Home > The First National Bank of West Point > Assets and Liabilities
The First National Bank of West Point, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 46 | 3,856 |
Assets and Liabilities | ||
Total Assets: | $80,218,000 | 5,179 |
Cash and due from depository institutions | $4,670,000 | 3,856 |
Interest-bearing balances | $60,000 | 5,228 |
Securities | $18,934,000 | 5,116 |
Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,116 |
Net loans & leases | $50,898,000 | 4,906 |
Loan loss allowance | $664,000 | 4,691 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,533,000 | 4,652 |
Other real estate owned | $200,000 | 3,856 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $1,183,000 | 5,369 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $80,218,000 | 5,179 |
Total liabilities | $72,233,000 | 5,155 |
Total deposits | $67,303,000 | 5,186 |
Interest-bearing deposits | $58,769,000 | 5,137 |
Deposits held in domestic offices | $67,303,000 | 5,182 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $4,294,000 | 2,095 |
Subordinated debt | $0 | 260 |
All other liabilities | $636,000 | 5,015 |
Total equity capital | $7,985,000 | 5,205 |
Total bank equity capital | $7,985,000 | 5,205 |
Perpetual preferred stock | $0 | 223 |
Common stock | $648,000 | 4,282 |
Surplus | $6,600,000 | 2,217 |
Undivided profits | $737,000 | 9,032 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $630,000 | 3,486 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $625,000 | 3,807 |
Earning assets | $72,692,000 | 5,221 |
Long-term assets (5+ years) | $18,591,000 | 2,919 |
Average Assets, year-to-date | $76,038,800 | 5,195 |
Average Assets, quarterly | $78,827,000 | 5,179 |
Volatile liabilities | $7,429,000 | 5,956 |
Insider loans | $2,059,000 | 2,007 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $5,224,000 | 5,070 |
Tier 1 (core) risk-based capital | $7,806,000 | 5,148 |
Tier 2 risk-based capital | $662,160 | 4,196 |
Total risk weighted assets | $52,971,260 | 4,813 |
Total unused commitments | $5,224,000 | 5,074 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 41 | 4,469 |
Assets and Liabilities | ||
Total Assets: | $70,461,000 | 5,862 |
Cash and due from depository institutions | $2,097,000 | 4,469 |
Interest-bearing balances | $1,000 | 6,581 |
Securities | $20,332,000 | 5,239 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $45,382,000 | 5,385 |
Loan loss allowance | $532,000 | 5,663 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,499,000 | 4,706 |
Other real estate owned | $0 | 4,469 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $1,151,000 | 5,662 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $70,461,000 | 5,862 |
Total liabilities | $62,747,000 | 5,874 |
Total deposits | $59,588,000 | 5,864 |
Interest-bearing deposits | $52,883,000 | 5,726 |
Deposits held in domestic offices | $59,588,000 | 5,857 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,150,000 | 2,667 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $1,532,000 | 2,958 |
Subordinated debt | $0 | 298 |
All other liabilities | $477,000 | 6,140 |
Total equity capital | $7,714,000 | 5,395 |
Total bank equity capital | $7,714,000 | 5,395 |
Perpetual preferred stock | $0 | 250 |
Common stock | $648,000 | 4,569 |
Surplus | $6,600,000 | 2,288 |
Undivided profits | $466,000 | 9,899 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $450,000 | 4,575 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $596,000 | 3,877 |
Earning assets | $65,715,000 | 5,775 |
Long-term assets (5+ years) | $16,011,000 | 3,118 |
Average Assets, year-to-date | $68,652,400 | 5,783 |
Average Assets, quarterly | $69,639,000 | 5,849 |
Volatile liabilities | $6,093,000 | 6,471 |
Insider loans | $2,036,000 | 2,090 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $5,662,000 | 4,798 |
Tier 1 (core) risk-based capital | $7,580,000 | 5,366 |
