The First National Bank of Waverly, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$6,396,0003,391
Total interest expense$1,734,0003,193
Net interest income$4,662,0003,431
Provision for loan and lease losses$86,0002,553
Total noninterest income$995,0002,743
Gross Fiduciary activities income$0981
Service charges on deposit accounts$187,0002,757
Trading account gains and feesNANA
Additional Noninterest Income$808,0002,490
Total noninterest expense$4,850,0003,097
Salaries and employee benefits$2,528,0003,168
Premises and equipment expense$382,0003,320
Additional noninterest expense$808,0002,490
Pre-tax net operating income$721,0003,780
Securities gains (losses)$0988
Applicable income taxes$85,0002,866
Income before extraordinary items$636,0003,748
Extraordinary gains, net$054
Net income$636,0003,786
Minority interest net income$088
Net income of bank and minority interests.$636,0003,749
Net charge-offs$90,0001,557
Cash dividends$925,0002,249
Sale, conversion, retirement of capital stock, net$0540
Net operating income$636,0003,776
2023-09-30 (YTD Data)Rank
Total interest income$4,729,0003,390
Total interest expense$1,066,0003,287
Net interest income$3,663,0003,397
Provision for loan and lease losses$85,0002,239
Total noninterest income$743,0002,757
Gross Fiduciary activities income$0950
Service charges on deposit accounts$139,0002,786
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,481
Total noninterest expense$3,633,0003,080
Salaries and employee benefits$1,877,0003,163
Premises and equipment expense$296,0003,274
Additional noninterest expense$604,0002,480
Pre-tax net operating income$688,0003,717
Securities gains (losses)$0849
Applicable income taxes$82,0002,811
Income before extraordinary items$606,0003,704
Extraordinary gains, net$052
Net income$606,0003,737
Minority interest net income$081
Net income of bank and minority interests.$606,0003,704
Net charge-offs$85,0001,245
Cash dividends$725,0001,969
Sale, conversion, retirement of capital stock, net$0507
Net operating income$606,0003,732
2023-06-30 (YTD Data)Rank
Total interest income$3,092,0003,387
Total interest expense$595,0003,341
Net interest income$2,497,0003,391
Provision for loan and lease losses$84,0001,933
Total noninterest income$491,0002,724
Gross Fiduciary activities income$0931
Service charges on deposit accounts$84,0002,872
Trading account gains and feesNANA
Additional Noninterest Income$407,0002,427
Total noninterest expense$2,433,0003,077
Salaries and employee benefits$1,260,0003,161
Premises and equipment expense$200,0003,271
Additional noninterest expense$407,0002,423
Pre-tax net operating income$471,0003,747
Securities gains (losses)$0938
Applicable income taxes$57,0002,815
Income before extraordinary items$414,0003,727
Extraordinary gains, net$051
Net income$414,0003,763
Minority interest net income$081
Net income of bank and minority interests.$414,0003,726
Net charge-offs$81,0001,005
Cash dividends$500,0001,943
Sale, conversion, retirement of capital stock, net$0486
Net operating income$414,0003,748
2023-03-31 (YTD Data)Rank
Total interest income$1,493,0003,432
Total interest expense$295,0003,193
Net interest income$1,198,0003,461
Provision for loan and lease losses$-2,0004,417
Total noninterest income$239,0002,756
Gross Fiduciary activities income$0913
Service charges on deposit accounts$41,0002,918
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,446
Total noninterest expense$1,195,0003,136
Salaries and employee benefits$637,0003,187
Premises and equipment expense$104,0003,265
Additional noninterest expense$198,0002,446
Pre-tax net operating income$244,0003,773
Securities gains (losses)$0950
Applicable income taxes$30,0002,799
Income before extraordinary items$214,0003,763
Extraordinary gains, net$04
Net income$214,0003,762
Minority interest net income$048
Net income of bank and minority interests.$214,0003,763
Net charge-offs$02,062
Cash dividends$250,0001,683
Sale, conversion, retirement of capital stock, net$0430
Net operating income$214,0003,789
2022-12-31 (YTD Data)Rank
Total interest income$5,562,0003,336
Total interest expense$333,0003,659
Net interest income$5,229,0003,290
Provision for loan and lease losses$03,012
Total noninterest income$989,0002,822
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$167,0002,954
Trading account gains and feesNANA
Additional Noninterest Income$822,0002,559
Total noninterest expense$4,829,0003,095
Salaries and employee benefits$2,471,0003,210
Premises and equipment expense$406,0003,280
Additional noninterest expense$822,0002,559
Pre-tax net operating income$1,389,0003,504
Securities gains (losses)$0691
Applicable income taxes$235,0002,554
Income before extraordinary items$1,154,0003,527
Extraordinary gains, net$05
Net income$1,154,0003,525
Minority interest net income$063
Net income of bank and minority interests.$1,154,0003,526
Net charge-offs$-4,0003,445
Cash dividends$1,000,0002,143
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,154,0003,549
2022-09-30 (YTD Data)Rank
Total interest income$4,060,0003,331
Total interest expense$160,0003,909
Net interest income$3,900,0003,277
Provision for loan and lease losses$02,835
Total noninterest income$744,0002,850
Gross Fiduciary activities income$0968
Service charges on deposit accounts$120,0003,009
Trading account gains and feesNANA
Additional Noninterest Income$624,0002,555
Total noninterest expense$3,568,0003,114
Salaries and employee benefits$1,845,0003,208
Premises and equipment expense$307,0003,271
Additional noninterest expense$624,0002,555
Pre-tax net operating income$1,076,0003,462
Securities gains (losses)$0740
Applicable income taxes$184,0002,531
Income before extraordinary items$892,0003,490
Extraordinary gains, net$04
Net income$892,0003,489
Minority interest net income$057
Net income of bank and minority interests.$892,0003,489
Net charge-offs$-2,0003,205
Cash dividends$750,0001,886
Sale, conversion, retirement of capital stock, net$0519
Net operating income$892,0003,521
2022-06-30 (YTD Data)Rank
Total interest income$2,623,0003,351
Total interest expense$105,0003,898
Net interest income$2,518,0003,298
Provision for loan and lease losses$02,599
Total noninterest income$492,0002,847
Gross Fiduciary activities income$0925
Service charges on deposit accounts$75,0003,070
Trading account gains and feesNANA
Additional Noninterest Income$417,0002,581
Total noninterest expense$2,372,0003,113
Salaries and employee benefits$1,224,0003,224
Premises and equipment expense$208,0003,265
Additional noninterest expense$940,0002,715
Pre-tax net operating income$638,0003,484
Securities gains (losses)$0687
Applicable income taxes$106,0002,545
Income before extraordinary items$532,0003,501
Extraordinary gains, net$04
Net income$532,0003,500
Minority interest net income$060
Net income of bank and minority interests.$532,0003,501
Net charge-offs$-2,0003,158
Cash dividends$500,0001,877
Sale, conversion, retirement of capital stock, net$0494
Net operating income$532,0003,533
2022-03-31 (YTD Data)Rank
Total interest income$1,276,0003,360
Total interest expense$51,0003,911
Net interest income$1,225,0003,300
Provision for loan and lease losses$02,285
Total noninterest income$237,0002,852
Gross Fiduciary activities income$0892
Service charges on deposit accounts$36,0003,101
Trading account gains and feesNANA
Additional Noninterest Income$201,0002,565
Total noninterest expense$1,182,0003,094
Salaries and employee benefits$602,0003,240
Premises and equipment expense$108,0003,221
Additional noninterest expense$472,0002,693
Pre-tax net operating income$280,0003,504
Securities gains (losses)$0623
Applicable income taxes$45,0002,561
Income before extraordinary items$235,0003,498
Extraordinary gains, net$04
Net income$235,0003,497
Minority interest net income$050
Net income of bank and minority interests.$235,0003,498
Net charge-offs$-1,0003,005
Cash dividends$250,0001,607
Sale, conversion, retirement of capital stock, net$0453
Net operating income$235,0003,521
2021-12-31 (YTD Data)Rank
Total interest income$5,211,0003,414
Total interest expense$265,0003,872
Net interest income$4,946,0003,343
Provision for loan and lease losses$-398,0004,398
Total noninterest income$871,0003,132
Gross Fiduciary activities income$0994
Service charges on deposit accounts$133,0003,140
Trading account gains and feesNANA
Additional Noninterest Income$738,0002,918
Total noninterest expense$4,580,0003,162
Salaries and employee benefits$2,339,0003,296
Premises and equipment expense$446,0003,179
Additional noninterest expense$1,795,0002,776
Pre-tax net operating income$1,635,0003,389
Securities gains (losses)$02,062
Applicable income taxes$270,0002,539
Income before extraordinary items$1,365,0003,438
Extraordinary gains, net$010
Net income$1,365,0003,438
Minority interest net income$074
Net income of bank and minority interests.$1,365,0003,438
Net charge-offs$-366,0004,676
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,365,0003,421
2021-09-30 (YTD Data)Rank
Total interest income$3,919,0003,483
Total interest expense$206,0003,931
Net interest income$3,713,0003,394
Provision for loan and lease losses$-398,0004,519
Total noninterest income$668,0003,132
Gross Fiduciary activities income$0957
Service charges on deposit accounts$92,0003,247
Trading account gains and feesNANA
Additional Noninterest Income$576,0002,918
Total noninterest expense$3,374,0003,205
Salaries and employee benefits$1,691,0003,363
Premises and equipment expense$346,0003,175
Additional noninterest expense$1,337,0002,796
Pre-tax net operating income$1,405,0003,338
Securities gains (losses)$02,015
Applicable income taxes$229,0002,490
Income before extraordinary items$1,176,0003,420
Extraordinary gains, net$08
Net income$1,176,0003,420
Minority interest net income$069
Net income of bank and minority interests.$1,176,0003,420
Net charge-offs$-496,0004,807
Cash dividends$750,0001,972
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,176,0003,394
2021-06-30 (YTD Data)Rank
Total interest income$2,588,0003,520
Total interest expense$132,0004,039
Net interest income$2,456,0003,418
Provision for loan and lease losses$-398,0004,587
Total noninterest income$447,0003,132
Gross Fiduciary activities income$0951
Service charges on deposit accounts$58,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$389,0002,888
Total noninterest expense$2,239,0003,208
Salaries and employee benefits$1,123,0003,373
Premises and equipment expense$245,0003,077
Additional noninterest expense$871,0002,831
Pre-tax net operating income$1,062,0003,183
Securities gains (losses)$01,818
Applicable income taxes$175,0002,396
Income before extraordinary items$887,0003,274
Extraordinary gains, net$06
Net income$887,0003,273
Minority interest net income$067
Net income of bank and minority interests.$887,0003,274
Net charge-offs$-491,0004,867
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$887,0003,247
2021-03-31 (YTD Data)Rank
Total interest income$1,230,0003,592
Total interest expense$66,0004,113
Net interest income$1,164,0003,512
Provision for loan and lease losses$02,741
Total noninterest income$219,0003,129
Gross Fiduciary activities income$0922
Service charges on deposit accounts$30,0003,217
Trading account gains and feesNANA
Additional Noninterest Income$189,0002,897
Total noninterest expense$1,117,0003,201
Salaries and employee benefits$560,0003,385
Premises and equipment expense$128,0003,031
Additional noninterest expense$429,0002,807
Pre-tax net operating income$266,0003,875
Securities gains (losses)$01,392
Applicable income taxes$32,0002,893
Income before extraordinary items$234,0003,914
Extraordinary gains, net$03
Net income$234,0003,913
Minority interest net income$055
Net income of bank and minority interests.$234,0003,914
Net charge-offs$-16,0004,237
Cash dividends$250,0001,678
Sale, conversion, retirement of capital stock, net$0482
Net operating income$234,0003,893
2020-12-31 (YTD Data)Rank
Total interest income$5,317,0003,493
Total interest expense$345,0004,187
Net interest income$4,972,0003,349
Provision for loan and lease losses$-80,0004,941
Total noninterest income$1,257,0002,630
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$140,0003,187
Trading account gains and feesNANA
Additional Noninterest Income$1,117,0002,367
Total noninterest expense$4,909,0003,045
Salaries and employee benefits$2,509,0003,209
Premises and equipment expense$467,0003,168
Additional noninterest expense$1,933,0002,588
Pre-tax net operating income$1,400,0003,348
Securities gains (losses)$02,675
Applicable income taxes$197,0002,574
Income before extraordinary items$1,203,0003,462
Extraordinary gains, net$04
Net income$1,203,0003,462
Minority interest net income$072
Net income of bank and minority interests.$1,203,0003,462
Net charge-offs$-63,0004,651
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,203,0003,402
2020-09-30 (YTD Data)Rank
Total interest income$4,007,0003,523
Total interest expense$275,0004,209
Net interest income$3,732,0003,372
Provision for loan and lease losses$-80,0004,990
Total noninterest income$686,0002,948
Gross Fiduciary activities income$0981
Service charges on deposit accounts$106,0003,179
Trading account gains and feesNANA
Additional Noninterest Income$580,0002,684
Total noninterest expense$3,440,0003,136
Salaries and employee benefits$1,716,0003,333
Premises and equipment expense$350,0003,172
Additional noninterest expense$1,374,0002,668
Pre-tax net operating income$1,058,0003,383
Securities gains (losses)$02,494
Applicable income taxes$149,0002,566
Income before extraordinary items$909,0003,462
Extraordinary gains, net$04
Net income$909,0003,461
Minority interest net income$065
Net income of bank and minority interests.$909,0003,462
Net charge-offs$-75,0004,758
Cash dividends$750,0001,961
Sale, conversion, retirement of capital stock, net$0532
Net operating income$909,0003,419
2020-06-30 (YTD Data)Rank
Total interest income$2,532,0003,641
Total interest expense$196,0004,224
Net interest income$2,336,0003,502
Provision for loan and lease losses$04,134
Total noninterest income$450,0002,926
Gross Fiduciary activities income$0970
Service charges on deposit accounts$73,0003,174
Trading account gains and feesNANA
Additional Noninterest Income$377,0002,669
Total noninterest expense$2,242,0003,189
Salaries and employee benefits$1,144,0003,351
Premises and equipment expense$230,0003,197
Additional noninterest expense$868,0002,750
Pre-tax net operating income$544,0003,650
Securities gains (losses)$02,249
Applicable income taxes$68,0002,750
Income before extraordinary items$476,0003,705
Extraordinary gains, net$04
Net income$476,0003,705
Minority interest net income$065
Net income of bank and minority interests.$476,0003,705
Net charge-offs$14,0002,334
Cash dividends$500,0001,959
Sale, conversion, retirement of capital stock, net$0504
Net operating income$476,0003,658
2020-03-31 (YTD Data)Rank
Total interest income$1,251,0003,679
Total interest expense$110,0004,233
Net interest income$1,141,0003,515
Provision for loan and lease losses$03,711
Total noninterest income$231,0002,843
Gross Fiduciary activities income$0941
Service charges on deposit accounts$43,0003,227
Trading account gains and feesNANA
Additional Noninterest Income$188,0002,504
Total noninterest expense$1,152,0003,169
Salaries and employee benefits$599,0003,303
Premises and equipment expense$116,0003,202
Additional noninterest expense$437,0002,777
Pre-tax net operating income$220,0003,697
Securities gains (losses)$01,705
Applicable income taxes$22,0002,842
Income before extraordinary items$198,0003,717
Extraordinary gains, net$04
Net income$198,0003,718
Minority interest net income$056
Net income of bank and minority interests.$198,0003,718
Net charge-offs$4,0002,167
Cash dividends$250,0001,776
Sale, conversion, retirement of capital stock, net$0482
Net operating income$198,0003,690
2019-12-31 (YTD Data)Rank
Total interest income$5,518,0003,575
Total interest expense$460,0004,215
Net interest income$5,058,0003,391
Provision for loan and lease losses$03,973
Total noninterest income$978,0002,859
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$254,0002,852
Trading account gains and feesNANA
Additional Noninterest Income$724,0002,610
Total noninterest expense$5,404,0002,869
Salaries and employee benefits$2,295,0003,377
Premises and equipment expense$436,0003,326
Additional noninterest expense$2,673,0002,109
Pre-tax net operating income$632,0004,290
Securities gains (losses)$02,379
Applicable income taxes$-12,0005,021
Income before extraordinary items$644,0004,204
Extraordinary gains, net$011
Net income$644,0004,206
Minority interest net income$076
Net income of bank and minority interests.$644,0004,206
Net charge-offs$67,0002,457
Cash dividends$1,000,0002,317
Sale, conversion, retirement of capital stock, net$0626
Net operating income$644,0004,175
2019-09-30 (YTD Data)Rank
Total interest income$4,192,0003,596
Total interest expense$349,0004,258
Net interest income$3,843,0003,413
Provision for loan and lease losses$03,836
Total noninterest income$731,0002,870
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$186,0002,918
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,625
Total noninterest expense$4,179,0002,830
Salaries and employee benefits$1,658,0003,457
Premises and equipment expense$310,0003,437
Additional noninterest expense$2,211,0001,956
Pre-tax net operating income$395,0004,505
Securities gains (losses)$02,167
Applicable income taxes$9,0003,704
Income before extraordinary items$386,0004,469
Extraordinary gains, net$011
Net income$386,0004,468
Minority interest net income$072
Net income of bank and minority interests.$386,0004,468
Net charge-offs$45,0002,285
Cash dividends$750,0002,104
Sale, conversion, retirement of capital stock, net$0590
Net operating income$386,0004,441
2019-06-30 (YTD Data)Rank
Total interest income$2,854,0003,576
Total interest expense$224,0004,305
Net interest income$2,630,0003,387
Provision for loan and lease losses$03,685
Total noninterest income$510,0002,781
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$125,0002,904
Trading account gains and feesNANA
Additional Noninterest Income$385,0002,527
Total noninterest expense$2,422,0003,111
Salaries and employee benefits$1,260,0003,249
Premises and equipment expense$210,0003,433
Additional noninterest expense$952,0002,686
Pre-tax net operating income$718,0003,528
Securities gains (losses)$01,702
Applicable income taxes$101,0002,663
Income before extraordinary items$617,0003,601
Extraordinary gains, net$011
Net income$617,0003,600
Minority interest net income$069
Net income of bank and minority interests.$617,0003,600
Net charge-offs$68,0001,624
Cash dividends$500,0002,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$617,0003,576
2019-03-31 (YTD Data)Rank
Total interest income$1,363,0003,673
Total interest expense$118,0004,271
Net interest income$1,245,0003,508
Provision for loan and lease losses$03,406
Total noninterest income$272,0002,639
Gross Fiduciary activities income$0972
Service charges on deposit accounts$61,0002,931
Trading account gains and feesNANA
Additional Noninterest Income$211,0002,346
Total noninterest expense$1,217,0003,120
Salaries and employee benefits$647,0003,249
Premises and equipment expense$118,0003,257
Additional noninterest expense$452,0002,771
Pre-tax net operating income$300,0003,782
Securities gains (losses)$01,087
Applicable income taxes$38,0002,821
Income before extraordinary items$262,0003,788
Extraordinary gains, net$05
Net income$262,0003,787
Minority interest net income$052
Net income of bank and minority interests.$262,0003,787
Net charge-offs$66,0001,070
Cash dividends$250,0001,856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$262,0003,785
2018-12-31 (YTD Data)Rank
Total interest income$5,374,0003,637
Total interest expense$289,0004,526
Net interest income$5,085,0003,474
Provision for loan and lease losses$43,0003,562
Total noninterest income$1,107,0002,722
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$259,0002,964
Trading account gains and feesNANA
Additional Noninterest Income$848,0002,428
Total noninterest expense$4,967,0003,066
Salaries and employee benefits$2,570,0003,234
Premises and equipment expense$395,0003,547
Additional noninterest expense$2,002,0002,589
Pre-tax net operating income$1,182,0003,841
Securities gains (losses)$01,125
Applicable income taxes$144,0002,885
Income before extraordinary items$1,038,0003,866
Extraordinary gains, net$06
Net income$1,038,0003,864
Minority interest net income$072
Net income of bank and minority interests.$1,038,0003,865
Net charge-offs$40,0002,746
Cash dividends$1,000,0002,197
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,038,0003,868
2018-09-30 (YTD Data)Rank
Total interest income$3,988,0003,678
Total interest expense$190,0004,672
Net interest income$3,798,0003,511
Provision for loan and lease losses$43,0003,322
Total noninterest income$823,0002,758
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$194,0002,974
Trading account gains and feesNANA
Additional Noninterest Income$629,0002,465
Total noninterest expense$3,777,0003,045
Salaries and employee benefits$1,927,0003,237
Premises and equipment expense$314,0003,489
Additional noninterest expense$1,536,0002,566
Pre-tax net operating income$801,0004,037
Securities gains (losses)$01,118
Applicable income taxes$91,0003,057
Income before extraordinary items$710,0004,030
Extraordinary gains, net$05
Net income$710,0004,029
Minority interest net income$066
Net income of bank and minority interests.$710,0004,029
Net charge-offs$63,0002,037
Cash dividends$750,0001,948
Sale, conversion, retirement of capital stock, net$0633
Net operating income$710,0004,027
2018-06-30 (YTD Data)Rank
Total interest income$2,638,0003,688
Total interest expense$117,0004,737
Net interest income$2,521,0003,518
Provision for loan and lease losses$43,0002,938
Total noninterest income$568,0002,710
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$128,0002,988
Trading account gains and feesNANA
Additional Noninterest Income$440,0002,405
Total noninterest expense$2,517,0003,063
Salaries and employee benefits$1,262,0003,292
Premises and equipment expense$219,0003,444
Additional noninterest expense$1,036,0002,552
Pre-tax net operating income$529,0004,038
Securities gains (losses)$0961
Applicable income taxes$60,0003,036
Income before extraordinary items$469,0004,033
Extraordinary gains, net$06
Net income$469,0004,032
Minority interest net income$065
Net income of bank and minority interests.$469,0004,032
Net charge-offs$63,0001,604
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$469,0004,035
