Home > The First National Bank of the Pine Belt > Assets and Liabilities
The First National Bank of the Pine Belt, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 17 | 6,805 |
| Assets and Liabilities | ||
| Total Assets: | $52,804,000 | 6,865 |
| Cash and due from depository institutions | $2,499,000 | 6,805 |
| Interest-bearing balances | $354,000 | 4,005 |
| Securities | $13,702,000 | 5,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $32,460,000 | 6,601 |
| Loan loss allowance | $354,000 | 7,003 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,215,000 | 3,923 |
| Other real estate owned | $77,000 | 6,805 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,851,000 | 4,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,804,000 | 6,865 |
| Total liabilities | $47,625,000 | 6,800 |
| Total deposits | $42,315,000 | 6,928 |
| Interest-bearing deposits | $36,829,000 | 6,820 |
| Deposits held in domestic offices | $42,315,000 | 6,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,663 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,156,000 | 3,623 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $154,000 | 7,489 |
| Total equity capital | $5,179,000 | 7,121 |
| Total bank equity capital | $5,179,000 | 7,121 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $2,500,000 | 5,004 |
| Undivided profits | $179,000 | 8,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $238,000 | 7,522 |
| Earning assets | $46,516,000 | 6,946 |
| Long-term assets (5+ years) | $3,952,000 | 6,550 |
| Average Assets, year-to-date | $50,293,800 | 6,887 |
| Average Assets, quarterly | $52,742,000 | 6,834 |
| Volatile liabilities | $8,035,000 | 6,267 |
| Insider loans | $3,564,000 | 1,573 |
| FHLB advances | $4,156,000 | 3,466 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,384,000 | 6,542 |
| Tier 1 (core) risk-based capital | $5,162,000 | 7,003 |
| Tier 2 risk-based capital | $354,000 | 6,719 |
| Total risk weighted assets | $40,532,000 | 6,243 |
| Total unused commitments | $3,384,000 | 6,546 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 18 | 6,678 |
| Assets and Liabilities | ||
| Total Assets: | $52,680,000 | 6,861 |
| Cash and due from depository institutions | $2,381,000 | 6,678 |
| Interest-bearing balances | $318,000 | 4,222 |
| Securities | $10,489,000 | 6,441 |
| Federal funds sold & reverse repurchase agreements | $3,223,000 | 3,493 |
| Net loans & leases | $32,442,000 | 6,621 |
| Loan loss allowance | $346,000 | 7,128 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,229,000 | 3,895 |
| Other real estate owned | $45,000 | 6,678 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,871,000 | 4,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,680,000 | 6,861 |
| Total liabilities | $47,581,000 | 6,805 |
| Total deposits | $43,154,000 | 6,893 |
| Interest-bearing deposits | $38,460,000 | 6,732 |
| Deposits held in domestic offices | $43,154,000 | 6,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,273,000 | 3,573 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $154,000 | 7,814 |
| Total equity capital | $5,099,000 | 7,173 |
| Total bank equity capital | $5,099,000 | 7,173 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $2,500,000 | 4,976 |
| Undivided profits | $99,000 | 8,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 6,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $242,000 | 7,641 |
| Earning assets | $46,472,000 | 6,974 |
| Long-term assets (5+ years) | $3,611,000 | 6,687 |
| Average Assets, year-to-date | $49,666,250 | 6,960 |
| Average Assets, quarterly | $51,469,500 | 6,915 |
| Volatile liabilities | $6,717,000 | 6,679 |
| Insider loans | $3,323,000 | 1,679 |
| FHLB advances | $4,273,000 | 3,408 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,932,000 | 6,237 |
| Tier 1 (core) risk-based capital | $5,067,000 | 7,067 |
| Tier 2 risk-based capital | $346,000 | 6,824 |
| Total risk weighted assets | $40,533,000 | 6,255 |
| Total unused commitments | $3,932,000 | 6,243 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $50,259,000 | 7,000 |
| Cash and due from depository institutions | $4,360,000 | 6,562 |
| Interest-bearing balances | $227,000 | 4,652 |
| Securities | $9,895,000 | 6,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $31,895,000 | 6,668 |
| Loan loss allowance | $347,000 | 7,093 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,267,000 | 3,832 |
| Other real estate owned | $45,000 | 6,562 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,797,000 | 4,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,259,000 | 7,000 |
| Total liabilities | $45,208,000 | 6,951 |
| Total deposits | $41,002,000 | 7,052 |
| Interest-bearing deposits | $36,058,000 | 6,929 |
| Deposits held in domestic offices | $41,002,000 | 7,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,735 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,486,000 | 3,783 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $120,000 | 8,247 |
| Total equity capital | $5,051,000 | 7,218 |
