Home > The First National Bank of Woodsboro > Income and Expense
The First National Bank of Woodsboro, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $786,000 | 5,179 |
| Total interest expense | $57,000 | 5,198 |
| Net interest income | $729,000 | 5,152 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $201,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $38,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 3,631 |
| Total noninterest expense | $1,626,000 | 3,923 |
| Salaries and employee benefits | $383,000 | 5,006 |
| Premises and equipment expense | $93,000 | 4,680 |
| Additional noninterest expense | $1,150,000 | 2,372 |
| Pre-tax net operating income | $-696,000 | 5,496 |
| Securities gains (losses) | $-108,000 | 5,359 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-804,000 | 5,494 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-804,000 | 5,493 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-804,000 | 5,493 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-696,000 | 5,486 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 5,220 |
| Total interest expense | $30,000 | 5,214 |
| Net interest income | $372,000 | 5,185 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $96,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $18,000 | 4,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,669 |
| Total noninterest expense | $545,000 | 4,583 |
| Salaries and employee benefits | $196,000 | 5,031 |
| Premises and equipment expense | $41,000 | 4,842 |
| Additional noninterest expense | $308,000 | 3,604 |
| Pre-tax net operating income | $-77,000 | 5,490 |
| Securities gains (losses) | $-108,000 | 5,488 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-185,000 | 5,516 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-185,000 | 5,516 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-185,000 | 5,516 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-77,000 | 5,479 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 5,181 |
| Total interest expense | $113,000 | 5,254 |
| Net interest income | $1,654,000 | 5,126 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $335,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $90,000 | 4,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,019 |
| Total noninterest expense | $2,035,000 | 4,715 |
| Salaries and employee benefits | $779,000 | 5,117 |
| Premises and equipment expense | $184,000 | 4,821 |
| Additional noninterest expense | $1,072,000 | 3,897 |
| Pre-tax net operating income | $-46,000 | 5,472 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-44,000 | 5,404 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-44,000 | 5,404 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-44,000 | 5,404 |
| Net charge-offs | $-86,000 | 5,259 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-46,000 | 5,401 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 5,244 |
| Total interest expense | $83,000 | 5,319 |
| Net interest income | $1,235,000 | 5,189 |
| Provision for loan and lease losses | $100,000 | 2,645 |
| Total noninterest income | $254,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $73,000 | 4,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 4,082 |
| Total noninterest expense | $1,467,000 | 4,794 |
| Salaries and employee benefits | $583,000 | 5,155 |
| Premises and equipment expense | $135,000 | 4,873 |
| Additional noninterest expense | $749,000 | 4,021 |
| Pre-tax net operating income | $-78,000 | 5,564 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-76,000 | 5,577 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-76,000 | 5,577 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-76,000 | 5,577 |
| Net charge-offs | $-86,000 | 5,308 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-78,000 | 5,572 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 5,272 |
| Total interest expense | $59,000 | 5,311 |
| Net interest income | $824,000 | 5,220 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $181,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $50,000 | 4,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 4,016 |
| Total noninterest expense | $930,000 | 4,882 |
| Salaries and employee benefits | $389,000 | 5,199 |
| Premises and equipment expense | $90,000 | 4,900 |
| Additional noninterest expense | $451,000 | 4,225 |
| Pre-tax net operating income | $75,000 | 5,377 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $77,000 | 5,339 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $77,000 | 5,338 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $77,000 | 5,339 |
| Net charge-offs | $-86,000 | 5,407 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $75,000 | 5,340 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $450,000 | 5,291 |
| Total interest expense | $31,000 | 5,324 |
| Net interest income | $419,000 | 5,237 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $94,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,950 |
| Total noninterest expense | $459,000 | 4,952 |
| Salaries and employee benefits | $195,000 | 5,233 |
| Premises and equipment expense | $47,000 | 4,897 |
| Additional noninterest expense | $217,000 | 4,327 |
| Pre-tax net operating income | $54,000 | 5,265 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $56,000 | 5,214 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $56,000 | 5,214 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $56,000 | 5,214 |
| Net charge-offs | $-88,000 | 5,590 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $54,000 | 5,215 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 5,308 |
| Total interest expense | $122,000 | 5,384 |
| Net interest income | $1,746,000 | 5,259 |
| Provision for loan and lease losses | $51,000 | 3,622 |
| Total noninterest income | $304,000 | 4,666 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $100,000 | 4,505 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $204,000 | 4,334 |
| Total noninterest expense | $1,858,000 | 4,987 |
| Salaries and employee benefits | $795,000 | 5,281 |
| Premises and equipment expense | $270,000 | 4,487 |
| Additional noninterest expense | $793,000 | 4,576 |
| Pre-tax net operating income | $141,000 | 5,420 |
| Securities gains (losses) | $126,000 | 1,177 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $267,000 | 5,171 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $267,000 | 5,170 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $267,000 | 5,170 |
| Net charge-offs | $-4,000 | 4,828 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $141,000 | 5,391 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 5,348 |
| Total interest expense | $89,000 | 5,447 |
| Net interest income | $1,332,000 | 5,287 |
| Provision for loan and lease losses | $51,000 | 3,302 |
| Total noninterest income | $223,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $74,000 | 4,554 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $149,000 | 4,414 |
| Total noninterest expense | $1,393,000 | 5,015 |
| Salaries and employee benefits | $592,000 | 5,302 |
| Premises and equipment expense | $203,000 | 4,499 |
| Additional noninterest expense | $598,000 | 4,592 |
| Pre-tax net operating income | $111,000 | 5,482 |
| Securities gains (losses) | $126,000 | 1,105 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $237,000 | 5,163 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $237,000 | 5,163 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $237,000 | 5,163 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $111,000 | 5,452 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,369 |