2018-03-31 (YTD Data)Rank
Total interest income$1,296,0003,726
Total interest expense$55,0004,792
Net interest income$1,241,0003,563
Provision for loan and lease losses$30,0002,415
Total noninterest income$291,0002,663
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$67,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$224,0002,351
Total noninterest expense$1,195,0003,192
Salaries and employee benefits$610,0003,379
Premises and equipment expense$77,0004,102
Additional noninterest expense$508,0002,603
Pre-tax net operating income$307,0003,829
Securities gains (losses)$0735
Applicable income taxes$39,0002,860
Income before extraordinary items$268,0003,826
Extraordinary gains, net$07
Net income$268,0003,826
Minority interest net income$052
Net income of bank and minority interests.$268,0003,826
Net charge-offs$-4,0004,365
Cash dividends$250,0001,729
Sale, conversion, retirement of capital stock, net$0580
Net operating income$268,0003,825
2017-12-31 (YTD Data)Rank
Total interest income$5,135,0003,705
Total interest expense$239,0004,678
Net interest income$4,896,0003,576
Provision for loan and lease losses$100,0003,045
Total noninterest income$1,136,0002,763
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$272,0003,008
Trading account gains and feesNANA
Additional Noninterest Income$864,0002,465
Total noninterest expense$4,584,0003,279
Salaries and employee benefits$2,556,0003,295
Premises and equipment expense$271,0004,315
Additional noninterest expense$1,757,0002,895
Pre-tax net operating income$1,348,0003,690
Securities gains (losses)$02,243
Applicable income taxes$304,0002,746
Income before extraordinary items$1,044,0003,664
Extraordinary gains, net$09
Net income$1,044,0003,663
Minority interest net income$076
Net income of bank and minority interests.$1,044,0003,664
Net charge-offs$50,0002,967
Cash dividends$1,050,0002,132
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,044,0003,657
2017-09-30 (YTD Data)Rank
Total interest income$3,824,0003,745
Total interest expense$180,0004,706
Net interest income$3,644,0003,619
Provision for loan and lease losses$35,0003,483
Total noninterest income$876,0002,753
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$207,0003,014
Trading account gains and feesNANA
Additional Noninterest Income$669,0002,451
Total noninterest expense$3,398,0003,320
Salaries and employee benefits$1,953,0003,267
Premises and equipment expense$190,0004,446
Additional noninterest expense$1,255,0003,000
Pre-tax net operating income$1,087,0003,630
Securities gains (losses)$02,274
Applicable income taxes$256,0002,596
Income before extraordinary items$831,0003,798
Extraordinary gains, net$09
Net income$831,0003,796
Minority interest net income$071
Net income of bank and minority interests.$831,0003,798
Net charge-offs$48,0002,490
Cash dividends$800,0001,921
Sale, conversion, retirement of capital stock, net$0677
Net operating income$831,0003,787
2017-06-30 (YTD Data)Rank
Total interest income$2,524,0003,768
Total interest expense$118,0004,724
Net interest income$2,406,0003,636
Provision for loan and lease losses$10,0003,628
Total noninterest income$587,0002,741
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$141,0002,985
Trading account gains and feesNANA
Additional Noninterest Income$446,0002,460
Total noninterest expense$2,225,0003,365
Salaries and employee benefits$1,276,0003,322
Premises and equipment expense$123,0004,521
Additional noninterest expense$826,0003,049
Pre-tax net operating income$758,0003,538
Securities gains (losses)$01,906
Applicable income taxes$192,0002,510
Income before extraordinary items$566,0003,741
Extraordinary gains, net$011
Net income$566,0003,738
Minority interest net income$071
Net income of bank and minority interests.$566,0003,741
Net charge-offs$28,0002,401
Cash dividends$550,0001,891
Sale, conversion, retirement of capital stock, net$0659
Net operating income$566,0003,721
2017-03-31 (YTD Data)Rank
Total interest income$1,251,0003,795
Total interest expense$59,0004,747
Net interest income$1,192,0003,668
Provision for loan and lease losses$03,537
Total noninterest income$298,0002,714
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$69,0003,015
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,408
Total noninterest expense$1,150,0003,328
Salaries and employee benefits$676,0003,248
Premises and equipment expense$62,0004,554
Additional noninterest expense$412,0003,056
Pre-tax net operating income$340,0003,667
Securities gains (losses)$01,153
Applicable income taxes$38,0003,040
Income before extraordinary items$302,0003,589
Extraordinary gains, net$08
Net income$302,0003,588
Minority interest net income$055
Net income of bank and minority interests.$302,0003,589
Net charge-offs$33,0001,595
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$302,0003,569
2016-12-31 (YTD Data)Rank
Total interest income$5,285,0003,694
Total interest expense$245,0004,739
Net interest income$5,040,0003,557
Provision for loan and lease losses$04,332
Total noninterest income$1,103,0002,880
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$299,0002,939
Trading account gains and fees$0170
Additional Noninterest Income$804,0002,657
Total noninterest expense$4,625,0003,345
Salaries and employee benefits$2,517,0003,388
Premises and equipment expense$312,0004,246
Additional noninterest expense$1,796,0002,964
Pre-tax net operating income$1,518,0003,498
Securities gains (losses)$03,212
Applicable income taxes$255,0002,762
Income before extraordinary items$1,263,0003,548
Extraordinary gains, net$05
Net income$1,263,0003,546
Minority interest net income$082
Net income of bank and minority interests.$1,263,0003,547
Net charge-offs$215,0001,852
Cash dividends$1,247,0001,919
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,263,0003,489
2016-09-30 (YTD Data)Rank
Total interest income$4,087,0003,653
Total interest expense$185,0004,768
Net interest income$3,902,0003,507
Provision for loan and lease losses$04,186
Total noninterest income$733,0003,072
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$211,0003,060
Trading account gains and fees$0169
Additional Noninterest Income$522,0002,845
Total noninterest expense$3,476,0003,351
Salaries and employee benefits$1,827,0003,449
Premises and equipment expense$233,0004,264
Additional noninterest expense$1,416,0002,863
Pre-tax net operating income$1,159,0003,524
Securities gains (losses)$03,160
Applicable income taxes$282,0002,550
Income before extraordinary items$877,0003,735
Extraordinary gains, net$05
Net income$877,0003,733
Minority interest net income$071
Net income of bank and minority interests.$877,0003,735
Net charge-offs$114,0001,957
Cash dividends$901,0001,757
Sale, conversion, retirement of capital stock, net$0719
Net operating income$877,0003,673
2016-06-30 (YTD Data)Rank
Total interest income$2,769,0003,632
Total interest expense$126,0004,772
Net interest income$2,643,0003,482
Provision for loan and lease losses$04,017
Total noninterest income$467,0003,153
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$128,0003,222
Trading account gains and fees$0157
Additional Noninterest Income$339,0002,868
Total noninterest expense$2,293,0003,389
Salaries and employee benefits$1,151,0003,590
Premises and equipment expense$147,0004,386
Additional noninterest expense$995,0002,772
Pre-tax net operating income$817,0003,424
Securities gains (losses)$02,835
Applicable income taxes$205,0002,479
Income before extraordinary items$612,0003,647
Extraordinary gains, net$016
Net income$612,0003,642
Minority interest net income$071
Net income of bank and minority interests.$612,0003,645
Net charge-offs$209,0001,097
Cash dividends$600,0001,762
Sale, conversion, retirement of capital stock, net$0705
Net operating income$612,0003,575
2016-03-31 (YTD Data)Rank
Total interest income$1,438,0003,558
Total interest expense$62,0004,831
Net interest income$1,376,0003,399
Provision for loan and lease losses$03,656
Total noninterest income$243,0003,063
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$63,0003,235
Trading account gains and fees$0142
Additional Noninterest Income$180,0002,759
Total noninterest expense$1,145,0003,403
Salaries and employee benefits$579,0003,597
Premises and equipment expense$64,0004,667
Additional noninterest expense$502,0002,767
Pre-tax net operating income$474,0003,133
Securities gains (losses)$02,077
Applicable income taxes$122,0002,280
Income before extraordinary items$352,0003,358
Extraordinary gains, net$012
Net income$352,0003,356
Minority interest net income$062
Net income of bank and minority interests.$352,0003,356
Net charge-offs$206,000649
Cash dividends$300,0001,591
Sale, conversion, retirement of capital stock, net$0659
Net operating income$352,0003,292
2015-12-31 (YTD Data)Rank
Total interest income$5,216,0003,753
Total interest expense$292,0004,661
Net interest income$4,924,0003,620
Provision for loan and lease losses$300,0001,890
Total noninterest income$1,033,0003,016
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$294,0003,070
Trading account gains and fees$0159
Additional Noninterest Income$739,0002,757
Total noninterest expense$4,339,0003,534
Salaries and employee benefits$2,200,0003,700
Premises and equipment expense$342,0004,222
Additional noninterest expense$1,797,0003,012
Pre-tax net operating income$1,318,0003,702
Securities gains (losses)$03,216
Applicable income taxes$300,0002,663
Income before extraordinary items$1,018,0003,904
Extraordinary gains, net$023
Net income$1,018,0003,904
Minority interest net income$081
Net income of bank and minority interests.$1,018,0003,905
Net charge-offs$129,0002,415
Cash dividends$850,0002,328
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,018,0003,848
2015-09-30 (YTD Data)Rank
Total interest income$3,872,0003,819
Total interest expense$225,0004,684
Net interest income$3,647,0003,677
Provision for loan and lease losses$300,0001,503
Total noninterest income$719,0003,158
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$221,0003,077
Trading account gains and fees$0153
Additional Noninterest Income$498,0002,928
Total noninterest expense$3,132,0003,643
Salaries and employee benefits$1,573,0003,820
Premises and equipment expense$274,0004,133
Additional noninterest expense$1,285,0003,128
Pre-tax net operating income$934,0003,848
Securities gains (losses)$03,031
Applicable income taxes$210,0002,789
Income before extraordinary items$724,0004,062
Extraordinary gains, net$021
Net income$724,0004,061
Minority interest net income$078
Net income of bank and minority interests.$724,0004,064
Net charge-offs$131,0001,927
Cash dividends$550,0002,213
Sale, conversion, retirement of capital stock, net$0773
Net operating income$724,0003,995
2015-06-30 (YTD Data)Rank
Total interest income$2,556,0003,844
Total interest expense$152,0004,703
Net interest income$2,404,0003,722
Provision for loan and lease losses$04,069
Total noninterest income$469,0003,197
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$149,0003,038
Trading account gains and fees$0157
Additional Noninterest Income$320,0002,988
Total noninterest expense$2,145,0003,609
Salaries and employee benefits$1,081,0003,781
Premises and equipment expense$184,0004,157
Additional noninterest expense$880,0003,102
Pre-tax net operating income$728,0003,585
Securities gains (losses)$02,636
