Home > The First National Bank of West Point > Net Loans and Leases
The First National Bank of West Point, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $56,476,000 | 4,735 |
| Loan loss allowance | $884,000 | 3,782 |
| Total loans and leases | $57,360,000 | 4,719 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $57,360,000 | 4,729 |
| All real estate loans | $19,570,000 | 6,395 |
| Real estate loans in domestic offices | $19,570,000 | 6,393 |
| Construction and development loans | $467,000 | 6,520 |
| Commercial RE | $2,957,000 | 6,568 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,240,000 | 2,822 |
| 1-4 family residential loans | $9,201,000 | 6,226 |
| Farmland loans | $5,705,000 | 1,370 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $16,859,000 | 475 |
| Commercial and industrial loans | $4,925,000 | 5,396 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,996,000 | 1,799 |
| Credit card loans | $67,000 | 4,502 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,929,000 | 1,663 |
| All other loans & leases | $10,000 | 7,622 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $10,000 | 6,341 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $48,975,000 | 5,003 |
| Loan loss allowance | $887,000 | 3,688 |
| Total loans and leases | $49,862,000 | 4,985 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $49,862,000 | 4,994 |
| All real estate loans | $19,342,000 | 6,288 |
| Real estate loans in domestic offices | $19,342,000 | 6,287 |
| Construction and development loans | $614,000 | 5,990 |
| Commercial RE | $3,339,000 | 6,218 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $861,000 | 3,286 |
| 1-4 family residential loans | $9,514,000 | 6,139 |
| Farmland loans | $5,014,000 | 1,425 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $16,183,000 | 504 |
| Commercial and industrial loans | $5,954,000 | 4,697 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,369,000 | 3,210 |
| Credit card loans | $63,000 | 4,697 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,306,000 | 3,038 |
| All other loans & leases | $14,000 | 7,578 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $14,000 | 6,124 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $45,422,000 | 5,335 |
| Loan loss allowance | $764,000 | 4,200 |
| Total loans and leases | $46,186,000 | 5,313 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $46,186,000 | 5,326 |
| All real estate loans | $17,056,000 | 6,789 |
| Real estate loans in domestic offices | $17,056,000 | 6,789 |
| Construction and development loans | $117,000 | 8,013 |
| Commercial RE | $3,323,000 | 6,376 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $946,000 | 3,314 |
| 1-4 family residential loans | $8,517,000 | 6,655 |
| Farmland loans | $4,153,000 | 1,686 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $16,409,000 | 471 |
| Commercial and industrial loans | $5,496,000 | 4,921 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,220,000 | 3,804 |
| Credit card loans | $61,000 | 4,984 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,159,000 | 3,611 |
| All other loans & leases | $5,000 | 8,510 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $5,000 | 7,457 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $40,595,000 | 5,808 |
| Loan loss allowance | $602,000 | 5,208 |
| Total loans and leases | $41,197,000 | 5,813 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $41,197,000 | 5,820 |
| All real estate loans | $15,541,000 | 7,200 |
| Real estate loans in domestic offices | $15,541,000 | 7,200 |
| Construction and development loans | $456,000 | 6,722 |
| Commercial RE | $3,996,000 | 6,085 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,031,000 | 3,307 |
| 1-4 family residential loans | $6,264,000 | 7,649 |
| Farmland loans | $3,794,000 | 1,749 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $13,547,000 | 552 |
| Commercial and industrial loans | $6,148,000 | 4,591 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,920,000 | 4,560 |
| Credit card loans | $49,000 | 5,456 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,871,000 | 4,372 |
| All other loans & leases | $41,000 | 7,355 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $41,000 | 5,130 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $33,324,000 | 6,568 |
| Loan loss allowance | $619,000 | 5,170 |
| Total loans and leases | $33,943,000 | 6,548 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $33,943,000 | 6,559 |
| All real estate loans | $14,044,000 | 7,564 |
| Real estate loans in domestic offices | $14,044,000 | 7,564 |
| Construction and development loans | $16,000 | 9,541 |
| Commercial RE | $3,230,000 | 6,683 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,379,000 | 2,943 |
| 1-4 family residential loans | $5,711,000 | 8,041 |
| Farmland loans | $3,708,000 | 1,731 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $12,865,000 | 573 |
| Commercial and industrial loans | $4,537,000 | 5,452 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,488,000 | 7,629 |
| Credit card loans | $44,000 | 5,640 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,444,000 | 7,424 |
| All other loans & leases | $9,000 | 8,941 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $9,000 | 7,453 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $31,893,000 | 6,765 |
| Loan loss allowance | $591,000 | 5,473 |
| Total loans and leases | $32,484,000 | 6,749 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $32,484,000 | 6,758 |
| All real estate loans | $12,333,000 | 8,183 |
| Real estate loans in domestic offices | $12,333,000 | 8,183 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $2,950,000 | 7,044 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,186,000 | 3,301 |
| 1-4 family residential loans | $4,470,000 | 9,014 |
| Farmland loans | $3,727,000 | 1,645 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $13,396,000 | 493 |
| Commercial and industrial loans | $4,856,000 | 5,121 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,899,000 | 8,683 |
| Credit card loans | $48,000 | 5,713 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,851,000 | 8,527 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $30,709,000 | 6,885 |
| Loan loss allowance | $562,000 | 5,857 |
| Total loans and leases | $31,271,000 | 6,872 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $31,271,000 | 6,890 |
| All real estate loans | $10,381,000 | 8,882 |
| Real estate loans in domestic offices | $10,381,000 | 8,881 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $2,565,000 | 7,545 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,246,000 | 3,245 |
| 1-4 family residential loans | $3,421,000 | 9,994 |
| Farmland loans | $3,149,000 | 1,836 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $13,950,000 | 415 |
| Commercial and industrial loans | $5,121,000 | 4,907 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,808,000 | 9,122 |
| Credit card loans | $48,000 | 5,805 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,760,000 | 8,987 |
| All other loans & leases | $11,000 | 9,607 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $11,000 | 7,772 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $27,506,000 | 7,456 |
| Loan loss allowance | $574,000 | 5,827 |
| Total loans and leases | $28,080,000 | 7,442 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $28,080,000 | 7,457 |
| All real estate loans | $9,698,000 | 9,244 |
| Real estate loans in domestic offices | $9,698,000 | 9,244 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $1,745,000 | 8,743 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,339,000 | 3,127 |
| 1-4 family residential loans | $3,270,000 | 10,407 |
| Farmland loans | $3,344,000 | 1,609 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $14,000,000 | 374 |
| Commercial and industrial loans | $2,853,000 | 7,050 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,517,000 | 10,163 |
| Credit card loans | $41,000 | 6,015 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,476,000 | 10,039 |
| All other loans & leases | $12,000 | 9,833 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $12,000 | 7,824 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |