Home > The First National Bank of Volga > Income and Expense
The First National Bank of Volga, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $74,000 | 6,795 |
| Total interest expense | $3,000 | 6,780 |
| Net interest income | $71,000 | 6,792 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $5,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,000 | 6,606 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 6,421 |
| Total noninterest expense | $71,000 | 6,806 |
| Salaries and employee benefits | $55,000 | 6,794 |
| Premises and equipment expense | $3,000 | 6,787 |
| Additional noninterest expense | $13,000 | 6,809 |
| Pre-tax net operating income | $5,000 | 6,177 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,000 | 6,240 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,000 | 6,241 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,000 | 6,242 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,000 | 6,197 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 6,074 |
| Total interest expense | $239,000 | 5,384 |
| Net interest income | $1,117,000 | 6,123 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $118,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $70,000 | 5,397 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $48,000 | 5,794 |
| Total noninterest expense | $953,000 | 6,146 |
| Salaries and employee benefits | $571,000 | 6,012 |
| Premises and equipment expense | $107,000 | 6,026 |
| Additional noninterest expense | $275,000 | 6,235 |
| Pre-tax net operating income | $282,000 | 5,403 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $18,000 | 4,132 |
| Income before extraordinary items | $264,000 | 5,409 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $264,000 | 5,410 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $264,000 | 5,411 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $75,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $264,000 | 5,327 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 6,112 |
| Total interest expense | $161,000 | 5,426 |
| Net interest income | $737,000 | 6,163 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $75,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $46,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,885 |
| Total noninterest expense | $638,000 | 6,182 |
| Salaries and employee benefits | $384,000 | 6,030 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $183,000 | 6,263 |
| Pre-tax net operating income | $174,000 | 5,456 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $162,000 | 5,491 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $162,000 | 5,494 |
| Net charge-offs | $8,000 | 4,402 |
| Cash dividends | $75,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $162,000 | 5,371 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 6,156 |
| Total interest expense | $82,000 | 5,488 |
| Net interest income | $369,000 | 6,208 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $31,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $315,000 | 6,262 |
| Salaries and employee benefits | $189,000 | 6,093 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $89,000 | 6,353 |
| Pre-tax net operating income | $85,000 | 5,459 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $79,000 | 5,486 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $79,000 | 5,487 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $79,000 | 5,487 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $79,000 | 5,384 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 6,160 |
| Total interest expense | $403,000 | 5,527 |
| Net interest income | $1,574,000 | 6,216 |
| Provision for loan and lease losses | $8,000 | 5,774 |
| Total noninterest income | $335,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $84,000 | 5,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $251,000 | 4,303 |
| Total noninterest expense | $1,244,000 | 6,359 |
| Salaries and employee benefits | $695,000 | 6,284 |
| Premises and equipment expense | $172,000 | 5,944 |
| Additional noninterest expense | $377,000 | 6,411 |
| Pre-tax net operating income | $657,000 | 4,601 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $36,000 | 3,997 |
| Income before extraordinary items | $621,000 | 4,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $621,000 | 4,640 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $621,000 | 4,641 |
| Net charge-offs | $-82,000 | 6,918 |
| Cash dividends | $380,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $621,000 | 4,470 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 6,243 |
| Total interest expense | $312,000 | 5,607 |
| Net interest income | $1,186,000 | 6,317 |
| Provision for loan and lease losses | $8,000 | 5,636 |
| Total noninterest income | $317,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $60,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $257,000 | 3,905 |
| Total noninterest expense | $892,000 | 6,473 |
| Salaries and employee benefits | $509,000 | 6,373 |
| Premises and equipment expense | $127,000 | 6,032 |
| Additional noninterest expense | $256,000 | 6,587 |
| Pre-tax net operating income | $603,000 | 4,450 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $14,000 | 4,284 |
| Income before extraordinary items | $589,000 | 4,404 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $589,000 | 4,403 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $589,000 | 4,402 |
| Net charge-offs | $-84,000 | 7,005 |
| Cash dividends | $57,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $589,000 | 4,219 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 6,310 |
| Total interest expense | $215,000 | 5,645 |
