The First National Bank of Winnsboro, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$4,671,0003,116
Total interest expense$944,0003,506
Net interest income$3,727,0002,935
Provision for loan and lease losses$03,122
Total noninterest income$503,0002,657
Gross Fiduciary activities income$0937
Service charges on deposit accounts$150,0002,166
Trading account gains and feesNANA
Additional Noninterest Income$353,0002,577
Total noninterest expense$2,202,0003,231
Salaries and employee benefits$1,261,0003,167
Premises and equipment expense$239,0003,014
Additional noninterest expense$353,0002,603
Pre-tax net operating income$2,028,0002,290
Securities gains (losses)$2,000694
Applicable income taxes$364,0001,720
Income before extraordinary items$1,666,0002,355
Extraordinary gains, net$020
Net income$1,666,0002,376
Minority interest net income$069
Net income of bank and minority interests.$1,666,0002,355
Net charge-offs$15,0002,073
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$1,664,3602,365
2025-03-31 (YTD Data)Rank
Total interest income$2,338,0003,120
Total interest expense$491,0003,459
Net interest income$1,847,0002,910
Provision for loan and lease losses$02,775
Total noninterest income$248,0002,646
Gross Fiduciary activities income$0918
Service charges on deposit accounts$74,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$174,0002,533
Total noninterest expense$1,086,0003,263
Salaries and employee benefits$602,0003,239
Premises and equipment expense$118,0003,047
Additional noninterest expense$174,0002,533
Pre-tax net operating income$1,009,0002,225
Securities gains (losses)$2,000584
Applicable income taxes$178,0001,666
Income before extraordinary items$833,0002,280
Extraordinary gains, net$047
Net income$833,0002,306
Minority interest net income$065
Net income of bank and minority interests.$833,0002,280
Net charge-offs$9,0001,700
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$831,3602,298
2024-12-31 (YTD Data)Rank
Total interest income$9,283,0003,103
Total interest expense$2,051,0003,429
Net interest income$7,232,0002,874
Provision for loan and lease losses$200,0002,053
Total noninterest income$3,428,0001,472
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$310,0002,178
Trading account gains and feesNANA
Additional Noninterest Income$3,118,0001,172
Total noninterest expense$8,759,0002,267
Salaries and employee benefits$2,704,0003,095
Premises and equipment expense$488,0002,989
Additional noninterest expense$3,118,0001,172
Pre-tax net operating income$1,701,0003,029
Securities gains (losses)$-12,0003,612
Applicable income taxes$-53,0004,269
Income before extraordinary items$1,742,0002,877
Extraordinary gains, net$053
Net income$1,742,0002,904
Minority interest net income$090
Net income of bank and minority interests.$1,742,0002,877
Net charge-offs$380,0001,062
Cash dividends$1,227,0002,060
Sale, conversion, retirement of capital stock, net$0564
Net operating income$1,754,0002,891
2024-09-30 (YTD Data)Rank
Total interest income$6,897,0003,104
Total interest expense$1,546,0003,429
Net interest income$5,351,0002,879
Provision for loan and lease losses$200,0001,718
Total noninterest income$3,178,0001,293
Gross Fiduciary activities income$0972
Service charges on deposit accounts$230,0002,185
Trading account gains and feesNANA
Additional Noninterest Income$2,948,0001,017
Total noninterest expense$3,486,0003,158
Salaries and employee benefits$1,988,0003,098
Premises and equipment expense$363,0002,999
Additional noninterest expense$2,948,0001,017
Pre-tax net operating income$4,843,0001,554
Securities gains (losses)$1,000881
Applicable income taxes$512,0001,657
Income before extraordinary items$4,332,0001,516
Extraordinary gains, net$051
Net income$4,332,0001,533
Minority interest net income$082
Net income of bank and minority interests.$4,332,0001,518
Net charge-offs$373,000830
Cash dividends$715,0002,015
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,331,1101,521
2024-06-30 (YTD Data)Rank
Total interest income$4,553,0003,096
Total interest expense$1,046,0003,400
Net interest income$3,507,0002,891
Provision for loan and lease losses$200,0001,368
Total noninterest income$2,735,0001,116
Gross Fiduciary activities income$0962
Service charges on deposit accounts$152,0002,167
Trading account gains and feesNANA
Additional Noninterest Income$2,583,000844
Total noninterest expense$2,358,0003,143
Salaries and employee benefits$1,357,0003,078
Premises and equipment expense$243,0002,982
Additional noninterest expense$2,583,000844
Pre-tax net operating income$3,684,0001,399
Securities gains (losses)$-2,0003,531
Applicable income taxes$300,0001,728
Income before extraordinary items$3,382,0001,337
Extraordinary gains, net$052
Net income$3,382,0001,358
Minority interest net income$084
Net income of bank and minority interests.$3,382,0001,339
Net charge-offs$346,000646
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,383,8401,341
2024-03-31 (YTD Data)Rank
Total interest income$2,289,0003,077
Total interest expense$549,0003,321
Net interest income$1,740,0002,896
Provision for loan and lease losses$02,578
Total noninterest income$2,280,000800
Gross Fiduciary activities income$0895
Service charges on deposit accounts$74,0002,190
Trading account gains and feesNANA
Additional Noninterest Income$2,206,000605
Total noninterest expense$1,170,0003,153
Salaries and employee benefits$669,0003,099
Premises and equipment expense$124,0002,963
Additional noninterest expense$2,206,000605
Pre-tax net operating income$2,850,0001,009
Securities gains (losses)$-1,0003,860
Applicable income taxes$149,0001,703
Income before extraordinary items$2,700,000936
Extraordinary gains, net$051
Net income$2,700,000946
Minority interest net income$072
Net income of bank and minority interests.$2,700,000936
Net charge-offs$2,0001,977
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,700,950933
2023-12-31 (YTD Data)Rank
Total interest income$8,541,0003,042
Total interest expense$1,240,0003,520
Net interest income$7,301,0002,843
Provision for loan and lease losses$250,0001,809
Total noninterest income$1,271,0002,476
Gross Fiduciary activities income$0981
Service charges on deposit accounts$323,0002,108
Trading account gains and feesNANA
Additional Noninterest Income$948,0002,329
Total noninterest expense$5,228,0002,986
Salaries and employee benefits$2,843,0003,011
Premises and equipment expense$426,0003,162
Additional noninterest expense$948,0002,329
Pre-tax net operating income$3,094,0002,480
Securities gains (losses)$-5,0003,306
Applicable income taxes$283,0002,264
Income before extraordinary items$2,806,0002,415
Extraordinary gains, net$054
Net income$2,806,0002,439
Minority interest net income$088
Net income of bank and minority interests.$2,806,0002,417
Net charge-offs$419,000826
Cash dividends$1,227,0001,963
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,810,5502,427
2023-09-30 (YTD Data)Rank
Total interest income$6,241,0003,054
Total interest expense$752,0003,626
Net interest income$5,489,0002,846
Provision for loan and lease losses$03,085
Total noninterest income$1,053,0002,365
Gross Fiduciary activities income$0950
Service charges on deposit accounts$247,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$806,0002,204
Total noninterest expense$3,624,0003,085
Salaries and employee benefits$1,892,0003,150
Premises and equipment expense$320,0003,178
Additional noninterest expense$806,0002,204
Pre-tax net operating income$2,918,0002,262
Securities gains (losses)$-8,0003,451
Applicable income taxes$499,0001,755
Income before extraordinary items$2,411,0002,284
Extraordinary gains, net$052
Net income$2,411,0002,306
Minority interest net income$081
Net income of bank and minority interests.$2,411,0002,286
Net charge-offs$42,0001,549
Cash dividends$511,0002,222
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,417,6402,312
2023-06-30 (YTD Data)Rank
Total interest income$4,021,0003,086
Total interest expense$445,0003,615
Net interest income$3,576,0002,895
Provision for loan and lease losses$02,940
Total noninterest income$758,0002,248
Gross Fiduciary activities income$0931
Service charges on deposit accounts$162,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,020
Total noninterest expense$2,400,0003,097
Salaries and employee benefits$1,270,0003,146
Premises and equipment expense$208,0003,216
Additional noninterest expense$596,0002,017
Pre-tax net operating income$1,934,0002,290
Securities gains (losses)$-3,0003,656
Applicable income taxes$318,0001,804
Income before extraordinary items$1,613,0002,318
Extraordinary gains, net$051
Net income$1,613,0002,345
Minority interest net income$081
Net income of bank and minority interests.$1,613,0002,318
Net charge-offs$45,0001,211
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,615,5202,330
2023-03-31 (YTD Data)Rank
Total interest income$1,895,0003,158
Total interest expense$189,0003,618
Net interest income$1,706,0002,977
Provision for loan and lease losses$02,612
Total noninterest income$472,0002,024
Gross Fiduciary activities income$0913
Service charges on deposit accounts$80,0002,140
Trading account gains and feesNANA
Additional Noninterest Income$392,0001,752
Total noninterest expense$1,105,0003,236
Salaries and employee benefits$586,0003,297
Premises and equipment expense$101,0003,304
Additional noninterest expense$392,0001,752
Pre-tax net operating income$1,073,0002,209
Securities gains (losses)$-2,0003,910
Applicable income taxes$154,0001,852
Income before extraordinary items$917,0002,213
Extraordinary gains, net$04
Net income$917,0002,213
Minority interest net income$048
Net income of bank and minority interests.$917,0002,213
Net charge-offs$44,000848
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$918,7202,229
2022-12-31 (YTD Data)Rank
Total interest income$6,028,0003,235
Total interest expense$231,0003,954
Net interest income$5,797,0003,143
Provision for loan and lease losses$03,012
Total noninterest income$1,534,0002,316
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$317,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$1,217,0002,124
Total noninterest expense$4,669,0003,138
Salaries and employee benefits$2,458,0003,218
Premises and equipment expense$441,0003,162
Additional noninterest expense$1,217,0002,124
Pre-tax net operating income$2,662,0002,792
Securities gains (losses)$-28,0003,638
Applicable income taxes$316,0002,374
Income before extraordinary items$2,318,0002,769
Extraordinary gains, net$05
Net income$2,318,0002,766
Minority interest net income$063
Net income of bank and minority interests.$2,318,0002,768
Net charge-offs$46,0001,593
Cash dividends$797,0002,345
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,342,6402,784
2022-09-30 (YTD Data)Rank
Total interest income$4,203,0003,282
Total interest expense$121,0004,111
Net interest income$4,082,0003,211
Provision for loan and lease losses$02,835
Total noninterest income$896,0002,624
Gross Fiduciary activities income$0968
Service charges on deposit accounts$232,0002,230
Trading account gains and feesNANA
Additional Noninterest Income$664,0002,489
Total noninterest expense$3,479,0003,150
Salaries and employee benefits$1,856,0003,199
Premises and equipment expense$342,0003,116
Additional noninterest expense$664,0002,489
Pre-tax net operating income$1,499,0003,099
Securities gains (losses)$-21,0003,950
Applicable income taxes$231,0002,399
Income before extraordinary items$1,247,0003,138
Extraordinary gains, net$04
Net income$1,247,0003,136
Minority interest net income$057
Net income of bank and minority interests.$1,247,0003,137
Net charge-offs$22,0001,568
Cash dividends$307,0002,494
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,264,6403,154
2022-06-30 (YTD Data)Rank
Total interest income$2,602,0003,366
Total interest expense$70,0004,216
Net interest income$2,532,0003,288
Provision for loan and lease losses$02,599
Total noninterest income$556,0002,707
Gross Fiduciary activities income$0925
Service charges on deposit accounts$147,0002,278
Trading account gains and feesNANA
Additional Noninterest Income$409,0002,616
Total noninterest expense$2,359,0003,119
Salaries and employee benefits$1,239,0003,208
Premises and equipment expense$238,0003,078
Additional noninterest expense$882,0002,823
Pre-tax net operating income$729,0003,344
Securities gains (losses)$-12,0003,978
Applicable income taxes$86,0002,649
Income before extraordinary items$631,0003,329
Extraordinary gains, net$04
Net income$631,0003,328
Minority interest net income$060
Net income of bank and minority interests.$631,0003,329
Net charge-offs$8,0001,644
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$641,5603,342
2022-03-31 (YTD Data)Rank
Total interest income$1,220,0003,415
Total interest expense$36,0004,195
Net interest income$1,184,0003,341
Provision for loan and lease losses$02,285
Total noninterest income$265,0002,734
Gross Fiduciary activities income$0892
Service charges on deposit accounts$78,0002,205
Trading account gains and feesNANA
Additional Noninterest Income$187,0002,645
Total noninterest expense$1,134,0003,172
Salaries and employee benefits$575,0003,307
Premises and equipment expense$118,0003,101
Additional noninterest expense$441,0002,812
Pre-tax net operating income$315,0003,373
Securities gains (losses)$-6,0004,184
Applicable income taxes$39,0002,636
Income before extraordinary items$270,0003,373
Extraordinary gains, net$04
Net income$270,0003,371
Minority interest net income$050
Net income of bank and minority interests.$270,0003,373
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$275,2203,386
2021-12-31 (YTD Data)Rank
Total interest income$5,136,0003,437
Total interest expense$210,0004,093
Net interest income$4,926,0003,352
Provision for loan and lease losses$03,064
Total noninterest income$1,164,0002,806
Gross Fiduciary activities income$0994
Service charges on deposit accounts$291,0002,226
Trading account gains and feesNANA
Additional Noninterest Income$873,0002,749
Total noninterest expense$4,793,0003,087
Salaries and employee benefits$2,631,0003,130
Premises and equipment expense$437,0003,209
Additional noninterest expense$1,725,0002,855
Pre-tax net operating income$1,297,0003,615
Securities gains (losses)$-12,0004,384
Applicable income taxes$178,0002,760
Income before extraordinary items$1,107,0003,660
Extraordinary gains, net$010
Net income$1,107,0003,660
Minority interest net income$074
Net income of bank and minority interests.$1,107,0003,660
Net charge-offs$-56,0004,169
Cash dividends$716,0002,540
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,117,3203,629
2021-09-30 (YTD Data)Rank
Total interest income$3,843,0003,516
Total interest expense$169,0004,125
Net interest income$3,674,0003,412
Provision for loan and lease losses$02,963
Total noninterest income$824,0002,913
Gross Fiduciary activities income$0957
Service charges on deposit accounts$210,0002,269
Trading account gains and feesNANA
Additional Noninterest Income$614,0002,845
Total noninterest expense$3,468,0003,169
Salaries and employee benefits$1,820,0003,249
Premises and equipment expense$341,0003,192
Additional noninterest expense$1,307,0002,834
Pre-tax net operating income$1,030,0003,689
Securities gains (losses)$-7,0004,530
Applicable income taxes$148,0002,739
Income before extraordinary items$875,0003,763
Extraordinary gains, net$08
Net income$875,0003,763
Minority interest net income$069
Net income of bank and minority interests.$875,0003,763
Net charge-offs$-57,0004,260
Cash dividends$307,0002,630
Sale, conversion, retirement of capital stock, net$0543
Net operating income$881,0203,731
2021-06-30 (YTD Data)Rank
Total interest income$2,566,0003,536
Total interest expense$122,0004,123
Net interest income$2,444,0003,428
Provision for loan and lease losses$02,862
Total noninterest income$530,0002,930
Gross Fiduciary activities income$0951
Service charges on deposit accounts$134,0002,272
Trading account gains and feesNANA
Additional Noninterest Income$396,0002,858
Total noninterest expense$2,396,0003,090
Salaries and employee benefits$1,252,0003,210
Premises and equipment expense$239,0003,112
Additional noninterest expense$905,0002,759
Pre-tax net operating income$578,0003,846
Securities gains (losses)$-5,0004,583
Applicable income taxes$83,0002,821
Income before extraordinary items$490,0003,899
Extraordinary gains, net$06
Net income$490,0003,899
Minority interest net income$067
Net income of bank and minority interests.$490,0003,899
Net charge-offs$-60,0004,417
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$494,3003,874
2021-03-31 (YTD Data)Rank
Total interest income$1,281,0003,533
Total interest expense$66,0004,113
Net interest income$1,215,0003,438
Provision for loan and lease losses$02,741
Total noninterest income$268,0002,908
Gross Fiduciary activities income$0922
Service charges on deposit accounts$67,0002,273
Trading account gains and feesNANA
Additional Noninterest Income$201,0002,829
Total noninterest expense$1,136,0003,177
Salaries and employee benefits$601,0003,266
Premises and equipment expense$133,0002,965
Additional noninterest expense$402,0002,929
Pre-tax net operating income$347,0003,651
Securities gains (losses)$1,0001,331
Applicable income taxes$56,0002,634
Income before extraordinary items$292,0003,709
Extraordinary gains, net$03
Net income$292,0003,709
Minority interest net income$055
Net income of bank and minority interests.$292,0003,709
Net charge-offs$-8,0003,977
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$291,1603,683
2020-12-31 (YTD Data)Rank
Total interest income$5,603,0003,420
Total interest expense$468,0003,910
Net interest income$5,135,0003,295
Provision for loan and lease losses$585,0002,089
Total noninterest income$988,0002,877
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$293,0002,266
Trading account gains and feesNANA
Additional Noninterest Income$695,0002,816
Total noninterest expense$4,702,0003,108
Salaries and employee benefits$2,652,0003,127
Premises and equipment expense$581,0002,806
Additional noninterest expense$1,469,0003,081
Pre-tax net operating income$836,0003,851
Securities gains (losses)$3,0002,512
Applicable income taxes$92,0002,965
Income before extraordinary items$747,0003,907
Extraordinary gains, net$04
Net income$747,0003,905
Minority interest net income$072
Net income of bank and minority interests.$747,0003,907
Net charge-offs$-9,0004,232
Cash dividends$511,0002,805
Sale, conversion, retirement of capital stock, net$0566
Net operating income$744,3303,857
2020-09-30 (YTD Data)Rank
Total interest income$4,235,0003,445
Total interest expense$373,0003,927
Net interest income$3,862,0003,303
Provision for loan and lease losses$105,0003,242
Total noninterest income$751,0002,836
Gross Fiduciary activities income$0981
Service charges on deposit accounts$220,0002,273
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,777
Total noninterest expense$3,364,0003,186
Salaries and employee benefits$1,852,0003,223
Premises and equipment expense$436,0002,802
Additional noninterest expense$1,076,0003,104
Pre-tax net operating income$1,144,0003,293
Securities gains (losses)$-2,0004,673
Applicable income taxes$187,0002,425
Income before extraordinary items$955,0003,411
Extraordinary gains, net$04
Net income$955,0003,410
Minority interest net income$065
Net income of bank and minority interests.$955,0003,411
Net charge-offs$-9,0004,226
Cash dividends$307,0002,690
Sale, conversion, retirement of capital stock, net$0532
Net operating income$956,6803,356
2020-06-30 (YTD Data)Rank
Total interest income$2,851,0003,459
Total interest expense$268,0003,929
Net interest income$2,583,0003,322
Provision for loan and lease losses$105,0002,917
Total noninterest income$535,0002,733
Gross Fiduciary activities income$0970
Service charges on deposit accounts$153,0002,242
Trading account gains and feesNANA
Additional Noninterest Income$382,0002,657
Total noninterest expense$2,208,0003,210
Salaries and employee benefits$1,217,0003,256
Premises and equipment expense$289,0002,818
Additional noninterest expense$702,0003,136
Pre-tax net operating income$805,0003,227
Securities gains (losses)$-12,0004,811
Applicable income taxes$115,0002,438
Income before extraordinary items$678,0003,328
Extraordinary gains, net$04
Net income$678,0003,327
Minority interest net income$065
Net income of bank and minority interests.$678,0003,328
Net charge-offs$36,0001,908
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$688,2003,239
2020-03-31 (YTD Data)Rank
Total interest income$1,489,0003,391
Total interest expense$140,0003,995
Net interest income$1,349,0003,230
Provision for loan and lease losses$105,0001,912
Total noninterest income$241,0002,779
Gross Fiduciary activities income$0941
Service charges on deposit accounts$99,0002,146
Trading account gains and feesNANA
Additional Noninterest Income$142,0002,820
Total noninterest expense$1,149,0003,177
Salaries and employee benefits$638,0003,211
Premises and equipment expense$141,0002,894
Additional noninterest expense$370,0003,078
Pre-tax net operating income$336,0003,278
Securities gains (losses)$-16,0004,860
Applicable income taxes$47,0002,451
Income before extraordinary items$273,0003,390
Extraordinary gains, net$04
Net income$273,0003,391
Minority interest net income$056
Net income of bank and minority interests.$273,0003,391
Net charge-offs$17,0001,650
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$286,6003,317
2019-12-31 (YTD Data)Rank
Total interest income$6,423,0003,318
Total interest expense$653,0003,888
Net interest income$5,770,0003,178
Provision for loan and lease losses$100,0002,932
Total noninterest income$1,313,0002,458
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$376,0002,285
Trading account gains and feesNANA
Additional Noninterest Income$937,0002,337
Total noninterest expense$4,081,0003,385
Salaries and employee benefits$2,032,0003,585
Premises and equipment expense$591,0002,819
Additional noninterest expense$1,458,0003,141
Pre-tax net operating income$2,902,0002,514
Securities gains (losses)$11,0001,857
Applicable income taxes$416,0002,136
Income before extraordinary items$2,497,0002,569
Extraordinary gains, net$011
Net income$2,497,0002,570
Minority interest net income$076
Net income of bank and minority interests.$2,497,0002,571
Net charge-offs$10,0003,318
Cash dividends$1,022,0002,301
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,487,5402,540
2019-09-30 (YTD Data)Rank
Total interest income$4,847,0003,351
Total interest expense$492,0003,922
Net interest income$4,355,0003,200
Provision for loan and lease losses$100,0002,579
Total noninterest income$1,077,0002,358
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$277,0002,338
Trading account gains and feesNANA
Additional Noninterest Income$800,0002,169
Total noninterest expense$3,268,0003,286
Salaries and employee benefits$1,823,0003,300
Premises and equipment expense$434,0002,870
Additional noninterest expense$1,011,0003,306
Pre-tax net operating income$2,064,0002,672
Securities gains (losses)$02,167
Applicable income taxes$366,0002,077
Income before extraordinary items$1,698,0002,776
Extraordinary gains, net$011
Net income$1,698,0002,777
Minority interest net income$072
Net income of bank and minority interests.$1,698,0002,777
Net charge-offs$4,0003,193
Cash dividends$409,0002,668
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,698,0002,746
2019-06-30 (YTD Data)Rank
Total interest income$3,209,0003,377
Total interest expense$331,0003,900
Net interest income$2,878,0003,235
Provision for loan and lease losses$100,0002,185
Total noninterest income$735,0002,294
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$188,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$547,0002,099
Total noninterest expense$2,201,0003,281
Salaries and employee benefits$1,200,0003,334
Premises and equipment expense$287,0002,897
Additional noninterest expense$714,0003,231
Pre-tax net operating income$1,312,0002,723
Securities gains (losses)$01,702
Applicable income taxes$227,0002,103
Income before extraordinary items$1,085,0002,828
Extraordinary gains, net$011
Net income$1,085,0002,827
Minority interest net income$069
Net income of bank and minority interests.$1,085,0002,827
Net charge-offs$1,0003,090
Cash dividends$409,0002,304
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,085,0002,803
2019-03-31 (YTD Data)Rank
Total interest income$1,546,0003,456
Total interest expense$149,0004,024
Net interest income$1,397,0003,309
Provision for loan and lease losses$03,406
Total noninterest income$266,0002,667
Gross Fiduciary activities income$0972
Service charges on deposit accounts$92,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$174,0002,570
Total noninterest expense$1,143,0003,237
Salaries and employee benefits$633,0003,286
Premises and equipment expense$149,0002,854
Additional noninterest expense$361,0003,218
Pre-tax net operating income$520,0003,020
Securities gains (losses)$01,087
Applicable income taxes$86,0002,269
Income before extraordinary items$434,0003,100
Extraordinary gains, net$05
Net income$434,0003,097
Minority interest net income$052
Net income of bank and minority interests.$434,0003,099
Net charge-offs$-4,0004,334
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$434,0003,087
2018-12-31 (YTD Data)Rank
Total interest income$6,150,0003,385
Total interest expense$582,0003,729
Net interest income$5,568,0003,294
Provision for loan and lease losses$100,0003,044
Total noninterest income$1,131,0002,692
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$411,0002,265
Trading account gains and feesNANA
Additional Noninterest Income$720,0002,618
Total noninterest expense$4,725,0003,164
Salaries and employee benefits$2,663,0003,171
Premises and equipment expense$570,0002,932
Additional noninterest expense$1,492,0003,179
Pre-tax net operating income$1,874,0003,232
Securities gains (losses)$01,125
Applicable income taxes$277,0002,448
Income before extraordinary items$1,597,0003,282
Extraordinary gains, net$06
Net income$1,597,0003,281
Minority interest net income$072
Net income of bank and minority interests.$1,597,0003,281
Net charge-offs$230,0001,530
Cash dividends$818,0002,434
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,597,0003,282
2018-09-30 (YTD Data)Rank
Total interest income$4,558,0003,423
Total interest expense$428,0003,707
Net interest income$4,130,0003,344
Provision for loan and lease losses$03,948
Total noninterest income$848,0002,727
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$303,0002,282
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,643
Total noninterest expense$3,473,0003,209
Salaries and employee benefits$1,872,0003,282
Premises and equipment expense$437,0002,910
Additional noninterest expense$1,164,0003,106
Pre-tax net operating income$1,505,0003,188
Securities gains (losses)$01,118
Applicable income taxes$242,0002,396
Income before extraordinary items$1,263,0003,252
Extraordinary gains, net$05
Net income$1,263,0003,251
Minority interest net income$066
Net income of bank and minority interests.$1,263,0003,251
Net charge-offs$212,0001,208
Cash dividends$307,0002,811
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,263,0003,249
2018-06-30 (YTD Data)Rank
Total interest income$3,007,0003,436
Total interest expense$283,0003,653
Net interest income$2,724,0003,353
Provision for loan and lease losses$03,782
Total noninterest income$542,0002,772
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$201,0002,290
Trading account gains and feesNANA
Additional Noninterest Income$341,0002,742
Total noninterest expense$2,335,0003,215
Salaries and employee benefits$1,228,0003,333
Premises and equipment expense$302,0002,853
Additional noninterest expense$805,0003,045
Pre-tax net operating income$931,0003,271
Securities gains (losses)$0961
Applicable income taxes$146,0002,436
Income before extraordinary items$785,0003,326
Extraordinary gains, net$06
Net income$785,0003,325
Minority interest net income$065
Net income of bank and minority interests.$785,0003,325
Net charge-offs$2,0003,018
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$785,0003,322
2018-03-31 (YTD Data)Rank
Total interest income$1,492,0003,455
Total interest expense$141,0003,623
Net interest income$1,351,0003,380
Provision for loan and lease losses$03,508
Total noninterest income$267,0002,771
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$102,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$165,0002,712
Total noninterest expense$1,200,0003,182
Salaries and employee benefits$646,0003,269
Premises and equipment expense$151,0002,902
Additional noninterest expense$403,0003,045
Pre-tax net operating income$418,0003,379
Securities gains (losses)$0735
Applicable income taxes$63,0002,519
Income before extraordinary items$355,0003,435
Extraordinary gains, net$07
Net income$355,0003,434
Minority interest net income$052
Net income of bank and minority interests.$355,0003,435
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$355,0003,429
2017-12-31 (YTD Data)Rank
Total interest income$5,772,0003,486
Total interest expense$425,0003,904
Net interest income$5,347,0003,400
Provision for loan and lease losses$04,227
Total noninterest income$1,092,0002,822
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$425,0002,296
Trading account gains and feesNANA
Additional Noninterest Income$667,0002,792
Total noninterest expense$4,616,0003,257
Salaries and employee benefits$2,688,0003,202
Premises and equipment expense$527,0003,161
Additional noninterest expense$1,401,0003,358
Pre-tax net operating income$1,823,0003,252
Securities gains (losses)$02,243
Applicable income taxes$633,0002,240
Income before extraordinary items$1,190,0003,491
Extraordinary gains, net$09
Net income$1,190,0003,489
Minority interest net income$076
Net income of bank and minority interests.$1,190,0003,491
Net charge-offs$-45,0005,111
Cash dividends$818,0002,431
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,190,0003,473
2017-09-30 (YTD Data)Rank
Total interest income$4,295,0003,529
Total interest expense$306,0003,981
Net interest income$3,989,0003,447
Provision for loan and lease losses$04,088
Total noninterest income$859,0002,779
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$313,0002,333
Trading account gains and feesNANA
Additional Noninterest Income$546,0002,702
Total noninterest expense$3,298,0003,376
Salaries and employee benefits$1,862,0003,354
Premises and equipment expense$393,0003,210
Additional noninterest expense$1,043,0003,390
Pre-tax net operating income$1,550,0003,111
Securities gains (losses)$02,274
Applicable income taxes$393,0002,273
Income before extraordinary items$1,157,0003,274
Extraordinary gains, net$09
Net income$1,157,0003,273
Minority interest net income$071
Net income of bank and minority interests.$1,157,0003,274
Net charge-offs$-32,0005,056
Cash dividends$307,0002,843
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,157,0003,254
2017-06-30 (YTD Data)Rank
Total interest income$2,836,0003,551
Total interest expense$197,0004,023
Net interest income$2,639,0003,458
Provision for loan and lease losses$03,871
Total noninterest income$530,0002,887
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$206,0002,347
Trading account gains and fees$0139
Additional Noninterest Income$324,0002,842
Total noninterest expense$2,169,0003,423
Salaries and employee benefits$1,229,0003,391
Premises and equipment expense$251,0003,291
Additional noninterest expense$689,0003,424
Pre-tax net operating income$1,000,0003,118
Securities gains (losses)$01,906
Applicable income taxes$254,0002,285
Income before extraordinary items$746,0003,285
Extraordinary gains, net$011
Net income$746,0003,283
Minority interest net income$071
Net income of bank and minority interests.$746,0003,285
Net charge-offs$-37,0005,202
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$746,0003,262
2017-03-31 (YTD Data)Rank
Total interest income$1,413,0003,564
Total interest expense$97,0004,059
Net interest income$1,316,0003,479
Provision for loan and lease losses$03,537
Total noninterest income$255,0002,939
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$104,0002,335
Trading account gains and fees$0142
Additional Noninterest Income$151,0002,926
Total noninterest expense$1,071,0003,471
Salaries and employee benefits$637,0003,360
Premises and equipment expense$119,0003,457
Additional noninterest expense$315,0003,607
Pre-tax net operating income$500,0003,084
Securities gains (losses)$01,153
Applicable income taxes$130,0002,242
Income before extraordinary items$370,0003,268
Extraordinary gains, net$08
Net income$370,0003,266
Minority interest net income$055
Net income of bank and minority interests.$370,0003,268
Net charge-offs$-34,0005,398
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$370,0003,245
2016-12-31 (YTD Data)Rank
Total interest income$5,550,0003,595
Total interest expense$397,0004,038
Net interest income$5,153,0003,516
Provision for loan and lease losses$500,0001,458
Total noninterest income$1,049,0002,964
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$431,0002,341
Trading account gains and fees$0170
Additional Noninterest Income$618,0002,982
Total noninterest expense$4,546,0003,386
Salaries and employee benefits$2,618,0003,316
Premises and equipment expense$579,0003,090
Additional noninterest expense$1,349,0003,561
Pre-tax net operating income$1,156,0003,883
Securities gains (losses)$03,212
Applicable income taxes$223,0002,861
Income before extraordinary items$933,0003,974
Extraordinary gains, net$05
Net income$933,0003,972
Minority interest net income$082
Net income of bank and minority interests.$933,0003,973
Net charge-offs$770,000810
Cash dividends$613,0002,746
Sale, conversion, retirement of capital stock, net$0759
Net operating income$933,0003,909
2016-09-30 (YTD Data)Rank
Total interest income$4,169,0003,607
Total interest expense$299,0004,059
Net interest income$3,870,0003,528
Provision for loan and lease losses$04,186
Total noninterest income$798,0002,944
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$328,0002,305
Trading account gains and fees$0169
Additional Noninterest Income$470,0002,982
Total noninterest expense$3,375,0003,415
Salaries and employee benefits$1,914,0003,362
Premises and equipment expense$435,0003,090
Additional noninterest expense$1,026,0003,555
Pre-tax net operating income$1,293,0003,348
Securities gains (losses)$03,160
Applicable income taxes$317,0002,453
Income before extraordinary items$976,0003,532
Extraordinary gains, net$05
Net income$976,0003,530
Minority interest net income$071
Net income of bank and minority interests.$976,0003,532
Net charge-offs$130,0001,826
Cash dividends$204,0003,136
Sale, conversion, retirement of capital stock, net$0719
Net operating income$976,0003,478
2016-06-30 (YTD Data)Rank
Total interest income$2,782,0003,619
Total interest expense$198,0004,093
Net interest income$2,584,0003,539
Provision for loan and lease losses$04,017
Total noninterest income$518,0002,975
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$217,0002,303
Trading account gains and fees$0157
Additional Noninterest Income$301,0003,018
Total noninterest expense$2,282,0003,408
Salaries and employee benefits$1,266,0003,396
Premises and equipment expense$301,0003,031
Additional noninterest expense$715,0003,490
Pre-tax net operating income$820,0003,417
Securities gains (losses)$02,835
Applicable income taxes$196,0002,509
Income before extraordinary items$624,0003,612
Extraordinary gains, net$016
Net income$624,0003,608
Minority interest net income$071
Net income of bank and minority interests.$624,0003,610
Net charge-offs$8,0003,171
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$624,0003,537
2016-03-31 (YTD Data)Rank
Total interest income$1,404,0003,613
Total interest expense$96,0004,173
Net interest income$1,308,0003,519
Provision for loan and lease losses$03,656
Total noninterest income$254,0002,993
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$106,0002,330
Trading account gains and fees$0142
Additional Noninterest Income$148,0002,995
Total noninterest expense$1,170,0003,359
Salaries and employee benefits$669,0003,304
Premises and equipment expense$159,0002,961
Additional noninterest expense$342,0003,592
Pre-tax net operating income$392,0003,435
Securities gains (losses)$02,077
Applicable income taxes$91,0002,536
Income before extraordinary items$301,0003,626
Extraordinary gains, net$012
Net income$301,0003,622
Minority interest net income$062
Net income of bank and minority interests.$301,0003,624
Net charge-offs$5,0002,584
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$301,0003,557
2015-12-31 (YTD Data)Rank
Total interest income$5,581,0003,603
Total interest expense$377,0004,270
Net interest income$5,204,0003,495
Provision for loan and lease losses$04,380
Total noninterest income$1,117,0002,891
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$418,0002,440
Trading account gains and fees$0159
Additional Noninterest Income$699,0002,842
Total noninterest expense$4,518,0003,446
Salaries and employee benefits$2,665,0003,267
Premises and equipment expense$584,0003,169
Additional noninterest expense$1,269,0003,799
Pre-tax net operating income$1,803,0003,202
Securities gains (losses)$53,0001,607
Applicable income taxes$121,0003,229
Income before extraordinary items$1,735,0002,976
Extraordinary gains, net$023
Net income$1,735,0002,978
Minority interest net income$081
Net income of bank and minority interests.$1,735,0002,978
Net charge-offs$15,0003,877
Cash dividends$818,0002,351
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,685,7102,982
2015-09-30 (YTD Data)Rank
Total interest income$4,077,0003,692
Total interest expense$280,0004,335
Net interest income$3,797,0003,585
Provision for loan and lease losses$04,232
Total noninterest income$809,0002,956
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$304,0002,503
Trading account gains and fees$0153
Additional Noninterest Income$505,0002,904
Total noninterest expense$3,158,0003,624
Salaries and employee benefits$1,769,0003,558
Premises and equipment expense$431,0003,242
Additional noninterest expense$958,0003,795
Pre-tax net operating income$1,448,0003,141
Securities gains (losses)$03,031
Applicable income taxes$348,0002,342
Income before extraordinary items$1,100,0003,332
Extraordinary gains, net$021
Net income$1,100,0003,330
Minority interest net income$078
Net income of bank and minority interests.$1,100,0003,331
Net charge-offs$12,0003,574
Cash dividends$205,0003,091
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,100,0003,277
2015-06-30 (YTD Data)Rank
Total interest income$2,697,0003,727
Total interest expense$185,0004,387
Net interest income$2,512,0003,611
Provision for loan and lease losses$04,069
Total noninterest income$542,0002,955
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$195,0002,545
Trading account gains and fees$0157
Additional Noninterest Income$347,0002,856
Total noninterest expense$2,122,0003,636
Salaries and employee benefits$1,210,0003,522
Premises and equipment expense$266,0003,405
Additional noninterest expense$646,0003,795
Pre-tax net operating income$932,0003,198
Securities gains (losses)$02,636
Applicable income taxes$220,0002,393
Income before extraordinary items$712,0003,384
Extraordinary gains, net$022
Net income$712,0003,384
Minority interest net income$075
Net income of bank and minority interests.$712,0003,385
Net charge-offs$1,0003,770
Cash dividends$205,0002,743
Sale, conversion, retirement of capital stock, net$0751
Net operating income$712,0003,320
2015-03-31 (YTD Data)Rank
Total interest income$1,289,0003,841
Total interest expense$92,0004,438
Net interest income$1,197,0003,741
Provision for loan and lease losses$03,703
Total noninterest income$266,0002,944
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$99,0002,487
Trading account gains and fees$0152
Additional Noninterest Income$167,0002,877
Total noninterest expense$1,042,0003,702
Salaries and employee benefits$591,0003,607
Premises and equipment expense$132,0003,463
Additional noninterest expense$319,0003,817
Pre-tax net operating income$421,0003,304
Securities gains (losses)$02,027
Applicable income taxes$84,0002,600
Income before extraordinary items$337,0003,436
Extraordinary gains, net$013
Net income$337,0003,439
Minority interest net income$064
Net income of bank and minority interests.$337,0003,439
Net charge-offs$5,0002,746
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$337,0003,353
2014-12-31 (YTD Data)Rank
Total interest income$5,218,0003,868
Total interest expense$387,0004,526
Net interest income$4,831,0003,742
Provision for loan and lease losses$35,0003,994
Total noninterest income$1,212,0002,826
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$446,0002,488
Trading account gains and fees$0180
Additional Noninterest Income$766,0002,697
Total noninterest expense$4,418,0003,585
Salaries and employee benefits$2,511,0003,465
Premises and equipment expense$575,0003,326
Additional noninterest expense$1,332,0003,819
Pre-tax net operating income$1,590,0003,368
Securities gains (losses)$03,259
Applicable income taxes$329,0002,559
Income before extraordinary items$1,261,0003,532
Extraordinary gains, net$017
Net income$1,261,0003,533
Minority interest net income$084
Net income of bank and minority interests.$1,261,0003,534
Net charge-offs$-40,0005,941
Cash dividends$511,0002,817
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,261,0003,486
2014-09-30 (YTD Data)Rank
Total interest income$3,926,0003,885
Total interest expense$293,0004,571
Net interest income$3,633,0003,759
Provision for loan and lease losses$35,0003,661
Total noninterest income$924,0002,816
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$336,0002,489
Trading account gains and fees$0174
Additional Noninterest Income$588,0002,673
Total noninterest expense$3,133,0003,745
Salaries and employee benefits$1,714,0003,716
Premises and equipment expense$424,0003,403
Additional noninterest expense$995,0003,847
Pre-tax net operating income$1,389,0003,182
Securities gains (losses)$02,980
Applicable income taxes$312,0002,427
Income before extraordinary items$1,077,0003,356
Extraordinary gains, net$015
Net income$1,077,0003,357
Minority interest net income$081
Net income of bank and minority interests.$1,077,0003,357
Net charge-offs$-57,0006,071
Cash dividends$102,0003,426
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,077,0003,315
2014-06-30 (YTD Data)Rank
Total interest income$2,601,0003,913
Total interest expense$197,0004,603
Net interest income$2,404,0003,776
Provision for loan and lease losses$35,0003,255
Total noninterest income$598,0002,837
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$213,0002,565
Trading account gains and fees$0172
Additional Noninterest Income$385,0002,685
Total noninterest expense$2,127,0003,716
Salaries and employee benefits$1,161,0003,689
Premises and equipment expense$285,0003,409
Additional noninterest expense$681,0003,807
Pre-tax net operating income$840,0003,281
Securities gains (losses)$02,580
Applicable income taxes$187,0002,476
Income before extraordinary items$653,0003,468
Extraordinary gains, net$020
Net income$653,0003,474
Minority interest net income$080
Net income of bank and minority interests.$653,0003,474
Net charge-offs$-47,0006,129
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$653,0003,420
2014-03-31 (YTD Data)Rank
Total interest income$1,299,0003,932
Total interest expense$99,0004,645
Net interest income$1,200,0003,797
Provision for loan and lease losses$35,0002,513
Total noninterest income$306,0002,771
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$99,0002,693
Trading account gains and fees$0147
Additional Noninterest Income$207,0002,510
Total noninterest expense$1,010,0003,879
Salaries and employee benefits$546,0003,876
Premises and equipment expense$137,0003,544
Additional noninterest expense$327,0003,917
Pre-tax net operating income$461,0003,046
Securities gains (losses)$01,715
Applicable income taxes$108,0002,292
Income before extraordinary items$353,0003,233
Extraordinary gains, net$016
Net income$353,0003,236
Minority interest net income$066
Net income of bank and minority interests.$353,0003,236
Net charge-offs$-18,0005,996
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$353,0003,197
2013-12-31 (YTD Data)Rank
Total interest income$5,024,0004,063
Total interest expense$469,0004,604
Net interest income$4,555,0003,938
Provision for loan and lease losses$834,0001,284
Total noninterest income$1,027,0003,143
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$479,0002,473
Trading account gains and fees$0184
Additional Noninterest Income$548,0003,240
Total noninterest expense$4,730,0003,544
Salaries and employee benefits$2,396,0003,644
Premises and equipment expense$596,0003,328
Additional noninterest expense$1,738,0003,287
Pre-tax net operating income$18,0006,147
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$18,0006,214
Extraordinary gains, net$029
Net income$18,0006,216
Minority interest net income$090
Net income of bank and minority interests.$18,0006,216
Net charge-offs$1,364,0001,003
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,0006,166
2013-09-30 (YTD Data)Rank
Total interest income$3,703,0004,138
Total interest expense$364,0004,617
Net interest income$3,339,0004,027
Provision for loan and lease losses$755,0001,110
Total noninterest income$729,0003,306
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$358,0002,484
Trading account gains and fees$0180
Additional Noninterest Income$371,0003,427
Total noninterest expense$3,581,0003,538
Salaries and employee benefits$1,746,0003,725
Premises and equipment expense$447,0003,360
Additional noninterest expense$1,388,0003,145
Pre-tax net operating income$-268,0006,524
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-268,0006,560
Extraordinary gains, net$025
Net income$-268,0006,561
Minority interest net income$084
Net income of bank and minority interests.$-268,0006,560
Net charge-offs$1,370,000794
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-268,0006,539
2013-06-30 (YTD Data)Rank
Total interest income$2,451,0004,173
Total interest expense$252,0004,602
Net interest income$2,199,0004,059
Provision for loan and lease losses$675,000900
Total noninterest income$441,0003,528
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$234,0002,489
Trading account gains and fees$0157
Additional Noninterest Income$207,0003,735
Total noninterest expense$2,413,0003,526
Salaries and employee benefits$1,192,0003,697
Premises and equipment expense$307,0003,306
Additional noninterest expense$914,0003,170
Pre-tax net operating income$-448,0006,667
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-448,0006,708
Extraordinary gains, net$022
Net income$-448,0006,709
Minority interest net income$082
Net income of bank and minority interests.$-448,0006,709
Net charge-offs$1,241,000667
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-448,0006,685
2013-03-31 (YTD Data)Rank
Total interest income$1,211,0004,230
Total interest expense$135,0004,535
Net interest income$1,076,0004,133
Provision for loan and lease losses$625,000580
Total noninterest income$156,0004,107
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$121,0002,415
Trading account gains and fees$0148
Additional Noninterest Income$35,0005,143
Total noninterest expense$1,183,0003,603
Salaries and employee benefits$571,0003,831
Premises and equipment expense$146,0003,451
