,092,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $15,140,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 562 |
| Net operating income | $2,136,880 | 2,338 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 3,015 |
| Total interest expense | $1,031,000 | 4,052 |
| Net interest income | $3,998,000 | 2,657 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $637,000 | 2,967 |
| Gross Fiduciary activities income | $19,000 | 1,071 |
| Service charges on deposit accounts | $461,000 | 1,816 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $157,000 | 4,215 |
| Total noninterest expense | $2,475,000 | 3,228 |
| Salaries and employee benefits | $1,439,000 | 3,036 |
| Premises and equipment expense | $315,000 | 3,483 |
| Additional noninterest expense | $721,000 | 3,286 |
| Pre-tax net operating income | $2,040,000 | 2,155 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $648,000 | 1,897 |
| Income before extraordinary items | $1,385,000 | 2,355 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,385,000 | 2,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $140,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 479 |
| Net operating income | $1,389,760 | 2,322 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 3,084 |
| Total interest expense | $486,000 | 4,096 |
| Net interest income | $1,929,000 | 2,738 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $323,000 | 2,884 |
| Gross Fiduciary activities income | $9,000 | 1,075 |
| Service charges on deposit accounts | $218,000 | 1,864 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $96,000 | 3,813 |
| Total noninterest expense | $1,251,000 | 3,202 |
| Salaries and employee benefits | $738,000 | 2,974 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $349,000 | 3,370 |
| Pre-tax net operating income | $941,000 | 2,272 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $318,000 | 1,902 |
| Income before extraordinary items | $623,000 | 2,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $623,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 362 |
| Net operating income | $623,000 | 2,500 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,796,000 | 2,893 |
| Total interest expense | $1,923,000 | 3,768 |
| Net interest income | $7,873,000 | 2,580 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $1,264,000 | 3,013 |
| Gross Fiduciary activities income | $57,000 | 1,037 |
| Service charges on deposit accounts | $974,000 | 1,806 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $233,000 | 4,780 |
| Total noninterest expense | $4,872,000 | 3,188 |
| Salaries and employee benefits | $2,945,000 | 2,885 |
| Premises and equipment expense | $647,000 | 3,334 |
| Additional noninterest expense | $1,280,000 | 3,568 |
| Pre-tax net operating income | $4,075,000 | 2,035 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,395,000 | 1,694 |
| Income before extraordinary items | $2,680,000 | 2,281 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,680,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,277 |
| Cash dividends | $390,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 646 |
| Net operating income | $2,680,000 | 2,230 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 2,944 |
| Total interest expense | $1,468,000 | 3,681 |
| Net interest income | $5,640,000 | 2,658 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $983,000 | 2,971 |
| Gross Fiduciary activities income | $30,000 | 1,089 |
| Service charges on deposit accounts | $737,000 | 1,799 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $216,000 | 4,354 |
| Total noninterest expense | $3,691,000 | 3,131 |
| Salaries and employee benefits | $2,216,000 | 2,849 |
| Premises and equipment expense | $491,000 | 3,299 |
| Additional noninterest expense | $984,000 | 3,475 |
| Pre-tax net operating income | $2,752,000 | 2,217 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $946,000 | 1,865 |
| Income before extraordinary items | $1,806,000 | 2,555 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,806,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $140,000 | 4,368 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 538 |
| Net operating income | $1,806,000 | 2,480 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 3,018 |
| Total interest expense | $1,007,000 | 3,578 |
| Net interest income | $3,568,000 | 2,795 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $648,000 | 2,997 |
| Gross Fiduciary activities income | $27,000 | 1,052 |
| Service charges on deposit accounts | $466,000 | 1,873 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $155,000 | 4,248 |
| Total noninterest expense | $2,484,000 | 3,114 |
| Salaries and employee benefits | $1,492,000 | 2,844 |
| Premises and equipment expense | $308,000 | 3,472 |
| Additional noninterest expense | $684,000 | 3,361 |
| Pre-tax net operating income | $1,612,000 | 2,427 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $543,000 | 2,069 |
| Income before extraordinary items | $1,069,000 | 2,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,069,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $140,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 463 |
| Net operating income | $1,069,000 | 2,702 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 3,063 |