| Net interest income | $774,000 | 6,386 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $25,000 | 6,797 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $35,000 | 5,993 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-10,000 | 6,837 |
| Total noninterest expense | $605,000 | 6,494 |
| Salaries and employee benefits | $348,000 | 6,383 |
| Premises and equipment expense | $84,000 | 6,067 |
| Additional noninterest expense | $173,000 | 6,625 |
| Pre-tax net operating income | $186,000 | 5,380 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $177,000 | 5,480 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $177,000 | 5,480 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $177,000 | 5,480 |
| Net charge-offs | $-81,000 | 7,060 |
| Cash dividends | $57,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $177,000 | 5,288 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 6,396 |
| Total interest expense | $115,000 | 5,610 |
| Net interest income | $367,000 | 6,495 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $-11,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-27,000 | 7,039 |
| Total noninterest expense | $299,000 | 6,574 |
| Salaries and employee benefits | $175,000 | 6,417 |
| Premises and equipment expense | $42,000 | 6,119 |
| Additional noninterest expense | $82,000 | 6,720 |
| Pre-tax net operating income | $51,000 | 5,912 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $46,000 | 6,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 6,026 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $46,000 | 6,026 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $46,000 | 5,891 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,438 |
| Total interest expense | $502,000 | 5,843 |
| Net interest income | $1,510,000 | 6,521 |
| Provision for loan and lease losses | $15,000 | 6,274 |
| Total noninterest income | $103,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $87,000 | 5,714 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $16,000 | 6,440 |
| Total noninterest expense | $1,288,000 | 6,533 |
| Salaries and employee benefits | $717,000 | 6,447 |
| Premises and equipment expense | $183,000 | 6,144 |
| Additional noninterest expense | $388,000 | 6,582 |
| Pre-tax net operating income | $310,000 | 5,211 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $14,000 | 4,225 |
| Income before extraordinary items | $296,000 | 5,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $296,000 | 5,262 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $296,000 | 5,262 |
| Net charge-offs | $70,000 | 5,262 |
| Cash dividends | $57,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $296,000 | 5,148 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 6,513 |
| Total interest expense | $387,000 | 5,901 |
| Net interest income | $1,116,000 | 6,593 |
| Provision for loan and lease losses | $6,000 | 6,274 |
| Total noninterest income | $61,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $67,000 | 5,681 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-6,000 | 6,907 |
| Total noninterest expense | $983,000 | 6,540 |
| Salaries and employee benefits | $545,000 | 6,438 |
| Premises and equipment expense | $134,000 | 6,228 |
| Additional noninterest expense | $304,000 | 6,579 |
| Pre-tax net operating income | $188,000 | 5,517 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $12,000 | 4,209 |
| Income before extraordinary items | $176,000 | 5,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $176,000 | 5,585 |
| Net charge-offs | $30,000 | 5,320 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $176,000 | 5,452 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $990,000 | 6,585 |
| Total interest expense | $269,000 | 5,946 |
| Net interest income | $721,000 | 6,680 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $80,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $44,000 | 5,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,786 |
| Total noninterest expense | $660,000 | 6,592 |
| Salaries and employee benefits | $373,000 | 6,457 |
| Premises and equipment expense | $91,000 | 6,241 |
| Additional noninterest expense | $196,000 | 6,686 |
| Pre-tax net operating income | $141,000 | 5,452 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $134,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 5,461 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $134,000 | 5,462 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $134,000 | 5,373 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 6,645 |
| Total interest expense | $141,000 | 5,952 |
| Net interest income | $348,000 | 6,760 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $37,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 5,953 |
| Total noninterest expense | $329,000 | 6,663 |
| Salaries and employee benefits | $192,000 | 6,454 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $91,000 | 6,828 |
| Pre-tax net operating income | $56,000 | 5,667 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $53,000 | 5,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $53,000 | 5,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $53,000 | 5,650 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $53,000 | 5,606 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 6,675 |
| Total interest expense | $665,000 | 6,061 |
| Net interest income | $1,414,000 | 6,803 |
| Provision for loan and lease losses | $16,000 | 6,863 |
| Total noninterest income | $179,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $112,000 | 5,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 5,856 |