| Total interest expense | $60,000 | 5,503 |
| Net interest income | $914,000 | 5,304 |
| Provision for loan and lease losses | $51,000 | 2,913 |
| Total noninterest income | $127,000 | 4,909 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $47,000 | 4,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 4,642 |
| Total noninterest expense | $899,000 | 5,111 |
| Salaries and employee benefits | $395,000 | 5,367 |
| Premises and equipment expense | $133,000 | 4,570 |
| Additional noninterest expense | $371,000 | 4,764 |
| Pre-tax net operating income | $91,000 | 5,486 |
| Securities gains (losses) | $68,000 | 1,222 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $159,000 | 5,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,199 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $159,000 | 5,199 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $91,000 | 5,445 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 5,375 |
| Total interest expense | $29,000 | 5,572 |
| Net interest income | $474,000 | 5,313 |
| Provision for loan and lease losses | $19,000 | 2,935 |
| Total noninterest income | $64,000 | 4,900 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $39,000 | 4,661 |
| Total noninterest expense | $445,000 | 5,166 |
| Salaries and employee benefits | $196,000 | 5,420 |
| Premises and equipment expense | $66,000 | 4,618 |
| Additional noninterest expense | $183,000 | 4,835 |
| Pre-tax net operating income | $74,000 | 5,276 |
| Securities gains (losses) | $19,000 | 1,252 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $93,000 | 5,074 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $93,000 | 5,074 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $93,000 | 5,074 |
| Net charge-offs | $11,000 | 2,283 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $74,000 | 5,181 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 5,475 |
| Total interest expense | $99,000 | 5,731 |
| Net interest income | $1,788,000 | 5,405 |
| Provision for loan and lease losses | $62,000 | 3,423 |
| Total noninterest income | $315,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $121,000 | 4,448 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $194,000 | 4,493 |
| Total noninterest expense | $1,700,000 | 5,278 |
| Salaries and employee benefits | $748,000 | 5,530 |
| Premises and equipment expense | $230,000 | 4,894 |
| Additional noninterest expense | $722,000 | 4,903 |
| Pre-tax net operating income | $341,000 | 5,206 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $362,000 | 5,102 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $362,000 | 5,106 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $362,000 | 5,106 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $126,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $341,000 | 5,107 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 5,554 |
| Total interest expense | $71,000 | 5,834 |
| Net interest income | $1,332,000 | 5,480 |
| Provision for loan and lease losses | $62,000 | 3,087 |
| Total noninterest income | $231,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $90,000 | 4,506 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 4,561 |
| Total noninterest expense | $1,263,000 | 5,321 |
| Salaries and employee benefits | $550,000 | 5,594 |
| Premises and equipment expense | $171,000 | 4,948 |
| Additional noninterest expense | $542,000 | 4,924 |
| Pre-tax net operating income | $238,000 | 5,377 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $259,000 | 5,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 5,248 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $259,000 | 5,249 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $238,000 | 5,270 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $927,000 | 5,609 |
| Total interest expense | $46,000 | 5,914 |
| Net interest income | $881,000 | 5,535 |
| Provision for loan and lease losses | $52,000 | 2,861 |
| Total noninterest income | $149,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $58,000 | 4,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 4,621 |
| Total noninterest expense | $842,000 | 5,373 |
| Salaries and employee benefits | $368,000 | 5,643 |
| Premises and equipment expense | $110,000 | 5,057 |
| Additional noninterest expense | $364,000 | 4,944 |
| Pre-tax net operating income | $136,000 | 5,470 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $157,000 | 5,339 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $157,000 | 5,338 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $157,000 | 5,341 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $136,000 | 5,385 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 5,646 |
| Total interest expense | $25,000 | 5,923 |
| Net interest income | $441,000 | 5,567 |
| Provision for loan and lease losses | $18,000 | 2,894 |
| Total noninterest income | $77,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 4,560 |
| Total noninterest expense | $421,000 | 5,423 |
| Salaries and employee benefits | $185,000 | 5,693 |
| Premises and equipment expense | $55,000 | 5,104 |
| Additional noninterest expense | $181,000 | 4,990 |
| Pre-tax net operating income | $79,000 | 5,379 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $79,000 | 5,319 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $79,000 | 5,323 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $79,000 | 5,323 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $79,000 | 5,252 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 5,784 |
| Total interest expense | $102,000 | 6,039 |
| Net interest income | $1,695,000 | 5,705 |
| Provision for loan and lease losses | $122,000 | 2,951 |
| Total noninterest income | $314,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $133,000 | 4,579 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $181,000 | 4,661 |
| Total noninterest expense | $1,592,000 | 5,605 |
| Salaries and employee benefits | $640,000 | 5,929 |
| Premises and equipment expense | $239,000 | 5,090 |
| Additional noninterest expense | $713,000 | 5,122 |
| Pre-tax net operating income | $295,000 | 5,489 |
| Securities gains (losses) | $52,000 | 1,709 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $347,000 | 5,294 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $347,000 | 5,293 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $347,000 | 5,294 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $168,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $295,000 | 5,367 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 5,857 |
| Total interest expense | $77,000 | 6,115 |
| Net interest income | $1,264,000 | 5,775 |
| Provision for loan and lease losses | $95,000 | 2,852 |
| Total noninterest income | $234,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $105,000 | 4,547 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $129,000 | 4,762 |
| Total noninterest expense | $1,188,000 | 5,651 |
| Salaries and employee benefits | $468,000 | 6,002 |
| Premises and equipment expense | $185,000 | 5,066 |
| Additional noninterest expense | $535,000 | 5,161 |
| Pre-tax net operating income | $215,000 | 5,606 |
