Home > The First National Bank of Wetumpka > Assets and Liabilities
The First National Bank of Wetumpka, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $190,187,000 | 2,408 |
| Cash and due from depository institutions | $6,298,000 | 2,066 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $43,298,000 | 2,640 |
| Federal funds sold & reverse repurchase agreements | $2,440,000 | 5,358 |
| Net loans & leases | $131,944,000 | 2,119 |
| Loan loss allowance | $1,897,000 | 1,866 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,924,000 | 2,080 |
| Other real estate owned | $292,000 | 2,066 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,991,000 | 3,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,187,000 | 2,408 |
| Total liabilities | $174,967,000 | 2,363 |
| Total deposits | $172,962,000 | 2,203 |
| Interest-bearing deposits | $150,914,000 | 2,148 |
| Deposits held in domestic offices | $172,962,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,005,000 | 1,989 |
| Total equity capital | $15,220,000 | 2,951 |
| Total bank equity capital | $15,220,000 | 2,951 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $200,000 | 9,278 |
| Undivided profits | $14,820,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 7,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,091,000 | 2,021 |
| Earning assets | $177,682,000 | 2,376 |
| Long-term assets (5+ years) | $71,178,000 | 1,186 |
| Average Assets, year-to-date | $203,709,800 | 2,143 |
| Average Assets, quarterly | $192,866,500 | 2,331 |
| Volatile liabilities | $31,443,000 | 2,076 |
| Insider loans | $1,796,000 | 2,299 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,541,000 | 3,143 |
| Tier 1 (core) risk-based capital | $14,729,000 | 2,902 |
| Tier 2 risk-based capital | $1,591,870 | 1,996 |
| Total risk weighted assets | $127,044,770 | 2,254 |
| Total unused commitments | $12,541,000 | 3,148 |
| Derivatives | $10,000,000 | 385 |
| 1997-12-31 | Rank | |
| # of Employees: | 84 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $211,090,000 | 2,160 |
| Cash and due from depository institutions | $5,248,000 | 2,120 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $69,939,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $1,270,000 | 5,993 |
| Net loans & leases | $127,271,000 | 2,189 |
| Loan loss allowance | $1,411,000 | 2,460 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,365,000 | 1,805 |
| Other real estate owned | $379,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,618,000 | 2,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,090,000 | 2,160 |
| Total liabilities | $188,199,000 | 2,179 |
| Total deposits | $170,168,000 | 2,207 |
| Interest-bearing deposits | $150,853,000 | 2,143 |
| Deposits held in domestic offices | $170,168,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,000,000 | 1,119 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,031,000 | 1,452 |
| Total equity capital | $22,891,000 | 1,956 |
| Total bank equity capital | $22,891,000 | 1,956 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $200,000 | 9,672 |
| Undivided profits | $22,492,000 | 1,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 7,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,137,000 | 1,979 |
| Earning assets | $198,480,000 | 2,112 |
| Long-term assets (5+ years) | $68,416,000 | 1,058 |
| Average Assets, year-to-date | $204,736,600 | 2,121 |
| Average Assets, quarterly | $213,092,000 | 2,104 |
| Volatile liabilities | $46,599,000 | 1,495 |
| Insider loans | $1,263,000 | 2,998 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,279,000 | 3,892 |
| Tier 1 (core) risk-based capital | $22,887,000 | 1,853 |
| Tier 2 risk-based capital | $1,411,000 | 2,124 |
| Total risk weighted assets | $130,014,200 | 2,136 |
| Total unused commitments | $8,279,000 | 3,894 |
| Derivatives | $15,000,000 | 356 |
| 1996-12-31 | Rank | |
| # of Employees: | 78 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $191,435,000 | 2,432 |
| Cash and due from depository institutions | $4,185,000 | 2,414 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $66,299,000 | 1,824 |
| Federal funds sold & reverse repurchase agreements | $2,240,000 | 4,592 |
| Net loans & leases | $112,963,000 | 2,492 |
| Loan loss allowance | $1,359,000 | 2,678 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,372,000 | 2,342 |