| Total noninterest expense | $1,250,000 | 6,800 |
| Salaries and employee benefits | $695,000 | 6,701 |
| Premises and equipment expense | $190,000 | 6,285 |
| Additional noninterest expense | $365,000 | 6,905 |
| Pre-tax net operating income | $327,000 | 4,819 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $23,000 | 3,959 |
| Income before extraordinary items | $304,000 | 4,921 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 4,924 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $304,000 | 4,924 |
| Net charge-offs | $8,000 | 6,622 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $304,000 | 4,781 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 6,790 |
| Total interest expense | $504,000 | 6,195 |
| Net interest income | $1,051,000 | 6,903 |
| Provision for loan and lease losses | $16,000 | 6,746 |
| Total noninterest income | $133,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $86,000 | 5,378 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $47,000 | 6,050 |
| Total noninterest expense | $928,000 | 6,879 |
| Salaries and employee benefits | $519,000 | 6,748 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $266,000 | 6,995 |
| Pre-tax net operating income | $240,000 | 5,093 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $231,000 | 5,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $231,000 | 5,167 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $231,000 | 5,168 |
| Net charge-offs | $-13,000 | 7,500 |
| Cash dividends | $49,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $231,000 | 5,002 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 6,851 |
| Total interest expense | $338,000 | 6,280 |
| Net interest income | $686,000 | 6,965 |
| Provision for loan and lease losses | $14,000 | 6,536 |
| Total noninterest income | $88,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $615,000 | 6,935 |
| Salaries and employee benefits | $349,000 | 6,783 |
| Premises and equipment expense | $101,000 | 6,293 |
| Additional noninterest expense | $165,000 | 7,131 |
| Pre-tax net operating income | $145,000 | 5,236 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $140,000 | 5,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $140,000 | 5,279 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $140,000 | 5,278 |
| Net charge-offs | $-10,000 | 7,481 |
| Cash dividends | $49,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $140,000 | 5,123 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $507,000 | 6,943 |
| Total interest expense | $170,000 | 6,397 |
| Net interest income | $337,000 | 7,061 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $43,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $298,000 | 7,088 |
| Salaries and employee benefits | $174,000 | 6,882 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $76,000 | 7,323 |
| Pre-tax net operating income | $75,000 | 5,352 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $72,000 | 5,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 5,377 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $72,000 | 5,376 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $72,000 | 5,265 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 6,882 |
| Total interest expense | $712,000 | 6,658 |
| Net interest income | $1,536,000 | 6,857 |
| Provision for loan and lease losses | $174,000 | 5,938 |
| Total noninterest income | $203,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $135,000 | 5,315 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $68,000 | 6,067 |
| Total noninterest expense | $1,232,000 | 7,111 |
| Salaries and employee benefits | $682,000 | 7,008 |
| Premises and equipment expense | $200,000 | 6,482 |
| Additional noninterest expense | $350,000 | 7,264 |
| Pre-tax net operating income | $333,000 | 4,412 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $29,000 | 3,520 |
| Income before extraordinary items | $304,000 | 4,452 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $304,000 | 4,453 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $304,000 | 4,454 |
| Net charge-offs | $17,000 | 6,721 |
| Cash dividends | $195,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $304,000 | 4,385 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 6,956 |
| Total interest expense | $537,000 | 6,776 |
| Net interest income | $1,164,000 | 6,879 |
| Provision for loan and lease losses | $167,000 | 5,394 |
| Total noninterest income | $147,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $101,000 | 5,353 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $46,000 | 6,305 |
| Total noninterest expense | $879,000 | 7,228 |
| Salaries and employee benefits | $493,000 | 7,101 |
| Premises and equipment expense | $149,000 | 6,540 |
| Additional noninterest expense | $237,000 | 7,410 |
| Pre-tax net operating income | $265,000 | 4,662 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $256,000 | 4,601 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $256,000 | 4,600 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $256,000 | 4,602 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $98,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $256,000 | 4,537 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 7,018 |
| Total interest expense | $359,000 | 6,887 |
| Net interest income | $776,000 | 6,907 |
| Provision for loan and lease losses | $159,000 | 4,675 |
| Total noninterest income | $96,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $65,000 | 5,414 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $31,000 | 6,373 |
| Total noninterest expense | $589,000 | 7,282 |
| Salaries and employee benefits | $327,000 | 7,192 |