| Securities gains (losses) | $52,000 | 1,422 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $267,000 | 5,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $267,000 | 5,339 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $267,000 | 5,341 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $215,000 | 5,481 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,924 |
| Total interest expense | $52,000 | 6,168 |
| Net interest income | $818,000 | 5,842 |
| Provision for loan and lease losses | $17,000 | 3,729 |
| Total noninterest income | $160,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $73,000 | 4,480 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $87,000 | 4,745 |
| Total noninterest expense | $781,000 | 5,709 |
| Salaries and employee benefits | $308,000 | 6,072 |
| Premises and equipment expense | $120,000 | 5,168 |
| Additional noninterest expense | $353,000 | 5,203 |
| Pre-tax net operating income | $180,000 | 5,418 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $180,000 | 5,317 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $180,000 | 5,319 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $180,000 | 5,320 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $180,000 | 5,273 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 6,015 |
| Total interest expense | $25,000 | 6,264 |
| Net interest income | $400,000 | 5,927 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $36,000 | 4,495 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $46,000 | 4,660 |
| Total noninterest expense | $389,000 | 5,789 |
| Salaries and employee benefits | $151,000 | 6,155 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $180,000 | 5,220 |
| Pre-tax net operating income | $88,000 | 5,386 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $88,000 | 5,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $88,000 | 5,285 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $88,000 | 5,285 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $88,000 | 5,241 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 6,176 |
| Total interest expense | $114,000 | 6,349 |
| Net interest income | $1,442,000 | 6,109 |
| Provision for loan and lease losses | $25,000 | 4,614 |
| Total noninterest income | $293,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $139,000 | 4,713 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 4,924 |
| Total noninterest expense | $1,531,000 | 5,870 |
| Salaries and employee benefits | $619,000 | 6,216 |
| Premises and equipment expense | $211,000 | 5,471 |
| Additional noninterest expense | $701,000 | 5,337 |
| Pre-tax net operating income | $179,000 | 5,768 |
| Securities gains (losses) | $147,000 | 1,079 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $326,000 | 5,353 |
| Extraordinary gains, net | $-2,000 | 6,795 |
| Net income | $324,000 | 5,363 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $324,000 | 5,363 |
| Net charge-offs | $9,000 | 5,103 |
| Cash dividends | $84,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $179,000 | 5,714 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 6,263 |
| Total interest expense | $89,000 | 6,410 |
| Net interest income | $1,055,000 | 6,198 |
| Provision for loan and lease losses | $22,000 | 4,460 |
| Total noninterest income | $217,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $101,000 | 4,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 5,006 |
| Total noninterest expense | $1,165,000 | 5,866 |
| Salaries and employee benefits | $471,000 | 6,231 |
| Premises and equipment expense | $159,000 | 5,504 |
| Additional noninterest expense | $535,000 | 5,313 |
| Pre-tax net operating income | $85,000 | 6,040 |
| Securities gains (losses) | $147,000 | 984 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $232,000 | 5,522 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $232,000 | 5,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $232,000 | 5,523 |
| Net charge-offs | $4,000 | 4,962 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $85,000 | 6,020 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $747,000 | 6,322 |
| Total interest expense | $62,000 | 6,453 |
| Net interest income | $685,000 | 6,259 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $144,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,011 |
| Total noninterest expense | $785,000 | 5,876 |
| Salaries and employee benefits | $319,000 | 6,250 |
| Premises and equipment expense | $101,000 | 5,593 |
| Additional noninterest expense | $365,000 | 5,282 |
| Pre-tax net operating income | $38,000 | 6,133 |
| Securities gains (losses) | $144,000 | 898 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $182,000 | 5,371 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $182,000 | 5,373 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $38,000 | 6,118 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 6,398 |
| Total interest expense | $34,000 | 6,476 |
| Net interest income | $333,000 | 6,341 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $76,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $397,000 | 5,924 |
| Salaries and employee benefits | $159,000 | 6,309 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $190,000 | 5,251 |
| Pre-tax net operating income | $12,000 | 6,232 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $12,000 | 6,299 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $12,000 | 6,300 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,000 | 6,300 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $12,000 | 6,222 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 6,557 |
| Total interest expense | $175,000 | 6,506 |
| Net interest income | $1,215,000 | 6,517 |
| Provision for loan and lease losses | $13,000 | 5,697 |
| Total noninterest income | $383,000 | 4,881 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $136,000 | 4,937 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $247,000 | 4,335 |
| Total noninterest expense | $1,516,000 | 6,080 |
| Salaries and employee benefits | $663,000 | 6,340 |
| Premises and equipment expense | $194,000 | 5,751 |
| Additional noninterest expense | $659,000 | 5,650 |
| Pre-tax net operating income | $69,000 | 5,987 |
| Securities gains (losses) | $278,000 | 1,422 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $347,000 | 5,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $347,000 | 5,339 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $347,000 | 5,340 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $63,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $69,000 | 5,981 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 6,656 |
| Total interest expense | $133,000 | 6,628 |
| Net interest income | $916,000 | 6,614 |
| Provision for loan and lease losses | $4,000 | 5,716 |
| Total noninterest income | $310,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $102,000 | 5,015 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 4,197 |
| Total noninterest expense | $1,153,000 | 6,111 |
| Salaries and employee benefits | $512,000 | 6,366 |
| Premises and equipment expense | $152,000 | 5,756 |
| Additional noninterest expense | $489,000 | 5,720 |
| Pre-tax net operating income | $69,000 | 6,097 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $69,000 | 6,213 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $69,000 | 6,211 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $69,000 | 6,212 |
| Net charge-offs | $4,000 | 5,545 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $69,000 | 6,078 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 6,709 |