Applicable income taxes$181,0002,565
Income before extraordinary items$547,0003,820
Extraordinary gains, net$022
Net income$547,0003,821
Minority interest net income$075
Net income of bank and minority interests.$547,0003,823
Net charge-offs$03,893
Cash dividends$550,0001,817
Sale, conversion, retirement of capital stock, net$0751
Net operating income$547,0003,761
2015-03-31 (YTD Data)Rank
Total interest income$1,272,0003,869
Total interest expense$78,0004,713
Net interest income$1,194,0003,750
Provision for loan and lease losses$03,703
Total noninterest income$238,0003,122
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$148,0003,037
Total noninterest expense$1,024,0003,744
Salaries and employee benefits$503,0003,958
Premises and equipment expense$70,0004,719
Additional noninterest expense$451,0003,027
Pre-tax net operating income$408,0003,353
Securities gains (losses)$02,027
Applicable income taxes$101,0002,435
Income before extraordinary items$307,0003,607
Extraordinary gains, net$013
Net income$307,0003,610
Minority interest net income$064
Net income of bank and minority interests.$307,0003,610
Net charge-offs$4,0002,829
Cash dividends$300,0001,521
Sale, conversion, retirement of capital stock, net$0697
Net operating income$307,0003,513
2014-12-31 (YTD Data)Rank
Total interest income$5,421,0003,769
Total interest expense$349,0004,706
Net interest income$5,072,0003,605
Provision for loan and lease losses$312,0001,939
Total noninterest income$1,331,0002,679
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$241,0003,606
Trading account gains and fees$0180
Additional Noninterest Income$1,090,0002,214
Total noninterest expense$4,225,0003,706
Salaries and employee benefits$2,159,0003,833
Premises and equipment expense$319,0004,560
Additional noninterest expense$1,747,0003,188
Pre-tax net operating income$1,866,0003,097
Securities gains (losses)$03,259
Applicable income taxes$537,0002,129
Income before extraordinary items$1,329,0003,441
Extraordinary gains, net$017
Net income$1,329,0003,443
Minority interest net income$084
Net income of bank and minority interests.$1,329,0003,443
Net charge-offs$490,0001,478
Cash dividends$1,200,0001,801
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,329,0003,396
2014-09-30 (YTD Data)Rank
Total interest income$4,106,0003,763
Total interest expense$266,0004,746
Net interest income$3,840,0003,608
Provision for loan and lease losses$296,0001,660
Total noninterest income$1,046,0002,641
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$174,0003,725
Trading account gains and fees$0174
Additional Noninterest Income$872,0002,121
Total noninterest expense$3,137,0003,743
Salaries and employee benefits$1,581,0003,900
Premises and equipment expense$250,0004,525
Additional noninterest expense$1,306,0003,193
Pre-tax net operating income$1,453,0003,095
Securities gains (losses)$02,980
Applicable income taxes$394,0002,210
Income before extraordinary items$1,059,0003,380
Extraordinary gains, net$015
Net income$1,059,0003,381
Minority interest net income$081
Net income of bank and minority interests.$1,059,0003,381
Net charge-offs$460,0001,226
Cash dividends$900,0001,610
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,059,0003,344
2014-06-30 (YTD Data)Rank
Total interest income$2,755,0003,757
Total interest expense$180,0004,766
Net interest income$2,575,0003,604
Provision for loan and lease losses$04,196
Total noninterest income$513,0003,061
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$109,0003,796
Trading account gains and fees$0172
Additional Noninterest Income$404,0002,614
Total noninterest expense$2,135,0003,703
Salaries and employee benefits$1,034,0003,950
Premises and equipment expense$173,0004,491
Additional noninterest expense$928,0003,069
Pre-tax net operating income$953,0003,043
Securities gains (losses)$02,580
Applicable income taxes$262,0002,153
Income before extraordinary items$691,0003,360
Extraordinary gains, net$020
Net income$691,0003,366
Minority interest net income$080
Net income of bank and minority interests.$691,0003,366
Net charge-offs$453,000946
Cash dividends$600,0001,616
Sale, conversion, retirement of capital stock, net$0794
Net operating income$691,0003,317
2014-03-31 (YTD Data)Rank
Total interest income$1,441,0003,668
Total interest expense$92,0004,795
Net interest income$1,349,0003,514
Provision for loan and lease losses$03,817
Total noninterest income$302,0002,790
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$55,0003,769
Trading account gains and fees$0147
Additional Noninterest Income$247,0002,273
Total noninterest expense$1,099,0003,665
Salaries and employee benefits$502,0004,052
Premises and equipment expense$91,0004,427
Additional noninterest expense$506,0002,853
Pre-tax net operating income$552,0002,719
Securities gains (losses)$01,715
Applicable income taxes$152,0001,992
Income before extraordinary items$400,0002,996
Extraordinary gains, net$016
Net income$400,0002,999
Minority interest net income$066
Net income of bank and minority interests.$400,0002,999
Net charge-offs$2,0003,350
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$400,0002,960
2013-12-31 (YTD Data)Rank
Total interest income$5,628,0003,776
Total interest expense$412,0004,851
Net interest income$5,216,0003,607
Provision for loan and lease losses$40,0004,399
Total noninterest income$861,0003,488
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$280,0003,474
Trading account gains and fees$0184
Additional Noninterest Income$581,0003,161
Total noninterest expense$4,097,0003,859
Salaries and employee benefits$2,213,0003,852
Premises and equipment expense$312,0004,770
Additional noninterest expense$1,572,0003,531
Pre-tax net operating income$1,940,0002,924
Securities gains (losses)$03,182
Applicable income taxes$509,0002,134
Income before extraordinary items$1,431,0003,243
Extraordinary gains, net$029
Net income$1,431,0003,245
Minority interest net income$090
Net income of bank and minority interests.$1,431,0003,246
Net charge-offs$32,0004,614
Cash dividends$1,200,0001,704
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,431,0003,182
2013-09-30 (YTD Data)Rank
Total interest income$4,224,0003,809
Total interest expense$315,0004,907
Net interest income$3,909,0003,621
Provision for loan and lease losses$40,0004,137
Total noninterest income$663,0003,497
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$218,0003,435
Trading account gains and fees$0180
Additional Noninterest Income$445,0003,201
Total noninterest expense$2,973,0003,955
Salaries and employee benefits$1,627,0003,899
Premises and equipment expense$232,0004,812
Additional noninterest expense$1,114,0003,684
Pre-tax net operating income$1,559,0002,849
Securities gains (losses)$03,040
Applicable income taxes$412,0002,106
Income before extraordinary items$1,147,0003,153
Extraordinary gains, net$025
Net income$1,147,0003,156
Minority interest net income$084
Net income of bank and minority interests.$1,147,0003,157
Net charge-offs$31,0004,166
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,147,0003,082
2013-06-30 (YTD Data)Rank
Total interest income$2,819,0003,817
Total interest expense$210,0004,970
Net interest income$2,609,0003,613
Provision for loan and lease losses$40,0003,782
Total noninterest income$454,0003,474
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$151,0003,345
Trading account gains and fees$0157
Additional Noninterest Income$303,0003,187
Total noninterest expense$2,017,0003,931
Salaries and employee benefits$1,110,0003,861
Premises and equipment expense$161,0004,738
Additional noninterest expense$746,0003,666
Pre-tax net operating income$1,006,0002,891
Securities gains (losses)$02,791
Applicable income taxes$263,0002,158
Income before extraordinary items$743,0003,209
Extraordinary gains, net$022
Net income$743,0003,212
Minority interest net income$082
Net income of bank and minority interests.$743,0003,213
Net charge-offs$42,0003,498
Cash dividends$600,0001,519
Sale, conversion, retirement of capital stock, net$0838
Net operating income$743,0003,110
2013-03-31 (YTD Data)Rank
Total interest income$1,406,0003,857
Total interest expense$102,0005,109
Net interest income$1,304,0003,642
Provision for loan and lease losses$04,409
Total noninterest income$243,0003,334
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$83,0003,174
Trading account gains and fees$0148
Additional Noninterest Income$160,0003,090
Total noninterest expense$1,064,0003,842
Salaries and employee benefits$528,0004,022
Premises and equipment expense$84,0004,681
Additional noninterest expense$452,0003,207
Pre-tax net operating income$483,0002,933
Securities gains (losses)$01,966
Applicable income taxes$120,0002,219
Income before extraordinary items$363,0003,201
Extraordinary gains, net$010
Net income$363,0003,201
Minority interest net income$076
Net income of bank and minority interests.$363,0003,203
Net charge-offs$3,0003,820
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$363,0003,107
2012-12-31 (YTD Data)Rank
Total interest income$5,814,0003,913
Total interest expense$465,0005,247
Net interest income$5,349,0003,642
Provision for loan and lease losses$15,0005,669
Total noninterest income$854,0003,535
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$312,0003,413
Trading account gains and fees$0166
Additional Noninterest Income$542,0003,237
Total noninterest expense$4,150,0003,930
Salaries and employee benefits$2,179,0003,920
Premises and equipment expense$285,0005,073
Additional noninterest expense$1,686,0003,512
Pre-tax net operating income$2,038,0002,777
Securities gains (losses)$03,810
Applicable income taxes$482,0002,217
Income before extraordinary items$1,556,0003,054
Extraordinary gains, net$029
Net income$1,556,0003,053
Minority interest net income$093
Net income of bank and minority interests.$1,556,0003,054
Net charge-offs$-4,0006,481
Cash dividends$1,200,0001,725
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,556,0002,934
2012-09-30 (YTD Data)Rank
Total interest income$4,285,0004,027
Total interest expense$360,0005,307
Net interest income$3,925,0003,762
Provision for loan and lease losses$15,0005,485
Total noninterest income$642,0003,561
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$241,0003,397
Trading account gains and fees$0157
Additional Noninterest Income$401,0003,268
Total noninterest expense$3,088,0003,978
Salaries and employee benefits$1,616,0003,953
Premises and equipment expense$222,0005,067
Additional noninterest expense$1,250,0003,539
Pre-tax net operating income$1,464,0002,937
Securities gains (losses)$03,575
Applicable income taxes$373,0002,242
Income before extraordinary items$1,091,0003,261
Extraordinary gains, net$020
Net income$1,091,0003,263
Minority interest net income$086
Net income of bank and minority interests.$1,091,0003,262
Net charge-offs$-11,0006,627
Cash dividends$900,0001,426
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,091,0003,117
2012-06-30 (YTD Data)Rank
Total interest income$2,817,0004,099
Total interest expense$246,0005,370
Net interest income$2,571,0003,817
Provision for loan and lease losses$05,619
Total noninterest income$438,0003,491
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$163,0003,356
Trading account gains and fees$0153
Additional Noninterest Income$275,0003,193