| Premises and equipment expense | $103,000 | 6,529 |
| Additional noninterest expense | $159,000 | 7,472 |
| Pre-tax net operating income | $124,000 | 5,071 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $113,000 | 5,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 5,103 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $113,000 | 5,104 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $98,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $113,000 | 5,020 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 7,070 |
| Total interest expense | $183,000 | 6,948 |
| Net interest income | $381,000 | 6,964 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $45,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $279,000 | 7,375 |
| Salaries and employee benefits | $165,000 | 7,208 |
| Premises and equipment expense | $50,000 | 6,614 |
| Additional noninterest expense | $64,000 | 7,632 |
| Pre-tax net operating income | $144,000 | 4,575 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $139,000 | 4,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 4,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $139,000 | 4,477 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $139,000 | 4,313 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 7,139 |
| Total interest expense | $811,000 | 7,114 |
| Net interest income | $1,465,000 | 7,049 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $152,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 5,787 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $44,000 | 6,882 |
| Total noninterest expense | $1,148,000 | 7,340 |
| Salaries and employee benefits | $693,000 | 7,174 |
| Premises and equipment expense | $195,000 | 6,722 |
| Additional noninterest expense | $260,000 | 7,629 |
| Pre-tax net operating income | $469,000 | 4,961 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $26,000 | 4,165 |
| Income before extraordinary items | $443,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $443,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,996 |
| Cash dividends | $196,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $443,000 | 4,793 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 7,244 |
| Total interest expense | $610,000 | 7,224 |
| Net interest income | $1,067,000 | 7,163 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $101,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $75,000 | 5,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $832,000 | 7,412 |
| Salaries and employee benefits | $505,000 | 7,230 |
| Premises and equipment expense | $140,000 | 6,834 |
| Additional noninterest expense | $187,000 | 7,701 |
| Pre-tax net operating income | $336,000 | 5,505 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $314,000 | 5,152 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $314,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,914 |
| Cash dividends | $98,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $314,000 | 5,326 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,336 |
| Total interest expense | $405,000 | 7,351 |
| Net interest income | $695,000 | 7,219 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $62,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $45,000 | 6,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $548,000 | 7,488 |
| Salaries and employee benefits | $336,000 | 7,313 |
| Premises and equipment expense | $93,000 | 6,876 |
| Additional noninterest expense | $119,000 | 7,800 |
| Pre-tax net operating income | $209,000 | 5,756 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $17,000 | 4,768 |
| Income before extraordinary items | $192,000 | 5,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $98,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $192,000 | 5,605 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,465 |
| Total interest expense | $204,000 | 7,459 |
| Net interest income | $331,000 | 7,347 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $268,000 | 7,549 |
| Salaries and employee benefits | $165,000 | 7,374 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $58,000 | 7,846 |
| Pre-tax net operating income | $92,000 | 6,092 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $79,000 | 6,138 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $79,000 | 6,043 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 7,429 |
| Total interest expense | $816,000 | 7,469 |
| Net interest income | $1,366,000 | 7,294 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $157,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $114,000 | 5,843 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $43,000 | 7,235 |
| Total noninterest expense | $1,074,000 | 7,548 |
| Salaries and employee benefits | $620,000 | 7,486 |
| Premises and equipment expense | $193,000 | 6,804 |
| Additional noninterest expense | $261,000 | 7,730 |
| Pre-tax net operating income | $449,000 | 6,132 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $25,000 | 5,315 |
| Income before extraordinary items | $424,000 | 5,969 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $424,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,878 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $424,000 | 5,963 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 7,476 |
| Total interest expense | $605,000 | 7,520 |
| Net interest income | $1,025,000 | 7,339 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $116,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $781,000 | 7,572 |
| Salaries and employee benefits | $449,000 | 7,521 |
| Premises and equipment expense | $141,000 | 6,841 |