Additional noninterest expense$466,0003,137
Pre-tax net operating income$-576,0006,878
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-576,0006,889
Extraordinary gains, net$010
Net income$-576,0006,890
Minority interest net income$076
Net income of bank and minority interests.$-576,0006,890
Net charge-offs$1,180,000411
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-576,0006,874
2012-12-31 (YTD Data)Rank
Total interest income$5,486,0004,070
Total interest expense$670,0004,511
Net interest income$4,816,0003,910
Provision for loan and lease losses$450,0002,851
Total noninterest income$577,0004,250
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$456,0002,669
Trading account gains and fees$0166
Additional Noninterest Income$121,0005,159
Total noninterest expense$4,766,0003,598
Salaries and employee benefits$2,509,0003,568
Premises and equipment expense$634,0003,255
Additional noninterest expense$1,623,0003,592
Pre-tax net operating income$177,0005,732
Securities gains (losses)$03,810
Applicable income taxes$-166,0006,763
Income before extraordinary items$343,0005,355
Extraordinary gains, net$029
Net income$343,0005,352
Minority interest net income$093
Net income of bank and minority interests.$343,0005,353
Net charge-offs$669,0002,276
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$343,0005,153
2012-09-30 (YTD Data)Rank
Total interest income$4,055,0004,191
Total interest expense$525,0004,538
Net interest income$3,530,0004,021
Provision for loan and lease losses$150,0003,869
Total noninterest income$577,0003,760
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$333,0002,759
Trading account gains and fees$0157
Additional Noninterest Income$244,0003,980
Total noninterest expense$3,483,0003,694
Salaries and employee benefits$1,820,0003,665
Premises and equipment expense$456,0003,396
Additional noninterest expense$1,207,0003,647
Pre-tax net operating income$474,0004,775
Securities gains (losses)$03,575
Applicable income taxes$-23,0006,802
Income before extraordinary items$497,0004,656
Extraordinary gains, net$020
Net income$497,0004,654
Minority interest net income$086
Net income of bank and minority interests.$497,0004,654
Net charge-offs$534,0002,100
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$497,0004,473
2012-06-30 (YTD Data)Rank
Total interest income$2,740,0004,179
Total interest expense$360,0004,584
Net interest income$2,380,0004,008
Provision for loan and lease losses$150,0003,329
Total noninterest income$293,0004,260
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$222,0002,736
Trading account gains and fees$0153
Additional Noninterest Income$71,0005,087
Total noninterest expense$2,228,0003,809
Salaries and employee benefits$1,252,0003,591
Premises and equipment expense$301,0003,432
Additional noninterest expense$675,0004,091
Pre-tax net operating income$295,0004,856
Securities gains (losses)$03,178
Applicable income taxes$-16,0006,859
Income before extraordinary items$311,0004,761
Extraordinary gains, net$019
Net income$311,0004,764
Minority interest net income$084
Net income of bank and minority interests.$311,0004,764
Net charge-offs$528,0001,707
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$311,0004,572
2012-03-31 (YTD Data)Rank
Total interest income$1,433,0004,092
Total interest expense$186,0004,615
Net interest income$1,247,0003,919
Provision for loan and lease losses$05,254
Total noninterest income$166,0004,025
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$111,0002,704
Trading account gains and fees$0148
Additional Noninterest Income$55,0004,574
Total noninterest expense$1,030,0004,022
Salaries and employee benefits$581,0003,813
Premises and equipment expense$148,0003,500
Additional noninterest expense$301,0004,377
Pre-tax net operating income$383,0003,385
Securities gains (losses)$02,210
Applicable income taxes$73,0002,726
Income before extraordinary items$310,0003,585
Extraordinary gains, net$019
Net income$310,0003,588
Minority interest net income$078
Net income of bank and minority interests.$310,0003,588
Net charge-offs$44,0003,112
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$310,0003,416
2011-12-31 (YTD Data)Rank
Total interest income$5,935,0004,096
Total interest expense$889,0004,675
Net interest income$5,046,0003,888
Provision for loan and lease losses$-75,0007,249
Total noninterest income$1,157,0002,875
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$586,0002,277
Trading account gains and fees$0146
Additional Noninterest Income$571,0002,934
Total noninterest expense$5,739,0003,164
Salaries and employee benefits$2,476,0003,585
Premises and equipment expense$648,0003,377
Additional noninterest expense$2,615,0002,505
Pre-tax net operating income$539,0004,643
Securities gains (losses)$41,0002,709
Applicable income taxes$-21,0006,656
Income before extraordinary items$601,0004,405
Extraordinary gains, net$029
Net income$601,0004,406
Minority interest net income$096
Net income of bank and minority interests.$601,0004,406
Net charge-offs$494,0003,183
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$560,0004,377
2011-09-30 (YTD Data)Rank
Total interest income$4,442,0004,144
Total interest expense$691,0004,704
Net interest income$3,751,0003,918
Provision for loan and lease losses$-75,0007,338
Total noninterest income$949,0002,700
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$450,0002,258
Trading account gains and fees$0145
Additional Noninterest Income$499,0002,712
Total noninterest expense$4,394,0003,115
Salaries and employee benefits$1,693,0003,850
Premises and equipment expense$475,0003,477
Additional noninterest expense$2,226,0002,230
Pre-tax net operating income$381,0004,829
Securities gains (losses)$41,0002,444
Applicable income taxes$-16,0006,820
Income before extraordinary items$438,0004,530
Extraordinary gains, net$021
Net income$438,0004,531
Minority interest net income$087
Net income of bank and minority interests.$438,0004,531
Net charge-offs$418,0002,857
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$397,0004,544
2011-06-30 (YTD Data)Rank
Total interest income$2,976,0004,168
Total interest expense$468,0004,790
Net interest income$2,508,0003,928
Provision for loan and lease losses$-75,0007,417
Total noninterest income$656,0002,650
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$294,0002,266
Trading account gains and fees$0153
Additional Noninterest Income$362,0002,583
Total noninterest expense$3,262,0002,868
Salaries and employee benefits$1,162,0003,807
Premises and equipment expense$312,0003,551
Additional noninterest expense$1,788,0001,908
Pre-tax net operating income$-23,0006,271
Securities gains (losses)$41,0001,708
Applicable income taxes$-100,0007,107
Income before extraordinary items$118,0005,570
Extraordinary gains, net$015
Net income$118,0005,569
Minority interest net income$089
Net income of bank and minority interests.$118,0005,570
Net charge-offs$363,0002,472
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$77,0005,758
2011-03-31 (YTD Data)Rank
Total interest income$1,499,0004,164
Total interest expense$236,0004,884
Net interest income$1,263,0003,917
Provision for loan and lease losses$05,840
Total noninterest income$246,0003,187
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$145,0002,245
Trading account gains and fees$0158
Additional Noninterest Income$101,0003,554
Total noninterest expense$1,143,0003,827
Salaries and employee benefits$569,0003,878
Premises and equipment expense$165,0003,456
Additional noninterest expense$409,0003,668
Pre-tax net operating income$366,0003,149
Securities gains (losses)$41,000825
Applicable income taxes$95,0002,235
Income before extraordinary items$312,0003,155
Extraordinary gains, net$09
Net income$312,0003,151
Minority interest net income$086
Net income of bank and minority interests.$312,0003,155
Net charge-offs$4,0004,727
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$280,4303,315
2010-12-31 (YTD Data)Rank
Total interest income$6,462,0004,110
Total interest expense$988,0005,257
Net interest income$5,474,0003,718
Provision for loan and lease losses$2,060,0002,027
Total noninterest income$986,0003,243
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$620,0002,235
Trading account gains and fees$0175
Additional Noninterest Income$366,0003,656
Total noninterest expense$5,022,0003,601
Salaries and employee benefits$2,664,0003,425
Premises and equipment expense$651,0003,497
Additional noninterest expense$1,707,0003,667
Pre-tax net operating income$-622,0006,312
Securities gains (losses)$03,793
Applicable income taxes$-411,0007,118
Income before extraordinary items$-211,0006,188
Extraordinary gains, net$029
Net income$-211,0006,188
Minority interest net income$0111
Net income of bank and minority interests.$-211,0006,189
Net charge-offs$1,156,0002,490
Cash dividends$511,0002,316
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-211,0006,123
2010-09-30 (YTD Data)Rank
Total interest income$4,872,0004,182
Total interest expense$712,0005,491
Net interest income$4,160,0003,729
Provision for loan and lease losses$2,060,0001,623
Total noninterest income$640,0003,556
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$443,0002,377
Trading account gains and fees$0165
Additional Noninterest Income$197,0004,203
Total noninterest expense$3,635,0003,718
Salaries and employee benefits$1,896,0003,592
Premises and equipment expense$454,0003,751
Additional noninterest expense$1,285,0003,633
Pre-tax net operating income$-895,0006,749
Securities gains (losses)$03,651
Applicable income taxes$-440,0007,347
Income before extraordinary items$-455,0006,645
Extraordinary gains, net$023
Net income$-455,0006,645
Minority interest net income$0110
Net income of bank and minority interests.$-455,0006,645
Net charge-offs$1,148,0002,036
Cash dividends$511,0001,732
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-455,0006,578
2010-06-30 (YTD Data)Rank
Total interest income$3,313,0004,166
Total interest expense$489,0005,540
Net interest income$2,824,0003,682
Provision for loan and lease losses$1,571,0001,474
Total noninterest income$351,0003,917
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$287,0002,446
Trading account gains and fees$0152
Additional Noninterest Income$64,0005,284
Total noninterest expense$2,353,0003,792
Salaries and employee benefits$1,249,0003,643
Premises and equipment expense$278,0004,012
Additional noninterest expense$826,0003,716
Pre-tax net operating income$-749,0006,889
Securities gains (losses)$03,184
Applicable income taxes$-348,0007,421
Income before extraordinary items$-401,0006,787
Extraordinary gains, net$019
Net income$-401,0006,789
Minority interest net income$0105
Net income of bank and minority interests.$-401,0006,788
Net charge-offs$1,127,0001,606
Cash dividends$511,0001,290
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-401,0006,742
2010-03-31 (YTD Data)Rank
Total interest income$1,675,0004,193
Total interest expense$251,0005,588
Net interest income$1,424,0003,697
Provision for loan and lease losses$06,552
Total noninterest income$-109,0007,815
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$134,0002,560
Trading account gains and fees$0175
Additional Noninterest Income$-243,0007,819
Total noninterest expense$1,175,0003,818
Salaries and employee benefits$657,0003,561
Premises and equipment expense$141,0004,046
Additional noninterest expense$377,0003,952
Pre-tax net operating income$140,0004,658
Securities gains (losses)$02,284
Applicable income taxes$2,0004,347
Income before extraordinary items$138,0004,522
Extraordinary gains, net$016
Net income$138,0004,522
Minority interest net income$091
Net income of bank and minority interests.$138,0004,521
Net charge-offs$442,0001,674
Cash dividends$410,000815
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$138,0004,413
2009-12-31 (YTD Data)Rank
Total interest income$7,462,0004,008
Total interest expense$1,221,0005,627
Net interest income$6,241,0003,356
Provision for loan and lease losses$1,148,0003,282
Total noninterest income$1,242,0002,903
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$639,0002,429
Trading account gains and fees$0211
Additional Noninterest Income$603,0002,899
Total noninterest expense$4,610,0003,925
Salaries and employee benefits$2,739,0003,434
Premises and equipment expense$610,0003,832
Additional noninterest expense$1,261,0004,599
Pre-tax net operating income$1,725,0002,152
Securities gains (losses)$03,754
Applicable income taxes$392,0001,781
Income before extraordinary items$1,333,0002,305
Extraordinary gains, net$034
Net income$1,333,0002,301
Minority interest net income$0115
Net income of bank and minority interests.$1,333,0002,303
Net charge-offs$394,0004,112
Cash dividends$920,0001,741
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,333,0002,266
2009-09-30 (YTD Data)Rank
Total interest income$5,620,0004,057
Total interest expense$935,0005,723
Net interest income$4,685,0003,341
Provision for loan and lease losses$1,148,0002,577
Total noninterest income$871,0003,100
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$479,0002,441
Trading account gains and fees$0212
Additional Noninterest Income$392,0003,219
Total noninterest expense$3,303,0004,073
Salaries and employee benefits$1,918,0003,666
Premises and equipment expense$439,0003,988
Additional noninterest expense$946,0004,570
Pre-tax net operating income$1,105,0002,566
Securities gains (losses)$03,497
Applicable income taxes$231,0002,175
Income before extraordinary items$874,0002,708
Extraordinary gains, net$027
Net income$874,0002,705
Minority interest net income$0118
Net income of bank and minority interests.$874,0002,708
Net charge-offs$351,0003,500
Cash dividends$920,0001,343
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$874,0002,660
2009-06-30 (YTD Data)Rank
Total interest income$3,734,0004,099
Total interest expense$647,0005,755
Net interest income$3,087,0003,375
Provision for loan and lease losses$340,0003,522
Total noninterest income$547,0003,208
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$323,0002,389
Trading account gains and fees$0193
Additional Noninterest Income$224,0003,472
Total noninterest expense$2,190,0004,111
Salaries and employee benefits$1,230,0003,814
Premises and equipment expense$298,0003,958
Additional noninterest expense$662,0004,418
Pre-tax net operating income$1,104,0001,948
Securities gains (losses)$03,136
Applicable income taxes$273,0001,639
Income before extraordinary items$831,0002,177
Extraordinary gains, net$021
Net income$831,0002,175
Minority interest net income$0112
Net income of bank and minority interests.$831,0002,176
Net charge-offs$282,0003,012
Cash dividends$920,000998
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$831,0002,110
2009-03-31 (YTD Data)Rank
Total interest income$1,820,0004,203
Total interest expense$346,0005,703
Net interest income$1,474,0003,492
Provision for loan and lease losses$40,0005,160
Total noninterest income$311,0002,956
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$152,0002,437
Trading account gains and fees$0171
Additional Noninterest Income$159,0002,871
Total noninterest expense$1,097,0004,033
Salaries and employee benefits$633,0003,763
Premises and equipment expense$151,0003,954
Additional noninterest expense$313,0004,270
Pre-tax net operating income$648,0001,928
Securities gains (losses)$02,434
Applicable income taxes$176,0001,580
Income before extraordinary items$472,0002,243
Extraordinary gains, net$015
Net income$472,0002,243
Minority interest net income$0102
Net income of bank and minority interests.$472,0002,245
Net charge-offs$28,0004,069
Cash dividends$818,000552
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$472,0002,110
2008-12-31 (YTD Data)Rank
Total interest income$8,297,0004,037
Total interest expense$2,118,0005,168
Net interest income$6,179,0003,397
Provision for loan and lease losses$60,0006,432
Total noninterest income$1,837,0002,266
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$715,0002,314
Trading account gains and fees$0154
Additional Noninterest Income$1,122,0001,981
Total noninterest expense$4,826,0003,664
Salaries and employee benefits$3,067,0003,184
Premises and equipment expense$584,0004,021
Additional noninterest expense$1,175,0004,351
Pre-tax net operating income$3,130,0001,729
Securities gains (losses)$03,220
Applicable income taxes$832,0001,363
Income before extraordinary items$2,298,0001,730
Extraordinary gains, net$039
Net income$2,298,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0004,155
Cash dividends$1,022,0002,251
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,298,0001,855
2008-09-30 (YTD Data)Rank
Total interest income$6,382,0004,018
Total interest expense$1,683,0005,151
Net interest income$4,699,0003,373
Provision for loan and lease losses$06,991
Total noninterest income$1,191,0002,599
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$529,0002,348
Trading account gains and fees$0148
Additional Noninterest Income$662,0002,397
Total noninterest expense$3,375,0003,871
Salaries and employee benefits$1,999,0003,618
Premises and equipment expense$452,0003,930
Additional noninterest expense$924,0004,125
Pre-tax net operating income$2,515,0001,918
Securities gains (losses)$03,106
Applicable income taxes$739,0001,461
Income before extraordinary items$1,776,0001,980
Extraordinary gains, net$031
Net income$1,776,0001,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,346
Cash dividends$1,022,0001,763
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,776,0002,081
2008-06-30 (YTD Data)Rank
Total interest income$4,292,0004,050
Total interest expense$1,163,0005,206
Net interest income$3,129,0003,382
Provision for loan and lease losses$06,671
Total noninterest income$763,0002,687
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$352,0002,343
Trading account gains and fees$0149
Additional Noninterest Income$411,0002,550
Total noninterest expense$2,259,0003,876
Salaries and employee benefits$1,340,0003,635
Premises and equipment expense$304,0003,935
Additional noninterest expense$615,0004,110
Pre-tax net operating income$1,633,0002,033
Securities gains (losses)$03,233
Applicable income taxes$489,0001,635
Income before extraordinary items$1,144,0002,301
Extraordinary gains, net$021
Net income$1,144,0002,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,018
Cash dividends$1,023,0001,362
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,144,0002,258
2008-03-31 (YTD Data)Rank
Total interest income$2,230,0004,031
Total interest expense$647,0005,086
Net interest income$1,583,0003,357
Provision for loan and lease losses$06,080
Total noninterest income$291,0003,199
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$177,0002,295
Trading account gains and fees$0158
Additional Noninterest Income$114,0003,537
Total noninterest expense$1,134,0003,866
Salaries and employee benefits$676,0003,639
Premises and equipment expense$155,0003,877
Additional noninterest expense$303,0004,084
Pre-tax net operating income$740,0002,316
Securities gains (losses)$02,688
Applicable income taxes$222,0001,834
Income before extraordinary items$518,0002,612
Extraordinary gains, net$015
Net income$518,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,479
Cash dividends$817,000894
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$518,0002,543
2007-12-31 (YTD Data)Rank
Total interest income$9,878,0003,794
Total interest expense$3,092,0004,711
Net interest income$6,786,0003,176
Provision for loan and lease losses$316,0003,095
Total noninterest income$1,584,0002,608
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$726,0002,300
Trading account gains and fees$0178
Additional Noninterest Income$858,0002,453
Total noninterest expense$4,386,0003,834
Salaries and employee benefits$2,613,0003,599
Premises and equipment expense$589,0003,890
Additional noninterest expense$1,184,0004,111
Pre-tax net operating income$3,668,0002,126
Securities gains (losses)$02,146
Applicable income taxes$1,068,0001,784
Income before extraordinary items$2,600,0002,275
Extraordinary gains, net$039
Net income$2,600,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,513
Cash dividends$205,0004,857
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,600,0002,263
2007-09-30 (YTD Data)Rank
Total interest income$7,360,0003,823
Total interest expense$2,239,0004,821
Net interest income$5,121,0003,169
Provision for loan and lease losses$316,0002,222
Total noninterest income$1,077,0002,769
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$511,0002,401
Trading account gains and fees$0184
Additional Noninterest Income$566,0002,651
Total noninterest expense$3,065,0004,035
Salaries and employee benefits$1,740,0003,918
Premises and equipment expense$429,0003,957
Additional noninterest expense$896,0004,025
Pre-tax net operating income$2,817,0002,223
Securities gains (losses)$01,655
Applicable income taxes$854,0001,814
Income before extraordinary items$1,963,0002,412
Extraordinary gains, net$033
Net income$1,963,0002,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,986
Cash dividends$205,0004,074
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,963,0002,386
2007-06-30 (YTD Data)Rank
Total interest income$4,888,0003,847
Total interest expense$1,466,0004,868
Net interest income$3,422,0003,184
Provision for loan and lease losses$95,0003,362
Total noninterest income$694,0002,853
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$330,0002,466
Trading account gains and fees$0168
Additional Noninterest Income$364,0002,707
Total noninterest expense$2,004,0004,119
Salaries and employee benefits$1,142,0003,995
Premises and equipment expense$276,0004,091
Additional noninterest expense$586,0004,084
Pre-tax net operating income$2,017,0002,143
Securities gains (losses)$01,444
Applicable income taxes$614,0001,816
Income before extraordinary items$1,403,0002,327
Extraordinary gains, net$029
Net income$1,403,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,303
Cash dividends$205,0003,585
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,403,0002,309
2007-03-31 (YTD Data)Rank
Total interest income$2,418,0003,867
Total interest expense$745,0004,796
Net interest income$1,673,0003,245
Provision for loan and lease losses$05,779
Total noninterest income$300,0003,110
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$163,0002,441
Trading account gains and fees$0195
Additional Noninterest Income$137,0003,179
Total noninterest expense$1,039,0004,020
Salaries and employee benefits$614,0003,829
Premises and equipment expense$137,0004,125
Additional noninterest expense$288,0004,090
Pre-tax net operating income$934,0002,285
Securities gains (losses)$01,187
Applicable income taxes$280,0001,942
Income before extraordinary items$654,0002,459
Extraordinary gains, net$022
Net income$654,0002,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$654,0002,436
2006-12-31 (YTD Data)Rank
Total interest income$8,798,0003,937
Total interest expense$2,371,0004,965
Net interest income$6,427,0003,338
Provision for loan and lease losses$94,0004,842
Total noninterest income$1,269,0003,018
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$683,0002,429
Trading account gains and fees$0130
Additional Noninterest Income$586,0003,059
Total noninterest expense$4,272,0003,793
Salaries and employee benefits$2,579,0003,535
Premises and equipment expense$583,0003,854
Additional noninterest expense$1,110,0004,179
Pre-tax net operating income$3,330,0002,585
Securities gains (losses)$01,687
Applicable income taxes$975,0002,231
Income before extraordinary items$2,355,0002,748
Extraordinary gains, net$051
Net income$2,355,0002,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,710
Cash dividends$1,022,0002,507
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,355,0002,734
2006-09-30 (YTD Data)Rank
Total interest income$6,441,0003,972
Total interest expense$1,635,0005,111
Net interest income$4,806,0003,373
Provision for loan and lease losses$94,0004,197
Total noninterest income$915,0003,112
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$504,0002,468
Trading account gains and fees$0126
Additional Noninterest Income$411,0003,174
Total noninterest expense$2,959,0004,017
Salaries and employee benefits$1,686,0003,903
Premises and equipment expense$436,0003,868
Additional noninterest expense$837,0004,142
Pre-tax net operating income$2,668,0002,526
Securities gains (losses)$01,388
Applicable income taxes$808,0002,185
Income before extraordinary items$1,860,0002,729
Extraordinary gains, net$045
Net income$1,860,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0001,295
Cash dividends$204,0004,121
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,860,0002,713
2006-06-30 (YTD Data)Rank
Total interest income$4,199,0003,990
Total interest expense$1,030,0005,151
Net interest income$3,169,0003,413
Provision for loan and lease losses$06,419
Total noninterest income$555,0003,289
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$333,0002,450
Trading account gains and fees$0126
Additional Noninterest Income$222,0003,537
Total noninterest expense$2,013,0003,991
Salaries and employee benefits$1,146,0003,871
Premises and equipment expense$292,0003,847
Additional noninterest expense$575,0004,042
Pre-tax net operating income$1,711,0002,607
Securities gains (losses)$01,185
Applicable income taxes$522,0002,238
Income before extraordinary items$1,189,0002,805
Extraordinary gains, net$039
Net income$1,189,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,150
Cash dividends$204,0003,637
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,189,0002,798
2006-03-31 (YTD Data)Rank
Total interest income$2,054,0004,002
Total interest expense$489,0005,181
Net interest income$1,565,0003,424
Provision for loan and lease losses$06,013
Total noninterest income$272,0003,283
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$159,0002,473
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,483
Total noninterest expense$1,040,0003,899
Salaries and employee benefits$605,0003,746
Premises and equipment expense$156,0003,660
Additional noninterest expense$279,0004,128
Pre-tax net operating income$797,0002,714
Securities gains (losses)$0955
Applicable income taxes$263,0002,189
Income before extraordinary items$534,0003,010
Extraordinary gains, net$021
Net income$534,0003,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,000821
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$534,0002,989
2005-12-31 (YTD Data)Rank
Total interest income$8,280,0003,660
Total interest expense$1,648,0004,989
Net interest income$6,632,0003,173
Provision for loan and lease losses$309,0002,761
Total noninterest income$1,089,0003,351
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$660,0002,455
Trading account gains and fees$0138
Additional Noninterest Income$429,0003,658
Total noninterest expense$3,968,0003,888
Salaries and employee benefits$2,436,0003,557
Premises and equipment expense$558,0003,871
Additional noninterest expense$974,0004,504
Pre-tax net operating income$3,444,0002,486
Securities gains (losses)$2,0001,993
Applicable income taxes$1,012,0002,247
Income before extraordinary items$2,434,0002,651
Extraordinary gains, net$046
Net income$2,434,0002,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,0001,135
Cash dividends$1,022,0002,400
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,432,5802,620
2005-09-30 (YTD Data)Rank
Total interest income$6,125,0003,640
Total interest expense$1,162,0005,026
Net interest income$4,963,0003,163
Provision for loan and lease losses$223,0002,789
Total noninterest income$794,0003,421
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$498,0002,461
Trading account gains and fees$0126
Additional Noninterest Income$296,0003,825
Total noninterest expense$2,912,0003,920
Salaries and employee benefits$1,662,0003,804
Premises and equipment expense$416,0003,859
Additional noninterest expense$834,0004,054
Pre-tax net operating income$2,622,0002,478
Securities gains (losses)$2,0002,008
Applicable income taxes$797,0002,205
Income before extraordinary items$1,827,0002,663
Extraordinary gains, net$035
Net income$1,827,0002,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,000750
Cash dividends$204,0004,014
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,825,6002,622
2005-06-30 (YTD Data)Rank
Total interest income$4,060,0003,581
Total interest expense$745,0004,971
Net interest income$3,315,0003,136
Provision for loan and lease losses$223,0001,982
Total noninterest income$535,0003,363
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$316,0002,517
Trading account gains and fees$0116
Additional Noninterest Income$219,0003,611
Total noninterest expense$1,939,0003,901
Salaries and employee benefits$1,109,0003,791
Premises and equipment expense$257,0004,062
Additional noninterest expense$573,0003,937
Pre-tax net operating income$1,688,0002,497
Securities gains (losses)$02,146
Applicable income taxes$510,0002,249
Income before extraordinary items$1,178,0002,691
Extraordinary gains, net$030
Net income$1,178,0002,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,000541
Cash dividends$204,0003,462
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,178,0002,649
2005-03-31 (YTD Data)Rank
Total interest income$1,970,0003,645
Total interest expense$340,0005,131
Net interest income$1,630,0003,171
Provision for loan and lease losses$205,0001,112
Total noninterest income$236,0003,603
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$155,0002,488
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,172
Total noninterest expense$1,017,0003,798
Salaries and employee benefits$587,0003,630
Premises and equipment expense$134,0003,988
Additional noninterest expense$296,0003,846
Pre-tax net operating income$644,0003,062
Securities gains (losses)$01,685
Applicable income taxes$190,0002,683
Income before extraordinary items$454,0003,284
Extraordinary gains, net$024
Net income$454,0003,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,000344
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$454,0003,244
2004-12-31 (YTD Data)Rank
Total interest income$7,524,0003,582
Total interest expense$1,244,0005,017
Net interest income$6,280,0003,171
Provision for loan and lease losses$582,0001,715
Total noninterest income$1,232,0003,064
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$697,0002,371
Trading account gains and fees$0138
Additional Noninterest Income$535,0003,194
Total noninterest expense$4,052,0003,701
Salaries and employee benefits$2,442,0003,409
Premises and equipment expense$533,0003,891
Additional noninterest expense$1,077,0004,086
Pre-tax net operating income$2,878,0002,683
Securities gains (losses)$-3,0007,966
Applicable income taxes$744,0002,641
Income before extraordinary items$2,131,0002,766
Extraordinary gains, net$034
Net income$2,131,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,402
Cash dividends$920,0002,474
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,133,2202,704
2004-09-30 (YTD Data)Rank
Total interest income$5,597,0003,586
Total interest expense$937,0004,967
Net interest income$4,660,0003,187
Provision for loan and lease losses$376,0001,864
Total noninterest income$841,0003,304
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$525,0002,398
Trading account gains and fees$0134
Additional Noninterest Income$316,0003,637
Total noninterest expense$2,765,0003,963
Salaries and employee benefits$1,557,0003,847
Premises and equipment expense$375,0004,070
Additional noninterest expense$833,0003,964
Pre-tax net operating income$2,360,0002,512
Securities gains (losses)$-3,0008,248
Applicable income taxes$705,0002,297
Income before extraordinary items$1,652,0002,736
Extraordinary gains, net$026
Net income$1,652,0002,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0001,077
Cash dividends$204,0003,946
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,654,1002,672
2004-06-30 (YTD Data)Rank
Total interest income$3,733,0003,577
Total interest expense$621,0005,006
Net interest income$3,112,0003,178
Provision for loan and lease losses$326,0001,438
Total noninterest income$623,0003,096
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$354,0002,367
Trading account gains and fees$0130
Additional Noninterest Income$269,0003,181
Total noninterest expense$1,833,0004,023
Salaries and employee benefits$1,000,0003,981
Premises and equipment expense$250,0004,080
Additional noninterest expense$583,0003,829
Pre-tax net operating income$1,576,0002,483
Securities gains (losses)$4,0002,826
Applicable income taxes$472,0002,292
Income before extraordinary items$1,108,0002,695
Extraordinary gains, net$021
Net income$1,108,0002,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,000930
Cash dividends$205,0003,402
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,105,2002,627
2004-03-31 (YTD Data)Rank
Total interest income$1,950,0003,458
Total interest expense$324,0004,940
Net interest income$1,626,0003,048
Provision for loan and lease losses$176,0001,287
Total noninterest income$271,0003,328
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$169,0002,416
Trading account gains and fees$0121
Additional Noninterest Income$102,0003,674
Total noninterest expense$968,0003,856
Salaries and employee benefits$523,0003,864
Premises and equipment expense$128,0004,030
Additional noninterest expense$317,0003,581
Pre-tax net operating income$753,0002,558
Securities gains (losses)$3,0002,499
Applicable income taxes$228,0002,352
Income before extraordinary items$528,0002,811
Extraordinary gains, net$016
Net income$528,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,205
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$525,9002,724
2003-12-31 (YTD Data)Rank
Total interest income$7,653,0003,561
Total interest expense$1,774,0004,389
Net interest income$5,879,0003,243
Provision for loan and lease losses$445,0002,386
Total noninterest income$856,0004,065
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$637,0002,577
Trading account gains and fees$0160
Additional Noninterest Income$219,0005,101
Total noninterest expense$4,085,0003,655
Salaries and employee benefits$2,373,0003,412
Premises and equipment expense$523,0003,931
Additional noninterest expense$1,189,0003,754
Pre-tax net operating income$2,205,0003,160
Securities gains (losses)$04,500
Applicable income taxes$606,0003,044
Income before extraordinary items$1,599,0003,416
Extraordinary gains, net$054
Net income$1,599,0003,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,789
Cash dividends$717,0002,908
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,599,0003,241
2003-09-30 (YTD Data)Rank
Total interest income$5,756,0003,596
Total interest expense$1,421,0004,307
Net interest income$4,335,0003,304
Provision for loan and lease losses$263,0002,779
Total noninterest income$625,0004,193
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$457,0002,674
Trading account gains and fees$0153
Additional Noninterest Income$168,0005,123
Total noninterest expense$2,978,0003,731
Salaries and employee benefits$1,611,0003,679
Premises and equipment expense$390,0003,935
Additional noninterest expense$977,0003,459
Pre-tax net operating income$1,719,0003,190
Securities gains (losses)$04,204
Applicable income taxes$534,0002,917
Income before extraordinary items$1,185,0003,531
Extraordinary gains, net$040
Net income$1,185,0003,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,657
Cash dividends$205,0003,979
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,185,0003,367
2003-06-30 (YTD Data)Rank
Total interest income$3,948,0003,558
Total interest expense$1,021,0004,183