| Total interest expense | $516,000 | 3,537 |
| Net interest income | $1,738,000 | 2,862 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $318,000 | 2,985 |
| Gross Fiduciary activities income | $14,000 | 1,054 |
| Service charges on deposit accounts | $213,000 | 1,966 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $91,000 | 3,909 |
| Total noninterest expense | $1,261,000 | 3,073 |
| Salaries and employee benefits | $753,000 | 2,838 |
| Premises and equipment expense | $155,000 | 3,497 |
| Additional noninterest expense | $353,000 | 3,260 |
| Pre-tax net operating income | $735,000 | 2,605 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $240,000 | 2,259 |
| Income before extraordinary items | $495,000 | 2,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $495,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 352 |
| Net operating income | $495,000 | 2,861 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,127,000 | 2,798 |
| Total interest expense | $2,588,000 | 3,255 |
| Net interest income | $7,539,000 | 2,560 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,849,000 | 2,448 |
| Gross Fiduciary activities income | $72,000 | 1,017 |
| Service charges on deposit accounts | $960,000 | 1,803 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $817,000 | 2,711 |
| Total noninterest expense | $4,736,000 | 3,188 |
| Salaries and employee benefits | $2,835,000 | 2,915 |
| Premises and equipment expense | $603,000 | 3,501 |
| Additional noninterest expense | $1,298,000 | 3,492 |
| Pre-tax net operating income | $4,412,000 | 1,825 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,489,000 | 1,631 |
| Income before extraordinary items | $2,923,000 | 2,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,923,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,837 |
| Cash dividends | $310,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,923,000 | 1,995 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 2,796 |
| Total interest expense | $2,017,000 | 3,267 |
| Net interest income | $5,706,000 | 2,551 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,530,000 | 2,323 |
| Gross Fiduciary activities income | $58,000 | 1,005 |
| Service charges on deposit accounts | $717,000 | 1,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $755,000 | 2,448 |
| Total noninterest expense | $3,609,000 | 3,152 |
| Salaries and employee benefits | $2,198,000 | 2,833 |
| Premises and equipment expense | $447,000 | 3,538 |
| Additional noninterest expense | $964,000 | 3,498 |
| Pre-tax net operating income | $3,447,000 | 1,816 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,179,000 | 1,638 |
| Income before extraordinary items | $2,268,000 | 2,082 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,268,000 | 2,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,792 |
| Cash dividends | $110,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,268,000 | 1,974 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 2,793 |
| Total interest expense | $1,372,000 | 3,307 |
| Net interest income | $3,816,000 | 2,552 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,227,000 | 2,025 |
| Gross Fiduciary activities income | $50,000 | 970 |
| Service charges on deposit accounts | $471,000 | 1,797 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $706,000 | 1,952 |
| Total noninterest expense | $2,424,000 | 3,129 |
| Salaries and employee benefits | $1,477,000 | 2,818 |
| Premises and equipment expense | $290,000 | 3,605 |
| Additional noninterest expense | $657,000 | 3,417 |
| Pre-tax net operating income | $2,499,000 | 1,676 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $861,000 | 1,521 |
| Income before extraordinary items | $1,638,000 | 1,945 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,638,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,807 |
| Cash dividends | $110,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,638,000 | 1,831 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 2,782 |
| Total interest expense | $675,000 | 3,413 |
| Net interest income | $1,947,000 | 2,493 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $393,000 | 2,717 |
| Gross Fiduciary activities income | $36,000 | 899 |
| Service charges on deposit accounts | $226,000 | 1,811 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 3,454 |
| Total noninterest expense | $1,230,000 | 3,074 |
| Salaries and employee benefits | $755,000 | 2,753 |
| Premises and equipment expense | $146,000 | 3,559 |
| Additional noninterest expense | $329,000 | 3,367 |
| Pre-tax net operating income | $1,050,000 | 1,952 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $351,000 | 1,814 |
| Income before extraordinary items | $699,000 | 2,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $699,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $699,000 | 2,082 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,521,000 | 2,647 |
| Total interest expense | $3,203,000 | 3,343 |
| Net interest income | $8,318,000 | 2,327 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,367,000 | 2,803 |
| Gross Fiduciary activities income | $82,000 | 1,031 |
| Service charges on deposit accounts | $1,001,000 | 1,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 4,367 |
