Home > The First National Bank of Tribune > Income and Expense
The First National Bank of Tribune, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 6,406 |
| Total interest expense | $970,000 | 5,307 |
| Net interest income | $814,000 | 7,154 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $192,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $110,000 | 4,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 5,531 |
| Total noninterest expense | $829,000 | 6,684 |
| Salaries and employee benefits | $423,000 | 6,840 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $309,000 | 5,989 |
| Pre-tax net operating income | $177,000 | 7,224 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $24,000 | 5,702 |
| Income before extraordinary items | $153,000 | 7,133 |
| Extraordinary gains, net | $-33,000 | 8,766 |
| Net income | $120,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $153,000 | 7,147 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,470 |
| Total interest expense | $454,000 | 5,375 |
| Net interest income | $406,000 | 7,180 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $90,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $429,000 | 6,598 |
| Salaries and employee benefits | $211,000 | 6,859 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $158,000 | 5,910 |
| Pre-tax net operating income | $67,000 | 7,475 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $-16,000 | 8,782 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 6,384 |
| Total interest expense | $1,325,000 | 5,568 |
| Net interest income | $1,938,000 | 6,703 |
| Provision for loan and lease losses | $14,000 | 6,689 |
| Total noninterest income | $477,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $223,000 | 4,810 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,698 |
| Total noninterest expense | $1,852,000 | 6,346 |
| Salaries and employee benefits | $842,000 | 6,800 |
| Premises and equipment expense | $175,000 | 7,002 |
| Additional noninterest expense | $835,000 | 5,022 |
| Pre-tax net operating income | $549,000 | 6,585 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $146,000 | 5,028 |
| Income before extraordinary items | $403,000 | 6,767 |
| Extraordinary gains, net | $-78,000 | 8,814 |
| Net income | $325,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $403,000 | 6,739 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 6,380 |
| Total interest expense | $944,000 | 5,602 |
| Net interest income | $1,498,000 | 6,680 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $396,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $165,000 | 4,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $231,000 | 4,276 |
| Total noninterest expense | $1,408,000 | 6,280 |
| Salaries and employee benefits | $622,000 | 6,831 |
| Premises and equipment expense | $149,000 | 6,734 |
| Additional noninterest expense | $637,000 | 4,917 |
| Pre-tax net operating income | $472,000 | 6,494 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $176,000 | 4,609 |
| Income before extraordinary items | $296,000 | 6,942 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $296,000 | 6,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $296,000 | 6,901 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 6,449 |
| Total interest expense | $564,000 | 5,731 |
| Net interest income | $1,001,000 | 6,659 |
| Provision for loan and lease losses | $14,000 | 5,948 |
| Total noninterest income | $300,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $96,000 | 5,125 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $204,000 | 3,731 |
| Total noninterest expense | $939,000 | 6,274 |
| Salaries and employee benefits | $415,000 | 6,828 |
| Premises and equipment expense | $101,000 | 6,676 |
| Additional noninterest expense | $423,000 | 4,910 |
| Pre-tax net operating income | $348,000 | 6,304 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $123,000 | 4,536 |
| Income before extraordinary items | $225,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $225,000 | 6,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,523 |
| Total interest expense | $246,000 | 6,008 |
| Net interest income | $516,000 | 6,640 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $424,000 | 6,625 |
| Salaries and employee benefits | $200,000 | 6,975 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $176,000 | 5,487 |
| Pre-tax net operating income | $143,000 | 6,657 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $131,000 | 6,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $131,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $131,000 | 6,340 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 7,007 |
| Total interest expense | $797,000 | 6,276 |
| Net interest income | $1,587,000 | 7,196 |
| Provision for loan and lease losses | $140,000 | 4,374 |
| Total noninterest income | $254,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $184,000 | 5,386 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,987 |
| Total noninterest expense | $1,426,000 | 7,019 |
| Salaries and employee benefits | $692,000 | 7,316 |
| Premises and equipment expense | $206,000 | 6,689 |
| Additional noninterest expense | $528,000 | 6,386 |
| Pre-tax net operating income | $275,000 | 7,528 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $83,000 | 5,694 |
| Income before extraordinary items | $192,000 | 7,688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $192,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $192,000 | 7,652 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 7,169 |
| Total interest expense | $573,000 | 6,359 |
| Net interest income | $1,105,000 | 7,368 |
| Provision for loan and lease losses | $118,000 | 4,014 |
| Total noninterest income | $182,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $134,000 | 5,497 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 7,110 |
| Total noninterest expense | $1,002,000 | 7,170 |
| Salaries and employee benefits | $485,000 | 7,423 |
| Premises and equipment expense | $149,000 | 6,746 |
| Additional noninterest expense | $368,000 | 6,577 |
| Pre-tax net operating income | $167,000 | 7,844 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $45,000 | 6,037 |