Total noninterest expense$2,080,0003,970
Salaries and employee benefits$1,101,0003,921
Premises and equipment expense$142,0005,167
Additional noninterest expense$837,0003,554
Pre-tax net operating income$929,0002,999
Securities gains (losses)$03,178
Applicable income taxes$233,0002,306
Income before extraordinary items$696,0003,336
Extraordinary gains, net$019
Net income$696,0003,336
Minority interest net income$084
Net income of bank and minority interests.$696,0003,337
Net charge-offs$-4,0006,440
Cash dividends$600,0001,414
Sale, conversion, retirement of capital stock, net$0928
Net operating income$696,0003,158
2012-03-31 (YTD Data)Rank
Total interest income$1,407,0004,160
Total interest expense$128,0005,398
Net interest income$1,279,0003,852
Provision for loan and lease losses$05,254
Total noninterest income$226,0003,415
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$98,0002,962
Trading account gains and fees$0148
Additional Noninterest Income$128,0003,301
Total noninterest expense$1,016,0004,062
Salaries and employee benefits$518,0004,111
Premises and equipment expense$70,0005,222
Additional noninterest expense$428,0003,489
Pre-tax net operating income$489,0002,913
Securities gains (losses)$02,210
Applicable income taxes$120,0002,259
Income before extraordinary items$369,0003,237
Extraordinary gains, net$019
Net income$369,0003,241
Minority interest net income$078
Net income of bank and minority interests.$369,0003,241
Net charge-offs$-23,0006,913
Cash dividends$300,0001,259
Sale, conversion, retirement of capital stock, net$0861
Net operating income$369,0003,078
2011-12-31 (YTD Data)Rank
Total interest income$6,099,0004,002
Total interest expense$679,0005,261
Net interest income$5,420,0003,712
Provision for loan and lease losses$131,0005,087
Total noninterest income$1,019,0003,083
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$374,0003,166
Trading account gains and fees$0146
Additional Noninterest Income$645,0002,750
Total noninterest expense$4,348,0003,892
Salaries and employee benefits$2,285,0003,811
Premises and equipment expense$307,0005,184
Additional noninterest expense$1,756,0003,476
Pre-tax net operating income$1,960,0002,552
Securities gains (losses)$03,838
Applicable income taxes$513,0002,003
Income before extraordinary items$1,447,0002,849
Extraordinary gains, net$029
Net income$1,447,0002,851
Minority interest net income$096
Net income of bank and minority interests.$1,447,0002,851
Net charge-offs$121,0004,812
Cash dividends$1,050,0001,564
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,447,0002,749
2011-09-30 (YTD Data)Rank
Total interest income$4,726,0003,962
Total interest expense$540,0005,257
Net interest income$4,186,0003,666
Provision for loan and lease losses$131,0004,680
Total noninterest income$716,0003,212
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$279,0003,181
Trading account gains and fees$0145
Additional Noninterest Income$437,0002,896
Total noninterest expense$3,354,0003,833
Salaries and employee benefits$1,739,0003,777
Premises and equipment expense$250,0005,048
Additional noninterest expense$1,365,0003,381
Pre-tax net operating income$1,417,0002,688
Securities gains (losses)$03,555
Applicable income taxes$375,0002,005
Income before extraordinary items$1,042,0002,981
Extraordinary gains, net$021
Net income$1,042,0002,983
Minority interest net income$087
Net income of bank and minority interests.$1,042,0002,983
Net charge-offs$88,0004,558
Cash dividends$750,0001,405
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,042,0002,879
2011-06-30 (YTD Data)Rank
Total interest income$3,203,0003,959
Total interest expense$371,0005,303
Net interest income$2,832,0003,639
Provision for loan and lease losses$115,0004,273
Total noninterest income$488,0003,164
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$177,0003,255
Trading account gains and fees$0153
Additional Noninterest Income$311,0002,820
Total noninterest expense$2,329,0003,767
Salaries and employee benefits$1,221,0003,648
Premises and equipment expense$172,0005,015
Additional noninterest expense$936,0003,357
Pre-tax net operating income$876,0002,763
Securities gains (losses)$02,914
Applicable income taxes$237,0002,041
Income before extraordinary items$639,0003,076
Extraordinary gains, net$015
Net income$639,0003,079
Minority interest net income$089
Net income of bank and minority interests.$639,0003,079
Net charge-offs$131,0003,569
Cash dividends$500,0001,397
Sale, conversion, retirement of capital stock, net$0986
Net operating income$639,0002,983
2011-03-31 (YTD Data)Rank
Total interest income$1,593,0003,997
Total interest expense$189,0005,372
Net interest income$1,404,0003,645
Provision for loan and lease losses$115,0003,204
Total noninterest income$266,0003,040
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$89,0003,215
Trading account gains and fees$0158
Additional Noninterest Income$177,0002,640
Total noninterest expense$1,187,0003,723
Salaries and employee benefits$619,0003,635
Premises and equipment expense$106,0004,564
Additional noninterest expense$462,0003,381
Pre-tax net operating income$368,0003,137
Securities gains (losses)$01,772
Applicable income taxes$51,0002,807
Income before extraordinary items$317,0003,112
Extraordinary gains, net$09
Net income$317,0003,110
Minority interest net income$086
Net income of bank and minority interests.$317,0003,112
Net charge-offs$116,0002,586
Cash dividends$250,0001,233
Sale, conversion, retirement of capital stock, net$0925
Net operating income$317,0003,054
2010-12-31 (YTD Data)Rank
Total interest income$6,215,0004,214
Total interest expense$1,230,0004,751
Net interest income$4,985,0003,973
Provision for loan and lease losses$77,0006,209
Total noninterest income$943,0003,328
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$398,0003,091
Trading account gains and fees$0175
Additional Noninterest Income$545,0003,067
Total noninterest expense$4,421,0003,944
Salaries and employee benefits$2,273,0003,862
Premises and equipment expense$276,0005,598
Additional noninterest expense$1,872,0003,435
Pre-tax net operating income$1,430,0002,793
Securities gains (losses)$03,793
Applicable income taxes$318,0002,304
Income before extraordinary items$1,112,0003,031
Extraordinary gains, net$029
Net income$1,112,0003,028
Minority interest net income$0111
Net income of bank and minority interests.$1,112,0003,031
Net charge-offs$79,0005,608
Cash dividends$1,100,0001,370
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,112,0002,917
2010-09-30 (YTD Data)Rank
Total interest income$4,614,0004,335
Total interest expense$1,016,0004,656
Net interest income$3,598,0004,126
Provision for loan and lease losses$06,977
Total noninterest income$761,0003,242
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$311,0003,083
Trading account gains and fees$0165
Additional Noninterest Income$450,0002,926
Total noninterest expense$3,385,0003,893
Salaries and employee benefits$1,679,0003,946
Premises and equipment expense$221,0005,511
Additional noninterest expense$1,485,0003,256
Pre-tax net operating income$974,0003,140
Securities gains (losses)$03,651
Applicable income taxes$207,0002,520
Income before extraordinary items$767,0003,347
Extraordinary gains, net$023
Net income$767,0003,345
Minority interest net income$0110
Net income of bank and minority interests.$767,0003,347
Net charge-offs$63,0005,341
Cash dividends$850,0001,217
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$767,0003,215
2010-06-30 (YTD Data)Rank
Total interest income$3,035,0004,416
Total interest expense$728,0004,579
Net interest income$2,307,0004,244
Provision for loan and lease losses$06,857
Total noninterest income$490,0003,257
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$203,0003,135
Trading account gains and fees$0152
Additional Noninterest Income$287,0002,910
Total noninterest expense$2,238,0003,921
Salaries and employee benefits$1,092,0004,042
Premises and equipment expense$139,0005,679
Additional noninterest expense$1,007,0003,189
Pre-tax net operating income$559,0003,443
Securities gains (losses)$03,184
Applicable income taxes$107,0002,725
Income before extraordinary items$452,0003,583
Extraordinary gains, net$019
Net income$452,0003,580
Minority interest net income$0105
Net income of bank and minority interests.$452,0003,582
Net charge-offs$69,0004,604
Cash dividends$600,0001,128
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$452,0003,468
2010-03-31 (YTD Data)Rank
Total interest income$1,483,0004,539
Total interest expense$390,0004,539
Net interest income$1,093,0004,412
Provision for loan and lease losses$06,552
Total noninterest income$234,0003,339
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$94,0003,271
Trading account gains and fees$0175
Additional Noninterest Income$140,0002,966
Total noninterest expense$1,083,0004,048
Salaries and employee benefits$549,0004,079
Premises and equipment expense$64,0005,914
Additional noninterest expense$470,0003,354
Pre-tax net operating income$244,0003,719
Securities gains (losses)$02,284
Applicable income taxes$38,0002,998
Income before extraordinary items$206,0003,822
Extraordinary gains, net$016
Net income$206,0003,819
Minority interest net income$091
Net income of bank and minority interests.$206,0003,821
Net charge-offs$113,0002,991
Cash dividends$300,0001,057
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$206,0003,698
2009-12-31 (YTD Data)Rank
Total interest income$6,206,0004,516
Total interest expense$1,614,0004,988
Net interest income$4,592,0004,168
Provision for loan and lease losses$25,0007,123
Total noninterest income$1,054,0003,229
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$496,0002,908
Trading account gains and fees$0211
Additional Noninterest Income$558,0003,020
Total noninterest expense$4,583,0003,949
Salaries and employee benefits$2,207,0004,059
Premises and equipment expense$344,0005,352
Additional noninterest expense$2,032,0003,271
Pre-tax net operating income$1,038,0002,930
Securities gains (losses)$03,754
Applicable income taxes$-183,0006,736
Income before extraordinary items$1,221,0002,449
Extraordinary gains, net$034
Net income$1,221,0002,447
Minority interest net income$0115
Net income of bank and minority interests.$1,221,0002,448
Net charge-offs$-3,0007,786
Cash dividends$1,320,0001,321
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,221,0002,401
2009-09-30 (YTD Data)Rank
Total interest income$4,627,0004,594
Total interest expense$1,188,0005,178
Net interest income$3,439,0004,180
Provision for loan and lease losses$25,0006,864
Total noninterest income$773,0003,344
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$368,0002,943
Trading account gains and fees$0212
Additional Noninterest Income$405,0003,159
Total noninterest expense$3,416,0003,970
Salaries and employee benefits$1,632,0004,129
Premises and equipment expense$243,0005,530
Additional noninterest expense$1,541,0003,218
Pre-tax net operating income$771,0003,173
Securities gains (losses)$03,497
Applicable income taxes$-139,0007,016
Income before extraordinary items$910,0002,631
Extraordinary gains, net$027
Net income$910,0002,627
Minority interest net income$0118
Net income of bank and minority interests.$910,0002,631
Net charge-offs$32,0005,988
Cash dividends$1,020,0001,221
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$910,0002,587
2009-06-30 (YTD Data)Rank
Total interest income$3,107,0004,614
Total interest expense$774,0005,345
Net interest income$2,333,0004,104
Provision for loan and lease losses$07,158
Total noninterest income$501,0003,412
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$229,0003,062
Trading account gains and fees$0193
Additional Noninterest Income$272,0003,154
Total noninterest expense$2,286,0003,985
Salaries and employee benefits$1,063,0004,257
Premises and equipment expense$168,0005,505
Additional noninterest expense$1,055,0003,165
Pre-tax net operating income$548,0003,160
Securities gains (losses)$03,136
Applicable income taxes$-77,0007,082
Income before extraordinary items$625,0002,698
Extraordinary gains, net$021
Net income$625,0002,695
Minority interest net income$0112
Net income of bank and minority interests.$625,0002,697
Net charge-offs$7,0006,140
Cash dividends$680,0001,290
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$625,0002,610
2009-03-31 (YTD Data)Rank
Total interest income$1,600,0004,568
Total interest expense$396,0005,410
Net interest income$1,204,0004,044
Provision for loan and lease losses$06,744
Total noninterest income$239,0003,478
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$109,0003,102
Trading account gains and fees$0171
Additional Noninterest Income$130,0003,212
Total noninterest expense$1,149,0003,899
Salaries and employee benefits$543,0004,195
Premises and equipment expense$83,0005,572
Additional noninterest expense$523,0002,887
Pre-tax net operating income$294,0003,368
Securities gains (losses)$02,434
Applicable income taxes$-33,0007,347
Income before extraordinary items$327,0002,963
Extraordinary gains, net$015
Net income$327,0002,964
Minority interest net income$0102
Net income of bank and minority interests.$327,0002,964
Net charge-offs$7,0004,941
Cash dividends$340,0001,257
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$327,0002,826
2008-12-31 (YTD Data)Rank
Total interest income$6,816,0004,561
Total interest expense$2,175,0005,101
Net interest income$4,641,0004,146
Provision for loan and lease losses$07,334
Total noninterest income$1,207,0003,036
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$502,0003,009
Trading account gains and fees$0154
Additional Noninterest Income$705,0002,647
Total noninterest expense$4,471,0003,902
Salaries and employee benefits$2,317,0003,990
Premises and equipment expense$359,0005,367
Additional noninterest expense$1,795,0003,144
Pre-tax net operating income$1,377,0003,163
Securities gains (losses)$03,220
Applicable income taxes$-61,0006,991
Income before extraordinary items$1,438,0002,589
Extraordinary gains, net$039
Net income$1,438,0002,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0004,132
Cash dividends$1,360,0001,862
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,438,0002,738
2008-09-30 (YTD Data)Rank
Total interest income$5,158,0004,612
Total interest expense$1,722,0005,096
Net interest income$3,436,0004,208
Provision for loan and lease losses$06,991
Total noninterest income$915,0003,073
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$354,0003,160
Trading account gains and fees$0148
Additional Noninterest Income$561,0002,626
Total noninterest expense$3,343,0003,891
Salaries and employee benefits$1,770,0003,977
Premises and equipment expense$275,0005,340
Additional noninterest expense$1,298,0003,160
Pre-tax net operating income$1,008,0003,668
Securities gains (losses)$03,106
Applicable income taxes$-50,0007,450
Income before extraordinary items$1,058,0002,989
Extraordinary gains, net$031
Net income$1,058,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,609
Cash dividends$1,020,0001,765
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,058,0003,140
2008-06-30 (YTD Data)Rank
Total interest income$3,476,0004,644
Total interest expense$1,187,0005,160
Net interest income$2,289,0004,216
Provision for loan and lease losses$06,671
Total noninterest income$631,0003,041
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$224,0003,251
Trading account gains and fees$0149
Additional Noninterest Income$407,0002,562
Total noninterest expense$2,302,0003,824
Salaries and employee benefits$1,218,0003,919
Premises and equipment expense$196,0005,207
Additional noninterest expense$888,0003,051
Pre-tax net operating income$618,0003,951
Securities gains (losses)$03,233
Applicable income taxes$-47,0007,752
Income before extraordinary items$665,0003,409
Extraordinary gains, net$021
Net income$665,0003,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,555
Cash dividends$680,0001,900
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$665,0003,366
2008-03-31 (YTD Data)Rank
Total interest income$1,781,0004,670
Total interest expense$614,0005,212
Net interest income$1,167,0004,179
Provision for loan and lease losses$06,080
Total noninterest income$384,0002,677
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$118,0003,094
Trading account gains and fees$0158
Additional Noninterest Income$266,0002,126
Total noninterest expense$1,280,0003,518
Salaries and employee benefits$696,0003,558
Premises and equipment expense$111,0004,858
Additional noninterest expense$473,0002,847
Pre-tax net operating income$271,0004,375
Securities gains (losses)$02,688
Applicable income taxes$-40,0007,989
Income before extraordinary items$311,0003,721
Extraordinary gains, net$015
Net income$311,0003,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,807
Cash dividends$340,0001,761
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$311,0003,635
2007-12-31 (YTD Data)Rank
Total interest income$7,376,0004,603
Total interest expense$2,273,0005,525
Net interest income$5,103,0003,936
Provision for loan and lease losses$06,851
Total noninterest income$1,000,0003,538
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$426,0003,406
Trading account gains and fees$0178
Additional Noninterest Income$574,0003,078
Total noninterest expense$4,505,0003,746
Salaries and employee benefits$2,305,0003,943
Premises and equipment expense$408,0004,970
Additional noninterest expense$1,792,0002,939
Pre-tax net operating income$1,598,0003,795
Securities gains (losses)$02,146
Applicable income taxes$12,0005,593
Income before extraordinary items$1,586,0003,327
Extraordinary gains, net$039
Net income$1,586,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,035
Cash dividends$1,360,0002,153
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,586,0003,307
2007-09-30 (YTD Data)Rank
Total interest income$5,510,0004,622
Total interest expense$1,674,0005,586
Net interest income$3,836,0003,936
Provision for loan and lease losses$06,528
Total noninterest income$745,0003,553
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$319,0003,415
Trading account gains and fees$0184
Additional Noninterest Income$426,0003,093
Total noninterest expense$3,454,0003,672
Salaries and employee benefits$1,776,0003,864
Premises and equipment expense$324,0004,778
Additional noninterest expense$1,354,0002,862
Pre-tax net operating income$1,127,0004,090
Securities gains (losses)$01,655
Applicable income taxes$-11,0008,039
Income before extraordinary items$1,138,0003,592
Extraordinary gains, net$033
Net income$1,138,0003,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0007,995
Cash dividends$1,020,0001,959
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,138,0003,573
2007-06-30 (YTD Data)Rank
Total interest income$3,639,0004,655
Total interest expense$1,103,0005,624
Net interest income$2,536,0003,987
Provision for loan and lease losses$06,209
Total noninterest income$502,0003,553
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$206,0003,454
Trading account gains and fees$0168
Additional Noninterest Income$296,0003,029
Total noninterest expense$2,292,0003,708
Salaries and employee benefits$1,170,0003,926
Premises and equipment expense$193,0005,138
Additional noninterest expense$929,0002,792
Pre-tax net operating income$746,0004,173
Securities gains (losses)$01,444
Applicable income taxes$-16,0008,181
Income before extraordinary items$762,0003,628
Extraordinary gains, net$029
Net income$762,0003,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,810
Cash dividends$680,0002,018
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$762,0003,601
2007-03-31 (YTD Data)Rank
Total interest income$1,822,0004,669
Total interest expense$541,0005,662
Net interest income$1,281,0003,955
Provision for loan and lease losses$05,779
Total noninterest income$216,0003,845
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$69,0004,205
Trading account gains and fees$0195
Additional Noninterest Income$147,0003,058
Total noninterest expense$1,207,0003,554
Salaries and employee benefits$644,0003,694
Premises and equipment expense$102,0004,980
Additional noninterest expense$461,0002,787
Pre-tax net operating income$290,0004,729
Securities gains (losses)$01,187
Applicable income taxes$26,0004,731
Income before extraordinary items$264,0004,442
Extraordinary gains, net$022
Net income$264,0004,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$340,0001,855
Sale, conversion, retirement of capital stock, net$0885
Net operating income$264,0004,429
2006-12-31 (YTD Data)Rank
Total interest income$6,897,0004,610
Total interest expense$1,946,0005,481
Net interest income$4,951,0004,030
Provision for loan and lease losses$83,0004,994
Total noninterest income$845,0003,925
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$262,0004,393
Trading account gains and fees$0130
Additional Noninterest Income$583,0003,070
Total noninterest expense$4,171,0003,866
Salaries and employee benefits$2,280,0003,873
Premises and equipment expense$433,0004,688
Additional noninterest expense$1,458,0003,359
Pre-tax net operating income$1,542,0004,226
Securities gains (losses)$01,687
Applicable income taxes$-226,0008,474
Income before extraordinary items$1,768,0003,394
Extraordinary gains, net$051
Net income$1,768,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,166
Cash dividends$1,360,0002,081
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,768,0003,374
2006-09-30 (YTD Data)Rank
Total interest income$5,136,0004,615
Total interest expense$1,447,0005,427
Net interest income$3,689,0004,083
Provision for loan and lease losses$73,0004,614
Total noninterest income$635,0003,924
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$183,0004,588
Trading account gains and fees$0126
Additional Noninterest Income$452,0003,014
Total noninterest expense$3,126,0003,863
Salaries and employee benefits$1,714,0003,860
Premises and equipment expense$332,0004,614
Additional noninterest expense$1,080,0003,398
Pre-tax net operating income$1,125,0004,466
Securities gains (losses)$01,388
Applicable income taxes$243,0003,884
Income before extraordinary items$882,0004,471
Extraordinary gains, net$045
Net income$882,0004,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,202
Cash dividends$1,020,0001,894
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$882,0004,460
2006-06-30 (YTD Data)Rank
Total interest income$3,370,0004,623
Total interest expense$954,0005,351
Net interest income$2,416,0004,138
Provision for loan and lease losses$63,0004,017
Total noninterest income$456,0003,736
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0004,594
Trading account gains and fees$0126
Additional Noninterest Income$336,0002,816
Total noninterest expense$2,057,0003,932
Salaries and employee benefits$1,140,0003,890
Premises and equipment expense$216,0004,701
Additional noninterest expense$701,0003,473
Pre-tax net operating income$752,0004,461
Securities gains (losses)$01,185
Applicable income taxes$151,0003,997
Income before extraordinary items$601,0004,436
Extraordinary gains, net$039
Net income$601,0004,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,664
Cash dividends$680,0001,930
Sale, conversion, retirement of capital stock, net$0887
Net operating income$601,0004,430
2006-03-31 (YTD Data)Rank
Total interest income$1,670,0004,604
Total interest expense$472,0005,273
Net interest income$1,198,0004,161
Provision for loan and lease losses$40,0003,523
Total noninterest income$251,0003,458
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$58,0004,612
Trading account gains and fees$0115
Additional Noninterest Income$193,0002,549
Total noninterest expense$1,087,0003,764
Salaries and employee benefits$622,0003,651
Premises and equipment expense$100,0004,961
Additional noninterest expense$365,0003,356
Pre-tax net operating income$322,0004,780
Securities gains (losses)$0955
Applicable income taxes$40,0004,735
Income before extraordinary items$282,0004,578
Extraordinary gains, net$021
Net income$282,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0001,771
Cash dividends$340,0001,812
Sale, conversion, retirement of capital stock, net$0648
Net operating income$282,0004,562
2005-12-31 (YTD Data)Rank
Total interest income$6,662,0004,295
Total interest expense$1,988,0004,448
Net interest income$4,674,0004,153
Provision for loan and lease losses$222,0003,415
Total noninterest income$879,0003,848
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$263,0004,472
Trading account gains and fees$0138
Additional Noninterest Income$616,0003,009
Total noninterest expense$4,097,0003,801
Salaries and employee benefits$2,267,0003,773
Premises and equipment expense$416,0004,745
Additional noninterest expense$1,414,0003,381
Pre-tax net operating income$1,234,0004,842
Securities gains (losses)$02,296
Applicable income taxes$4,0006,709
Income before extraordinary items$1,230,0004,286
Extraordinary gains, net$046
Net income$1,230,0004,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,267
Cash dividends$1,360,0001,965
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,230,0004,258
2005-09-30 (YTD Data)Rank
Total interest income$4,979,0004,253
Total interest expense$1,497,0004,293
Net interest income$3,482,0004,166
Provision for loan and lease losses$192,0003,029
Total noninterest income$665,0003,838
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$195,0004,515
Trading account gains and fees$0126
Additional Noninterest Income$470,0002,996
Total noninterest expense$3,146,0003,699
Salaries and employee benefits$1,730,0003,686
Premises and equipment expense$318,0004,649
Additional noninterest expense$1,098,0003,265
Pre-tax net operating income$809,0005,302
Securities gains (losses)$02,317
Applicable income taxes$-61,0008,692
Income before extraordinary items$870,0004,544
Extraordinary gains, net$035
Net income$870,0004,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,000951
Cash dividends$1,020,0001,755
Sale, conversion, retirement of capital stock, net$0769
Net operating income$870,0004,501
2005-06-30 (YTD Data)Rank
Total interest income$3,346,0004,162
Total interest expense$1,008,0004,104
Net interest income$2,338,0004,133
Provision for loan and lease losses$77,0003,794
Total noninterest income$426,0003,896
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$126,0004,551
Trading account gains and fees$0116
Additional Noninterest Income$300,0003,054
Total noninterest expense$2,094,0003,677
Salaries and employee benefits$1,146,0003,695
Premises and equipment expense$216,0004,551
Additional noninterest expense$732,0003,236
Pre-tax net operating income$593,0005,035
Securities gains (losses)$02,146
Applicable income taxes$100,0004,812
Income before extraordinary items$493,0004,919
Extraordinary gains, net$030
Net income$493,0004,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0001,257
Cash dividends$680,0001,789
Sale, conversion, retirement of capital stock, net$0643
Net operating income$493,0004,870
2005-03-31 (YTD Data)Rank
Total interest income$1,723,0004,055
Total interest expense$514,0003,945
Net interest income$1,209,0004,036
Provision for loan and lease losses$52,0003,132
Total noninterest income$186,0004,166
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$52,0004,904
Trading account gains and fees$0115
Additional Noninterest Income$134,0003,194
Total noninterest expense$1,037,0003,743
Salaries and employee benefits$548,0003,823
Premises and equipment expense$102,0004,794
Additional noninterest expense$387,0003,106
Pre-tax net operating income$306,0004,935
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$306,0004,312
Extraordinary gains, net$024
Net income$306,0004,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,000844
Cash dividends$340,0001,617
Sale, conversion, retirement of capital stock, net$0491
Net operating income$306,0004,268
2004-12-31 (YTD Data)Rank
Total interest income$7,183,0003,726
Total interest expense$2,136,0003,459
Net interest income$5,047,0003,781
Provision for loan and lease losses$432,0002,227
Total noninterest income$770,0004,153
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$247,0004,771
Trading account gains and fees$0138
Additional Noninterest Income$523,0003,228
Total noninterest expense$4,005,0003,740
Salaries and employee benefits$2,131,0003,780
Premises and equipment expense$404,0004,725
Additional noninterest expense$1,470,0003,180
Pre-tax net operating income$1,380,0004,469
Securities gains (losses)$03,819
Applicable income taxes$122,0005,315
Income before extraordinary items$1,258,0004,082
Extraordinary gains, net$034
Net income$1,258,0004,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,847
Cash dividends$1,360,0001,866
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,258,0004,018
2004-09-30 (YTD Data)Rank
Total interest income$5,413,0003,692
Total interest expense$1,576,0003,471
Net interest income$3,837,0003,723
Provision for loan and lease losses$137,0003,698
Total noninterest income$575,0004,189
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$188,0004,785
Trading account gains and fees$0134
Additional Noninterest Income$387,0003,254
Total noninterest expense$3,116,0003,595
Salaries and employee benefits$1,643,0003,694
Premises and equipment expense$320,0004,560
Additional noninterest expense$1,153,0003,047
Pre-tax net operating income$1,159,0004,242
Securities gains (losses)$03,710
Applicable income taxes$122,0005,117
Income before extraordinary items$1,037,0003,912
Extraordinary gains, net$026
Net income$1,037,0003,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,417
Cash dividends$1,020,0001,679
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,037,0003,847
2004-06-30 (YTD Data)Rank
Total interest income$3,640,0003,664
Total interest expense$1,086,0003,342
Net interest income$2,554,0003,709
Provision for loan and lease losses$102,0003,423
Total noninterest income$377,0004,243
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$123,0004,818
Trading account gains and fees$0130
Additional Noninterest Income$254,0003,299
Total noninterest expense$2,015,0003,713
Salaries and employee benefits$1,088,0003,729
Premises and equipment expense$220,0004,467
Additional noninterest expense$707,0003,279
Pre-tax net operating income$814,0004,058
Securities gains (losses)$03,413
Applicable income taxes$73,0005,225
Income before extraordinary items$741,0003,726
Extraordinary gains, net$021
Net income$741,0003,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0001,159
Cash dividends$680,0001,731
Sale, conversion, retirement of capital stock, net$0638
Net operating income$741,0003,636
2004-03-31 (YTD Data)Rank
Total interest income$1,751,0003,777
Total interest expense$544,0003,387
Net interest income$1,207,0003,877
Provision for loan and lease losses$40,0003,725
Total noninterest income$185,0004,244
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$63,0004,680
Trading account gains and fees$0121
Additional Noninterest Income$122,0003,315
Total noninterest expense$944,0003,942
Salaries and employee benefits$519,0003,891
Premises and equipment expense$96,0004,925
Additional noninterest expense$329,0003,475
Pre-tax net operating income$408,0004,026
Securities gains (losses)$02,934
Applicable income taxes$73,0004,279
Income before extraordinary items$335,0003,965
Extraordinary gains, net$016
Net income$335,0003,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,329
Cash dividends$340,0001,604
Sale, conversion, retirement of capital stock, net$0464
Net operating income$335,0003,835
2003-12-31 (YTD Data)Rank
Total interest income$7,966,0003,460
Total interest expense$2,232,0003,661
Net interest income$5,734,0003,297
Provision for loan and lease losses$610,0001,817
Total noninterest income$808,0004,206
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$263,0004,627
Trading account gains and fees$0160
Additional Noninterest Income$545,0003,437
Total noninterest expense$3,737,0003,900
Salaries and employee benefits$2,104,0003,768
Premises and equipment expense$385,0004,860
Additional noninterest expense$1,248,0003,618
Pre-tax net operating income$2,195,0003,173
Securities gains (losses)$04,500
Applicable income taxes$238,0004,661
Income before extraordinary items$1,957,0002,912
Extraordinary gains, net$054
Net income$1,957,0002,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$918,000990
Cash dividends$1,345,0001,892
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,957,0002,784
2003-09-30 (YTD Data)Rank
Total interest income$6,111,0003,440
Total interest expense$1,678,0003,782
Net interest income$4,433,0003,240
Provision for loan and lease losses$235,0002,982
Total noninterest income$590,0004,314
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$196,0004,665
Trading account gains and fees$0153
Additional Noninterest Income$394,0003,554
Total noninterest expense$2,690,0004,013
Salaries and employee benefits$1,513,0003,883
Premises and equipment expense$297,0004,743
Additional noninterest expense$880,0003,769
Pre-tax net operating income$2,098,0002,743
Securities gains (losses)$04,204
Applicable income taxes$541,0002,894
Income before extraordinary items$1,557,0002,888
Extraordinary gains, net$040
Net income$1,557,0002,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$844,000782
Cash dividends$1,005,0001,723
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,557,0002,738
2003-06-30 (YTD Data)Rank
Total interest income$4,149,0003,408
Total interest expense$1,114,0003,913
Net interest income$3,035,0003,152
Provision for loan and lease losses$140,0003,226
Total noninterest income$390,0004,308
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$125,0004,754
Trading account gains and fees$0150
Additional Noninterest Income$265,0003,526
Total noninterest expense$1,793,0004,011
Salaries and employee benefits$1,028,0003,822
Premises and equipment expense$194,0004,796
Additional noninterest expense$571,0003,852
Pre-tax net operating income$1,492,0002,610