| Total bank equity capital | $5,051,000 | 7,218 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $2,500,000 | 4,950 |
| Undivided profits | $51,000 | 8,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $270,000 | 7,316 |
| Earning assets | $42,017,000 | 7,232 |
| Long-term assets (5+ years) | $3,518,000 | 6,669 |
| Average Assets, year-to-date | $48,661,670 | 7,040 |
| Average Assets, quarterly | $48,614,000 | 7,071 |
| Volatile liabilities | $7,239,000 | 6,527 |
| Insider loans | $3,125,000 | 1,776 |
| FHLB advances | $3,486,000 | 3,614 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,816,000 | 6,844 |
| Tier 1 (core) risk-based capital | $5,003,000 | 7,079 |
| Tier 2 risk-based capital | $347,000 | 6,788 |
| Total risk weighted assets | $39,419,000 | 6,305 |
| Total unused commitments | $2,816,000 | 6,854 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $46,969,000 | 7,185 |
| Cash and due from depository institutions | $2,077,000 | 6,250 |
| Interest-bearing balances | $298,000 | 4,308 |
| Securities | $10,366,000 | 6,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $30,381,000 | 6,753 |
| Loan loss allowance | $338,000 | 7,140 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,305,000 | 3,762 |
| Other real estate owned | $45,000 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,795,000 | 4,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,969,000 | 7,185 |
| Total liabilities | $41,965,000 | 7,154 |
| Total deposits | $38,582,000 | 7,216 |
| Interest-bearing deposits | $34,035,000 | 7,105 |
| Deposits held in domestic offices | $38,582,000 | 7,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,263,000 | 3,749 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $120,000 | 8,279 |
| Total equity capital | $5,004,000 | 7,213 |
| Total bank equity capital | $5,004,000 | 7,213 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $2,500,000 | 4,930 |
| Undivided profits | $4,000 | 8,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $254,000 | 7,530 |
| Earning assets | $41,045,000 | 7,285 |
| Long-term assets (5+ years) | $3,267,000 | 6,723 |
| Average Assets, year-to-date | $47,863,000 | 7,091 |
| Average Assets, quarterly | $47,863,000 | 7,091 |
| Volatile liabilities | $6,414,000 | 6,773 |
| Insider loans | $3,564,000 | 1,503 |
| FHLB advances | $3,263,000 | 3,583 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,907,000 | 6,770 |
| Tier 1 (core) risk-based capital | $4,952,000 | 7,074 |
| Tier 2 risk-based capital | $338,000 | 6,827 |
| Total risk weighted assets | $36,818,000 | 6,437 |
| Total unused commitments | $2,907,000 | 6,787 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $48,757,000 | 7,051 |
| Cash and due from depository institutions | $3,622,000 | 5,964 |
| Interest-bearing balances | $307,000 | 4,168 |
| Securities | $10,932,000 | 6,309 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 6,346 |
| Net loans & leases | $29,396,000 | 6,879 |
| Loan loss allowance | $411,000 | 6,544 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,341,000 | 3,690 |
| Other real estate owned | $120,000 | 5,964 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,784,000 | 4,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,757,000 | 7,051 |
| Total liabilities | $43,787,000 | 7,016 |
| Total deposits | $40,446,000 | 7,074 |
| Interest-bearing deposits | $36,373,000 | 6,883 |
| Deposits held in domestic offices | $40,446,000 | 7,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,229,000 | 3,810 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $112,000 | 8,455 |
| Total equity capital | $4,970,000 | 7,204 |
| Total bank equity capital | $4,970,000 | 7,204 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $2,500,000 | 4,887 |
| Undivided profits | $-30,000 | 8,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 5,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $289,000 | 7,336 |
| Earning assets | $41,197,000 | 7,262 |
| Long-term assets (5+ years) | $2,084,000 | 7,189 |
| Average Assets, year-to-date | $48,090,600 | 6,954 |
| Average Assets, quarterly | $48,430,500 | 7,034 |
| Volatile liabilities | $7,768,000 | 6,340 |
| Insider loans | $3,751,000 | 1,415 |
| FHLB advances | $2,935,000 | 3,778 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,355,000 | 6,368 |
| Tier 1 (core) risk-based capital | $4,920,000 | 7,060 |
| Tier 2 risk-based capital | $411,000 | 6,205 |
| Total risk weighted assets | $36,730,000 | 6,460 |
| Total unused commitments | $3,355,000 | 6,370 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $47,758,000 | 7,070 |
| Cash and due from depository institutions | $2,870,000 | 6,738 |
| Interest-bearing balances | $1,099,000 | 2,873 |
| Securities | $12,051,000 | 6,010 |
| Federal funds sold & reverse repurchase agreements | $902,000 | 5,997 |
| Net loans & leases | $28,623,000 | 6,969 |
| Loan loss allowance | $374,000 | 6,770 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,462,000 | 3,497 |
