Home > The First National Bank of Wills Point > Assets and Liabilities
The First National Bank of Wills Point, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $29,337,000 | 8,941 |
| Cash and due from depository institutions | $1,613,000 | 7,503 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,806,000 | 8,513 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,212 |
| Net loans & leases | $17,269,000 | 8,655 |
| Loan loss allowance | $262,000 | 8,013 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $673,000 | 7,123 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $276,000 | 9,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,337,000 | 8,941 |
| Total liabilities | $26,406,000 | 8,885 |
| Total deposits | $25,849,000 | 8,822 |
| Interest-bearing deposits | $19,259,000 | 9,150 |
| Deposits held in domestic offices | $25,849,000 | 8,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $326,000 | 4,278 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $231,000 | 8,576 |
| Total equity capital | $2,931,000 | 9,097 |
| Total bank equity capital | $2,931,000 | 9,097 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $550,000 | 4,673 |
| Surplus | $550,000 | 8,705 |
| Undivided profits | $1,831,000 | 7,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 7,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $169,000 | 8,720 |
| Earning assets | $26,775,000 | 8,924 |
| Long-term assets (5+ years) | $2,233,000 | 7,516 |
| Average Assets, year-to-date | $30,469,800 | 8,687 |
| Average Assets, quarterly | $29,074,500 | 8,921 |
| Volatile liabilities | $2,275,000 | 9,054 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $777,000 | 9,141 |
| Tier 1 (core) risk-based capital | $2,916,000 | 9,017 |
| Tier 2 risk-based capital | $249,690 | 7,709 |
| Total risk weighted assets | $19,963,090 | 8,427 |
| Total unused commitments | $777,000 | 9,153 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $30,840,000 | 9,112 |
| Cash and due from depository institutions | $1,667,000 | 7,879 |
| Interest-bearing balances | $200,000 | 3,917 |
| Securities | $11,574,000 | 7,413 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 8,062 |
| Net loans & leases | $16,321,000 | 9,064 |
| Loan loss allowance | $215,000 | 8,934 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $649,000 | 7,361 |
| Other real estate owned | $0 | 7,879 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $429,000 | 9,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,840,000 | 9,112 |
| Total liabilities | $28,244,000 | 9,012 |
| Total deposits | $27,784,000 | 8,933 |
| Interest-bearing deposits | $21,129,000 | 9,268 |
| Deposits held in domestic offices | $27,784,000 | 8,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $229,000 | 4,472 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $231,000 | 8,812 |
| Total equity capital | $2,596,000 | 9,678 |
| Total bank equity capital | $2,596,000 | 9,678 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $550,000 | 4,965 |
| Surplus | $550,000 | 9,057 |
| Undivided profits | $1,496,000 | 8,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 7,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $165,000 | 9,057 |
| Earning assets | $28,295,000 | 9,086 |
| Long-term assets (5+ years) | $3,271,000 | 6,848 |
| Average Assets, year-to-date | $29,552,400 | 9,110 |
| Average Assets, quarterly | $30,902,000 | 9,063 |
| Volatile liabilities | $3,493,000 | 8,156 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,156,000 | 8,602 |
| Tier 1 (core) risk-based capital | $2,582,000 | 9,643 |
| Tier 2 risk-based capital | $215,000 | 8,417 |
| Total risk weighted assets | $19,150,600 | 8,797 |
| Total unused commitments | $1,156,000 | 8,615 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $29,208,000 | 9,615 |
| Cash and due from depository institutions | $1,320,000 | 8,427 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $12,493,000 | 7,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $14,373,000 | 9,679 |
| Loan loss allowance | $235,000 | 8,965 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $600,000 | 7,755 |
| Other real estate owned | $0 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $422,000 | 9,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,208,000 | 9,615 |
| Total liabilities | $26,895,000 | 9,493 |
| Total deposits | $26,331,000 | 9,433 |
| Interest-bearing deposits | $19,876,000 | 9,801 |
| Deposits held in domestic offices | $26,331,000 | 9,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,451 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $364,000 | 7,553 |
| Total equity capital | $2,313,000 | 10,318 |
| Total bank equity capital | $2,313,000 | 10,318 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $550,000 | 5,226 |
| Surplus | $350,000 | 10,142 |
| Undivided profits | $1,413,000 | 8,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 6,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $168,000 | 9,369 |
| Earning assets | $26,966,000 | 9,554 |
| Long-term assets (5+ years) | $3,190,000 | 6,924 |
| Average Assets, year-to-date | $26,556,000 | 9,760 |
| Average Assets, quarterly | $29,533,000 | 9,513 |
| Volatile liabilities | $4,068,000 | 7,601 |
| Insider loans | $73,000 | 9,550 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $913,000 | 9,146 |
| Tier 1 (core) risk-based capital | $2,299,000 | 10,277 |
| Tier 2 risk-based capital | $205,310 | 8,788 |
| Total risk weighted assets | $16,394,710 | 9,524 |
| Total unused commitments | $913,000 | 9,156 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $24,369,000 | 10,509 |
| Cash and due from depository institutions | $1,308,000 | 8,823 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $8,832,000 | 9,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $13,118,000 | 10,247 |
| Loan loss allowance | $234,000 | 9,306 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $618,000 | 7,817 |
| Other real estate owned | $208,000 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $285,000 | 11,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,369,000 | 10,509 |
| Total liabilities | $22,433,000 | 10,423 |
| Total deposits | $21,980,000 | 10,343 |
| Interest-bearing deposits | $15,873,000 | 10,835 |
| Deposits held in domestic offices | $21,980,000 | 10,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $153,000 | 9,943 |
| Total equity capital | $1,936,000 | 11,026 |
| Total bank equity capital | $1,936,000 | 11,026 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $550,000 | 5,507 |
| Surplus | $350,000 | 10,576 |
| Undivided profits | $1,036,000 | 8,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 5,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 805 |
| Income earned, not collected on loans | $114,000 | 10,517 |
| Earning assets | $22,050,000 | 10,507 |
| Long-term assets (5+ years) | $1,013,000 | 9,444 |
| Average Assets, year-to-date | $23,730,600 | 10,531 |
| Average Assets, quarterly | $24,092,500 | 10,527 |
| Volatile liabilities | $800,000 | 11,413 |
| Insider loans | $126,000 | 9,071 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,271,000 | 8,610 |
| Tier 1 (core) risk-based capital | $1,936,000 | 11,110 |
| Tier 2 risk-based capital | $177,530 | 9,579 |
| Total risk weighted assets | $14,145,630 | 10,268 |
| Total unused commitments | $1,271,000 | 8,623 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $22,730,000 | 11,196 |
| Cash and due from depository institutions | $1,389,000 | 9,438 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $8,043,000 | 9,870 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $11,973,000 | 10,795 |
| Loan loss allowance | $338,000 | 8,168 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $640,000 | 7,866 |
| Other real estate owned | $210,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $375,000 | 10,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,730,000 | 11,196 |
| Total liabilities | $21,117,000 | 11,089 |
| Total deposits | $21,009,000 | 10,995 |
| Interest-bearing deposits | $15,356,000 | 11,464 |
| Deposits held in domestic offices | $21,009,000 | 10,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $108,000 | 11,354 |
| Total equity capital | $1,613,000 | 11,915 |
| Total bank equity capital | $1,613,000 | 11,915 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $550,000 | 5,755 |
| Surplus | $350,000 | 11,025 |
| Undivided profits | $713,000 | 10,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 596 |
| Income earned, not collected on loans | $108,000 | 10,766 |
| Earning assets | $20,216,000 | 11,256 |
| Long-term assets (5+ years) | $722,000 | 10,337 |
| Average Assets, year-to-date | $22,632,200 | 11,114 |
| Average Assets, quarterly | $22,766,500 | 11,149 |
| Volatile liabilities | $100,000 | 13,036 |
| Insider loans | $101,000 | 9,709 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $597,000 | 10,257 |
| Tier 1 (core) risk-based capital | $1,613,000 | 11,887 |
| Tier 2 risk-based capital | $165,220 | 10,111 |
| Total risk weighted assets | $13,044,820 | 10,865 |
| Total unused commitments | $597,000 | 10,276 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $22,404,000 | 11,618 |
| Cash and due from depository institutions | $1,572,000 | 10,021 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $8,333,000 | 9,865 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 9,103 |
| Net loans & leases | $10,382,000 | 11,558 |
| Loan loss allowance | $316,000 | 8,574 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $656,000 | 7,889 |
| Other real estate owned | $359,000 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $252,000 | 12,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,404,000 | 11,618 |
| Total liabilities | $21,251,000 | 11,430 |
| Total deposits | $21,176,000 | 11,327 |
| Interest-bearing deposits | $15,875,000 | 11,790 |
| Deposits held in domestic offices | $21,176,000 | 11,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $75,000 | 12,936 |
| Total equity capital | $1,153,000 | 12,971 |
| Total bank equity capital | $1,153,000 | 12,971 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $550,000 | 6,055 |
| Surplus | $350,000 | 11,385 |
| Undivided profits | $253,000 | 11,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 6,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $96,000 | 11,683 |
| Earning assets | $19,665,000 | 11,714 |
| Long-term assets (5+ years) | $922,000 | 10,364 |
| Average Assets, year-to-date | $22,339,200 | 11,502 |
| Average Assets, quarterly | $22,305,000 | 11,581 |
| Volatile liabilities | $100,000 | 13,631 |
| Insider loans | $4,000 | 9,235 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $229,000 | 11,574 |
| Tier 1 (core) risk-based capital | $1,153,000 | 12,950 |
| Tier 2 risk-based capital | $147,810 | 10,714 |
| Total risk weighted assets | $11,656,210 | 11,595 |
| Total unused commitments | $229,000 | 11,593 |
| Derivatives | $0 | 651 |