| Additional noninterest expense | $191,000 | 7,730 |
| Pre-tax net operating income | $360,000 | 6,321 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,000 | 5,670 |
| Income before extraordinary items | $348,000 | 6,062 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $348,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $348,000 | 6,048 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 7,541 |
| Total interest expense | $399,000 | 7,565 |
| Net interest income | $672,000 | 7,431 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $506,000 | 7,672 |
| Salaries and employee benefits | $290,000 | 7,627 |
| Premises and equipment expense | $92,000 | 6,913 |
| Additional noninterest expense | $124,000 | 7,802 |
| Pre-tax net operating income | $246,000 | 6,381 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $237,000 | 6,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $237,000 | 6,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $237,000 | 6,094 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 7,621 |
| Total interest expense | $198,000 | 7,603 |
| Net interest income | $322,000 | 7,535 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $242,000 | 7,765 |
| Salaries and employee benefits | $143,000 | 7,677 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $54,000 | 8,004 |
| Pre-tax net operating income | $121,000 | 6,409 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $117,000 | 6,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $117,000 | 6,115 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 7,549 |
| Total interest expense | $673,000 | 7,568 |
| Net interest income | $1,320,000 | 7,413 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $165,000 | 7,190 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $120,000 | 5,903 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 7,356 |
| Total noninterest expense | $941,000 | 7,806 |
| Salaries and employee benefits | $510,000 | 7,840 |
| Premises and equipment expense | $161,000 | 7,124 |
| Additional noninterest expense | $270,000 | 7,750 |
| Pre-tax net operating income | $544,000 | 6,337 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $116,000 | 4,849 |
| Income before extraordinary items | $428,000 | 6,410 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $428,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $201,000 | 4,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $428,000 | 6,413 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 7,625 |
| Total interest expense | $467,000 | 7,676 |
| Net interest income | $1,000,000 | 7,473 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $113,000 | 7,357 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,800 |
| Total noninterest expense | $641,000 | 7,944 |
| Salaries and employee benefits | $352,000 | 7,956 |
| Premises and equipment expense | $97,000 | 7,511 |
| Additional noninterest expense | $192,000 | 7,845 |
| Pre-tax net operating income | $472,000 | 6,333 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $86,000 | 5,054 |
| Income before extraordinary items | $386,000 | 6,307 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $386,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $104,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $386,000 | 6,313 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $949,000 | 7,683 |
| Total interest expense | $287,000 | 7,757 |
| Net interest income | $662,000 | 7,535 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $413,000 | 8,014 |
| Salaries and employee benefits | $226,000 | 8,048 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $128,000 | 7,855 |
| Pre-tax net operating income | $323,000 | 6,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $53,000 | 5,182 |
| Income before extraordinary items | $270,000 | 6,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $270,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $104,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $270,000 | 6,233 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,765 |
| Total interest expense | $137,000 | 7,792 |
| Net interest income | $316,000 | 7,627 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $47,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $184,000 | 8,179 |
| Salaries and employee benefits | $111,000 | 8,084 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $179,000 | 6,066 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $158,000 | 5,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $158,000 | 5,843 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 7,702 |
| Total interest expense | $480,000 | 7,684 |
| Net interest income | $1,240,000 | 7,635 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $165,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $136,000 | 5,799 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $691,000 | 8,252 |
| Salaries and employee benefits | $416,000 | 8,161 |
| Premises and equipment expense | $85,000 | 8,029 |
| Additional noninterest expense | $190,000 | 8,286 |
| Pre-tax net operating income | $714,000 | 6,116 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $232,000 | 4,465 |
| Income before extraordinary items | $482,000 | 6,441 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $482,000 | 6,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $224,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $482,000 | 6,412 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 7,759 |
| Total interest expense | $350,000 | 7,678 |
| Net interest income | $908,000 | 7,719 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $121,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 5,878 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $481,000 | 8,325 |
