Home > The First National Bank of the Panhandle > Assets and Liabilities
The First National Bank of the Panhandle, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $79,311,000 | 5,390 |
| Cash and due from depository institutions | $2,352,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,292,000 | 7,495 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 3,552 |
| Net loans & leases | $53,370,000 | 4,753 |
| Loan loss allowance | $1,998,000 | 1,949 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,258,000 | 3,322 |
| Other real estate owned | $817,000 | 4,916 |
| Goodwill and other intangibles | $12,000 | 2,976 |
| All other assets | $4,260,000 | 1,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,311,000 | 5,390 |
| Total liabilities | $78,596,000 | 4,990 |
| Total deposits | $78,227,000 | 4,800 |
| Interest-bearing deposits | $72,162,000 | 4,505 |
| Deposits held in domestic offices | $78,227,000 | 4,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $369,000 | 7,496 |
| Total equity capital | $715,000 | 11,857 |
| Total bank equity capital | $715,000 | 11,857 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,400,000 | 1,662 |
| Surplus | $2,800,000 | 4,419 |
| Undivided profits | $-4,485,000 | 11,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,887,000 | 472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $287,000 | 442 |
| Income earned, not collected on loans | $1,550,000 | 1,445 |
| Earning assets | $69,612,000 | 5,597 |
| Long-term assets (5+ years) | $1,241,000 | 8,710 |
| Average Assets, year-to-date | $90,657,800 | 4,621 |
| Average Assets, quarterly | $83,988,500 | 5,102 |
| Volatile liabilities | $13,622,000 | 3,611 |
| Insider loans | $1,999,000 | 2,129 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,265,000 | 2,202 |
| Tier 1 (core) risk-based capital | $687,000 | 11,868 |
| Tier 2 risk-based capital | $687,000 | 4,091 |
| Total risk weighted assets | $60,346,490 | 4,298 |
| Total unused commitments | $17,265,000 | 2,213 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $94,189,000 | 4,611 |
| Cash and due from depository institutions | $4,477,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,197,000 | 8,330 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
| Net loans & leases | $71,642,000 | 3,601 |
| Loan loss allowance | $585,000 | 5,517 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,102,000 | 3,493 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $17,000 | 2,801 |
| All other assets | $3,154,000 | 2,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,189,000 | 4,611 |
| Total liabilities | $87,741,000 | 4,511 |
| Total deposits | $87,157,000 | 4,304 |
| Interest-bearing deposits | $80,394,000 | 4,036 |
| Deposits held in domestic offices | $87,157,000 | 4,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $584,000 | 4,673 |
| Total equity capital | $6,448,000 | 5,924 |
| Total bank equity capital | $6,448,000 | 5,924 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $2,230,000 | 5,151 |
| Undivided profits | $2,218,000 | 6,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,673,000 | 1,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $195,000 | 549 |
| Income earned, not collected on loans | $2,466,000 | 817 |
| Earning assets | $84,439,000 | 4,698 |
| Long-term assets (5+ years) | $2,563,000 | 7,753 |
| Average Assets, year-to-date | $84,575,600 | 4,964 |
| Average Assets, quarterly | $91,786,000 | 4,691 |
| Volatile liabilities | $16,264,000 | 2,993 |
| Insider loans | $2,516,000 | 1,667 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,841,000 | 2,379 |
| Tier 1 (core) risk-based capital | $6,603,000 | 5,925 |
| Tier 2 risk-based capital | $585,000 | 4,644 |
| Total risk weighted assets | $77,133,100 | 3,362 |
| Total unused commitments | $14,841,000 | 2,391 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $76,857,000 | 5,628 |
| Cash and due from depository institutions | $2,639,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,719,000 | 8,824 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 4,685 |
| Net loans & leases | $57,972,000 | 4,215 |
| Loan loss allowance | $384,000 | 7,605 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $738,000 | 7,321 |
| Other real estate owned | $24,000 | 6,405 |
| Goodwill and other intangibles | $22,000 | 2,691 |
| All other assets | $1,993,000 | 3,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,857,000 | 5,628 |
| Total liabilities | $71,107,000 | 5,519 |
| Total deposits | $70,818,000 | 5,351 |
| Interest-bearing deposits | $64,157,000 | 5,140 |
| Deposits held in domestic offices | $70,818,000 | 5,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $289,000 | 7,715 |
| Total equity capital | $5,750,000 | 6,598 |
| Total bank equity capital | $5,750,000 | 6,598 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $2,230,000 | 5,132 |
| Undivided profits | $1,520,000 | 8,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $878,000 | 3,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,513,000 | 1,127 |
| Earning assets | $71,441,000 | 5,553 |
| Long-term assets (5+ years) | $1,144,000 | 9,781 |
| Average Assets, year-to-date | $75,465,400 | 5,554 |
| Average Assets, quarterly | $74,542,500 | 5,715 |
| Volatile liabilities | $10,692,000 | 3,911 |
| Insider loans | $2,139,000 | 1,921 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,848,000 | 2,586 |
| Tier 1 (core) risk-based capital | $5,728,000 | 6,531 |
| Tier 2 risk-based capital | $384,000 | 6,482 |
| Total risk weighted assets | $59,980,100 | 4,168 |
| Total unused commitments | $12,848,000 | 2,609 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $77,896,000 | 5,612 |
| Cash and due from depository institutions | $2,728,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,457,000 | 4,953 |
| Federal funds sold & reverse repurchase agreements | $1,480,000 | 7,593 |
| Net loans & leases | $44,731,000 | 5,261 |
| Loan loss allowance | $437,000 | 7,083 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $608,000 | 8,198 |
| Other real estate owned | $62,000 | 7,064 |
| Goodwill and other intangibles | $26,000 | 2,667 |
| All other assets | $1,804,000 | 3,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,896,000 | 5,612 |
| Total liabilities | $72,618,000 | 5,499 |
| Total deposits | $71,740,000 | 5,384 |
| Interest-bearing deposits | $65,761,000 | 5,150 |
| Deposits held in domestic offices | $71,740,000 | 5,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000 | 2,967 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $353,000 | 7,425 |
| Total equity capital | $5,278,000 | 6,802 |
| Total bank equity capital | $5,278,000 | 6,802 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,230,000 | 5,037 |
| Undivided profits | $2,548,000 | 6,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 5,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,268,000 | 1,518 |
| Earning assets | $72,668,000 | 5,509 |
| Long-term assets (5+ years) | $1,518,000 | 9,539 |
| Average Assets, year-to-date | $64,885,000 | 6,374 |
| Average Assets, quarterly | $76,931,000 | 5,611 |
| Volatile liabilities | $9,709,000 | 4,210 |
| Insider loans | $649,000 | 1,383 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,479,000 | 2,860 |
| Tier 1 (core) risk-based capital | $5,252,000 | 6,768 |
| Tier 2 risk-based capital | $437,000 | 5,828 |
| Total risk weighted assets | $47,775,300 | 5,125 |
| Total unused commitments | $10,479,000 | 2,873 |
| Derivatives | $0 | 651 |