Home > The First National Bank of Wetumpka > Income and Expense
The First National Bank of Wetumpka, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,113,000 | 2,024 |
| Total interest expense | $7,906,000 | 1,939 |
| Net interest income | $8,207,000 | 2,079 |
| Provision for loan and lease losses | $1,132,000 | 871 |
| Total noninterest income | $1,035,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $968,000 | 1,290 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $6,090,000 | 2,140 |
| Salaries and employee benefits | $2,965,000 | 2,277 |
| Premises and equipment expense | $748,000 | 2,599 |
| Additional noninterest expense | $2,377,000 | 1,784 |
| Pre-tax net operating income | $2,020,000 | 3,319 |
| Securities gains (losses) | $68,000 | 1,523 |
| Applicable income taxes | $312,000 | 5,065 |
| Income before extraordinary items | $1,776,000 | 2,816 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,776,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 1,029 |
| Cash dividends | $9,952,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,718,200 | 2,816 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,022,000 | 2,030 |
| Total interest expense | $8,209,000 | 1,880 |
| Net interest income | $7,813,000 | 2,251 |
| Provision for loan and lease losses | $215,000 | 3,285 |
| Total noninterest income | $1,085,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,019,000 | 1,260 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $5,143,000 | 2,500 |
| Salaries and employee benefits | $3,284,000 | 1,999 |
| Premises and equipment expense | $667,000 | 2,864 |
| Additional noninterest expense | $1,192,000 | 3,376 |
| Pre-tax net operating income | $3,540,000 | 2,128 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $984,000 | 2,466 |
| Income before extraordinary items | $2,581,000 | 2,049 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,581,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,891 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,563,000 | 2,009 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,443,000 | 2,184 |
| Total interest expense | $7,450,000 | 2,108 |
| Net interest income | $7,993,000 | 2,259 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $709,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $283,000 | 4,413 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $426,000 | 3,265 |
| Total noninterest expense | $4,147,000 | 3,246 |
| Salaries and employee benefits | $2,405,000 | 2,790 |
| Premises and equipment expense | $623,000 | 3,097 |
| Additional noninterest expense | $1,119,000 | 4,004 |
| Pre-tax net operating income | $4,355,000 | 1,659 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $1,321,000 | 1,825 |
| Income before extraordinary items | $3,042,000 | 1,639 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,042,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,514 |
| Cash dividends | $1,650,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,036,400 | 1,609 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,867,000 | 2,414 |
| Total interest expense | $6,638,000 | 2,339 |
| Net interest income | $7,229,000 | 2,484 |
| Provision for loan and lease losses | $225,000 | 2,789 |
| Total noninterest income | $391,000 | 6,075 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $272,000 | 4,647 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $4,110,000 | 3,235 |
| Salaries and employee benefits | $2,362,000 | 2,823 |
| Premises and equipment expense | $570,000 | 3,354 |
| Additional noninterest expense | $1,178,000 | 3,798 |
| Pre-tax net operating income | $3,285,000 | 2,242 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $860,000 | 2,707 |
| Income before extraordinary items | $2,425,000 | 2,081 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,425,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,120 |
| Cash dividends | $1,250,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,425,000 | 2,048 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,748,000 | 2,373 |
| Total interest expense | $5,144,000 | 2,399 |
| Net interest income | $7,604,000 | 2,373 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $339,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $296,000 | 4,402 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $4,166,000 | 3,305 |
| Salaries and employee benefits | $2,345,000 | 2,823 |
| Premises and equipment expense | $572,000 | 3,413 |
| Additional noninterest expense | $1,249,000 | 3,915 |
| Pre-tax net operating income | $3,597,000 | 1,985 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $955,000 | 2,335 |
| Income before extraordinary items | $2,642,000 | 1,843 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,642,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,202 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,642,000 | 1,846 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,382,000 | 2,487 |
| Total interest expense | $4,854,000 | 2,643 |
| Net interest income | $7,528,000 | 2,380 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $295,000 | 4,494 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $60,000 | 9,542 |
| Total noninterest expense | $4,136,000 | 3,381 |
| Salaries and employee benefits | $2,281,000 | 2,898 |
| Premises and equipment expense | $510,000 | 3,800 |
| Additional noninterest expense | $1,345,000 | 3,830 |
| Pre-tax net operating income | $3,497,000 | 1,954 |
| Securities gains (losses) | $860,000 | 601 |
| Applicable income taxes | $1,305,000 | 1,796 |
| Income before extraordinary items | $3,052,000 | 1,657 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,052,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,450,000 | 1,913 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,973,000 | 2,716 |
| Total interest expense | $6,030,000 | 2,763 |
| Net interest income | $6,943,000 | 2,618 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $348,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $239,000 | 5,295 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $109,000 | 7,780 |
| Total noninterest expense | $3,794,000 | 3,665 |
| Salaries and employee benefits | $2,125,000 | 3,039 |
| Premises and equipment expense | $1,351,000 | 1,574 |
| Additional noninterest expense | $318,000 | 10,577 |
| Pre-tax net operating income | $3,197,000 | 1,947 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $957,000 | 2,191 |
| Income before extraordinary items | $2,297,000 | 1,995 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,297,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 5,216 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,256,530 | 1,862 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.