| Salaries and employee benefits | $291,000 | 8,224 |
| Premises and equipment expense | $58,000 | 8,147 |
| Additional noninterest expense | $132,000 | 8,349 |
| Pre-tax net operating income | $548,000 | 6,212 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $181,000 | 4,558 |
| Income before extraordinary items | $367,000 | 6,559 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $367,000 | 6,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $224,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $367,000 | 6,514 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 7,809 |
| Total interest expense | $225,000 | 7,671 |
| Net interest income | $579,000 | 7,793 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $313,000 | 8,351 |
| Salaries and employee benefits | $186,000 | 8,280 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $86,000 | 8,367 |
| Pre-tax net operating income | $340,000 | 6,333 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $112,000 | 4,664 |
| Income before extraordinary items | $228,000 | 6,686 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $228,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $23,000 | 4,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $228,000 | 6,635 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 7,911 |
| Total interest expense | $107,000 | 7,742 |
| Net interest income | $279,000 | 7,913 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $150,000 | 8,476 |
| Salaries and employee benefits | $90,000 | 8,398 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $160,000 | 6,433 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $52,000 | 4,706 |
| Income before extraordinary items | $108,000 | 6,756 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $108,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $108,000 | 6,721 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 7,817 |
| Total interest expense | $383,000 | 7,759 |
| Net interest income | $1,183,000 | 7,761 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $140,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $110,000 | 6,327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,956 |
| Total noninterest expense | $657,000 | 8,400 |
| Salaries and employee benefits | $391,000 | 8,334 |
| Premises and equipment expense | $79,000 | 8,227 |
| Additional noninterest expense | $187,000 | 8,380 |
| Pre-tax net operating income | $666,000 | 6,209 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $223,000 | 4,613 |
| Income before extraordinary items | $443,000 | 6,583 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $443,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,431 |
| Cash dividends | $90,000 | 5,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $443,000 | 6,527 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 7,840 |
| Total interest expense | $284,000 | 7,797 |
| Net interest income | $894,000 | 7,785 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $105,000 | 7,727 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $84,000 | 6,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $468,000 | 8,467 |
| Salaries and employee benefits | $283,000 | 8,365 |
| Premises and equipment expense | $55,000 | 8,312 |
| Additional noninterest expense | $130,000 | 8,466 |
| Pre-tax net operating income | $531,000 | 6,186 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $177,000 | 4,631 |
| Income before extraordinary items | $354,000 | 6,585 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $354,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,436 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $354,000 | 6,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,855 |
| Total interest expense | $191,000 | 7,838 |
| Net interest income | $615,000 | 7,767 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $68,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $308,000 | 8,536 |
| Salaries and employee benefits | $187,000 | 8,435 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $83,000 | 8,549 |
| Pre-tax net operating income | $375,000 | 6,022 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $125,000 | 4,546 |
| Income before extraordinary items | $250,000 | 6,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,466 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $250,000 | 6,352 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,779 |
| Total interest expense | $98,000 | 7,876 |
| Net interest income | $333,000 | 7,640 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $32,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $147,000 | 8,632 |
| Salaries and employee benefits | $90,000 | 8,519 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $39,000 | 8,657 |
| Pre-tax net operating income | $218,000 | 5,621 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $144,000 | 6,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,521 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $144,000 | 5,993 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 7,906 |
| Total interest expense | $437,000 | 7,991 |
| Net interest income | $1,219,000 | 7,791 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $123,000 | 8,068 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $98,000 | 6,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,000 | 8,275 |
| Total noninterest expense | $626,000 | 8,604 |
| Salaries and employee benefits | $364,000 | 8,544 |
| Premises and equipment expense | $75,000 | 8,414 |
| Additional noninterest expense | $187,000 | 8,527 |