| Total interest expense | $88,000 | 6,725 |
| Net interest income | $607,000 | 6,670 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $257,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 3,759 |
| Total noninterest expense | $767,000 | 6,160 |
| Salaries and employee benefits | $346,000 | 6,393 |
| Premises and equipment expense | $102,000 | 5,767 |
| Additional noninterest expense | $319,000 | 5,804 |
| Pre-tax net operating income | $97,000 | 5,884 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $97,000 | 5,963 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $97,000 | 5,963 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $97,000 | 5,963 |
| Net charge-offs | $4,000 | 5,214 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $97,000 | 5,809 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 6,754 |
| Total interest expense | $45,000 | 6,788 |
| Net interest income | $309,000 | 6,701 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $170,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $136,000 | 3,216 |
| Total noninterest expense | $352,000 | 6,343 |
| Salaries and employee benefits | $162,000 | 6,528 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $143,000 | 6,008 |
| Pre-tax net operating income | $127,000 | 5,141 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $127,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $127,000 | 5,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $127,000 | 5,085 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $127,000 | 4,932 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 6,791 |
| Total interest expense | $164,000 | 7,027 |
| Net interest income | $1,300,000 | 6,688 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $284,000 | 5,294 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $161,000 | 4,766 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $123,000 | 5,096 |
| Total noninterest expense | $1,429,000 | 6,385 |
| Salaries and employee benefits | $639,000 | 6,612 |
| Premises and equipment expense | $194,000 | 6,051 |
| Additional noninterest expense | $596,000 | 6,003 |
| Pre-tax net operating income | $155,000 | 5,599 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $155,000 | 5,691 |
| Extraordinary gains, net | $-2,000 | 7,338 |
| Net income | $153,000 | 5,699 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $153,000 | 5,699 |
| Net charge-offs | $-10,000 | 7,017 |
| Cash dividends | $84,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $155,000 | 5,568 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 6,854 |
| Total interest expense | $122,000 | 7,114 |
| Net interest income | $984,000 | 6,732 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $208,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $124,000 | 4,741 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $84,000 | 5,283 |
| Total noninterest expense | $1,040,000 | 6,475 |
| Salaries and employee benefits | $459,000 | 6,693 |
| Premises and equipment expense | $146,000 | 6,088 |
| Additional noninterest expense | $435,000 | 6,082 |
| Pre-tax net operating income | $137,000 | 5,684 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $137,000 | 5,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 5,764 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $137,000 | 5,764 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $137,000 | 5,617 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,944 |
| Total interest expense | $81,000 | 7,204 |
| Net interest income | $635,000 | 6,830 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $132,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 5,334 |
| Total noninterest expense | $697,000 | 6,528 |
| Salaries and employee benefits | $307,000 | 6,758 |
| Premises and equipment expense | $99,000 | 6,106 |
| Additional noninterest expense | $291,000 | 6,159 |
| Pre-tax net operating income | $55,000 | 5,918 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $55,000 | 5,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 5,977 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $55,000 | 5,978 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $55,000 | 5,898 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 7,030 |
| Total interest expense | $40,000 | 7,280 |
| Net interest income | $305,000 | 6,904 |
| Provision for loan and lease losses | $9,000 | 5,448 |
| Total noninterest income | $66,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $346,000 | 6,590 |
| Salaries and employee benefits | $153,000 | 6,804 |
| Premises and equipment expense | $47,000 | 6,228 |
| Additional noninterest expense | $146,000 | 6,186 |
| Pre-tax net operating income | $16,000 | 6,143 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $16,000 | 6,170 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $16,000 | 6,169 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $16,000 | 6,170 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $16,000 | 6,132 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,224 |
| Total interest expense | $196,000 | 7,338 |
| Net interest income | $1,052,000 | 7,115 |
| Provision for loan and lease losses | $9,000 | 6,951 |
| Total noninterest income | $260,000 | 5,606 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $166,000 | 4,748 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $1,340,000 | 6,706 |
| Salaries and employee benefits | $622,000 | 6,875 |
| Premises and equipment expense | $186,000 | 6,321 |
| Additional noninterest expense | $532,000 | 6,408 |
| Pre-tax net operating income | $-37,000 | 5,852 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-37,000 | 6,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-37,000 | 6,007 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-37,000 | 6,007 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $63,000 | 3,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-37,000 | 5,909 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 7,335 |
| Total interest expense | $154,000 | 7,440 |
| Net interest income | $783,000 | 7,229 |
| Provision for loan and lease losses | $9,000 | 6,858 |
| Total noninterest income | $190,000 | 5,760 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $128,000 | 4,775 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $62,000 | 5,773 |
| Total noninterest expense | $996,000 | 6,772 |
| Salaries and employee benefits | $441,000 | 7,009 |
| Premises and equipment expense | $137,000 | 6,439 |
| Additional noninterest expense | $418,000 | 6,379 |
| Pre-tax net operating income | $-32,000 | 6,045 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-32,000 | 6,198 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-32,000 | 6,199 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-32,000 | 6,199 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-32,000 | 6,079 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,398 |
| Total interest expense | $106,000 | 7,499 |
| Net interest income | $518,000 | 7,293 |
| Provision for loan and lease losses | $17,000 | 6,481 |
| Total noninterest income | $121,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $661,000 | 6,830 |
| Salaries and employee benefits | $299,000 | 7,036 |
| Premises and equipment expense | $96,000 | 6,375 |
| Additional noninterest expense | $266,000 | 6,483 |