| Total noninterest expense | $4,643,000 | 3,132 |
| Salaries and employee benefits | $2,827,000 | 2,782 |
| Premises and equipment expense | $605,000 | 3,390 |
| Additional noninterest expense | $1,211,000 | 3,587 |
| Pre-tax net operating income | $4,922,000 | 1,655 |
| Securities gains (losses) | $49,000 | 2,428 |
| Applicable income taxes | $1,669,000 | 1,507 |
| Income before extraordinary items | $3,302,000 | 1,817 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,302,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,170 |
| Cash dividends | $1,152,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,269,660 | 1,766 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,849,000 | 2,656 |
| Total interest expense | $5,747,000 | 2,776 |
| Net interest income | $7,102,000 | 2,513 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $1,246,000 | 2,853 |
| Gross Fiduciary activities income | $43,000 | 1,162 |
| Service charges on deposit accounts | $941,000 | 1,586 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $262,000 | 4,399 |
| Total noninterest expense | $4,335,000 | 3,195 |
| Salaries and employee benefits | $2,535,000 | 2,911 |
| Premises and equipment expense | $630,000 | 3,241 |
| Additional noninterest expense | $1,170,000 | 3,587 |
| Pre-tax net operating income | $3,893,000 | 1,810 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $1,254,000 | 1,753 |
| Income before extraordinary items | $2,642,000 | 1,982 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,642,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $510,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,639,960 | 1,911 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,916,000 | 2,693 |
| Total interest expense | $5,964,000 | 2,799 |
| Net interest income | $6,952,000 | 2,563 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,187,000 | 2,779 |
| Gross Fiduciary activities income | $58,000 | 1,027 |
| Service charges on deposit accounts | $864,000 | 1,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 4,184 |
| Total noninterest expense | $4,131,000 | 3,244 |
| Salaries and employee benefits | $2,438,000 | 2,898 |
| Premises and equipment expense | $640,000 | 3,098 |
| Additional noninterest expense | $1,053,000 | 3,832 |
| Pre-tax net operating income | $3,888,000 | 1,884 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $1,195,000 | 1,831 |
| Income before extraordinary items | $2,694,000 | 1,937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,694,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,555 |
| Cash dividends | $425,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,693,310 | 1,938 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,381,000 | 2,628 |
| Total interest expense | $5,564,000 | 2,655 |
| Net interest income | $6,817,000 | 2,574 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,078,000 | 2,927 |
| Gross Fiduciary activities income | $54,000 | 1,092 |
| Service charges on deposit accounts | $808,000 | 1,641 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $216,000 | 4,765 |
| Total noninterest expense | $3,921,000 | 3,374 |
| Salaries and employee benefits | $2,407,000 | 2,910 |
| Premises and equipment expense | $589,000 | 3,314 |
| Additional noninterest expense | $925,000 | 4,283 |
| Pre-tax net operating income | $3,734,000 | 1,971 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,133,000 | 2,017 |
| Income before extraordinary items | $2,601,000 | 2,038 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,601,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,601,000 | 2,008 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,210,000 | 2,668 |
| Total interest expense | $5,858,000 | 2,591 |
| Net interest income | $6,352,000 | 2,702 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,071,000 | 2,926 |
| Gross Fiduciary activities income | $50,000 | 1,114 |
| Service charges on deposit accounts | $782,000 | 1,623 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $239,000 | 4,518 |
| Total noninterest expense | $3,936,000 | 3,250 |
| Salaries and employee benefits | $2,324,000 | 2,913 |
| Premises and equipment expense | $653,000 | 2,950 |
| Additional noninterest expense | $959,000 | 4,094 |
| Pre-tax net operating income | $3,247,000 | 2,208 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $1,040,000 | 2,238 |
| Income before extraordinary items | $2,210,000 | 2,334 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,210,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,558 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,207,960 | 2,258 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,873,000 | 2,767 |
| Total interest expense | $5,956,000 | 2,503 |
| Net interest income | $5,917,000 | 2,945 |
| Provision for loan and lease losses | $205,000 | 3,384 |
| Total noninterest income | $1,092,000 | 2,837 |
| Gross Fiduciary activities income | $53,000 | 1,165 |
| Service charges on deposit accounts | $718,000 | 1,810 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $321,000 | 3,779 |
| Total noninterest expense | $3,925,000 | 3,234 |
| Salaries and employee benefits | $2,265,000 | 2,926 |
| Premises and equipment expense | $694,000 | 2,770 |
| Additional noninterest expense | $966,000 | 4,033 |