| Pre-tax net operating income | $710,000 | 5,981 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $240,000 | 4,644 |
| Income before extraordinary items | $470,000 | 6,477 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $470,000 | 6,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $339,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $470,000 | 6,318 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 8,078 |
| Total interest expense | $336,000 | 8,087 |
| Net interest income | $852,000 | 7,978 |
| Provision for loan and lease losses | $4,000 | 7,376 |
| Total noninterest income | $89,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $445,000 | 8,675 |
| Salaries and employee benefits | $262,000 | 8,603 |
| Premises and equipment expense | $52,000 | 8,528 |
| Additional noninterest expense | $131,000 | 8,622 |
| Pre-tax net operating income | $492,000 | 6,324 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $163,000 | 4,974 |
| Income before extraordinary items | $329,000 | 6,777 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $329,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $144,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $329,000 | 6,606 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 8,100 |
| Total interest expense | $230,000 | 8,141 |
| Net interest income | $581,000 | 7,956 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $57,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $295,000 | 8,698 |
| Salaries and employee benefits | $173,000 | 8,634 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $86,000 | 8,650 |
| Pre-tax net operating income | $340,000 | 6,241 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $114,000 | 4,945 |
| Income before extraordinary items | $226,000 | 6,734 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $226,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $144,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $226,000 | 6,537 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 8,072 |
| Total interest expense | $119,000 | 8,193 |
| Net interest income | $306,000 | 7,889 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $28,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $149,000 | 8,738 |
| Salaries and employee benefits | $82,000 | 8,740 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $50,000 | 8,487 |
| Pre-tax net operating income | $184,000 | 6,037 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $121,000 | 6,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $121,000 | 6,364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 8,196 |
| Total interest expense | $559,000 | 8,219 |
| Net interest income | $1,112,000 | 8,098 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $128,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $109,000 | 6,431 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $628,000 | 8,704 |
| Salaries and employee benefits | $357,000 | 8,671 |
| Premises and equipment expense | $74,000 | 8,536 |
| Additional noninterest expense | $197,000 | 8,575 |
| Pre-tax net operating income | $612,000 | 6,387 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $214,000 | 5,013 |
| Income before extraordinary items | $418,000 | 6,753 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $418,000 | 6,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,059 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $404,800 | 6,693 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 8,513 |
| Total interest expense | $721,000 | 8,583 |
| Net interest income | $993,000 | 8,302 |
| Provision for loan and lease losses | $11,000 | 7,912 |
| Total noninterest income | $131,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $110,000 | 6,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $627,000 | 8,861 |
| Salaries and employee benefits | $345,000 | 8,864 |
| Premises and equipment expense | $73,000 | 8,743 |
| Additional noninterest expense | $209,000 | 8,580 |
| Pre-tax net operating income | $486,000 | 6,609 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $165,000 | 5,310 |
| Income before extraordinary items | $321,000 | 7,010 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $321,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $295,000 | 4,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $321,000 | 6,886 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 8,623 |
| Total interest expense | $689,000 | 8,883 |
| Net interest income | $1,113,000 | 8,255 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $109,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $558,000 | 9,222 |
| Salaries and employee benefits | $317,000 | 9,182 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $170,000 | 9,067 |
| Pre-tax net operating income | $646,000 | 6,420 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $206,000 | 5,328 |
| Income before extraordinary items | $440,000 | 6,629 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $440,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $413,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $440,000 | 6,646 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 8,998 |
| Total interest expense | $659,000 | 9,053 |
| Net interest income | $898,000 | 8,851 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $105,000 | 8,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $547,000 | 9,473 |
| Salaries and employee benefits | $285,000 | 9,549 |
| Premises and equipment expense | $71,000 | 9,201 |
| Additional noninterest expense | $191,000 | 9,118 |
| Pre-tax net operating income | $438,000 | 7,420 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $138,000 | 6,424 |
