Home > The First National Bank of Whitewright > Income and Expense
The First National Bank of Whitewright, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 10,092 |
| Total interest expense | $114,000 | 10,042 |
| Net interest income | $165,000 | 10,100 |
| Provision for loan and lease losses | $8,000 | 8,218 |
| Total noninterest income | $35,000 | 9,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $167,000 | 10,173 |
| Salaries and employee benefits | $71,000 | 10,171 |
| Premises and equipment expense | $31,000 | 9,958 |
| Additional noninterest expense | $65,000 | 10,108 |
| Pre-tax net operating income | $25,000 | 9,317 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $25,000 | 9,346 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,685 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $25,000 | 9,313 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 7,470 |
| Total interest expense | $1,323,000 | 7,608 |
| Net interest income | $1,729,000 | 7,218 |
| Provision for loan and lease losses | $141,000 | 4,306 |
| Total noninterest income | $563,000 | 4,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,806 |
| Total noninterest expense | $1,826,000 | 5,932 |
| Salaries and employee benefits | $869,000 | 6,357 |
| Premises and equipment expense | $327,000 | 5,108 |
| Additional noninterest expense | $630,000 | 5,553 |
| Pre-tax net operating income | $325,000 | 8,249 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $118,000 | 7,272 |
| Income before extraordinary items | $207,000 | 8,566 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $207,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,550 |
| Cash dividends | $23,000 | 7,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $207,000 | 8,486 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 7,734 |
| Total interest expense | $1,303,000 | 7,838 |
| Net interest income | $1,714,000 | 7,521 |
| Provision for loan and lease losses | $106,000 | 5,041 |
| Total noninterest income | $502,000 | 4,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,590 |
| Total noninterest expense | $1,893,000 | 5,863 |
| Salaries and employee benefits | $923,000 | 6,176 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $625,000 | 5,653 |
| Pre-tax net operating income | $217,000 | 9,489 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $67,000 | 8,963 |
| Income before extraordinary items | $150,000 | 9,588 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $150,000 | 9,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,973 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $150,000 | 9,546 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 8,402 |
| Total interest expense | $1,182,000 | 8,431 |
| Net interest income | $1,531,000 | 8,191 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $444,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $1,798,000 | 6,392 |
| Salaries and employee benefits | $906,000 | 6,431 |
| Premises and equipment expense | $302,000 | 5,569 |
| Additional noninterest expense | $590,000 | 6,415 |
| Pre-tax net operating income | $121,000 | 10,258 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $30,000 | 10,034 |
| Income before extraordinary items | $91,000 | 10,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $91,000 | 10,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $3,000 | 8,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $91,000 | 10,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 8,835 |
| Total interest expense | $1,023,000 | 9,173 |
| Net interest income | $1,560,000 | 8,363 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $422,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $1,765,000 | 6,561 |
| Salaries and employee benefits | $899,000 | 6,561 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $605,000 | 6,502 |
| Pre-tax net operating income | $137,000 | 10,854 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $37,000 | 10,445 |
| Income before extraordinary items | $100,000 | 10,931 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $100,000 | 10,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $3,000 | 8,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $100,000 | 10,907 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 9,536 |
| Total interest expense | $697,000 | 10,103 |
| Net interest income | $1,445,000 | 9,027 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,327 |
| Total noninterest expense | $1,559,000 | 7,417 |
| Salaries and employee benefits | $767,000 | 7,406 |
| Premises and equipment expense | $247,000 | 6,567 |
| Additional noninterest expense | $545,000 | 7,466 |
| Pre-tax net operating income | $147,000 | 11,295 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $107,000 | 11,322 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $107,000 | 11,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $107,000 | 11,355 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 10,057 |
| Total interest expense | $678,000 | 10,721 |
| Net interest income | $1,381,000 | 9,474 |
| Provision for loan and lease losses | $-28,000 | 12,636 |
| Total noninterest income | $241,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,433,000 | 8,067 |
| Salaries and employee benefits | $685,000 | 8,101 |
| Premises and equipment expense | $215,000 | 7,389 |
| Additional noninterest expense | $533,000 | 7,925 |
| Pre-tax net operating income | $217,000 | 10,893 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $15,000 | 8,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $155,000 | 10,931 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 10,154 |
| Total interest expense | $904,000 | 10,854 |
| Net interest income | $1,464,000 | 9,393 |
| Provision for loan and lease losses | $-32,000 | 13,561 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $1,618,000 | 7,513 |
| Salaries and employee benefits | $633,000 | 8,526 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $780,000 | 6,208 |
| Pre-tax net operating income | $148,000 | 11,549 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $109,000 | 11,822 |
| Extraordinary gains, net | $39,000 | 1,068 |
| Net income | $148,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $3,000 | 8,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $109,000 | 11,516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.