| Pre-tax net operating income | $2,879,000 | 2,572 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $875,000 | 2,727 |
| Income before extraordinary items | $2,004,000 | 2,584 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,004,000 | 2,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,004,000 | 2,537 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,746,000 | 3,057 |
| Total interest expense | $5,744,000 | 2,647 |
| Net interest income | $5,002,000 | 3,531 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $1,068,000 | 2,968 |
| Gross Fiduciary activities income | $40,000 | 1,272 |
| Service charges on deposit accounts | $718,000 | 1,894 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $310,000 | 3,995 |
| Total noninterest expense | $3,883,000 | 3,434 |
| Salaries and employee benefits | $2,147,000 | 3,113 |
| Premises and equipment expense | $663,000 | 2,935 |
| Additional noninterest expense | $1,073,000 | 4,161 |
| Pre-tax net operating income | $1,947,000 | 3,483 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $540,000 | 3,899 |
| Income before extraordinary items | $1,415,000 | 3,372 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,415,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,409,240 | 3,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,283,000 | 3,517 |
| Total interest expense | $5,179,000 | 2,943 |
| Net interest income | $4,104,000 | 4,219 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $984,000 | 3,139 |
| Gross Fiduciary activities income | $42,000 | 1,316 |
| Service charges on deposit accounts | $697,000 | 1,944 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $245,000 | 4,540 |
| Total noninterest expense | $3,836,000 | 3,455 |
| Salaries and employee benefits | $2,068,000 | 3,206 |
| Premises and equipment expense | $656,000 | 2,982 |
| Additional noninterest expense | $1,112,000 | 3,993 |
| Pre-tax net operating income | $1,012,000 | 5,946 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $114,000 | 8,898 |
| Income before extraordinary items | $884,000 | 5,064 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $884,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,498 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $896,460 | 4,995 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 3,840 |
| Total interest expense | $3,879,000 | 3,142 |
| Net interest income | $3,895,000 | 4,493 |
| Provision for loan and lease losses | $526,000 | 1,484 |
| Total noninterest income | $873,000 | 3,443 |
| Gross Fiduciary activities income | $42,000 | 1,339 |
| Service charges on deposit accounts | $603,000 | 2,268 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $3,843,000 | 3,546 |
| Salaries and employee benefits | $1,995,000 | 3,290 |
| Premises and equipment expense | $657,000 | 2,997 |
| Additional noninterest expense | $1,191,000 | 4,080 |
| Pre-tax net operating income | $399,000 | 9,381 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $65,000 | 10,116 |
| Income before extraordinary items | $338,000 | 8,745 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $338,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $832,000 | 988 |
| Cash dividends | $625,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $334,640 | 8,835 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 3,865 |
| Total interest expense | $3,604,000 | 3,483 |
| Net interest income | $4,281,000 | 4,139 |
| Provision for loan and lease losses | $677,000 | 1,705 |
| Total noninterest income | $841,000 | 3,833 |
| Gross Fiduciary activities income | $49,000 | 1,342 |
| Service charges on deposit accounts | $578,000 | 2,379 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $214,000 | 5,461 |
| Total noninterest expense | $3,898,000 | 3,569 |
| Salaries and employee benefits | $2,029,000 | 3,239 |
| Premises and equipment expense | $658,000 | 3,045 |
| Additional noninterest expense | $1,211,000 | 4,160 |
| Pre-tax net operating income | $547,000 | 8,322 |
| Securities gains (losses) | $88,000 | 2,680 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $560,000 | 7,079 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $560,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $734,000 | 1,392 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $482,560 | 7,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,751,000 | 3,955 |
| Total interest expense | $4,268,000 | 3,837 |
| Net interest income | $4,483,000 | 4,015 |
| Provision for loan and lease losses | $1,296,000 | 1,554 |
| Total noninterest income | $874,000 | 3,712 |
| Gross Fiduciary activities income | $40,000 | 1,400 |
| Service charges on deposit accounts | $645,000 | 2,107 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $3,673,000 | 3,768 |
| Salaries and employee benefits | $1,789,000 | 3,580 |
| Premises and equipment expense | $641,000 | 3,156 |
| Additional noninterest expense | $1,243,000 | 4,214 |
| Pre-tax net operating income | $388,000 | 9,350 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $394,000 | 8,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $394,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 1,662 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $388,000 | 7,981 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.