Home > The First National Bank of West Point > Assets and Liabilities

The First National Bank of West Point, Assets and Liabilities

1997-12-31Rank
# of Employees:463,856
Assets and Liabilities
Total Assets:$80,218,0005,179
Cash and due from depository institutions$4,670,0003,856
Interest-bearing balances$60,0005,228
Securities$18,934,0005,116
Federal funds sold & reverse repurchase agreements$2,800,0004,116
Net loans & leases$50,898,0004,906
Loan loss allowance$664,0004,691
Trading account assets$0203
Bank premises and fixed assets$1,533,0004,652
Other real estate owned$200,0003,856
Goodwill and other intangibles$03,571
All other assets$1,183,0005,369
Life insurance assets$01
Total liabilities and capital$80,218,0005,179
Total liabilities$72,233,0005,155
Total deposits$67,303,0005,186
Interest-bearing deposits$58,769,0005,137
Deposits held in domestic offices$67,303,0005,182
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$4,294,0002,095
Subordinated debt$0260
All other liabilities$636,0005,015
Total equity capital$7,985,0005,205
Total bank equity capital$7,985,0005,205
Perpetual preferred stock$0223
Common stock$648,0004,282
Surplus$6,600,0002,217
Undivided profits$737,0009,032
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$630,0003,486
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$625,0003,807
Earning assets$72,692,0005,221
Long-term assets (5+ years)$18,591,0002,919
Average Assets, year-to-date$76,038,8005,195
Average Assets, quarterly$78,827,0005,179
Volatile liabilities$7,429,0005,956
Insider loans$2,059,0002,007
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$5,224,0005,070
Tier 1 (core) risk-based capital$7,806,0005,148
Tier 2 risk-based capital$662,1604,196
Total risk weighted assets$52,971,2604,813
Total unused commitments$5,224,0005,074
Derivatives$0533
1996-12-31Rank
# of Employees:414,469
Assets and Liabilities
Total Assets:$70,461,0005,862
Cash and due from depository institutions$2,097,0004,469
Interest-bearing balances$1,0006,581
Securities$20,332,0005,239
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$45,382,0005,385
Loan loss allowance$532,0005,663
Trading account assets$0240
Bank premises and fixed assets$1,499,0004,706
Other real estate owned$04,469
Goodwill and other intangibles$03,437
All other assets$1,151,0005,662
Life insurance assets$01
Total liabilities and capital$70,461,0005,862
Total liabilities$62,747,0005,874
Total deposits$59,588,0005,864
Interest-bearing deposits$52,883,0005,726
Deposits held in domestic offices$59,588,0005,857
% insured0.00%1
Federal funds purchased & repurchase agreements$1,150,0002,667
Trading liabilities$097
Other borrowed funds$1,532,0002,958
Subordinated debt$0298
All other liabilities$477,0006,140
Total equity capital$7,714,0005,395
Total bank equity capital$7,714,0005,395
Perpetual preferred stock$0250
Common stock$648,0004,569
Surplus$6,600,0002,288
Undivided profits$466,0009,899
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$450,0004,575
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$596,0003,877
Earning assets$65,715,0005,775
Long-term assets (5+ years)$16,011,0003,118
Average Assets, year-to-date$68,652,4005,783
Average Assets, quarterly$69,639,0005,849
Volatile liabilities$6,093,0006,471
Insider loans$2,036,0002,090
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$5,662,0004,798
Tier 1 (core) risk-based capital$7,580,0005,366
Tier 2 risk-based capital$532,0005,023
Total risk weighted assets$46,886,4005,334
Total unused commitments$5,662,0004,810
Derivatives$0549
1995-12-31Rank
# of Employees:404,695
Assets and Liabilities
Total Assets:$66,709,0006,154
Cash and due from depository institutions$2,652,0004,695
Interest-bearing balances$31,0005,974
Securities$25,245,0004,674
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$36,334,0006,219
Loan loss allowance$588,0005,400
Trading account assets$0261
Bank premises and fixed assets$1,264,0005,221
Other real estate owned$04,695
Goodwill and other intangibles$03,181
All other assets$1,214,0005,531
Life insurance assets$01
Total liabilities and capital$66,709,0006,154
Total liabilities$58,861,0006,235
Total deposits$56,806,0006,175
Interest-bearing deposits$46,943,0006,357
Deposits held in domestic offices$56,806,0006,168
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$1,569,0002,576
Subordinated debt$0337
All other liabilities$486,0006,338
Total equity capital$7,848,0005,335
Total bank equity capital$7,848,0005,335
Perpetual preferred stock$0288
Common stock$648,0004,809
Surplus$6,600,0002,294
Undivided profits$600,00010,082
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$404,0004,832
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,022,0002,265
Earning assets$61,610,0006,126
Long-term assets (5+ years)$17,293,0002,781
Average Assets, year-to-date$65,118,6006,071
Average Assets, quarterly$66,032,5006,150
Volatile liabilities$3,724,0007,889
Insider loans$1,463,0002,831
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$7,097,0004,081
Tier 1 (core) risk-based capital$7,610,0005,363
Tier 2 risk-based capital$501,3105,261
Total risk weighted assets$40,018,1105,941
Total unused commitments$7,097,0004,093
Derivatives$0628
1994-12-31Rank
# of Employees:424,658
Assets and Liabilities
Total Assets:$62,022,0006,495
Cash and due from depository institutions$3,024,0004,658
Interest-bearing balances$16,0006,552
Securities$30,085,0004,252
Federal funds sold & reverse repurchase agreements$500,0006,727
Net loans & leases$25,618,0007,714
Loan loss allowance$615,0005,298
Trading account assets$0286
Bank premises and fixed assets$1,279,0005,199
Other real estate owned$04,658
Goodwill and other intangibles$03,133
All other assets$1,516,0004,881
Life insurance assets$01
Total liabilities and capital$62,022,0006,495
Total liabilities$55,272,0006,555
Total deposits$53,860,0006,450
Interest-bearing deposits$44,588,0006,606
Deposits held in domestic offices$53,860,0006,444
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$1,130,0003,031
Subordinated debt$0372
All other liabilities$282,0007,583
Total equity capital$6,750,0005,715
Total bank equity capital$6,750,0005,715
Perpetual preferred stock$0310
Common stock$648,0005,043
Surplus$6,600,0002,213
Undivided profits$-498,00012,009
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$813,0003,078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$516,0004,086
Earning assets$56,219,0006,531
Long-term assets (5+ years)$18,521,0002,712
Average Assets, year-to-date$64,297,2006,211
Average Assets, quarterly$63,265,0006,375
Volatile liabilities$2,252,0009,353
Insider loans$863,0004,092
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$6,203,0004,315
Tier 1 (core) risk-based capital$7,722,0005,157
Tier 2 risk-based capital$410,7006,111
Total risk weighted assets$32,651,8006,858
Total unused commitments$6,203,0004,322
Derivatives$0687
1993-12-31Rank
# of Employees:385,309
Assets and Liabilities
Total Assets:$65,527,0006,381
Cash and due from depository institutions$2,357,0005,309
Interest-bearing balances$33,0007,189
Securities$31,952,0004,258
Federal funds sold & reverse repurchase agreements$3,400,0003,978
Net loans & leases$25,516,0007,716
Loan loss allowance$658,0005,224
Trading account assets$0330
Bank premises and fixed assets$1,255,0005,316
Other real estate owned$05,309
Goodwill and other intangibles$03,091
All other assets$1,047,0005,884
Life insurance assets$01
Total liabilities and capital$65,527,0006,381
Total liabilities$57,916,0006,524
Total deposits$56,540,0006,439
Interest-bearing deposits$47,555,0006,576
Deposits held in domestic offices$56,540,0006,432
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$1,130,0002,595
Subordinated debt$0413
All other liabilities$246,0008,419
Total equity capital$7,611,0005,216
Total bank equity capital$7,611,0005,216
Perpetual preferred stock$0343
Common stock$648,0005,265
Surplus$6,600,0002,113
Undivided profits$363,00011,245
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$474,0005,048
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$366,0005,068
Earning assets$60,901,0006,329
Long-term assets (5+ years)$21,990,0002,460
Average Assets, year-to-date$61,798,8006,524
Average Assets, quarterly$64,172,0006,439
Volatile liabilities$4,102,0007,213
Insider loans$259,0007,667
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$3,249,0006,143
Tier 1 (core) risk-based capital$7,611,0005,139
Tier 2 risk-based capital$415,1906,095
Total risk weighted assets$32,972,3906,799
Total unused commitments$3,249,0006,163
Derivatives$0714
1992-12-31Rank
# of Employees:405,189
Assets and Liabilities
Total Assets:$59,286,0006,996
Cash and due from depository institutions$3,024,0005,189
Interest-bearing balances$08,059
Securities$26,991,0004,863
Federal funds sold & reverse repurchase agreements$3,700,0004,273
Net loans & leases$23,665,0008,160
Loan loss allowance$568,0005,875
Trading account assets$0344
Bank premises and fixed assets$896,0006,642
Other real estate owned$55,0005,189
Goodwill and other intangibles$03,106
All other assets$955,0006,580
Life insurance assets$01
Total liabilities and capital$59,286,0006,996
Total liabilities$51,752,0007,209
Total deposits$51,383,0007,069
Interest-bearing deposits$44,035,0007,131
Deposits held in domestic offices$51,383,0007,062
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$369,0007,214
Total equity capital$7,534,0005,056
Total bank equity capital$7,534,0005,056
Perpetual preferred stock$0346
Common stock$540,0006,114
Surplus$6,600,0002,031
Undivided profits$394,00011,333
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$229,0008,009
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$268,0007,139
Earning assets$54,356,0006,973
Long-term assets (5+ years)$15,861,0003,108
Average Assets, year-to-date$57,325,8007,011
Average Assets, quarterly$58,426,0007,011
Volatile liabilities$2,172,0009,734
Insider loans$196,0003,991
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$2,253,0006,982
Tier 1 (core) risk-based capital$7,534,0004,988
Tier 2 risk-based capital$387,5606,390
Total risk weighted assets$30,824,2607,182
Total unused commitments$2,253,0007,011
Derivatives$0651