Securities gains (losses)$03,782
Applicable income taxes$317,0003,141
Income before extraordinary items$1,175,0002,626
Extraordinary gains, net$030
Net income$1,175,0002,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$670,0001,763
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,175,0002,480
2003-03-31 (YTD Data)Rank
Total interest income$2,156,0003,313
Total interest expense$548,0004,062
Net interest income$1,608,0002,978
Provision for loan and lease losses$65,0003,141
Total noninterest income$179,0004,428
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$60,0004,759
Trading account gains and fees$0134
Additional Noninterest Income$119,0003,615
Total noninterest expense$894,0004,009
Salaries and employee benefits$482,0004,017
Premises and equipment expense$102,0004,629
Additional noninterest expense$310,0003,570
Pre-tax net operating income$828,0002,403
Securities gains (losses)$02,891
Applicable income taxes$170,0002,983
Income before extraordinary items$658,0002,331
Extraordinary gains, net$021
Net income$658,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$335,0001,651
Sale, conversion, retirement of capital stock, net$0419
Net operating income$658,0002,200
2002-12-31 (YTD Data)Rank
Total interest income$9,325,0003,208
Total interest expense$2,765,0003,781
Net interest income$6,560,0002,907
Provision for loan and lease losses$531,0002,289
Total noninterest income$891,0003,726
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$261,0004,586
Trading account gains and fees$0153
Additional Noninterest Income$630,0002,886
Total noninterest expense$4,191,0003,429
Salaries and employee benefits$2,032,0003,681
Premises and equipment expense$428,0004,410
Additional noninterest expense$1,731,0002,630
Pre-tax net operating income$2,729,0002,699
Securities gains (losses)$04,537
Applicable income taxes$556,0003,252
Income before extraordinary items$2,173,0002,633
Extraordinary gains, net$070
Net income$2,173,0002,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0002,150
Cash dividends$1,325,0001,808
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,173,0002,544
2001-12-31 (YTD Data)Rank
Total interest income$10,429,0003,199
Total interest expense$4,449,0003,489
Net interest income$5,980,0002,953
Provision for loan and lease losses$770,0001,547
Total noninterest income$868,0003,656
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$270,0004,441
Trading account gains and fees$0177
Additional Noninterest Income$598,0002,835
Total noninterest expense$4,131,0003,337
Salaries and employee benefits$1,924,0003,709
Premises and equipment expense$413,0004,502
Additional noninterest expense$1,794,0002,483
Pre-tax net operating income$1,947,0003,236
Securities gains (losses)$04,612
Applicable income taxes$660,0002,790
Income before extraordinary items$1,287,0003,608
Extraordinary gains, net$0105
Net income$1,287,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$678,0001,244
Cash dividends$4,880,000634
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,287,0003,513
2000-12-31 (YTD Data)Rank
Total interest income$10,089,0003,365
Total interest expense$4,468,0003,642
Net interest income$5,621,0003,137
Provision for loan and lease losses$240,0003,322
Total noninterest income$791,0003,682
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$355,0003,551
Trading account gains and fees$0180
Additional Noninterest Income$436,0003,175
Total noninterest expense$3,560,0003,652
Salaries and employee benefits$1,862,0003,680
Premises and equipment expense$458,0004,074
Additional noninterest expense$1,240,0003,323
Pre-tax net operating income$2,612,0002,670
Securities gains (losses)$01,956
Applicable income taxes$684,0002,839
Income before extraordinary items$1,928,0002,650
Extraordinary gains, net$038
Net income$1,928,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,702
Cash dividends$1,280,0001,878
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,928,0002,647
1999-12-31 (YTD Data)Rank
Total interest income$9,163,0003,479
Total interest expense$3,734,0003,809
Net interest income$5,429,0003,197
Provision for loan and lease losses$287,0002,778
Total noninterest income$676,0004,092
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$340,0003,632
Trading account gains and fees$0173
Additional Noninterest Income$336,0003,765
Total noninterest expense$3,288,0003,902
Salaries and employee benefits$1,697,0003,928
Premises and equipment expense$493,0003,812
Additional noninterest expense$1,098,0003,717
Pre-tax net operating income$2,530,0002,768
Securities gains (losses)$03,155
Applicable income taxes$663,0003,007
Income before extraordinary items$1,867,0002,733
Extraordinary gains, net$035
Net income$1,867,0002,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,266
Cash dividends$1,220,0001,943
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,867,0002,699
1998-12-31 (YTD Data)Rank
Total interest income$9,102,0003,508
Total interest expense$3,705,0003,928
Net interest income$5,397,0003,183
Provision for loan and lease losses$265,0002,894
Total noninterest income$587,0004,450
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$322,0003,717
Trading account gains and fees$0224
Additional Noninterest Income$265,0004,286
Total noninterest expense$3,097,0004,003
Salaries and employee benefits$1,593,0004,055
Premises and equipment expense$441,0004,092
Additional noninterest expense$1,063,0003,747
Pre-tax net operating income$2,622,0002,664
Securities gains (losses)$04,449
Applicable income taxes$762,0002,847
Income before extraordinary items$1,860,0002,725
Extraordinary gains, net$032
Net income$1,860,0002,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,851
Cash dividends$1,140,0002,030
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,860,0002,651
1997-12-31 (YTD Data)Rank
Total interest income$8,640,0003,706
Total interest expense$3,419,0004,222
Net interest income$5,221,0003,343
Provision for loan and lease losses$165,0003,914
Total noninterest income$384,0005,854
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$277,0004,320
Trading account gains and fees$0239
Additional Noninterest Income$107,0006,595
Total noninterest expense$3,001,0004,097
Salaries and employee benefits$1,542,0004,161
Premises and equipment expense$373,0004,681
Additional noninterest expense$1,086,0003,630
Pre-tax net operating income$2,439,0002,974
Securities gains (losses)$03,944
Applicable income taxes$767,0003,022
Income before extraordinary items$1,672,0003,039
Extraordinary gains, net$044
Net income$1,672,0003,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,597
Cash dividends$1,059,0002,066
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,672,0002,980
1996-12-31 (YTD Data)Rank
Total interest income$8,066,0004,007
Total interest expense$3,053,0004,715
Net interest income$5,013,0003,523
Provision for loan and lease losses$190,0003,537
Total noninterest income$439,0005,634
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$245,0004,897
Trading account gains and fees$0262
Additional Noninterest Income$194,0005,254
Total noninterest expense$2,842,0004,488
Salaries and employee benefits$1,477,0004,373
Premises and equipment expense$405,0004,499
Additional noninterest expense$960,0004,565
Pre-tax net operating income$2,420,0002,857
Securities gains (losses)$04,148
Applicable income taxes$759,0002,994
Income before extraordinary items$1,661,0002,903
Extraordinary gains, net$053
Net income$1,661,0002,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,783
Cash dividends$980,0002,199
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,661,0002,871
1995-12-31 (YTD Data)Rank
Total interest income$7,597,0004,214
Total interest expense$2,872,0004,956
Net interest income$4,725,0003,716
Provision for loan and lease losses$126,0003,989
Total noninterest income$329,0006,729
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$238,0005,087
Trading account gains and fees$0522
Additional Noninterest Income$91,0007,528
Total noninterest expense$2,882,0004,438
Salaries and employee benefits$1,431,0004,462
Premises and equipment expense$363,0004,901
Additional noninterest expense$1,088,0004,063
Pre-tax net operating income$2,046,0003,419
Securities gains (losses)$03,831
Applicable income taxes$637,0003,508
Income before extraordinary items$1,409,0003,436
Extraordinary gains, net$065
Net income$1,409,0003,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,292
Cash dividends$885,0002,265
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,409,0003,409
1994-12-31 (YTD Data)Rank
Total interest income$6,901,0004,278
Total interest expense$2,371,0004,857
Net interest income$4,530,0003,904
Provision for loan and lease losses$20,0007,754
Total noninterest income$331,0006,891
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$216,0005,574
Trading account gains and fees$0475
Additional Noninterest Income$115,0007,070
Total noninterest expense$2,862,0004,588
Salaries and employee benefits$1,329,0004,785
Premises and equipment expense$437,0004,265
Additional noninterest expense$1,096,0004,370
Pre-tax net operating income$1,979,0003,452
Securities gains (losses)$03,600
Applicable income taxes$612,0003,458
Income before extraordinary items$1,367,0003,434
Extraordinary gains, net$0249
Net income$1,367,0003,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,399
Cash dividends$800,0002,270
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,367,0003,466
1993-12-31 (YTD Data)Rank
Total interest income$6,997,0004,315
Total interest expense$2,587,0004,667
Net interest income$4,410,0004,019
Provision for loan and lease losses$010,371
Total noninterest income$324,0007,336
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$222,0005,568
Trading account gains and fees$0532
Additional Noninterest Income$102,0007,802
Total noninterest expense$2,842,0004,723
Salaries and employee benefits$1,354,0004,709
Premises and equipment expense$436,0004,372
Additional noninterest expense$1,052,0004,712
Pre-tax net operating income$1,892,0003,503
Securities gains (losses)$07,477
Applicable income taxes$525,0004,003
Income before extraordinary items$1,367,0003,538
Extraordinary gains, net$03,149
Net income$1,367,0003,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0005,247
Cash dividends$720,0002,333
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,367,0003,335
1992-12-31 (YTD Data)Rank
Total interest income$7,816,0004,373
Total interest expense$3,245,0004,848
Net interest income$4,571,0003,947
Provision for loan and lease losses$70,0008,246
Total noninterest income$370,0006,843
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$249,0005,154
Trading account gains and fees$0504
Additional Noninterest Income$121,0007,418
Total noninterest expense$2,836,0004,765
Salaries and employee benefits$1,400,0004,500
Premises and equipment expense$411,0004,702
Additional noninterest expense$1,025,0004,962
Pre-tax net operating income$2,035,0003,056
Securities gains (losses)$12,0006,245
Applicable income taxes$624,0003,320
Income before extraordinary items$1,423,0003,228
Extraordinary gains, net$01,422
Net income$1,423,0003,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0007,050
Cash dividends$640,0002,295
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,414,6003,015

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.