Tier 2 risk-based capital | $532,000 | 5,023 |
Total risk weighted assets | $46,886,400 | 5,334 |
Total unused commitments | $5,662,000 | 4,810 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 40 | 4,695 |
Assets and Liabilities | ||
Total Assets: | $66,709,000 | 6,154 |
Cash and due from depository institutions | $2,652,000 | 4,695 |
Interest-bearing balances | $31,000 | 5,974 |
Securities | $25,245,000 | 4,674 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $36,334,000 | 6,219 |
Loan loss allowance | $588,000 | 5,400 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,264,000 | 5,221 |
Other real estate owned | $0 | 4,695 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,214,000 | 5,531 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $66,709,000 | 6,154 |
Total liabilities | $58,861,000 | 6,235 |
Total deposits | $56,806,000 | 6,175 |
Interest-bearing deposits | $46,943,000 | 6,357 |
Deposits held in domestic offices | $56,806,000 | 6,168 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $1,569,000 | 2,576 |
Subordinated debt | $0 | 337 |
All other liabilities | $486,000 | 6,338 |
Total equity capital | $7,848,000 | 5,335 |
Total bank equity capital | $7,848,000 | 5,335 |
Perpetual preferred stock | $0 | 288 |
Common stock | $648,000 | 4,809 |
Surplus | $6,600,000 | 2,294 |
Undivided profits | $600,000 | 10,082 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $404,000 | 4,832 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $1,022,000 | 2,265 |
Earning assets | $61,610,000 | 6,126 |
Long-term assets (5+ years) | $17,293,000 | 2,781 |
Average Assets, year-to-date | $65,118,600 | 6,071 |
Average Assets, quarterly | $66,032,500 | 6,150 |
Volatile liabilities | $3,724,000 | 7,889 |
Insider loans | $1,463,000 | 2,831 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $7,097,000 | 4,081 |
Tier 1 (core) risk-based capital | $7,610,000 | 5,363 |
Tier 2 risk-based capital | $501,310 | 5,261 |
Total risk weighted assets | $40,018,110 | 5,941 |
Total unused commitments | $7,097,000 | 4,093 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 42 | 4,658 |
Assets and Liabilities | ||
Total Assets: | $62,022,000 | 6,495 |
Cash and due from depository institutions | $3,024,000 | 4,658 |
Interest-bearing balances | $16,000 | 6,552 |
Securities | $30,085,000 | 4,252 |
Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
Net loans & leases | $25,618,000 | 7,714 |
Loan loss allowance | $615,000 | 5,298 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,279,000 | 5,199 |
Other real estate owned | $0 | 4,658 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,516,000 | 4,881 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $62,022,000 | 6,495 |
Total liabilities | $55,272,000 | 6,555 |
Total deposits | $53,860,000 | 6,450 |
Interest-bearing deposits | $44,588,000 | 6,606 |
Deposits held in domestic offices | $53,860,000 | 6,444 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $1,130,000 | 3,031 |
Subordinated debt | $0 | 372 |
All other liabilities | $282,000 | 7,583 |
Total equity capital | $6,750,000 | 5,715 |
Total bank equity capital | $6,750,000 | 5,715 |
Perpetual preferred stock | $0 | 310 |
Common stock | $648,000 | 5,043 |
Surplus | $6,600,000 | 2,213 |
Undivided profits | $-498,000 | 12,009 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $813,000 | 3,078 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $516,000 | 4,086 |
Earning assets | $56,219,000 | 6,531 |
Long-term assets (5+ years) | $18,521,000 | 2,712 |
Average Assets, year-to-date | $64,297,200 | 6,211 |
Average Assets, quarterly | $63,265,000 | 6,375 |
Volatile liabilities | $2,252,000 | 9,353 |
Insider loans | $863,000 | 4,092 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $6,203,000 | 4,315 |
Tier 1 (core) risk-based capital | $7,722,000 | 5,157 |
Tier 2 risk-based capital | $410,700 | 6,111 |