| Other real estate owned | $144,000 | 2,414 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,232,000 | 3,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,435,000 | 2,432 |
| Total liabilities | $169,415,000 | 2,469 |
| Total deposits | $157,593,000 | 2,445 |
| Interest-bearing deposits | $139,413,000 | 2,390 |
| Deposits held in domestic offices | $157,593,000 | 2,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,000,000 | 1,323 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,822,000 | 2,216 |
| Total equity capital | $22,020,000 | 2,034 |
| Total bank equity capital | $22,020,000 | 2,034 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $200,000 | 10,141 |
| Undivided profits | $21,620,000 | 1,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $981,000 | 2,297 |
| Earning assets | $181,502,000 | 2,371 |
| Long-term assets (5+ years) | $55,389,000 | 1,185 |
| Average Assets, year-to-date | $185,687,400 | 2,420 |
| Average Assets, quarterly | $191,585,000 | 2,412 |
| Volatile liabilities | $41,670,000 | 1,587 |
| Insider loans | $1,261,000 | 3,041 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,409,000 | 4,452 |
| Tier 1 (core) risk-based capital | $22,020,000 | 1,960 |
| Tier 2 risk-based capital | $1,359,000 | 2,246 |
| Total risk weighted assets | $115,072,800 | 2,438 |
| Total unused commitments | $6,409,000 | 4,466 |
| Derivatives | $10,000,000 | 434 |
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $174,398,000 | 2,650 |
| Cash and due from depository institutions | $5,675,000 | 2,581 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $56,856,000 | 2,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $106,014,000 | 2,552 |
| Loan loss allowance | $1,284,000 | 2,820 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,320,000 | 2,321 |
| Other real estate owned | $255,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,278,000 | 3,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,398,000 | 2,650 |
| Total liabilities | $153,745,000 | 2,716 |
| Total deposits | $151,490,000 | 2,565 |
| Interest-bearing deposits | $133,889,000 | 2,519 |
| Deposits held in domestic offices | $151,490,000 | 2,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $490,000 | 3,110 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,765,000 | 2,332 |
| Total equity capital | $20,653,000 | 2,156 |
| Total bank equity capital | $20,653,000 | 2,156 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $200,000 | 10,561 |
| Undivided profits | $20,253,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 6,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $984,000 | 2,345 |
| Earning assets | $162,870,000 | 2,607 |
| Long-term assets (5+ years) | $45,637,000 | 1,280 |
| Average Assets, year-to-date | $169,381,200 | 2,623 |
| Average Assets, quarterly | $172,803,500 | 2,651 |
| Volatile liabilities | $27,823,000 | 1,994 |
| Insider loans | $1,595,000 | 2,630 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,689,000 | 3,875 |
| Tier 1 (core) risk-based capital | $20,653,000 | 2,065 |
| Tier 2 risk-based capital | $1,284,000 | 2,326 |
| Total risk weighted assets | $108,710,300 | 2,511 |
| Total unused commitments | $7,689,000 | 3,888 |
| Derivatives | $5,000,000 | 542 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $166,250,000 | 2,735 |
| Cash and due from depository institutions | $5,479,000 | 2,740 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $56,217,000 | 2,327 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $99,316,000 | 2,666 |
| Loan loss allowance | $1,197,000 | 3,058 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,124,000 | 3,460 |
| Other real estate owned | $1,047,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,967,000 | 3,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,250,000 | 2,735 |
| Total liabilities | $146,829,000 | 2,815 |
| Total deposits | $140,043,000 | 2,734 |
| Interest-bearing deposits | $123,422,000 | 2,674 |
| Deposits held in domestic offices | $140,043,000 | 2,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,550,000 | 1,702 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,236,000 | 2,599 |
| Total equity capital | $19,421,000 | 2,111 |
| Total bank equity capital | $19,421,000 | 2,111 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $200,000 | 11,039 |
| Undivided profits | $19,021,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 7,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $784,000 | 2,600 |
| Earning assets | $155,633,000 | 2,684 |
| Long-term assets (5+ years) | $37,909,000 | 1,501 |
| Average Assets, year-to-date | $162,782,000 | 2,715 |
| Average Assets, quarterly | $166,667,500 | 2,718 |
| Volatile liabilities | $32,268,000 | 1,733 |
| Insider loans | $1,370,000 | 2,902 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,981,000 | 4,922 |
| Tier 1 (core) risk-based capital | $19,421,000 | 2,115 |
| Tier 2 risk-based capital | $1,197,000 | 2,474 |
| Total risk weighted assets | $100,748,500 | 2,621 |
| Total unused commitments | $4,981,000 | 4,930 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 71 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $154,611,000 | 2,966 |
| Cash and due from depository institutions | $3,444,000 | 2,945 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $56,827,000 | 2,428 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $89,913,000 | 2,847 |
| Loan loss allowance | $1,149,000 | 3,261 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,848,000 | 3,905 |
| Other real estate owned | $240,000 | 2,945 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,139,000 | 3,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,611,000 | 2,966 |
| Total liabilities | $136,890,000 | 3,044 |
| Total deposits | $135,071,000 | 2,899 |
| Interest-bearing deposits | $119,991,000 | 2,847 |
| Deposits held in domestic offices | $135,071,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,340 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,319,000 | 2,540 |
| Total equity capital | $17,721,000 | 2,274 |
| Total bank equity capital | $17,721,000 | 2,274 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $200,000 | 11,527 |
| Undivided profits | $17,321,000 | 1,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 7,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $680,000 | 2,644 |
| Earning assets | $146,940,000 | 2,867 |
| Long-term assets (5+ years) | $35,261,000 | 1,644 |
| Average Assets, year-to-date | $151,002,600 | 2,949 |
| Average Assets, quarterly | $153,683,000 | 2,962 |
| Volatile liabilities | $25,234,000 | 1,995 |
| Insider loans | $1,301,000 | 3,031 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $154,000 | 1,504 |
| Unused loan commitments | $3,606,000 | 5,825 |
| Tier 1 (core) risk-based capital | $17,721,000 | 2,203 |
| Tier 2 risk-based capital | $1,120,950 | 2,588 |
| Total risk weighted assets | $89,552,650 | 2,874 |
| Total unused commitments | $3,606,000 | 5,848 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 100 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $147,115,000 | 3,160 |
| Cash and due from depository institutions | $4,311,000 | 2,154 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $52,061,000 | 2,617 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 8,306 |
| Net loans & leases | $84,223,000 | 3,099 |
| Loan loss allowance | $1,018,000 | 3,654 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,914,000 | 3,760 |
| Other real estate owned | $1,087,000 | 2,154 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,369,000 | 3,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,115,000 | 3,160 |
| Total liabilities | $131,432,000 | 3,244 |
| Total deposits | $130,093,000 | 3,132 |
| Interest-bearing deposits | $116,744,000 | 3,049 |
| Deposits held in domestic offices | $130,093,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,339,000 | 2,584 |
| Total equity capital | $15,683,000 | 2,436 |
| Total bank equity capital | $15,683,000 | 2,436 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $15,283,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 4,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $682,000 | 2,929 |
| Earning assets | $137,434,000 | 3,099 |
| Long-term assets (5+ years) | $32,484,000 | 1,731 |
| Average Assets, year-to-date | $144,175,000 | 3,166 |
| Average Assets, quarterly | $147,390,000 | 3,140 |
| Volatile liabilities | $24,208,000 | 2,032 |
| Insider loans | $415,000 | 2,197 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $210,000 | 1,042 |
| Unused loan commitments | $2,836,000 | 6,252 |
| Tier 1 (core) risk-based capital | $15,683,000 | 2,376 |
| Tier 2 risk-based capital | $1,018,000 | 2,861 |
| Total risk weighted assets | $83,741,200 | 3,134 |
| Total unused commitments | $2,836,000 | 6,281 |
| Derivatives | $0 | 651 |