| Income before extraordinary items | $122,000 | 7,959 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $122,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,844 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $122,000 | 7,906 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,483 |
| Total interest expense | $356,000 | 6,570 |
| Net interest income | $623,000 | 7,745 |
| Provision for loan and lease losses | $93,000 | 3,603 |
| Total noninterest income | $103,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $568,000 | 7,577 |
| Salaries and employee benefits | $294,000 | 7,716 |
| Premises and equipment expense | $39,000 | 8,284 |
| Additional noninterest expense | $235,000 | 6,722 |
| Pre-tax net operating income | $65,000 | 8,158 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $65,000 | 8,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $65,000 | 8,058 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 8,238 |
| Total interest expense | $139,000 | 7,207 |
| Net interest income | $188,000 | 8,499 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $205,000 | 8,206 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $-3,000 | 8,575 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-3,000 | 8,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,000 | 8,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-3,000 | 8,561 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 7,855 |
| Total interest expense | $590,000 | 7,424 |
| Net interest income | $1,125,000 | 7,917 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $148,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $81,000 | 6,879 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $1,132,000 | 7,614 |
| Salaries and employee benefits | $526,000 | 7,987 |
| Premises and equipment expense | $104,000 | 8,019 |
| Additional noninterest expense | $502,000 | 6,545 |
| Pre-tax net operating income | $57,000 | 8,358 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-34,000 | 8,841 |
| Income before extraordinary items | $91,000 | 8,269 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $91,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,855 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $91,000 | 8,162 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 7,940 |
| Total interest expense | $465,000 | 7,472 |
| Net interest income | $824,000 | 8,037 |
| Provision for loan and lease losses | $63,000 | 5,456 |
| Total noninterest income | $112,000 | 7,876 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,188 |
| Total noninterest expense | $821,000 | 7,674 |
| Salaries and employee benefits | $400,000 | 7,933 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $342,000 | 6,781 |
| Pre-tax net operating income | $52,000 | 8,445 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-25,000 | 8,973 |
| Income before extraordinary items | $77,000 | 8,377 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $77,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $77,000 | 8,252 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 7,988 |
| Total interest expense | $326,000 | 7,484 |
| Net interest income | $541,000 | 8,098 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $71,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $515,000 | 7,829 |
| Salaries and employee benefits | $262,000 | 7,991 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $205,000 | 7,078 |
| Pre-tax net operating income | $55,000 | 8,339 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $45,000 | 8,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $45,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $45,000 | 8,335 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,949 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $284,000 | 8,042 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $34,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $251,000 | 7,921 |
| Salaries and employee benefits | $131,000 | 8,020 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $97,000 | 7,224 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $20,000 | 8,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $20,000 | 8,369 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 7,897 |
| Total interest expense | $724,000 | 7,747 |
| Net interest income | $1,232,000 | 7,868 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $152,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,848 |
| Total noninterest expense | $1,012,000 | 7,910 |
| Salaries and employee benefits | $577,000 | 7,808 |
| Premises and equipment expense | $89,000 | 8,332 |
| Additional noninterest expense | $346,000 | 7,499 |
| Pre-tax net operating income | $372,000 | 7,280 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $131,000 | 5,691 |
| Income before extraordinary items | $241,000 | 7,612 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $241,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $241,000 | 7,524 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 8,043 |
| Total interest expense | $932,000 | 8,155 |
| Net interest income | $1,241,000 | 7,798 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $140,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $78,000 | 7,020 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $62,000 | 7,340 |
| Total noninterest expense | $990,000 | 7,989 |
| Salaries and employee benefits | $564,000 | 7,834 |
| Premises and equipment expense | $102,000 | 8,268 |
| Additional noninterest expense | $324,000 | 7,678 |
| Pre-tax net operating income | $391,000 | 7,022 |
| Securities gains (losses) | $64,000 | 2,136 |
| Applicable income taxes | $138,000 | 5,577 |
| Income before extraordinary items | $317,000 | 7,033 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $317,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $272,200 | 7,182 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 8,042 |
| Total interest expense | $1,135,000 | 7,937 |
| Net interest income | $1,239,000 | 7,991 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $126,000 | 8,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 5,884 |
| Total noninterest expense | $954,000 | 8,143 |
| Salaries and employee benefits | $578,000 | 7,814 |
| Premises and equipment expense | $94,000 | 8,550 |