| Income before extraordinary items | $300,000 | 7,600 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $300,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $202,000 | 5,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $300,000 | 7,575 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 9,146 |
| Total interest expense | $677,000 | 9,244 |
| Net interest income | $935,000 | 8,947 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $110,000 | 8,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $512,000 | 9,736 |
| Salaries and employee benefits | $257,000 | 9,841 |
| Premises and equipment expense | $63,000 | 9,508 |
| Additional noninterest expense | $192,000 | 9,205 |
| Pre-tax net operating income | $518,000 | 7,276 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $172,000 | 6,555 |
| Income before extraordinary items | $349,000 | 7,538 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $349,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 10,185 |
| Cash dividends | $253,000 | 4,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $346,990 | 7,470 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 9,704 |
| Total interest expense | $692,000 | 9,563 |
| Net interest income | $780,000 | 9,722 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $474,000 | 10,220 |
| Salaries and employee benefits | $242,000 | 10,319 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $165,000 | 9,834 |
| Pre-tax net operating income | $321,000 | 8,879 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $233,000 | 8,887 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $233,000 | 8,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $147,000 | 5,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $219,400 | 8,963 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 10,085 |
| Total interest expense | $691,000 | 9,990 |
| Net interest income | $821,000 | 10,057 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $84,000 | 10,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $423,000 | 10,889 |
| Salaries and employee benefits | $227,000 | 10,863 |
| Premises and equipment expense | $65,000 | 10,223 |
| Additional noninterest expense | $131,000 | 10,785 |
| Pre-tax net operating income | $447,000 | 8,226 |
| Securities gains (losses) | $-19,000 | 10,606 |
| Applicable income taxes | $143,000 | 7,982 |
| Income before extraordinary items | $285,000 | 8,550 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $285,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $162,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $297,730 | 8,394 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 10,700 |
| Total interest expense | $629,000 | 10,570 |
| Net interest income | $760,000 | 10,659 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $83,000 | 10,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $434,000 | 11,318 |
| Salaries and employee benefits | $225,000 | 11,338 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $143,000 | 11,134 |
| Pre-tax net operating income | $359,000 | 9,332 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $117,000 | 8,844 |
| Income before extraordinary items | $242,000 | 9,485 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $242,000 | 9,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $155,000 | 5,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $242,000 | 9,470 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 11,048 |
| Total interest expense | $561,000 | 10,796 |
| Net interest income | $784,000 | 11,105 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $447,000 | 11,845 |
| Salaries and employee benefits | $214,000 | 11,964 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $164,000 | 11,607 |
| Pre-tax net operating income | $418,000 | 9,223 |
| Securities gains (losses) | $-101,000 | 11,531 |
| Applicable income taxes | $100,000 | 9,363 |
| Income before extraordinary items | $217,000 | 10,070 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $217,000 | 10,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 12,079 |
| Cash dividends | $132,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,680 | 9,366 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 11,572 |
| Total interest expense | $572,000 | 11,308 |
| Net interest income | $776,000 | 11,594 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $435,000 | 12,487 |
| Salaries and employee benefits | $199,000 | 12,651 |
| Premises and equipment expense | $80,000 | 11,146 |
| Additional noninterest expense | $156,000 | 12,331 |
| Pre-tax net operating income | $368,000 | 9,665 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $237,000 | 10,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $147,000 | 6,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $237,000 | 9,943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 12,071 |
| Total interest expense | $692,000 | 11,858 |
| Net interest income | $760,000 | 12,075 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $78,000 | 12,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $413,000 | 13,093 |
| Salaries and employee benefits | $187,000 | 13,277 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $157,000 | 12,839 |
| Pre-tax net operating income | $425,000 | 9,019 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $144,000 | 8,775 |
| Income before extraordinary items | $277,000 | 9,589 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $277,000 | 9,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $279,640 | 9,188 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.