| Other real estate owned | $137,000 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $713,000 | 7,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,758,000 | 7,070 |
| Total liabilities | $42,977,000 | 7,033 |
| Total deposits | $40,029,000 | 7,071 |
| Interest-bearing deposits | $35,654,000 | 6,912 |
| Deposits held in domestic offices | $40,029,000 | 7,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,822,000 | 3,788 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $126,000 | 8,675 |
| Total equity capital | $4,781,000 | 7,257 |
| Total bank equity capital | $4,781,000 | 7,257 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $2,500,000 | 4,833 |
| Undivided profits | $-219,000 | 8,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 6,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $293,000 | 7,612 |
| Earning assets | $42,675,000 | 7,125 |
| Long-term assets (5+ years) | $1,065,000 | 7,851 |
| Average Assets, year-to-date | $45,863,600 | 7,006 |
| Average Assets, quarterly | $47,649,000 | 7,024 |
| Volatile liabilities | $8,652,000 | 6,022 |
| Insider loans | $2,353,000 | 2,076 |
| FHLB advances | $2,591,000 | 3,637 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,987,000 | 7,341 |
| Tier 1 (core) risk-based capital | $4,747,000 | 7,135 |
| Tier 2 risk-based capital | $374,000 | 6,452 |
| Total risk weighted assets | $35,959,000 | 6,496 |
| Total unused commitments | $1,987,000 | 7,348 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $41,522,000 | 7,469 |
| Cash and due from depository institutions | $750,000 | 7,003 |
| Interest-bearing balances | $160,000 | 4,125 |
| Securities | $9,657,000 | 6,907 |
| Federal funds sold & reverse repurchase agreements | $1,682,000 | 4,576 |
| Net loans & leases | $26,526,000 | 7,136 |
| Loan loss allowance | $377,000 | 6,651 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,383,000 | 3,526 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $524,000 | 8,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,522,000 | 7,469 |
| Total liabilities | $36,860,000 | 7,457 |
| Total deposits | $34,818,000 | 7,439 |
| Interest-bearing deposits | $31,979,000 | 7,176 |
| Deposits held in domestic offices | $34,818,000 | 7,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,863,000 | 4,107 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $179,000 | 8,541 |
| Total equity capital | $4,662,000 | 7,338 |
| Total bank equity capital | $4,662,000 | 7,338 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $2,500,000 | 4,817 |
| Undivided profits | $-338,000 | 9,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 7,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $204,000 | 7,935 |
| Earning assets | $38,025,000 | 7,465 |
| Long-term assets (5+ years) | $2,169,000 | 7,244 |
| Average Assets, year-to-date | $36,374,600 | 7,703 |
| Average Assets, quarterly | $40,841,000 | 7,472 |
| Volatile liabilities | $9,545,000 | 5,741 |
| Insider loans | $1,179,000 | 3,458 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,741,000 | 7,534 |
| Tier 1 (core) risk-based capital | $4,655,000 | 7,239 |
| Tier 2 risk-based capital | $377,000 | 6,330 |
| Total risk weighted assets | $30,815,600 | 6,879 |
| Total unused commitments | $1,741,000 | 7,538 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $30,213,000 | 8,508 |
| Cash and due from depository institutions | $1,115,000 | 8,570 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,049,000 | 7,970 |
| Federal funds sold & reverse repurchase agreements | $2,774,000 | 3,029 |
| Net loans & leases | $18,353,000 | 8,182 |
| Loan loss allowance | $271,000 | 7,677 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $608,000 | 7,295 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $314,000 | 9,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,213,000 | 8,508 |
| Total liabilities | $25,787,000 | 8,587 |
| Total deposits | $25,525,000 | 8,470 |
| Interest-bearing deposits | $22,835,000 | 8,312 |
| Deposits held in domestic offices | $25,525,000 | 8,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $140,000 | 5,408 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $122,000 | 9,118 |
| Total equity capital | $4,426,000 | 7,455 |
| Total bank equity capital | $4,426,000 | 7,455 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $2,500,000 | 4,810 |
| Undivided profits | $-574,000 | 9,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $140,000 | 8,600 |
| Earning assets | $28,176,000 | 8,418 |
| Long-term assets (5+ years) | $2,633,000 | 7,344 |
| Average Assets, year-to-date | $21,924,750 | 9,087 |
| Average Assets, quarterly | $27,634,000 | 8,672 |
| Volatile liabilities | $5,916,000 | 6,898 |
| Insider loans | $682,000 | 4,621 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,950,000 | 7,516 |
| Tier 1 (core) risk-based capital | $4,487,000 | 7,417 |
| Tier 2 risk-based capital | $256,320 | 7,537 |
| Total risk weighted assets | $20,491,020 | 8,170 |
| Total unused commitments | $1,950,000 | 7,522 |
| Derivatives | $0 | 488 |