| Additional noninterest expense | $282,000 | 8,088 |
| Pre-tax net operating income | $411,000 | 7,411 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $162,000 | 5,786 |
| Income before extraordinary items | $249,000 | 7,778 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $249,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $249,000 | 7,783 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 8,325 |
| Total interest expense | $979,000 | 8,226 |
| Net interest income | $1,174,000 | 8,249 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $90,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,873 |
| Total noninterest expense | $878,000 | 8,504 |
| Salaries and employee benefits | $515,000 | 8,263 |
| Premises and equipment expense | $96,000 | 8,710 |
| Additional noninterest expense | $267,000 | 8,402 |
| Pre-tax net operating income | $386,000 | 7,658 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $194,000 | 5,775 |
| Income before extraordinary items | $192,000 | 8,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $192,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $192,000 | 8,332 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 8,388 |
| Total interest expense | $1,049,000 | 8,288 |
| Net interest income | $1,192,000 | 8,340 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $89,000 | 9,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $862,000 | 8,561 |
| Salaries and employee benefits | $506,000 | 8,321 |
| Premises and equipment expense | $102,000 | 8,665 |
| Additional noninterest expense | $254,000 | 8,566 |
| Pre-tax net operating income | $419,000 | 7,764 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $173,000 | 6,538 |
| Income before extraordinary items | $246,000 | 8,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $246,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $246,000 | 8,196 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 8,995 |
| Total interest expense | $861,000 | 9,078 |
| Net interest income | $1,154,000 | 8,796 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $880,000 | 8,748 |
| Salaries and employee benefits | $521,000 | 8,453 |
| Premises and equipment expense | $109,000 | 8,750 |
| Additional noninterest expense | $250,000 | 8,848 |
| Pre-tax net operating income | $366,000 | 8,636 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $167,000 | 7,362 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $199,000 | 9,115 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 9,535 |
| Total interest expense | $826,000 | 9,566 |
| Net interest income | $1,056,000 | 9,402 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $98,000 | 9,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $835,000 | 9,297 |
| Salaries and employee benefits | $513,000 | 8,771 |
| Premises and equipment expense | $64,000 | 10,248 |
| Additional noninterest expense | $258,000 | 9,308 |
| Pre-tax net operating income | $319,000 | 8,996 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $193,000 | 9,364 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $193,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $193,000 | 9,308 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 9,963 |
| Total interest expense | $835,000 | 9,837 |
| Net interest income | $1,016,000 | 9,894 |
| Provision for loan and lease losses | $-60,000 | 11,625 |
| Total noninterest income | $104,000 | 10,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $834,000 | 9,629 |
| Salaries and employee benefits | $497,000 | 9,143 |
| Premises and equipment expense | $89,000 | 9,947 |
| Additional noninterest expense | $248,000 | 9,840 |
| Pre-tax net operating income | $346,000 | 9,416 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $114,000 | 8,898 |
| Income before extraordinary items | $232,000 | 9,582 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $232,000 | 9,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $232,000 | 9,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 10,480 |
| Total interest expense | $646,000 | 10,370 |
| Net interest income | $981,000 | 10,452 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $72,000 | 11,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $788,000 | 10,294 |
| Salaries and employee benefits | $430,000 | 10,002 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $278,000 | 10,206 |
| Pre-tax net operating income | $265,000 | 10,375 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $88,000 | 9,626 |
| Income before extraordinary items | $181,000 | 10,486 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $181,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $178,320 | 10,564 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 11,252 |
| Total interest expense | $583,000 | 11,238 |
| Net interest income | $912,000 | 11,121 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $85,000 | 11,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 11,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $814,000 | 10,593 |
| Salaries and employee benefits | $411,000 | 10,523 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $325,000 | 10,124 |
| Pre-tax net operating income | $183,000 | 11,187 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $67,000 | 10,544 |
| Income before extraordinary items | $120,000 | 11,568 |
| Extraordinary gains, net | $558,000 | 400 |
| Net income | $678,000 | 6,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $117,440 | 11,410 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 11,559 |
| Total interest expense | $752,000 | 11,568 |
| Net interest income | $926,000 | 11,404 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $80,000 | 12,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $763,000 | 11,184 |
| Salaries and employee benefits | $393,000 | 10,951 |
| Premises and equipment expense | $70,000 | 11,871 |
| Additional noninterest expense | $300,000 | 10,820 |
| Pre-tax net operating income | $243,000 | 10,676 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $177,000 | 10,906 |
| Extraordinary gains, net | $86,000 | 800 |
| Net income | $263,000 | 9,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $163,600 | 10,757 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.