| Pre-tax net operating income | $-39,000 | 6,158 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-39,000 | 6,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-39,000 | 6,293 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-39,000 | 6,291 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-39,000 | 6,196 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 7,494 |
| Total interest expense | $52,000 | 7,620 |
| Net interest income | $259,000 | 7,375 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $334,000 | 6,891 |
| Salaries and employee benefits | $145,000 | 7,173 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $138,000 | 6,490 |
| Pre-tax net operating income | $-24,000 | 6,399 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-24,000 | 6,514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-24,000 | 6,516 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-24,000 | 6,515 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-24,000 | 6,434 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 7,480 |
| Total interest expense | $218,000 | 7,742 |
| Net interest income | $1,178,000 | 7,256 |
| Provision for loan and lease losses | $32,000 | 7,035 |
| Total noninterest income | $181,000 | 6,369 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $131,000 | 5,359 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $1,170,000 | 7,187 |
| Salaries and employee benefits | $508,000 | 7,415 |
| Premises and equipment expense | $141,000 | 7,021 |
| Additional noninterest expense | $521,000 | 6,728 |
| Pre-tax net operating income | $157,000 | 4,920 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $157,000 | 4,964 |
| Extraordinary gains, net | $-1,059,000 | 8,001 |
| Net income | $-902,000 | 6,313 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-902,000 | 6,313 |
| Net charge-offs | $6,000 | 7,003 |
| Cash dividends | $168,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $157,000 | 4,899 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 7,550 |
| Total interest expense | $166,000 | 7,834 |
| Net interest income | $906,000 | 7,288 |
| Provision for loan and lease losses | $22,000 | 6,914 |
| Total noninterest income | $133,000 | 6,508 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $96,000 | 5,419 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $37,000 | 6,539 |
| Total noninterest expense | $793,000 | 7,363 |
| Salaries and employee benefits | $322,000 | 7,640 |
| Premises and equipment expense | $104,000 | 7,086 |
| Additional noninterest expense | $367,000 | 6,842 |
| Pre-tax net operating income | $224,000 | 4,828 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $224,000 | 4,739 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $224,000 | 4,737 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $224,000 | 4,739 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $224,000 | 4,675 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $728,000 | 7,605 |
| Total interest expense | $115,000 | 7,916 |
| Net interest income | $613,000 | 7,310 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $83,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $59,000 | 5,550 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $506,000 | 7,476 |
| Salaries and employee benefits | $189,000 | 7,826 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $246,000 | 6,872 |
| Pre-tax net operating income | $175,000 | 4,788 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $175,000 | 4,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 4,700 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $175,000 | 4,700 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $175,000 | 4,612 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 7,675 |
| Total interest expense | $61,000 | 7,962 |
| Net interest income | $296,000 | 7,388 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $215,000 | 7,691 |
| Salaries and employee benefits | $60,000 | 8,107 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $119,000 | 6,792 |
| Pre-tax net operating income | $123,000 | 4,775 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $123,000 | 4,654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 4,658 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $123,000 | 4,657 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $123,000 | 4,486 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 7,655 |
| Total interest expense | $299,000 | 8,004 |
| Net interest income | $1,240,000 | 7,319 |
| Provision for loan and lease losses | $43,000 | 6,684 |
| Total noninterest income | $168,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 5,280 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $15,000 | 7,562 |
| Total noninterest expense | $1,111,000 | 7,395 |
| Salaries and employee benefits | $552,000 | 7,533 |
| Premises and equipment expense | $138,000 | 7,251 |
| Additional noninterest expense | $421,000 | 6,955 |
| Pre-tax net operating income | $254,000 | 5,587 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $254,000 | 5,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $254,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $210,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $254,000 | 5,441 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 7,731 |
| Total interest expense | $233,000 | 8,077 |
| Net interest income | $927,000 | 7,377 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $127,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $115,000 | 5,300 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $818,000 | 7,436 |
| Salaries and employee benefits | $379,000 | 7,678 |
| Premises and equipment expense | $109,000 | 7,250 |
| Additional noninterest expense | $330,000 | 6,867 |
| Pre-tax net operating income | $236,000 | 5,902 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $236,000 | 5,522 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $236,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $236,000 | 5,703 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $787,000 | 7,782 |
| Total interest expense | $165,000 | 8,132 |
| Net interest income | $622,000 | 7,408 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $88,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $552,000 | 7,478 |
| Salaries and employee benefits | $259,000 | 7,713 |
| Premises and equipment expense | $69,000 | 7,360 |
| Additional noninterest expense | $224,000 | 6,856 |
| Pre-tax net operating income | $158,000 | 6,070 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $158,000 | 5,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $158,000 | 5,859 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,825 |
| Total interest expense | $98,000 | 8,103 |
| Net interest income | $309,000 | 7,454 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $261,000 | 7,583 |
| Salaries and employee benefits | $121,000 | 7,840 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $109,000 | 6,916 |
| Pre-tax net operating income | $93,000 | 6,075 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $93,000 | 5,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $93,000 | 5,853 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 7,805 |
| Total interest expense | $426,000 | 8,052 |
| Net interest income | $1,231,000 | 7,456 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $172,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $155,000 | 5,364 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $17,000 | 7,873 |
| Total noninterest expense | $1,093,000 | 7,516 |
| Salaries and employee benefits | $567,000 | 7,628 |
| Premises and equipment expense | $128,000 | 7,467 |
| Additional noninterest expense | $398,000 | 7,050 |
| Pre-tax net operating income | $310,000 | 6,563 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $310,000 | 6,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $310,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $210,000 | 4,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $310,000 | 6,372 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,848 |
| Total interest expense | $324,000 | 8,094 |
| Net interest income | $922,000 | 7,510 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $132,000 | 6,957 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $117,000 | 5,376 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $841,000 | 7,461 |
| Salaries and employee benefits | $418,000 | 7,633 |
| Premises and equipment expense | $105,000 | 7,334 |
| Additional noninterest expense | $318,000 | 6,924 |
| Pre-tax net operating income | $213,000 | 6,919 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $213,000 | 6,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $213,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $213,000 | 6,734 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 7,892 |
| Total interest expense | $226,000 | 8,119 |
| Net interest income | $608,000 | 7,583 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $87,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $76,000 | 5,437 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $562,000 | 7,504 |
| Salaries and employee benefits | $291,000 | 7,623 |
| Premises and equipment expense | $75,000 | 7,264 |
| Additional noninterest expense | $196,000 | 7,115 |
| Pre-tax net operating income | $133,000 | 7,069 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $133,000 | 6,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $133,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $133,000 | 6,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,954 |
| Total interest expense | $122,000 | 8,111 |
| Net interest income | $290,000 | 7,688 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $49,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $290,000 | 7,490 |
| Salaries and employee benefits | $149,000 | 7,617 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $106,000 | 6,983 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $49,000 | 7,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,000 | 7,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,941 |
| Total interest expense | $385,000 | 8,131 |
| Net interest income | $1,110,000 | 7,693 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $179,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $159,000 | 5,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $1,094,000 | 7,566 |
| Salaries and employee benefits | $603,000 | 7,585 |
| Premises and equipment expense | $121,000 | 7,581 |
| Additional noninterest expense | $370,000 | 7,207 |
| Pre-tax net operating income | $180,000 | 7,470 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $180,000 | 7,352 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $180,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $168,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $180,000 | 7,346 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 8,048 |
| Total interest expense | $261,000 | 8,237 |
| Net interest income | $817,000 | 7,788 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $135,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $117,000 | 5,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $795,000 | 7,613 |
| Salaries and employee benefits | $428,000 | 7,670 |
| Premises and equipment expense | $93,000 | 7,565 |
| Additional noninterest expense | $274,000 | 7,247 |
| Pre-tax net operating income | $157,000 | 7,594 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $157,000 | 7,440 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $157,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $157,000 | 7,441 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 8,102 |
| Total interest expense | $163,000 | 8,298 |
| Net interest income | $534,000 | 7,868 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $525,000 | 7,657 |
| Salaries and employee benefits | $272,000 | 7,783 |
| Premises and equipment expense | $64,000 | 7,536 |
| Additional noninterest expense | $189,000 | 7,200 |
| Pre-tax net operating income | $100,000 | 7,699 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $100,000 | 7,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $100,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $100,000 | 7,540 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,128 |
| Total interest expense | $78,000 | 8,330 |
| Net interest income | $265,000 | 7,898 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $246,000 | 7,778 |
| Salaries and employee benefits | $122,000 | 7,958 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $92,000 | 7,245 |
| Pre-tax net operating income | $65,000 | 7,504 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $65,000 | 7,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,032 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $65,000 | 7,280 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 8,116 |
| Total interest expense | $234,000 | 8,368 |
| Net interest income | $1,034,000 | 7,893 |
| Provision for loan and lease losses | $46,000 | 5,854 |
| Total noninterest income | $179,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $157,000 | 5,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $997,000 | 7,760 |
| Salaries and employee benefits | $522,000 | 7,827 |
| Premises and equipment expense | $111,000 | 7,742 |
| Additional noninterest expense | $364,000 | 7,292 |
| Pre-tax net operating income | $170,000 | 7,780 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $170,000 | 7,711 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $170,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $168,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $170,000 | 7,674 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 8,183 |
| Total interest expense | $164,000 | 8,408 |
| Net interest income | $760,000 | 7,964 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 5,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $728,000 | 7,777 |
| Salaries and employee benefits | $372,000 | 7,887 |
| Premises and equipment expense | $87,000 | 7,688 |
| Additional noninterest expense | $269,000 | 7,326 |
| Pre-tax net operating income | $170,000 | 7,749 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $170,000 | 7,602 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $170,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $170,000 | 7,570 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 8,218 |
| Total interest expense | $103,000 | 8,428 |
| Net interest income | $496,000 | 8,007 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $78,000 | 5,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $498,000 | 7,739 |
| Salaries and employee benefits | $262,000 | 7,826 |
| Premises and equipment expense | $57,000 | 7,706 |
| Additional noninterest expense | $179,000 | 7,305 |
| Pre-tax net operating income | $92,000 | 7,883 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $92,000 | 7,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $92,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $92,000 | 7,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 8,302 |
| Total interest expense | $49,000 | 8,509 |
| Net interest income | $243,000 | 8,110 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $246,000 | 7,827 |
| Salaries and employee benefits | $131,000 | 7,878 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $88,000 | 7,402 |
| Pre-tax net operating income | $40,000 | 8,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $40,000 | 7,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $40,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,000 | 7,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 8,222 |
| Total interest expense | $133,000 | 8,651 |
| Net interest income | $1,061,000 | 7,932 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $195,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $170,000 | 5,553 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,078 |
| Total noninterest expense | $1,023,000 | 7,770 |
| Salaries and employee benefits | $582,000 | 7,729 |
| Premises and equipment expense | $115,000 | 7,778 |
| Additional noninterest expense | $326,000 | 7,552 |
| Pre-tax net operating income | $213,000 | 7,738 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $213,000 | 7,582 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $213,000 | 7,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $210,000 | 4,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $213,000 | 7,546 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $891,000 | 8,269 |
| Total interest expense | $91,000 | 8,740 |
| Net interest income | $800,000 | 7,965 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $148,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $127,000 | 5,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $742,000 | 7,812 |
| Salaries and employee benefits | $408,000 | 7,813 |
| Premises and equipment expense | $87,000 | 7,761 |
| Additional noninterest expense | $247,000 | 7,523 |
| Pre-tax net operating income | $206,000 | 7,670 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $206,000 | 7,444 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $206,000 | 7,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $206,000 | 7,382 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $588,000 | 8,326 |
| Total interest expense | $60,000 | 8,811 |
| Net interest income | $528,000 | 8,019 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $96,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $81,000 | 5,696 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $502,000 | 7,821 |
| Salaries and employee benefits | $276,000 | 7,854 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $167,000 | 7,521 |
| Pre-tax net operating income | $122,000 | 7,742 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $122,000 | 7,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $122,000 | 7,496 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,399 |
| Total interest expense | $31,000 | 8,847 |
| Net interest income | $259,000 | 8,087 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $46,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $257,000 | 7,826 |
| Salaries and employee benefits | $143,000 | 7,805 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $48,000 | 7,947 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 8,352 |
| Total interest expense | $235,000 | 8,649 |
| Net interest income | $1,004,000 | 8,097 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $188,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $164,000 | 5,700 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $1,034,000 | 7,804 |
| Salaries and employee benefits | $624,000 | 7,605 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $289,000 | 7,840 |
| Pre-tax net operating income | $158,000 | 7,973 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $158,000 | 7,967 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $158,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $168,000 | 5,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $158,000 | 7,852 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $950,000 | 8,418 |
| Total interest expense | $202,000 | 8,661 |
| Net interest income | $748,000 | 8,167 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $140,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $120,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $736,000 | 7,909 |
| Salaries and employee benefits | $429,000 | 7,774 |
| Premises and equipment expense | $95,000 | 7,730 |
| Additional noninterest expense | $212,000 | 7,884 |
| Pre-tax net operating income | $152,000 | 7,958 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $152,000 | 7,890 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $152,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $152,000 | 7,744 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,428 |
| Total interest expense | $150,000 | 8,647 |
| Net interest income | $504,000 | 8,202 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $78,000 | 5,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $493,000 | 7,915 |
| Salaries and employee benefits | $281,000 | 7,847 |
| Premises and equipment expense | $63,000 | 7,744 |
| Additional noninterest expense | $149,000 | 7,796 |
| Pre-tax net operating income | $103,000 | 7,979 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $103,000 | 7,925 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $103,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $103,000 | 7,748 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,443 |
| Total interest expense | $81,000 | 8,658 |
| Net interest income | $256,000 | 8,208 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $244,000 | 7,985 |
| Salaries and employee benefits | $137,000 | 7,938 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $58,000 | 7,870 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $58,000 | 7,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $58,000 | 7,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 8,416 |
| Total interest expense | $405,000 | 8,645 |
| Net interest income | $1,069,000 | 8,163 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $190,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $173,000 | 5,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $1,041,000 | 7,855 |
| Salaries and employee benefits | $623,000 | 7,616 |
| Premises and equipment expense | $123,000 | 7,844 |
| Additional noninterest expense | $295,000 | 7,843 |
| Pre-tax net operating income | $218,000 | 7,868 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $218,000 | 7,741 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $218,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $210,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $218,000 | 7,655 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 8,476 |
| Total interest expense | $658,000 | 8,707 |
| Net interest income | $1,091,000 | 8,099 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $186,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $169,000 | 5,530 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $1,032,000 | 7,876 |
| Salaries and employee benefits | $622,000 | 7,570 |
| Premises and equipment expense | $120,000 | 8,004 |
| Additional noninterest expense | $290,000 | 7,939 |