Total risk weighted assets | $32,651,800 | 6,858 |
Total unused commitments | $6,203,000 | 4,322 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 38 | 5,309 |
Assets and Liabilities | ||
Total Assets: | $65,527,000 | 6,381 |
Cash and due from depository institutions | $2,357,000 | 5,309 |
Interest-bearing balances | $33,000 | 7,189 |
Securities | $31,952,000 | 4,258 |
Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,978 |
Net loans & leases | $25,516,000 | 7,716 |
Loan loss allowance | $658,000 | 5,224 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,255,000 | 5,316 |
Other real estate owned | $0 | 5,309 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,047,000 | 5,884 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $65,527,000 | 6,381 |
Total liabilities | $57,916,000 | 6,524 |
Total deposits | $56,540,000 | 6,439 |
Interest-bearing deposits | $47,555,000 | 6,576 |
Deposits held in domestic offices | $56,540,000 | 6,432 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,130,000 | 2,595 |
Subordinated debt | $0 | 413 |
All other liabilities | $246,000 | 8,419 |
Total equity capital | $7,611,000 | 5,216 |
Total bank equity capital | $7,611,000 | 5,216 |
Perpetual preferred stock | $0 | 343 |
Common stock | $648,000 | 5,265 |
Surplus | $6,600,000 | 2,113 |
Undivided profits | $363,000 | 11,245 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $474,000 | 5,048 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $366,000 | 5,068 |
Earning assets | $60,901,000 | 6,329 |
Long-term assets (5+ years) | $21,990,000 | 2,460 |
Average Assets, year-to-date | $61,798,800 | 6,524 |
Average Assets, quarterly | $64,172,000 | 6,439 |
Volatile liabilities | $4,102,000 | 7,213 |
Insider loans | $259,000 | 7,667 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $3,249,000 | 6,143 |
Tier 1 (core) risk-based capital | $7,611,000 | 5,139 |
Tier 2 risk-based capital | $415,190 | 6,095 |
Total risk weighted assets | $32,972,390 | 6,799 |
Total unused commitments | $3,249,000 | 6,163 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 40 | 5,189 |
Assets and Liabilities | ||
Total Assets: | $59,286,000 | 6,996 |
Cash and due from depository institutions | $3,024,000 | 5,189 |
Interest-bearing balances | $0 | 8,059 |
Securities | $26,991,000 | 4,863 |
Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,273 |
Net loans & leases | $23,665,000 | 8,160 |
Loan loss allowance | $568,000 | 5,875 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $896,000 | 6,642 |
Other real estate owned | $55,000 | 5,189 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $955,000 | 6,580 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $59,286,000 | 6,996 |
Total liabilities | $51,752,000 | 7,209 |
Total deposits | $51,383,000 | 7,069 |
Interest-bearing deposits | $44,035,000 | 7,131 |
Deposits held in domestic offices | $51,383,000 | 7,062 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $369,000 | 7,214 |
Total equity capital | $7,534,000 | 5,056 |
Total bank equity capital | $7,534,000 | 5,056 |
Perpetual preferred stock | $0 | 346 |
Common stock | $540,000 | 6,114 |
Surplus | $6,600,000 | 2,031 |
Undivided profits | $394,000 | 11,333 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $229,000 | 8,009 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $268,000 | 7,139 |
Earning assets | $54,356,000 | 6,973 |
Long-term assets (5+ years) | $15,861,000 | 3,108 |
Average Assets, year-to-date | $57,325,800 | 7,011 |
Average Assets, quarterly | $58,426,000 | 7,011 |
Volatile liabilities | $2,172,000 | 9,734 |
Insider loans | $196,000 | 3,991 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,253,000 | 6,982 |
Tier 1 (core) risk-based capital | $7,534,000 | 4,988 |
Tier 2 risk-based capital | $387,560 | 6,390 |
Total risk weighted assets | $30,824,260 | 7,182 |
Total unused commitments | $2,253,000 | 7,011 |
Derivatives | $0 | 651 |