Net interest income$2,927,0003,264
Provision for loan and lease losses$263,0002,057
Total noninterest income$419,0004,140
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$297,0002,671
Trading account gains and fees$0150
Additional Noninterest Income$122,0004,964
Total noninterest expense$2,078,0003,579
Salaries and employee benefits$1,158,0003,467
Premises and equipment expense$256,0003,972
Additional noninterest expense$664,0003,392
Pre-tax net operating income$1,005,0003,512
Securities gains (losses)$03,782
Applicable income taxes$313,0003,162
Income before extraordinary items$692,0003,896
Extraordinary gains, net$030
Net income$692,0003,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,249
Cash dividends$205,0003,422
Sale, conversion, retirement of capital stock, net$0589
Net operating income$692,0003,707
2003-03-31 (YTD Data)Rank
Total interest income$2,029,0003,482
Total interest expense$550,0004,044
Net interest income$1,479,0003,212
Provision for loan and lease losses$06,934
Total noninterest income$234,0003,784
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$138,0002,749
Trading account gains and fees$0134
Additional Noninterest Income$96,0004,002
Total noninterest expense$1,016,0003,611
Salaries and employee benefits$561,0003,552
Premises and equipment expense$129,0003,947
Additional noninterest expense$326,0003,392
Pre-tax net operating income$697,0002,742
Securities gains (losses)$02,891
Applicable income taxes$226,0002,491
Income before extraordinary items$471,0003,079
Extraordinary gains, net$021
Net income$471,0003,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$471,0002,921
2002-12-31 (YTD Data)Rank
Total interest income$8,745,0003,389
Total interest expense$2,722,0003,835
Net interest income$6,023,0003,131
Provision for loan and lease losses$438,0002,639
Total noninterest income$1,025,0003,427
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$693,0002,268
Trading account gains and fees$0153
Additional Noninterest Income$332,0004,044
Total noninterest expense$4,808,0003,022
Salaries and employee benefits$2,350,0003,288
Premises and equipment expense$545,0003,695
Additional noninterest expense$1,913,0002,413
Pre-tax net operating income$1,802,0003,655
Securities gains (losses)$14,0003,404
Applicable income taxes$541,0003,309
Income before extraordinary items$1,275,0003,924
Extraordinary gains, net$070
Net income$1,275,0003,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0002,210
Cash dividends$511,0003,400
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,265,2003,847
2001-12-31 (YTD Data)Rank
Total interest income$9,503,0003,463
Total interest expense$4,242,0003,624
Net interest income$5,261,0003,299
Provision for loan and lease losses$215,0003,959
Total noninterest income$934,0003,496
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$660,0002,262
Trading account gains and fees$0177
Additional Noninterest Income$274,0004,308
Total noninterest expense$4,264,0003,233
Salaries and employee benefits$2,310,0003,177
Premises and equipment expense$517,0003,770
Additional noninterest expense$1,437,0002,984
Pre-tax net operating income$1,716,0003,533
Securities gains (losses)$04,612
Applicable income taxes$563,0003,091
Income before extraordinary items$1,153,0003,906
Extraordinary gains, net$0105
Net income$1,153,0003,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,784
Cash dividends$614,0003,087
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,153,0003,776
2000-12-31 (YTD Data)Rank
Total interest income$10,183,0003,343
Total interest expense$4,516,0003,617
Net interest income$5,667,0003,108
Provision for loan and lease losses$952,0001,115
Total noninterest income$1,173,0002,804
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$673,0002,061
Trading account gains and fees$0180
Additional Noninterest Income$500,0002,949
Total noninterest expense$4,154,0003,230
Salaries and employee benefits$2,163,0003,243
Premises and equipment expense$485,0003,886
Additional noninterest expense$1,506,0002,808
Pre-tax net operating income$1,734,0003,657
Securities gains (losses)$-8,0008,215
Applicable income taxes$597,0003,120
Income before extraordinary items$1,129,0004,029
Extraordinary gains, net$038
Net income$1,129,0004,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$726,000942
Cash dividends$409,0003,896
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,134,2004,013
1999-12-31 (YTD Data)Rank
Total interest income$9,731,0003,294
Total interest expense$4,202,0003,437
Net interest income$5,529,0003,141
Provision for loan and lease losses$417,0002,046
Total noninterest income$974,0003,148
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$763,0001,743
Trading account gains and fees$0173
Additional Noninterest Income$211,0004,819
Total noninterest expense$4,154,0003,201
Salaries and employee benefits$2,146,0003,216
Premises and equipment expense$503,0003,750
Additional noninterest expense$1,505,0002,855
Pre-tax net operating income$1,932,0003,424
Securities gains (losses)$1,0002,805
Applicable income taxes$614,0003,172
Income before extraordinary items$1,319,0003,603
Extraordinary gains, net$035
Net income$1,319,0003,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,329
Cash dividends$614,0003,100
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,318,3203,567
1998-12-31 (YTD Data)Rank
Total interest income$9,997,0003,237
Total interest expense$4,534,0003,272
Net interest income$5,463,0003,139
Provision for loan and lease losses$803,0001,175
Total noninterest income$1,151,0002,778
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$872,0001,438
Trading account gains and fees$0224
Additional Noninterest Income$279,0004,174
Total noninterest expense$3,872,0003,311
Salaries and employee benefits$2,195,0003,055
Premises and equipment expense$410,0004,344
Additional noninterest expense$1,267,0003,220
Pre-tax net operating income$1,939,0003,419
Securities gains (losses)$24,0002,292
Applicable income taxes$614,0003,347
Income before extraordinary items$1,349,0003,557
Extraordinary gains, net$032
Net income$1,349,0003,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$799,000893
Cash dividends$511,0003,453
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,332,4403,502
1997-12-31 (YTD Data)Rank
Total interest income$9,213,0003,505
Total interest expense$4,104,0003,580
Net interest income$5,109,0003,419
Provision for loan and lease losses$1,177,000869
Total noninterest income$1,097,0002,828
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$855,0001,514
Trading account gains and fees$0239
Additional Noninterest Income$242,0004,453
Total noninterest expense$3,664,0003,454
Salaries and employee benefits$1,984,0003,335
Premises and equipment expense$363,0004,768
Additional noninterest expense$1,317,0003,078
Pre-tax net operating income$1,365,0004,800
Securities gains (losses)$-12,00010,127
Applicable income taxes$483,0004,318
Income before extraordinary items$870,0005,176
Extraordinary gains, net$044
Net income$870,0005,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,162,000725
Cash dividends$409,0003,899
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$877,6805,084
1996-12-31 (YTD Data)Rank
Total interest income$7,220,0004,439
Total interest expense$3,257,0004,451
Net interest income$3,963,0004,359
Provision for loan and lease losses$508,0001,712
Total noninterest income$739,0003,921
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$572,0002,376
Trading account gains and fees$0262
Additional Noninterest Income$167,0005,663
Total noninterest expense$2,666,0004,758
Salaries and employee benefits$1,471,0004,388
Premises and equipment expense$267,0006,002
Additional noninterest expense$928,0004,651
Pre-tax net operating income$1,528,0004,276
Securities gains (losses)$04,148
Applicable income taxes$520,0004,023
Income before extraordinary items$1,008,0004,477
Extraordinary gains, net$053
Net income$1,008,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$530,0001,362
Cash dividends$614,0002,982
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,008,0004,416
1995-12-31 (YTD Data)Rank
Total interest income$6,389,0004,924
Total interest expense$3,014,0004,734
Net interest income$3,375,0005,007
Provision for loan and lease losses$201,0002,982
Total noninterest income$417,0005,829
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$280,0004,535
Trading account gains and fees$0522
Additional Noninterest Income$137,0006,244
Total noninterest expense$2,472,0005,048
Salaries and employee benefits$1,381,0004,617
Premises and equipment expense$202,0007,153
Additional noninterest expense$889,0004,814
Pre-tax net operating income$1,119,0005,529
Securities gains (losses)$137,000819
Applicable income taxes$376,0005,161
Income before extraordinary items$880,0005,079
Extraordinary gains, net$065
Net income$880,0005,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,758
Cash dividends$511,0003,258
Sale, conversion, retirement of capital stock, net$0809
Net operating income$784,1005,507
1994-12-31 (YTD Data)Rank
Total interest income$5,663,0005,115
Total interest expense$2,434,0004,761
Net interest income$3,229,0005,285
Provision for loan and lease losses$25,0007,401
Total noninterest income$668,0004,275
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$261,0004,878
Trading account gains and fees$0475
Additional Noninterest Income$407,0003,368
Total noninterest expense$2,604,0004,973
Salaries and employee benefits$1,315,0004,823
Premises and equipment expense$234,0006,793
Additional noninterest expense$1,055,0004,504
Pre-tax net operating income$1,268,0005,031
Securities gains (losses)$-52,00011,060
Applicable income taxes$249,0006,553
Income before extraordinary items$967,0004,642
Extraordinary gains, net$0249
Net income$967,0004,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00011,034
Cash dividends$511,0003,132
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,008,6004,556
1993-12-31 (YTD Data)Rank
Total interest income$5,466,0005,362
Total interest expense$2,201,0005,373
Net interest income$3,265,0005,256
Provision for loan and lease losses$75,0006,449
Total noninterest income$427,0006,197
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$255,0005,032
Trading account gains and fees$0532
Additional Noninterest Income$172,0006,134
Total noninterest expense$2,587,0005,120
Salaries and employee benefits$1,317,0004,822
Premises and equipment expense$237,0006,945
Additional noninterest expense$1,033,0004,780
Pre-tax net operating income$1,030,0005,780
Securities gains (losses)$1,0007,052
Applicable income taxes$230,0007,102
Income before extraordinary items$801,0005,566
Extraordinary gains, net$158,0001,187
Net income$959,0004,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,580
Cash dividends$511,0003,006
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$800,2205,335
1992-12-31 (YTD Data)Rank
Total interest income$8,443,0004,095
Total interest expense$3,453,0004,586
Net interest income$4,990,0003,640
Provision for loan and lease losses$503,0002,983
Total noninterest income$1,470,0002,426
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$586,0002,350
Trading account gains and fees$0504
Additional Noninterest Income$884,0002,167
Total noninterest expense$3,486,0003,943
Salaries and employee benefits$1,592,0004,005
Premises and equipment expense$445,0004,394
Additional noninterest expense$1,449,0003,703
Pre-tax net operating income$2,471,0002,520
Securities gains (losses)$-454,00013,895
Applicable income taxes$603,0003,421
Income before extraordinary items$1,414,0003,244
Extraordinary gains, net$01,422
Net income$1,414,0003,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0003,269
Cash dividends$465,0002,965
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,731,8002,454

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.