| Pre-tax net operating income | $245,000 | 7,667 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $245,000 | 7,460 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $245,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $210,000 | 4,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $245,000 | 7,344 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 8,391 |
| Total interest expense | $719,000 | 8,827 |
| Net interest income | $1,300,000 | 7,868 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $179,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,043 |
| Total noninterest expense | $1,035,000 | 7,915 |
| Salaries and employee benefits | $633,000 | 7,525 |
| Premises and equipment expense | $115,000 | 8,191 |
| Additional noninterest expense | $287,000 | 8,047 |
| Pre-tax net operating income | $444,000 | 7,259 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $444,000 | 6,608 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $444,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $336,000 | 4,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $444,000 | 6,628 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 8,601 |
| Total interest expense | $719,000 | 8,904 |
| Net interest income | $1,192,000 | 8,205 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $163,000 | 7,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $988,000 | 8,161 |
| Salaries and employee benefits | $599,000 | 7,760 |
| Premises and equipment expense | $105,000 | 8,534 |
| Additional noninterest expense | $284,000 | 8,257 |
| Pre-tax net operating income | $367,000 | 7,752 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-28,000 | 9,752 |
| Income before extraordinary items | $395,000 | 7,021 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $395,000 | 7,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $252,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $395,000 | 6,991 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 8,669 |
| Total interest expense | $822,000 | 8,883 |
| Net interest income | $1,191,000 | 8,342 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $145,000 | 8,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $975,000 | 8,193 |
| Salaries and employee benefits | $589,000 | 7,822 |
| Premises and equipment expense | $111,000 | 8,461 |
| Additional noninterest expense | $275,000 | 8,356 |
| Pre-tax net operating income | $361,000 | 8,087 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $124,000 | 7,196 |
| Income before extraordinary items | $237,000 | 8,332 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $237,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $252,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $237,000 | 8,257 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 9,070 |
| Total interest expense | $709,000 | 9,516 |
| Net interest income | $1,243,000 | 8,595 |
| Provision for loan and lease losses | $21,000 | 7,856 |
| Total noninterest income | $240,000 | 7,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,329 |
| Total noninterest expense | $1,085,000 | 8,052 |
| Salaries and employee benefits | $626,000 | 7,749 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $317,000 | 8,150 |
| Pre-tax net operating income | $377,000 | 8,573 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $279,000 | 8,532 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $279,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $279,000 | 8,490 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 9,594 |
| Total interest expense | $670,000 | 10,061 |
| Net interest income | $1,170,000 | 9,098 |
| Provision for loan and lease losses | $153,000 | 4,019 |
| Total noninterest income | $149,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $905,000 | 9,042 |
| Salaries and employee benefits | $513,000 | 8,771 |
| Premises and equipment expense | $176,000 | 7,509 |
| Additional noninterest expense | $216,000 | 9,752 |
| Pre-tax net operating income | $261,000 | 9,401 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $104,000 | 8,690 |
| Income before extraordinary items | $157,000 | 9,719 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $157,000 | 9,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,153 |
| Cash dividends | $252,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $157,000 | 9,657 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 9,850 |
| Total interest expense | $705,000 | 10,295 |
| Net interest income | $1,217,000 | 9,282 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $161,000 | 9,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $988,000 | 8,998 |
| Salaries and employee benefits | $576,000 | 8,524 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $261,000 | 9,713 |
| Pre-tax net operating income | $390,000 | 9,131 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $131,000 | 8,602 |
| Income before extraordinary items | $259,000 | 9,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $259,000 | 9,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $252,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $259,000 | 9,311 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 9,884 |
| Total interest expense | $727,000 | 9,945 |
| Net interest income | $1,223,000 | 9,699 |
| Provision for loan and lease losses | $-26,000 | 11,884 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $1,009,000 | 9,307 |
| Salaries and employee benefits | $569,000 | 8,826 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $291,000 | 10,061 |
| Pre-tax net operating income | $414,000 | 9,254 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $134,000 | 8,630 |
| Income before extraordinary items | $280,000 | 9,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $280,000 | 9,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $252,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $280,000 | 9,429 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 10,327 |
| Total interest expense | $667,000 | 10,781 |
| Net interest income | $1,260,000 | 9,870 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $173,000 | 9,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $1,045,000 | 9,540 |
| Salaries and employee benefits | $557,000 | 9,152 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $341,000 | 9,946 |
| Pre-tax net operating income | $388,000 | 9,502 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $257,000 | 9,964 |
| Extraordinary gains, net | $154,000 | 1,206 |
| Net income | $411,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $252,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $265,970 | 9,611 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 10,300 |
| Total interest expense | $1,033,000 | 10,255 |
| Net interest income | $1,262,000 | 10,090 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $229,000 | 8,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $1,016,000 | 9,898 |
| Salaries and employee benefits | $525,000 | 9,537 |
| Premises and equipment expense | $145,000 | 9,267 |
| Additional noninterest expense | $346,000 | 10,250 |
| Pre-tax net operating income | $475,000 | 8,593 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $144,000 | 8,775 |
| Income before extraordinary items | $331,000 | 8,919 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $331,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,000 | 8,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.