Home > The First National Bank of West Point > Net Loans and Leases
The First National Bank of West Point, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $50,898,000 | 4,906 |
| Loan loss allowance | $664,000 | 4,691 |
| Total loans and leases | $51,562,000 | 4,909 |
| Unearned income | $9,000 | 4,192 |
| Loans and leases, gross | $51,571,000 | 4,930 |
| All real estate loans | $29,236,000 | 5,188 |
| Real estate loans in domestic offices | $29,236,000 | 5,187 |
| Construction and development loans | $7,577,000 | 1,766 |
| Commercial RE | $5,483,000 | 5,235 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,303,000 | 2,855 |
| 1-4 family residential loans | $13,928,000 | 5,309 |
| Farmland loans | $945,000 | 4,516 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,897,000 | 3,047 |
| Commercial and industrial loans | $7,214,000 | 4,138 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,272,000 | 2,591 |
| Credit card loans | $952,000 | 1,580 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,320,000 | 2,614 |
| All other loans & leases | $952,000 | 2,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $952,000 | 335 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $45,382,000 | 5,385 |
| Loan loss allowance | $532,000 | 5,663 |
| Total loans and leases | $45,914,000 | 5,395 |
| Unearned income | $51,000 | 4,935 |
| Loans and leases, gross | $45,914,000 | 5,402 |
| All real estate loans | $26,037,000 | 5,635 |
| Real estate loans in domestic offices | $26,037,000 | 5,634 |
| Construction and development loans | $7,415,000 | 1,844 |
| Commercial RE | $5,248,000 | 5,410 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,157,000 | 3,133 |
| 1-4 family residential loans | $11,576,000 | 5,980 |
| Farmland loans | $641,000 | 5,286 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,471,000 | 3,375 |
| Commercial and industrial loans | $5,540,000 | 4,907 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,465,000 | 2,902 |
| Credit card loans | $951,000 | 1,695 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,514,000 | 2,938 |
| All other loans & leases | $1,452,000 | 2,093 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $100,000 | 3,698 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $1,352,000 | 368 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $36,334,000 | 6,219 |
| Loan loss allowance | $588,000 | 5,400 |
| Total loans and leases | $36,922,000 | 6,215 |
| Unearned income | $223,000 | 3,514 |
| Loans and leases, gross | $36,922,000 | 6,218 |
| All real estate loans | $18,489,000 | 6,718 |
| Real estate loans in domestic offices | $18,489,000 | 6,718 |
| Construction and development loans | $3,671,000 | 2,861 |
| Commercial RE | $4,789,000 | 5,648 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $428,000 | 4,870 |
| 1-4 family residential loans | $9,090,000 | 6,757 |
| Farmland loans | $511,000 | 5,702 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,241,000 | 2,900 |
| Commercial and industrial loans | $5,032,000 | 5,121 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,557,000 | 3,140 |
| Credit card loans | $866,000 | 1,879 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,691,000 | 3,174 |
| All other loans & leases | $826,000 | 2,953 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $826,000 | 419 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $25,618,000 | 7,714 |
| Loan loss allowance | $615,000 | 5,298 |
| Total loans and leases | $26,233,000 | 7,690 |
| Unearned income | $520,000 | 2,396 |
| Loans and leases, gross | $26,233,000 | 7,698 |
| All real estate loans | $11,975,000 | 8,267 |
| Real estate loans in domestic offices | $11,975,000 | 8,267 |
| Construction and development loans | $1,062,000 | 5,227 |
| Commercial RE | $3,226,000 | 6,819 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $126,000 | 6,801 |
| 1-4 family residential loans | $6,754,000 | 7,788 |
| Farmland loans | $807,000 | 4,976 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,001,000 | 3,065 |
| Commercial and industrial loans | $3,232,000 | 6,456 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,437,000 | 3,436 |
| Credit card loans | $745,000 | 2,054 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,692,000 | 3,450 |
| All other loans & leases | $108,000 | 6,704 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $108,000 | 3,799 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $25,516,000 | 7,716 |
| Loan loss allowance | $658,000 | 5,224 |
| Total loans and leases | $26,174,000 | 7,688 |
| Unearned income | $556,000 | 2,462 |
| Loans and leases, gross | $26,174,000 | 7,697 |
| All real estate loans | $11,230,000 | 8,595 |
| Real estate loans in domestic offices | $11,230,000 | 8,594 |
| Construction and development loans | $549,000 | 6,466 |
| Commercial RE | $3,787,000 | 6,507 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $417,000 | 5,164 |
| 1-4 family residential loans | $5,631,000 | 8,553 |
| Farmland loans | $846,000 | 4,850 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,233,000 | 2,254 |
| Commercial and industrial loans | $2,734,000 | 7,064 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,365,000 | 3,410 |
| Credit card loans | $549,000 | 2,463 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,816,000 | 3,391 |
| All other loans & leases | $168,000 | 6,269 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $168,000 | 3,336 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $23,665,000 | 8,160 |
| Loan loss allowance | $568,000 | 5,875 |
| Total loans and leases | $24,233,000 | 8,140 |
| Unearned income | $580,000 | 2,752 |
| Loans and leases, gross | $24,233,000 | 8,146 |
| All real estate loans | $10,812,000 | 8,858 |
| Real estate loans in domestic offices | $10,812,000 | 8,858 |
| Construction and development loans | $810,000 | 5,585 |
| Commercial RE | $3,890,000 | 6,507 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $513,000 | 4,776 |
| 1-4 family residential loans | $5,001,000 | 9,087 |
| Farmland loans | $598,000 | 5,508 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,411,000 | 2,651 |
| Commercial and industrial loans | $3,050,000 | 6,809 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,333,000 | 3,911 |
| Credit card loans | $350,000 | 3,139 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,983,000 | 3,827 |
| All other loans & leases | $207,000 | 6,126 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $207,000 | 3,143 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |